Home > Windsor Locks Community Bank, FSL > Income and Expense
Windsor Locks Community Bank, FSL, Income and Expense
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,352,000 | 7,859 |
| Total interest expense | $420,000 | 7,685 |
| Net interest income | $932,000 | 7,809 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $67,000 | 8,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 6,769 |
| Total noninterest expense | $791,000 | 7,763 |
| Salaries and employee benefits | $463,000 | 7,595 |
| Premises and equipment expense | $192,000 | 6,101 |
| Additional noninterest expense | $136,000 | 8,579 |
| Pre-tax net operating income | $208,000 | 7,684 |
| Securities gains (losses) | $7,000 | 3,479 |
| Applicable income taxes | $76,000 | 5,850 |
| Income before extraordinary items | $139,000 | 7,980 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $139,000 | 7,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $134,450 | 7,876 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $922,000 | 7,867 |
| Total interest expense | $297,000 | 7,682 |
| Net interest income | $625,000 | 7,814 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $45,000 | 8,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $45,000 | 6,742 |
| Total noninterest expense | $523,000 | 7,801 |
| Salaries and employee benefits | $298,000 | 7,709 |
| Premises and equipment expense | $128,000 | 6,096 |
| Additional noninterest expense | $97,000 | 8,501 |
| Pre-tax net operating income | $147,000 | 7,625 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $50,000 | 5,908 |
| Income before extraordinary items | $104,000 | 7,912 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $104,000 | 7,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $99,240 | 7,799 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $485,000 | 7,809 |
| Total interest expense | $157,000 | 7,662 |
| Net interest income | $328,000 | 7,746 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $23,000 | 8,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 6,700 |
| Total noninterest expense | $273,000 | 7,727 |
| Salaries and employee benefits | $157,000 | 7,594 |
| Premises and equipment expense | $69,000 | 5,897 |
| Additional noninterest expense | $47,000 | 8,571 |
| Pre-tax net operating income | $78,000 | 7,559 |
| Securities gains (losses) | $7,000 | 2,278 |
| Applicable income taxes | $33,000 | 5,621 |
| Income before extraordinary items | $52,000 | 7,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $52,000 | 7,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $47,520 | 7,807 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 7,690 |
| Total interest expense | $802,000 | 7,508 |
| Net interest income | $1,345,000 | 7,688 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $95,000 | 8,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $95,000 | 6,547 |
| Total noninterest expense | $1,111,000 | 7,695 |
| Salaries and employee benefits | $618,000 | 7,634 |
| Premises and equipment expense | $250,000 | 6,143 |
| Additional noninterest expense | $243,000 | 8,226 |
| Pre-tax net operating income | $329,000 | 7,447 |
| Securities gains (losses) | $-31,000 | 9,037 |
| Applicable income taxes | $112,000 | 5,851 |
| Income before extraordinary items | $186,000 | 7,917 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $186,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $205,840 | 7,711 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 8,077 |
| Total interest expense | $1,168,000 | 7,668 |
| Net interest income | $972,000 | 8,348 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $64,000 | 8,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $64,000 | 7,283 |
| Total noninterest expense | $927,000 | 8,147 |
| Salaries and employee benefits | $522,000 | 8,064 |
| Premises and equipment expense | $222,000 | 6,469 |
| Additional noninterest expense | $183,000 | 8,791 |
| Pre-tax net operating income | $109,000 | 8,290 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $9,000 | 7,619 |
| Income before extraordinary items | $99,000 | 8,342 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $99,000 | 8,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $99,920 | 8,235 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,931,000 | 8,474 |
| Total interest expense | $1,075,000 | 8,071 |
| Net interest income | $856,000 | 8,785 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $75,000 | 8,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $75,000 | 7,039 |
| Total noninterest expense | $859,000 | 8,410 |
| Salaries and employee benefits | $510,000 | 8,192 |
| Premises and equipment expense | $192,000 | 6,890 |
| Additional noninterest expense | $157,000 | 9,180 |
| Pre-tax net operating income | $72,000 | 8,901 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $19,000 | 7,866 |
| Income before extraordinary items | $53,000 | 8,954 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $53,000 | 8,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,115 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $53,000 | 8,938 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 8,838 |
| Total interest expense | $892,000 | 8,468 |
| Net interest income | $801,000 | 9,065 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $54,000 | 9,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $54,000 | 7,918 |
| Total noninterest expense | $658,000 | 9,150 |
| Salaries and employee benefits | $375,000 | 9,030 |
| Premises and equipment expense | $135,000 | 7,931 |
| Additional noninterest expense | $148,000 | 9,525 |
| Pre-tax net operating income | $197,000 | 8,601 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $70,000 | 7,338 |
| Income before extraordinary items | $127,000 | 8,799 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $127,000 | 8,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,199 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $127,000 | 8,763 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 9,116 |
| Total interest expense | $893,000 | 8,708 |
| Net interest income | $743,000 | 9,396 |
| Provision for loan and lease losses | $52,000 | 6,526 |
| Total noninterest income | $55,000 | 9,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $55,000 | 7,990 |
| Total noninterest expense | $594,000 | 9,453 |
| Salaries and employee benefits | $323,000 | 9,481 |
| Premises and equipment expense | $145,000 | 7,766 |
| Additional noninterest expense | $126,000 | 9,900 |
| Pre-tax net operating income | $152,000 | 9,163 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-27,000 | 10,079 |
| Income before extraordinary items | $179,000 | 8,770 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $179,000 | 8,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $179,000 | 8,706 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 9,525 |
| Total interest expense | $892,000 | 8,988 |
| Net interest income | $733,000 | 9,854 |
| Provision for loan and lease losses | $59,000 | 6,382 |
| Total noninterest income | $36,000 | 10,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $36,000 | 9,049 |
| Total noninterest expense | $588,000 | 9,797 |
| Salaries and employee benefits | $326,000 | 9,772 |
| Premises and equipment expense | $121,000 | 8,469 |
| Additional noninterest expense | $141,000 | 10,108 |
| Pre-tax net operating income | $122,000 | 9,982 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-20,000 | 10,552 |
| Income before extraordinary items | $142,000 | 9,657 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $142,000 | 9,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,716 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $142,000 | 9,609 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 10,051 |
| Total interest expense | $859,000 | 9,453 |
| Net interest income | $677,000 | 10,451 |
| Provision for loan and lease losses | $145,000 | 4,158 |
| Total noninterest income | $38,000 | 11,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $38,000 | 9,447 |
| Total noninterest expense | $695,000 | 9,840 |
| Salaries and employee benefits | $297,000 | 10,370 |
| Premises and equipment expense | $113,000 | 8,958 |
| Additional noninterest expense | $285,000 | 9,039 |
| Pre-tax net operating income | $-125,000 | 10,994 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $1,000 | 10,529 |
| Income before extraordinary items | $-125,000 | 11,035 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-125,000 | 11,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,113 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-126,000 | 10,989 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 10,722 |
| Total interest expense | $757,000 | 10,098 |
| Net interest income | $621,000 | 11,069 |
| Provision for loan and lease losses | $140,000 | 3,774 |
| Total noninterest income | $19,000 | 11,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $19,000 | 10,950 |
| Total noninterest expense | $625,000 | 10,469 |
| Salaries and employee benefits | $304,000 | 10,711 |
| Premises and equipment expense | $106,000 | 9,444 |
| Additional noninterest expense | $215,000 | 10,240 |
| Pre-tax net operating income | $-125,000 | 11,615 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $-23,000 | 11,568 |
| Income before extraordinary items | $-99,000 | 11,603 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-99,000 | 11,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,894 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-101,430 | 11,583 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 11,284 |
| Total interest expense | $601,000 | 10,602 |
| Net interest income | $628,000 | 11,611 |
| Provision for loan and lease losses | $57,000 | 5,874 |
| Total noninterest income | $-16,000 | 12,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $-16,000 | 12,604 |
| Total noninterest expense | $1,067,000 | 9,094 |
| Salaries and employee benefits | $208,000 | 12,010 |
| Premises and equipment expense | $92,000 | 10,281 |
| Additional noninterest expense | $767,000 | 5,896 |
| Pre-tax net operating income | $-512,000 | 12,387 |
| Securities gains (losses) | $265,000 | 415 |
| Applicable income taxes | $2,000 | 11,553 |
| Income before extraordinary items | $-249,000 | 12,250 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-249,000 | 12,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-514,000 | 12,365 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 11,583 |
| Total interest expense | $746,000 | 10,331 |
| Net interest income | $598,000 | 12,219 |
| Provision for loan and lease losses | $69,000 | 6,693 |
| Total noninterest income | $36,000 | 12,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $36,000 | 10,920 |
| Total noninterest expense | $551,000 | 11,901 |
| Salaries and employee benefits | $207,000 | 12,571 |
| Premises and equipment expense | $97,000 | 10,539 |
| Additional noninterest expense | $247,000 | 11,121 |
| Pre-tax net operating income | $14,000 | 12,330 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $13,000 | 12,456 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $13,000 | 12,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $13,000 | 12,324 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 11,686 |
| Total interest expense | $1,108,000 | 9,952 |
| Net interest income | $509,000 | 13,049 |
| Provision for loan and lease losses | $68,000 | 8,314 |
| Total noninterest income | $134,000 | 10,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $134,000 | 7,060 |
| Total noninterest expense | $603,000 | 12,048 |
| Salaries and employee benefits | $265,000 | 12,430 |
| Premises and equipment expense | $95,000 | 10,910 |
| Additional noninterest expense | $243,000 | 11,625 |
| Pre-tax net operating income | $-28,000 | 12,815 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $5,000 | 12,508 |
| Income before extraordinary items | $-33,000 | 12,968 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-33,000 | 12,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-33,000 | 12,782 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.