Home > Wilson State Bank > Income and Expense
Wilson State Bank, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 7,162 |
| Total interest expense | $582,000 | 6,975 |
| Net interest income | $751,000 | 7,222 |
| Provision for loan and lease losses | $218,000 | 2,033 |
| Total noninterest income | $195,000 | 5,625 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $147,000 | 4,127 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $48,000 | 6,340 |
| Total noninterest expense | $859,000 | 6,637 |
| Salaries and employee benefits | $522,000 | 6,388 |
| Premises and equipment expense | $104,000 | 6,694 |
| Additional noninterest expense | $233,000 | 6,761 |
| Pre-tax net operating income | $-131,000 | 8,019 |
| Securities gains (losses) | $-863,000 | 8,556 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-994,000 | 8,481 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-994,000 | 8,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,764 |
| Cash dividends | $1,244,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-131,000 | 8,044 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $670,000 | 7,170 |
| Total interest expense | $289,000 | 6,992 |
| Net interest income | $381,000 | 7,214 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $100,000 | 5,557 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $73,000 | 4,079 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $409,000 | 6,782 |
| Salaries and employee benefits | $265,000 | 6,405 |
| Premises and equipment expense | $42,000 | 7,103 |
| Additional noninterest expense | $102,000 | 7,049 |
| Pre-tax net operating income | $72,000 | 7,025 |
| Securities gains (losses) | $-97,000 | 8,546 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-25,000 | 7,978 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-25,000 | 7,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,735 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $72,000 | 6,810 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 7,102 |
| Total interest expense | $1,007,000 | 6,933 |
| Net interest income | $1,544,000 | 7,127 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $470,000 | 5,263 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $314,000 | 4,034 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $156,000 | 5,549 |
| Total noninterest expense | $1,527,000 | 6,850 |
| Salaries and employee benefits | $935,000 | 6,571 |
| Premises and equipment expense | $193,000 | 6,802 |
| Additional noninterest expense | $399,000 | 7,065 |
| Pre-tax net operating income | $487,000 | 6,536 |
| Securities gains (losses) | $-42,000 | 7,878 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $445,000 | 6,343 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $445,000 | 6,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,733 |
| Cash dividends | $1,090,000 | 2,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $487,000 | 6,199 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,903,000 | 7,151 |
| Total interest expense | $725,000 | 6,993 |
| Net interest income | $1,178,000 | 7,175 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $303,000 | 5,613 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $233,000 | 4,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 6,429 |
| Total noninterest expense | $1,150,000 | 6,843 |
| Salaries and employee benefits | $714,000 | 6,529 |
| Premises and equipment expense | $148,000 | 6,782 |
| Additional noninterest expense | $288,000 | 7,155 |
| Pre-tax net operating income | $331,000 | 6,871 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $331,000 | 6,555 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $331,000 | 6,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,575 |
| Cash dividends | $1,090,000 | 1,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $331,000 | 6,561 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 7,180 |
| Total interest expense | $466,000 | 6,988 |
| Net interest income | $788,000 | 7,205 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $202,000 | 5,614 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $157,000 | 4,046 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 6,526 |
| Total noninterest expense | $766,000 | 6,882 |
| Salaries and employee benefits | $478,000 | 6,542 |
| Premises and equipment expense | $99,000 | 6,792 |
| Additional noninterest expense | $189,000 | 7,200 |
| Pre-tax net operating income | $224,000 | 6,913 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $224,000 | 6,557 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $224,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,531 |
| Cash dividends | $990,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $224,000 | 6,553 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $608,000 | 7,237 |
| Total interest expense | $218,000 | 7,061 |
| Net interest income | $390,000 | 7,245 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $97,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $77,000 | 4,007 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,714 |
| Total noninterest expense | $387,000 | 6,855 |
| Salaries and employee benefits | $237,000 | 6,588 |
| Premises and equipment expense | $52,000 | 6,673 |
| Additional noninterest expense | $98,000 | 7,124 |
| Pre-tax net operating income | $100,000 | 7,062 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $100,000 | 6,737 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $100,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,473 |
| Cash dividends | $555,000 | 1,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $100,000 | 6,736 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 7,182 |
| Total interest expense | $661,000 | 7,155 |
| Net interest income | $1,635,000 | 7,116 |
| Provision for loan and lease losses | $125,000 | 4,393 |
| Total noninterest income | $302,000 | 6,313 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $318,000 | 4,047 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-16,000 | 8,806 |
| Total noninterest expense | $1,521,000 | 6,847 |
| Salaries and employee benefits | $910,000 | 6,606 |
| Premises and equipment expense | $228,000 | 6,446 |
| Additional noninterest expense | $383,000 | 7,167 |
| Pre-tax net operating income | $291,000 | 7,421 |
| Securities gains (losses) | $-17,000 | 7,746 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $274,000 | 7,289 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $274,000 | 7,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,030 |
| Cash dividends | $140,000 | 5,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $291,000 | 7,201 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 7,206 |
| Total interest expense | $470,000 | 7,197 |
| Net interest income | $1,231,000 | 7,139 |
| Provision for loan and lease losses | $75,000 | 4,689 |
| Total noninterest income | $205,000 | 6,550 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $239,000 | 4,067 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-34,000 | 8,848 |
| Total noninterest expense | $1,115,000 | 6,912 |
| Salaries and employee benefits | $700,000 | 6,542 |
| Premises and equipment expense | $145,000 | 6,792 |
| Additional noninterest expense | $270,000 | 7,323 |
| Pre-tax net operating income | $246,000 | 7,439 |
| Securities gains (losses) | $-17,000 | 8,109 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $229,000 | 7,299 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $229,000 | 7,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,852 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $246,000 | 7,167 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 7,231 |
| Total interest expense | $292,000 | 7,240 |
| Net interest income | $819,000 | 7,138 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $204,000 | 5,692 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $158,000 | 4,037 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $46,000 | 6,538 |
| Total noninterest expense | $774,000 | 6,811 |
| Salaries and employee benefits | $490,000 | 6,412 |
| Premises and equipment expense | $106,000 | 6,575 |
| Additional noninterest expense | $178,000 | 7,317 |
| Pre-tax net operating income | $174,000 | 7,383 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $174,000 | 7,127 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $174,000 | 7,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,094 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $174,000 | 7,097 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $536,000 | 7,346 |
| Total interest expense | $130,000 | 7,417 |
| Net interest income | $406,000 | 7,213 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $105,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $79,000 | 3,954 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $396,000 | 6,792 |
| Salaries and employee benefits | $247,000 | 6,420 |
| Premises and equipment expense | $54,000 | 6,573 |
| Additional noninterest expense | $95,000 | 7,250 |
| Pre-tax net operating income | $40,000 | 8,020 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $40,000 | 7,932 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $40,000 | 7,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $40,000 | 7,904 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 7,332 |
| Total interest expense | $443,000 | 7,518 |
| Net interest income | $1,609,000 | 7,167 |
| Provision for loan and lease losses | $125,000 | 4,546 |
| Total noninterest income | $370,000 | 5,959 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $322,000 | 4,161 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $48,000 | 7,455 |
| Total noninterest expense | $1,604,000 | 6,706 |
| Salaries and employee benefits | $968,000 | 6,385 |
| Premises and equipment expense | $219,000 | 6,539 |
| Additional noninterest expense | $417,000 | 7,035 |
| Pre-tax net operating income | $250,000 | 7,611 |
| Securities gains (losses) | $-55,000 | 8,614 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $195,000 | 7,674 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $195,000 | 7,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,555 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $250,000 | 7,371 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 7,328 |
| Total interest expense | $332,000 | 7,547 |
| Net interest income | $1,218,000 | 7,158 |
| Provision for loan and lease losses | $75,000 | 4,788 |
| Total noninterest income | $314,000 | 5,711 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $238,000 | 4,219 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $76,000 | 6,394 |
| Total noninterest expense | $1,193,000 | 6,694 |
| Salaries and employee benefits | $723,000 | 6,372 |
| Premises and equipment expense | $161,000 | 6,576 |
| Additional noninterest expense | $309,000 | 7,018 |
| Pre-tax net operating income | $264,000 | 7,397 |
| Securities gains (losses) | $-56,000 | 8,819 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $208,000 | 7,427 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $208,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,128 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $264,000 | 7,061 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 7,403 |
| Total interest expense | $225,000 | 7,596 |
| Net interest income | $795,000 | 7,236 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $207,000 | 5,741 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $155,000 | 4,246 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $52,000 | 6,365 |
| Total noninterest expense | $798,000 | 6,726 |
| Salaries and employee benefits | $488,000 | 6,367 |
| Premises and equipment expense | $103,000 | 6,721 |
| Additional noninterest expense | $207,000 | 7,058 |
| Pre-tax net operating income | $129,000 | 7,697 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $132,000 | 7,483 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $132,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $129,000 | 7,434 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $505,000 | 7,469 |
| Total interest expense | $115,000 | 7,620 |
| Net interest income | $390,000 | 7,318 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $94,000 | 5,919 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $73,000 | 4,329 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,000 | 6,731 |
| Total noninterest expense | $390,000 | 6,827 |
| Salaries and employee benefits | $244,000 | 6,417 |
| Premises and equipment expense | $49,000 | 6,832 |
| Additional noninterest expense | $97,000 | 7,220 |
| Pre-tax net operating income | $94,000 | 7,241 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $96,000 | 6,961 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $96,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $94,000 | 6,901 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,070,000 | 7,473 |
| Total interest expense | $592,000 | 7,418 |
| Net interest income | $1,478,000 | 7,396 |
| Provision for loan and lease losses | $150,000 | 4,567 |
| Total noninterest income | $399,000 | 5,970 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $311,000 | 4,212 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $88,000 | 6,742 |
| Total noninterest expense | $1,632,000 | 6,644 |
| Salaries and employee benefits | $1,050,000 | 6,092 |
| Premises and equipment expense | $248,000 | 6,199 |
| Additional noninterest expense | $334,000 | 7,545 |
| Pre-tax net operating income | $95,000 | 8,221 |
| Securities gains (losses) | $62,000 | 2,314 |
| Applicable income taxes | $4,000 | 7,246 |
| Income before extraordinary items | $153,000 | 7,994 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $153,000 | 7,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 3,157 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $92,860 | 8,155 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 7,557 |
| Total interest expense | $468,000 | 7,460 |
| Net interest income | $1,082,000 | 7,502 |
| Provision for loan and lease losses | $150,000 | 3,902 |
| Total noninterest income | $299,000 | 6,022 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $228,000 | 4,284 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 6,675 |
| Total noninterest expense | $1,184,000 | 6,734 |
| Salaries and employee benefits | $772,000 | 6,128 |
| Premises and equipment expense | $186,000 | 6,196 |
| Additional noninterest expense | $226,000 | 7,766 |
| Pre-tax net operating income | $47,000 | 8,466 |
| Securities gains (losses) | $62,000 | 2,133 |
| Applicable income taxes | $4,000 | 7,286 |
| Income before extraordinary items | $105,000 | 8,186 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $105,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,504 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $45,480 | 8,439 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 7,596 |
| Total interest expense | $328,000 | 7,471 |
| Net interest income | $714,000 | 7,540 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $199,000 | 6,027 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $149,000 | 4,309 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $50,000 | 6,576 |
| Total noninterest expense | $768,000 | 6,839 |
| Salaries and employee benefits | $502,000 | 6,245 |
| Premises and equipment expense | $122,000 | 6,222 |
| Additional noninterest expense | $144,000 | 7,852 |
| Pre-tax net operating income | $45,000 | 8,406 |
| Securities gains (losses) | $30,000 | 2,360 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $71,000 | 8,222 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $71,000 | 8,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,837 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $42,500 | 8,364 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $518,000 | 7,649 |
| Total interest expense | $170,000 | 7,484 |
| Net interest income | $348,000 | 7,622 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $88,000 | 6,207 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $70,000 | 4,383 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 7,075 |
| Total noninterest expense | $379,000 | 6,879 |
| Salaries and employee benefits | $248,000 | 6,282 |
| Premises and equipment expense | $56,000 | 6,474 |
| Additional noninterest expense | $75,000 | 7,806 |
| Pre-tax net operating income | $-43,000 | 8,870 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $-47,000 | 8,951 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-47,000 | 8,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 1,139 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-47,000 | 8,861 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,527,000 | 7,331 |
| Total interest expense | $770,000 | 7,609 |
| Net interest income | $1,757,000 | 7,025 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $339,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $321,000 | 4,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,612 |
| Total noninterest expense | $1,570,000 | 6,708 |
| Salaries and employee benefits | $1,032,000 | 6,013 |
| Premises and equipment expense | $242,000 | 6,248 |
| Additional noninterest expense | $296,000 | 7,833 |
| Pre-tax net operating income | $426,000 | 7,044 |
| Securities gains (losses) | $66,000 | 2,156 |
| Applicable income taxes | $5,000 | 7,446 |
| Income before extraordinary items | $487,000 | 6,464 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $487,000 | 6,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 3,329 |
| Cash dividends | $2,500,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $421,660 | 6,612 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 7,376 |
| Total interest expense | $1,249,000 | 7,516 |
| Net interest income | $1,639,000 | 7,087 |
| Provision for loan and lease losses | $175,000 | 4,458 |
| Total noninterest income | $397,000 | 5,699 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $341,000 | 3,835 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $56,000 | 7,506 |
| Total noninterest expense | $1,496,000 | 6,808 |
| Salaries and employee benefits | $1,048,000 | 5,826 |
| Premises and equipment expense | $174,000 | 7,155 |
| Additional noninterest expense | $274,000 | 8,043 |
| Pre-tax net operating income | $365,000 | 7,135 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $365,000 | 6,761 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $365,000 | 6,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,735 |
| Cash dividends | $210,000 | 4,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $365,000 | 6,632 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 7,357 |
| Total interest expense | $1,309,000 | 7,562 |
| Net interest income | $1,737,000 | 7,035 |
| Provision for loan and lease losses | $175,000 | 4,079 |
| Total noninterest income | $451,000 | 5,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,433 |
| Total noninterest expense | $1,483,000 | 6,791 |
| Salaries and employee benefits | $1,016,000 | 5,852 |
| Premises and equipment expense | $180,000 | 7,087 |
| Additional noninterest expense | $287,000 | 8,047 |
| Pre-tax net operating income | $530,000 | 6,863 |
| Securities gains (losses) | $-47,000 | 9,174 |
| Applicable income taxes | $5,000 | 8,201 |
| Income before extraordinary items | $478,000 | 6,441 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $478,000 | 6,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,894 |
| Cash dividends | $365,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $524,530 | 6,206 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 7,553 |
| Total interest expense | $1,204,000 | 7,636 |
| Net interest income | $1,638,000 | 7,314 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $414,000 | 5,501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 5,999 |
| Total noninterest expense | $1,445,000 | 6,921 |
| Salaries and employee benefits | $963,000 | 6,031 |
| Premises and equipment expense | $181,000 | 7,111 |
| Additional noninterest expense | $301,000 | 8,110 |
| Pre-tax net operating income | $457,000 | 7,344 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $28,000 | 8,057 |
| Income before extraordinary items | $429,000 | 6,828 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $429,000 | 6,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,952 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $429,000 | 6,802 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,793,000 | 7,767 |
| Total interest expense | $1,239,000 | 7,813 |
| Net interest income | $1,554,000 | 7,565 |
| Provision for loan and lease losses | $125,000 | 4,532 |
| Total noninterest income | $307,000 | 6,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,487 |
| Total noninterest expense | $1,434,000 | 6,869 |
| Salaries and employee benefits | $927,000 | 6,082 |
| Premises and equipment expense | $187,000 | 6,921 |
| Additional noninterest expense | $320,000 | 7,929 |
| Pre-tax net operating income | $302,000 | 8,388 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $9,000 | 9,103 |
| Income before extraordinary items | $293,000 | 7,942 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $293,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,996 |
| Cash dividends | $216,000 | 5,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $293,000 | 7,861 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,927,000 | 7,853 |
| Total interest expense | $1,189,000 | 8,147 |
| Net interest income | $1,738,000 | 7,460 |
| Provision for loan and lease losses | $345,000 | 2,350 |
| Total noninterest income | $340,000 | 6,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,977 |
| Total noninterest expense | $1,324,000 | 7,246 |
| Salaries and employee benefits | $895,000 | 6,319 |
| Premises and equipment expense | $142,000 | 7,983 |
| Additional noninterest expense | $287,000 | 8,454 |
| Pre-tax net operating income | $409,000 | 8,399 |
| Securities gains (losses) | $-38,000 | 10,579 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $371,000 | 7,842 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $371,000 | 7,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,169 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $409,000 | 7,523 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 8,042 |
| Total interest expense | $1,215,000 | 8,333 |
| Net interest income | $1,750,000 | 7,666 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $314,000 | 6,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 4,779 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,436 |
| Total noninterest expense | $1,367,000 | 7,472 |
| Salaries and employee benefits | $946,000 | 6,236 |
| Premises and equipment expense | $124,000 | 8,694 |
| Additional noninterest expense | $297,000 | 8,920 |
| Pre-tax net operating income | $597,000 | 7,435 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $109,000 | 8,610 |
| Income before extraordinary items | $488,000 | 6,982 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $488,000 | 6,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,582 |
| Cash dividends | $114,000 | 6,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $488,000 | 6,919 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 8,211 |
| Total interest expense | $1,241,000 | 8,454 |
| Net interest income | $1,754,000 | 7,887 |
| Provision for loan and lease losses | $125,000 | 4,002 |
| Total noninterest income | $280,000 | 7,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,398 |
| Total noninterest expense | $1,444,000 | 7,451 |
| Salaries and employee benefits | $929,000 | 6,410 |
| Premises and equipment expense | $129,000 | 8,826 |
| Additional noninterest expense | $386,000 | 8,339 |
| Pre-tax net operating income | $465,000 | 8,655 |
| Securities gains (losses) | $-30,000 | 10,836 |
| Applicable income taxes | $83,000 | 9,520 |
| Income before extraordinary items | $352,000 | 8,462 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $352,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,758 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $376,300 | 8,252 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,608,000 | 8,713 |
| Total interest expense | $827,000 | 9,459 |
| Net interest income | $1,781,000 | 8,089 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $409,000 | 6,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,243 |
| Total noninterest expense | $1,360,000 | 8,040 |
| Salaries and employee benefits | $877,000 | 6,771 |
| Premises and equipment expense | $121,000 | 9,362 |
| Additional noninterest expense | $362,000 | 9,218 |
| Pre-tax net operating income | $830,000 | 6,723 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $184,000 | 7,635 |
| Income before extraordinary items | $655,000 | 6,186 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $655,000 | 6,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,182 |
| Cash dividends | $1,025,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $647,980 | 6,307 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 8,975 |
| Total interest expense | $820,000 | 9,932 |
| Net interest income | $1,796,000 | 8,260 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $346,000 | 7,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,889 |
| Total noninterest expense | $1,279,000 | 8,585 |
| Salaries and employee benefits | $801,000 | 7,317 |
| Premises and equipment expense | $114,000 | 9,987 |
| Additional noninterest expense | $364,000 | 9,674 |
| Pre-tax net operating income | $863,000 | 6,502 |
| Securities gains (losses) | $113,000 | 2,322 |
| Applicable income taxes | $201,000 | 7,594 |
| Income before extraordinary items | $775,000 | 5,700 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $775,000 | 5,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 3,320 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $685,730 | 5,945 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 9,287 |
| Total interest expense | $1,017,000 | 10,317 |
| Net interest income | $1,802,000 | 8,340 |
| Provision for loan and lease losses | $-250,000 | 13,840 |
| Total noninterest income | $311,000 | 7,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,722 |
| Total noninterest expense | $1,159,000 | 9,242 |
| Salaries and employee benefits | $756,000 | 7,572 |
| Premises and equipment expense | $123,000 | 9,930 |
| Additional noninterest expense | $280,000 | 11,125 |
| Pre-tax net operating income | $1,204,000 | 4,901 |
| Securities gains (losses) | $111,000 | 2,842 |
| Applicable income taxes | $360,000 | 5,218 |
| Income before extraordinary items | $955,000 | 4,695 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $955,000 | 4,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $365,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $873,970 | 4,726 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.