Home > Wilmington Trust > Income and Expense
Wilmington Trust, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $23,000 | 7,502 |
| Total interest expense | $0 | 7,493 |
| Net interest income | $23,000 | 7,499 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $18,696,000 | 234 |
| Gross Fiduciary activities income | $17,685,000 | 44 |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,011,000 | 1,328 |
| Total noninterest expense | $19,014,000 | 539 |
| Salaries and employee benefits | $8,596,000 | 562 |
| Premises and equipment expense | $857,000 | 1,475 |
| Additional noninterest expense | $9,561,000 | 411 |
| Pre-tax net operating income | $-295,000 | 6,650 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-129,000 | 7,150 |
| Income before extraordinary items | $-166,000 | 6,589 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-166,000 | 6,589 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-166,000 | 6,589 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-166,000 | 6,551 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $10,507,000 | 689 |
| Total interest expense | $2,134,000 | 783 |
| Net interest income | $8,373,000 | 657 |
| Provision for loan and lease losses | $4,399,000 | 272 |
| Total noninterest income | $46,034,000 | 87 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $812,000 | 460 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,222,000 | 68 |
| Total noninterest expense | $44,936,000 | 138 |
| Salaries and employee benefits | $21,605,000 | 125 |
| Premises and equipment expense | $4,274,000 | 175 |
| Additional noninterest expense | $19,057,000 | 143 |
| Pre-tax net operating income | $5,072,000 | 358 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $573,000 | 660 |
| Income before extraordinary items | $4,499,000 | 320 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,499,000 | 320 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,499,000 | 320 |
| Net charge-offs | $2,910,000 | 416 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $4,499,000 | 311 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $49,939,000 | 597 |
| Total interest expense | $13,725,000 | 576 |
| Net interest income | $36,214,000 | 597 |
| Provision for loan and lease losses | $54,865,000 | 165 |
| Total noninterest income | $188,026,000 | 89 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $188,026,000 | 67 |
| Total noninterest expense | $201,760,000 | 132 |
| Salaries and employee benefits | $81,483,000 | 125 |
| Premises and equipment expense | $18,283,000 | 159 |
| Additional noninterest expense | $101,994,000 | 122 |
| Pre-tax net operating income | $-32,385,000 | 7,573 |
| Securities gains (losses) | $-36,000 | 7,123 |
| Applicable income taxes | $-94,000 | 6,822 |
| Income before extraordinary items | $-32,327,000 | 7,572 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-32,327,000 | 7,572 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-32,327,000 | 7,572 |
| Net charge-offs | $27,164,000 | 266 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-32,291,000 | 7,567 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $38,489,000 | 580 |
| Total interest expense | $11,491,000 | 531 |
| Net interest income | $26,998,000 | 600 |
| Provision for loan and lease losses | $53,158,000 | 137 |
| Total noninterest income | $129,783,000 | 93 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $129,783,000 | 70 |
| Total noninterest expense | $145,591,000 | 134 |
| Salaries and employee benefits | $60,781,000 | 123 |
| Premises and equipment expense | $13,653,000 | 158 |
| Additional noninterest expense | $71,157,000 | 125 |
| Pre-tax net operating income | $-41,968,000 | 7,715 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $388,000 | 1,903 |
| Income before extraordinary items | $-42,356,000 | 7,717 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-42,356,000 | 7,717 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-42,356,000 | 7,717 |
| Net charge-offs | $23,087,000 | 228 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-42,356,000 | 7,717 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $26,191,000 | 572 |
| Total interest expense | $9,018,000 | 471 |
| Net interest income | $17,173,000 | 627 |
| Provision for loan and lease losses | $19,564,000 | 220 |
| Total noninterest income | $86,229,000 | 95 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $86,229,000 | 72 |
| Total noninterest expense | $96,670,000 | 135 |
| Salaries and employee benefits | $40,301,000 | 126 |
| Premises and equipment expense | $9,036,000 | 157 |
| Additional noninterest expense | $47,333,000 | 122 |
| Pre-tax net operating income | $-12,832,000 | 7,714 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-4,845,000 | 7,773 |
| Income before extraordinary items | $-7,987,000 | 7,666 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-7,987,000 | 7,666 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-7,987,000 | 7,666 |
| Net charge-offs | $9,282,000 | 356 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-7,987,000 | 7,668 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $13,367,000 | 578 |
| Total interest expense | $5,065,000 | 442 |
| Net interest income | $8,302,000 | 655 |
| Provision for loan and lease losses | $8,291,000 | 261 |
| Total noninterest income | $41,856,000 | 97 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $41,856,000 | 72 |
| Total noninterest expense | $45,803,000 | 138 |
| Salaries and employee benefits | $19,095,000 | 127 |
| Premises and equipment expense | $4,539,000 | 159 |
| Additional noninterest expense | $22,169,000 | 121 |
| Pre-tax net operating income | $-3,936,000 | 7,736 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-2,010,000 | 7,858 |
| Income before extraordinary items | $-1,926,000 | 7,635 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,926,000 | 7,637 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,926,000 | 7,637 |
| Net charge-offs | $4,860,000 | 345 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,926,000 | 7,626 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $64,240,000 | 510 |
| Total interest expense | $29,232,000 | 385 |
| Net interest income | $35,008,000 | 612 |
| Provision for loan and lease losses | $18,755,000 | 519 |
| Total noninterest income | $136,926,000 | 110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $136,926,000 | 90 |
| Total noninterest expense | $164,284,000 | 150 |
| Salaries and employee benefits | $70,230,000 | 136 |
| Premises and equipment expense | $18,256,000 | 157 |
| Additional noninterest expense | $75,798,000 | 162 |
| Pre-tax net operating income | $-11,105,000 | 7,523 |
| Securities gains (losses) | $8,108,000 | 82 |
| Applicable income taxes | $-1,502,000 | 7,426 |
| Income before extraordinary items | $-1,495,000 | 6,565 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,495,000 | 6,565 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,495,000 | 6,565 |
| Net charge-offs | $10,722,000 | 652 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,684,120 | 7,420 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $51,779,000 | 488 |
| Total interest expense | $22,860,000 | 396 |
| Net interest income | $28,919,000 | 569 |
| Provision for loan and lease losses | $12,392,000 | 527 |
| Total noninterest income | $100,029,000 | 110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $100,029,000 | 88 |
| Total noninterest expense | $121,127,000 | 158 |
| Salaries and employee benefits | $51,389,000 | 142 |
| Premises and equipment expense | $13,759,000 | 161 |
| Additional noninterest expense | $55,979,000 | 166 |
| Pre-tax net operating income | $-4,571,000 | 7,474 |
| Securities gains (losses) | $8,108,000 | 81 |
| Applicable income taxes | $848,000 | 960 |
| Income before extraordinary items | $2,689,000 | 1,006 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,689,000 | 1,005 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,689,000 | 1,006 |
| Net charge-offs | $12,126,000 | 448 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,473,080 | 7,439 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $35,218,000 | 500 |
| Total interest expense | $16,126,000 | 395 |
| Net interest income | $19,092,000 | 580 |
| Provision for loan and lease losses | $8,838,000 | 491 |
| Total noninterest income | $63,896,000 | 111 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $63,896,000 | 88 |
| Total noninterest expense | $80,533,000 | 169 |
| Salaries and employee benefits | $33,876,000 | 147 |
| Premises and equipment expense | $9,364,000 | 163 |
| Additional noninterest expense | $37,293,000 | 170 |
| Pre-tax net operating income | $-6,383,000 | 7,810 |
| Securities gains (losses) | $8,108,000 | 69 |
| Applicable income taxes | $554,000 | 995 |
| Income before extraordinary items | $1,171,000 | 1,594 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,171,000 | 1,590 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,171,000 | 1,593 |
| Net charge-offs | $9,263,000 | 400 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-4,342,440 | 7,766 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $18,843,000 | 474 |
| Total interest expense | $8,867,000 | 380 |
| Net interest income | $9,976,000 | 543 |
| Provision for loan and lease losses | $5,695,000 | 373 |
| Total noninterest income | $30,545,000 | 115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $30,545,000 | 95 |
| Total noninterest expense | $41,698,000 | 161 |
| Salaries and employee benefits | $18,278,000 | 144 |
| Premises and equipment expense | $4,644,000 | 167 |
| Additional noninterest expense | $18,776,000 | 158 |
| Pre-tax net operating income | $-6,872,000 | 8,074 |
| Securities gains (losses) | $8,130,000 | 43 |
| Applicable income taxes | $184,000 | 1,544 |
| Income before extraordinary items | $1,074,000 | 1,003 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,074,000 | 1,003 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,074,000 | 1,005 |
| Net charge-offs | $6,172,000 | 275 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,836,500 | 8,076 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $38,039,000 | 991 |
| Total interest expense | $23,524,000 | 675 |
| Net interest income | $14,515,000 | 1,543 |
| Provision for loan and lease losses | $8,505,000 | 670 |
| Total noninterest income | $86,757,000 | 135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $86,757,000 | 107 |
| Total noninterest expense | $102,147,000 | 234 |
| Salaries and employee benefits | $49,033,000 | 199 |
| Premises and equipment expense | $14,965,000 | 194 |
| Additional noninterest expense | $38,149,000 | 256 |
| Pre-tax net operating income | $-9,380,000 | 7,977 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-4,928,000 | 8,102 |
| Income before extraordinary items | $-4,452,000 | 7,776 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,452,000 | 7,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,599,000 | 554 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-4,452,000 | 7,833 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,762,000 | 1,356 |
| Total interest expense | $15,366,000 | 800 |
| Net interest income | $6,396,000 | 2,572 |
| Provision for loan and lease losses | $2,440,000 | 1,037 |
| Total noninterest income | $56,707,000 | 145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $56,707,000 | 119 |
| Total noninterest expense | $65,458,000 | 260 |
| Salaries and employee benefits | $34,169,000 | 223 |
| Premises and equipment expense | $10,181,000 | 213 |
| Additional noninterest expense | $21,108,000 | 288 |
| Pre-tax net operating income | $-4,795,000 | 8,121 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,623,000 | 8,150 |
| Income before extraordinary items | $-3,172,000 | 8,033 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,172,000 | 8,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,409,000 | 1,064 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,172,000 | 8,091 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,302,000 | 1,408 |
| Total interest expense | $10,474,000 | 811 |
| Net interest income | $3,828,000 | 2,812 |
| Provision for loan and lease losses | $1,232,000 | 1,073 |
| Total noninterest income | $33,904,000 | 161 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $33,904,000 | 132 |
| Total noninterest expense | $38,768,000 | 282 |
| Salaries and employee benefits | $20,460,000 | 249 |
| Premises and equipment expense | $6,250,000 | 228 |
| Additional noninterest expense | $12,058,000 | 317 |
| Pre-tax net operating income | $-2,268,000 | 8,188 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-741,000 | 8,227 |
| Income before extraordinary items | $-1,527,000 | 8,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,527,000 | 8,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-202,000 | 8,405 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,527,000 | 8,143 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,249,000 | 1,423 |
| Total interest expense | $5,449,000 | 832 |
| Net interest income | $1,800,000 | 2,979 |
| Provision for loan and lease losses | $763,000 | 746 |
| Total noninterest income | $13,706,000 | 188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,706,000 | 152 |
| Total noninterest expense | $18,116,000 | 299 |
| Salaries and employee benefits | $9,631,000 | 267 |
| Premises and equipment expense | $2,883,000 | 251 |
| Additional noninterest expense | $5,602,000 | 325 |
| Pre-tax net operating income | $-3,373,000 | 8,410 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-1,277,000 | 8,412 |
| Income before extraordinary items | $-2,096,000 | 8,391 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,096,000 | 8,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 1,307 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-2,096,000 | 8,388 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,785,000 | 1,728 |
| Total interest expense | $18,304,000 | 1,070 |
| Net interest income | $6,481,000 | 3,306 |
| Provision for loan and lease losses | $1,140,000 | 1,295 |
| Total noninterest income | $53,373,000 | 190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $53,373,000 | 147 |
| Total noninterest expense | $56,360,000 | 358 |
| Salaries and employee benefits | $28,852,000 | 348 |
| Premises and equipment expense | $9,849,000 | 286 |
| Additional noninterest expense | $17,659,000 | 384 |
| Pre-tax net operating income | $2,354,000 | 2,953 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,191,000 | 1,655 |
| Income before extraordinary items | $1,163,000 | 4,002 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,163,000 | 4,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,371,000 | 804 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,163,000 | 3,997 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,505,000 | 1,826 |
| Total interest expense | $12,853,000 | 1,150 |
| Net interest income | $4,652,000 | 3,418 |
| Provision for loan and lease losses | $686,000 | 1,230 |
| Total noninterest income | $38,827,000 | 192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $38,827,000 | 147 |
| Total noninterest expense | $41,998,000 | 353 |
| Salaries and employee benefits | $22,255,000 | 337 |
| Premises and equipment expense | $6,934,000 | 303 |
| Additional noninterest expense | $12,809,000 | 378 |
| Pre-tax net operating income | $795,000 | 4,848 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $514,000 | 2,499 |
| Income before extraordinary items | $281,000 | 6,410 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $281,000 | 6,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,254 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $281,000 | 6,401 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,655,000 | 1,996 |
| Total interest expense | $7,480,000 | 1,336 |
| Net interest income | $3,175,000 | 3,392 |
| Provision for loan and lease losses | $50,000 | 4,348 |
| Total noninterest income | $23,826,000 | 217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $23,826,000 | 164 |
| Total noninterest expense | $26,739,000 | 384 |
| Salaries and employee benefits | $14,060,000 | 371 |
| Premises and equipment expense | $4,307,000 | 336 |
| Additional noninterest expense | $8,372,000 | 390 |
| Pre-tax net operating income | $212,000 | 6,563 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $214,000 | 3,178 |
| Income before extraordinary items | $-2,000 | 7,800 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,000 | 7,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 954 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-2,000 | 7,783 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,063,000 | 2,085 |
| Total interest expense | $3,486,000 | 1,424 |
| Net interest income | $1,577,000 | 3,406 |
| Provision for loan and lease losses | $224,000 | 1,082 |
| Total noninterest income | $10,832,000 | 229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,832,000 | 165 |
| Total noninterest expense | $14,474,000 | 349 |
| Salaries and employee benefits | $8,299,000 | 314 |
| Premises and equipment expense | $2,093,000 | 345 |
| Additional noninterest expense | $4,082,000 | 388 |
| Pre-tax net operating income | $-2,289,000 | 8,626 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-748,000 | 8,625 |
| Income before extraordinary items | $-1,541,000 | 8,611 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,541,000 | 8,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 686 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-1,541,000 | 8,605 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,068,000 | 2,291 |
| Total interest expense | $11,468,000 | 1,469 |
| Net interest income | $5,600,000 | 3,707 |
| Provision for loan and lease losses | $1,248,000 | 840 |
| Total noninterest income | $44,702,000 | 210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $44,702,000 | 156 |
| Total noninterest expense | $44,608,000 | 436 |
| Salaries and employee benefits | $23,477,000 | 415 |
| Premises and equipment expense | $8,884,000 | 295 |
| Additional noninterest expense | $12,247,000 | 472 |
| Pre-tax net operating income | $4,446,000 | 2,068 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,947,000 | 1,366 |
| Income before extraordinary items | $2,499,000 | 2,628 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,499,000 | 2,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $578,000 | 1,046 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,499,000 | 2,610 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,220,000 | 2,376 |
| Total interest expense | $7,843,000 | 1,560 |
| Net interest income | $4,377,000 | 3,614 |
| Provision for loan and lease losses | $481,000 | 1,440 |
| Total noninterest income | $33,661,000 | 223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,661,000 | 169 |
| Total noninterest expense | $33,313,000 | 444 |
| Salaries and employee benefits | $17,516,000 | 430 |
| Premises and equipment expense | $6,573,000 | 311 |
| Additional noninterest expense | $9,224,000 | 479 |
| Pre-tax net operating income | $4,244,000 | 1,754 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,649,000 | 1,297 |
| Income before extraordinary items | $2,595,000 | 2,090 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,595,000 | 2,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-238,000 | 8,652 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,595,000 | 2,081 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,657,000 | 2,461 |
| Total interest expense | $4,575,000 | 1,695 |
| Net interest income | $3,082,000 | 3,474 |
| Provision for loan and lease losses | $1,242,000 | 409 |
| Total noninterest income | $23,768,000 | 226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,768,000 | 169 |
| Total noninterest expense | $23,252,000 | 424 |
| Salaries and employee benefits | $12,520,000 | 411 |
| Premises and equipment expense | $4,435,000 | 308 |
| Additional noninterest expense | $6,297,000 | 467 |
| Pre-tax net operating income | $2,356,000 | 2,052 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,047,000 | 1,352 |
| Income before extraordinary items | $1,309,000 | 2,606 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,309,000 | 2,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-222,000 | 8,684 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,309,000 | 2,589 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,609,000 | 2,553 |
| Total interest expense | $2,023,000 | 1,802 |
| Net interest income | $1,586,000 | 3,381 |
| Provision for loan and lease losses | $214,000 | 1,092 |
| Total noninterest income | $9,758,000 | 249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,758,000 | 188 |
| Total noninterest expense | $12,116,000 | 409 |
| Salaries and employee benefits | $6,683,000 | 380 |
| Premises and equipment expense | $2,060,000 | 333 |
| Additional noninterest expense | $3,373,000 | 449 |
| Pre-tax net operating income | $-986,000 | 8,756 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-276,000 | 8,747 |
| Income before extraordinary items | $-710,000 | 8,737 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-710,000 | 8,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,390 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-710,000 | 8,728 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,953,000 | 2,718 |
| Total interest expense | $6,686,000 | 1,695 |
| Net interest income | $5,267,000 | 3,810 |
| Provision for loan and lease losses | $323,000 | 2,685 |
| Total noninterest income | $36,506,000 | 257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,506,000 | 194 |
| Total noninterest expense | $39,722,000 | 472 |
| Salaries and employee benefits | $20,233,000 | 468 |
| Premises and equipment expense | $7,725,000 | 332 |
| Additional noninterest expense | $11,764,000 | 485 |
| Pre-tax net operating income | $1,728,000 | 4,050 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $671,000 | 2,889 |
| Income before extraordinary items | $1,057,000 | 4,680 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,057,000 | 4,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 1,441 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,057,000 | 4,644 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,409,000 | 2,800 |
| Total interest expense | $4,683,000 | 1,726 |
| Net interest income | $3,726,000 | 3,964 |
| Provision for loan and lease losses | $-14,000 | 8,603 |
| Total noninterest income | $27,666,000 | 256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,666,000 | 201 |
| Total noninterest expense | $29,706,000 | 472 |
| Salaries and employee benefits | $15,552,000 | 457 |
| Premises and equipment expense | $5,730,000 | 334 |
| Additional noninterest expense | $8,424,000 | 506 |
| Pre-tax net operating income | $1,700,000 | 3,456 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $786,000 | 2,226 |
| Income before extraordinary items | $914,000 | 4,417 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $914,000 | 4,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,740 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $914,000 | 4,377 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 2,913 |
| Total interest expense | $2,978,000 | 1,695 |
| Net interest income | $2,263,000 | 4,223 |
| Provision for loan and lease losses | $-154,000 | 8,757 |
| Total noninterest income | $18,696,000 | 250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $18,696,000 | 199 |
| Total noninterest expense | $20,467,000 | 453 |
| Salaries and employee benefits | $11,150,000 | 422 |
| Premises and equipment expense | $3,613,000 | 343 |
| Additional noninterest expense | $5,704,000 | 499 |
| Pre-tax net operating income | $646,000 | 4,824 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $309,000 | 3,054 |
| Income before extraordinary items | $337,000 | 5,879 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $337,000 | 5,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 8,464 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $337,000 | 5,829 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,233,000 | 3,299 |
| Total interest expense | $1,233,000 | 1,920 |
| Net interest income | $1,000,000 | 4,627 |
| Provision for loan and lease losses | $-7,000 | 8,709 |
| Total noninterest income | $9,196,000 | 252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,196,000 | 203 |
| Total noninterest expense | $10,867,000 | 424 |
| Salaries and employee benefits | $6,218,000 | 368 |
| Premises and equipment expense | $1,775,000 | 353 |
| Additional noninterest expense | $2,874,000 | 488 |
| Pre-tax net operating income | $-664,000 | 8,878 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-208,000 | 8,882 |
| Income before extraordinary items | $-456,000 | 8,854 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-456,000 | 8,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,634 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-456,000 | 8,840 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,945,000 | 3,118 |
| Total interest expense | $3,499,000 | 2,306 |
| Net interest income | $5,446,000 | 3,562 |
| Provision for loan and lease losses | $308,000 | 2,860 |
| Total noninterest income | $23,045,000 | 352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $23,045,000 | 262 |
| Total noninterest expense | $26,197,000 | 630 |
| Salaries and employee benefits | $14,870,000 | 575 |
| Premises and equipment expense | $4,043,000 | 559 |
| Additional noninterest expense | $7,284,000 | 714 |
| Pre-tax net operating income | $1,986,000 | 3,517 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $960,000 | 2,230 |
| Income before extraordinary items | $1,026,000 | 4,619 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,026,000 | 4,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,051 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,026,000 | 4,558 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,249,000 | 3,280 |
| Total interest expense | $2,425,000 | 2,413 |
| Net interest income | $3,824,000 | 3,736 |
| Provision for loan and lease losses | $355,000 | 1,982 |
| Total noninterest income | $16,966,000 | 367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,966,000 | 272 |
| Total noninterest expense | $18,798,000 | 652 |
| Salaries and employee benefits | $10,573,000 | 603 |
| Premises and equipment expense | $2,964,000 | 578 |
| Additional noninterest expense | $5,261,000 | 733 |
| Pre-tax net operating income | $1,637,000 | 3,389 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $757,000 | 2,192 |
| Income before extraordinary items | $880,000 | 4,339 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $880,000 | 4,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,588 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $880,000 | 4,260 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,850,000 | 3,479 |
| Total interest expense | $1,506,000 | 2,559 |
| Net interest income | $2,344,000 | 3,976 |
| Provision for loan and lease losses | $261,000 | 1,769 |
| Total noninterest income | $11,416,000 | 357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,416,000 | 271 |
| Total noninterest expense | $12,717,000 | 649 |
| Salaries and employee benefits | $7,391,000 | 578 |
| Premises and equipment expense | $1,892,000 | 604 |
| Additional noninterest expense | $3,434,000 | 735 |
| Pre-tax net operating income | $782,000 | 4,172 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $369,000 | 2,709 |
| Income before extraordinary items | $413,000 | 5,245 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $413,000 | 5,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,012 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $413,000 | 5,159 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 3,607 |
| Total interest expense | $749,000 | 2,613 |
| Net interest income | $1,101,000 | 4,179 |
| Provision for loan and lease losses | $88,000 | 2,379 |
| Total noninterest income | $4,995,000 | 386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,995,000 | 284 |
| Total noninterest expense | $6,906,000 | 620 |
| Salaries and employee benefits | $4,290,000 | 524 |
| Premises and equipment expense | $928,000 | 634 |
| Additional noninterest expense | $1,688,000 | 742 |
| Pre-tax net operating income | $-898,000 | 9,079 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-271,000 | 9,079 |
| Income before extraordinary items | $-627,000 | 9,071 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-627,000 | 9,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,188 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-627,000 | 9,052 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,639,000 | 3,981 |
| Total interest expense | $3,268,000 | 2,655 |
| Net interest income | $3,371,000 | 4,917 |
| Provision for loan and lease losses | $221,000 | 3,835 |
| Total noninterest income | $15,610,000 | 477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $15,610,000 | 333 |
| Total noninterest expense | $21,284,000 | 758 |
| Salaries and employee benefits | $13,411,000 | 637 |
| Premises and equipment expense | $3,311,000 | 693 |
| Additional noninterest expense | $4,562,000 | 1,111 |
| Pre-tax net operating income | $-2,524,000 | 9,099 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-786,000 | 9,122 |
| Income before extraordinary items | $-1,738,000 | 9,106 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,738,000 | 9,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,002 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,738,000 | 9,069 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,909,000 | 4,070 |
| Total interest expense | $2,514,000 | 2,672 |
| Net interest income | $2,395,000 | 5,125 |
| Provision for loan and lease losses | $204,000 | 3,302 |
| Total noninterest income | $11,498,000 | 509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,498,000 | 362 |
| Total noninterest expense | $16,352,000 | 754 |
| Salaries and employee benefits | $10,053,000 | 655 |
| Premises and equipment expense | $2,441,000 | 721 |
| Additional noninterest expense | $3,858,000 | 996 |
| Pre-tax net operating income | $-2,663,000 | 9,177 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-837,000 | 9,199 |
| Income before extraordinary items | $-1,826,000 | 9,185 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,826,000 | 9,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,484 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-1,826,000 | 9,151 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,396,000 | 4,013 |
| Total interest expense | $1,787,000 | 2,605 |
| Net interest income | $1,609,000 | 5,086 |
| Provision for loan and lease losses | $203,000 | 2,489 |
| Total noninterest income | $7,152,000 | 530 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,152,000 | 372 |
| Total noninterest expense | $10,946,000 | 753 |
| Salaries and employee benefits | $7,119,000 | 623 |
| Premises and equipment expense | $1,684,000 | 697 |
| Additional noninterest expense | $2,143,000 | 1,175 |
| Pre-tax net operating income | $-2,388,000 | 9,227 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-791,000 | 9,232 |
| Income before extraordinary items | $-1,597,000 | 9,236 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,597,000 | 9,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,922 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-1,597,000 | 9,204 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 4,173 |
| Total interest expense | $1,050,000 | 2,320 |
| Net interest income | $578,000 | 6,172 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $3,125,000 | 574 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,125,000 | 401 |
| Total noninterest expense | $6,672,000 | 628 |
| Salaries and employee benefits | $4,009,000 | 553 |
| Premises and equipment expense | $897,000 | 649 |
| Additional noninterest expense | $1,766,000 | 726 |
| Pre-tax net operating income | $-2,987,000 | 9,298 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-1,021,000 | 9,294 |
| Income before extraordinary items | $-1,966,000 | 9,300 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,966,000 | 9,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,180 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-1,966,000 | 9,282 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,146,000 | 3,983 |
| Total interest expense | $4,222,000 | 2,623 |
| Net interest income | $2,924,000 | 5,367 |
| Provision for loan and lease losses | $132,000 | 5,166 |
| Total noninterest income | $13,043,000 | 536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,043,000 | 379 |
| Total noninterest expense | $19,694,000 | 803 |
| Salaries and employee benefits | $11,934,000 | 694 |
| Premises and equipment expense | $3,209,000 | 689 |
| Additional noninterest expense | $4,551,000 | 1,085 |
| Pre-tax net operating income | $-3,859,000 | 9,303 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-1,218,000 | 9,301 |
| Income before extraordinary items | $-2,641,000 | 9,300 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-2,641,000 | 9,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,634 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 287 |
| Net operating income | $-2,641,000 | 9,279 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,101,000 | 3,610 |
| Total interest expense | $6,324,000 | 2,532 |
| Net interest income | $2,777,000 | 5,348 |
| Provision for loan and lease losses | $193,000 | 4,225 |
| Total noninterest income | $12,072,000 | 537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $12,072,000 | 380 |
| Total noninterest expense | $17,595,000 | 855 |
| Salaries and employee benefits | $11,656,000 | 650 |
| Premises and equipment expense | $2,607,000 | 809 |
| Additional noninterest expense | $3,332,000 | 1,403 |
| Pre-tax net operating income | $-2,939,000 | 9,526 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-1,118,000 | 9,557 |
| Income before extraordinary items | $-1,821,000 | 9,509 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,821,000 | 9,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,463 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 304 |
| Net operating income | $-1,821,000 | 9,486 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,683,000 | 3,859 |
| Total interest expense | $7,096,000 | 2,385 |
| Net interest income | $1,587,000 | 7,321 |
| Provision for loan and lease losses | $420,000 | 2,181 |
| Total noninterest income | $11,063,000 | 545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,063,000 | 394 |
| Total noninterest expense | $15,357,000 | 920 |
| Salaries and employee benefits | $8,713,000 | 808 |
| Premises and equipment expense | $2,373,000 | 839 |
| Additional noninterest expense | $4,271,000 | 1,093 |
| Pre-tax net operating income | $-3,127,000 | 9,851 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-1,013,000 | 9,847 |
| Income before extraordinary items | $-2,114,000 | 9,829 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-2,114,000 | 9,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,089 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-2,114,000 | 9,829 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,795,000 | 5,062 |
| Total interest expense | $3,902,000 | 3,660 |
| Net interest income | $1,893,000 | 6,836 |
| Provision for loan and lease losses | $245,000 | 3,088 |
| Total noninterest income | $9,373,000 | 645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $9,373,000 | 459 |
| Total noninterest expense | $14,789,000 | 951 |
| Salaries and employee benefits | $7,575,000 | 912 |
| Premises and equipment expense | $2,499,000 | 808 |
| Additional noninterest expense | $4,715,000 | 1,003 |
| Pre-tax net operating income | $-3,768,000 | 10,192 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-1,243,000 | 10,181 |
| Income before extraordinary items | $-2,525,000 | 10,172 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,525,000 | 10,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,934 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-2,525,000 | 10,168 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,338,000 | 6,195 |
| Total interest expense | $2,659,000 | 5,155 |
| Net interest income | $1,679,000 | 7,326 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $7,222,000 | 730 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $7,222,000 | 512 |
| Total noninterest expense | $7,340,000 | 1,783 |
| Salaries and employee benefits | $4,205,000 | 1,580 |
| Premises and equipment expense | $1,086,000 | 1,814 |
| Additional noninterest expense | $2,049,000 | 2,080 |
| Pre-tax net operating income | $1,561,000 | 4,058 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $642,000 | 3,231 |
| Income before extraordinary items | $919,000 | 4,763 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $919,000 | 4,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 10,134 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $919,000 | 4,673 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,796,000 | 5,954 |
| Total interest expense | $3,056,000 | 4,637 |
| Net interest income | $1,740,000 | 7,454 |
| Provision for loan and lease losses | $555,000 | 1,641 |
| Total noninterest income | $6,044,000 | 805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $6,044,000 | 542 |
| Total noninterest expense | $5,012,000 | 2,561 |
| Salaries and employee benefits | $2,644,000 | 2,515 |
| Premises and equipment expense | $868,000 | 2,269 |
| Additional noninterest expense | $1,500,000 | 2,738 |
| Pre-tax net operating income | $2,217,000 | 3,228 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $842,000 | 2,816 |
| Income before extraordinary items | $1,375,000 | 3,623 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,375,000 | 3,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,261 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,375,000 | 3,544 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,618,000 | 8,540 |
| Total interest expense | $1,735,000 | 6,993 |
| Net interest income | $883,000 | 9,872 |
| Provision for loan and lease losses | $80,000 | 5,594 |
| Total noninterest income | $5,037,000 | 946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $5,037,000 | 638 |
| Total noninterest expense | $4,762,000 | 2,870 |
| Salaries and employee benefits | $2,305,000 | 2,898 |
| Premises and equipment expense | $732,000 | 2,672 |
| Additional noninterest expense | $1,725,000 | 2,786 |
| Pre-tax net operating income | $1,078,000 | 5,488 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $473,000 | 4,334 |
| Income before extraordinary items | $605,000 | 6,239 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $605,000 | 6,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,676 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $605,000 | 6,182 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 10,527 |
| Total interest expense | $981,000 | 9,321 |
| Net interest income | $521,000 | 11,353 |
| Provision for loan and lease losses | $125,000 | 4,002 |
| Total noninterest income | $1,072,000 | 2,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,072,000 | 1,720 |
| Total noninterest expense | $1,927,000 | 6,160 |
| Salaries and employee benefits | $948,000 | 6,301 |
| Premises and equipment expense | $298,000 | 5,659 |
| Additional noninterest expense | $681,000 | 5,988 |
| Pre-tax net operating income | $-459,000 | 11,780 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-150,000 | 11,760 |
| Income before extraordinary items | $-309,000 | 11,739 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-309,000 | 11,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-309,000 | 11,725 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $501,000 | 12,416 |
| Total interest expense | $320,000 | 11,957 |
| Net interest income | $181,000 | 12,520 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $25,000 | 12,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $25,000 | 11,111 |
| Total noninterest expense | $493,000 | 11,645 |
| Salaries and employee benefits | $147,000 | 12,369 |
| Premises and equipment expense | $49,000 | 11,666 |
| Additional noninterest expense | $297,000 | 9,995 |
| Pre-tax net operating income | $-287,000 | 12,305 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-100,000 | 12,298 |
| Income before extraordinary items | $-187,000 | 12,218 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-187,000 | 12,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 219 |
| Net operating income | $-187,000 | 12,246 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.