Home > Wilkinson County Savings Bank > Assets and Liabilities
Wilkinson County Savings Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 8 | 9,497 |
| Assets and Liabilities | ||
| Total Assets: | $23,409,000 | 9,231 |
| Cash and due from depository institutions | $671,000 | 9,497 |
| Interest-bearing balances | $456,000 | 3,615 |
| Securities | $10,746,000 | 6,873 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $11,401,000 | 9,268 |
| Loan loss allowance | $169,000 | 8,894 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $197,000 | 9,248 |
| Other real estate owned | $0 | 9,497 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $394,000 | 8,799 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,409,000 | 9,231 |
| Total liabilities | $21,494,000 | 9,113 |
| Total deposits | $20,932,000 | 9,064 |
| Interest-bearing deposits | $20,808,000 | 8,697 |
| Deposits held in domestic offices | $20,932,000 | 9,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $400,000 | 4,317 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $162,000 | 9,052 |
| Total equity capital | $1,915,000 | 9,766 |
| Total bank equity capital | $1,915,000 | 9,766 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $65,000 | 8,618 |
| Surplus | $225,000 | 9,239 |
| Undivided profits | $1,625,000 | 7,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 7,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $84,000 | 9,583 |
| Earning assets | $22,603,000 | 9,095 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $21,735,000 | 9,257 |
| Average Assets, quarterly | $22,657,000 | 9,247 |
| Volatile liabilities | $5,633,000 | 6,683 |
| Insider loans | $642,000 | 4,647 |
| FHLB advances | $400,000 | 714 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $413,000 | 9,469 |
| Tier 1 (core) risk-based capital | $1,941,000 | 9,698 |
| Tier 2 risk-based capital | $117,000 | 9,327 |
| Total risk weighted assets | $9,331,000 | 9,774 |
| Total unused commitments | $413,000 | 9,474 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 9 | 9,630 |
| Assets and Liabilities | ||
| Total Assets: | $20,924,000 | 9,777 |
| Cash and due from depository institutions | $732,000 | 9,630 |
| Interest-bearing balances | $614,000 | 2,928 |
| Securities | $9,391,000 | 7,595 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $10,251,000 | 9,818 |
| Loan loss allowance | $163,000 | 9,293 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $202,000 | 9,530 |
| Other real estate owned | $0 | 9,630 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $348,000 | 9,481 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,924,000 | 9,777 |
| Total liabilities | $19,025,000 | 9,674 |
| Total deposits | $17,186,000 | 9,788 |
| Interest-bearing deposits | $17,082,000 | 9,445 |
| Deposits held in domestic offices | $17,186,000 | 9,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,700,000 | 3,057 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $139,000 | 9,754 |
| Total equity capital | $1,899,000 | 10,113 |
| Total bank equity capital | $1,899,000 | 10,113 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $65,000 | 9,006 |
| Surplus | $225,000 | 9,629 |
| Undivided profits | $1,609,000 | 7,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 8,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $66,000 | 10,244 |
| Earning assets | $20,256,000 | 9,638 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $20,590,400 | 9,700 |
| Average Assets, quarterly | $21,107,000 | 9,712 |
| Volatile liabilities | $4,129,000 | 7,688 |
| Insider loans | $283,000 | 6,768 |
| FHLB advances | $1,700,000 | 667 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $202,000 | 10,129 |
| Tier 1 (core) risk-based capital | $1,902,000 | 10,064 |
| Tier 2 risk-based capital | $112,000 | 9,726 |
| Total risk weighted assets | $8,944,000 | 10,196 |
| Total unused commitments | $202,000 | 10,133 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 9 | 10,084 |
| Assets and Liabilities | ||
| Total Assets: | $18,961,000 | 10,409 |
| Cash and due from depository institutions | $859,000 | 10,084 |
| Interest-bearing balances | $765,000 | 2,653 |
| Securities | $8,603,000 | 8,403 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $8,934,000 | 10,430 |
| Loan loss allowance | $170,000 | 9,564 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $200,000 | 9,885 |
| Other real estate owned | $0 | 10,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $365,000 | 9,792 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,961,000 | 10,409 |
| Total liabilities | $17,131,000 | 10,350 |
| Total deposits | $16,599,000 | 10,325 |
| Interest-bearing deposits | $16,498,000 | 9,946 |
| Deposits held in domestic offices | $16,599,000 | 10,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $400,000 | 4,106 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $132,000 | 10,195 |
| Total equity capital | $1,830,000 | 10,530 |
| Total bank equity capital | $1,830,000 | 10,530 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $65,000 | 9,451 |
| Surplus | $225,000 | 10,092 |
| Undivided profits | $1,540,000 | 7,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 8,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $73,000 | 10,630 |
| Earning assets | $18,302,000 | 10,267 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $19,272,000 | 10,304 |
| Average Assets, quarterly | $19,440,500 | 10,333 |
| Volatile liabilities | $2,347,000 | 9,141 |
| Insider loans | $320,000 | 6,678 |
| FHLB advances | $400,000 | 848 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $135,000 | 10,587 |
| Tier 1 (core) risk-based capital | $1,830,000 | 10,499 |
| Tier 2 risk-based capital | $106,000 | 10,210 |
| Total risk weighted assets | $8,459,000 | 10,689 |
| Total unused commitments | $135,000 | 10,592 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 8 | 10,829 |
| Assets and Liabilities | ||
| Total Assets: | $18,995,000 | 10,820 |
| Cash and due from depository institutions | $1,412,000 | 10,829 |
| Interest-bearing balances | $1,328,000 | 2,223 |
| Securities | $10,313,000 | 8,165 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $6,266,000 | 11,361 |
| Loan loss allowance | $163,000 | 10,003 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $195,000 | 10,292 |
| Other real estate owned | $0 | 10,829 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $809,000 | 7,263 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,995,000 | 10,820 |
| Total liabilities | $17,238,000 | 10,752 |
| Total deposits | $16,727,000 | 10,740 |
| Interest-bearing deposits | $16,612,000 | 10,335 |
| Deposits held in domestic offices | $16,727,000 | 10,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $400,000 | 3,592 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $111,000 | 10,996 |
| Total equity capital | $1,757,000 | 10,971 |
| Total bank equity capital | $1,757,000 | 10,971 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $65,000 | 9,907 |
| Surplus | $225,000 | 10,511 |
| Undivided profits | $1,467,000 | 8,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 9,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $69,000 | 11,189 |
| Earning assets | $17,907,000 | 10,716 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $19,761,400 | 10,635 |
| Average Assets, quarterly | $19,429,500 | 10,733 |
| Volatile liabilities | $2,198,000 | 9,410 |
| Insider loans | $295,000 | 7,087 |
| FHLB advances | $400,000 | 812 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $229,000 | 10,671 |
| Tier 1 (core) risk-based capital | $1,757,000 | 10,934 |
| Tier 2 risk-based capital | $85,000 | 10,973 |
| Total risk weighted assets | $6,731,000 | 11,421 |
| Total unused commitments | $229,000 | 10,676 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 7 | 11,707 |
| Assets and Liabilities | ||
| Total Assets: | $20,412,000 | 11,043 |
| Cash and due from depository institutions | $1,319,000 | 11,707 |
| Interest-bearing balances | $1,243,000 | 2,139 |
| Securities | $11,545,000 | 8,213 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $6,504,000 | 11,826 |
| Loan loss allowance | $161,000 | 10,511 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $192,000 | 10,761 |
| Other real estate owned | $15,000 | 11,707 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $837,000 | 7,510 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,412,000 | 11,043 |
| Total liabilities | $18,716,000 | 10,972 |
| Total deposits | $18,213,000 | 10,919 |
| Interest-bearing deposits | $18,100,000 | 10,430 |
| Deposits held in domestic offices | $18,213,000 | 10,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $400,000 | 3,928 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $103,000 | 11,051 |
| Total equity capital | $1,696,000 | 11,345 |
| Total bank equity capital | $1,696,000 | 11,345 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $65,000 | 10,439 |
| Surplus | $225,000 | 10,984 |
| Undivided profits | $1,406,000 | 8,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 7,969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $53,000 | 11,883 |
| Earning assets | $19,292,000 | 10,902 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $20,389,600 | 11,003 |
| Average Assets, quarterly | $20,773,500 | 10,970 |
| Volatile liabilities | $2,932,000 | 8,549 |
| Insider loans | $551,000 | 5,381 |
| FHLB advances | $400,000 | 948 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $99,000 | 11,510 |
| Tier 1 (core) risk-based capital | $1,696,000 | 11,410 |
| Tier 2 risk-based capital | $88,000 | 11,446 |
| Total risk weighted assets | $6,938,000 | 11,916 |
| Total unused commitments | $99,000 | 11,512 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 8 | 11,961 |
| Assets and Liabilities | ||
| Total Assets: | $19,961,000 | 11,618 |
| Cash and due from depository institutions | $1,923,000 | 11,961 |
| Interest-bearing balances | $1,854,000 | 2,511 |
| Securities | $9,873,000 | 9,139 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $7,125,000 | 12,146 |
| Loan loss allowance | $197,000 | 10,317 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $199,000 | 11,196 |
| Other real estate owned | $21,000 | 11,961 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $820,000 | 7,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,961,000 | 11,618 |
| Total liabilities | $18,343,000 | 11,538 |
| Total deposits | $17,444,000 | 11,589 |
| Interest-bearing deposits | $17,316,000 | 11,102 |
| Deposits held in domestic offices | $17,444,000 | 11,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $800,000 | 2,949 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $99,000 | 11,590 |
| Total equity capital | $1,618,000 | 11,902 |
| Total bank equity capital | $1,618,000 | 11,902 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $65,000 | 10,953 |
| Surplus | $225,000 | 11,471 |
| Undivided profits | $1,328,000 | 8,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $603,000 | 4,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $82,000 | 11,554 |
| Earning assets | $18,852,000 | 11,476 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $20,082,400 | 11,518 |
| Average Assets, quarterly | $20,064,000 | 11,569 |
| Volatile liabilities | $3,508,000 | 7,839 |
| Insider loans | $521,000 | 5,572 |
| FHLB advances | $800,000 | 731 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $30,000 | 12,113 |
| Tier 1 (core) risk-based capital | $1,618,000 | 11,874 |
| Tier 2 risk-based capital | $105,000 | 11,475 |
| Total risk weighted assets | $8,318,000 | 12,107 |
| Total unused commitments | $30,000 | 12,115 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 8 | 12,446 |
| Assets and Liabilities | ||
| Total Assets: | $20,345,000 | 11,961 |
| Cash and due from depository institutions | $2,148,000 | 12,446 |
| Interest-bearing balances | $2,103,000 | 2,620 |
| Securities | $9,028,000 | 9,570 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $7,781,000 | 12,375 |
| Loan loss allowance | $155,000 | 11,411 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $190,000 | 11,674 |
| Other real estate owned | $416,000 | 12,446 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $782,000 | 7,512 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,345,000 | 11,961 |
| Total liabilities | $18,834,000 | 11,877 |
| Total deposits | $17,373,000 | 12,038 |
| Interest-bearing deposits | $17,242,000 | 11,504 |
| Deposits held in domestic offices | $17,373,000 | 12,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,300,000 | 2,304 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $161,000 | 10,895 |
| Total equity capital | $1,511,000 | 12,364 |
| Total bank equity capital | $1,511,000 | 12,364 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $65,000 | 11,456 |
| Surplus | $225,000 | 11,910 |
| Undivided profits | $1,221,000 | 9,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $277,000 | 7,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $96,000 | 11,683 |
| Earning assets | $18,912,000 | 11,849 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $21,137,200 | 11,723 |
| Average Assets, quarterly | $20,542,000 | 11,886 |
| Volatile liabilities | $3,277,000 | 8,219 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $1,300,000 | 710 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $119,000 | 12,034 |
| Tier 1 (core) risk-based capital | $1,511,000 | 12,330 |
| Tier 2 risk-based capital | $113,000 | 11,631 |
| Total risk weighted assets | $9,023,000 | 12,388 |
| Total unused commitments | $119,000 | 12,046 |
| Derivatives | $0 | 651 |