Home > Willow Financial Bank > Assets and Liabilities
Willow Financial Bank, Assets and Liabilities
| 2008-09-30 | Rank | |
| # of Employees: | 397 | 385 |
| Assets and Liabilities | ||
| Total Assets: | $1,583,044,000 | 457 |
| Cash and due from depository institutions | $32,717,000 | 385 |
| Interest-bearing balances | $6,753,000 | 1,038 |
| Securities | $267,389,000 | 464 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $1,145,350,000 | 460 |
| Loan loss allowance | $16,752,000 | 425 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $9,814,000 | 1,316 |
| Other real estate owned | $465,000 | 385 |
| Goodwill and other intangibles | $64,504,000 | 218 |
| All other assets | $62,805,000 | 389 |
| Life insurance assets | $12,534,000 | 525 |
| Total liabilities and capital | $1,583,044,000 | 457 |
| Total liabilities | $1,422,537,000 | 454 |
| Total deposits | $972,350,000 | 533 |
| Interest-bearing deposits | $785,085,000 | 584 |
| Deposits held in domestic offices | $972,350,000 | 530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,000,000 | 361 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $363,795,000 | 228 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $11,392,000 | 593 |
| Total equity capital | $160,507,000 | 445 |
| Total bank equity capital | $160,507,000 | 445 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $0 | 7,662 |
| Surplus | $180,576,000 | 250 |
| Undivided profits | $-20,069,000 | 8,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,230,000 | 878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $6,056,000 | 572 |
| Earning assets | $1,419,492,000 | 461 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $1,592,763,750 | 438 |
| Average Assets, quarterly | $1,581,784,000 | 456 |
| Volatile liabilities | $491,895,000 | 334 |
| Insider loans | $153,000 | 6,655 |
| FHLB advances | $357,809,000 | 195 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $265,171,000 | 463 |
| Tier 1 (core) risk-based capital | $106,640,000 | 581 |
| Tier 2 risk-based capital | $12,043,000 | 530 |
| Total risk weighted assets | $959,113,000 | 549 |
| Total unused commitments | $265,171,000 | 463 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 407 | 376 |
| Assets and Liabilities | ||
| Total Assets: | $1,580,524,000 | 456 |
| Cash and due from depository institutions | $36,016,000 | 376 |
| Interest-bearing balances | $7,817,000 | 842 |
| Securities | $256,398,000 | 483 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $1,150,848,000 | 459 |
| Loan loss allowance | $14,792,000 | 449 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,400,000 | 1,224 |
| Other real estate owned | $166,000 | 376 |
| Goodwill and other intangibles | $65,066,000 | 221 |
| All other assets | $61,630,000 | 385 |
| Life insurance assets | $12,410,000 | 533 |
| Total liabilities and capital | $1,580,524,000 | 456 |
| Total liabilities | $1,413,895,000 | 453 |
| Total deposits | $1,007,677,000 | 510 |
| Interest-bearing deposits | $824,305,000 | 539 |
| Deposits held in domestic offices | $1,007,677,000 | 507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,000,000 | 382 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $317,443,000 | 249 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $13,775,000 | 521 |
| Total equity capital | $166,629,000 | 440 |
| Total bank equity capital | $166,629,000 | 440 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $0 | 7,725 |
| Surplus | $180,647,000 | 252 |
| Undivided profits | $-14,018,000 | 8,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,070,000 | 782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $6,046,000 | 562 |
| Earning assets | $1,415,063,000 | 463 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $1,596,003,670 | 442 |
| Average Assets, quarterly | $1,580,387,500 | 449 |
| Volatile liabilities | $441,512,000 | 379 |
| Insider loans | $153,000 | 6,708 |
| FHLB advances | $311,429,000 | 213 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $313,755,000 | 422 |
| Tier 1 (core) risk-based capital | $108,703,000 | 580 |
| Tier 2 risk-based capital | $12,017,000 | 518 |
| Total risk weighted assets | $961,318,000 | 549 |
| Total unused commitments | $313,755,000 | 422 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 417 | 360 |
| Assets and Liabilities | ||
| Total Assets: | $1,580,251,000 | 449 |
| Cash and due from depository institutions | $54,836,000 | 360 |
| Interest-bearing balances | $21,968,000 | 341 |
| Securities | $233,103,000 | 544 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $1,152,027,000 | 446 |
| Loan loss allowance | $13,223,000 | 454 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $11,235,000 | 1,122 |
| Other real estate owned | $232,000 | 360 |
| Goodwill and other intangibles | $65,483,000 | 221 |
| All other assets | $63,335,000 | 374 |
| Life insurance assets | $12,289,000 | 531 |
| Total liabilities and capital | $1,580,251,000 | 449 |
| Total liabilities | $1,406,273,000 | 456 |
| Total deposits | $1,021,198,000 | 508 |
| Interest-bearing deposits | $846,246,000 | 537 |
| Deposits held in domestic offices | $1,021,198,000 | 506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,000,000 | 378 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $296,571,000 | 249 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $13,504,000 | 562 |
| Total equity capital | $173,978,000 | 436 |
| Total bank equity capital | $173,978,000 | 436 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $180,638,000 | 246 |
| Undivided profits | $-6,660,000 | 8,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,425,000 | 724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $6,473,000 | 540 |
| Earning assets | $1,407,098,000 | 460 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $1,603,743,500 | 442 |
| Average Assets, quarterly | $1,603,743,500 | 442 |
| Volatile liabilities | $425,268,000 | 381 |
| Insider loans | $165,000 | 6,652 |
| FHLB advances | $292,095,000 | 210 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $277,366,000 | 484 |
| Tier 1 (core) risk-based capital | $113,169,000 | 556 |
| Tier 2 risk-based capital | $12,043,000 | 496 |
| Total risk weighted assets | $963,423,000 | 539 |
| Total unused commitments | $277,366,000 | 485 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 413 | 376 |
| Assets and Liabilities | ||
| Total Assets: | $1,627,236,000 | 440 |
| Cash and due from depository institutions | $41,816,000 | 376 |
| Interest-bearing balances | $12,291,000 | 488 |
| Securities | $271,050,000 | 459 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $1,115,236,000 | 458 |
| Loan loss allowance | $12,666,000 | 447 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $11,937,000 | 1,051 |
| Other real estate owned | $447,000 | 376 |
| Goodwill and other intangibles | $105,646,000 | 172 |
| All other assets | $81,104,000 | 302 |
| Life insurance assets | $12,169,000 | 533 |
| Total liabilities and capital | $1,627,236,000 | 440 |
| Total liabilities | $1,410,489,000 | 445 |
| Total deposits | $994,439,000 | 514 |
| Interest-bearing deposits | $818,766,000 | 547 |
| Deposits held in domestic offices | $994,439,000 | 510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $95,784,000 | 324 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $307,164,000 | 227 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $13,102,000 | 546 |
| Total equity capital | $216,747,000 | 368 |
| Total bank equity capital | $216,747,000 | 368 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $180,638,000 | 243 |
| Undivided profits | $36,109,000 | 1,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,093,000 | 598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $7,125,000 | 542 |
| Earning assets | $1,398,577,000 | 461 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $1,557,522,000 | 440 |
| Average Assets, quarterly | $1,597,895,500 | 440 |
| Volatile liabilities | $466,613,000 | 358 |
| Insider loans | $135,000 | 6,803 |
| FHLB advances | $302,578,000 | 194 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $298,995,000 | 458 |
| Tier 1 (core) risk-based capital | $119,671,000 | 529 |
| Tier 2 risk-based capital | $12,666,000 | 471 |
| Total risk weighted assets | $1,048,955,000 | 507 |
| Total unused commitments | $298,995,000 | 458 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 408 | 384 |
| Assets and Liabilities | ||
| Total Assets: | $1,568,555,000 | 445 |
| Cash and due from depository institutions | $28,228,000 | 384 |
| Interest-bearing balances | $6,348,000 | 828 |
| Securities | $280,648,000 | 451 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $1,076,076,000 | 455 |
| Loan loss allowance | $12,355,000 | 441 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $11,889,000 | 1,029 |
| Other real estate owned | $203,000 | 384 |
| Goodwill and other intangibles | $102,616,000 | 173 |
| All other assets | $68,895,000 | 330 |
| Life insurance assets | $12,049,000 | 523 |
| Total liabilities and capital | $1,568,555,000 | 445 |
| Total liabilities | $1,346,487,000 | 452 |
| Total deposits | $1,020,348,000 | 493 |
| Interest-bearing deposits | $840,892,000 | 525 |
| Deposits held in domestic offices | $1,020,348,000 | 491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $102,715,000 | 300 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $210,759,000 | 297 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $12,665,000 | 566 |
| Total equity capital | $222,068,000 | 354 |
| Total bank equity capital | $222,068,000 | 354 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $179,527,000 | 239 |
| Undivided profits | $42,541,000 | 878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,572,000 | 1,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $7,831,000 | 520 |
| Earning assets | $1,363,072,000 | 459 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $1,540,093,500 | 445 |
| Average Assets, quarterly | $1,557,131,500 | 444 |
| Volatile liabilities | $381,776,000 | 406 |
| Insider loans | $136,000 | 6,844 |
| FHLB advances | $206,065,000 | 260 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $272,068,000 | 492 |
| Tier 1 (core) risk-based capital | $128,646,000 | 497 |
| Tier 2 risk-based capital | $12,355,000 | 473 |
| Total risk weighted assets | $989,937,000 | 524 |
| Total unused commitments | $272,068,000 | 492 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 366 | 435 |
| Assets and Liabilities | ||
| Total Assets: | $1,545,708,000 | 459 |
| Cash and due from depository institutions | $65,596,000 | 435 |
| Interest-bearing balances | $39,342,000 | 164 |
| Securities | $268,511,000 | 468 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $1,035,623,000 | 472 |
| Loan loss allowance | $12,210,000 | 448 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,280,000 | 1,088 |
| Other real estate owned | $0 | 435 |
| Goodwill and other intangibles | $103,161,000 | 179 |
| All other assets | $61,537,000 | 375 |
| Life insurance assets | $11,930,000 | 517 |
| Total liabilities and capital | $1,545,708,000 | 459 |
| Total liabilities | $1,327,151,000 | 467 |
| Total deposits | $1,074,066,000 | 484 |
| Interest-bearing deposits | $918,746,000 | 495 |
| Deposits held in domestic offices | $1,074,066,000 | 483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,879,000 | 474 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $194,614,000 | 300 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $9,592,000 | 687 |
| Total equity capital | $218,557,000 | 364 |
| Total bank equity capital | $218,557,000 | 364 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $179,444,000 | 254 |
| Undivided profits | $39,113,000 | 935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,943,000 | 829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $6,294,000 | 611 |
| Earning assets | $1,343,476,000 | 471 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $1,530,606,330 | 458 |
| Average Assets, quarterly | $1,535,510,000 | 460 |
| Volatile liabilities | $320,699,000 | 469 |
| Insider loans | $137,000 | 6,845 |
| FHLB advances | $189,814,000 | 262 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $242,578,000 | 540 |
| Tier 1 (core) risk-based capital | $122,249,000 | 519 |
| Tier 2 risk-based capital | $12,035,000 | 491 |
| Total risk weighted assets | $963,366,000 | 540 |
| Total unused commitments | $249,942,000 | 531 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 366 | 433 |
| Assets and Liabilities | ||
| Total Assets: | $1,525,312,000 | 458 |
| Cash and due from depository institutions | $60,635,000 | 433 |
| Interest-bearing balances | $34,575,000 | 186 |
| Securities | $259,404,000 | 484 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $1,027,607,000 | 478 |
| Loan loss allowance | $13,359,000 | 413 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,122,000 | 1,081 |
| Other real estate owned | $1,991,000 | 433 |
| Goodwill and other intangibles | $103,571,000 | 172 |
| All other assets | $60,982,000 | 371 |
| Life insurance assets | $11,814,000 | 508 |
| Total liabilities and capital | $1,525,312,000 | 458 |
| Total liabilities | $1,306,460,000 | 471 |
| Total deposits | $1,038,329,000 | 494 |
| Interest-bearing deposits | $878,845,000 | 512 |
| Deposits held in domestic offices | $1,038,329,000 | 492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,722,000 | 434 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $199,863,000 | 287 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $11,546,000 | 618 |
| Total equity capital | $218,852,000 | 357 |
| Total bank equity capital | $218,852,000 | 357 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $179,306,000 | 250 |
| Undivided profits | $39,546,000 | 941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,188,000 | 462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $6,688,000 | 558 |
| Earning assets | $1,321,586,000 | 473 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $1,523,055,500 | 459 |
| Average Assets, quarterly | $1,523,055,500 | 459 |
| Volatile liabilities | $315,397,000 | 475 |
| Insider loans | $233,000 | 6,408 |
| FHLB advances | $194,975,000 | 249 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $244,576,000 | 543 |
| Tier 1 (core) risk-based capital | $120,465,000 | 523 |
| Tier 2 risk-based capital | $11,820,000 | 489 |
| Total risk weighted assets | $944,085,000 | 539 |
| Total unused commitments | $244,576,000 | 543 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 346 | 454 |
| Assets and Liabilities | ||
| Total Assets: | $1,520,799,000 | 462 |
| Cash and due from depository institutions | $47,070,000 | 454 |
| Interest-bearing balances | $23,463,000 | 254 |
| Securities | $270,825,000 | 468 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $1,032,166,000 | 469 |
| Loan loss allowance | $13,356,000 | 401 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $11,084,000 | 1,049 |
| Other real estate owned | $2,016,000 | 454 |
| Goodwill and other intangibles | $99,613,000 | 169 |
| All other assets | $58,025,000 | 379 |
| Life insurance assets | $11,695,000 | 502 |
| Total liabilities and capital | $1,520,799,000 | 462 |
| Total liabilities | $1,305,232,000 | 471 |
| Total deposits | $1,018,063,000 | 500 |
| Interest-bearing deposits | $857,761,000 | 516 |
| Deposits held in domestic offices | $1,018,063,000 | 498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,622,000 | 478 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $225,722,000 | 267 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $10,825,000 | 641 |
| Total equity capital | $215,567,000 | 354 |
| Total bank equity capital | $215,567,000 | 354 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $179,139,000 | 242 |
| Undivided profits | $36,428,000 | 1,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,796,000 | 428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $6,343,000 | 597 |
| Earning assets | $1,326,454,000 | 470 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $1,556,364,000 | 439 |
| Average Assets, quarterly | $1,526,984,500 | 453 |
| Volatile liabilities | $670,675,000 | 304 |
| Insider loans | $149,000 | 6,828 |
| FHLB advances | $220,734,000 | 232 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $241,408,000 | 534 |
| Tier 1 (core) risk-based capital | $121,627,000 | 511 |
| Tier 2 risk-based capital | $11,791,000 | 486 |
| Total risk weighted assets | $941,754,000 | 540 |
| Total unused commitments | $241,408,000 | 534 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 365 | 440 |
| Assets and Liabilities | ||
| Total Assets: | $1,533,170,000 | 457 |
| Cash and due from depository institutions | $42,072,000 | 440 |
| Interest-bearing balances | $17,198,000 | 325 |
| Securities | $294,009,000 | 442 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $1,031,320,000 | 472 |
| Loan loss allowance | $15,300,000 | 369 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,783,000 | 1,077 |
| Other real estate owned | $2,003,000 | 440 |
| Goodwill and other intangibles | $100,178,000 | 174 |
| All other assets | $52,805,000 | 425 |
| Life insurance assets | $11,591,000 | 482 |
| Total liabilities and capital | $1,533,170,000 | 457 |
| Total liabilities | $1,320,681,000 | 469 |
| Total deposits | $1,004,408,000 | 501 |
| Interest-bearing deposits | $844,279,000 | 515 |
| Deposits held in domestic offices | $1,004,408,000 | 500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,515,000 | 467 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $250,684,000 | 262 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $13,074,000 | 550 |
| Total equity capital | $212,489,000 | 361 |
| Total bank equity capital | $212,489,000 | 361 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $178,981,000 | 249 |
| Undivided profits | $33,508,000 | 1,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,383,000 | 288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $6,192,000 | 611 |
| Earning assets | $1,342,527,000 | 470 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $1,565,255,250 | 446 |
| Average Assets, quarterly | $1,546,909,500 | 453 |
| Volatile liabilities | $689,866,000 | 304 |
| Insider loans | $401,000 | 5,840 |
| FHLB advances | $245,599,000 | 224 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $238,784,000 | 554 |
| Tier 1 (core) risk-based capital | $118,115,000 | 529 |
| Tier 2 risk-based capital | $11,704,000 | 493 |
| Total risk weighted assets | $932,689,000 | 551 |
| Total unused commitments | $238,784,000 | 554 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 353 | 459 |
| Assets and Liabilities | ||
| Total Assets: | $1,560,649,000 | 451 |
| Cash and due from depository institutions | $36,443,000 | 459 |
| Interest-bearing balances | $4,289,000 | 1,121 |
| Securities | $291,604,000 | 460 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $1,064,579,000 | 463 |
| Loan loss allowance | $16,737,000 | 340 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,023,000 | 1,145 |
| Other real estate owned | $51,000 | 459 |
| Goodwill and other intangibles | $100,812,000 | 175 |
| All other assets | $57,137,000 | 394 |
| Life insurance assets | $11,483,000 | 480 |
| Total liabilities and capital | $1,560,649,000 | 451 |
| Total liabilities | $1,354,456,000 | 460 |
| Total deposits | $999,596,000 | 503 |
| Interest-bearing deposits | $829,175,000 | 517 |
| Deposits held in domestic offices | $999,596,000 | 502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,152,000 | 466 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $287,851,000 | 250 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $13,857,000 | 501 |
| Total equity capital | $206,193,000 | 365 |
| Total bank equity capital | $206,193,000 | 365 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $178,900,000 | 251 |
| Undivided profits | $27,293,000 | 1,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,390,000 | 207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $6,415,000 | 534 |
| Earning assets | $1,360,472,000 | 461 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $1,575,950,330 | 441 |
| Average Assets, quarterly | $1,577,900,000 | 444 |
| Volatile liabilities | $693,053,000 | 304 |
| Insider loans | $401,000 | 5,853 |
| FHLB advances | $282,669,000 | 203 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $241,954,000 | 544 |
| Tier 1 (core) risk-based capital | $113,192,000 | 535 |
| Tier 2 risk-based capital | $11,965,000 | 481 |
| Total risk weighted assets | $952,460,000 | 528 |
| Total unused commitments | $241,954,000 | 544 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 338 | 467 |
| Assets and Liabilities | ||
| Total Assets: | $1,595,151,000 | 437 |
| Cash and due from depository institutions | $31,491,000 | 467 |
| Interest-bearing balances | $13,650,000 | 443 |
| Securities | $304,461,000 | 451 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $1,081,846,000 | 438 |
| Loan loss allowance | $14,296,000 | 376 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,375,000 | 1,080 |
| Other real estate owned | $51,000 | 467 |
| Goodwill and other intangibles | $98,887,000 | 172 |
| All other assets | $68,040,000 | 333 |
| Life insurance assets | $11,379,000 | 467 |
| Total liabilities and capital | $1,595,151,000 | 437 |
| Total liabilities | $1,391,998,000 | 439 |
| Total deposits | $995,617,000 | 497 |
| Interest-bearing deposits | $830,245,000 | 508 |
| Deposits held in domestic offices | $995,617,000 | 496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,555,000 | 594 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $343,992,000 | 212 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $19,834,000 | 411 |
| Total equity capital | $203,153,000 | 361 |
| Total bank equity capital | $203,153,000 | 361 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $178,688,000 | 244 |
| Undivided profits | $24,465,000 | 1,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,036,000 | 243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $6,293,000 | 527 |
| Earning assets | $1,399,957,000 | 439 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $1,583,601,000 | 441 |
| Average Assets, quarterly | $1,583,601,000 | 441 |
| Volatile liabilities | $714,476,000 | 293 |
| Insider loans | $200,000 | 6,609 |
| FHLB advances | $338,703,000 | 171 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $262,048,000 | 503 |
| Tier 1 (core) risk-based capital | $111,986,000 | 528 |
| Tier 2 risk-based capital | $12,478,000 | 458 |
| Total risk weighted assets | $996,394,000 | 490 |
| Total unused commitments | $262,048,000 | 503 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 345 | 459 |
| Assets and Liabilities | ||
| Total Assets: | $1,572,051,000 | 444 |
| Cash and due from depository institutions | $37,650,000 | 459 |
| Interest-bearing balances | $10,577,000 | 542 |
| Securities | $306,424,000 | 456 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $1,055,657,000 | 439 |
| Loan loss allowance | $14,208,000 | 368 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $20,393,000 | 466 |
| Other real estate owned | $284,000 | 459 |
| Goodwill and other intangibles | $96,770,000 | 173 |
| All other assets | $54,873,000 | 387 |
| Life insurance assets | $11,280,000 | 67 |
| Total liabilities and capital | $1,572,051,000 | 444 |
| Total liabilities | $1,388,170,000 | 443 |
| Total deposits | $1,014,002,000 | 483 |
| Interest-bearing deposits | $867,530,000 | 479 |
| Deposits held in domestic offices | $1,014,002,000 | 482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,025,000 | 646 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $316,938,000 | 233 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $29,205,000 | 325 |
| Total equity capital | $183,881,000 | 383 |
| Total bank equity capital | $183,881,000 | 383 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $162,764,000 | 254 |
| Undivided profits | $21,117,000 | 1,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,081,000 | 646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $6,123,000 | 546 |
| Earning assets | $1,372,658,000 | 448 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $1,219,545,600 | 512 |
| Average Assets, quarterly | $1,581,227,000 | 434 |
| Volatile liabilities | $702,612,000 | 292 |
| Insider loans | $181,000 | 6,704 |
| FHLB advances | $311,553,000 | 190 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $241,948,000 | 520 |
| Tier 1 (core) risk-based capital | $94,008,000 | 605 |
| Tier 2 risk-based capital | $11,837,000 | 466 |
| Total risk weighted assets | $944,627,000 | 507 |
| Total unused commitments | $241,948,000 | 520 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 336 | 461 |
| Assets and Liabilities | ||
| Total Assets: | $1,590,403,000 | 422 |
| Cash and due from depository institutions | $39,602,000 | 461 |
| Interest-bearing balances | $22,865,000 | 233 |
| Securities | $324,250,000 | 435 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $1,051,297,000 | 428 |
| Loan loss allowance | $13,545,000 | 379 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $19,604,000 | 468 |
| Other real estate owned | $437,000 | 461 |
| Goodwill and other intangibles | $96,615,000 | 167 |
| All other assets | $58,598,000 | 367 |
| Life insurance assets | $11,178,000 | 68 |
| Total liabilities and capital | $1,590,403,000 | 422 |
| Total liabilities | $1,410,123,000 | 425 |
| Total deposits | $1,034,640,000 | 459 |
| Interest-bearing deposits | $872,056,000 | 466 |
| Deposits held in domestic offices | $1,034,640,000 | 458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,436,000 | 682 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $333,618,000 | 228 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $17,429,000 | 423 |
| Total equity capital | $180,280,000 | 377 |
| Total bank equity capital | $180,280,000 | 377 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $162,519,000 | 247 |
| Undivided profits | $17,760,000 | 1,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,419,000 | 610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $6,114,000 | 506 |
| Earning assets | $1,398,412,000 | 431 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $1,131,419,250 | 539 |
| Average Assets, quarterly | $1,271,735,000 | 498 |
| Volatile liabilities | $550,366,000 | 330 |
| Insider loans | $546,000 | 5,273 |
| FHLB advances | $325,911,000 | 189 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $250,515,000 | 499 |
| Tier 1 (core) risk-based capital | $90,749,000 | 618 |
| Tier 2 risk-based capital | $13,450,000 | 412 |
| Total risk weighted assets | $1,029,195,000 | 461 |
| Total unused commitments | $250,515,000 | 499 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 194 | 822 |
| Assets and Liabilities | ||
| Total Assets: | $953,067,000 | 636 |
| Cash and due from depository institutions | $20,609,000 | 822 |
| Interest-bearing balances | $14,108,000 | 396 |
| Securities | $307,664,000 | 450 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $587,117,000 | 691 |
| Loan loss allowance | $6,113,000 | 796 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,655,000 | 1,902 |
| Other real estate owned | $439,000 | 822 |
| Goodwill and other intangibles | $1,192,000 | 1,561 |
| All other assets | $30,391,000 | 580 |
| Life insurance assets | $5,447,000 | 113 |
| Total liabilities and capital | $953,067,000 | 636 |
| Total liabilities | $859,134,000 | 635 |
| Total deposits | $607,810,000 | 726 |
| Interest-bearing deposits | $523,350,000 | 733 |
| Deposits held in domestic offices | $607,810,000 | 725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $242,965,000 | 283 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,359,000 | 635 |
| Total equity capital | $93,933,000 | 639 |
| Total bank equity capital | $93,933,000 | 639 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $42,927,000 | 635 |
| Undivided profits | $51,005,000 | 672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $775,000 | 2,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $4,094,000 | 679 |
| Earning assets | $908,889,000 | 616 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $978,424,670 | 602 |
| Average Assets, quarterly | $971,052,000 | 619 |
| Volatile liabilities | $430,919,000 | 388 |
| Insider loans | $174,000 | 6,771 |
| FHLB advances | $237,400,000 | 238 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $120,198,000 | 832 |
| Tier 1 (core) risk-based capital | $94,375,000 | 578 |
| Tier 2 risk-based capital | $6,113,000 | 791 |
| Total risk weighted assets | $568,185,000 | 752 |
| Total unused commitments | $120,198,000 | 833 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 197 | 795 |
| Assets and Liabilities | ||
| Total Assets: | $989,037,000 | 604 |
| Cash and due from depository institutions | $23,226,000 | 795 |
| Interest-bearing balances | $15,452,000 | 356 |
| Securities | $344,276,000 | 408 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $581,156,000 | 673 |
| Loan loss allowance | $6,011,000 | 795 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,657,000 | 1,873 |
| Other real estate owned | $675,000 | 795 |
| Goodwill and other intangibles | $1,243,000 | 1,531 |
| All other assets | $32,804,000 | 533 |
| Life insurance assets | $5,400,000 | 112 |
| Total liabilities and capital | $989,037,000 | 604 |
| Total liabilities | $895,610,000 | 600 |
| Total deposits | $615,277,000 | 714 |
| Interest-bearing deposits | $535,938,000 | 716 |
| Deposits held in domestic offices | $615,277,000 | 712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $272,348,000 | 247 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $7,985,000 | 670 |
| Total equity capital | $93,427,000 | 629 |
| Total bank equity capital | $93,427,000 | 629 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $42,817,000 | 619 |
| Undivided profits | $50,609,000 | 659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $944,000 | 2,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,202,000 | 645 |
| Earning assets | $940,884,000 | 588 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $991,103,500 | 599 |
| Average Assets, quarterly | $991,103,500 | 599 |
| Volatile liabilities | $451,276,000 | 366 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $263,527,000 | 209 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $139,795,000 | 740 |
| Tier 1 (core) risk-based capital | $94,760,000 | 573 |
| Tier 2 risk-based capital | $6,011,000 | 788 |
| Total risk weighted assets | $572,530,000 | 723 |
| Total unused commitments | $139,795,000 | 740 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 210 | 759 |
| Assets and Liabilities | ||
| Total Assets: | $993,170,000 | 604 |
| Cash and due from depository institutions | $25,585,000 | 759 |
| Interest-bearing balances | $20,969,000 | 263 |
| Securities | $364,697,000 | 391 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $564,019,000 | 697 |
| Loan loss allowance | $5,700,000 | 842 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,839,000 | 1,792 |
| Other real estate owned | $734,000 | 759 |
| Goodwill and other intangibles | $1,277,000 | 1,508 |
| All other assets | $31,019,000 | 554 |
| Life insurance assets | $5,353,000 | 114 |
| Total liabilities and capital | $993,170,000 | 604 |
| Total liabilities | $899,992,000 | 601 |
| Total deposits | $619,920,000 | 708 |
| Interest-bearing deposits | $540,776,000 | 709 |
| Deposits held in domestic offices | $619,920,000 | 705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $274,454,000 | 257 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $5,618,000 | 843 |
| Total equity capital | $93,178,000 | 634 |
| Total bank equity capital | $93,178,000 | 634 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $42,645,000 | 615 |
| Undivided profits | $50,532,000 | 672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,416,000 | 1,805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,998,000 | 661 |
| Earning assets | $949,685,000 | 583 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $915,180,200 | 626 |
| Average Assets, quarterly | $984,920,500 | 603 |
| Volatile liabilities | $443,979,000 | 367 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $263,240,000 | 217 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $164,417,000 | 639 |
| Tier 1 (core) risk-based capital | $92,973,000 | 579 |
| Tier 2 risk-based capital | $5,700,000 | 831 |
| Total risk weighted assets | $564,267,000 | 734 |
| Total unused commitments | $164,417,000 | 639 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 212 | 741 |
| Assets and Liabilities | ||
| Total Assets: | $976,671,000 | 609 |
| Cash and due from depository institutions | $28,169,000 | 741 |
| Interest-bearing balances | $17,849,000 | 327 |
| Securities | $370,217,000 | 386 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $540,618,000 | 708 |
| Loan loss allowance | $5,377,000 | 882 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,960,000 | 1,700 |
| Other real estate owned | $322,000 | 741 |
| Goodwill and other intangibles | $1,277,000 | 1,491 |
| All other assets | $30,108,000 | 548 |
| Life insurance assets | $5,305,000 | 114 |
| Total liabilities and capital | $976,671,000 | 609 |
| Total liabilities | $886,097,000 | 608 |
| Total deposits | $597,088,000 | 724 |
| Interest-bearing deposits | $517,239,000 | 733 |
| Deposits held in domestic offices | $597,088,000 | 719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $283,012,000 | 257 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,997,000 | 789 |
| Total equity capital | $90,574,000 | 643 |
| Total bank equity capital | $90,574,000 | 643 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $42,487,000 | 600 |
| Undivided profits | $48,086,000 | 693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,741,000 | 1,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $4,025,000 | 664 |
| Earning assets | $928,684,000 | 592 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $895,682,750 | 635 |
| Average Assets, quarterly | $949,190,500 | 620 |
| Volatile liabilities | $445,599,000 | 366 |
| Insider loans | $183,000 | 6,799 |
| FHLB advances | $270,182,000 | 214 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $173,338,000 | 596 |
| Tier 1 (core) risk-based capital | $90,433,000 | 589 |
| Tier 2 risk-based capital | $5,377,000 | 853 |
| Total risk weighted assets | $545,488,000 | 732 |
| Total unused commitments | $173,768,000 | 597 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 211 | 750 |
| Assets and Liabilities | ||
| Total Assets: | $921,710,000 | 636 |
| Cash and due from depository institutions | $39,445,000 | 750 |
| Interest-bearing balances | $24,764,000 | 228 |
| Securities | $320,211,000 | 454 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $526,114,000 | 703 |
| Loan loss allowance | $5,220,000 | 899 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,967,000 | 1,685 |
| Other real estate owned | $403,000 | 750 |
| Goodwill and other intangibles | $1,127,000 | 1,545 |
| All other assets | $28,443,000 | 589 |
| Life insurance assets | $5,255,000 | 114 |
| Total liabilities and capital | $921,710,000 | 636 |
| Total liabilities | $835,212,000 | 630 |
| Total deposits | $607,664,000 | 712 |
| Interest-bearing deposits | $529,720,000 | 710 |
| Deposits held in domestic offices | $607,664,000 | 708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $222,388,000 | 303 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $5,160,000 | 847 |
| Total equity capital | $86,498,000 | 640 |
| Total bank equity capital | $86,498,000 | 640 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $42,352,000 | 580 |
| Undivided profits | $44,145,000 | 724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,901,000 | 1,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,565,000 | 712 |
| Earning assets | $871,089,000 | 614 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $868,686,670 | 654 |
| Average Assets, quarterly | $884,759,500 | 647 |
| Volatile liabilities | $373,467,000 | 407 |
| Insider loans | $10,000 | 8,052 |
| FHLB advances | $206,168,000 | 267 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $161,808,000 | 621 |
| Tier 1 (core) risk-based capital | $88,018,000 | 590 |
| Tier 2 risk-based capital | $5,220,000 | 870 |
| Total risk weighted assets | $526,163,000 | 741 |
| Total unused commitments | $162,308,000 | 618 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 204 | 777 |
| Assets and Liabilities | ||
| Total Assets: | $847,809,000 | 688 |
| Cash and due from depository institutions | $75,765,000 | 777 |
| Interest-bearing balances | $65,710,000 | 94 |
| Securities | $255,029,000 | 559 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $486,235,000 | 742 |
| Loan loss allowance | $5,058,000 | 919 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,114,000 | 1,613 |
| Other real estate owned | $441,000 | 777 |
| Goodwill and other intangibles | $1,155,000 | 1,531 |
| All other assets | $23,070,000 | 668 |
| Life insurance assets | $5,206,000 | 116 |
| Total liabilities and capital | $847,809,000 | 688 |
| Total liabilities | $760,041,000 | 687 |
| Total deposits | $574,312,000 | 756 |
| Interest-bearing deposits | $502,948,000 | 748 |
| Deposits held in domestic offices | $574,312,000 | 750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $181,333,000 | 338 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,396,000 | 1,054 |
| Total equity capital | $87,768,000 | 643 |
| Total bank equity capital | $87,768,000 | 643 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $41,884,000 | 570 |
| Undivided profits | $45,883,000 | 723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,409,000 | 2,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,421,000 | 738 |
| Earning assets | $806,974,000 | 659 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $842,175,000 | 678 |
| Average Assets, quarterly | $842,175,000 | 678 |
| Volatile liabilities | $306,673,000 | 454 |
| Insider loans | $1,000 | 8,153 |
| FHLB advances | $159,824,000 | 313 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $105,454,000 | 834 |
| Tier 1 (core) risk-based capital | $85,693,000 | 600 |
| Tier 2 risk-based capital | $5,058,000 | 890 |
| Total risk weighted assets | $472,926,000 | 814 |
| Total unused commitments | $107,454,000 | 824 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 213 | 756 |
| Assets and Liabilities | ||
| Total Assets: | $836,541,000 | 687 |
| Cash and due from depository institutions | $37,106,000 | 756 |
| Interest-bearing balances | $28,161,000 | 228 |
| Securities | $313,103,000 | 476 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $455,180,000 | 782 |
| Loan loss allowance | $5,515,000 | 848 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,155,000 | 1,585 |
| Other real estate owned | $377,000 | 756 |
| Goodwill and other intangibles | $1,206,000 | 1,508 |
| All other assets | $23,414,000 | 669 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $836,541,000 | 687 |
| Total liabilities | $751,513,000 | 690 |
| Total deposits | $565,790,000 | 764 |
| Interest-bearing deposits | $492,364,000 | 766 |
| Deposits held in domestic offices | $565,790,000 | 761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $181,621,000 | 355 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,102,000 | 1,077 |
| Total equity capital | $85,028,000 | 645 |
| Total bank equity capital | $85,028,000 | 645 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $41,708,000 | 573 |
| Undivided profits | $43,319,000 | 738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,887,000 | 1,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,674,000 | 991 |
| Earning assets | $796,444,000 | 661 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $829,913,200 | 663 |
| Average Assets, quarterly | $833,633,000 | 681 |
| Volatile liabilities | $307,683,000 | 454 |
| Insider loans | $10,000 | 8,117 |
| FHLB advances | $157,474,000 | 327 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $118,443,000 | 745 |
| Tier 1 (core) risk-based capital | $83,729,000 | 609 |
| Tier 2 risk-based capital | $5,515,000 | 839 |
| Total risk weighted assets | $461,137,000 | 826 |
| Total unused commitments | $119,043,000 | 739 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 218 | 746 |
| Assets and Liabilities | ||
| Total Assets: | $830,725,000 | 697 |
| Cash and due from depository institutions | $62,294,000 | 746 |
| Interest-bearing balances | $50,480,000 | 149 |
| Securities | $313,098,000 | 475 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $423,560,000 | 836 |
| Loan loss allowance | $5,305,000 | 895 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,182,000 | 1,566 |
| Other real estate owned | $334,000 | 746 |
| Goodwill and other intangibles | $1,258,000 | 1,451 |
| All other assets | $23,999,000 | 655 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $830,725,000 | 697 |
| Total liabilities | $747,707,000 | 696 |
| Total deposits | $579,048,000 | 754 |
| Interest-bearing deposits | $506,617,000 | 759 |
| Deposits held in domestic offices | $579,048,000 | 751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $164,292,000 | 363 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,367,000 | 1,076 |
| Total equity capital | $83,018,000 | 674 |
| Total bank equity capital | $83,018,000 | 674 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $41,563,000 | 585 |
| Undivided profits | $41,454,000 | 771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,664,000 | 1,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,696,000 | 1,009 |
| Earning assets | $787,138,000 | 674 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $828,256,250 | 678 |
| Average Assets, quarterly | $838,205,000 | 688 |
| Volatile liabilities | $298,182,000 | 471 |
| Insider loans | $18,000 | 8,084 |
| FHLB advances | $139,234,000 | 348 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $109,874,000 | 813 |
| Tier 1 (core) risk-based capital | $81,667,000 | 621 |
| Tier 2 risk-based capital | $5,305,000 | 865 |
| Total risk weighted assets | $435,980,000 | 871 |
| Total unused commitments | $111,874,000 | 798 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 212 | 773 |
| Assets and Liabilities | ||
| Total Assets: | $845,685,000 | 678 |
| Cash and due from depository institutions | $98,040,000 | 773 |
| Interest-bearing balances | $86,956,000 | 93 |
| Securities | $299,852,000 | 488 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $419,215,000 | 832 |
| Loan loss allowance | $5,312,000 | 876 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,352,000 | 1,482 |
| Other real estate owned | $391,000 | 773 |
| Goodwill and other intangibles | $1,241,000 | 1,431 |
| All other assets | $20,594,000 | 725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $845,685,000 | 678 |
| Total liabilities | $757,076,000 | 684 |
| Total deposits | $590,773,000 | 728 |
| Interest-bearing deposits | $519,263,000 | 731 |
| Deposits held in domestic offices | $590,773,000 | 723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $160,350,000 | 366 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $5,953,000 | 893 |
| Total equity capital | $88,609,000 | 640 |
| Total bank equity capital | $88,609,000 | 640 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $41,425,000 | 571 |
| Undivided profits | $47,183,000 | 694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,295,000 | 1,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,727,000 | 985 |
| Earning assets | $806,023,000 | 648 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $827,433,330 | 674 |
| Average Assets, quarterly | $837,654,500 | 673 |
| Volatile liabilities | $298,071,000 | 463 |
| Insider loans | $64,000 | 7,772 |
| FHLB advances | $132,557,000 | 353 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $61,501,000 | 1,224 |
| Tier 1 (core) risk-based capital | $85,732,000 | 592 |
| Tier 2 risk-based capital | $5,312,000 | 822 |
| Total risk weighted assets | $437,228,000 | 858 |
| Total unused commitments | $67,501,000 | 1,144 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 206 | 778 |
| Assets and Liabilities | ||
| Total Assets: | $829,624,000 | 676 |
| Cash and due from depository institutions | $54,071,000 | 778 |
| Interest-bearing balances | $45,504,000 | 161 |
| Securities | $281,959,000 | 507 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $465,603,000 | 754 |
| Loan loss allowance | $5,108,000 | 894 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,576,000 | 1,411 |
| Other real estate owned | $391,000 | 778 |
| Goodwill and other intangibles | $1,140,000 | 1,461 |
| All other assets | $19,884,000 | 739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $829,624,000 | 676 |
| Total liabilities | $742,357,000 | 682 |
| Total deposits | $569,761,000 | 740 |
| Interest-bearing deposits | $502,651,000 | 745 |
| Deposits held in domestic offices | $569,761,000 | 737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $168,654,000 | 340 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,942,000 | 1,213 |
| Total equity capital | $87,267,000 | 637 |
| Total bank equity capital | $87,267,000 | 637 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $41,301,000 | 571 |
| Undivided profits | $45,965,000 | 689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,214,000 | 1,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,115,000 | 866 |
| Earning assets | $793,066,000 | 645 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $818,307,500 | 675 |
| Average Assets, quarterly | $818,307,500 | 675 |
| Volatile liabilities | $283,413,000 | 481 |
| Insider loans | $77,000 | 7,675 |
| FHLB advances | $130,276,000 | 353 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $69,896,000 | 1,089 |
| Tier 1 (core) risk-based capital | $83,651,000 | 593 |
| Tier 2 risk-based capital | $5,108,000 | 848 |
| Total risk weighted assets | $446,941,000 | 830 |
| Total unused commitments | $75,896,000 | 1,031 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 202 | 810 |
| Assets and Liabilities | ||
| Total Assets: | $806,991,000 | 679 |
| Cash and due from depository institutions | $33,494,000 | 810 |
| Interest-bearing balances | $25,482,000 | 283 |
| Securities | $279,988,000 | 482 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $472,127,000 | 738 |
| Loan loss allowance | $5,283,000 | 847 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,491,000 | 1,420 |
| Other real estate owned | $85,000 | 810 |
| Goodwill and other intangibles | $1,190,000 | 1,422 |
| All other assets | $13,616,000 | 1,003 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $806,991,000 | 679 |
| Total liabilities | $721,378,000 | 681 |
| Total deposits | $547,496,000 | 755 |
| Interest-bearing deposits | $482,638,000 | 756 |
| Deposits held in domestic offices | $547,496,000 | 752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $169,688,000 | 347 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,194,000 | 1,130 |
| Total equity capital | $85,613,000 | 632 |
| Total bank equity capital | $85,613,000 | 632 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $41,202,000 | 558 |
| Undivided profits | $44,410,000 | 700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,652,000 | 858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,123,000 | 897 |
| Earning assets | $777,597,000 | 645 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $747,910,800 | 681 |
| Average Assets, quarterly | $797,995,500 | 677 |
| Volatile liabilities | $279,069,000 | 477 |
| Insider loans | $72,000 | 7,756 |
| FHLB advances | $131,227,000 | 351 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $65,196,000 | 1,114 |
| Tier 1 (core) risk-based capital | $81,428,000 | 596 |
| Tier 2 risk-based capital | $5,275,000 | 802 |
| Total risk weighted assets | $422,012,000 | 859 |
| Total unused commitments | $67,196,000 | 1,092 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 189 | 856 |
| Assets and Liabilities | ||
| Total Assets: | $642,987,000 | 811 |
| Cash and due from depository institutions | $44,820,000 | 856 |
| Interest-bearing balances | $37,907,000 | 170 |
| Securities | $135,162,000 | 851 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $444,188,000 | 760 |
| Loan loss allowance | $4,416,000 | 944 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,568,000 | 1,349 |
| Other real estate owned | $19,000 | 856 |
| Goodwill and other intangibles | $1,463,000 | 1,242 |
| All other assets | $10,767,000 | 1,145 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $642,987,000 | 811 |
| Total liabilities | $588,315,000 | 792 |
| Total deposits | $512,686,000 | 760 |
| Interest-bearing deposits | $453,129,000 | 740 |
| Deposits held in domestic offices | $512,686,000 | 756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $72,174,000 | 605 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,455,000 | 1,297 |
| Total equity capital | $54,672,000 | 899 |
| Total bank equity capital | $54,672,000 | 899 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $9,827,000 | 1,727 |
| Undivided profits | $44,844,000 | 622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,101,000 | 976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,803,000 | 1,109 |
| Earning assets | $617,257,000 | 773 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $619,402,400 | 799 |
| Average Assets, quarterly | $640,007,500 | 804 |
| Volatile liabilities | $158,952,000 | 689 |
| Insider loans | $67,000 | 7,964 |
| FHLB advances | $64,728,000 | 570 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $40,124,000 | 1,491 |
| Tier 1 (core) risk-based capital | $53,215,000 | 859 |
| Tier 2 risk-based capital | $4,416,000 | 893 |
| Total risk weighted assets | $376,018,000 | 919 |
| Total unused commitments | $60,540,000 | 1,106 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 170 | 928 |
| Assets and Liabilities | ||
| Total Assets: | $583,164,000 | 855 |
| Cash and due from depository institutions | $16,172,000 | 928 |
| Interest-bearing balances | $9,332,000 | 505 |
| Securities | $106,148,000 | 1,050 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $440,886,000 | 750 |
| Loan loss allowance | $4,171,000 | 979 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,158,000 | 1,386 |
| Other real estate owned | $145,000 | 928 |
| Goodwill and other intangibles | $1,795,000 | 1,112 |
| All other assets | $11,860,000 | 858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $583,164,000 | 855 |
| Total liabilities | $531,396,000 | 845 |
| Total deposits | $463,009,000 | 834 |
| Interest-bearing deposits | $412,566,000 | 813 |
| Deposits held in domestic offices | $463,009,000 | 831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $64,390,000 | 631 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,997,000 | 1,163 |
| Total equity capital | $51,768,000 | 904 |
| Total bank equity capital | $51,768,000 | 904 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $9,798,000 | 1,690 |
| Undivided profits | $41,969,000 | 652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,032,000 | 421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,364,000 | 1,042 |
| Earning assets | $556,366,000 | 826 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $562,227,200 | 843 |
| Average Assets, quarterly | $582,217,000 | 846 |
| Volatile liabilities | $130,119,000 | 805 |
| Insider loans | $180,000 | 7,268 |
| FHLB advances | $54,742,000 | 203 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $59,078,000 | 1,026 |
| Tier 1 (core) risk-based capital | $50,693,000 | 867 |
| Tier 2 risk-based capital | $4,171,000 | 929 |
| Total risk weighted assets | $365,370,000 | 903 |
| Total unused commitments | $61,108,000 | 1,006 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 140 | 1,198 |
| Assets and Liabilities | ||
| Total Assets: | $523,220,000 | 929 |
| Cash and due from depository institutions | $12,197,000 | 1,198 |
| Interest-bearing balances | $5,577,000 | 739 |
| Securities | $70,110,000 | 1,633 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $424,528,000 | 757 |
| Loan loss allowance | $3,711,000 | 1,051 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,412,000 | 1,572 |
| Other real estate owned | $3,000 | 1,198 |
| Goodwill and other intangibles | $1,921,000 | 1,097 |
| All other assets | $9,049,000 | 1,085 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $523,220,000 | 929 |
| Total liabilities | $476,028,000 | 927 |
| Total deposits | $411,716,000 | 904 |
| Interest-bearing deposits | $370,236,000 | 873 |
| Deposits held in domestic offices | $411,716,000 | 899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $61,690,000 | 656 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,622,000 | 1,513 |
| Total equity capital | $47,192,000 | 959 |
| Total bank equity capital | $47,192,000 | 959 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $9,822,000 | 1,671 |
| Undivided profits | $37,369,000 | 681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,116,000 | 1,982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,951,000 | 1,075 |
| Earning assets | $500,215,000 | 902 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $475,715,200 | 968 |
| Average Assets, quarterly | $506,691,000 | 946 |
| Volatile liabilities | $116,816,000 | 870 |
| Insider loans | $19,000 | 8,867 |
| FHLB advances | $50,784,000 | 204 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $41,473,000 | 1,383 |
| Tier 1 (core) risk-based capital | $47,877,000 | 911 |
| Tier 2 risk-based capital | $3,711,000 | 991 |
| Total risk weighted assets | $313,418,000 | 1,016 |
| Total unused commitments | $43,428,000 | 1,337 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 102 | 1,670 |
| Assets and Liabilities | ||
| Total Assets: | $440,505,000 | 1,055 |
| Cash and due from depository institutions | $33,629,000 | 1,670 |
| Interest-bearing balances | $30,891,000 | 171 |
| Securities | $58,755,000 | 1,974 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $333,661,000 | 864 |
| Loan loss allowance | $2,895,000 | 1,264 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,855,000 | 1,647 |
| Other real estate owned | $0 | 1,670 |
| Goodwill and other intangibles | $2,458,000 | 914 |
| All other assets | $7,147,000 | 1,150 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $440,505,000 | 1,055 |
| Total liabilities | $392,807,000 | 1,065 |
| Total deposits | $378,428,000 | 967 |
| Interest-bearing deposits | $336,066,000 | 946 |
| Deposits held in domestic offices | $378,428,000 | 964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,000,000 | 1,399 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,379,000 | 1,714 |
| Total equity capital | $47,698,000 | 949 |
| Total bank equity capital | $47,698,000 | 949 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $9,828,000 | 1,592 |
| Undivided profits | $37,870,000 | 681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,107,000 | 2,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,569,000 | 1,323 |
| Earning assets | $423,307,000 | 1,013 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $400,311,200 | 1,100 |
| Average Assets, quarterly | $419,934,000 | 1,087 |
| Volatile liabilities | $66,242,000 | 1,123 |
| Insider loans | $50,000 | 8,636 |
| FHLB advances | $12,000,000 | 386 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $61,321,000 | 988 |
| Tier 1 (core) risk-based capital | $45,402,000 | 929 |
| Tier 2 risk-based capital | $2,901,000 | 1,162 |
| Total risk weighted assets | $244,572,000 | 1,182 |
| Total unused commitments | $63,521,000 | 967 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 92 | 1,921 |
| Assets and Liabilities | ||
| Total Assets: | $371,233,000 | 1,248 |
| Cash and due from depository institutions | $9,098,000 | 1,921 |
| Interest-bearing balances | $6,049,000 | 753 |
| Securities | $40,741,000 | 2,784 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $308,414,000 | 967 |
| Loan loss allowance | $1,858,000 | 1,910 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,490,000 | 1,763 |
| Other real estate owned | $180,000 | 1,921 |
| Goodwill and other intangibles | $2,808,000 | 803 |
| All other assets | $5,502,000 | 1,399 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $371,233,000 | 1,248 |
| Total liabilities | $336,068,000 | 1,245 |
| Total deposits | $327,626,000 | 1,137 |
| Interest-bearing deposits | $306,035,000 | 1,057 |
| Deposits held in domestic offices | $327,626,000 | 1,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $7,500,000 | 1,618 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $942,000 | 3,743 |
| Total equity capital | $35,165,000 | 1,269 |
| Total bank equity capital | $35,165,000 | 1,269 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $35,165,000 | 718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,134,000 | 2,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,497,000 | 1,468 |
| Earning assets | $355,204,000 | 1,207 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $353,869,600 | 1,246 |
| Average Assets, quarterly | $366,044,500 | 1,251 |
| Volatile liabilities | $43,217,000 | 1,589 |
| Insider loans | $220,000 | 7,290 |
| FHLB advances | $7,000,000 | 482 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $24,193,000 | 1,826 |
| Tier 1 (core) risk-based capital | $32,556,000 | 1,300 |
| Tier 2 risk-based capital | $1,858,000 | 1,631 |
| Total risk weighted assets | $216,989,000 | 1,308 |
| Total unused commitments | $24,193,000 | 1,833 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 74 | 2,544 |
| Assets and Liabilities | ||
| Total Assets: | $336,410,000 | 1,410 |
| Cash and due from depository institutions | $4,161,000 | 2,544 |
| Interest-bearing balances | $1,936,000 | 1,685 |
| Securities | $42,217,000 | 2,850 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $278,061,000 | 1,090 |
| Loan loss allowance | $2,028,000 | 1,874 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,057,000 | 2,555 |
| Other real estate owned | $180,000 | 2,544 |
| Goodwill and other intangibles | $2,976,000 | 733 |
| All other assets | $5,758,000 | 1,429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $336,410,000 | 1,410 |
| Total liabilities | $305,221,000 | 1,401 |
| Total deposits | $293,656,000 | 1,310 |
| Interest-bearing deposits | $280,167,000 | 1,192 |
| Deposits held in domestic offices | $293,656,000 | 1,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $11,000,000 | 1,250 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $565,000 | 5,468 |
| Total equity capital | $31,189,000 | 1,451 |
| Total bank equity capital | $31,189,000 | 1,451 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $31,189,000 | 819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,684,000 | 1,198 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,374,000 | 1,585 |
| Earning assets | $322,214,000 | 1,345 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $314,400,400 | 1,446 |
| Average Assets, quarterly | $331,919,500 | 1,413 |
| Volatile liabilities | $41,570,000 | 1,592 |
| Insider loans | $225,000 | 7,503 |
| FHLB advances | $11,000,000 | 429 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $18,571,000 | 2,176 |
| Tier 1 (core) risk-based capital | $28,536,000 | 1,505 |
| Tier 2 risk-based capital | $2,028,000 | 1,564 |
| Total risk weighted assets | $188,823,000 | 1,518 |
| Total unused commitments | $18,571,000 | 2,189 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 69 | 2,830 |
| Assets and Liabilities | ||
| Total Assets: | $291,077,000 | 1,626 |
| Cash and due from depository institutions | $2,637,000 | 2,830 |
| Interest-bearing balances | $836,000 | 2,760 |
| Securities | $52,764,000 | 2,380 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $224,236,000 | 1,310 |
| Loan loss allowance | $1,758,000 | 2,168 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,795,000 | 2,717 |
| Other real estate owned | $205,000 | 2,830 |
| Goodwill and other intangibles | $3,386,000 | 657 |
| All other assets | $5,054,000 | 1,603 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,077,000 | 1,626 |
| Total liabilities | $261,291,000 | 1,644 |
| Total deposits | $248,607,000 | 1,568 |
| Interest-bearing deposits | $242,306,000 | 1,407 |
| Deposits held in domestic offices | $248,607,000 | 1,554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $11,620,000 | 1,094 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,064,000 | 3,462 |
| Total equity capital | $29,786,000 | 1,521 |
| Total bank equity capital | $29,786,000 | 1,521 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $29,786,000 | 884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $756,000 | 3,254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,240,000 | 1,823 |
| Earning assets | $277,836,000 | 1,575 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $285,204,400 | 1,599 |
| Average Assets, quarterly | $288,267,500 | 1,622 |
| Volatile liabilities | $23,022,000 | 2,350 |
| Insider loans | $310,000 | 6,966 |
| FHLB advances | $11,620,000 | 386 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,770,000 | 2,742 |
| Tier 1 (core) risk-based capital | $26,243,000 | 1,628 |
| Tier 2 risk-based capital | $1,758,000 | 1,778 |
| Total risk weighted assets | $142,713,000 | 1,951 |
| Total unused commitments | $12,770,000 | 2,753 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 64 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $273,600,000 | 1,676 |
| Cash and due from depository institutions | $2,597,000 | 3,167 |
| Interest-bearing balances | $1,159,000 | 2,232 |
| Securities | $61,095,000 | 2,154 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $199,851,000 | 1,409 |
| Loan loss allowance | $1,752,000 | 2,206 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,096,000 | 3,505 |
| Other real estate owned | $205,000 | 3,167 |
| Goodwill and other intangibles | $3,797,000 | 548 |
| All other assets | $3,959,000 | 2,086 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $273,600,000 | 1,676 |
| Total liabilities | $246,825,000 | 1,702 |
| Total deposits | $226,029,000 | 1,678 |
| Interest-bearing deposits | $222,612,000 | 1,487 |
| Deposits held in domestic offices | $226,029,000 | 1,667 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $19,620,000 | 904 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,176,000 | 2,708 |
| Total equity capital | $26,775,000 | 1,550 |
| Total bank equity capital | $26,775,000 | 1,550 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $26,775,000 | 880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $236,000 | 6,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,003,000 | 1,977 |
| Earning assets | $262,105,000 | 1,609 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $235,957,400 | 1,897 |
| Average Assets, quarterly | $261,337,500 | 1,750 |
| Volatile liabilities | $34,917,000 | 1,614 |
| Insider loans | $307,000 | 7,083 |
| FHLB advances | $19,620,000 | 342 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $17,175,000 | 2,146 |
| Tier 1 (core) risk-based capital | $22,978,000 | 1,813 |
| Tier 2 risk-based capital | $1,639,000 | 1,887 |
| Total risk weighted assets | $131,047,000 | 2,073 |
| Total unused commitments | $17,175,000 | 2,159 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 56 | 3,717 |
| Assets and Liabilities | ||
| Total Assets: | $191,154,000 | 2,439 |
| Cash and due from depository institutions | $6,775,000 | 3,717 |
| Interest-bearing balances | $6,019,000 | 1,024 |
| Securities | $36,691,000 | 3,740 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $138,773,000 | 1,968 |
| Loan loss allowance | $1,608,000 | 2,476 |
| Trading account assets | $4,004,000 | 180 |
| Bank premises and fixed assets | $1,610,000 | 4,409 |
| Other real estate owned | $314,000 | 3,717 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,987,000 | 2,429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,154,000 | 2,439 |
| Total liabilities | $168,198,000 | 2,519 |
| Total deposits | $167,437,000 | 2,375 |
| Interest-bearing deposits | $165,025,000 | 2,103 |
| Deposits held in domestic offices | $167,437,000 | 2,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $120,000 | 4,294 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $641,000 | 4,434 |
| Total equity capital | $22,956,000 | 1,777 |
| Total bank equity capital | $22,956,000 | 1,777 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $22,956,000 | 1,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $720,000 | 3,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $772,000 | 2,318 |
| Earning assets | $185,487,000 | 2,293 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $190,380,800 | 2,362 |
| Average Assets, quarterly | $190,691,000 | 2,418 |
| Volatile liabilities | $8,703,000 | 4,547 |
| Insider loans | $205,000 | 8,266 |
| FHLB advances | $120,000 | 808 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,603,000 | 3,748 |
| Tier 1 (core) risk-based capital | $22,956,000 | 1,726 |
| Tier 2 risk-based capital | $1,120,000 | 2,594 |
| Total risk weighted assets | $89,138,000 | 2,895 |
| Total unused commitments | $7,603,000 | 3,766 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 53 | 3,994 |
| Assets and Liabilities | ||
| Total Assets: | $186,443,000 | 2,541 |
| Cash and due from depository institutions | $4,431,000 | 3,994 |
| Interest-bearing balances | $3,271,000 | 1,985 |
| Securities | $39,383,000 | 3,486 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 9,812 |
| Net loans & leases | $134,893,000 | 2,061 |
| Loan loss allowance | $1,380,000 | 2,873 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,057,000 | 3,511 |
| Other real estate owned | $1,006,000 | 3,994 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,073,000 | 1,950 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,443,000 | 2,541 |
| Total liabilities | $167,559,000 | 2,601 |
| Total deposits | $166,709,000 | 2,477 |
| Interest-bearing deposits | $164,466,000 | 2,208 |
| Deposits held in domestic offices | $166,709,000 | 2,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $850,000 | 3,754 |
| Total equity capital | $18,884,000 | 2,055 |
| Total bank equity capital | $18,884,000 | 2,055 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $18,884,000 | 1,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $917,000 | 3,908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,016,000 | 1,922 |
| Earning assets | $178,147,000 | 2,414 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $183,609,800 | 2,511 |
| Average Assets, quarterly | $185,344,500 | 2,532 |
| Volatile liabilities | $7,738,000 | 4,929 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,388,000 | 4,983 |
| Tier 1 (core) risk-based capital | $18,884,000 | 2,010 |
| Tier 2 risk-based capital | $1,055,000 | 2,768 |
| Total risk weighted assets | $84,117,000 | 3,119 |
| Total unused commitments | $4,388,000 | 5,013 |
| Derivatives | $0 | 651 |