Home > Williamstown Savings Bank > Assets and Liabilities
Williamstown Savings Bank, Assets and Liabilities
| 2012-03-31 | Rank | |
| # of Employees: | 28 | 4,462 |
| Assets and Liabilities | ||
| Total Assets: | $219,163,000 | 2,917 |
| Cash and due from depository institutions | $12,296,000 | 4,462 |
| Interest-bearing balances | $11,238,000 | 3,128 |
| Securities | $61,100,000 | 2,289 |
| Federal funds sold & reverse repurchase agreements | $17,768,000 | 351 |
| Net loans & leases | $111,097,000 | 3,281 |
| Loan loss allowance | $1,327,000 | 4,033 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,057,000 | 4,026 |
| Other real estate owned | $466,000 | 4,462 |
| Goodwill and other intangibles | $291,000 | 2,203 |
| All other assets | $14,088,000 | 1,363 |
| Life insurance assets | $2,690,000 | 2,077 |
| Total liabilities and capital | $219,163,000 | 2,917 |
| Total liabilities | $203,656,000 | 2,815 |
| Total deposits | $150,793,000 | 3,408 |
| Interest-bearing deposits | $134,913,000 | 3,202 |
| Deposits held in domestic offices | $150,793,000 | 3,407 |
| % insured | 82.28% | 5,814 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $44,795,000 | 636 |
| Subordinated debt | $2,000,000 | 150 |
| All other liabilities | $6,068,000 | 897 |
| Total equity capital | $15,507,000 | 3,906 |
| Total bank equity capital | $15,507,000 | 3,905 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $500,000 | 3,375 |
| Surplus | $0 | 6,800 |
| Undivided profits | $15,007,000 | 2,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,454,000 | 2,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $624,000 | 4,029 |
| Earning assets | $201,203,000 | 2,898 |
| Long-term assets (5+ years) | $99,071,000 | 1,862 |
| Average Assets, year-to-date | $218,975,500 | 2,906 |
| Average Assets, quarterly | $218,975,500 | 2,906 |
| Volatile liabilities | $14,083,000 | 2,658 |
| Insider loans | $2,240,000 | 2,443 |
| FHLB advances | $44,795,000 | 589 |
| Loans and leases held for sale | $1,031,000 | 1,263 |
| Unused loan commitments | $24,928,000 | 2,245 |
| Tier 1 (core) risk-based capital | $12,957,000 | 4,265 |
| Tier 2 risk-based capital | $3,327,000 | 1,558 |
| Total risk weighted assets | $138,935,000 | 2,887 |
| Total unused commitments | $24,928,000 | 2,245 |
| Derivatives | $1,031,000 | 1,118 |
| 2011-12-31 | Rank | |
| # of Employees: | 28 | 4,468 |
| Assets and Liabilities | ||
| Total Assets: | $219,149,000 | 2,892 |
| Cash and due from depository institutions | $10,310,000 | 4,468 |
| Interest-bearing balances | $9,273,000 | 3,088 |
| Securities | $58,337,000 | 2,303 |
| Federal funds sold & reverse repurchase agreements | $19,504,000 | 274 |
| Net loans & leases | $112,562,000 | 3,292 |
| Loan loss allowance | $1,279,000 | 4,109 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $2,059,000 | 4,055 |
| Other real estate owned | $700,000 | 4,468 |
| Goodwill and other intangibles | $344,000 | 2,115 |
| All other assets | $15,333,000 | 1,312 |
| Life insurance assets | $2,677,000 | 2,046 |
| Total liabilities and capital | $219,149,000 | 2,892 |
| Total liabilities | $203,599,000 | 2,789 |
| Total deposits | $150,089,000 | 3,391 |
| Interest-bearing deposits | $134,298,000 | 3,185 |
| Deposits held in domestic offices | $150,089,000 | 3,390 |
| % insured | 80.52% | 6,160 |
| Federal funds purchased & repurchase agreements | $991,000 | 1,926 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $44,851,000 | 667 |
| Subordinated debt | $2,000,000 | 155 |
| All other liabilities | $5,668,000 | 931 |
| Total equity capital | $15,550,000 | 3,898 |
| Total bank equity capital | $15,550,000 | 3,898 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $500,000 | 3,401 |
| Surplus | $0 | 6,853 |
| Undivided profits | $15,050,000 | 2,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $3,884,000 | 2,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $599,000 | 4,300 |
| Earning assets | $199,676,000 | 2,895 |
| Long-term assets (5+ years) | $88,876,000 | 1,722 |
| Average Assets, year-to-date | $224,739,400 | 2,786 |
| Average Assets, quarterly | $218,634,000 | 2,876 |
| Volatile liabilities | $15,065,000 | 2,716 |
| Insider loans | $2,253,000 | 2,476 |
| FHLB advances | $44,851,000 | 618 |
| Loans and leases held for sale | $1,412,000 | 1,019 |
| Unused loan commitments | $26,179,000 | 2,088 |
| Tier 1 (core) risk-based capital | $12,431,000 | 4,359 |
| Tier 2 risk-based capital | $3,279,000 | 1,587 |
| Total risk weighted assets | $152,707,000 | 2,708 |
| Total unused commitments | $26,179,000 | 2,089 |
| Derivatives | $1,412,000 | 950 |
| 2011-09-30 | Rank | |
| # of Employees: | 28 | 4,486 |
| Assets and Liabilities | ||
| Total Assets: | $218,119,000 | 2,894 |
| Cash and due from depository institutions | $9,793,000 | 4,486 |
| Interest-bearing balances | $8,780,000 | 3,270 |
| Securities | $59,109,000 | 2,205 |
| Federal funds sold & reverse repurchase agreements | $15,645,000 | 376 |
| Net loans & leases | $116,290,000 | 3,222 |
| Loan loss allowance | $1,154,000 | 4,353 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $2,149,000 | 4,004 |
| Other real estate owned | $850,000 | 4,486 |
| Goodwill and other intangibles | $315,000 | 2,178 |
| All other assets | $13,968,000 | 1,422 |
| Life insurance assets | $2,662,000 | 2,019 |
| Total liabilities and capital | $218,119,000 | 2,894 |
| Total liabilities | $200,810,000 | 2,811 |
| Total deposits | $146,668,000 | 3,453 |
| Interest-bearing deposits | $128,861,000 | 3,312 |
| Deposits held in domestic offices | $146,668,000 | 3,452 |
| % insured | 84.66% | 5,522 |
| Federal funds purchased & repurchase agreements | $650,000 | 2,038 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $47,405,000 | 651 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $6,087,000 | 888 |
| Total equity capital | $17,309,000 | 3,619 |
| Total bank equity capital | $17,309,000 | 3,619 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $500,000 | 3,442 |
| Surplus | $0 | 6,919 |
| Undivided profits | $16,809,000 | 2,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $3,678,000 | 2,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $706,000 | 3,952 |
| Earning assets | $199,824,000 | 2,884 |
| Long-term assets (5+ years) | $93,745,000 | 1,577 |
| Average Assets, year-to-date | $226,137,000 | 2,780 |
| Average Assets, quarterly | $223,609,000 | 2,822 |
| Volatile liabilities | $5,670,000 | 4,469 |
| Insider loans | $2,266,000 | 2,497 |
| FHLB advances | $47,405,000 | 592 |
| Loans and leases held for sale | $630,000 | 1,295 |
| Unused loan commitments | $25,498,000 | 2,130 |
| Tier 1 (core) risk-based capital | $16,566,000 | 3,583 |
| Tier 2 risk-based capital | $1,155,000 | 3,728 |
| Total risk weighted assets | $156,592,000 | 2,660 |
| Total unused commitments | $25,498,000 | 2,138 |
| Derivatives | $630,000 | 1,092 |
| 2011-06-30 | Rank | |
| # of Employees: | 29 | 4,447 |
| Assets and Liabilities | ||
| Total Assets: | $229,099,000 | 2,775 |
| Cash and due from depository institutions | $3,336,000 | 4,447 |
| Interest-bearing balances | $2,523,000 | 4,857 |
| Securities | $80,450,000 | 1,695 |
| Federal funds sold & reverse repurchase agreements | $13,781,000 | 431 |
| Net loans & leases | $114,877,000 | 3,280 |
| Loan loss allowance | $1,139,000 | 4,404 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $2,114,000 | 4,055 |
| Other real estate owned | $850,000 | 4,447 |
| Goodwill and other intangibles | $374,000 | 2,100 |
| All other assets | $13,317,000 | 1,495 |
| Life insurance assets | $2,647,000 | 2,002 |
| Total liabilities and capital | $229,099,000 | 2,775 |
| Total liabilities | $211,683,000 | 2,686 |
| Total deposits | $148,132,000 | 3,422 |
| Interest-bearing deposits | $132,135,000 | 3,258 |
| Deposits held in domestic offices | $148,132,000 | 3,420 |
| % insured | 81.08% | 6,217 |
| Federal funds purchased & repurchase agreements | $1,314,000 | 1,878 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $56,460,000 | 585 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $5,777,000 | 882 |
| Total equity capital | $17,416,000 | 3,576 |
| Total bank equity capital | $17,416,000 | 3,576 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,485 |
| Surplus | $0 | 6,993 |
| Undivided profits | $16,916,000 | 2,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $3,724,000 | 2,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $818,000 | 3,475 |
| Earning assets | $211,631,000 | 2,743 |
| Long-term assets (5+ years) | $107,189,000 | 1,383 |
| Average Assets, year-to-date | $228,809,670 | 2,766 |
| Average Assets, quarterly | $229,418,000 | 2,768 |
| Volatile liabilities | $15,574,000 | 2,696 |
| Insider loans | $1,953,000 | 2,793 |
| FHLB advances | $56,460,000 | 524 |
| Loans and leases held for sale | $112,000 | 1,630 |
| Unused loan commitments | $24,451,000 | 2,221 |
| Tier 1 (core) risk-based capital | $16,715,000 | 3,528 |
| Tier 2 risk-based capital | $1,140,000 | 3,795 |
| Total risk weighted assets | $158,351,000 | 2,654 |
| Total unused commitments | $24,451,000 | 2,224 |
| Derivatives | $112,000 | 1,133 |
| 2011-03-31 | Rank | |
| # of Employees: | 29 | 4,457 |
| Assets and Liabilities | ||
| Total Assets: | $229,737,000 | 2,790 |
| Cash and due from depository institutions | $3,520,000 | 4,457 |
| Interest-bearing balances | $2,873,000 | 4,789 |
| Securities | $80,349,000 | 1,691 |
| Federal funds sold & reverse repurchase agreements | $14,118,000 | 543 |
| Net loans & leases | $115,257,000 | 3,288 |
| Loan loss allowance | $1,218,000 | 4,283 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $2,051,000 | 4,134 |
| Other real estate owned | $850,000 | 4,457 |
| Goodwill and other intangibles | $353,000 | 2,135 |
| All other assets | $13,239,000 | 1,526 |
| Life insurance assets | $2,634,000 | 2,006 |
| Total liabilities and capital | $229,737,000 | 2,790 |
| Total liabilities | $212,540,000 | 2,714 |
| Total deposits | $154,997,000 | 3,327 |
| Interest-bearing deposits | $139,835,000 | 3,175 |
| Deposits held in domestic offices | $154,997,000 | 3,324 |
| % insured | 76.29% | 6,801 |
| Federal funds purchased & repurchase agreements | $3,114,000 | 1,482 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $47,514,000 | 706 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $6,915,000 | 763 |
| Total equity capital | $17,197,000 | 3,565 |
| Total bank equity capital | $17,197,000 | 3,565 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $500,000 | 3,527 |
| Surplus | $0 | 7,053 |
| Undivided profits | $16,697,000 | 1,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $4,410,000 | 2,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $850,000 | 3,354 |
| Earning assets | $212,597,000 | 2,761 |
| Long-term assets (5+ years) | $99,272,000 | 1,458 |
| Average Assets, year-to-date | $228,665,000 | 2,781 |
| Average Assets, quarterly | $228,665,000 | 2,781 |
| Volatile liabilities | $8,361,000 | 3,876 |
| Insider loans | $1,965,000 | 2,828 |
| FHLB advances | $47,514,000 | 643 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $24,253,000 | 2,268 |
| Tier 1 (core) risk-based capital | $16,762,000 | 3,523 |
| Tier 2 risk-based capital | $1,218,000 | 3,658 |
| Total risk weighted assets | $150,206,000 | 2,802 |
| Total unused commitments | $24,253,000 | 2,269 |
| Derivatives | $160,000 | 1,097 |
| 2010-12-31 | Rank | |
| # of Employees: | 28 | 4,614 |
| Assets and Liabilities | ||
| Total Assets: | $227,593,000 | 2,805 |
| Cash and due from depository institutions | $3,578,000 | 4,614 |
| Interest-bearing balances | $2,832,000 | 4,625 |
| Securities | $77,421,000 | 1,666 |
| Federal funds sold & reverse repurchase agreements | $13,383,000 | 545 |
| Net loans & leases | $116,563,000 | 3,330 |
| Loan loss allowance | $1,204,000 | 4,310 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,023,000 | 4,187 |
| Other real estate owned | $850,000 | 4,614 |
| Goodwill and other intangibles | $366,000 | 2,107 |
| All other assets | $13,409,000 | 1,541 |
| Life insurance assets | $2,619,000 | 1,992 |
| Total liabilities and capital | $227,594,000 | 2,805 |
| Total liabilities | $210,456,000 | 2,740 |
| Total deposits | $151,448,000 | 3,392 |
| Interest-bearing deposits | $135,012,000 | 3,257 |
| Deposits held in domestic offices | $151,448,000 | 3,389 |
| % insured | 79.55% | 6,479 |
| Federal funds purchased & repurchase agreements | $3,200,000 | 1,551 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $49,567,000 | 720 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $6,241,000 | 836 |
| Total equity capital | $17,138,000 | 3,572 |
| Total bank equity capital | $17,138,000 | 3,571 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $500,000 | 3,575 |
| Surplus | $0 | 7,133 |
| Undivided profits | $16,638,000 | 1,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $3,685,000 | 2,683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $719,000 | 3,964 |
| Earning assets | $210,199,000 | 2,786 |
| Long-term assets (5+ years) | $95,322,000 | 1,473 |
| Average Assets, year-to-date | $228,822,400 | 2,770 |
| Average Assets, quarterly | $225,691,500 | 2,813 |
| Volatile liabilities | $19,068,000 | 4,814 |
| Insider loans | $1,564,000 | 3,280 |
| FHLB advances | $49,567,000 | 660 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $24,239,000 | 2,235 |
| Tier 1 (core) risk-based capital | $16,986,000 | 3,485 |
| Tier 2 risk-based capital | $1,204,000 | 3,720 |
| Total risk weighted assets | $145,268,000 | 2,928 |
| Total unused commitments | $24,239,000 | 2,236 |
| Derivatives | $1,026,000 | 955 |
| 2010-09-30 | Rank | |
| # of Employees: | 27 | 4,788 |
| Assets and Liabilities | ||
| Total Assets: | $223,790,000 | 2,870 |
| Cash and due from depository institutions | $7,554,000 | 4,788 |
| Interest-bearing balances | $5,476,000 | 3,733 |
| Securities | $77,422,000 | 1,639 |
| Federal funds sold & reverse repurchase agreements | $8,577,000 | 905 |
| Net loans & leases | $114,175,000 | 3,461 |
| Loan loss allowance | $1,424,000 | 3,973 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,050,000 | 4,221 |
| Other real estate owned | $850,000 | 4,788 |
| Goodwill and other intangibles | $300,000 | 2,228 |
| All other assets | $12,862,000 | 1,602 |
| Life insurance assets | $2,603,000 | 1,992 |
| Total liabilities and capital | $223,790,000 | 2,870 |
| Total liabilities | $205,699,000 | 2,808 |
| Total deposits | $149,684,000 | 3,441 |
| Interest-bearing deposits | $134,274,000 | 3,311 |
| Deposits held in domestic offices | $149,684,000 | 3,439 |
| % insured | 78.88% | 6,302 |
| Federal funds purchased & repurchase agreements | $1,224,000 | 1,983 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $49,619,000 | 756 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $5,172,000 | 1,051 |
| Total equity capital | $18,091,000 | 3,511 |
| Total bank equity capital | $18,091,000 | 3,511 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $500,000 | 3,649 |
| Surplus | $0 | 7,229 |
| Undivided profits | $17,591,000 | 1,936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $1,518,000 | 4,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $761,000 | 4,063 |
| Earning assets | $205,650,000 | 2,862 |
| Long-term assets (5+ years) | $88,034,000 | 1,555 |
| Average Assets, year-to-date | $229,129,750 | 2,801 |
| Average Assets, quarterly | $226,410,500 | 2,842 |
| Volatile liabilities | $15,605,000 | 5,336 |
| Insider loans | $1,054,000 | 4,006 |
| FHLB advances | $49,619,000 | 699 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $25,839,000 | 2,147 |
| Tier 1 (core) risk-based capital | $17,319,000 | 3,456 |
| Tier 2 risk-based capital | $1,423,000 | 3,369 |
| Total risk weighted assets | $150,170,000 | 2,899 |
| Total unused commitments | $25,839,000 | 2,149 |
| Derivatives | $1,048,000 | 1,043 |
| 2010-06-30 | Rank | |
| # of Employees: | 27 | 4,819 |
| Assets and Liabilities | ||
| Total Assets: | $229,031,000 | 2,839 |
| Cash and due from depository institutions | $7,380,000 | 4,819 |
| Interest-bearing balances | $5,215,000 | 3,691 |
| Securities | $85,552,000 | 1,511 |
| Federal funds sold & reverse repurchase agreements | $5,215,000 | 1,476 |
| Net loans & leases | $114,475,000 | 3,488 |
| Loan loss allowance | $1,395,000 | 4,009 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,055,000 | 4,252 |
| Other real estate owned | $850,000 | 4,819 |
| Goodwill and other intangibles | $296,000 | 2,248 |
| All other assets | $13,208,000 | 1,602 |
| Life insurance assets | $2,588,000 | 2,001 |
| Total liabilities and capital | $229,031,000 | 2,839 |
| Total liabilities | $211,627,000 | 2,760 |
| Total deposits | $153,249,000 | 3,387 |
| Interest-bearing deposits | $138,400,000 | 3,240 |
| Deposits held in domestic offices | $153,249,000 | 3,386 |
| % insured | 79.47% | 6,305 |
| Federal funds purchased & repurchase agreements | $1,165,000 | 2,032 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $49,673,000 | 785 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $7,540,000 | 744 |
| Total equity capital | $17,404,000 | 3,601 |
| Total bank equity capital | $17,404,000 | 3,600 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,686 |
| Surplus | $0 | 7,286 |
| Undivided profits | $16,904,000 | 1,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $1,004,000 | 4,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $789,000 | 3,876 |
| Earning assets | $210,457,000 | 2,825 |
| Long-term assets (5+ years) | $92,591,000 | 1,480 |
| Average Assets, year-to-date | $230,909,670 | 2,799 |
| Average Assets, quarterly | $225,469,000 | 2,873 |
| Volatile liabilities | $16,204,000 | 5,291 |
| Insider loans | $1,239,000 | 3,770 |
| FHLB advances | $49,673,000 | 734 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $26,524,000 | 2,146 |
| Tier 1 (core) risk-based capital | $17,351,000 | 3,441 |
| Tier 2 risk-based capital | $1,395,000 | 3,438 |
| Total risk weighted assets | $149,863,000 | 2,944 |
| Total unused commitments | $26,524,000 | 2,148 |
| Derivatives | $190,000 | 1,119 |
| 2010-03-31 | Rank | |
| # of Employees: | 28 | 4,748 |
| Assets and Liabilities | ||
| Total Assets: | $221,907,000 | 2,973 |
| Cash and due from depository institutions | $3,001,000 | 4,748 |
| Interest-bearing balances | $937,000 | 5,437 |
| Securities | $88,708,000 | 1,471 |
| Federal funds sold & reverse repurchase agreements | $647,000 | 3,929 |
| Net loans & leases | $112,977,000 | 3,565 |
| Loan loss allowance | $1,419,000 | 4,006 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,088,000 | 4,286 |
| Other real estate owned | $990,000 | 4,748 |
| Goodwill and other intangibles | $328,000 | 2,204 |
| All other assets | $13,168,000 | 1,639 |
| Life insurance assets | $2,573,000 | 2,014 |
| Total liabilities and capital | $221,907,000 | 2,973 |
| Total liabilities | $204,567,000 | 2,903 |
| Total deposits | $147,871,000 | 3,542 |
| Interest-bearing deposits | $133,228,000 | 3,415 |
| Deposits held in domestic offices | $147,871,000 | 3,540 |
| % insured | 80.76% | 6,143 |
| Federal funds purchased & repurchase agreements | $1,779,000 | 1,877 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $49,816,000 | 851 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,101,000 | 1,011 |
| Total equity capital | $17,340,000 | 3,620 |
| Total bank equity capital | $17,340,000 | 3,620 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $500,000 | 3,747 |
| Surplus | $0 | 7,393 |
| Undivided profits | $16,840,000 | 1,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $700,000 | 5,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $886,000 | 3,611 |
| Earning assets | $203,269,000 | 2,968 |
| Long-term assets (5+ years) | $94,816,000 | 1,446 |
| Average Assets, year-to-date | $231,849,000 | 2,857 |
| Average Assets, quarterly | $231,849,000 | 2,857 |
| Volatile liabilities | $18,656,000 | 5,062 |
| Insider loans | $1,369,000 | 3,689 |
| FHLB advances | $49,816,000 | 788 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $27,779,000 | 2,163 |
| Tier 1 (core) risk-based capital | $17,589,000 | 3,429 |
| Tier 2 risk-based capital | $1,438,000 | 3,375 |
| Total risk weighted assets | $146,121,000 | 3,067 |
| Total unused commitments | $27,779,000 | 2,168 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 32 | 4,390 |
| Assets and Liabilities | ||
| Total Assets: | $241,791,000 | 2,758 |
| Cash and due from depository institutions | $4,475,000 | 4,390 |
| Interest-bearing balances | $890,000 | 5,225 |
| Securities | $96,388,000 | 1,346 |
| Federal funds sold & reverse repurchase agreements | $9,761,000 | 893 |
| Net loans & leases | $114,226,000 | 3,585 |
| Loan loss allowance | $1,426,000 | 3,986 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,112,000 | 4,310 |
| Other real estate owned | $850,000 | 4,390 |
| Goodwill and other intangibles | $328,000 | 2,210 |
| All other assets | $13,651,000 | 1,645 |
| Life insurance assets | $2,557,000 | 2,031 |
| Total liabilities and capital | $241,791,000 | 2,758 |
| Total liabilities | $225,187,000 | 2,673 |
| Total deposits | $149,896,000 | 3,492 |
| Interest-bearing deposits | $133,956,000 | 3,373 |
| Deposits held in domestic offices | $149,896,000 | 3,491 |
| % insured | 79.10% | 6,442 |
| Federal funds purchased & repurchase agreements | $1,105,000 | 2,174 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $69,364,000 | 682 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,822,000 | 1,050 |
| Total equity capital | $16,604,000 | 3,730 |
| Total bank equity capital | $16,604,000 | 3,729 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $500,000 | 3,791 |
| Surplus | $0 | 7,466 |
| Undivided profits | $16,104,000 | 1,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $452,000 | 5,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $877,000 | 3,775 |
| Earning assets | $221,265,000 | 2,744 |
| Long-term assets (5+ years) | $104,211,000 | 1,333 |
| Average Assets, year-to-date | $249,822,200 | 2,611 |
| Average Assets, quarterly | $241,369,500 | 2,748 |
| Volatile liabilities | $34,690,000 | 3,610 |
| Insider loans | $1,377,000 | 3,720 |
| FHLB advances | $69,364,000 | 611 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $26,223,000 | 2,268 |
| Tier 1 (core) risk-based capital | $17,209,000 | 3,479 |
| Tier 2 risk-based capital | $1,434,000 | 3,416 |
| Total risk weighted assets | $149,895,000 | 3,057 |
| Total unused commitments | $26,223,000 | 2,269 |
| Derivatives | $1,240,000 | 877 |
| 2009-09-30 | Rank | |
| # of Employees: | 31 | 4,522 |
| Assets and Liabilities | ||
| Total Assets: | $240,948,000 | 2,765 |
| Cash and due from depository institutions | $2,700,000 | 4,522 |
| Interest-bearing balances | $926,000 | 5,071 |
| Securities | $94,216,000 | 1,365 |
| Federal funds sold & reverse repurchase agreements | $14,087,000 | 645 |
| Net loans & leases | $114,150,000 | 3,632 |
| Loan loss allowance | $1,275,000 | 4,145 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,151,000 | 4,298 |
| Other real estate owned | $850,000 | 4,522 |
| Goodwill and other intangibles | $293,000 | 2,317 |
| All other assets | $12,501,000 | 1,570 |
| Life insurance assets | $2,543,000 | 2,030 |
| Total liabilities and capital | $240,948,000 | 2,765 |
| Total liabilities | $223,871,000 | 2,669 |
| Total deposits | $162,334,000 | 3,266 |
| Interest-bearing deposits | $146,424,000 | 3,135 |
| Deposits held in domestic offices | $162,334,000 | 3,265 |
| % insured | 74.90% | 7,080 |
| Federal funds purchased & repurchase agreements | $908,000 | 2,315 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $56,112,000 | 876 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,517,000 | 1,215 |
| Total equity capital | $17,077,000 | 3,733 |
| Total bank equity capital | $17,077,000 | 3,732 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $500,000 | 3,841 |
| Surplus | $0 | 7,543 |
| Undivided profits | $16,577,000 | 2,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $447,000 | 5,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $994,000 | 3,600 |
| Earning assets | $223,379,000 | 2,740 |
| Long-term assets (5+ years) | $109,918,000 | 1,253 |
| Average Assets, year-to-date | $251,830,000 | 2,607 |
| Average Assets, quarterly | $248,119,500 | 2,665 |
| Volatile liabilities | $34,055,000 | 3,695 |
| Insider loans | $1,387,000 | 3,712 |
| FHLB advances | $56,112,000 | 800 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $28,977,000 | 2,188 |
| Tier 1 (core) risk-based capital | $18,315,000 | 3,368 |
| Tier 2 risk-based capital | $1,275,000 | 3,690 |
| Total risk weighted assets | $130,926,000 | 3,422 |
| Total unused commitments | $28,977,000 | 2,190 |
| Derivatives | $1,898,000 | 837 |
| 2009-06-30 | Rank | |
| # of Employees: | 28 | 4,888 |
| Assets and Liabilities | ||
| Total Assets: | $255,291,000 | 2,607 |
| Cash and due from depository institutions | $10,113,000 | 4,888 |
| Interest-bearing balances | $7,380,000 | 2,207 |
| Securities | $104,019,000 | 1,215 |
| Federal funds sold & reverse repurchase agreements | $6,105,000 | 1,601 |
| Net loans & leases | $119,243,000 | 3,549 |
| Loan loss allowance | $1,394,000 | 3,866 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,182,000 | 4,307 |
| Other real estate owned | $0 | 4,888 |
| Goodwill and other intangibles | $207,000 | 2,493 |
| All other assets | $13,422,000 | 1,521 |
| Life insurance assets | $2,527,000 | 2,043 |
| Total liabilities and capital | $255,291,000 | 2,607 |
| Total liabilities | $239,263,000 | 2,519 |
| Total deposits | $169,421,000 | 3,159 |
| Interest-bearing deposits | $153,213,000 | 3,033 |
| Deposits held in domestic offices | $169,421,000 | 3,157 |
| % insured | 60.02% | 7,236 |
| Federal funds purchased & repurchase agreements | $1,327,000 | 2,228 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $60,758,000 | 851 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,757,000 | 811 |
| Total equity capital | $16,028,000 | 3,896 |
| Total bank equity capital | $16,028,000 | 3,896 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $500,000 | 3,889 |
| Surplus | $0 | 7,629 |
| Undivided profits | $15,528,000 | 2,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,163,000 | 3,533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,027,000 | 3,371 |
| Earning assets | $236,747,000 | 2,591 |
| Long-term assets (5+ years) | $102,299,000 | 1,319 |
| Average Assets, year-to-date | $255,457,330 | 2,577 |
| Average Assets, quarterly | $252,126,500 | 2,635 |
| Volatile liabilities | $43,595,000 | 3,073 |
| Insider loans | $1,396,000 | 3,739 |
| FHLB advances | $60,758,000 | 766 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $25,461,000 | 2,498 |
| Tier 1 (core) risk-based capital | $18,168,000 | 3,419 |
| Tier 2 risk-based capital | $1,394,000 | 3,432 |
| Total risk weighted assets | $135,568,000 | 3,345 |
| Total unused commitments | $25,461,000 | 2,502 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 28 | 4,918 |
| Assets and Liabilities | ||
| Total Assets: | $248,962,000 | 2,681 |
| Cash and due from depository institutions | $9,697,000 | 4,918 |
| Interest-bearing balances | $7,285,000 | 2,030 |
| Securities | $92,684,000 | 1,336 |
| Federal funds sold & reverse repurchase agreements | $7,684,000 | 1,591 |
| Net loans & leases | $123,199,000 | 3,461 |
| Loan loss allowance | $1,334,000 | 3,906 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,215,000 | 4,294 |
| Other real estate owned | $0 | 4,918 |
| Goodwill and other intangibles | $69,000 | 2,854 |
| All other assets | $13,414,000 | 1,507 |
| Life insurance assets | $2,512,000 | 2,049 |
| Total liabilities and capital | $248,962,000 | 2,681 |
| Total liabilities | $233,151,000 | 2,579 |
| Total deposits | $160,926,000 | 3,305 |
| Interest-bearing deposits | $146,441,000 | 3,141 |
| Deposits held in domestic offices | $160,926,000 | 3,303 |
| % insured | 62.06% | 7,090 |
| Federal funds purchased & repurchase agreements | $1,530,000 | 2,161 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $66,903,000 | 827 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,792,000 | 1,423 |
| Total equity capital | $15,811,000 | 3,996 |
| Total bank equity capital | $15,811,000 | 3,995 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 3,911 |
| Surplus | $0 | 7,679 |
| Undivided profits | $15,311,000 | 2,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,942,000 | 3,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,043,000 | 3,333 |
| Earning assets | $230,852,000 | 2,658 |
| Long-term assets (5+ years) | $106,251,000 | 1,258 |
| Average Assets, year-to-date | $255,540,500 | 2,588 |
| Average Assets, quarterly | $255,540,500 | 2,588 |
| Volatile liabilities | $51,085,000 | 2,711 |
| Insider loans | $1,585,000 | 3,517 |
| FHLB advances | $66,903,000 | 742 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $29,327,000 | 2,327 |
| Tier 1 (core) risk-based capital | $18,402,000 | 3,404 |
| Tier 2 risk-based capital | $1,334,000 | 3,554 |
| Total risk weighted assets | $134,513,000 | 3,357 |
| Total unused commitments | $29,327,000 | 2,330 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 30 | 4,750 |
| Assets and Liabilities | ||
| Total Assets: | $262,119,000 | 2,524 |
| Cash and due from depository institutions | $9,447,000 | 4,750 |
| Interest-bearing balances | $5,821,000 | 1,672 |
| Securities | $107,862,000 | 1,129 |
| Federal funds sold & reverse repurchase agreements | $138,000 | 4,994 |
| Net loans & leases | $128,302,000 | 3,380 |
| Loan loss allowance | $1,276,000 | 3,955 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,263,000 | 4,296 |
| Other real estate owned | $0 | 4,750 |
| Goodwill and other intangibles | $21,000 | 3,076 |
| All other assets | $14,086,000 | 1,448 |
| Life insurance assets | $2,497,000 | 2,061 |
| Total liabilities and capital | $262,119,000 | 2,524 |
| Total liabilities | $246,837,000 | 2,431 |
| Total deposits | $156,635,000 | 3,311 |
| Interest-bearing deposits | $141,959,000 | 3,160 |
| Deposits held in domestic offices | $156,635,000 | 3,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,419,000 | 2,533 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $84,697,000 | 742 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,086,000 | 1,362 |
| Total equity capital | $15,282,000 | 4,090 |
| Total bank equity capital | $15,282,000 | 4,090 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 3,940 |
| Surplus | $0 | 7,724 |
| Undivided profits | $14,782,000 | 2,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,911,000 | 3,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,417,000 | 2,648 |
| Earning assets | $242,123,000 | 2,516 |
| Long-term assets (5+ years) | $130,775,000 | 1,024 |
| Average Assets, year-to-date | $270,492,400 | 2,378 |
| Average Assets, quarterly | $269,422,000 | 2,441 |
| Volatile liabilities | $65,222,000 | 2,192 |
| Insider loans | $2,013,000 | 3,148 |
| FHLB advances | $81,447,000 | 701 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $27,750,000 | 2,467 |
| Tier 1 (core) risk-based capital | $18,098,000 | 3,441 |
| Tier 2 risk-based capital | $1,277,000 | 3,632 |
| Total risk weighted assets | $137,230,000 | 3,320 |
| Total unused commitments | $27,750,000 | 2,468 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 29 | 4,909 |
| Assets and Liabilities | ||
| Total Assets: | $276,725,000 | 2,400 |
| Cash and due from depository institutions | $3,628,000 | 4,909 |
| Interest-bearing balances | $511,000 | 3,639 |
| Securities | $131,043,000 | 914 |
| Federal funds sold & reverse repurchase agreements | $257,000 | 5,379 |
| Net loans & leases | $125,310,000 | 3,432 |
| Loan loss allowance | $1,280,000 | 3,784 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,312,000 | 4,260 |
| Other real estate owned | $0 | 4,909 |
| Goodwill and other intangibles | $37,000 | 3,041 |
| All other assets | $14,138,000 | 1,426 |
| Life insurance assets | $2,481,000 | 2,064 |
| Total liabilities and capital | $276,725,000 | 2,400 |
| Total liabilities | $263,082,000 | 2,299 |
| Total deposits | $152,007,000 | 3,334 |
| Interest-bearing deposits | $137,227,000 | 3,198 |
| Deposits held in domestic offices | $152,007,000 | 3,331 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,525,000 | 2,614 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $104,190,000 | 623 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,360,000 | 1,074 |
| Total equity capital | $13,643,000 | 4,453 |
| Total bank equity capital | $13,643,000 | 4,453 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $500,000 | 3,979 |
| Surplus | $0 | 7,795 |
| Undivided profits | $13,143,000 | 2,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,146,000 | 3,902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,559,000 | 2,553 |
| Earning assets | $257,121,000 | 2,371 |
| Long-term assets (5+ years) | $153,450,000 | 866 |
| Average Assets, year-to-date | $272,585,750 | 2,373 |
| Average Assets, quarterly | $276,284,500 | 2,388 |
| Volatile liabilities | $74,721,000 | 1,901 |
| Insider loans | $2,035,000 | 3,120 |
| FHLB advances | $96,190,000 | 604 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $27,744,000 | 2,604 |
| Tier 1 (core) risk-based capital | $17,653,000 | 3,558 |
| Tier 2 risk-based capital | $1,279,000 | 3,556 |
| Total risk weighted assets | $142,149,000 | 3,230 |
| Total unused commitments | $27,744,000 | 2,605 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 32 | 4,653 |
| Assets and Liabilities | ||
| Total Assets: | $275,844,000 | 2,397 |
| Cash and due from depository institutions | $3,617,000 | 4,653 |
| Interest-bearing balances | $889,000 | 3,053 |
| Securities | $128,887,000 | 938 |
| Federal funds sold & reverse repurchase agreements | $855,000 | 4,822 |
| Net loans & leases | $126,538,000 | 3,378 |
| Loan loss allowance | $1,279,000 | 3,729 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,353,000 | 4,222 |
| Other real estate owned | $0 | 4,653 |
| Goodwill and other intangibles | $42,000 | 3,041 |
| All other assets | $13,552,000 | 1,439 |
| Life insurance assets | $2,466,000 | 2,072 |
| Total liabilities and capital | $275,844,000 | 2,397 |
| Total liabilities | $260,296,000 | 2,299 |
| Total deposits | $148,438,000 | 3,403 |
| Interest-bearing deposits | $134,403,000 | 3,240 |
| Deposits held in domestic offices | $148,438,000 | 3,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,991,000 | 2,509 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $101,365,000 | 628 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $8,502,000 | 748 |
| Total equity capital | $15,548,000 | 4,072 |
| Total bank equity capital | $15,548,000 | 4,072 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $500,000 | 4,014 |
| Surplus | $0 | 7,856 |
| Undivided profits | $15,048,000 | 2,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,877,000 | 2,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,616,000 | 2,397 |
| Earning assets | $257,169,000 | 2,363 |
| Long-term assets (5+ years) | $152,055,000 | 857 |
| Average Assets, year-to-date | $271,206,000 | 2,399 |
| Average Assets, quarterly | $273,033,500 | 2,394 |
| Volatile liabilities | $68,508,000 | 2,046 |
| Insider loans | $2,056,000 | 3,076 |
| FHLB advances | $101,365,000 | 564 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $31,872,000 | 2,447 |
| Tier 1 (core) risk-based capital | $17,668,000 | 3,567 |
| Tier 2 risk-based capital | $1,278,000 | 3,529 |
| Total risk weighted assets | $140,580,000 | 3,248 |
| Total unused commitments | $31,872,000 | 2,449 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 32 | 4,686 |
| Assets and Liabilities | ||
| Total Assets: | $270,223,000 | 2,431 |
| Cash and due from depository institutions | $3,307,000 | 4,686 |
| Interest-bearing balances | $102,000 | 4,965 |
| Securities | $122,854,000 | 1,003 |
| Federal funds sold & reverse repurchase agreements | $3,633,000 | 3,890 |
| Net loans & leases | $125,383,000 | 3,354 |
| Loan loss allowance | $1,277,000 | 3,656 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,390,000 | 4,182 |
| Other real estate owned | $0 | 4,686 |
| Goodwill and other intangibles | $47,000 | 3,026 |
| All other assets | $12,609,000 | 1,482 |
| Life insurance assets | $2,450,000 | 2,072 |
| Total liabilities and capital | $270,223,000 | 2,431 |
| Total liabilities | $253,719,000 | 2,346 |
| Total deposits | $159,520,000 | 3,218 |
| Interest-bearing deposits | $147,293,000 | 3,017 |
| Deposits held in domestic offices | $159,520,000 | 3,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,861,000 | 2,282 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $89,089,000 | 676 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,249,000 | 1,700 |
| Total equity capital | $16,504,000 | 3,954 |
| Total bank equity capital | $16,504,000 | 3,954 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $83,000 | 6,826 |
| Surplus | $0 | 7,894 |
| Undivided profits | $16,421,000 | 2,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,820,000 | 2,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,335,000 | 2,916 |
| Earning assets | $251,972,000 | 2,403 |
| Long-term assets (5+ years) | $143,274,000 | 878 |
| Average Assets, year-to-date | $268,887,000 | 2,413 |
| Average Assets, quarterly | $268,887,000 | 2,413 |
| Volatile liabilities | $84,928,000 | 1,665 |
| Insider loans | $2,268,000 | 2,849 |
| FHLB advances | $89,089,000 | 616 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $29,343,000 | 2,637 |
| Tier 1 (core) risk-based capital | $17,312,000 | 3,633 |
| Tier 2 risk-based capital | $1,277,000 | 3,467 |
| Total risk weighted assets | $137,997,000 | 3,278 |
| Total unused commitments | $29,343,000 | 2,640 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 32 | 4,680 |
| Assets and Liabilities | ||
| Total Assets: | $267,551,000 | 2,422 |
| Cash and due from depository institutions | $2,946,000 | 4,680 |
| Interest-bearing balances | $10,000 | 6,250 |
| Securities | $123,986,000 | 964 |
| Federal funds sold & reverse repurchase agreements | $1,344,000 | 4,684 |
| Net loans & leases | $125,145,000 | 3,364 |
| Loan loss allowance | $1,276,000 | 3,615 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,435,000 | 4,148 |
| Other real estate owned | $0 | 4,680 |
| Goodwill and other intangibles | $41,000 | 3,062 |
| All other assets | $11,654,000 | 1,575 |
| Life insurance assets | $2,436,000 | 2,064 |
| Total liabilities and capital | $267,551,000 | 2,422 |
| Total liabilities | $251,516,000 | 2,326 |
| Total deposits | $155,439,000 | 3,251 |
| Interest-bearing deposits | $142,621,000 | 3,054 |
| Deposits held in domestic offices | $155,439,000 | 3,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,179,000 | 2,322 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $90,572,000 | 623 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,326,000 | 1,652 |
| Total equity capital | $16,035,000 | 3,985 |
| Total bank equity capital | $16,035,000 | 3,985 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $83,000 | 6,873 |
| Surplus | $0 | 7,931 |
| Undivided profits | $15,952,000 | 2,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,221,000 | 2,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,422,000 | 2,965 |
| Earning assets | $250,485,000 | 2,380 |
| Long-term assets (5+ years) | $124,893,000 | 951 |
| Average Assets, year-to-date | $263,494,400 | 2,379 |
| Average Assets, quarterly | $265,883,000 | 2,410 |
| Volatile liabilities | $61,543,000 | 2,199 |
| Insider loans | $2,418,000 | 2,710 |
| FHLB advances | $90,572,000 | 564 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $30,286,000 | 2,574 |
| Tier 1 (core) risk-based capital | $17,066,000 | 3,649 |
| Tier 2 risk-based capital | $1,274,000 | 3,444 |
| Total risk weighted assets | $135,808,000 | 3,292 |
| Total unused commitments | $30,286,000 | 2,575 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 33 | 4,604 |
| Assets and Liabilities | ||
| Total Assets: | $264,215,000 | 2,414 |
| Cash and due from depository institutions | $3,505,000 | 4,604 |
| Interest-bearing balances | $22,000 | 5,859 |
| Securities | $118,652,000 | 1,004 |
| Federal funds sold & reverse repurchase agreements | $3,583,000 | 3,171 |
| Net loans & leases | $124,126,000 | 3,332 |
| Loan loss allowance | $1,275,000 | 3,566 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,484,000 | 4,073 |
| Other real estate owned | $0 | 4,604 |
| Goodwill and other intangibles | $57,000 | 2,988 |
| All other assets | $11,808,000 | 1,544 |
| Life insurance assets | $2,421,000 | 2,026 |
| Total liabilities and capital | $264,215,000 | 2,414 |
| Total liabilities | $248,751,000 | 2,323 |
| Total deposits | $151,210,000 | 3,290 |
| Interest-bearing deposits | $138,900,000 | 3,096 |
| Deposits held in domestic offices | $151,210,000 | 3,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,073,000 | 2,309 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $92,037,000 | 559 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,431,000 | 1,597 |
| Total equity capital | $15,464,000 | 4,073 |
| Total bank equity capital | $15,464,000 | 4,073 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $83,000 | 6,887 |
| Surplus | $0 | 7,949 |
| Undivided profits | $15,381,000 | 2,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,177,000 | 2,848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,714,000 | 2,667 |
| Earning assets | $246,383,000 | 2,385 |
| Long-term assets (5+ years) | $129,715,000 | 892 |
| Average Assets, year-to-date | $262,480,250 | 2,384 |
| Average Assets, quarterly | $265,677,500 | 2,380 |
| Volatile liabilities | $52,992,000 | 2,439 |
| Insider loans | $2,769,000 | 2,456 |
| FHLB advances | $92,037,000 | 499 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $28,770,000 | 2,701 |
| Tier 1 (core) risk-based capital | $16,786,000 | 3,711 |
| Tier 2 risk-based capital | $1,276,000 | 3,413 |
| Total risk weighted assets | $133,475,000 | 3,308 |
| Total unused commitments | $28,770,000 | 2,701 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 35 | 4,443 |
| Assets and Liabilities | ||
| Total Assets: | $267,140,000 | 2,406 |
| Cash and due from depository institutions | $3,714,000 | 4,443 |
| Interest-bearing balances | $5,000 | 6,387 |
| Securities | $120,323,000 | 1,000 |
| Federal funds sold & reverse repurchase agreements | $587,000 | 5,527 |
| Net loans & leases | $127,679,000 | 3,243 |
| Loan loss allowance | $1,276,000 | 3,560 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,533,000 | 4,011 |
| Other real estate owned | $0 | 4,443 |
| Goodwill and other intangibles | $72,000 | 2,965 |
| All other assets | $12,232,000 | 1,501 |
| Life insurance assets | $2,405,000 | 2,033 |
| Total liabilities and capital | $267,140,000 | 2,406 |
| Total liabilities | $252,640,000 | 2,318 |
| Total deposits | $145,478,000 | 3,407 |
| Interest-bearing deposits | $133,517,000 | 3,194 |
| Deposits held in domestic offices | $145,478,000 | 3,405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,788,000 | 2,346 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $100,481,000 | 494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,893,000 | 1,171 |
| Total equity capital | $14,500,000 | 4,209 |
| Total bank equity capital | $14,500,000 | 4,209 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $82,000 | 6,935 |
| Surplus | $0 | 8,003 |
| Undivided profits | $14,418,000 | 2,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,331,000 | 2,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,607,000 | 2,621 |
| Earning assets | $248,594,000 | 2,388 |
| Long-term assets (5+ years) | $131,065,000 | 878 |
| Average Assets, year-to-date | $261,902,000 | 2,428 |
| Average Assets, quarterly | $262,682,500 | 2,432 |
| Volatile liabilities | $75,913,000 | 1,787 |
| Insider loans | $2,192,000 | 2,843 |
| FHLB advances | $100,481,000 | 432 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $28,340,000 | 2,737 |
| Tier 1 (core) risk-based capital | $16,583,000 | 3,716 |
| Tier 2 risk-based capital | $1,276,000 | 3,418 |
| Total risk weighted assets | $132,118,000 | 3,319 |
| Total unused commitments | $28,340,000 | 2,737 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 34 | 4,546 |
| Assets and Liabilities | ||
| Total Assets: | $258,225,000 | 2,493 |
| Cash and due from depository institutions | $2,899,000 | 4,546 |
| Interest-bearing balances | $6,000 | 6,372 |
| Securities | $114,118,000 | 1,067 |
| Federal funds sold & reverse repurchase agreements | $1,251,000 | 5,630 |
| Net loans & leases | $125,648,000 | 3,258 |
| Loan loss allowance | $1,379,000 | 3,362 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,562,000 | 3,943 |
| Other real estate owned | $0 | 4,546 |
| Goodwill and other intangibles | $91,000 | 2,913 |
| All other assets | $11,656,000 | 1,512 |
| Life insurance assets | $2,390,000 | 2,019 |
| Total liabilities and capital | $258,225,000 | 2,493 |
| Total liabilities | $242,945,000 | 2,390 |
| Total deposits | $139,856,000 | 3,529 |
| Interest-bearing deposits | $128,172,000 | 3,321 |
| Deposits held in domestic offices | $139,856,000 | 3,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,641,000 | 1,751 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $96,604,000 | 490 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,844,000 | 1,854 |
| Total equity capital | $15,280,000 | 4,062 |
| Total bank equity capital | $15,280,000 | 4,062 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $83,000 | 6,959 |
| Surplus | $0 | 8,027 |
| Undivided profits | $15,197,000 | 2,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,390,000 | 2,225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,487,000 | 2,696 |
| Earning assets | $241,023,000 | 2,454 |
| Long-term assets (5+ years) | $119,732,000 | 928 |
| Average Assets, year-to-date | $259,283,000 | 2,467 |
| Average Assets, quarterly | $259,283,000 | 2,467 |
| Volatile liabilities | $82,369,000 | 1,638 |
| Insider loans | $4,587,000 | 1,563 |
| FHLB advances | $96,604,000 | 436 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $31,227,000 | 2,565 |
| Tier 1 (core) risk-based capital | $16,402,000 | 3,727 |
| Tier 2 risk-based capital | $1,398,000 | 3,174 |
| Total risk weighted assets | $129,511,000 | 3,320 |
| Total unused commitments | $31,227,000 | 2,566 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 36 | 4,339 |
| Assets and Liabilities | ||
| Total Assets: | $260,341,000 | 2,461 |
| Cash and due from depository institutions | $6,117,000 | 4,339 |
| Interest-bearing balances | $5,000 | 6,425 |
| Securities | $113,262,000 | 1,097 |
| Federal funds sold & reverse repurchase agreements | $1,541,000 | 4,803 |
| Net loans & leases | $124,876,000 | 3,270 |
| Loan loss allowance | $1,378,000 | 3,342 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,607,000 | 3,865 |
| Other real estate owned | $0 | 4,339 |
| Goodwill and other intangibles | $110,000 | 2,851 |
| All other assets | $11,828,000 | 1,500 |
| Life insurance assets | $2,375,000 | 1,995 |
| Total liabilities and capital | $260,341,000 | 2,461 |
| Total liabilities | $245,456,000 | 2,363 |
| Total deposits | $141,908,000 | 3,473 |
| Interest-bearing deposits | $129,808,000 | 3,242 |
| Deposits held in domestic offices | $141,908,000 | 3,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,946,000 | 1,994 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $97,692,000 | 509 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,910,000 | 1,777 |
| Total equity capital | $14,885,000 | 4,074 |
| Total bank equity capital | $14,885,000 | 4,074 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $83,000 | 6,992 |
| Surplus | $0 | 8,057 |
| Undivided profits | $14,802,000 | 2,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 5,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,384,000 | 2,996 |
| Earning assets | $239,684,000 | 2,444 |
| Long-term assets (5+ years) | $117,594,000 | 927 |
| Average Assets, year-to-date | $248,979,800 | 2,479 |
| Average Assets, quarterly | $254,139,500 | 2,504 |
| Volatile liabilities | $41,940,000 | 3,001 |
| Insider loans | $4,599,000 | 1,549 |
| FHLB advances | $97,692,000 | 452 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $35,637,000 | 2,301 |
| Tier 1 (core) risk-based capital | $16,226,000 | 3,690 |
| Tier 2 risk-based capital | $1,408,000 | 3,142 |
| Total risk weighted assets | $128,732,000 | 3,322 |
| Total unused commitments | $35,637,000 | 2,302 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 37 | 4,256 |
| Assets and Liabilities | ||
| Total Assets: | $247,938,000 | 2,549 |
| Cash and due from depository institutions | $2,563,000 | 4,256 |
| Interest-bearing balances | $3,000 | 6,567 |
| Securities | $105,714,000 | 1,190 |
| Federal funds sold & reverse repurchase agreements | $2,712,000 | 3,453 |
| Net loans & leases | $122,889,000 | 3,299 |
| Loan loss allowance | $1,378,000 | 3,350 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,656,000 | 3,772 |
| Other real estate owned | $0 | 4,256 |
| Goodwill and other intangibles | $130,000 | 2,800 |
| All other assets | $11,274,000 | 1,562 |
| Life insurance assets | $2,360,000 | 1,968 |
| Total liabilities and capital | $247,938,000 | 2,549 |
| Total liabilities | $233,077,000 | 2,448 |
| Total deposits | $137,613,000 | 3,496 |
| Interest-bearing deposits | $126,406,000 | 3,261 |
| Deposits held in domestic offices | $137,613,000 | 3,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,327,000 | 1,513 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $86,407,000 | 584 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,730,000 | 1,860 |
| Total equity capital | $14,861,000 | 4,027 |
| Total bank equity capital | $14,861,000 | 4,027 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $83,000 | 7,054 |
| Surplus | $0 | 8,106 |
| Undivided profits | $14,778,000 | 2,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 5,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,367,000 | 3,027 |
| Earning assets | $231,318,000 | 2,511 |
| Long-term assets (5+ years) | $106,735,000 | 1,012 |
| Average Assets, year-to-date | $246,139,500 | 2,512 |
| Average Assets, quarterly | $248,572,000 | 2,528 |
| Volatile liabilities | $43,538,000 | 2,914 |
| Insider loans | $4,647,000 | 1,510 |
| FHLB advances | $86,407,000 | 520 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $39,020,000 | 2,192 |
| Tier 1 (core) risk-based capital | $16,080,000 | 3,708 |
| Tier 2 risk-based capital | $1,409,000 | 3,130 |
| Total risk weighted assets | $124,852,000 | 3,377 |
| Total unused commitments | $39,020,000 | 2,193 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 37 | 4,275 |
| Assets and Liabilities | ||
| Total Assets: | $249,206,000 | 2,530 |
| Cash and due from depository institutions | $3,001,000 | 4,275 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $109,097,000 | 1,138 |
| Federal funds sold & reverse repurchase agreements | $1,628,000 | 3,908 |
| Net loans & leases | $120,889,000 | 3,296 |
| Loan loss allowance | $1,378,000 | 3,330 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,703,000 | 3,716 |
| Other real estate owned | $0 | 4,275 |
| Goodwill and other intangibles | $147,000 | 2,756 |
| All other assets | $11,741,000 | 1,522 |
| Life insurance assets | $2,344,000 | 1,937 |
| Total liabilities and capital | $249,206,000 | 2,530 |
| Total liabilities | $235,609,000 | 2,412 |
| Total deposits | $135,505,000 | 3,513 |
| Interest-bearing deposits | $124,562,000 | 3,250 |
| Deposits held in domestic offices | $135,505,000 | 3,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,654,000 | 1,771 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $91,245,000 | 579 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,205,000 | 1,210 |
| Total equity capital | $13,597,000 | 4,214 |
| Total bank equity capital | $13,597,000 | 4,214 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $84,000 | 7,077 |
| Surplus | $0 | 8,130 |
| Undivided profits | $13,513,000 | 2,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 6,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,299,000 | 2,873 |
| Earning assets | $231,614,000 | 2,487 |
| Long-term assets (5+ years) | $101,875,000 | 1,039 |
| Average Assets, year-to-date | $245,540,000 | 2,522 |
| Average Assets, quarterly | $246,728,500 | 2,535 |
| Volatile liabilities | $86,711,000 | 1,679 |
| Insider loans | $5,544,000 | 1,236 |
| FHLB advances | $91,245,000 | 513 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $36,018,000 | 2,305 |
| Tier 1 (core) risk-based capital | $15,938,000 | 3,672 |
| Tier 2 risk-based capital | $1,385,000 | 3,159 |
| Total risk weighted assets | $123,640,000 | 3,367 |
| Total unused commitments | $36,018,000 | 2,306 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 38 | 4,178 |
| Assets and Liabilities | ||
| Total Assets: | $244,251,000 | 2,549 |
| Cash and due from depository institutions | $3,206,000 | 4,178 |
| Interest-bearing balances | $2,000 | 6,666 |
| Securities | $107,502,000 | 1,165 |
| Federal funds sold & reverse repurchase agreements | $949,000 | 5,172 |
| Net loans & leases | $117,251,000 | 3,325 |
| Loan loss allowance | $1,347,000 | 3,355 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,749,000 | 3,623 |
| Other real estate owned | $0 | 4,178 |
| Goodwill and other intangibles | $163,000 | 2,699 |
| All other assets | $12,431,000 | 1,391 |
| Life insurance assets | $2,329,000 | 1,908 |
| Total liabilities and capital | $244,251,000 | 2,549 |
| Total liabilities | $230,251,000 | 2,456 |
| Total deposits | $128,901,000 | 3,635 |
| Interest-bearing deposits | $118,535,000 | 3,365 |
| Deposits held in domestic offices | $128,901,000 | 3,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,550,000 | 1,689 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $94,831,000 | 536 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,969,000 | 2,192 |
| Total equity capital | $14,000,000 | 4,069 |
| Total bank equity capital | $14,000,000 | 4,069 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $83,000 | 7,091 |
| Surplus | $0 | 8,136 |
| Undivided profits | $13,917,000 | 2,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $180,000 | 5,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,294,000 | 2,757 |
| Earning assets | $225,704,000 | 2,532 |
| Long-term assets (5+ years) | $115,831,000 | 905 |
| Average Assets, year-to-date | $243,707,000 | 2,532 |
| Average Assets, quarterly | $243,707,000 | 2,532 |
| Volatile liabilities | $83,016,000 | 1,645 |
| Insider loans | $5,498,000 | 1,243 |
| FHLB advances | $94,831,000 | 478 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $28,263,000 | 2,676 |
| Tier 1 (core) risk-based capital | $15,760,000 | 3,653 |
| Tier 2 risk-based capital | $1,375,000 | 3,121 |
| Total risk weighted assets | $116,923,000 | 3,451 |
| Total unused commitments | $28,263,000 | 2,679 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 39 | 4,106 |
| Assets and Liabilities | ||
| Total Assets: | $243,163,000 | 2,553 |
| Cash and due from depository institutions | $4,788,000 | 4,106 |
| Interest-bearing balances | $5,000 | 6,577 |
| Securities | $105,638,000 | 1,184 |
| Federal funds sold & reverse repurchase agreements | $624,000 | 5,249 |
| Net loans & leases | $118,728,000 | 3,253 |
| Loan loss allowance | $1,286,000 | 3,442 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,800,000 | 3,573 |
| Other real estate owned | $0 | 4,106 |
| Goodwill and other intangibles | $180,000 | 2,648 |
| All other assets | $10,405,000 | 1,619 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $243,163,000 | 2,553 |
| Total liabilities | $228,909,000 | 2,450 |
| Total deposits | $135,511,000 | 3,445 |
| Interest-bearing deposits | $124,705,000 | 3,189 |
| Deposits held in domestic offices | $135,511,000 | 3,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,501,000 | 1,561 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $82,891,000 | 611 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,006,000 | 1,017 |
| Total equity capital | $14,254,000 | 3,979 |
| Total bank equity capital | $14,254,000 | 3,979 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $83,000 | 7,123 |
| Surplus | $0 | 8,157 |
| Undivided profits | $14,171,000 | 2,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $190,000 | 5,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,171,000 | 3,019 |
| Earning assets | $224,995,000 | 2,525 |
| Long-term assets (5+ years) | $108,277,000 | 948 |
| Average Assets, year-to-date | $230,398,200 | 2,562 |
| Average Assets, quarterly | $236,474,000 | 2,585 |
| Volatile liabilities | $66,640,000 | 1,945 |
| Insider loans | $5,747,000 | 1,166 |
| FHLB advances | $82,891,000 | 539 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $31,944,000 | 2,441 |
| Tier 1 (core) risk-based capital | $15,542,000 | 3,643 |
| Tier 2 risk-based capital | $1,297,000 | 3,241 |
| Total risk weighted assets | $126,509,000 | 3,229 |
| Total unused commitments | $31,944,000 | 2,441 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 37 | 4,259 |
| Assets and Liabilities | ||
| Total Assets: | $229,785,000 | 2,636 |
| Cash and due from depository institutions | $3,228,000 | 4,259 |
| Interest-bearing balances | $2,000 | 6,738 |
| Securities | $97,784,000 | 1,260 |
| Federal funds sold & reverse repurchase agreements | $407,000 | 5,275 |
| Net loans & leases | $115,691,000 | 3,279 |
| Loan loss allowance | $1,229,000 | 3,530 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,848,000 | 3,501 |
| Other real estate owned | $0 | 4,259 |
| Goodwill and other intangibles | $193,000 | 2,600 |
| All other assets | $9,634,000 | 1,676 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $229,785,000 | 2,636 |
| Total liabilities | $215,484,000 | 2,521 |
| Total deposits | $131,016,000 | 3,481 |
| Interest-bearing deposits | $119,739,000 | 3,227 |
| Deposits held in domestic offices | $131,016,000 | 3,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,195,000 | 1,762 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $76,250,000 | 642 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,023,000 | 1,193 |
| Total equity capital | $14,301,000 | 3,940 |
| Total bank equity capital | $14,301,000 | 3,940 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $83,000 | 7,155 |
| Surplus | $0 | 8,180 |
| Undivided profits | $14,218,000 | 2,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 6,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,094,000 | 3,166 |
| Earning assets | $213,884,000 | 2,584 |
| Long-term assets (5+ years) | $121,801,000 | 850 |
| Average Assets, year-to-date | $227,207,000 | 2,582 |
| Average Assets, quarterly | $228,102,000 | 2,621 |
| Volatile liabilities | $66,532,000 | 1,871 |
| Insider loans | $5,938,000 | 1,094 |
| FHLB advances | $76,250,000 | 578 |
| Loans and leases held for sale | $115,000 | 1,701 |
| Unused loan commitments | $42,039,000 | 1,982 |
| Tier 1 (core) risk-based capital | $15,559,000 | 3,589 |
| Tier 2 risk-based capital | $1,230,000 | 3,342 |
| Total risk weighted assets | $112,262,000 | 3,471 |
| Total unused commitments | $42,039,000 | 1,984 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 37 | 4,243 |
| Assets and Liabilities | ||
| Total Assets: | $226,419,000 | 2,614 |
| Cash and due from depository institutions | $7,850,000 | 4,243 |
| Interest-bearing balances | $3,000 | 6,677 |
| Securities | $86,404,000 | 1,426 |
| Federal funds sold & reverse repurchase agreements | $2,323,000 | 3,299 |
| Net loans & leases | $117,483,000 | 3,161 |
| Loan loss allowance | $1,173,000 | 3,603 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,895,000 | 3,413 |
| Other real estate owned | $0 | 4,243 |
| Goodwill and other intangibles | $207,000 | 2,563 |
| All other assets | $9,257,000 | 1,688 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $226,419,000 | 2,614 |
| Total liabilities | $211,849,000 | 2,522 |
| Total deposits | $129,455,000 | 3,458 |
| Interest-bearing deposits | $117,610,000 | 3,236 |
| Deposits held in domestic offices | $129,455,000 | 3,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,697,000 | 1,694 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $74,781,000 | 667 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,916,000 | 1,453 |
| Total equity capital | $14,570,000 | 3,813 |
| Total bank equity capital | $14,570,000 | 3,813 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $83,000 | 7,156 |
| Surplus | $0 | 8,188 |
| Undivided profits | $14,487,000 | 2,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,010,000 | 3,123 |
| Earning assets | $206,213,000 | 2,617 |
| Long-term assets (5+ years) | $108,867,000 | 931 |
| Average Assets, year-to-date | $226,347,670 | 2,575 |
| Average Assets, quarterly | $229,014,000 | 2,572 |
| Volatile liabilities | $61,996,000 | 1,920 |
| Insider loans | $5,440,000 | 1,161 |
| FHLB advances | $74,781,000 | 601 |
| Loans and leases held for sale | $275,000 | 1,435 |
| Unused loan commitments | $29,638,000 | 2,466 |
| Tier 1 (core) risk-based capital | $15,163,000 | 3,590 |
| Tier 2 risk-based capital | $1,173,000 | 3,405 |
| Total risk weighted assets | $111,938,000 | 3,418 |
| Total unused commitments | $29,638,000 | 2,467 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 37 | 4,247 |
| Assets and Liabilities | ||
| Total Assets: | $231,609,000 | 2,534 |
| Cash and due from depository institutions | $7,586,000 | 4,247 |
| Interest-bearing balances | $3,000 | 6,701 |
| Securities | $93,586,000 | 1,350 |
| Federal funds sold & reverse repurchase agreements | $740,000 | 5,348 |
| Net loans & leases | $110,552,000 | 3,282 |
| Loan loss allowance | $1,113,000 | 3,749 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,943,000 | 3,349 |
| Other real estate owned | $0 | 4,247 |
| Goodwill and other intangibles | $222,000 | 2,534 |
| All other assets | $15,980,000 | 1,026 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $231,609,000 | 2,534 |
| Total liabilities | $217,858,000 | 2,438 |
| Total deposits | $129,348,000 | 3,471 |
| Interest-bearing deposits | $117,116,000 | 3,263 |
| Deposits held in domestic offices | $129,348,000 | 3,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,265,000 | 2,471 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $81,660,000 | 618 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,585,000 | 858 |
| Total equity capital | $13,751,000 | 3,915 |
| Total bank equity capital | $13,751,000 | 3,915 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $83,000 | 7,216 |
| Surplus | $0 | 8,248 |
| Undivided profits | $13,668,000 | 2,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 6,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $974,000 | 3,130 |
| Earning assets | $204,881,000 | 2,621 |
| Long-term assets (5+ years) | $110,539,000 | 930 |
| Average Assets, year-to-date | $226,312,000 | 2,578 |
| Average Assets, quarterly | $226,312,000 | 2,578 |
| Volatile liabilities | $61,608,000 | 1,836 |
| Insider loans | $6,043,000 | 1,012 |
| FHLB advances | $81,660,000 | 551 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $32,127,000 | 2,284 |
| Tier 1 (core) risk-based capital | $14,763,000 | 3,629 |
| Tier 2 risk-based capital | $1,120,000 | 3,528 |
| Total risk weighted assets | $110,158,000 | 3,436 |
| Total unused commitments | $32,127,000 | 2,288 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 34 | 4,517 |
| Assets and Liabilities | ||
| Total Assets: | $221,015,000 | 2,644 |
| Cash and due from depository institutions | $5,444,000 | 4,517 |
| Interest-bearing balances | $5,000 | 6,634 |
| Securities | $95,043,000 | 1,341 |
| Federal funds sold & reverse repurchase agreements | $352,000 | 5,638 |
| Net loans & leases | $107,921,000 | 3,337 |
| Loan loss allowance | $1,051,000 | 3,878 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,985,000 | 3,306 |
| Other real estate owned | $0 | 4,517 |
| Goodwill and other intangibles | $238,000 | 2,506 |
| All other assets | $9,032,000 | 1,685 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $221,015,000 | 2,644 |
| Total liabilities | $206,955,000 | 2,543 |
| Total deposits | $130,010,000 | 3,430 |
| Interest-bearing deposits | $119,355,000 | 3,175 |
| Deposits held in domestic offices | $130,010,000 | 3,427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,952,000 | 2,304 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $72,114,000 | 684 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,879,000 | 1,423 |
| Total equity capital | $14,060,000 | 3,848 |
| Total bank equity capital | $14,060,000 | 3,848 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $83,000 | 7,251 |
| Surplus | $0 | 8,282 |
| Undivided profits | $13,977,000 | 2,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,026,000 | 2,970 |
| Earning assets | $203,321,000 | 2,634 |
| Long-term assets (5+ years) | $112,433,000 | 926 |
| Average Assets, year-to-date | $205,551,200 | 2,710 |
| Average Assets, quarterly | $216,184,000 | 2,669 |
| Volatile liabilities | $48,134,000 | 2,177 |
| Insider loans | $6,001,000 | 1,003 |
| FHLB advances | $72,114,000 | 611 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $27,164,000 | 2,460 |
| Tier 1 (core) risk-based capital | $14,705,000 | 3,591 |
| Tier 2 risk-based capital | $1,066,000 | 3,629 |
| Total risk weighted assets | $106,390,000 | 3,500 |
| Total unused commitments | $27,164,000 | 2,461 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 35 | 4,426 |
| Assets and Liabilities | ||
| Total Assets: | $211,353,000 | 2,702 |
| Cash and due from depository institutions | $5,279,000 | 4,426 |
| Interest-bearing balances | $2,000 | 6,817 |
| Securities | $87,283,000 | 1,465 |
| Federal funds sold & reverse repurchase agreements | $9,000 | 5,898 |
| Net loans & leases | $107,461,000 | 3,287 |
| Loan loss allowance | $941,000 | 4,221 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,009,000 | 3,233 |
| Other real estate owned | $0 | 4,426 |
| Goodwill and other intangibles | $260,000 | 2,421 |
| All other assets | $8,052,000 | 1,792 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $211,353,000 | 2,702 |
| Total liabilities | $197,383,000 | 2,606 |
| Total deposits | $122,160,000 | 3,554 |
| Interest-bearing deposits | $111,285,000 | 3,332 |
| Deposits held in domestic offices | $122,160,000 | 3,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,288,000 | 1,112 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $60,066,000 | 784 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,869,000 | 928 |
| Total equity capital | $13,970,000 | 3,873 |
| Total bank equity capital | $13,970,000 | 3,873 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $83,000 | 7,294 |
| Surplus | $0 | 8,313 |
| Undivided profits | $13,887,000 | 2,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 7,131 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $856,000 | 3,643 |
| Earning assets | $194,755,000 | 2,692 |
| Long-term assets (5+ years) | $105,386,000 | 1,005 |
| Average Assets, year-to-date | $201,685,250 | 2,746 |
| Average Assets, quarterly | $209,599,000 | 2,704 |
| Volatile liabilities | $52,970,000 | 2,004 |
| Insider loans | $6,135,000 | 948 |
| FHLB advances | $60,066,000 | 706 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $27,965,000 | 2,395 |
| Tier 1 (core) risk-based capital | $14,510,000 | 3,624 |
| Tier 2 risk-based capital | $960,000 | 3,884 |
| Total risk weighted assets | $105,533,000 | 3,481 |
| Total unused commitments | $27,965,000 | 2,399 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 34 | 4,581 |
| Assets and Liabilities | ||
| Total Assets: | $207,845,000 | 2,729 |
| Cash and due from depository institutions | $4,251,000 | 4,581 |
| Interest-bearing balances | $1,000 | 6,903 |
| Securities | $84,582,000 | 1,531 |
| Federal funds sold & reverse repurchase agreements | $3,554,000 | 2,541 |
| Net loans & leases | $101,573,000 | 3,393 |
| Loan loss allowance | $881,000 | 4,393 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,033,000 | 3,178 |
| Other real estate owned | $0 | 4,581 |
| Goodwill and other intangibles | $286,000 | 2,378 |
| All other assets | $10,566,000 | 1,439 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $207,845,000 | 2,729 |
| Total liabilities | $194,854,000 | 2,608 |
| Total deposits | $121,284,000 | 3,580 |
| Interest-bearing deposits | $110,711,000 | 3,343 |
| Deposits held in domestic offices | $121,284,000 | 3,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,520,000 | 1,727 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $66,515,000 | 728 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,535,000 | 1,468 |
| Total equity capital | $12,991,000 | 3,974 |
| Total bank equity capital | $12,991,000 | 3,974 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $83,000 | 7,345 |
| Surplus | $0 | 8,370 |
| Undivided profits | $12,908,000 | 2,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $795,000 | 3,624 |
| Earning assets | $189,710,000 | 2,732 |
| Long-term assets (5+ years) | $103,358,000 | 1,053 |
| Average Assets, year-to-date | $198,462,670 | 2,786 |
| Average Assets, quarterly | $203,739,500 | 2,748 |
| Volatile liabilities | $67,292,000 | 1,596 |
| Insider loans | $5,998,000 | 953 |
| FHLB advances | $66,515,000 | 654 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $30,081,000 | 2,281 |
| Tier 1 (core) risk-based capital | $14,262,000 | 3,621 |
| Tier 2 risk-based capital | $901,000 | 4,035 |
| Total risk weighted assets | $104,339,000 | 3,481 |
| Total unused commitments | $30,081,000 | 2,284 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 33 | 4,672 |
| Assets and Liabilities | ||
| Total Assets: | $199,634,000 | 2,794 |
| Cash and due from depository institutions | $3,765,000 | 4,672 |
| Interest-bearing balances | $3,000 | 6,831 |
| Securities | $92,319,000 | 1,426 |
| Federal funds sold & reverse repurchase agreements | $352,000 | 6,336 |
| Net loans & leases | $92,333,000 | 3,583 |
| Loan loss allowance | $907,000 | 4,256 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,058,000 | 3,101 |
| Other real estate owned | $0 | 4,672 |
| Goodwill and other intangibles | $299,000 | 2,344 |
| All other assets | $7,508,000 | 1,797 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $199,634,000 | 2,794 |
| Total liabilities | $185,743,000 | 2,689 |
| Total deposits | $115,437,000 | 3,732 |
| Interest-bearing deposits | $107,442,000 | 3,421 |
| Deposits held in domestic offices | $115,437,000 | 3,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,338,000 | 2,362 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $66,963,000 | 679 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,005,000 | 1,964 |
| Total equity capital | $13,891,000 | 3,853 |
| Total bank equity capital | $13,891,000 | 3,853 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $83,000 | 7,366 |
| Surplus | $0 | 8,403 |
| Undivided profits | $13,808,000 | 2,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $748,000 | 3,769 |
| Earning assets | $185,007,000 | 2,770 |
| Long-term assets (5+ years) | $110,141,000 | 957 |
| Average Assets, year-to-date | $193,771,500 | 2,842 |
| Average Assets, quarterly | $193,771,500 | 2,842 |
| Volatile liabilities | $62,588,000 | 1,610 |
| Insider loans | $4,568,000 | 1,230 |
| FHLB advances | $66,963,000 | 613 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $34,394,000 | 2,012 |
| Tier 1 (core) risk-based capital | $14,037,000 | 3,637 |
| Tier 2 risk-based capital | $933,000 | 3,881 |
| Total risk weighted assets | $97,038,000 | 3,610 |
| Total unused commitments | $34,394,000 | 2,019 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 32 | 4,785 |
| Assets and Liabilities | ||
| Total Assets: | $187,909,000 | 2,935 |
| Cash and due from depository institutions | $6,722,000 | 4,785 |
| Interest-bearing balances | $1,000 | 6,927 |
| Securities | $80,370,000 | 1,657 |
| Federal funds sold & reverse repurchase agreements | $588,000 | 5,498 |
| Net loans & leases | $89,695,000 | 3,650 |
| Loan loss allowance | $892,000 | 4,290 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,100,000 | 3,063 |
| Other real estate owned | $0 | 4,785 |
| Goodwill and other intangibles | $314,000 | 2,300 |
| All other assets | $7,120,000 | 1,903 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,909,000 | 2,935 |
| Total liabilities | $174,378,000 | 2,849 |
| Total deposits | $120,866,000 | 3,562 |
| Interest-bearing deposits | $111,371,000 | 3,313 |
| Deposits held in domestic offices | $120,866,000 | 3,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,185,000 | 2,585 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $50,660,000 | 853 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,667,000 | 2,127 |
| Total equity capital | $13,531,000 | 3,871 |
| Total bank equity capital | $13,531,000 | 3,871 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $83,000 | 7,426 |
| Surplus | $0 | 8,463 |
| Undivided profits | $13,448,000 | 2,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $746,000 | 3,900 |
| Earning assets | $170,654,000 | 2,944 |
| Long-term assets (5+ years) | $99,875,000 | 1,074 |
| Average Assets, year-to-date | $179,983,200 | 2,937 |
| Average Assets, quarterly | $183,460,500 | 2,954 |
| Volatile liabilities | $40,911,000 | 2,307 |
| Insider loans | $1,898,000 | 2,706 |
| FHLB advances | $50,660,000 | 762 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $27,711,000 | 2,269 |
| Tier 1 (core) risk-based capital | $13,750,000 | 3,664 |
| Tier 2 risk-based capital | $916,000 | 3,922 |
| Total risk weighted assets | $93,663,000 | 3,698 |
| Total unused commitments | $27,711,000 | 2,272 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 33 | 4,698 |
| Assets and Liabilities | ||
| Total Assets: | $179,012,000 | 3,038 |
| Cash and due from depository institutions | $4,195,000 | 4,698 |
| Interest-bearing balances | $2,000 | 6,934 |
| Securities | $77,946,000 | 1,680 |
| Federal funds sold & reverse repurchase agreements | $220,000 | 6,290 |
| Net loans & leases | $86,460,000 | 3,735 |
| Loan loss allowance | $878,000 | 4,351 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,147,000 | 2,991 |
| Other real estate owned | $0 | 4,698 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $7,044,000 | 1,921 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,012,000 | 3,038 |
| Total liabilities | $165,392,000 | 2,964 |
| Total deposits | $122,547,000 | 3,499 |
| Interest-bearing deposits | $112,147,000 | 3,280 |
| Deposits held in domestic offices | $122,547,000 | 3,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,010,000 | 2,555 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $39,856,000 | 1,013 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,979,000 | 1,944 |
| Total equity capital | $13,620,000 | 3,826 |
| Total bank equity capital | $13,620,000 | 3,826 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $83,000 | 7,472 |
| Surplus | $0 | 8,515 |
| Undivided profits | $13,537,000 | 2,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 8,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $690,000 | 4,378 |
| Earning assets | $164,628,000 | 3,010 |
| Long-term assets (5+ years) | $98,037,000 | 1,108 |
| Average Assets, year-to-date | $178,001,750 | 2,983 |
| Average Assets, quarterly | $182,911,500 | 2,963 |
| Volatile liabilities | $29,452,000 | 2,917 |
| Insider loans | $2,651,000 | 2,049 |
| FHLB advances | $39,856,000 | 918 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $22,617,000 | 2,625 |
| Tier 1 (core) risk-based capital | $13,700,000 | 3,649 |
| Tier 2 risk-based capital | $885,000 | 4,019 |
| Total risk weighted assets | $100,228,000 | 3,481 |
| Total unused commitments | $22,617,000 | 2,628 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 34 | 4,624 |
| Assets and Liabilities | ||
| Total Assets: | $186,811,000 | 2,907 |
| Cash and due from depository institutions | $4,428,000 | 4,624 |
| Interest-bearing balances | $2,000 | 6,945 |
| Securities | $83,789,000 | 1,509 |
| Federal funds sold & reverse repurchase agreements | $436,000 | 6,421 |
| Net loans & leases | $88,627,000 | 3,615 |
| Loan loss allowance | $865,000 | 4,344 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,142,000 | 2,957 |
| Other real estate owned | $0 | 4,624 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $6,389,000 | 1,978 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,811,000 | 2,907 |
| Total liabilities | $173,135,000 | 2,827 |
| Total deposits | $119,012,000 | 3,582 |
| Interest-bearing deposits | $110,025,000 | 3,322 |
| Deposits held in domestic offices | $119,012,000 | 3,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,605,000 | 2,230 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $50,049,000 | 832 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,469,000 | 1,721 |
| Total equity capital | $13,676,000 | 3,811 |
| Total bank equity capital | $13,676,000 | 3,811 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $171,000 | 6,445 |
| Surplus | $0 | 8,544 |
| Undivided profits | $13,505,000 | 2,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $619,000 | 4,603 |
| Earning assets | $172,854,000 | 2,868 |
| Long-term assets (5+ years) | $105,540,000 | 988 |
| Average Assets, year-to-date | $177,665,000 | 2,981 |
| Average Assets, quarterly | $178,100,500 | 3,009 |
| Volatile liabilities | $36,199,000 | 2,449 |
| Insider loans | $2,622,000 | 2,071 |
| FHLB advances | $50,049,000 | 739 |
| Loans and leases held for sale | $2,687,000 | 1,002 |
| Unused loan commitments | $14,363,000 | 3,436 |
| Tier 1 (core) risk-based capital | $13,467,000 | 3,646 |
| Tier 2 risk-based capital | $865,000 | 4,058 |
| Total risk weighted assets | $92,456,000 | 3,674 |
| Total unused commitments | $14,363,000 | 3,446 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 34 | 4,607 |
| Assets and Liabilities | ||
| Total Assets: | $169,390,000 | 3,126 |
| Cash and due from depository institutions | $4,440,000 | 4,607 |
| Interest-bearing balances | $2,000 | 6,907 |
| Securities | $64,999,000 | 1,885 |
| Federal funds sold & reverse repurchase agreements | $2,713,000 | 4,674 |
| Net loans & leases | $85,891,000 | 3,671 |
| Loan loss allowance | $850,000 | 4,360 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,148,000 | 2,927 |
| Other real estate owned | $0 | 4,607 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $8,199,000 | 1,594 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,390,000 | 3,126 |
| Total liabilities | $156,188,000 | 3,056 |
| Total deposits | $118,293,000 | 3,562 |
| Interest-bearing deposits | $109,898,000 | 3,308 |
| Deposits held in domestic offices | $118,293,000 | 3,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,444,000 | 2,155 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $35,081,000 | 1,036 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,370,000 | 2,694 |
| Total equity capital | $13,202,000 | 3,858 |
| Total bank equity capital | $13,202,000 | 3,858 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $171,000 | 6,474 |
| Surplus | $0 | 8,583 |
| Undivided profits | $13,031,000 | 2,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 8,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $665,000 | 4,346 |
| Earning assets | $153,605,000 | 3,133 |
| Long-term assets (5+ years) | $87,243,000 | 1,124 |
| Average Assets, year-to-date | $173,092,000 | 3,048 |
| Average Assets, quarterly | $173,092,000 | 3,048 |
| Volatile liabilities | $24,231,000 | 3,286 |
| Insider loans | $3,454,000 | 1,566 |
| FHLB advances | $35,081,000 | 941 |
| Loans and leases held for sale | $1,120,000 | 1,270 |
| Unused loan commitments | $14,796,000 | 3,319 |
| Tier 1 (core) risk-based capital | $13,102,000 | 3,680 |
| Tier 2 risk-based capital | $850,000 | 4,061 |
| Total risk weighted assets | $88,071,000 | 3,765 |
| Total unused commitments | $14,796,000 | 3,328 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 34 | 4,589 |
| Assets and Liabilities | ||
| Total Assets: | $176,794,000 | 2,967 |
| Cash and due from depository institutions | $5,081,000 | 4,589 |
| Interest-bearing balances | $1,000 | 6,954 |
| Securities | $70,113,000 | 1,752 |
| Federal funds sold & reverse repurchase agreements | $4,201,000 | 3,172 |
| Net loans & leases | $88,121,000 | 3,594 |
| Loan loss allowance | $834,000 | 4,365 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,105,000 | 2,949 |
| Other real estate owned | $0 | 4,589 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $6,173,000 | 1,948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,794,000 | 2,967 |
| Total liabilities | $163,735,000 | 2,888 |
| Total deposits | $121,825,000 | 3,433 |
| Interest-bearing deposits | $113,222,000 | 3,169 |
| Deposits held in domestic offices | $121,825,000 | 3,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,427,000 | 2,274 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $38,362,000 | 978 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,121,000 | 1,930 |
| Total equity capital | $13,059,000 | 3,854 |
| Total bank equity capital | $13,059,000 | 3,854 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $270,000 | 5,589 |
| Surplus | $0 | 8,619 |
| Undivided profits | $12,789,000 | 2,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 7,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $265,000 | 7,570 |
| Earning assets | $162,436,000 | 2,939 |
| Long-term assets (5+ years) | $97,611,000 | 996 |
| Average Assets, year-to-date | $168,129,000 | 2,967 |
| Average Assets, quarterly | $174,987,000 | 2,967 |
| Volatile liabilities | $25,545,000 | 3,169 |
| Insider loans | $3,293,000 | 1,611 |
| FHLB advances | $38,362,000 | 876 |
| Loans and leases held for sale | $1,136,000 | 1,299 |
| Unused loan commitments | $11,930,000 | 3,683 |
| Tier 1 (core) risk-based capital | $12,966,000 | 3,648 |
| Tier 2 risk-based capital | $834,000 | 4,062 |
| Total risk weighted assets | $88,340,000 | 3,717 |
| Total unused commitments | $11,930,000 | 3,687 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 35 | 4,488 |
| Assets and Liabilities | ||
| Total Assets: | $164,413,000 | 3,022 |
| Cash and due from depository institutions | $3,527,000 | 4,488 |
| Interest-bearing balances | $8,000 | 6,681 |
| Securities | $58,926,000 | 1,902 |
| Federal funds sold & reverse repurchase agreements | $701,000 | 6,217 |
| Net loans & leases | $91,904,000 | 3,375 |
| Loan loss allowance | $712,000 | 4,660 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,734,000 | 3,212 |
| Other real estate owned | $0 | 4,488 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,621,000 | 1,746 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,413,000 | 3,022 |
| Total liabilities | $152,860,000 | 2,944 |
| Total deposits | $103,818,000 | 3,809 |
| Interest-bearing deposits | $96,840,000 | 3,531 |
| Deposits held in domestic offices | $103,818,000 | 3,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,626,000 | 2,316 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $44,984,000 | 828 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,432,000 | 1,727 |
| Total equity capital | $11,553,000 | 4,015 |
| Total bank equity capital | $11,553,000 | 4,015 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $0 | 8,858 |
| Undivided profits | $11,553,000 | 2,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $489,000 | 4,249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $313,000 | 7,427 |
| Earning assets | $151,539,000 | 3,001 |
| Long-term assets (5+ years) | $106,225,000 | 903 |
| Average Assets, year-to-date | $150,851,600 | 3,130 |
| Average Assets, quarterly | $158,502,500 | 3,091 |
| Volatile liabilities | $34,334,000 | 2,422 |
| Insider loans | $2,941,000 | 1,690 |
| FHLB advances | $44,984,000 | 737 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,465,000 | 3,839 |
| Tier 1 (core) risk-based capital | $11,908,000 | 3,765 |
| Tier 2 risk-based capital | $712,000 | 4,381 |
| Total risk weighted assets | $81,226,000 | 3,860 |
| Total unused commitments | $10,465,000 | 3,850 |
| Derivatives | $5,000,000 | 349 |
| 2000-12-31 | Rank | |
| # of Employees: | 32 | 4,871 |
| Assets and Liabilities | ||
| Total Assets: | $135,896,000 | 3,432 |
| Cash and due from depository institutions | $3,506,000 | 4,871 |
| Interest-bearing balances | $118,000 | 4,380 |
| Securities | $40,748,000 | 2,651 |
| Federal funds sold & reverse repurchase agreements | $604,000 | 5,984 |
| Net loans & leases | $85,977,000 | 3,477 |
| Loan loss allowance | $516,000 | 5,607 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,576,000 | 4,709 |
| Other real estate owned | $0 | 4,871 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,485,000 | 2,511 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,896,000 | 3,432 |
| Total liabilities | $125,100,000 | 3,355 |
| Total deposits | $92,966,000 | 4,035 |
| Interest-bearing deposits | $85,595,000 | 3,777 |
| Deposits held in domestic offices | $92,966,000 | 4,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $30,277,000 | 1,021 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,857,000 | 2,192 |
| Total equity capital | $10,796,000 | 4,141 |
| Total bank equity capital | $10,796,000 | 4,141 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $0 | 9,124 |
| Undivided profits | $10,796,000 | 2,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $263,000 | 7,310 |
| Earning assets | $127,447,000 | 3,374 |
| Long-term assets (5+ years) | $84,087,000 | 1,073 |
| Average Assets, year-to-date | $132,031,000 | 3,382 |
| Average Assets, quarterly | $135,388,500 | 3,392 |
| Volatile liabilities | $40,885,000 | 2,071 |
| Insider loans | $2,251,000 | 2,085 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,283,000 | 3,682 |
| Tier 1 (core) risk-based capital | $10,779,000 | 4,025 |
| Tier 2 risk-based capital | $516,000 | 5,294 |
| Total risk weighted assets | $72,969,900 | 4,065 |
| Total unused commitments | $10,283,000 | 3,683 |
| Derivatives | $5,000,000 | 370 |
| 1999-12-31 | Rank | |
| # of Employees: | 32 | 5,019 |
| Assets and Liabilities | ||
| Total Assets: | $122,767,000 | 3,688 |
| Cash and due from depository institutions | $3,691,000 | 5,019 |
| Interest-bearing balances | $19,000 | 6,040 |
| Securities | $34,497,000 | 3,199 |
| Federal funds sold & reverse repurchase agreements | $1,746,000 | 3,974 |
| Net loans & leases | $78,304,000 | 3,633 |
| Loan loss allowance | $444,000 | 6,090 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,190,000 | 5,535 |
| Other real estate owned | $0 | 5,019 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,339,000 | 2,578 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,767,000 | 3,688 |
| Total liabilities | $113,448,000 | 3,616 |
| Total deposits | $83,775,000 | 4,368 |
| Interest-bearing deposits | $78,828,000 | 4,027 |
| Deposits held in domestic offices | $83,775,000 | 4,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,890,000 | 1,083 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,783,000 | 2,072 |
| Total equity capital | $9,319,000 | 4,506 |
| Total bank equity capital | $9,319,000 | 4,506 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $9,319,000 | 2,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 6,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $200,000 | 7,800 |
| Earning assets | $114,566,000 | 3,628 |
| Long-term assets (5+ years) | $73,738,000 | 1,253 |
| Average Assets, year-to-date | $110,364,000 | 3,907 |
| Average Assets, quarterly | $117,919,000 | 3,782 |
| Volatile liabilities | $26,853,000 | 2,767 |
| Insider loans | $1,912,000 | 2,306 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,940,000 | 3,999 |
| Tier 1 (core) risk-based capital | $9,775,000 | 4,342 |
| Tier 2 risk-based capital | $527,250 | 5,140 |
| Total risk weighted assets | $65,977,550 | 4,273 |
| Total unused commitments | $8,940,000 | 4,003 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 26 | 5,850 |
| Assets and Liabilities | ||
| Total Assets: | $104,069,000 | 4,207 |
| Cash and due from depository institutions | $2,950,000 | 5,850 |
| Interest-bearing balances | $135,000 | 4,595 |
| Securities | $24,565,000 | 4,210 |
| Federal funds sold & reverse repurchase agreements | $3,841,000 | 4,152 |
| Net loans & leases | $68,761,000 | 3,832 |
| Loan loss allowance | $381,000 | 6,571 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,071,000 | 5,767 |
| Other real estate owned | $217,000 | 5,850 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,664,000 | 2,761 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,069,000 | 4,207 |
| Total liabilities | $95,026,000 | 4,142 |
| Total deposits | $74,153,000 | 4,832 |
| Interest-bearing deposits | $70,409,000 | 4,437 |
| Deposits held in domestic offices | $74,153,000 | 4,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,386,000 | 1,039 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $487,000 | 5,852 |
| Total equity capital | $9,043,000 | 4,729 |
| Total bank equity capital | $9,043,000 | 4,729 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $9,043,000 | 2,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 7,763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $212,000 | 7,752 |
| Earning assets | $97,302,000 | 4,141 |
| Long-term assets (5+ years) | $44,623,000 | 1,731 |
| Average Assets, year-to-date | $95,711,000 | 4,325 |
| Average Assets, quarterly | $101,807,000 | 4,218 |
| Volatile liabilities | $11,493,000 | 4,588 |
| Insider loans | $2,225,000 | 1,925 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,201,000 | 3,825 |
| Tier 1 (core) risk-based capital | $8,964,000 | 4,591 |
| Tier 2 risk-based capital | $421,050 | 5,816 |
| Total risk weighted assets | $59,570,850 | 4,433 |
| Total unused commitments | $9,201,000 | 3,832 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 22 | 6,730 |
| Assets and Liabilities | ||
| Total Assets: | $91,394,000 | 4,674 |
| Cash and due from depository institutions | $2,125,000 | 6,730 |
| Interest-bearing balances | $114,000 | 4,399 |
| Securities | $25,874,000 | 4,097 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 4,522 |
| Net loans & leases | $58,448,000 | 4,413 |
| Loan loss allowance | $376,000 | 6,785 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,159,000 | 5,512 |
| Other real estate owned | $70,000 | 6,730 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,318,000 | 4,959 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,394,000 | 4,674 |
| Total liabilities | $83,131,000 | 4,606 |
| Total deposits | $66,627,000 | 5,236 |
| Interest-bearing deposits | $64,553,000 | 4,771 |
| Deposits held in domestic offices | $66,627,000 | 5,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $15,830,000 | 1,088 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $674,000 | 4,802 |
| Total equity capital | $8,263,000 | 5,082 |
| Total bank equity capital | $8,263,000 | 5,082 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $8,263,000 | 3,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $188,000 | 8,435 |
| Earning assets | $86,836,000 | 4,540 |
| Long-term assets (5+ years) | $29,950,000 | 2,077 |
| Average Assets, year-to-date | $85,496,600 | 4,756 |
| Average Assets, quarterly | $90,202,500 | 4,671 |
| Volatile liabilities | $15,866,000 | 3,598 |
| Insider loans | $2,588,000 | 1,636 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,167,000 | 4,671 |
| Tier 1 (core) risk-based capital | $8,262,000 | 4,928 |
| Tier 2 risk-based capital | $376,000 | 6,231 |
| Total risk weighted assets | $52,439,900 | 4,856 |
| Total unused commitments | $6,167,000 | 4,675 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 25 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $81,221,000 | 5,248 |
| Cash and due from depository institutions | $2,216,000 | 6,541 |
| Interest-bearing balances | $496,000 | 3,091 |
| Securities | $25,327,000 | 4,469 |
| Federal funds sold & reverse repurchase agreements | $1,145,000 | 6,195 |
| Net loans & leases | $49,688,000 | 5,063 |
| Loan loss allowance | $321,000 | 7,616 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,166,000 | 5,495 |
| Other real estate owned | $196,000 | 6,541 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,483,000 | 4,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,221,000 | 5,248 |
| Total liabilities | $73,858,000 | 5,198 |
| Total deposits | $59,199,000 | 5,901 |
| Interest-bearing deposits | $57,828,000 | 5,360 |
| Deposits held in domestic offices | $59,199,000 | 5,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $14,030,000 | 1,116 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $629,000 | 5,078 |
| Total equity capital | $7,363,000 | 5,595 |
| Total bank equity capital | $7,363,000 | 5,595 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $7,363,000 | 3,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $213,000 | 6,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $169,000 | 8,990 |
| Earning assets | $76,656,000 | 5,131 |
| Long-term assets (5+ years) | $22,854,000 | 2,417 |
| Average Assets, year-to-date | $79,174,800 | 5,193 |
| Average Assets, quarterly | $82,215,500 | 5,157 |
| Volatile liabilities | $13,726,000 | 3,877 |
| Insider loans | $2,205,000 | 1,931 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,803,000 | 5,190 |
| Tier 1 (core) risk-based capital | $7,540,000 | 5,397 |
| Tier 2 risk-based capital | $321,000 | 6,967 |
| Total risk weighted assets | $45,664,700 | 5,430 |
| Total unused commitments | $4,803,000 | 5,202 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $75,893,000 | 5,593 |
| Cash and due from depository institutions | $1,451,000 | 6,946 |
| Interest-bearing balances | $6,000 | 6,568 |
| Securities | $30,104,000 | 4,056 |
| Federal funds sold & reverse repurchase agreements | $2,211,000 | 5,251 |
| Net loans & leases | $39,791,000 | 5,860 |
| Loan loss allowance | $308,000 | 7,976 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,090,000 | 5,750 |
| Other real estate owned | $0 | 6,946 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,246,000 | 5,440 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,893,000 | 5,593 |
| Total liabilities | $68,764,000 | 5,554 |
| Total deposits | $58,236,000 | 6,075 |
| Interest-bearing deposits | $57,041,000 | 5,509 |
| Deposits held in domestic offices | $58,236,000 | 6,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $10,150,000 | 1,163 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $378,000 | 7,394 |
| Total equity capital | $7,129,000 | 5,783 |
| Total bank equity capital | $7,129,000 | 5,783 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $7,129,000 | 3,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $401,000 | 4,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $145,000 | 9,811 |
| Earning assets | $72,112,000 | 5,444 |
| Long-term assets (5+ years) | $7,643,000 | 4,711 |
| Average Assets, year-to-date | $69,518,800 | 5,768 |
| Average Assets, quarterly | $74,082,500 | 5,647 |
| Volatile liabilities | $7,704,000 | 5,425 |
| Insider loans | $1,638,000 | 2,559 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,421,000 | 6,009 |
| Tier 1 (core) risk-based capital | $7,074,000 | 5,690 |
| Tier 2 risk-based capital | $308,000 | 7,228 |
| Total risk weighted assets | $41,652,000 | 5,783 |
| Total unused commitments | $3,421,000 | 6,022 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 23 | 7,461 |
| Assets and Liabilities | ||
| Total Assets: | $67,643,000 | 6,086 |
| Cash and due from depository institutions | $1,700,000 | 7,461 |
| Interest-bearing balances | $17,000 | 6,533 |
| Securities | $25,701,000 | 4,869 |
| Federal funds sold & reverse repurchase agreements | $1,180,000 | 5,103 |
| Net loans & leases | $36,777,000 | 6,141 |
| Loan loss allowance | $281,000 | 8,644 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,165,000 | 5,533 |
| Other real estate owned | $0 | 7,461 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,120,000 | 6,216 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,643,000 | 6,086 |
| Total liabilities | $60,883,000 | 6,093 |
| Total deposits | $59,417,000 | 5,963 |
| Interest-bearing deposits | $58,718,000 | 5,333 |
| Deposits held in domestic offices | $59,417,000 | 5,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,000,000 | 3,112 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $466,000 | 5,464 |
| Total equity capital | $6,760,000 | 5,706 |
| Total bank equity capital | $6,760,000 | 5,706 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $6,760,000 | 3,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 6,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $143,000 | 9,819 |
| Earning assets | $63,675,000 | 5,954 |
| Long-term assets (5+ years) | $2,732,000 | 7,595 |
| Average Assets, year-to-date | $68,180,000 | 5,928 |
| Average Assets, quarterly | $68,090,500 | 6,016 |
| Volatile liabilities | $2,787,000 | 8,698 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,621,000 | 6,748 |
| Tier 1 (core) risk-based capital | $6,760,000 | 5,806 |
| Tier 2 risk-based capital | $281,000 | 7,771 |
| Total risk weighted assets | $36,998,100 | 6,252 |
| Total unused commitments | $2,621,000 | 6,757 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $68,705,000 | 6,163 |
| Cash and due from depository institutions | $1,411,000 | 8,210 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $26,996,000 | 4,898 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 6,060 |
| Net loans & leases | $36,304,000 | 6,139 |
| Loan loss allowance | $252,000 | 9,342 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,219,000 | 5,417 |
| Other real estate owned | $0 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $925,000 | 6,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,705,000 | 6,163 |
| Total liabilities | $62,204,000 | 6,156 |
| Total deposits | $62,072,000 | 5,950 |
| Interest-bearing deposits | $61,451,000 | 5,351 |
| Deposits held in domestic offices | $62,072,000 | 5,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $132,000 | 10,809 |
| Total equity capital | $6,501,000 | 5,986 |
| Total bank equity capital | $6,501,000 | 5,986 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $6,501,000 | 3,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 8,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $148,000 | 9,547 |
| Earning assets | $65,150,000 | 5,994 |
| Long-term assets (5+ years) | $1,353,000 | 9,488 |
| Average Assets, year-to-date | $68,316,600 | 6,035 |
| Average Assets, quarterly | $68,829,000 | 6,094 |
| Volatile liabilities | $1,973,000 | 9,741 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,572,000 | 6,838 |
| Tier 1 (core) risk-based capital | $6,501,000 | 5,911 |
| Tier 2 risk-based capital | $252,000 | 8,316 |
| Total risk weighted assets | $39,712,100 | 5,924 |
| Total unused commitments | $2,572,000 | 6,860 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $69,515,000 | 6,167 |
| Cash and due from depository institutions | $1,621,000 | 8,629 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $24,757,000 | 5,209 |
| Federal funds sold & reverse repurchase agreements | $630,000 | 9,760 |
| Net loans & leases | $40,233,000 | 5,709 |
| Loan loss allowance | $181,000 | 10,900 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,203,000 | 5,487 |
| Other real estate owned | $317,000 | 8,629 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $754,000 | 7,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,515,000 | 6,167 |
| Total liabilities | $63,647,000 | 6,132 |
| Total deposits | $63,425,000 | 5,967 |
| Interest-bearing deposits | $62,781,000 | 5,371 |
| Deposits held in domestic offices | $63,425,000 | 5,958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $222,000 | 9,553 |
| Total equity capital | $5,868,000 | 6,269 |
| Total bank equity capital | $5,868,000 | 6,269 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $5,868,000 | 3,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $132,000 | 9,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $199,000 | 8,694 |
| Earning assets | $65,620,000 | 5,999 |
| Long-term assets (5+ years) | $2,368,000 | 8,560 |
| Average Assets, year-to-date | $69,857,200 | 6,005 |
| Average Assets, quarterly | $69,777,000 | 6,109 |
| Volatile liabilities | $2,106,000 | 9,860 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,521,000 | 6,657 |
| Tier 1 (core) risk-based capital | $5,868,000 | 6,187 |
| Tier 2 risk-based capital | $181,000 | 9,893 |
| Total risk weighted assets | $40,900,600 | 5,828 |
| Total unused commitments | $2,521,000 | 6,686 |
| Derivatives | $0 | 651 |