Home > Wilmington Trust of Pennsylvania > Income and Expense
Wilmington Trust of Pennsylvania, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $50,276,000 | 580 |
| Total interest expense | $24,590,000 | 513 |
| Net interest income | $25,686,000 | 641 |
| Provision for loan and lease losses | $8,979,000 | 438 |
| Total noninterest income | $10,620,000 | 484 |
| Gross Fiduciary activities income | $8,092,000 | 97 |
| Service charges on deposit accounts | $1,531,000 | 865 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $997,000 | 1,818 |
| Total noninterest expense | $21,308,000 | 697 |
| Salaries and employee benefits | $11,248,000 | 666 |
| Premises and equipment expense | $2,957,000 | 703 |
| Additional noninterest expense | $7,103,000 | 674 |
| Pre-tax net operating income | $6,019,000 | 843 |
| Securities gains (losses) | $38,000 | 1,609 |
| Applicable income taxes | $2,090,000 | 629 |
| Income before extraordinary items | $3,967,000 | 918 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,967,000 | 917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,979,000 | 645 |
| Cash dividends | $10,000,000 | 230 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 576 |
| Net operating income | $3,942,300 | 987 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $33,249,000 | 591 |
| Total interest expense | $16,986,000 | 515 |
| Net interest income | $16,263,000 | 682 |
| Provision for loan and lease losses | $6,418,000 | 360 |
| Total noninterest income | $7,298,000 | 488 |
| Gross Fiduciary activities income | $5,593,000 | 99 |
| Service charges on deposit accounts | $1,015,000 | 852 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $690,000 | 1,808 |
| Total noninterest expense | $13,975,000 | 702 |
| Salaries and employee benefits | $7,173,000 | 704 |
| Premises and equipment expense | $1,998,000 | 696 |
| Additional noninterest expense | $4,804,000 | 646 |
| Pre-tax net operating income | $3,168,000 | 1,115 |
| Securities gains (losses) | $38,000 | 1,635 |
| Applicable income taxes | $1,096,000 | 871 |
| Income before extraordinary items | $2,110,000 | 1,306 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,110,000 | 1,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,238,000 | 524 |
| Cash dividends | $10,000,000 | 179 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 535 |
| Net operating income | $2,084,920 | 1,293 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $16,657,000 | 611 |
| Total interest expense | $8,881,000 | 532 |
| Net interest income | $7,776,000 | 706 |
| Provision for loan and lease losses | $903,000 | 657 |
| Total noninterest income | $3,561,000 | 503 |
| Gross Fiduciary activities income | $2,715,000 | 99 |
| Service charges on deposit accounts | $489,000 | 884 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $357,000 | 1,754 |
| Total noninterest expense | $6,597,000 | 728 |
| Salaries and employee benefits | $3,705,000 | 678 |
| Premises and equipment expense | $917,000 | 763 |
| Additional noninterest expense | $1,975,000 | 734 |
| Pre-tax net operating income | $3,837,000 | 509 |
| Securities gains (losses) | $38,000 | 1,241 |
| Applicable income taxes | $1,345,000 | 471 |
| Income before extraordinary items | $2,530,000 | 594 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,530,000 | 595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $516,000 | 694 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 437 |
| Net operating income | $2,505,300 | 578 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $70,785,000 | 598 |
| Total interest expense | $43,952,000 | 469 |
| Net interest income | $26,833,000 | 816 |
| Provision for loan and lease losses | $4,745,000 | 424 |
| Total noninterest income | $13,089,000 | 509 |
| Gross Fiduciary activities income | $10,417,000 | 99 |
| Service charges on deposit accounts | $1,734,000 | 1,031 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $938,000 | 2,306 |
| Total noninterest expense | $25,345,000 | 737 |
| Salaries and employee benefits | $12,758,000 | 772 |
| Premises and equipment expense | $3,733,000 | 715 |
| Additional noninterest expense | $8,854,000 | 648 |
| Pre-tax net operating income | $9,832,000 | 867 |
| Securities gains (losses) | $-157,000 | 8,229 |
| Applicable income taxes | $3,368,000 | 731 |
| Income before extraordinary items | $6,307,000 | 1,037 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,307,000 | 1,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,374,000 | 422 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $332,000 | 618 |
| Net operating income | $6,409,050 | 1,004 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $52,880,000 | 596 |
| Total interest expense | $33,342,000 | 468 |
| Net interest income | $19,538,000 | 834 |
| Provision for loan and lease losses | $2,929,000 | 390 |
| Total noninterest income | $9,692,000 | 517 |
| Gross Fiduciary activities income | $7,763,000 | 98 |
| Service charges on deposit accounts | $1,278,000 | 1,030 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $651,000 | 2,438 |
| Total noninterest expense | $19,399,000 | 713 |
| Salaries and employee benefits | $9,830,000 | 745 |
| Premises and equipment expense | $2,884,000 | 688 |
| Additional noninterest expense | $6,685,000 | 622 |
| Pre-tax net operating income | $6,902,000 | 999 |
| Securities gains (losses) | $-166,000 | 8,364 |
| Applicable income taxes | $2,333,000 | 849 |
| Income before extraordinary items | $4,403,000 | 1,176 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,403,000 | 1,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,361,000 | 531 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $251,000 | 544 |
| Net operating income | $4,510,900 | 1,137 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $35,293,000 | 606 |
| Total interest expense | $22,309,000 | 474 |
| Net interest income | $12,984,000 | 862 |
| Provision for loan and lease losses | $1,617,000 | 391 |
| Total noninterest income | $6,407,000 | 538 |
| Gross Fiduciary activities income | $5,156,000 | 101 |
| Service charges on deposit accounts | $830,000 | 1,061 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $421,000 | 2,500 |
| Total noninterest expense | $12,910,000 | 733 |
| Salaries and employee benefits | $6,617,000 | 755 |
| Premises and equipment expense | $1,870,000 | 732 |
| Additional noninterest expense | $4,423,000 | 638 |
| Pre-tax net operating income | $4,864,000 | 981 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,712,000 | 821 |
| Income before extraordinary items | $3,152,000 | 1,137 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,152,000 | 1,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 845 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 500 |
| Net operating income | $3,152,000 | 1,115 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $17,645,000 | 599 |
| Total interest expense | $11,085,000 | 470 |
| Net interest income | $6,560,000 | 852 |
| Provision for loan and lease losses | $680,000 | 401 |
| Total noninterest income | $3,027,000 | 547 |
| Gross Fiduciary activities income | $2,373,000 | 106 |
| Service charges on deposit accounts | $400,000 | 1,073 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $254,000 | 2,197 |
| Total noninterest expense | $6,714,000 | 699 |
| Salaries and employee benefits | $3,736,000 | 671 |
| Premises and equipment expense | $889,000 | 768 |
| Additional noninterest expense | $2,089,000 | 663 |
| Pre-tax net operating income | $2,193,000 | 1,062 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $788,000 | 881 |
| Income before extraordinary items | $1,405,000 | 1,250 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,405,000 | 1,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 626 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 385 |
| Net operating income | $1,405,000 | 1,229 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $61,109,000 | 641 |
| Total interest expense | $34,840,000 | 501 |
| Net interest income | $26,269,000 | 838 |
| Provision for loan and lease losses | $-167,000 | 8,521 |
| Total noninterest income | $11,757,000 | 545 |
| Gross Fiduciary activities income | $9,250,000 | 104 |
| Service charges on deposit accounts | $1,468,000 | 1,206 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,039,000 | 2,168 |
| Total noninterest expense | $23,110,000 | 768 |
| Salaries and employee benefits | $12,104,000 | 778 |
| Premises and equipment expense | $3,498,000 | 733 |
| Additional noninterest expense | $7,508,000 | 720 |
| Pre-tax net operating income | $15,083,000 | 687 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $5,266,000 | 610 |
| Income before extraordinary items | $9,817,000 | 757 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,817,000 | 756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 1,400 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $541,000 | 589 |
| Net operating income | $9,817,000 | 745 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $43,873,000 | 671 |
| Total interest expense | $24,520,000 | 524 |
| Net interest income | $19,353,000 | 874 |
| Provision for loan and lease losses | $461,000 | 1,484 |
| Total noninterest income | $8,768,000 | 558 |
| Gross Fiduciary activities income | $6,907,000 | 109 |
| Service charges on deposit accounts | $1,070,000 | 1,254 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $791,000 | 2,142 |
| Total noninterest expense | $17,157,000 | 782 |
| Salaries and employee benefits | $8,834,000 | 820 |
| Premises and equipment expense | $2,599,000 | 746 |
| Additional noninterest expense | $5,724,000 | 716 |
| Pre-tax net operating income | $10,503,000 | 763 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,662,000 | 679 |
| Income before extraordinary items | $6,841,000 | 847 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,841,000 | 846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 1,318 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $441,000 | 469 |
| Net operating income | $6,841,000 | 837 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $27,913,000 | 685 |
| Total interest expense | $15,139,000 | 538 |
| Net interest income | $12,774,000 | 885 |
| Provision for loan and lease losses | $1,027,000 | 503 |
| Total noninterest income | $5,895,000 | 557 |
| Gross Fiduciary activities income | $4,708,000 | 113 |
| Service charges on deposit accounts | $694,000 | 1,276 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $493,000 | 2,233 |
| Total noninterest expense | $11,236,000 | 796 |
| Salaries and employee benefits | $5,754,000 | 846 |
| Premises and equipment expense | $1,602,000 | 804 |
| Additional noninterest expense | $3,880,000 | 717 |
| Pre-tax net operating income | $6,406,000 | 812 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,254,000 | 721 |
| Income before extraordinary items | $4,152,000 | 934 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,152,000 | 935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,269 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $307,000 | 379 |
| Net operating income | $4,152,000 | 912 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $13,536,000 | 685 |
| Total interest expense | $7,087,000 | 537 |
| Net interest income | $6,449,000 | 879 |
| Provision for loan and lease losses | $629,000 | 387 |
| Total noninterest income | $3,087,000 | 546 |
| Gross Fiduciary activities income | $2,505,000 | 108 |
| Service charges on deposit accounts | $335,000 | 1,283 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $247,000 | 2,210 |
| Total noninterest expense | $5,967,000 | 751 |
| Salaries and employee benefits | $3,099,000 | 782 |
| Premises and equipment expense | $658,000 | 965 |
| Additional noninterest expense | $2,210,000 | 633 |
| Pre-tax net operating income | $2,940,000 | 864 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,045,000 | 761 |
| Income before extraordinary items | $1,895,000 | 1,007 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,895,000 | 1,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 835 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 310 |
| Net operating income | $1,895,000 | 987 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $47,932,000 | 676 |
| Total interest expense | $21,590,000 | 548 |
| Net interest income | $26,342,000 | 804 |
| Provision for loan and lease losses | $-1,897,000 | 8,794 |
| Total noninterest income | $10,209,000 | 617 |
| Gross Fiduciary activities income | $7,967,000 | 117 |
| Service charges on deposit accounts | $1,284,000 | 1,372 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $958,000 | 2,276 |
| Total noninterest expense | $21,129,000 | 799 |
| Salaries and employee benefits | $11,128,000 | 818 |
| Premises and equipment expense | $2,416,000 | 997 |
| Additional noninterest expense | $7,585,000 | 695 |
| Pre-tax net operating income | $17,319,000 | 600 |
| Securities gains (losses) | $138,000 | 603 |
| Applicable income taxes | $6,087,000 | 561 |
| Income before extraordinary items | $11,370,000 | 652 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $11,370,000 | 653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-100,000 | 8,629 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $11,280,300 | 646 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $34,829,000 | 677 |
| Total interest expense | $14,968,000 | 555 |
| Net interest income | $19,861,000 | 790 |
| Provision for loan and lease losses | $-826,000 | 8,801 |
| Total noninterest income | $7,700,000 | 620 |
| Gross Fiduciary activities income | $6,026,000 | 116 |
| Service charges on deposit accounts | $970,000 | 1,344 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $704,000 | 2,310 |
| Total noninterest expense | $16,748,000 | 756 |
| Salaries and employee benefits | $8,867,000 | 755 |
| Premises and equipment expense | $1,769,000 | 1,008 |
| Additional noninterest expense | $6,112,000 | 663 |
| Pre-tax net operating income | $11,639,000 | 651 |
| Securities gains (losses) | $138,000 | 566 |
| Applicable income taxes | $4,090,000 | 613 |
| Income before extraordinary items | $7,687,000 | 707 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,687,000 | 708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 1,549 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,597,300 | 695 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $22,505,000 | 680 |
| Total interest expense | $9,249,000 | 556 |
| Net interest income | $13,256,000 | 783 |
| Provision for loan and lease losses | $-943,000 | 8,818 |
| Total noninterest income | $5,195,000 | 610 |
| Gross Fiduciary activities income | $4,097,000 | 114 |
| Service charges on deposit accounts | $650,000 | 1,321 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $448,000 | 2,359 |
| Total noninterest expense | $11,516,000 | 724 |
| Salaries and employee benefits | $6,362,000 | 697 |
| Premises and equipment expense | $1,124,000 | 1,060 |
| Additional noninterest expense | $4,030,000 | 662 |
| Pre-tax net operating income | $7,878,000 | 631 |
| Securities gains (losses) | $138,000 | 476 |
| Applicable income taxes | $2,780,000 | 588 |
| Income before extraordinary items | $5,236,000 | 685 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,236,000 | 685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,363 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,146,300 | 679 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $11,078,000 | 676 |
| Total interest expense | $4,285,000 | 568 |
| Net interest income | $6,793,000 | 747 |
| Provision for loan and lease losses | $-702,000 | 8,893 |
| Total noninterest income | $2,452,000 | 620 |
| Gross Fiduciary activities income | $1,955,000 | 120 |
| Service charges on deposit accounts | $322,000 | 1,274 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $175,000 | 2,703 |
| Total noninterest expense | $6,121,000 | 688 |
| Salaries and employee benefits | $3,708,000 | 602 |
| Premises and equipment expense | $552,000 | 1,085 |
| Additional noninterest expense | $1,861,000 | 691 |
| Pre-tax net operating income | $3,826,000 | 647 |
| Securities gains (losses) | $138,000 | 313 |
| Applicable income taxes | $1,370,000 | 602 |
| Income before extraordinary items | $2,594,000 | 687 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,594,000 | 687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,526 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,504,300 | 692 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $36,315,000 | 770 |
| Total interest expense | $10,354,000 | 795 |
| Net interest income | $25,961,000 | 753 |
| Provision for loan and lease losses | $1,098,000 | 968 |
| Total noninterest income | $10,347,000 | 596 |
| Gross Fiduciary activities income | $8,170,000 | 115 |
| Service charges on deposit accounts | $1,455,000 | 1,233 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $722,000 | 2,667 |
| Total noninterest expense | $18,910,000 | 860 |
| Salaries and employee benefits | $10,003,000 | 855 |
| Premises and equipment expense | $2,145,000 | 1,079 |
| Additional noninterest expense | $6,762,000 | 759 |
| Pre-tax net operating income | $16,300,000 | 575 |
| Securities gains (losses) | $271,000 | 687 |
| Applicable income taxes | $5,760,000 | 543 |
| Income before extraordinary items | $10,811,000 | 629 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $10,811,000 | 630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,394 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $10,634,850 | 607 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $26,146,000 | 804 |
| Total interest expense | $6,976,000 | 845 |
| Net interest income | $19,170,000 | 756 |
| Provision for loan and lease losses | $1,480,000 | 533 |
| Total noninterest income | $7,686,000 | 606 |
| Gross Fiduciary activities income | $5,946,000 | 118 |
| Service charges on deposit accounts | $1,121,000 | 1,191 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $619,000 | 2,457 |
| Total noninterest expense | $13,799,000 | 882 |
| Salaries and employee benefits | $7,508,000 | 857 |
| Premises and equipment expense | $1,555,000 | 1,107 |
| Additional noninterest expense | $4,736,000 | 794 |
| Pre-tax net operating income | $11,577,000 | 606 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $4,155,000 | 562 |
| Income before extraordinary items | $7,422,000 | 689 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,422,000 | 690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,126 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,422,000 | 659 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $16,603,000 | 822 |
| Total interest expense | $4,217,000 | 934 |
| Net interest income | $12,386,000 | 777 |
| Provision for loan and lease losses | $1,662,000 | 359 |
| Total noninterest income | $5,119,000 | 608 |
| Gross Fiduciary activities income | $3,886,000 | 122 |
| Service charges on deposit accounts | $750,000 | 1,175 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $483,000 | 2,242 |
| Total noninterest expense | $9,550,000 | 855 |
| Salaries and employee benefits | $5,500,000 | 778 |
| Premises and equipment expense | $1,028,000 | 1,129 |
| Additional noninterest expense | $3,022,000 | 820 |
| Pre-tax net operating income | $6,293,000 | 714 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,331,000 | 641 |
| Income before extraordinary items | $3,962,000 | 823 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,962,000 | 823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,962,000 | 791 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,148,000 | 858 |
| Total interest expense | $2,087,000 | 964 |
| Net interest income | $6,061,000 | 807 |
| Provision for loan and lease losses | $824,000 | 356 |
| Total noninterest income | $2,636,000 | 586 |
| Gross Fiduciary activities income | $1,919,000 | 124 |
| Service charges on deposit accounts | $383,000 | 1,122 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $334,000 | 1,752 |
| Total noninterest expense | $5,382,000 | 748 |
| Salaries and employee benefits | $3,359,000 | 637 |
| Premises and equipment expense | $517,000 | 1,140 |
| Additional noninterest expense | $1,506,000 | 820 |
| Pre-tax net operating income | $2,491,000 | 868 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $938,000 | 773 |
| Income before extraordinary items | $1,553,000 | 1,062 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,553,000 | 1,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,465 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,553,000 | 1,001 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $31,525,000 | 892 |
| Total interest expense | $8,912,000 | 1,001 |
| Net interest income | $22,613,000 | 857 |
| Provision for loan and lease losses | $945,000 | 1,258 |
| Total noninterest income | $8,461,000 | 747 |
| Gross Fiduciary activities income | $6,602,000 | 132 |
| Service charges on deposit accounts | $1,265,000 | 1,372 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $594,000 | 3,279 |
| Total noninterest expense | $16,617,000 | 986 |
| Salaries and employee benefits | $8,808,000 | 974 |
| Premises and equipment expense | $1,991,000 | 1,142 |
| Additional noninterest expense | $5,818,000 | 882 |
| Pre-tax net operating income | $13,512,000 | 655 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $4,877,000 | 631 |
| Income before extraordinary items | $8,635,000 | 759 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,635,000 | 761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $602,000 | 1,389 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,635,000 | 705 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $23,642,000 | 912 |
| Total interest expense | $6,853,000 | 1,023 |
| Net interest income | $16,789,000 | 871 |
| Provision for loan and lease losses | $516,000 | 1,617 |
| Total noninterest income | $6,062,000 | 801 |
| Gross Fiduciary activities income | $4,693,000 | 140 |
| Service charges on deposit accounts | $908,000 | 1,444 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $461,000 | 3,273 |
| Total noninterest expense | $12,609,000 | 982 |
| Salaries and employee benefits | $6,897,000 | 945 |
| Premises and equipment expense | $1,439,000 | 1,187 |
| Additional noninterest expense | $4,273,000 | 902 |
| Pre-tax net operating income | $9,726,000 | 704 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $3,499,000 | 681 |
| Income before extraordinary items | $6,227,000 | 815 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,227,000 | 816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $483,000 | 1,202 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,227,000 | 758 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $15,893,000 | 919 |
| Total interest expense | $4,833,000 | 994 |
| Net interest income | $11,060,000 | 889 |
| Provision for loan and lease losses | $930,000 | 672 |
| Total noninterest income | $4,025,000 | 789 |
| Gross Fiduciary activities income | $3,120,000 | 144 |
| Service charges on deposit accounts | $612,000 | 1,395 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $293,000 | 3,334 |
| Total noninterest expense | $9,021,000 | 905 |
| Salaries and employee benefits | $5,162,000 | 828 |
| Premises and equipment expense | $987,000 | 1,156 |
| Additional noninterest expense | $2,872,000 | 901 |
| Pre-tax net operating income | $5,134,000 | 867 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,841,000 | 830 |
| Income before extraordinary items | $3,293,000 | 1,013 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,293,000 | 1,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 951 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,293,000 | 939 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,894,000 | 929 |
| Total interest expense | $2,582,000 | 960 |
| Net interest income | $5,312,000 | 921 |
| Provision for loan and lease losses | $896,000 | 412 |
| Total noninterest income | $1,734,000 | 871 |
| Gross Fiduciary activities income | $1,294,000 | 164 |
| Service charges on deposit accounts | $296,000 | 1,396 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $144,000 | 3,288 |
| Total noninterest expense | $5,205,000 | 785 |
| Salaries and employee benefits | $3,279,000 | 666 |
| Premises and equipment expense | $517,000 | 1,122 |
| Additional noninterest expense | $1,409,000 | 885 |
| Pre-tax net operating income | $945,000 | 2,145 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $389,000 | 1,666 |
| Income before extraordinary items | $556,000 | 2,713 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $556,000 | 2,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 726 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $556,000 | 2,576 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $30,815,000 | 989 |
| Total interest expense | $10,298,000 | 1,085 |
| Net interest income | $20,517,000 | 938 |
| Provision for loan and lease losses | $2,873,000 | 566 |
| Total noninterest income | $7,102,000 | 787 |
| Gross Fiduciary activities income | $5,296,000 | 158 |
| Service charges on deposit accounts | $1,137,000 | 1,424 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $669,000 | 2,777 |
| Total noninterest expense | $14,954,000 | 1,037 |
| Salaries and employee benefits | $7,484,000 | 1,064 |
| Premises and equipment expense | $1,903,000 | 1,166 |
| Additional noninterest expense | $5,567,000 | 905 |
| Pre-tax net operating income | $9,792,000 | 888 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $3,621,000 | 788 |
| Income before extraordinary items | $6,171,000 | 1,018 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,171,000 | 1,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,247,000 | 793 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,171,000 | 975 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $34,519,000 | 985 |
| Total interest expense | $18,092,000 | 908 |
| Net interest income | $16,427,000 | 1,083 |
| Provision for loan and lease losses | $1,627,000 | 842 |
| Total noninterest income | $6,298,000 | 829 |
| Gross Fiduciary activities income | $4,510,000 | 181 |
| Service charges on deposit accounts | $884,000 | 1,713 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $904,000 | 2,195 |
| Total noninterest expense | $14,169,000 | 1,045 |
| Salaries and employee benefits | $7,621,000 | 981 |
| Premises and equipment expense | $1,737,000 | 1,222 |
| Additional noninterest expense | $4,811,000 | 1,010 |
| Pre-tax net operating income | $6,929,000 | 1,081 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,853,000 | 875 |
| Income before extraordinary items | $4,076,000 | 1,340 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,076,000 | 1,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $999,000 | 944 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,076,000 | 1,277 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $36,792,000 | 965 |
| Total interest expense | $22,719,000 | 803 |
| Net interest income | $14,073,000 | 1,243 |
| Provision for loan and lease losses | $3,435,000 | 419 |
| Total noninterest income | $11,427,000 | 534 |
| Gross Fiduciary activities income | $4,014,000 | 189 |
| Service charges on deposit accounts | $799,000 | 1,735 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,614,000 | 536 |
| Total noninterest expense | $11,359,000 | 1,224 |
| Salaries and employee benefits | $6,934,000 | 1,013 |
| Premises and equipment expense | $1,784,000 | 1,121 |
| Additional noninterest expense | $2,641,000 | 1,684 |
| Pre-tax net operating income | $10,706,000 | 739 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $4,105,000 | 631 |
| Income before extraordinary items | $6,601,000 | 816 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,601,000 | 816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,717,000 | 398 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,601,000 | 811 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $27,802,000 | 1,171 |
| Total interest expense | $14,189,000 | 1,068 |
| Net interest income | $13,613,000 | 1,282 |
| Provision for loan and lease losses | $1,100,000 | 898 |
| Total noninterest income | $4,863,000 | 964 |
| Gross Fiduciary activities income | $3,637,000 | 238 |
| Service charges on deposit accounts | $747,000 | 1,773 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $479,000 | 3,035 |
| Total noninterest expense | $10,622,000 | 1,300 |
| Salaries and employee benefits | $6,310,000 | 1,088 |
| Premises and equipment expense | $1,639,000 | 1,237 |
| Additional noninterest expense | $2,673,000 | 1,670 |
| Pre-tax net operating income | $6,754,000 | 1,141 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,704,000 | 961 |
| Income before extraordinary items | $4,050,000 | 1,340 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,050,000 | 1,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $654,000 | 984 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,050,000 | 1,316 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,607,000 | 1,575 |
| Total interest expense | $10,364,000 | 1,472 |
| Net interest income | $10,243,000 | 1,666 |
| Provision for loan and lease losses | $550,000 | 1,597 |
| Total noninterest income | $3,653,000 | 1,150 |
| Gross Fiduciary activities income | $2,404,000 | 285 |
| Service charges on deposit accounts | $524,000 | 2,451 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $725,000 | 2,328 |
| Total noninterest expense | $7,963,000 | 1,657 |
| Salaries and employee benefits | $4,691,000 | 1,397 |
| Premises and equipment expense | $1,085,000 | 1,815 |
| Additional noninterest expense | $2,187,000 | 1,933 |
| Pre-tax net operating income | $5,383,000 | 1,398 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $2,203,000 | 1,144 |
| Income before extraordinary items | $3,181,000 | 1,658 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,181,000 | 1,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,764 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,180,360 | 1,595 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,527,000 | 2,107 |
| Total interest expense | $7,565,000 | 2,030 |
| Net interest income | $7,962,000 | 2,198 |
| Provision for loan and lease losses | $2,390,000 | 508 |
| Total noninterest income | $2,354,000 | 1,550 |
| Gross Fiduciary activities income | $1,788,000 | 343 |
| Service charges on deposit accounts | $409,000 | 3,158 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $157,000 | 5,574 |
| Total noninterest expense | $6,500,000 | 1,989 |
| Salaries and employee benefits | $3,583,000 | 1,825 |
| Premises and equipment expense | $947,000 | 2,081 |
| Additional noninterest expense | $1,970,000 | 2,120 |
| Pre-tax net operating income | $1,426,000 | 4,666 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $799,000 | 2,929 |
| Income before extraordinary items | $625,000 | 6,231 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $625,000 | 6,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $911,000 | 853 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $626,280 | 6,175 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,349,000 | 2,500 |
| Total interest expense | $6,622,000 | 2,328 |
| Net interest income | $6,727,000 | 2,616 |
| Provision for loan and lease losses | $1,140,000 | 935 |
| Total noninterest income | $1,958,000 | 1,876 |
| Gross Fiduciary activities income | $1,367,000 | 433 |
| Service charges on deposit accounts | $305,000 | 4,174 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $286,000 | 4,193 |
| Total noninterest expense | $5,445,000 | 2,510 |
| Salaries and employee benefits | $2,856,000 | 2,332 |
| Premises and equipment expense | $827,000 | 2,375 |
| Additional noninterest expense | $1,762,000 | 2,750 |
| Pre-tax net operating income | $2,100,000 | 3,282 |
| Securities gains (losses) | $-10,000 | 10,276 |
| Applicable income taxes | $997,000 | 2,353 |
| Income before extraordinary items | $1,093,000 | 4,177 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,093,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $889,000 | 966 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,099,400 | 4,105 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,619,000 | 3,124 |
| Total interest expense | $4,443,000 | 3,344 |
| Net interest income | $6,176,000 | 2,881 |
| Provision for loan and lease losses | $1,200,000 | 822 |
| Total noninterest income | $1,270,000 | 2,590 |
| Gross Fiduciary activities income | $902,000 | 556 |
| Service charges on deposit accounts | $268,000 | 4,701 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $100,000 | 7,238 |
| Total noninterest expense | $5,009,000 | 2,716 |
| Salaries and employee benefits | $2,289,000 | 2,916 |
| Premises and equipment expense | $799,000 | 2,475 |
| Additional noninterest expense | $1,921,000 | 2,487 |
| Pre-tax net operating income | $1,237,000 | 5,151 |
| Securities gains (losses) | $-13,000 | 10,273 |
| Applicable income taxes | $524,000 | 4,048 |
| Income before extraordinary items | $700,000 | 5,996 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $700,000 | 5,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,206,000 | 785 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $708,320 | 5,921 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,752,000 | 3,428 |
| Total interest expense | $3,772,000 | 3,243 |
| Net interest income | $4,980,000 | 3,579 |
| Provision for loan and lease losses | $450,000 | 1,666 |
| Total noninterest income | $732,000 | 3,978 |
| Gross Fiduciary activities income | $390,000 | 814 |
| Service charges on deposit accounts | $293,000 | 4,452 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $49,000 | 9,662 |
| Total noninterest expense | $4,777,000 | 2,885 |
| Salaries and employee benefits | $1,957,000 | 3,352 |
| Premises and equipment expense | $689,000 | 2,867 |
| Additional noninterest expense | $2,131,000 | 2,453 |
| Pre-tax net operating income | $485,000 | 8,762 |
| Securities gains (losses) | $-19,000 | 10,292 |
| Applicable income taxes | $-512,000 | 12,487 |
| Income before extraordinary items | $978,000 | 4,611 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $978,000 | 4,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,387,000 | 725 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $997,000 | 4,596 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 10,768 |
| Total interest expense | $893,000 | 9,585 |
| Net interest income | $823,000 | 11,433 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $227,000 | 8,742 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $101,000 | 8,341 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $126,000 | 7,138 |
| Total noninterest expense | $924,000 | 10,088 |
| Salaries and employee benefits | $367,000 | 10,976 |
| Premises and equipment expense | $131,000 | 9,437 |
| Additional noninterest expense | $426,000 | 8,967 |
| Pre-tax net operating income | $126,000 | 11,664 |
| Securities gains (losses) | $-4,000 | 12,523 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $122,000 | 11,551 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $122,000 | 11,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $12,118,000 | 112 |
| Net operating income | $126,000 | 11,282 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,328,000 | 4,149 |
| Total interest expense | $4,278,000 | 3,829 |
| Net interest income | $4,050,000 | 4,390 |
| Provision for loan and lease losses | $2,141,000 | 1,096 |
| Total noninterest income | $538,000 | 5,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $365,000 | 3,767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 6,172 |
| Total noninterest expense | $3,671,000 | 3,770 |
| Salaries and employee benefits | $1,669,000 | 3,847 |
| Premises and equipment expense | $622,000 | 3,246 |
| Additional noninterest expense | $1,380,000 | 3,844 |
| Pre-tax net operating income | $-1,224,000 | 13,521 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-1,224,000 | 13,587 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,224,000 | 13,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 3,208 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-98,000 | 13,822 |
| Net operating income | $-1,224,000 | 13,528 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.