Home > Wilmot State Bank > Income and Expense
Wilmot State Bank, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $772,000 | 11,558 |
Total interest expense | $360,000 | 11,449 |
Net interest income | $412,000 | 11,581 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $23,000 | 11,746 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $16,000 | 10,084 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $7,000 | 11,654 |
Total noninterest expense | $297,000 | 11,724 |
Salaries and employee benefits | $156,000 | 11,717 |
Premises and equipment expense | $28,000 | 11,660 |
Additional noninterest expense | $113,000 | 11,488 |
Pre-tax net operating income | $138,000 | 10,846 |
Securities gains (losses) | $1,000 | 3,512 |
Applicable income taxes | $25,000 | 10,670 |
Income before extraordinary items | $114,000 | 10,802 |
Extraordinary gains, net | $0 | 65 |
Net income | $114,000 | 10,802 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 7,018 |
Cash dividends | $554,000 | 3,095 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $113,180 | 10,779 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $616,000 | 12,292 |
Total interest expense | $269,000 | 12,146 |
Net interest income | $347,000 | 12,335 |
Provision for loan and lease losses | $45,000 | 6,361 |
Total noninterest income | $27,000 | 12,310 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $20,000 | 10,549 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $7,000 | 12,250 |
Total noninterest expense | $290,000 | 12,377 |
Salaries and employee benefits | $146,000 | 12,374 |
Premises and equipment expense | $27,000 | 12,284 |
Additional noninterest expense | $117,000 | 12,138 |
Pre-tax net operating income | $39,000 | 11,953 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $7,000 | 11,444 |
Income before extraordinary items | $32,000 | 11,909 |
Extraordinary gains, net | $0 | 249 |
Net income | $32,000 | 11,909 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $61,000 | 4,717 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $32,000 | 11,952 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $538,000 | 13,014 |
Total interest expense | $244,000 | 12,855 |
Net interest income | $294,000 | 13,022 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $30,000 | 12,933 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $25,000 | 10,888 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $5,000 | 13,037 |
Total noninterest expense | $307,000 | 12,965 |
Salaries and employee benefits | $145,000 | 13,005 |
Premises and equipment expense | $32,000 | 12,790 |
Additional noninterest expense | $130,000 | 12,659 |
Pre-tax net operating income | $17,000 | 12,318 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $3,000 | 12,012 |
Income before extraordinary items | $14,000 | 12,452 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $14,000 | 12,475 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $24,000 | 7,435 |
Cash dividends | $13,000 | 8,832 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $14,000 | 12,318 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $748,000 | 13,419 |
Total interest expense | $293,000 | 13,498 |
Net interest income | $455,000 | 13,223 |
Provision for loan and lease losses | $25,000 | 10,242 |
Total noninterest income | $31,000 | 13,519 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $26,000 | 11,193 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $5,000 | 13,675 |
Total noninterest expense | $299,000 | 13,563 |
Salaries and employee benefits | $136,000 | 13,645 |
Premises and equipment expense | $27,000 | 13,499 |
Additional noninterest expense | $136,000 | 13,144 |
Pre-tax net operating income | $162,000 | 11,403 |
Securities gains (losses) | $-2,000 | 12,861 |
Applicable income taxes | $51,000 | 11,224 |
Income before extraordinary items | $109,000 | 11,822 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $109,000 | 11,899 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $34,000 | 8,305 |
Cash dividends | $13,000 | 8,641 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $110,360 | 11,490 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.