Williamsburg Building and Loan Company, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$1,520,000	11,917
Total interest expense	$801,000	11,325
Net interest income	$719,000	12,239
Provision for loan and lease losses	$0	11,756
Total noninterest income	$17,000	13,725
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$17,000	12,822
Total noninterest expense	$362,000	13,349
Salaries and employee benefits	$188,000	13,267
Premises and equipment expense	$51,000	12,648
Additional noninterest expense	$123,000	13,298
Pre-tax net operating income	$374,000	9,475
Securities gains (losses)	$0	8,369
Applicable income taxes	$122,000	9,301
Income before extraordinary items	$252,000	9,897
Extraordinary gains, net	$0	1,422
Net income	$252,000	10,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$252,000	9,528

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.