Home > Wilmington Trust Company > Net charge- offs to loans
Wilmington Trust Company, Net charge- offs to loans
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7772% | 160 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.8937% | 111 |
| Percentage Net Loans Charged-off:Construction & development | 12.6557% | 267 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9750% | 212 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3104% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5082% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1747% | 805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6560% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2885% | 1,094 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5213% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7363% | 1,374 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2901% | 6,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.5235% | 78 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.1126% | 30 |
| Percentage Net Loans Charged-off:Construction & development | 17.8419% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3239% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0811% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1248% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3956% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3682% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6427% | 1,341 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7377% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0351% | 6,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9351% | 183 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.9676% | 107 |
| Percentage Net Loans Charged-off:Construction & development | 12.3510% | 392 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3200% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2316% | 189 |
| Percentage Net Loans Charged-off: Home equity loans | 6.3835% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8273% | 379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9023% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6590% | 1,268 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4191% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0796% | 6,529 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8149% | 357 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8561% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 10.4913% | 462 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7295% | 623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8883% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1936% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3360% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0312% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7286% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7345% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0680% | 6,498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1445% | 1,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2844% | 1,127 |
| Percentage Net Loans Charged-off:Construction & development | 2.5810% | 1,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4085% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1782% | 908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7069% | 644 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4754% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5198% | 1,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9169% | 1,041 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6760% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0554% | 1,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2324% | 2,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0519% | 1,847 |
| Percentage Net Loans Charged-off:Construction & development | 2.1235% | 2,032 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4308% | 1,879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6170% | 1,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7206% | 1,035 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5565% | 1,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4663% | 2,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5754% | 992 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6727% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1042% | 6,850 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1299% | 1,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9218% | 1,670 |
| Percentage Net Loans Charged-off:Construction & development | 1.8896% | 1,776 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2766% | 1,746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6760% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8019% | 813 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6035% | 1,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2200% | 2,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6600% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7894% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2287% | 1,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9574% | 1,418 |
| Percentage Net Loans Charged-off:Construction & development | 2.1503% | 1,385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1522% | 1,659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6209% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5566% | 808 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6567% | 1,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3884% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9318% | 773 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2782% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0248% | 1,565 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8314% | 1,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3344% | 1,984 |
| Percentage Net Loans Charged-off:Construction & development | 0.4914% | 1,479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1339% | 1,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4688% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1462% | 744 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6354% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9921% | 1,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3821% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2723% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0024% | 6,619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5087% | 2,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3354% | 2,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.7403% | 1,773 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0135% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2642% | 1,888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5861% | 642 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1114% | 2,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5068% | 2,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4790% | 1,502 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0119% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0068% | 1,873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3626% | 2,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1696% | 2,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.4011% | 1,544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0186% | 1,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0708% | 2,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0928% | 964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0606% | 2,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4123% | 2,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2608% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1660% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3542% | 1,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2511% | 1,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.6101% | 947 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0201% | 1,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0871% | 2,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1422% | 713 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0618% | 2,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1835% | 2,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1863% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3259% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1975% | 2,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0650% | 1,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0692% | 993 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0413% | 689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1000% | 1,385 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0011% | 5,907 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1457% | 1,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0183% | 2,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1040% | 1,419 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0639% | 496 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2138% | 2,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0614% | 2,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.1419% | 1,107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0149% | 1,525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 3,008 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0014% | 5,949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0242% | 2,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1509% | 2,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0365% | 1,543 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5590% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0024% | 6,763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1720% | 2,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 2,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0482% | 872 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0187% | 7,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0015% | 5,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0316% | 1,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1507% | 2,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9003% | 1,554 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2018% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0033% | 6,782 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1610% | 2,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 7,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0283% | 7,988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 7,554 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0011% | 5,933 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 7,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1851% | 1,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8700% | 1,519 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6519% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0051% | 6,812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1515% | 1,726 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0202% | 7,934 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0577% | 8,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,644 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0011% | 5,938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 7,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1311% | 1,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9075% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3275% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0027% | 6,836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2442% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 3,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0240% | 1,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 7,774 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0133% | 6,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 2,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5389% | 1,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7080% | 2,160 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2438% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0168% | 1,536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2371% | 1,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 2,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0330% | 811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 8,019 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0165% | 6,008 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 7,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5488% | 1,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6300% | 2,111 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1447% | 520 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0241% | 1,328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1514% | 1,884 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 7,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 8,022 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0044% | 5,940 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 8,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2118% | 1,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6121% | 2,022 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1851% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0374% | 1,111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0941% | 2,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 7,826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0275% | 8,124 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0078% | 5,945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0378% | 8,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0388% | 1,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5321% | 2,078 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5169% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0022% | 6,900 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1515% | 2,846 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 7,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 7,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 3,021 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0060% | 5,983 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 2,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0639% | 3,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6800% | 2,785 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4314% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2734% | 1,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1234% | 2,802 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 7,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 8,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 7,823 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 5,953 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 7,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0621% | 2,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6123% | 2,671 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1040% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0190% | 1,344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1292% | 2,495 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 7,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 8,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0223% | 8,101 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0118% | 5,904 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0276% | 8,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0835% | 2,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6137% | 2,467 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2648% | 634 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0022% | 6,906 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1533% | 1,924 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 8,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0436% | 8,318 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0204% | 5,925 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0551% | 8,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1620% | 1,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6357% | 2,188 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8858% | 614 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0011% | 7,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2603% | 2,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1580% | 1,143 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 7,816 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5129% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0356% | 2,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0262% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0399% | 2,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1951% | 3,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6568% | 3,146 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0466% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2176% | 1,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2311% | 2,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0940% | 1,399 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 7,825 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3956% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 2,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0365% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 8,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2202% | 2,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6603% | 2,795 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0423% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0278% | 1,339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2106% | 2,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 2,438 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 7,811 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 8,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0379% | 1,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1363% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 7,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2318% | 2,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7051% | 2,556 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1246% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0402% | 1,128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2920% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,795 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 7,783 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 8,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0005% | 1,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0435% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 8,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4257% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7920% | 2,219 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3363% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0719% | 791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2901% | 2,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 3,876 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 7,930 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 8,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 3,036 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0008% | 5,947 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5196% | 2,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7007% | 3,354 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4896% | 716 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1336% | 7,614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2398% | 2,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 3,302 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 7,930 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 8,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 2,531 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0011% | 5,913 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 2,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3703% | 2,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7325% | 2,917 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3456% | 727 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1874% | 7,692 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2893% | 2,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0011% | 521 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 8,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0343% | 1,840 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0009% | 5,880 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 1,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5042% | 1,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7791% | 2,623 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4356% | 692 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3032% | 7,769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2728% | 1,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 1,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 8,525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0657% | 1,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0865% | 1,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5115% | 1,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7575% | 2,465 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6343% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6457% | 7,849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3074% | 2,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 3,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1271% | 8,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1279% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0209% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1545% | 1,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4692% | 2,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6912% | 3,418 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7819% | 1,016 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9191% | 735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3024% | 2,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0306% | 2,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0041% | 820 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0700% | 1,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1246% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 3,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0473% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 8,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6786% | 2,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7937% | 2,917 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4518% | 1,077 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0041% | 7,614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4178% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0541% | 406 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 1,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0735% | 210 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9274% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 1,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9138% | 271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8099% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9711% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2665% | 77 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2755% | 2,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 660 |
| Percentage Net Loans Charged-off:Construction & development | -0.0404% | 1,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0232% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0006% | 1,269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0424% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3608% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1202% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6958% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0376% | 1,294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3009% | 2,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 501 |
| Percentage Net Loans Charged-off:Construction & development | 0.1010% | 132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0740% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0407% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0959% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4892% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9918% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0592% | 1,278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2935% | 2,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 0.1036% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0518% | 1,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0580% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0098% | 1,239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0693% | 410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4470% | 362 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1028% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0954% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2209% | 204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3013% | 2,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2190% | 246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0760% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3888% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1277% | 314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0951% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1334% | 295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0209% | 843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8908% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1631% | 610 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1804% | 264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2976% | 2,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1984% | 324 |
| Percentage Net Loans Charged-off:Construction & development | 0.2861% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2364% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0109% | 1,317 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1753% | 244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0671% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1943% | 219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2788% | 443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6809% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3959% | 694 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1380% | 261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1914% | 4,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0470% | 752 |
| Percentage Net Loans Charged-off:Construction & development | 0.2377% | 246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0060% | 657 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0226% | 1,312 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0561% | 554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0661% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1906% | 528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6827% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7704% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1730% | 205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2764% | 4,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1895% | 581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0993% | 420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1206% | 660 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9854% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1252% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0124% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1447% | 401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0717% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8977% | 446 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5455% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0019% | 420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3681% | 5,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0704% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.3132% | 509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0869% | 851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0369% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7196% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3745% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6753% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0668% | 405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |