Home > Wilton Savings Bank > Income and Expense
Wilton Savings Bank, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,822,000 | 5,956 |
| Total interest expense | $1,163,000 | 5,896 |
| Net interest income | $2,659,000 | 5,882 |
| Provision for loan and lease losses | $38,000 | 6,024 |
| Total noninterest income | $304,000 | 6,300 |
| Gross Fiduciary activities income | $81,000 | 981 |
| Service charges on deposit accounts | $112,000 | 6,110 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $111,000 | 6,239 |
| Total noninterest expense | $1,711,000 | 6,553 |
| Salaries and employee benefits | $1,143,000 | 5,937 |
| Premises and equipment expense | $177,000 | 6,977 |
| Additional noninterest expense | $391,000 | 7,126 |
| Pre-tax net operating income | $1,214,000 | 4,880 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $59,000 | 5,755 |
| Income before extraordinary items | $1,155,000 | 4,440 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,155,000 | 4,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,967 |
| Cash dividends | $886,000 | 2,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,155,000 | 4,403 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,815,000 | 5,979 |
| Total interest expense | $823,000 | 5,941 |
| Net interest income | $1,992,000 | 5,900 |
| Provision for loan and lease losses | $38,000 | 5,602 |
| Total noninterest income | $228,000 | 6,331 |
| Gross Fiduciary activities income | $68,000 | 948 |
| Service charges on deposit accounts | $106,000 | 5,754 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,950 |
| Total noninterest expense | $1,271,000 | 6,579 |
| Salaries and employee benefits | $838,000 | 5,966 |
| Premises and equipment expense | $135,000 | 6,936 |
| Additional noninterest expense | $298,000 | 7,116 |
| Pre-tax net operating income | $911,000 | 5,006 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $47,000 | 5,835 |
| Income before extraordinary items | $864,000 | 4,556 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $864,000 | 4,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,349 |
| Cash dividends | $715,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $864,000 | 4,518 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,854,000 | 5,968 |
| Total interest expense | $517,000 | 5,951 |
| Net interest income | $1,337,000 | 5,870 |
| Provision for loan and lease losses | $29,000 | 5,376 |
| Total noninterest income | $165,000 | 6,152 |
| Gross Fiduciary activities income | $66,000 | 888 |
| Service charges on deposit accounts | $70,000 | 5,724 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $29,000 | 7,234 |
| Total noninterest expense | $866,000 | 6,513 |
| Salaries and employee benefits | $573,000 | 5,904 |
| Premises and equipment expense | $92,000 | 6,876 |
| Additional noninterest expense | $201,000 | 7,081 |
| Pre-tax net operating income | $607,000 | 4,993 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $32,000 | 5,826 |
| Income before extraordinary items | $575,000 | 4,531 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $575,000 | 4,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $575,000 | 4,473 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $912,000 | 6,006 |
| Total interest expense | $239,000 | 6,094 |
| Net interest income | $673,000 | 5,854 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $106,000 | 5,559 |
| Gross Fiduciary activities income | $56,000 | 780 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $431,000 | 6,562 |
| Salaries and employee benefits | $282,000 | 5,993 |
| Premises and equipment expense | $49,000 | 6,814 |
| Additional noninterest expense | $100,000 | 7,144 |
| Pre-tax net operating income | $339,000 | 4,677 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $17,000 | 5,779 |
| Income before extraordinary items | $322,000 | 4,179 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $322,000 | 4,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $322,000 | 4,133 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,447,000 | 6,016 |
| Total interest expense | $835,000 | 6,141 |
| Net interest income | $2,612,000 | 5,866 |
| Provision for loan and lease losses | $30,000 | 6,416 |
| Total noninterest income | $314,000 | 6,303 |
| Gross Fiduciary activities income | $74,000 | 996 |
| Service charges on deposit accounts | $176,000 | 5,494 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $64,000 | 7,105 |
| Total noninterest expense | $1,758,000 | 6,432 |
| Salaries and employee benefits | $1,111,000 | 5,938 |
| Premises and equipment expense | $186,000 | 6,923 |
| Additional noninterest expense | $461,000 | 6,793 |
| Pre-tax net operating income | $1,138,000 | 4,920 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $58,000 | 5,953 |
| Income before extraordinary items | $1,081,000 | 4,486 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,081,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $569,000 | 3,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,080,050 | 4,420 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 6,065 |
| Total interest expense | $623,000 | 6,163 |
| Net interest income | $1,929,000 | 5,913 |
| Provision for loan and lease losses | $30,000 | 5,981 |
| Total noninterest income | $245,000 | 6,255 |
| Gross Fiduciary activities income | $62,000 | 976 |
| Service charges on deposit accounts | $127,000 | 5,605 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $56,000 | 6,899 |
| Total noninterest expense | $1,256,000 | 6,543 |
| Salaries and employee benefits | $760,000 | 6,196 |
| Premises and equipment expense | $142,000 | 6,853 |
| Additional noninterest expense | $354,000 | 6,681 |
| Pre-tax net operating income | $888,000 | 4,916 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $40,000 | 6,113 |
| Income before extraordinary items | $849,000 | 4,443 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $849,000 | 4,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $569,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $848,040 | 4,368 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 6,102 |
| Total interest expense | $419,000 | 6,159 |
| Net interest income | $1,265,000 | 5,978 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $181,000 | 6,046 |
| Gross Fiduciary activities income | $60,000 | 909 |
| Service charges on deposit accounts | $85,000 | 5,604 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $36,000 | 6,981 |
| Total noninterest expense | $851,000 | 6,540 |
| Salaries and employee benefits | $503,000 | 6,275 |
| Premises and equipment expense | $91,000 | 6,970 |
| Additional noninterest expense | $257,000 | 6,448 |
| Pre-tax net operating income | $565,000 | 4,976 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $30,000 | 6,027 |
| Income before extraordinary items | $536,000 | 4,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $536,000 | 4,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $349,000 | 2,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $535,050 | 4,477 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $824,000 | 6,179 |
| Total interest expense | $210,000 | 6,211 |
| Net interest income | $614,000 | 6,085 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $110,000 | 5,552 |
| Gross Fiduciary activities income | $49,000 | 804 |
| Service charges on deposit accounts | $37,000 | 5,836 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $24,000 | 6,514 |
| Total noninterest expense | $434,000 | 6,515 |
| Salaries and employee benefits | $252,000 | 6,306 |
| Premises and equipment expense | $48,000 | 6,879 |
| Additional noninterest expense | $134,000 | 6,328 |
| Pre-tax net operating income | $265,000 | 5,118 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $14,000 | 6,056 |
| Income before extraordinary items | $251,000 | 4,743 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $251,000 | 4,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $174,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $251,000 | 4,622 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 6,158 |
| Total interest expense | $1,011,000 | 6,091 |
| Net interest income | $2,353,000 | 6,094 |
| Provision for loan and lease losses | $-134,000 | 9,056 |
| Total noninterest income | $305,000 | 6,566 |
| Gross Fiduciary activities income | $68,000 | 1,029 |
| Service charges on deposit accounts | $180,000 | 5,484 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $57,000 | 7,379 |
| Total noninterest expense | $1,684,000 | 6,556 |
| Salaries and employee benefits | $1,020,000 | 6,190 |
| Premises and equipment expense | $192,000 | 6,882 |
| Additional noninterest expense | $472,000 | 6,719 |
| Pre-tax net operating income | $1,108,000 | 4,895 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $56,000 | 6,198 |
| Income before extraordinary items | $1,052,000 | 4,499 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,052,000 | 4,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-130,000 | 9,070 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,052,000 | 4,330 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 6,204 |
| Total interest expense | $790,000 | 6,112 |
| Net interest income | $1,754,000 | 6,142 |
| Provision for loan and lease losses | $-139,000 | 9,150 |
| Total noninterest income | $228,000 | 6,609 |
| Gross Fiduciary activities income | $58,000 | 1,005 |
| Service charges on deposit accounts | $134,000 | 5,543 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 7,634 |
| Total noninterest expense | $1,260,000 | 6,547 |
| Salaries and employee benefits | $764,000 | 6,162 |
| Premises and equipment expense | $143,000 | 6,912 |
| Additional noninterest expense | $353,000 | 6,693 |
| Pre-tax net operating income | $861,000 | 4,943 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $39,000 | 6,406 |
| Income before extraordinary items | $822,000 | 4,523 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $822,000 | 4,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-134,000 | 9,126 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $822,000 | 4,348 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 6,215 |
| Total interest expense | $561,000 | 6,038 |
| Net interest income | $1,153,000 | 6,186 |
| Provision for loan and lease losses | $-129,000 | 9,208 |
| Total noninterest income | $163,000 | 6,445 |
| Gross Fiduciary activities income | $56,000 | 950 |
| Service charges on deposit accounts | $83,000 | 5,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $24,000 | 7,615 |
| Total noninterest expense | $869,000 | 6,446 |
| Salaries and employee benefits | $526,000 | 6,072 |
| Premises and equipment expense | $95,000 | 6,893 |
| Additional noninterest expense | $248,000 | 6,551 |
| Pre-tax net operating income | $576,000 | 4,946 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $27,000 | 6,403 |
| Income before extraordinary items | $549,000 | 4,548 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $549,000 | 4,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-134,000 | 9,163 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $549,000 | 4,330 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $891,000 | 6,130 |
| Total interest expense | $289,000 | 6,057 |
| Net interest income | $602,000 | 6,052 |
| Provision for loan and lease losses | $5,000 | 6,526 |
| Total noninterest income | $93,000 | 6,074 |
| Gross Fiduciary activities income | $41,000 | 862 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $435,000 | 6,461 |
| Salaries and employee benefits | $263,000 | 6,080 |
| Premises and equipment expense | $47,000 | 6,953 |
| Additional noninterest expense | $125,000 | 6,520 |
| Pre-tax net operating income | $255,000 | 5,225 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $17,000 | 6,213 |
| Income before extraordinary items | $238,000 | 4,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $238,000 | 4,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 9,182 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $238,000 | 4,654 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,874,000 | 6,011 |
| Total interest expense | $1,508,000 | 5,703 |
| Net interest income | $2,366,000 | 6,089 |
| Provision for loan and lease losses | $314,000 | 3,334 |
| Total noninterest income | $288,000 | 6,552 |
| Gross Fiduciary activities income | $65,000 | 1,068 |
| Service charges on deposit accounts | $162,000 | 5,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 7,318 |
| Total noninterest expense | $1,656,000 | 6,560 |
| Salaries and employee benefits | $1,016,000 | 6,077 |
| Premises and equipment expense | $172,000 | 7,138 |
| Additional noninterest expense | $468,000 | 6,693 |
| Pre-tax net operating income | $684,000 | 6,149 |
| Securities gains (losses) | $103,000 | 1,722 |
| Applicable income taxes | $41,000 | 6,673 |
| Income before extraordinary items | $746,000 | 5,381 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $746,000 | 5,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 2,091 |
| Cash dividends | $407,000 | 3,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $648,150 | 5,623 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 5,963 |
| Total interest expense | $2,118,000 | 5,923 |
| Net interest income | $2,389,000 | 5,869 |
| Provision for loan and lease losses | $-3,000 | 9,427 |
| Total noninterest income | $306,000 | 6,368 |
| Gross Fiduciary activities income | $115,000 | 966 |
| Service charges on deposit accounts | $142,000 | 5,910 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $49,000 | 7,713 |
| Total noninterest expense | $1,681,000 | 6,383 |
| Salaries and employee benefits | $1,051,000 | 5,815 |
| Premises and equipment expense | $187,000 | 6,973 |
| Additional noninterest expense | $443,000 | 6,832 |
| Pre-tax net operating income | $1,017,000 | 4,856 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $39,000 | 6,903 |
| Income before extraordinary items | $978,000 | 4,338 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $978,000 | 4,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,052 |
| Cash dividends | $735,000 | 2,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $978,000 | 4,225 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,452,000 | 6,131 |
| Total interest expense | $2,186,000 | 5,992 |
| Net interest income | $2,266,000 | 6,165 |
| Provision for loan and lease losses | $45,000 | 6,708 |
| Total noninterest income | $267,000 | 6,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 5,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 5,927 |
| Total noninterest expense | $1,617,000 | 6,448 |
| Salaries and employee benefits | $980,000 | 5,999 |
| Premises and equipment expense | $203,000 | 6,721 |
| Additional noninterest expense | $434,000 | 6,893 |
| Pre-tax net operating income | $871,000 | 5,640 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $53,000 | 7,189 |
| Income before extraordinary items | $818,000 | 4,981 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $818,000 | 4,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,082 |
| Cash dividends | $976,000 | 2,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $818,000 | 4,976 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,332,000 | 6,074 |
| Total interest expense | $1,853,000 | 6,258 |
| Net interest income | $2,479,000 | 5,821 |
| Provision for loan and lease losses | $1,000 | 8,482 |
| Total noninterest income | $291,000 | 6,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 5,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 5,733 |
| Total noninterest expense | $1,678,000 | 6,346 |
| Salaries and employee benefits | $1,002,000 | 5,876 |
| Premises and equipment expense | $195,000 | 6,889 |
| Additional noninterest expense | $481,000 | 6,655 |
| Pre-tax net operating income | $1,091,000 | 5,050 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $83,000 | 7,162 |
| Income before extraordinary items | $1,007,000 | 4,418 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,007,000 | 4,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $3,408,000 | 880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,007,920 | 4,380 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,254,000 | 6,259 |
| Total interest expense | $1,751,000 | 6,657 |
| Net interest income | $2,503,000 | 5,856 |
| Provision for loan and lease losses | $29,000 | 7,397 |
| Total noninterest income | $304,000 | 6,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 5,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 5,793 |
| Total noninterest expense | $1,501,000 | 6,688 |
| Salaries and employee benefits | $952,000 | 5,975 |
| Premises and equipment expense | $120,000 | 8,264 |
| Additional noninterest expense | $429,000 | 6,987 |
| Pre-tax net operating income | $1,277,000 | 4,685 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $55,000 | 8,243 |
| Income before extraordinary items | $1,222,000 | 3,870 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,222,000 | 3,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $936,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,222,000 | 3,777 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 6,665 |
| Total interest expense | $1,666,000 | 6,969 |
| Net interest income | $2,330,000 | 6,317 |
| Provision for loan and lease losses | $33,000 | 7,298 |
| Total noninterest income | $286,000 | 6,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 5,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,436 |
| Total noninterest expense | $1,340,000 | 7,205 |
| Salaries and employee benefits | $862,000 | 6,481 |
| Premises and equipment expense | $93,000 | 9,130 |
| Additional noninterest expense | $385,000 | 7,486 |
| Pre-tax net operating income | $1,243,000 | 5,121 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $267,000 | 6,072 |
| Income before extraordinary items | $976,000 | 4,779 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $976,000 | 4,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $768,000 | 2,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $976,000 | 4,719 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,700,000 | 7,154 |
| Total interest expense | $1,615,000 | 7,293 |
| Net interest income | $2,085,000 | 6,978 |
| Provision for loan and lease losses | $22,000 | 7,876 |
| Total noninterest income | $283,000 | 7,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,836 |
| Total noninterest expense | $1,545,000 | 6,986 |
| Salaries and employee benefits | $1,036,000 | 5,848 |
| Premises and equipment expense | $108,000 | 9,071 |
| Additional noninterest expense | $401,000 | 7,863 |
| Pre-tax net operating income | $801,000 | 6,498 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $213,000 | 6,931 |
| Income before extraordinary items | $582,000 | 6,386 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $582,000 | 6,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $96,000 | 6,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $586,380 | 6,280 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 7,627 |
| Total interest expense | $1,604,000 | 7,405 |
| Net interest income | $1,835,000 | 7,679 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $248,000 | 7,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,238 |
| Total noninterest expense | $1,251,000 | 8,035 |
| Salaries and employee benefits | $736,000 | 7,486 |
| Premises and equipment expense | $106,000 | 9,444 |
| Additional noninterest expense | $409,000 | 8,102 |
| Pre-tax net operating income | $832,000 | 6,713 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $227,000 | 6,996 |
| Income before extraordinary items | $609,000 | 6,563 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $609,000 | 6,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $96,000 | 6,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $606,080 | 6,566 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,072,000 | 7,936 |
| Total interest expense | $1,352,000 | 7,391 |
| Net interest income | $1,720,000 | 8,250 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $276,000 | 7,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,329 |
| Total noninterest expense | $1,285,000 | 8,301 |
| Salaries and employee benefits | $691,000 | 7,954 |
| Premises and equipment expense | $118,000 | 9,449 |
| Additional noninterest expense | $476,000 | 8,089 |
| Pre-tax net operating income | $711,000 | 7,327 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $196,000 | 7,404 |
| Income before extraordinary items | $515,000 | 7,192 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $515,000 | 7,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $96,000 | 7,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $515,000 | 7,223 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,233,000 | 7,952 |
| Total interest expense | $1,515,000 | 7,159 |
| Net interest income | $1,718,000 | 8,446 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $235,000 | 8,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,188 |
| Total noninterest expense | $1,259,000 | 8,657 |
| Salaries and employee benefits | $664,000 | 8,270 |
| Premises and equipment expense | $116,000 | 9,911 |
| Additional noninterest expense | $479,000 | 8,437 |
| Pre-tax net operating income | $688,000 | 7,429 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $190,000 | 7,806 |
| Income before extraordinary items | $498,000 | 7,579 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $498,000 | 7,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $96,000 | 7,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $498,000 | 7,319 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 8,079 |
| Total interest expense | $1,877,000 | 7,404 |
| Net interest income | $1,697,000 | 8,660 |
| Provision for loan and lease losses | $-55,000 | 13,634 |
| Total noninterest income | $271,000 | 8,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 6,352 |
| Total noninterest expense | $1,326,000 | 8,573 |
| Salaries and employee benefits | $761,000 | 7,529 |
| Premises and equipment expense | $104,000 | 10,590 |
| Additional noninterest expense | $461,000 | 8,858 |
| Pre-tax net operating income | $697,000 | 7,113 |
| Securities gains (losses) | $44,000 | 4,339 |
| Applicable income taxes | $179,000 | 7,994 |
| Income before extraordinary items | $562,000 | 6,837 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $562,000 | 6,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 13,353 |
| Cash dividends | $96,000 | 6,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $528,560 | 6,718 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.