Home > Wilcox County State Bank > Income and Expense

Wilcox County State Bank, Income and Expense

2024-03-31 (YTD Data)		Rank
Total interest income	$2,426,000	2,998
Total interest expense	$715,000	3,068
Net interest income	$1,711,000	2,921
Provision for loan and lease losses	$24,000	2,055
Total noninterest income	$205,000	2,852
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$78,000	2,129
Trading account gains and fees	NA	NA
Additional Noninterest Income	$127,000	2,822
Total noninterest expense	$1,204,000	3,116
Salaries and employee benefits	$725,000	3,006
Premises and equipment expense	$72,000	3,600
Additional noninterest expense	$127,000	2,822
Pre-tax net operating income	$688,000	2,464
Securities gains (losses)	$0	689
Applicable income taxes	$187,000	1,552
Income before extraordinary items	$501,000	2,689
Extraordinary gains, net	$0	51
Net income	$501,000	2,719
Minority interest net income	$0	72
Net income of bank and minority interests.	$501,000	2,689
Net charge-offs	$44,000	992
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$501,000	2,695
2023-12-31 (YTD Data)		Rank
Total interest income	$9,290,000	2,944
Total interest expense	$2,771,000	2,716
Net interest income	$6,519,000	2,993
Provision for loan and lease losses	$96,000	2,490
Total noninterest income	$846,000	2,931
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$317,000	2,129
Trading account gains and fees	NA	NA
Additional Noninterest Income	$529,000	2,920
Total noninterest expense	$4,694,000	3,152
Salaries and employee benefits	$2,874,000	2,993
Premises and equipment expense	$332,000	3,484
Additional noninterest expense	$529,000	2,920
Pre-tax net operating income	$2,575,000	2,677
Securities gains (losses)	$0	988
Applicable income taxes	$676,000	1,704
Income before extraordinary items	$1,899,000	2,840
Extraordinary gains, net	$0	54
Net income	$1,899,000	2,867
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,899,000	2,842
Net charge-offs	$222,000	1,108
Cash dividends	$104,000	3,322
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,899,000	2,879
2023-09-30 (YTD Data)		Rank
Total interest income	$6,780,000	2,947
Total interest expense	$1,799,000	2,764
Net interest income	$4,981,000	2,988
Provision for loan and lease losses	$72,000	2,317
Total noninterest income	$634,000	2,931
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$233,000	2,156
Trading account gains and fees	NA	NA
Additional Noninterest Income	$401,000	2,891
Total noninterest expense	$3,521,000	3,128
Salaries and employee benefits	$2,168,000	2,971
Premises and equipment expense	$242,000	3,523
Additional noninterest expense	$401,000	2,890
Pre-tax net operating income	$2,022,000	2,684
Securities gains (losses)	$0	849
Applicable income taxes	$532,000	1,711
Income before extraordinary items	$1,490,000	2,853
Extraordinary gains, net	$0	52
Net income	$1,490,000	2,883
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,490,000	2,854
Net charge-offs	$219,000	859
Cash dividends	$104,000	2,900
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,490,000	2,881
2023-06-30 (YTD Data)		Rank
Total interest income	$4,295,000	2,993
Total interest expense	$934,000	2,876
Net interest income	$3,361,000	2,983
Provision for loan and lease losses	$48,000	2,263
Total noninterest income	$417,000	2,908
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$152,000	2,169
Trading account gains and fees	NA	NA
Additional Noninterest Income	$265,000	2,875
Total noninterest expense	$2,338,000	3,134
Salaries and employee benefits	$1,445,000	2,973
Premises and equipment expense	$155,000	3,577
Additional noninterest expense	$265,000	2,869
Pre-tax net operating income	$1,392,000	2,671
Securities gains (losses)	$0	938
Applicable income taxes	$361,000	1,721
Income before extraordinary items	$1,031,000	2,825
Extraordinary gains, net	$0	51
Net income	$1,031,000	2,855
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,031,000	2,824
Net charge-offs	$7,000	1,927
Cash dividends	$104,000	2,731
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,031,000	2,847
2023-03-31 (YTD Data)		Rank
Total interest income	$2,007,000	3,069
Total interest expense	$330,000	3,071
Net interest income	$1,677,000	2,995
Provision for loan and lease losses	$24,000	2,080
Total noninterest income	$211,000	2,897
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$77,000	2,176
Trading account gains and fees	NA	NA
Additional Noninterest Income	$134,000	2,855
Total noninterest expense	$1,165,000	3,173
Salaries and employee benefits	$727,000	3,016
Premises and equipment expense	$76,000	3,645
Additional noninterest expense	$134,000	2,855
Pre-tax net operating income	$699,000	2,711
Securities gains (losses)	$0	950
Applicable income taxes	$184,000	1,730
Income before extraordinary items	$515,000	2,880
Extraordinary gains, net	$0	4
Net income	$515,000	2,879
Minority interest net income	$0	48
Net income of bank and minority interests.	$515,000	2,880
Net charge-offs	$7,000	1,486
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$515,000	2,902
2022-12-31 (YTD Data)		Rank
Total interest income	$6,470,000	3,148
Total interest expense	$567,000	3,101
Net interest income	$5,903,000	3,123
Provision for loan and lease losses	$96,000	2,270
Total noninterest income	$902,000	2,931
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$365,000	2,043
Trading account gains and fees	NA	NA
Additional Noninterest Income	$537,000	2,983
Total noninterest expense	$4,351,000	3,233
Salaries and employee benefits	$2,734,000	3,068
Premises and equipment expense	$304,000	3,636
Additional noninterest expense	$537,000	2,983
Pre-tax net operating income	$2,358,000	2,938
Securities gains (losses)	$0	691
Applicable income taxes	$627,000	1,881
Income before extraordinary items	$1,731,000	3,103
Extraordinary gains, net	$0	5
Net income	$1,731,000	3,101
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,731,000	3,102
Net charge-offs	$2,000	2,471
Cash dividends	$208,000	3,132
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,731,000	3,135
2022-09-30 (YTD Data)		Rank
Total interest income	$4,664,000	3,162
Total interest expense	$371,000	3,028
Net interest income	$4,293,000	3,138
Provision for loan and lease losses	$72,000	2,093
Total noninterest income	$689,000	2,937
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$278,000	2,054
Trading account gains and fees	NA	NA
Additional Noninterest Income	$411,000	2,993
Total noninterest expense	$3,222,000	3,247
Salaries and employee benefits	$2,020,000	3,084
Premises and equipment expense	$242,000	3,575
Additional noninterest expense	$411,000	2,993
Pre-tax net operating income	$1,688,000	2,969
Securities gains (losses)	$0	740
Applicable income taxes	$445,000	1,920
Income before extraordinary items	$1,243,000	3,147
Extraordinary gains, net	$0	4
Net income	$1,243,000	3,145
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,243,000	3,146
Net charge-offs	$-2,000	3,205
Cash dividends	$104,000	2,917
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,243,000	3,178
2022-06-30 (YTD Data)		Rank
Total interest income	$2,959,000	3,196
Total interest expense	$258,000	2,865
Net interest income	$2,701,000	3,200
Provision for loan and lease losses	$48,000	1,944
Total noninterest income	$452,000	2,951
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$179,000	2,080
Trading account gains and fees	NA	NA
Additional Noninterest Income	$273,000	3,012
Total noninterest expense	$2,114,000	3,261
Salaries and employee benefits	$1,315,000	3,122
Premises and equipment expense	$160,000	3,612
Additional noninterest expense	$639,000	3,340
Pre-tax net operating income	$991,000	3,012
Securities gains (losses)	$0	687
Applicable income taxes	$261,000	1,931
Income before extraordinary items	$730,000	3,160
Extraordinary gains, net	$0	4
Net income	$730,000	3,159
Minority interest net income	$0	60
Net income of bank and minority interests.	$730,000	3,160
Net charge-offs	$-1,000	2,999
Cash dividends	$104,000	2,710
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$730,000	3,192
2022-03-31 (YTD Data)		Rank
Total interest income	$1,406,000	3,230
Total interest expense	$137,000	2,751
Net interest income	$1,269,000	3,252
Provision for loan and lease losses	$24,000	1,733
Total noninterest income	$224,000	2,924
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$86,000	2,108
Trading account gains and fees	NA	NA
Additional Noninterest Income	$138,000	2,962
Total noninterest expense	$1,025,000	3,317
Salaries and employee benefits	$637,000	3,174
Premises and equipment expense	$83,000	3,593
Additional noninterest expense	$305,000	3,389
Pre-tax net operating income	$444,000	3,048
Securities gains (losses)	$0	623
Applicable income taxes	$119,000	1,967
Income before extraordinary items	$325,000	3,185
Extraordinary gains, net	$0	4
Net income	$325,000	3,183
Minority interest net income	$0	50
Net income of bank and minority interests.	$325,000	3,185
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$325,000	3,205
2021-12-31 (YTD Data)		Rank
Total interest income	$6,167,000	3,190
Total interest expense	$753,000	2,598
Net interest income	$5,414,000	3,218
Provision for loan and lease losses	$230,000	1,637
Total noninterest income	$936,000	3,051
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$321,000	2,111
Trading account gains and fees	NA	NA
Additional Noninterest Income	$615,000	3,083
Total noninterest expense	$3,968,000	3,378
Salaries and employee benefits	$2,461,000	3,218
Premises and equipment expense	$311,000	3,680
Additional noninterest expense	$1,196,000	3,453
Pre-tax net operating income	$2,152,000	3,057
Securities gains (losses)	$-10,000	4,367
Applicable income taxes	$568,000	2,015
Income before extraordinary items	$1,574,000	3,288
Extraordinary gains, net	$0	10
Net income	$1,574,000	3,288
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,574,000	3,288
Net charge-offs	$50,000	1,657
Cash dividends	$208,000	3,257
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,581,900	3,270
2021-09-30 (YTD Data)		Rank
Total interest income	$4,716,000	3,219
Total interest expense	$599,000	2,601
Net interest income	$4,117,000	3,243
Provision for loan and lease losses	$215,000	1,432
Total noninterest income	$713,000	3,055
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$232,000	2,153
Trading account gains and fees	NA	NA
Additional Noninterest Income	$481,000	3,106
Total noninterest expense	$2,923,000	3,420
Salaries and employee benefits	$1,809,000	3,261
Premises and equipment expense	$239,000	3,704
Additional noninterest expense	$875,000	3,507
Pre-tax net operating income	$1,692,000	3,116
Securities gains (losses)	$-10,000	4,558
Applicable income taxes	$446,000	2,056
Income before extraordinary items	$1,236,000	3,376
Extraordinary gains, net	$0	8
Net income	$1,236,000	3,376
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,236,000	3,376
Net charge-offs	$46,000	1,390
Cash dividends	$104,000	3,040
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,243,900	3,337
2021-06-30 (YTD Data)		Rank
Total interest income	$3,291,000	3,150
Total interest expense	$416,000	2,619
Net interest income	$2,875,000	3,196
Provision for loan and lease losses	$191,000	1,229
Total noninterest income	$487,000	3,024
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$144,000	2,196
Trading account gains and fees	NA	NA
Additional Noninterest Income	$343,000	3,013
Total noninterest expense	$1,924,000	3,446
Salaries and employee benefits	$1,185,000	3,285
Premises and equipment expense	$160,000	3,706
Additional noninterest expense	$579,000	3,496
Pre-tax net operating income	$1,247,000	2,997
Securities gains (losses)	$-10,000	4,648
Applicable income taxes	$330,000	1,960
Income before extraordinary items	$907,000	3,248
Extraordinary gains, net	$0	6
Net income	$907,000	3,247
Minority interest net income	$0	67
Net income of bank and minority interests.	$907,000	3,248
Net charge-offs	$34,000	1,287
Cash dividends	$104,000	2,831
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$914,900	3,212
2021-03-31 (YTD Data)		Rank
Total interest income	$1,399,000	3,404
Total interest expense	$212,000	2,668
Net interest income	$1,187,000	3,479
Provision for loan and lease losses	$24,000	2,197
Total noninterest income	$239,000	3,024
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$73,000	2,166
Trading account gains and fees	NA	NA
Additional Noninterest Income	$166,000	3,022
Total noninterest expense	$933,000	3,492
Salaries and employee benefits	$573,000	3,341
Premises and equipment expense	$82,000	3,693
Additional noninterest expense	$278,000	3,547
Pre-tax net operating income	$469,000	3,305
Securities gains (losses)	$-5,000	4,617
Applicable income taxes	$127,000	2,123
Income before extraordinary items	$337,000	3,572
Extraordinary gains, net	$0	3
Net income	$337,000	3,572
Minority interest net income	$0	55
Net income of bank and minority interests.	$337,000	3,572
Net charge-offs	$2,000	1,718
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$340,950	3,539
2020-12-31 (YTD Data)		Rank
Total interest income	$5,888,000	3,347
Total interest expense	$1,062,000	2,841
Net interest income	$4,826,000	3,404
Provision for loan and lease losses	$322,000	2,619
Total noninterest income	$909,000	2,973
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$331,000	2,113
Trading account gains and fees	NA	NA
Additional Noninterest Income	$578,000	3,002
Total noninterest expense	$3,860,000	3,431
Salaries and employee benefits	$2,442,000	3,245
Premises and equipment expense	$315,000	3,753
Additional noninterest expense	$1,103,000	3,566
Pre-tax net operating income	$1,553,000	3,239
Securities gains (losses)	$226,000	975
Applicable income taxes	$464,000	2,007
Income before extraordinary items	$1,315,000	3,334
Extraordinary gains, net	$0	4
Net income	$1,315,000	3,333
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,315,000	3,334
Net charge-offs	$10,000	3,026
Cash dividends	$208,000	3,373
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,136,460	3,471
2020-09-30 (YTD Data)		Rank
Total interest income	$4,491,000	3,342
Total interest expense	$831,000	2,872
Net interest income	$3,660,000	3,402
Provision for loan and lease losses	$72,000	3,526
Total noninterest income	$670,000	2,971
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$240,000	2,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$430,000	2,986
Total noninterest expense	$2,871,000	3,424
Salaries and employee benefits	$1,818,000	3,246
Premises and equipment expense	$228,000	3,818
Additional noninterest expense	$825,000	3,552
Pre-tax net operating income	$1,387,000	3,053
Securities gains (losses)	$0	2,494
Applicable income taxes	$358,000	1,960
Income before extraordinary items	$1,029,000	3,323
Extraordinary gains, net	$0	4
Net income	$1,029,000	3,323
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,029,000	3,323
Net charge-offs	$-8,000	4,194
Cash dividends	$104,000	3,154
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,029,000	3,266
2020-06-30 (YTD Data)		Rank
Total interest income	$2,988,000	3,386
Total interest expense	$578,000	2,927
Net interest income	$2,410,000	3,460
Provision for loan and lease losses	$48,000	3,484
Total noninterest income	$426,000	3,005
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$159,000	2,189
Trading account gains and fees	NA	NA
Additional Noninterest Income	$267,000	3,016
Total noninterest expense	$1,899,000	3,455
Salaries and employee benefits	$1,215,000	3,259
Premises and equipment expense	$140,000	3,928
Additional noninterest expense	$544,000	3,576
Pre-tax net operating income	$889,000	3,098
Securities gains (losses)	$0	2,249
Applicable income taxes	$228,000	1,957
Income before extraordinary items	$661,000	3,363
Extraordinary gains, net	$0	4
Net income	$661,000	3,362
Minority interest net income	$0	65
Net income of bank and minority interests.	$661,000	3,363
Net charge-offs	$-5,000	4,124
Cash dividends	$104,000	2,948
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$661,000	3,303
2020-03-31 (YTD Data)		Rank
Total interest income	$1,499,000	3,381
Total interest expense	$303,000	2,999
Net interest income	$1,196,000	3,433
Provision for loan and lease losses	$24,000	3,044
Total noninterest income	$200,000	3,018
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$90,000	2,287
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	3,076
Total noninterest expense	$947,000	3,494
Salaries and employee benefits	$610,000	3,276
Premises and equipment expense	$64,000	4,063
Additional noninterest expense	$273,000	3,615
Pre-tax net operating income	$425,000	2,993
Securities gains (losses)	$0	1,705
Applicable income taxes	$104,000	1,906
Income before extraordinary items	$321,000	3,203
Extraordinary gains, net	$0	4
Net income	$321,000	3,203
Minority interest net income	$0	56
Net income of bank and minority interests.	$321,000	3,204
Net charge-offs	$-5,000	4,210
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$321,000	3,173
2019-12-31 (YTD Data)		Rank
Total interest income	$5,838,000	3,487
Total interest expense	$1,135,000	3,128
Net interest income	$4,703,000	3,513
Provision for loan and lease losses	$96,000	2,997
Total noninterest income	$836,000	3,053
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$383,000	2,263
Trading account gains and fees	NA	NA
Additional Noninterest Income	$453,000	3,136
Total noninterest expense	$3,633,000	3,598
Salaries and employee benefits	$2,315,000	3,364
Premises and equipment expense	$267,000	4,061
Additional noninterest expense	$1,051,000	3,722
Pre-tax net operating income	$1,810,000	3,153
Securities gains (losses)	$0	2,379
Applicable income taxes	$474,000	2,026
Income before extraordinary items	$1,336,000	3,415
Extraordinary gains, net	$0	11
Net income	$1,336,000	3,416
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,336,000	3,416
Net charge-offs	$144,000	1,956
Cash dividends	$208,000	3,535
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,336,000	3,386
2019-09-30 (YTD Data)		Rank
Total interest income	$4,344,000	3,540
Total interest expense	$814,000	3,218
Net interest income	$3,530,000	3,564
Provision for loan and lease losses	$72,000	2,882
Total noninterest income	$623,000	3,074
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$287,000	2,286
Trading account gains and fees	NA	NA
Additional Noninterest Income	$336,000	3,163
Total noninterest expense	$2,679,000	3,646
Salaries and employee benefits	$1,696,000	3,421
Premises and equipment expense	$199,000	4,121
Additional noninterest expense	$784,000	3,749
Pre-tax net operating income	$1,402,000	3,188
Securities gains (losses)	$0	2,167
Applicable income taxes	$367,000	2,071
Income before extraordinary items	$1,035,000	3,441
Extraordinary gains, net	$0	11
Net income	$1,035,000	3,441
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,035,000	3,441
Net charge-offs	$57,000	2,138
Cash dividends	$104,000	3,334
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,035,000	3,422
2019-06-30 (YTD Data)		Rank
Total interest income	$2,843,000	3,582
Total interest expense	$509,000	3,285
Net interest income	$2,334,000	3,598
Provision for loan and lease losses	$48,000	2,826
Total noninterest income	$409,000	3,061
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$189,000	2,284
Trading account gains and fees	NA	NA
Additional Noninterest Income	$220,000	3,160
Total noninterest expense	$1,780,000	3,676
Salaries and employee benefits	$1,122,000	3,460
Premises and equipment expense	$130,000	4,163
Additional noninterest expense	$528,000	3,767
Pre-tax net operating income	$915,000	3,218
Securities gains (losses)	$0	1,702
Applicable income taxes	$241,000	2,058
Income before extraordinary items	$674,000	3,485
Extraordinary gains, net	$0	11
Net income	$674,000	3,483
Minority interest net income	$0	69
Net income of bank and minority interests.	$674,000	3,484
Net charge-offs	$59,000	1,722
Cash dividends	$104,000	3,153
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$674,000	3,465
2019-03-31 (YTD Data)		Rank
Total interest income	$1,380,000	3,660
Total interest expense	$230,000	3,406
Net interest income	$1,150,000	3,652
Provision for loan and lease losses	$24,000	2,664
Total noninterest income	$204,000	3,022
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$99,000	2,233
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	3,166
Total noninterest expense	$854,000	3,788
Salaries and employee benefits	$551,000	3,536
Premises and equipment expense	$65,000	4,211
Additional noninterest expense	$238,000	3,950
Pre-tax net operating income	$476,000	3,133
Securities gains (losses)	$0	1,087
Applicable income taxes	$128,000	1,968
Income before extraordinary items	$348,000	3,421
Extraordinary gains, net	$0	5
Net income	$348,000	3,420
Minority interest net income	$0	52
Net income of bank and minority interests.	$348,000	3,420
Net charge-offs	$53,000	1,186
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$348,000	3,412
2018-12-31 (YTD Data)		Rank
Total interest income	$5,217,000	3,683
Total interest expense	$680,000	3,502
Net interest income	$4,537,000	3,676
Provision for loan and lease losses	$246,000	2,162
Total noninterest income	$705,000	3,323
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$365,000	2,430
Trading account gains and fees	NA	NA
Additional Noninterest Income	$340,000	3,539
Total noninterest expense	$3,363,000	3,812
Salaries and employee benefits	$2,145,000	3,560
Premises and equipment expense	$276,000	4,146
Additional noninterest expense	$942,000	3,990
Pre-tax net operating income	$1,633,000	3,415
Securities gains (losses)	$0	1,125
Applicable income taxes	$425,000	2,121
Income before extraordinary items	$1,208,000	3,659
Extraordinary gains, net	$0	6
Net income	$1,208,000	3,656
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,208,000	3,658
Net charge-offs	$33,000	2,857
Cash dividends	$208,000	3,563
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,208,000	3,661
2018-09-30 (YTD Data)		Rank
Total interest income	$3,839,000	3,737
Total interest expense	$464,000	3,576
Net interest income	$3,375,000	3,722
Provision for loan and lease losses	$72,000	2,950
Total noninterest income	$520,000	3,366
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$267,000	2,479
Trading account gains and fees	NA	NA
Additional Noninterest Income	$253,000	3,569
Total noninterest expense	$2,508,000	3,848
Salaries and employee benefits	$1,594,000	3,577
Premises and equipment expense	$216,000	4,117
Additional noninterest expense	$698,000	4,039
Pre-tax net operating income	$1,315,000	3,380
Securities gains (losses)	$0	1,118
Applicable income taxes	$342,000	2,113
Income before extraordinary items	$973,000	3,612
Extraordinary gains, net	$0	5
Net income	$973,000	3,611
Minority interest net income	$0	66
Net income of bank and minority interests.	$973,000	3,611
Net charge-offs	$22,000	2,660
Cash dividends	$104,000	3,349
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$973,000	3,614
2018-06-30 (YTD Data)		Rank
Total interest income	$2,458,000	3,800
Total interest expense	$264,000	3,760
Net interest income	$2,194,000	3,769
Provision for loan and lease losses	$48,000	2,870
Total noninterest income	$334,000	3,448
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$164,000	2,615
Trading account gains and fees	NA	NA
Additional Noninterest Income	$170,000	3,584
Total noninterest expense	$1,649,000	3,893
Salaries and employee benefits	$1,034,000	3,656
Premises and equipment expense	$143,000	4,159
Additional noninterest expense	$472,000	4,047
Pre-tax net operating income	$831,000	3,422
Securities gains (losses)	$0	961
Applicable income taxes	$213,000	2,172
Income before extraordinary items	$618,000	3,687
Extraordinary gains, net	$0	6
Net income	$618,000	3,685
Minority interest net income	$0	65
Net income of bank and minority interests.	$618,000	3,686
Net charge-offs	$8,000	2,667
Cash dividends	$104,000	3,155
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$618,000	3,687
2018-03-31 (YTD Data)		Rank
Total interest income	$1,173,000	3,890
Total interest expense	$111,000	3,975
Net interest income	$1,062,000	3,844
Provision for loan and lease losses	$24,000	2,710
Total noninterest income	$155,000	3,521
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$80,000	2,667
Trading account gains and fees	NA	NA
Additional Noninterest Income	$75,000	3,721
Total noninterest expense	$795,000	4,002
Salaries and employee benefits	$491,000	3,789
Premises and equipment expense	$70,000	4,233
Additional noninterest expense	$234,000	4,083
Pre-tax net operating income	$398,000	3,442
Securities gains (losses)	$0	735
Applicable income taxes	$99,000	2,189
Income before extraordinary items	$299,000	3,679
Extraordinary gains, net	$0	7
Net income	$299,000	3,679
Minority interest net income	$0	52
Net income of bank and minority interests.	$299,000	3,679
Net charge-offs	$5,000	2,201
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$299,000	3,686
2017-12-31 (YTD Data)		Rank
Total interest income	$4,311,000	4,015
Total interest expense	$358,000	4,153
Net interest income	$3,953,000	3,964
Provision for loan and lease losses	$96,000	3,119
Total noninterest income	$686,000	3,486
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$373,000	2,483
Trading account gains and fees	NA	NA
Additional Noninterest Income	$313,000	3,753
Total noninterest expense	$2,955,000	4,141
Salaries and employee benefits	$1,823,000	3,930
Premises and equipment expense	$286,000	4,240
Additional noninterest expense	$846,000	4,286
Pre-tax net operating income	$1,588,000	3,455
Securities gains (losses)	$0	2,243
Applicable income taxes	$536,000	2,368
Income before extraordinary items	$1,052,000	3,651
Extraordinary gains, net	$0	9
Net income	$1,052,000	3,650
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,052,000	3,651
Net charge-offs	$36,000	3,140
Cash dividends	$208,000	3,614
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,052,000	3,643
2017-09-30 (YTD Data)		Rank
Total interest income	$3,179,000	4,081
Total interest expense	$247,000	4,306
Net interest income	$2,932,000	4,011
Provision for loan and lease losses	$72,000	2,995
Total noninterest income	$503,000	3,558
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$277,000	2,520
Trading account gains and fees	NA	NA
Additional Noninterest Income	$226,000	3,833
Total noninterest expense	$2,202,000	4,184
Salaries and employee benefits	$1,352,000	3,973
Premises and equipment expense	$239,000	4,100
Additional noninterest expense	$611,000	4,375
Pre-tax net operating income	$1,161,000	3,538
Securities gains (losses)	$0	2,274
Applicable income taxes	$374,000	2,316
Income before extraordinary items	$787,000	3,863
Extraordinary gains, net	$0	9
Net income	$787,000	3,861
Minority interest net income	$0	71
Net income of bank and minority interests.	$787,000	3,863
Net charge-offs	$33,000	2,718
Cash dividends	$62,000	3,534
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$787,000	3,848
2017-06-30 (YTD Data)		Rank
Total interest income	$2,080,000	4,115
Total interest expense	$155,000	4,380
Net interest income	$1,925,000	4,047
Provision for loan and lease losses	$48,000	2,913
Total noninterest income	$330,000	3,583
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$176,000	2,600
Trading account gains and fees	NA	NA
Additional Noninterest Income	$154,000	3,816
Total noninterest expense	$1,472,000	4,199
Salaries and employee benefits	$906,000	3,990
Premises and equipment expense	$161,000	4,104
Additional noninterest expense	$405,000	4,405
Pre-tax net operating income	$735,000	3,583
Securities gains (losses)	$0	1,906
Applicable income taxes	$234,000	2,355
Income before extraordinary items	$501,000	3,901
Extraordinary gains, net	$0	11
Net income	$501,000	3,899
Minority interest net income	$0	71
Net income of bank and minority interests.	$501,000	3,901
Net charge-offs	$21,000	2,549
Cash dividends	$62,000	3,335
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$501,000	3,887
2017-03-31 (YTD Data)		Rank
Total interest income	$1,012,000	4,173
Total interest expense	$75,000	4,419
Net interest income	$937,000	4,111
Provision for loan and lease losses	$24,000	2,712
Total noninterest income	$155,000	3,673
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$83,000	2,694
Trading account gains and fees	NA	NA
Additional Noninterest Income	$72,000	3,922
Total noninterest expense	$730,000	4,259
Salaries and employee benefits	$453,000	4,032
Premises and equipment expense	$76,000	4,226
Additional noninterest expense	$201,000	4,462
Pre-tax net operating income	$338,000	3,674
Securities gains (losses)	$0	1,153
Applicable income taxes	$107,000	2,382
Income before extraordinary items	$231,000	3,955
Extraordinary gains, net	$0	8
Net income	$231,000	3,953
Minority interest net income	$0	55
Net income of bank and minority interests.	$231,000	3,955
Net charge-offs	$-1,000	3,990
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$231,000	3,938
2016-12-31 (YTD Data)		Rank
Total interest income	$3,770,000	4,307
Total interest expense	$261,000	4,648
Net interest income	$3,509,000	4,243
Provision for loan and lease losses	$25,000	3,952
Total noninterest income	$590,000	3,832
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$346,000	2,713
Trading account gains and fees	$0	170
Additional Noninterest Income	$244,000	4,157
Total noninterest expense	$2,987,000	4,246
Salaries and employee benefits	$1,841,000	3,982
Premises and equipment expense	$306,000	4,280
Additional noninterest expense	$840,000	4,484
Pre-tax net operating income	$1,087,000	3,966
Securities gains (losses)	$0	3,212
Applicable income taxes	$350,000	2,538
Income before extraordinary items	$737,000	4,295
Extraordinary gains, net	$0	5
Net income	$737,000	4,293
Minority interest net income	$0	82
Net income of bank and minority interests.	$737,000	4,294
Net charge-offs	$27,000	3,503
Cash dividends	$154,000	3,800
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$737,000	4,242
2016-09-30 (YTD Data)		Rank
Total interest income	$2,816,000	4,354
Total interest expense	$189,000	4,732
Net interest income	$2,627,000	4,269
Provision for loan and lease losses	$25,000	3,735
Total noninterest income	$453,000	3,837
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$257,000	2,738
Trading account gains and fees	$0	169
Additional Noninterest Income	$196,000	4,133
Total noninterest expense	$2,217,000	4,284
Salaries and employee benefits	$1,360,000	4,017
Premises and equipment expense	$224,000	4,340
Additional noninterest expense	$633,000	4,502
Pre-tax net operating income	$838,000	3,967
Securities gains (losses)	$0	3,160
Applicable income taxes	$259,000	2,609
Income before extraordinary items	$579,000	4,306
Extraordinary gains, net	$0	5
Net income	$579,000	4,305
Minority interest net income	$0	71
Net income of bank and minority interests.	$579,000	4,306
Net charge-offs	$15,000	3,287
Cash dividends	$92,000	3,526
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$579,000	4,226
2016-06-30 (YTD Data)		Rank
Total interest income	$1,859,000	4,408
Total interest expense	$127,000	4,760
Net interest income	$1,732,000	4,320
Provision for loan and lease losses	$25,000	3,413
Total noninterest income	$300,000	3,840
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$166,000	2,765
Trading account gains and fees	$0	157
Additional Noninterest Income	$134,000	4,109
Total noninterest expense	$1,470,000	4,331
Salaries and employee benefits	$903,000	4,058
Premises and equipment expense	$144,000	4,427
Additional noninterest expense	$423,000	4,537
Pre-tax net operating income	$537,000	4,043
Securities gains (losses)	$0	2,835
Applicable income taxes	$163,000	2,652
Income before extraordinary items	$374,000	4,358
Extraordinary gains, net	$0	16
Net income	$374,000	4,355
Minority interest net income	$0	71
Net income of bank and minority interests.	$374,000	4,356
Net charge-offs	$13,000	2,989
Cash dividends	$92,000	3,307
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$374,000	4,292
2016-03-31 (YTD Data)		Rank
Total interest income	$922,000	4,455
Total interest expense	$63,000	4,808
Net interest income	$859,000	4,366
Provision for loan and lease losses	$15,000	2,996
Total noninterest income	$139,000	3,935
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$81,000	2,791
Trading account gains and fees	$0	142
Additional Noninterest Income	$58,000	4,249
Total noninterest expense	$735,000	4,351
Salaries and employee benefits	$451,000	4,100
Premises and equipment expense	$69,000	4,526
Additional noninterest expense	$215,000	4,538
Pre-tax net operating income	$248,000	4,146
Securities gains (losses)	$0	2,077
Applicable income taxes	$78,000	2,663
Income before extraordinary items	$170,000	4,461
Extraordinary gains, net	$0	12
Net income	$170,000	4,459
Minority interest net income	$0	62
Net income of bank and minority interests.	$170,000	4,461
Net charge-offs	$13,000	2,213
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$170,000	4,402
2015-12-31 (YTD Data)		Rank
Total interest income	$3,595,000	4,507
Total interest expense	$238,000	4,945
Net interest income	$3,357,000	4,416
Provision for loan and lease losses	$121,000	2,823
Total noninterest income	$606,000	3,886
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$341,000	2,797
Trading account gains and fees	$0	159
Additional Noninterest Income	$265,000	4,124
Total noninterest expense	$2,770,000	4,492
Salaries and employee benefits	$1,725,000	4,201
Premises and equipment expense	$272,000	4,638
Additional noninterest expense	$773,000	4,767
Pre-tax net operating income	$1,072,000	4,001
Securities gains (losses)	$66,000	1,452
Applicable income taxes	$376,000	2,469
Income before extraordinary items	$762,000	4,313
Extraordinary gains, net	$0	23
Net income	$762,000	4,311
Minority interest net income	$0	81
Net income of bank and minority interests.	$762,000	4,313
Net charge-offs	$280,000	1,669
Cash dividends	$104,000	3,973
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$717,780	4,340
2015-09-30 (YTD Data)		Rank
Total interest income	$2,671,000	4,580
Total interest expense	$172,000	5,068
Net interest income	$2,499,000	4,478
Provision for loan and lease losses	$15,000	3,904
Total noninterest income	$445,000	3,927
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$247,000	2,870
Trading account gains and fees	$0	153
Additional Noninterest Income	$198,000	4,155
Total noninterest expense	$2,083,000	4,521
Salaries and employee benefits	$1,279,000	4,251
Premises and equipment expense	$225,000	4,516
Additional noninterest expense	$579,000	4,809
Pre-tax net operating income	$846,000	4,010
Securities gains (losses)	$0	3,031
Applicable income taxes	$249,000	2,644
Income before extraordinary items	$597,000	4,340
Extraordinary gains, net	$0	21
Net income	$597,000	4,342
Minority interest net income	$0	78
Net income of bank and minority interests.	$597,000	4,343
Net charge-offs	$100,000	2,160
Cash dividends	$42,000	3,692
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$597,000	4,294
2015-06-30 (YTD Data)		Rank
Total interest income	$1,746,000	4,655
Total interest expense	$110,000	5,176
Net interest income	$1,636,000	4,544
Provision for loan and lease losses	$15,000	3,621
Total noninterest income	$280,000	4,044
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$152,000	3,001
Trading account gains and fees	$0	157
Additional Noninterest Income	$128,000	4,216
Total noninterest expense	$1,369,000	4,590
Salaries and employee benefits	$838,000	4,330
Premises and equipment expense	$143,000	4,638
Additional noninterest expense	$388,000	4,834
Pre-tax net operating income	$532,000	4,087
Securities gains (losses)	$0	2,636
Applicable income taxes	$149,000	2,718
Income before extraordinary items	$383,000	4,358
Extraordinary gains, net	$0	22
Net income	$383,000	4,361
Minority interest net income	$0	75
Net income of bank and minority interests.	$383,000	4,361
Net charge-offs	$101,000	1,721
Cash dividends	$42,000	3,491
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$383,000	4,296
2015-03-31 (YTD Data)		Rank
Total interest income	$846,000	4,751
Total interest expense	$52,000	5,291
Net interest income	$794,000	4,631
Provision for loan and lease losses	$15,000	2,956
Total noninterest income	$144,000	3,983
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$70,000	3,131
Trading account gains and fees	$0	152
Additional Noninterest Income	$74,000	4,024
Total noninterest expense	$676,000	4,643
Salaries and employee benefits	$416,000	4,372
Premises and equipment expense	$71,000	4,689
Additional noninterest expense	$189,000	4,913
Pre-tax net operating income	$247,000	4,152
Securities gains (losses)	$0	2,027
Applicable income taxes	$72,000	2,717
Income before extraordinary items	$175,000	4,487
Extraordinary gains, net	$0	13
Net income	$175,000	4,489
Minority interest net income	$0	64
Net income of bank and minority interests.	$175,000	4,491
Net charge-offs	$5,000	2,746
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$175,000	4,400
2014-12-31 (YTD Data)		Rank
Total interest income	$3,370,000	4,836
Total interest expense	$244,000	5,261
Net interest income	$3,126,000	4,727
Provision for loan and lease losses	$0	4,603
Total noninterest income	$498,000	4,281
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$308,000	3,163
Trading account gains and fees	$0	180
Additional Noninterest Income	$190,000	4,589
Total noninterest expense	$2,712,000	4,720
Salaries and employee benefits	$1,601,000	4,478
Premises and equipment expense	$290,000	4,736
Additional noninterest expense	$821,000	4,863
Pre-tax net operating income	$912,000	4,292
Securities gains (losses)	$0	3,259
Applicable income taxes	$298,000	2,646
Income before extraordinary items	$614,000	4,668
Extraordinary gains, net	$0	17
Net income	$614,000	4,668
Minority interest net income	$0	84
Net income of bank and minority interests.	$614,000	4,668
Net charge-offs	$59,000	3,629
Cash dividends	$84,000	4,094
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$614,000	4,611
2014-09-30 (YTD Data)		Rank
Total interest income	$2,512,000	4,906
Total interest expense	$189,000	5,290
Net interest income	$2,323,000	4,787
Provision for loan and lease losses	$0	4,401
Total noninterest income	$369,000	4,338
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$228,000	3,210
Trading account gains and fees	$0	174
Additional Noninterest Income	$141,000	4,654
Total noninterest expense	$2,005,000	4,778
Salaries and employee benefits	$1,181,000	4,530
Premises and equipment expense	$214,000	4,819
Additional noninterest expense	$610,000	4,914
Pre-tax net operating income	$687,000	4,392
Securities gains (losses)	$0	2,980
Applicable income taxes	$213,000	2,748
Income before extraordinary items	$474,000	4,695
Extraordinary gains, net	$0	15
Net income	$474,000	4,695
Minority interest net income	$0	81
Net income of bank and minority interests.	$474,000	4,696
Net charge-offs	$59,000	3,132
Cash dividends	$42,000	3,694
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$474,000	4,650
2014-06-30 (YTD Data)		Rank
Total interest income	$1,658,000	4,951
Total interest expense	$129,000	5,311
Net interest income	$1,529,000	4,830
Provision for loan and lease losses	$0	4,196
Total noninterest income	$239,000	4,394
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$144,000	3,299
Trading account gains and fees	$0	172
Additional Noninterest Income	$95,000	4,625
Total noninterest expense	$1,311,000	4,862
Salaries and employee benefits	$760,000	4,659
Premises and equipment expense	$139,000	4,901
Additional noninterest expense	$412,000	4,907
Pre-tax net operating income	$457,000	4,323
Securities gains (losses)	$0	2,580
Applicable income taxes	$138,000	2,751
Income before extraordinary items	$319,000	4,630
Extraordinary gains, net	$0	20
Net income	$319,000	4,632
Minority interest net income	$0	80
Net income of bank and minority interests.	$319,000	4,633
Net charge-offs	$7,000	3,864
Cash dividends	$42,000	3,479
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$319,000	4,578
2014-03-31 (YTD Data)		Rank
Total interest income	$812,000	5,042
Total interest expense	$64,000	5,386
Net interest income	$748,000	4,909
Provision for loan and lease losses	$0	3,817
Total noninterest income	$121,000	4,341
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$71,000	3,306
Trading account gains and fees	$0	147
Additional Noninterest Income	$50,000	4,566
Total noninterest expense	$641,000	4,955
Salaries and employee benefits	$369,000	4,781
Premises and equipment expense	$68,000	5,000
Additional noninterest expense	$204,000	4,958
Pre-tax net operating income	$228,000	4,254
Securities gains (losses)	$0	1,715
Applicable income taxes	$63,000	2,770
Income before extraordinary items	$165,000	4,540
Extraordinary gains, net	$0	16
Net income	$165,000	4,544
Minority interest net income	$0	66
Net income of bank and minority interests.	$165,000	4,544
Net charge-offs	$9,000	2,888
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$165,000	4,491
2013-12-31 (YTD Data)		Rank
Total interest income	$3,281,000	5,063
Total interest expense	$295,000	5,414
Net interest income	$2,986,000	4,941
Provision for loan and lease losses	$15,000	4,807
Total noninterest income	$495,000	4,419
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$294,000	3,399
Trading account gains and fees	$0	184
Additional Noninterest Income	$201,000	4,607
Total noninterest expense	$2,571,000	4,980
Salaries and employee benefits	$1,513,000	4,728
Premises and equipment expense	$284,000	4,957
Additional noninterest expense	$774,000	5,136
Pre-tax net operating income	$895,000	4,249
Securities gains (losses)	$0	3,182
Applicable income taxes	$280,000	2,692
Income before extraordinary items	$615,000	4,630
Extraordinary gains, net	$0	29
Net income	$615,000	4,634
Minority interest net income	$0	90
Net income of bank and minority interests.	$615,000	4,634
Net charge-offs	$100,000	3,739
Cash dividends	$84,000	4,027
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$615,000	4,570
2013-09-30 (YTD Data)		Rank
Total interest income	$2,450,000	5,120
Total interest expense	$228,000	5,464
Net interest income	$2,222,000	5,004
Provision for loan and lease losses	$15,000	4,590
Total noninterest income	$365,000	4,509
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$212,000	3,483
Trading account gains and fees	$0	180
Additional Noninterest Income	$153,000	4,684
Total noninterest expense	$1,901,000	5,035
Salaries and employee benefits	$1,118,000	4,790
Premises and equipment expense	$206,000	5,066
Additional noninterest expense	$577,000	5,162
Pre-tax net operating income	$671,000	4,334
Securities gains (losses)	$0	3,040
Applicable income taxes	$200,000	2,792
Income before extraordinary items	$471,000	4,681
Extraordinary gains, net	$0	25
Net income	$471,000	4,683
Minority interest net income	$0	84
Net income of bank and minority interests.	$471,000	4,684
Net charge-offs	$10,000	4,708
Cash dividends	$42,000	3,597
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$471,000	4,600
2013-06-30 (YTD Data)		Rank
Total interest income	$1,619,000	5,155
Total interest expense	$158,000	5,457
Net interest income	$1,461,000	5,047
Provision for loan and lease losses	$15,000	4,344
Total noninterest income	$237,000	4,598
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$137,000	3,512
Trading account gains and fees	$0	157
Additional Noninterest Income	$100,000	4,745
Total noninterest expense	$1,246,000	5,083
Salaries and employee benefits	$726,000	4,893
Premises and equipment expense	$134,000	5,119
Additional noninterest expense	$386,000	5,172
Pre-tax net operating income	$437,000	4,344
Securities gains (losses)	$0	2,791
Applicable income taxes	$125,000	2,841
Income before extraordinary items	$312,000	4,689
Extraordinary gains, net	$0	22
Net income	$312,000	4,692
Minority interest net income	$0	82
Net income of bank and minority interests.	$312,000	4,693
Net charge-offs	$19,000	4,030
Cash dividends	$42,000	3,331
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$312,000	4,580
2013-03-31 (YTD Data)		Rank
Total interest income	$796,000	5,229
Total interest expense	$83,000	5,468
Net interest income	$713,000	5,121
Provision for loan and lease losses	$15,000	3,721
Total noninterest income	$121,000	4,539
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$68,000	3,510
Trading account gains and fees	$0	148
Additional Noninterest Income	$53,000	4,635
Total noninterest expense	$613,000	5,170
Salaries and employee benefits	$359,000	4,948
Premises and equipment expense	$64,000	5,217
Additional noninterest expense	$190,000	5,251
Pre-tax net operating income	$206,000	4,416
Securities gains (losses)	$0	1,966
Applicable income taxes	$60,000	2,860
Income before extraordinary items	$146,000	4,771
Extraordinary gains, net	$0	10
Net income	$146,000	4,772
Minority interest net income	$0	76
Net income of bank and minority interests.	$146,000	4,773
Net charge-offs	$11,000	3,407
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$146,000	4,674
2012-12-31 (YTD Data)		Rank
Total interest income	$3,285,000	5,301
Total interest expense	$510,000	5,071
Net interest income	$2,775,000	5,275
Provision for loan and lease losses	$270,000	3,531
Total noninterest income	$404,000	4,809
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$284,000	3,592
Trading account gains and fees	$0	166
Additional Noninterest Income	$120,000	5,173
Total noninterest expense	$2,509,000	5,167
Salaries and employee benefits	$1,412,000	4,992
Premises and equipment expense	$262,000	5,238
Additional noninterest expense	$835,000	5,191
Pre-tax net operating income	$400,000	5,149
Securities gains (losses)	$314,000	1,330
Applicable income taxes	$238,000	2,868
Income before extraordinary items	$476,000	4,999
Extraordinary gains, net	$0	29
Net income	$476,000	4,997
Minority interest net income	$0	93
Net income of bank and minority interests.	$476,000	4,998
Net charge-offs	$17,000	5,457
Cash dividends	$84,000	4,060
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$265,620	5,380
2012-09-30 (YTD Data)		Rank
Total interest income	$2,473,000	5,379
Total interest expense	$415,000	5,057
Net interest income	$2,058,000	5,371
Provision for loan and lease losses	$0	5,790
Total noninterest income	$303,000	4,850
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$214,000	3,620
Trading account gains and fees	$0	157
Additional Noninterest Income	$89,000	5,251
Total noninterest expense	$1,860,000	5,233
Salaries and employee benefits	$1,058,000	5,024
Premises and equipment expense	$189,000	5,382
Additional noninterest expense	$613,000	5,280
Pre-tax net operating income	$501,000	4,716
Securities gains (losses)	$41,000	2,548
Applicable income taxes	$178,000	2,937
Income before extraordinary items	$364,000	5,107
Extraordinary gains, net	$0	20
Net income	$364,000	5,105
Minority interest net income	$0	86
Net income of bank and minority interests.	$364,000	5,105
Net charge-offs	$12,000	5,248
Cash dividends	$42,000	3,587
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$336,530	5,001
2012-06-30 (YTD Data)		Rank
Total interest income	$1,627,000	5,461
Total interest expense	$299,000	4,986
Net interest income	$1,328,000	5,462
Provision for loan and lease losses	$0	5,619
Total noninterest income	$189,000	4,957
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$139,000	3,661
Trading account gains and fees	$0	153
Additional Noninterest Income	$50,000	5,446
Total noninterest expense	$1,218,000	5,300
Salaries and employee benefits	$700,000	5,090
Premises and equipment expense	$116,000	5,556
Additional noninterest expense	$402,000	5,339
Pre-tax net operating income	$299,000	4,839
Securities gains (losses)	$41,000	2,175
Applicable income taxes	$118,000	2,933
Income before extraordinary items	$222,000	5,209
Extraordinary gains, net	$0	19
Net income	$222,000	5,209
Minority interest net income	$0	84
Net income of bank and minority interests.	$222,000	5,209
Net charge-offs	$13,000	4,833
Cash dividends	$42,000	3,349
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$195,350	5,158
2012-03-31 (YTD Data)		Rank
Total interest income	$803,000	5,534
Total interest expense	$158,000	4,987
Net interest income	$645,000	5,548
Provision for loan and lease losses	$0	5,254
Total noninterest income	$67,000	5,500
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$67,000	3,746
Trading account gains and fees	$0	148
Additional Noninterest Income	$0	6,842
Total noninterest expense	$603,000	5,358
Salaries and employee benefits	$351,000	5,121
Premises and equipment expense	$55,000	5,677
Additional noninterest expense	$197,000	5,393
Pre-tax net operating income	$109,000	5,304
Securities gains (losses)	$41,000	1,315
Applicable income taxes	$54,000	3,007
Income before extraordinary items	$96,000	5,417
Extraordinary gains, net	$0	19
Net income	$96,000	5,417
Minority interest net income	$0	78
Net income of bank and minority interests.	$96,000	5,417
Net charge-offs	$22,000	3,626
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$69,760	5,609
2011-12-31 (YTD Data)		Rank
Total interest income	$3,501,000	5,449
Total interest expense	$796,000	4,929
Net interest income	$2,705,000	5,480
Provision for loan and lease losses	$0	6,496
Total noninterest income	$457,000	4,538
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$323,000	3,452
Trading account gains and fees	$0	146
Additional Noninterest Income	$134,000	4,990
Total noninterest expense	$2,451,000	5,379
Salaries and employee benefits	$1,349,000	5,235
Premises and equipment expense	$249,000	5,615
Additional noninterest expense	$853,000	5,276
Pre-tax net operating income	$711,000	4,263
Securities gains (losses)	$59,000	2,466
Applicable income taxes	$263,000	2,646
Income before extraordinary items	$507,000	4,642
Extraordinary gains, net	$0	29
Net income	$507,000	4,645
Minority interest net income	$0	96
Net income of bank and minority interests.	$507,000	4,644
Net charge-offs	$502,000	3,161
Cash dividends	$80,000	3,852
Sale, conversion, retirement of capital stock, net	$263,000	493
Net operating income	$468,060	4,620
2011-09-30 (YTD Data)		Rank
Total interest income	$2,666,000	5,469
Total interest expense	$625,000	4,949
Net interest income	$2,041,000	5,502
Provision for loan and lease losses	$0	6,393
Total noninterest income	$341,000	4,599
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$243,000	3,453
Trading account gains and fees	$0	145
Additional Noninterest Income	$98,000	5,116
Total noninterest expense	$1,863,000	5,374
Salaries and employee benefits	$1,047,000	5,138
Premises and equipment expense	$174,000	5,794
Additional noninterest expense	$642,000	5,288
Pre-tax net operating income	$519,000	4,417
Securities gains (losses)	$59,000	2,223
Applicable income taxes	$191,000	2,697
Income before extraordinary items	$387,000	4,707
Extraordinary gains, net	$0	21
Net income	$387,000	4,708
Minority interest net income	$0	87
Net income of bank and minority interests.	$387,000	4,708
Net charge-offs	$504,000	2,655
Cash dividends	$40,000	3,441
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$347,470	4,735
2011-06-30 (YTD Data)		Rank
Total interest income	$1,803,000	5,477
Total interest expense	$423,000	5,031
Net interest income	$1,380,000	5,509
Provision for loan and lease losses	$0	6,217
Total noninterest income	$222,000	4,691
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$155,000	3,525
Trading account gains and fees	$0	153
Additional Noninterest Income	$67,000	5,139
Total noninterest expense	$1,213,000	5,493
Salaries and employee benefits	$701,000	5,175
Premises and equipment expense	$109,000	5,946
Additional noninterest expense	$403,000	5,515
Pre-tax net operating income	$389,000	4,248
Securities gains (losses)	$0	2,914
Applicable income taxes	$132,000	2,632
Income before extraordinary items	$257,000	4,673
Extraordinary gains, net	$0	15
Net income	$257,000	4,671
Minority interest net income	$0	89
Net income of bank and minority interests.	$257,000	4,673
Net charge-offs	$488,000	2,176
Cash dividends	$40,000	3,166
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$257,000	4,585
2011-03-31 (YTD Data)		Rank
Total interest income	$885,000	5,558
Total interest expense	$220,000	5,039
Net interest income	$665,000	5,607
Provision for loan and lease losses	$0	5,840
Total noninterest income	$109,000	4,776
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$72,000	3,641
Trading account gains and fees	$0	158
Additional Noninterest Income	$37,000	5,099
Total noninterest expense	$604,000	5,537
Salaries and employee benefits	$358,000	5,167
Premises and equipment expense	$48,000	6,197
Additional noninterest expense	$198,000	5,565
Pre-tax net operating income	$170,000	4,466
Securities gains (losses)	$0	1,772
Applicable income taxes	$60,000	2,687
Income before extraordinary items	$110,000	4,885
Extraordinary gains, net	$0	9
Net income	$110,000	4,883
Minority interest net income	$0	86
Net income of bank and minority interests.	$110,000	4,885
Net charge-offs	$309,000	1,723
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$110,000	4,824
2010-12-31 (YTD Data)		Rank
Total interest income	$3,516,000	5,702
Total interest expense	$867,000	5,550
Net interest income	$2,649,000	5,641
Provision for loan and lease losses	$0	7,042
Total noninterest income	$430,000	4,840
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$315,000	3,534
Trading account gains and fees	$0	175
Additional Noninterest Income	$115,000	5,271
Total noninterest expense	$2,232,000	5,762
Salaries and employee benefits	$1,272,000	5,511
Premises and equipment expense	$231,000	5,941
Additional noninterest expense	$729,000	5,811
Pre-tax net operating income	$847,000	3,653
Securities gains (losses)	$72,000	2,423
Applicable income taxes	$305,000	2,349
Income before extraordinary items	$614,000	4,037
Extraordinary gains, net	$0	29
Net income	$614,000	4,036
Minority interest net income	$0	111
Net income of bank and minority interests.	$614,000	4,037
Net charge-offs	$-15,000	7,474
Cash dividends	$80,000	3,802
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$565,760	3,998
2010-09-30 (YTD Data)		Rank
Total interest income	$2,623,000	5,825
Total interest expense	$644,000	5,722
Net interest income	$1,979,000	5,731
Provision for loan and lease losses	$0	6,977
Total noninterest income	$320,000	4,936
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$237,000	3,604
Trading account gains and fees	$0	165
Additional Noninterest Income	$83,000	5,436
Total noninterest expense	$1,636,000	5,852
Salaries and employee benefits	$927,000	5,628
Premises and equipment expense	$178,000	5,953
Additional noninterest expense	$531,000	5,906
Pre-tax net operating income	$663,000	3,814
Securities gains (losses)	$17,000	2,949
Applicable income taxes	$215,000	2,477
Income before extraordinary items	$465,000	4,254
Extraordinary gains, net	$0	23
Net income	$465,000	4,255
Minority interest net income	$0	110
Net income of bank and minority interests.	$465,000	4,255
Net charge-offs	$-29,000	7,586
Cash dividends	$40,000	3,508
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$453,440	4,124
2010-06-30 (YTD Data)		Rank
Total interest income	$1,739,000	5,883
Total interest expense	$422,000	5,854
Net interest income	$1,317,000	5,748
Provision for loan and lease losses	$0	6,857
Total noninterest income	$203,000	5,009
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$150,000	3,692
Trading account gains and fees	$0	152
Additional Noninterest Income	$53,000	5,522
Total noninterest expense	$1,069,000	5,943
Salaries and employee benefits	$613,000	5,676
Premises and equipment expense	$117,000	6,006
Additional noninterest expense	$339,000	6,037
Pre-tax net operating income	$451,000	3,801
Securities gains (losses)	$17,000	2,422
Applicable income taxes	$137,000	2,500
Income before extraordinary items	$331,000	4,124
Extraordinary gains, net	$0	19
Net income	$331,000	4,124
Minority interest net income	$0	105
Net income of bank and minority interests.	$331,000	4,123
Net charge-offs	$-2,000	7,211
Cash dividends	$40,000	3,243
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$318,930	4,062
2010-03-31 (YTD Data)		Rank
Total interest income	$839,000	6,022
Total interest expense	$213,000	5,951
Net interest income	$626,000	5,913
Provision for loan and lease losses	$0	6,552
Total noninterest income	$92,000	5,193
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$66,000	3,954
Trading account gains and fees	$0	175
Additional Noninterest Income	$26,000	5,620
Total noninterest expense	$514,000	6,104
Salaries and employee benefits	$304,000	5,786
Premises and equipment expense	$55,000	6,222
Additional noninterest expense	$155,000	6,285
Pre-tax net operating income	$204,000	4,014
Securities gains (losses)	$0	2,284
Applicable income taxes	$65,000	2,550
Income before extraordinary items	$139,000	4,513
Extraordinary gains, net	$0	16
Net income	$139,000	4,513
Minority interest net income	$0	91
Net income of bank and minority interests.	$139,000	4,512
Net charge-offs	$14,000	4,653
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$139,000	4,404
2009-12-31 (YTD Data)		Rank
Total interest income	$3,373,000	6,113
Total interest expense	$981,000	6,068
Net interest income	$2,392,000	5,938
Provision for loan and lease losses	$0	7,427
Total noninterest income	$360,000	5,309
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$294,000	3,904
Trading account gains and fees	$0	211
Additional Noninterest Income	$66,000	6,098
Total noninterest expense	$1,935,000	6,309
Salaries and employee benefits	$1,199,000	5,847
Premises and equipment expense	$179,000	6,652
Additional noninterest expense	$557,000	6,596
Pre-tax net operating income	$817,000	3,311
Securities gains (losses)	$-5,000	6,952
Applicable income taxes	$275,000	2,104
Income before extraordinary items	$537,000	3,769
Extraordinary gains, net	$0	34
Net income	$537,000	3,767
Minority interest net income	$0	115
Net income of bank and minority interests.	$537,000	3,768
Net charge-offs	$8,000	6,949
Cash dividends	$80,000	4,248
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$540,300	3,690
2009-09-30 (YTD Data)		Rank
Total interest income	$2,497,000	6,194
Total interest expense	$743,000	6,180
Net interest income	$1,754,000	6,019
Provision for loan and lease losses	$0	7,284
Total noninterest income	$268,000	5,402
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$223,000	3,902
Trading account gains and fees	$0	212
Additional Noninterest Income	$45,000	6,325
Total noninterest expense	$1,446,000	6,329
Salaries and employee benefits	$901,000	5,865
Premises and equipment expense	$131,000	6,757
Additional noninterest expense	$414,000	6,632
Pre-tax net operating income	$576,000	3,670
Securities gains (losses)	$-5,000	7,188
Applicable income taxes	$173,000	2,453
Income before extraordinary items	$398,000	4,056
Extraordinary gains, net	$0	27
Net income	$398,000	4,052
Minority interest net income	$0	118
Net income of bank and minority interests.	$398,000	4,055
Net charge-offs	$26,000	6,115
Cash dividends	$40,000	3,959
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$401,500	3,953
2009-06-30 (YTD Data)		Rank
Total interest income	$1,644,000	6,290
Total interest expense	$496,000	6,289
Net interest income	$1,148,000	6,071
Provision for loan and lease losses	$0	7,158
Total noninterest income	$179,000	5,407
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$150,000	3,865
Trading account gains and fees	$0	193
Additional Noninterest Income	$29,000	6,432
Total noninterest expense	$932,000	6,464
Salaries and employee benefits	$577,000	6,025
Premises and equipment expense	$87,000	6,823
Additional noninterest expense	$268,000	6,726
Pre-tax net operating income	$395,000	3,706
Securities gains (losses)	$-5,000	7,431
Applicable income taxes	$133,000	2,383
Income before extraordinary items	$257,000	4,213
Extraordinary gains, net	$0	21
Net income	$257,000	4,213
Minority interest net income	$0	112
Net income of bank and minority interests.	$257,000	4,213
Net charge-offs	$25,000	5,459
Cash dividends	$40,000	3,717
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$260,300	4,085
2009-03-31 (YTD Data)		Rank
Total interest income	$814,000	6,358
Total interest expense	$246,000	6,420
Net interest income	$568,000	6,102
Provision for loan and lease losses	$0	6,744
Total noninterest income	$84,000	5,504
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$69,000	3,996
Trading account gains and fees	$0	171
Additional Noninterest Income	$15,000	6,478
Total noninterest expense	$460,000	6,460
Salaries and employee benefits	$284,000	6,106
Premises and equipment expense	$48,000	6,693
Additional noninterest expense	$128,000	6,668
Pre-tax net operating income	$192,000	4,112
Securities gains (losses)	$-2,000	7,731
Applicable income taxes	$72,000	2,518
Income before extraordinary items	$118,000	4,709
Extraordinary gains, net	$0	15
Net income	$118,000	4,713
Minority interest net income	$0	102
Net income of bank and minority interests.	$118,000	4,712
Net charge-offs	$50,000	3,538
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$119,280	4,536
2008-12-31 (YTD Data)		Rank
Total interest income	$3,317,000	6,421
Total interest expense	$1,278,000	6,307
Net interest income	$2,039,000	6,375
Provision for loan and lease losses	$0	7,334
Total noninterest income	$320,000	5,721
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$269,000	4,209
Trading account gains and fees	$0	154
Additional Noninterest Income	$51,000	6,739
Total noninterest expense	$1,882,000	6,387
Salaries and employee benefits	$1,284,000	5,785
Premises and equipment expense	$127,000	7,361
Additional noninterest expense	$471,000	6,748
Pre-tax net operating income	$477,000	4,937
Securities gains (losses)	$16,000	2,295
Applicable income taxes	$0	4,979
Income before extraordinary items	$493,000	4,484
Extraordinary gains, net	$0	39
Net income	$493,000	4,483
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-151,000	8,249
Cash dividends	$60,000	5,180
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$477,000	4,685
2008-09-30 (YTD Data)		Rank
Total interest income	$2,492,000	6,482
Total interest expense	$992,000	6,355
Net interest income	$1,500,000	6,463
Provision for loan and lease losses	$0	6,991
Total noninterest income	$237,000	5,818
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$196,000	4,299
Trading account gains and fees	$0	148
Additional Noninterest Income	$41,000	6,819
Total noninterest expense	$1,196,000	6,750
Salaries and employee benefits	$769,000	6,379
Premises and equipment expense	$83,000	7,554
Additional noninterest expense	$344,000	6,800
Pre-tax net operating income	$541,000	4,809
Securities gains (losses)	$18,000	2,081
Applicable income taxes	$174,000	3,064
Income before extraordinary items	$385,000	4,853
Extraordinary gains, net	$0	31
Net income	$385,000	4,850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-140,000	8,305
Cash dividends	$20,000	4,847
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$372,580	5,058
2008-06-30 (YTD Data)		Rank
Total interest income	$1,657,000	6,547
Total interest expense	$675,000	6,434
Net interest income	$982,000	6,521
Provision for loan and lease losses	$0	6,671
Total noninterest income	$160,000	5,863
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$126,000	4,374
Trading account gains and fees	$0	149
Additional Noninterest Income	$34,000	6,622
Total noninterest expense	$792,000	6,813
Salaries and employee benefits	$512,000	6,433
Premises and equipment expense	$50,000	7,710
Additional noninterest expense	$230,000	6,797
Pre-tax net operating income	$350,000	5,032
Securities gains (losses)	$19,000	2,087
Applicable income taxes	$102,000	3,442
Income before extraordinary items	$267,000	5,187
Extraordinary gains, net	$0	21
Net income	$267,000	5,188
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-130,000	8,371
Cash dividends	$20,000	4,633
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$253,320	5,187
2008-03-31 (YTD Data)		Rank
Total interest income	$827,000	6,644
Total interest expense	$356,000	6,479
Net interest income	$471,000	6,638
Provision for loan and lease losses	$0	6,080
Total noninterest income	$70,000	6,116
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$57,000	4,544
Trading account gains and fees	$0	158
Additional Noninterest Income	$13,000	6,970
Total noninterest expense	$394,000	6,852
Salaries and employee benefits	$255,000	6,473
Premises and equipment expense	$24,000	7,772
Additional noninterest expense	$115,000	6,809
Pre-tax net operating income	$147,000	5,475
Securities gains (losses)	$19,000	1,626
Applicable income taxes	$47,000	3,621
Income before extraordinary items	$119,000	5,582
Extraordinary gains, net	$0	15
Net income	$119,000	5,585
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-127,000	8,433
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$105,320	5,679
2007-12-31 (YTD Data)		Rank
Total interest income	$3,181,000	6,732
Total interest expense	$1,410,000	6,554
Net interest income	$1,771,000	6,785
Provision for loan and lease losses	$0	6,851
Total noninterest income	$217,000	6,633
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$181,000	5,096
Trading account gains and fees	$0	178
Additional Noninterest Income	$36,000	7,395
Total noninterest expense	$1,666,000	6,667
Salaries and employee benefits	$1,099,000	6,234
Premises and equipment expense	$101,000	7,735
Additional noninterest expense	$466,000	6,754
Pre-tax net operating income	$322,000	6,530
Securities gains (losses)	$-7,000	7,477
Applicable income taxes	$-546,000	8,326
Income before extraordinary items	$861,000	4,629
Extraordinary gains, net	$0	39
Net income	$861,000	4,629
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-105,000	8,394
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$868,000	4,605
2007-09-30 (YTD Data)		Rank
Total interest income	$2,351,000	6,794
Total interest expense	$1,034,000	6,636
Net interest income	$1,317,000	6,859
Provision for loan and lease losses	$0	6,528
Total noninterest income	$143,000	6,847
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$117,000	5,376
Trading account gains and fees	$0	184
Additional Noninterest Income	$26,000	7,468
Total noninterest expense	$1,277,000	6,609
Salaries and employee benefits	$834,000	6,189
Premises and equipment expense	$96,000	7,442
Additional noninterest expense	$347,000	6,761
Pre-tax net operating income	$183,000	7,030
Securities gains (losses)	$-6,000	7,659
Applicable income taxes	$-546,000	8,452
Income before extraordinary items	$723,000	4,575
Extraordinary gains, net	$0	33
Net income	$723,000	4,575
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-101,000	8,381
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$729,000	4,553
2007-06-30 (YTD Data)		Rank
Total interest income	$1,551,000	6,848
Total interest expense	$668,000	6,715
Net interest income	$883,000	6,866
Provision for loan and lease losses	$0	6,209
Total noninterest income	$93,000	6,943
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$78,000	5,388
Trading account gains and fees	$0	168
Additional Noninterest Income	$15,000	7,629
Total noninterest expense	$813,000	6,765
Salaries and employee benefits	$524,000	6,379
Premises and equipment expense	$63,000	7,498
Additional noninterest expense	$226,000	6,830
Pre-tax net operating income	$163,000	6,876
Securities gains (losses)	$-4,000	7,813
Applicable income taxes	$0	6,265
Income before extraordinary items	$159,000	6,669
Extraordinary gains, net	$0	29
Net income	$159,000	6,670
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-82,000	8,402
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$163,000	6,630
2007-03-31 (YTD Data)		Rank
Total interest income	$765,000	6,911
Total interest expense	$320,000	6,803
Net interest income	$445,000	6,874
Provision for loan and lease losses	$0	5,779
Total noninterest income	$42,000	7,055
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$40,000	5,312
Trading account gains and fees	$0	195
Additional Noninterest Income	$2,000	8,219
Total noninterest expense	$403,000	6,813
Salaries and employee benefits	$260,000	6,442
Premises and equipment expense	$30,000	7,598
Additional noninterest expense	$113,000	6,845
Pre-tax net operating income	$84,000	6,872
Securities gains (losses)	$2,000	969
Applicable income taxes	$0	6,196
Income before extraordinary items	$86,000	6,606
Extraordinary gains, net	$0	22
Net income	$86,000	6,605
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-93,000	8,500
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$84,000	6,629
2006-12-31 (YTD Data)		Rank
Total interest income	$2,810,000	6,923
Total interest expense	$1,149,000	6,664
Net interest income	$1,661,000	6,974
Provision for loan and lease losses	$621,000	1,562
Total noninterest income	$200,000	6,922
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$187,000	5,121
Trading account gains and fees	$0	130
Additional Noninterest Income	$13,000	8,184
Total noninterest expense	$1,591,000	6,741
Salaries and employee benefits	$987,000	6,436
Premises and equipment expense	$145,000	7,320
Additional noninterest expense	$459,000	6,735
Pre-tax net operating income	$-351,000	8,198
Securities gains (losses)	$-21,000	7,568
Applicable income taxes	$0	6,600
Income before extraordinary items	$-372,000	8,239
Extraordinary gains, net	$0	51
Net income	$-372,000	8,238
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$410,000	1,349
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$-351,000	8,220
2006-09-30 (YTD Data)		Rank
Total interest income	$2,070,000	6,997
Total interest expense	$827,000	6,727
Net interest income	$1,243,000	7,065
Provision for loan and lease losses	$621,000	1,177
Total noninterest income	$145,000	7,026
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$135,000	5,233
Trading account gains and fees	$0	126
Additional Noninterest Income	$10,000	8,238
Total noninterest expense	$1,240,000	6,659
Salaries and employee benefits	$771,000	6,336
Premises and equipment expense	$113,000	7,267
Additional noninterest expense	$356,000	6,655
Pre-tax net operating income	$-473,000	8,437
Securities gains (losses)	$-21,000	7,861
Applicable income taxes	$0	6,687
Income before extraordinary items	$-494,000	8,472
Extraordinary gains, net	$0	45
Net income	$-494,000	8,472
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$308,000	1,127
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$-473,000	8,452
2006-06-30 (YTD Data)		Rank
Total interest income	$1,358,000	7,038
Total interest expense	$534,000	6,719
Net interest income	$824,000	7,131
Provision for loan and lease losses	$355,000	1,291
Total noninterest income	$95,000	7,070
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$88,000	5,282
Trading account gains and fees	$0	126
Additional Noninterest Income	$7,000	8,267
Total noninterest expense	$825,000	6,700
Salaries and employee benefits	$507,000	6,402
Premises and equipment expense	$74,000	7,324
Additional noninterest expense	$244,000	6,628
Pre-tax net operating income	$-261,000	8,451
Securities gains (losses)	$-21,000	8,094
Applicable income taxes	$0	6,706
Income before extraordinary items	$-282,000	8,483
Extraordinary gains, net	$0	39
Net income	$-282,000	8,483
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	1,615
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$-261,000	8,470
2006-03-31 (YTD Data)		Rank
Total interest income	$681,000	7,011
Total interest expense	$264,000	6,684
Net interest income	$417,000	7,118
Provision for loan and lease losses	$119,000	1,792
Total noninterest income	$43,000	7,194
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$41,000	5,358
Trading account gains and fees	$0	115
Additional Noninterest Income	$2,000	8,382
Total noninterest expense	$447,000	6,493
Salaries and employee benefits	$274,000	6,199
Premises and equipment expense	$41,000	7,158
Additional noninterest expense	$132,000	6,413
Pre-tax net operating income	$-106,000	8,451
Securities gains (losses)	$2,000	793
Applicable income taxes	$0	6,588
Income before extraordinary items	$-104,000	8,464
Extraordinary gains, net	$0	21
Net income	$-104,000	8,463
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-78,000	8,596
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$-106,000	8,454
2005-12-31 (YTD Data)		Rank
Total interest income	$2,932,000	6,645
Total interest expense	$942,000	6,427
Net interest income	$1,990,000	6,649
Provision for loan and lease losses	$1,615,000	658
Total noninterest income	$217,000	6,938
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$182,000	5,241
Trading account gains and fees	$0	138
Additional Noninterest Income	$35,000	7,739
Total noninterest expense	$1,554,000	6,791
Salaries and employee benefits	$910,000	6,606
Premises and equipment expense	$155,000	7,213
Additional noninterest expense	$489,000	6,654
Pre-tax net operating income	$-962,000	8,631
Securities gains (losses)	$67,000	846
Applicable income taxes	$-22,000	8,500
Income before extraordinary items	$-873,000	8,643
Extraordinary gains, net	$0	46
Net income	$-873,000	8,643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,085,000	378
Cash dividends	$160,000	5,121
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$-938,660	8,636
2005-09-30 (YTD Data)		Rank
Total interest income	$2,240,000	6,607
Total interest expense	$686,000	6,411
Net interest income	$1,554,000	6,587
Provision for loan and lease losses	$695,000	1,072
Total noninterest income	$178,000	6,805
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$147,000	5,120
Trading account gains and fees	$0	126
Additional Noninterest Income	$31,000	7,617
Total noninterest expense	$1,169,000	6,780
Salaries and employee benefits	$720,000	6,461
Premises and equipment expense	$116,000	7,226
Additional noninterest expense	$333,000	6,857
Pre-tax net operating income	$-132,000	8,447
Securities gains (losses)	$67,000	792
Applicable income taxes	$-22,000	8,637
Income before extraordinary items	$-43,000	8,401
Extraordinary gains, net	$0	35
Net income	$-43,000	8,402
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,031,000	483
Cash dividends	$80,000	4,821
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$-87,220	8,412
2005-06-30 (YTD Data)		Rank
Total interest income	$1,529,000	6,511
Total interest expense	$463,000	6,236
Net interest income	$1,066,000	6,502
Provision for loan and lease losses	$320,000	1,432
Total noninterest income	$121,000	6,731
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$97,000	5,104
Trading account gains and fees	$0	116
Additional Noninterest Income	$24,000	7,442
Total noninterest expense	$774,000	6,811
Salaries and employee benefits	$484,000	6,441
Premises and equipment expense	$74,000	7,300
Additional noninterest expense	$216,000	6,911
Pre-tax net operating income	$93,000	7,878
Securities gains (losses)	$71,000	681
Applicable income taxes	$46,000	5,584
Income before extraordinary items	$118,000	7,611
Extraordinary gains, net	$0	30
Net income	$118,000	7,611
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$817,000	420
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$66,880	7,949
2005-03-31 (YTD Data)		Rank
Total interest income	$773,000	6,489
Total interest expense	$224,000	6,246
Net interest income	$549,000	6,450
Provision for loan and lease losses	$60,000	2,830
Total noninterest income	$57,000	6,849
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$41,000	5,405
Trading account gains and fees	$0	115
Additional Noninterest Income	$16,000	7,179
Total noninterest expense	$399,000	6,775
Salaries and employee benefits	$249,000	6,402
Premises and equipment expense	$35,000	7,470
Additional noninterest expense	$115,000	6,784
Pre-tax net operating income	$147,000	6,611
Securities gains (losses)	$-11,000	8,547
Applicable income taxes	$46,000	4,870
Income before extraordinary items	$90,000	7,057
Extraordinary gains, net	$0	24
Net income	$90,000	7,058
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	904
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$97,260	6,922
2004-12-31 (YTD Data)		Rank
Total interest income	$3,188,000	6,252
Total interest expense	$979,000	5,719
Net interest income	$2,209,000	6,362
Provision for loan and lease losses	$1,987,000	553
Total noninterest income	$262,000	6,675
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$217,000	5,057
Trading account gains and fees	$0	138
Additional Noninterest Income	$45,000	7,534
Total noninterest expense	$1,461,000	6,949
Salaries and employee benefits	$889,000	6,640
Premises and equipment expense	$131,000	7,571
Additional noninterest expense	$441,000	6,887
Pre-tax net operating income	$-975,000	8,798
Securities gains (losses)	$38,000	1,945
Applicable income taxes	$-300,000	8,866
Income before extraordinary items	$-637,000	8,763
Extraordinary gains, net	$0	34
Net income	$-637,000	8,763
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$798,000	911
Cash dividends	$160,000	5,106
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$-662,840	8,744
2004-09-30 (YTD Data)		Rank
Total interest income	$2,437,000	6,194
Total interest expense	$755,000	5,607
Net interest income	$1,682,000	6,325
Provision for loan and lease losses	$370,000	1,896
Total noninterest income	$199,000	6,684
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$163,000	5,094
Trading account gains and fees	$0	134
Additional Noninterest Income	$36,000	7,481
Total noninterest expense	$1,138,000	6,823
Salaries and employee benefits	$702,000	6,451
Premises and equipment expense	$122,000	7,162
Additional noninterest expense	$314,000	6,985
Pre-tax net operating income	$373,000	6,864
Securities gains (losses)	$38,000	1,863
Applicable income taxes	$34,000	6,208
Income before extraordinary items	$377,000	6,453
Extraordinary gains, net	$0	26
Net income	$377,000	6,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$483,000	980
Cash dividends	$80,000	4,761
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$342,040	6,585
2004-06-30 (YTD Data)		Rank
Total interest income	$1,639,000	6,180
Total interest expense	$524,000	5,520
Net interest income	$1,115,000	6,358
Provision for loan and lease losses	$220,000	2,035
Total noninterest income	$134,000	6,700
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$110,000	5,057
Trading account gains and fees	$0	130
Additional Noninterest Income	$24,000	7,531
Total noninterest expense	$738,000	6,935
Salaries and employee benefits	$459,000	6,558
Premises and equipment expense	$81,000	7,205
Additional noninterest expense	$198,000	7,157
Pre-tax net operating income	$291,000	6,567
Securities gains (losses)	$24,000	1,931
Applicable income taxes	$45,000	5,735
Income before extraordinary items	$270,000	6,277
Extraordinary gains, net	$0	21
Net income	$270,000	6,278
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$311,000	1,016
Cash dividends	$80,000	4,361
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$249,360	6,359
2004-03-31 (YTD Data)		Rank
Total interest income	$825,000	6,175
Total interest expense	$275,000	5,436
Net interest income	$550,000	6,425
Provision for loan and lease losses	$100,000	2,105
Total noninterest income	$66,000	6,695
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$51,000	5,172
Trading account gains and fees	$0	121
Additional Noninterest Income	$15,000	7,252
Total noninterest expense	$380,000	6,898
Salaries and employee benefits	$238,000	6,495
Premises and equipment expense	$39,000	7,313
Additional noninterest expense	$103,000	7,078
Pre-tax net operating income	$136,000	6,639
Securities gains (losses)	$21,000	1,679
Applicable income taxes	$25,000	5,581
Income before extraordinary items	$132,000	6,306
Extraordinary gains, net	$0	16
Net income	$132,000	6,305
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$207,000	799
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$114,360	6,507
2003-12-31 (YTD Data)		Rank
Total interest income	$3,203,000	6,320
Total interest expense	$1,216,000	5,521
Net interest income	$1,987,000	6,610
Provision for loan and lease losses	$296,000	3,234
Total noninterest income	$303,000	6,577
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$247,000	4,779
Trading account gains and fees	$0	160
Additional Noninterest Income	$56,000	7,407
Total noninterest expense	$1,293,000	7,280
Salaries and employee benefits	$765,000	7,051
Premises and equipment expense	$131,000	7,650
Additional noninterest expense	$397,000	7,176
Pre-tax net operating income	$701,000	6,011
Securities gains (losses)	$45,000	2,612
Applicable income taxes	$127,000	5,469
Income before extraordinary items	$619,000	5,884
Extraordinary gains, net	$0	54
Net income	$619,000	5,887
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$275,000	2,373
Cash dividends	$160,000	5,143
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$581,650	5,848
2003-09-30 (YTD Data)		Rank
Total interest income	$2,345,000	6,463
Total interest expense	$903,000	5,699
Net interest income	$1,442,000	6,747
Provision for loan and lease losses	$170,000	3,682
Total noninterest income	$221,000	6,671
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$184,000	4,829
Trading account gains and fees	$0	153
Additional Noninterest Income	$37,000	7,602
Total noninterest expense	$1,041,000	7,098
Salaries and employee benefits	$629,000	6,785
Premises and equipment expense	$111,000	7,438
Additional noninterest expense	$301,000	7,131
Pre-tax net operating income	$452,000	6,500
Securities gains (losses)	$22,000	2,902
Applicable income taxes	$66,000	5,975
Income before extraordinary items	$408,000	6,305
Extraordinary gains, net	$0	40
Net income	$408,000	6,307
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	2,859
Cash dividends	$80,000	4,885
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$389,080	6,246
2003-06-30 (YTD Data)		Rank
Total interest income	$1,589,000	6,451
Total interest expense	$606,000	5,803
Net interest income	$983,000	6,682
Provision for loan and lease losses	$110,000	3,695
Total noninterest income	$152,000	6,610
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$130,000	4,653
Trading account gains and fees	$0	150
Additional Noninterest Income	$22,000	7,723
Total noninterest expense	$684,000	7,165
Salaries and employee benefits	$412,000	6,864
Premises and equipment expense	$70,000	7,554
Additional noninterest expense	$202,000	7,115
Pre-tax net operating income	$341,000	6,232
Securities gains (losses)	$12,000	2,858
Applicable income taxes	$46,000	5,986
Income before extraordinary items	$307,000	6,050
Extraordinary gains, net	$0	30
Net income	$307,000	6,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	2,542
Cash dividends	$80,000	4,449
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$296,560	5,924
2003-03-31 (YTD Data)		Rank
Total interest income	$769,000	6,604
Total interest expense	$314,000	5,797
Net interest income	$455,000	6,929
Provision for loan and lease losses	$50,000	3,651
Total noninterest income	$76,000	6,544
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$63,000	4,635
Trading account gains and fees	$0	134
Additional Noninterest Income	$13,000	7,569
Total noninterest expense	$327,000	7,306
Salaries and employee benefits	$195,000	7,047
Premises and equipment expense	$30,000	7,859
Additional noninterest expense	$102,000	7,099
Pre-tax net operating income	$154,000	6,413
Securities gains (losses)	$1,000	2,714
Applicable income taxes	$26,000	5,851
Income before extraordinary items	$129,000	6,386
Extraordinary gains, net	$0	21
Net income	$129,000	6,385
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	2,653
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$128,170	6,225
2002-12-31 (YTD Data)		Rank
Total interest income	$3,179,000	6,666
Total interest expense	$1,514,000	5,689
Net interest income	$1,665,000	7,166
Provision for loan and lease losses	$125,000	5,264
Total noninterest income	$309,000	6,394
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$250,000	4,695
Trading account gains and fees	$0	153
Additional Noninterest Income	$59,000	7,380
Total noninterest expense	$1,241,000	7,388
Salaries and employee benefits	$715,000	7,215
Premises and equipment expense	$156,000	7,363
Additional noninterest expense	$370,000	7,346
Pre-tax net operating income	$608,000	6,400
Securities gains (losses)	$14,000	3,404
Applicable income taxes	$91,000	6,049
Income before extraordinary items	$531,000	6,254
Extraordinary gains, net	$0	70
Net income	$531,000	6,253
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$149,000	3,529
Cash dividends	$160,000	5,124
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$519,100	6,161
2001-12-31 (YTD Data)		Rank
Total interest income	$3,076,000	7,182
Total interest expense	$1,758,000	6,492
Net interest income	$1,318,000	7,658
Provision for loan and lease losses	$99,000	5,644
Total noninterest income	$267,000	6,700
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$224,000	4,893
Trading account gains and fees	$0	177
Additional Noninterest Income	$43,000	7,892
Total noninterest expense	$1,046,000	7,836
Salaries and employee benefits	$579,000	7,765
Premises and equipment expense	$108,000	8,182
Additional noninterest expense	$359,000	7,445
Pre-tax net operating income	$440,000	6,793
Securities gains (losses)	$5,000	3,927
Applicable income taxes	$59,000	6,554
Income before extraordinary items	$386,000	6,659
Extraordinary gains, net	$0	105
Net income	$386,000	6,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	4,802
Cash dividends	$160,000	5,243
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$381,650	6,540
2000-12-31 (YTD Data)		Rank
Total interest income	$2,780,000	7,634
Total interest expense	$1,390,000	7,368
Net interest income	$1,390,000	7,659
Provision for loan and lease losses	$137,000	4,589
Total noninterest income	$242,000	6,853
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$205,000	5,029
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	8,273
Total noninterest expense	$948,000	8,170
Salaries and employee benefits	$585,000	7,772
Premises and equipment expense	$61,000	9,156
Additional noninterest expense	$302,000	7,928
Pre-tax net operating income	$547,000	6,788
Securities gains (losses)	$3,000	1,519
Applicable income taxes	$138,000	6,063
Income before extraordinary items	$412,000	6,783
Extraordinary gains, net	$0	38
Net income	$412,000	6,782
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	4,827
Cash dividends	$160,000	5,403
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$409,750	6,807
1999-12-31 (YTD Data)		Rank
Total interest income	$2,603,000	7,796
Total interest expense	$1,265,000	7,486
Net interest income	$1,338,000	7,899
Provision for loan and lease losses	$55,000	6,383
Total noninterest income	$236,000	7,086
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$198,000	5,141
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	8,510
Total noninterest expense	$911,000	8,381
Salaries and employee benefits	$550,000	8,042
Premises and equipment expense	$59,000	9,453
Additional noninterest expense	$302,000	8,096
Pre-tax net operating income	$608,000	6,678
Securities gains (losses)	$0	3,155
Applicable income taxes	$108,000	6,819
Income before extraordinary items	$500,000	6,442
Extraordinary gains, net	$0	35
Net income	$500,000	6,440
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	3,618
Cash dividends	$160,000	5,532
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$500,000	6,422
1998-12-31 (YTD Data)		Rank
Total interest income	$2,536,000	8,057
Total interest expense	$1,296,000	7,688
Net interest income	$1,240,000	8,236
Provision for loan and lease losses	$15,000	7,946
Total noninterest income	$226,000	7,266
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$186,000	5,341
Trading account gains and fees	NA	NA
Additional Noninterest Income	$40,000	8,530
Total noninterest expense	$823,000	8,703
Salaries and employee benefits	$516,000	8,250
Premises and equipment expense	$45,000	9,930
Additional noninterest expense	$262,000	8,479
Pre-tax net operating income	$628,000	6,775
Securities gains (losses)	$0	4,449
Applicable income taxes	$139,000	6,991
Income before extraordinary items	$489,000	6,670
Extraordinary gains, net	$0	32
Net income	$489,000	6,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,204
Cash dividends	$140,000	5,882
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$489,000	6,561
1997-12-31 (YTD Data)		Rank
Total interest income	$2,530,000	8,337
Total interest expense	$1,344,000	7,731
Net interest income	$1,186,000	8,712
Provision for loan and lease losses	$80,000	5,644
Total noninterest income	$244,000	7,293
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$207,000	5,249
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	8,993
Total noninterest expense	$799,000	9,036
Salaries and employee benefits	$494,000	8,644
Premises and equipment expense	$57,000	10,024
Additional noninterest expense	$248,000	8,870
Pre-tax net operating income	$551,000	7,667
Securities gains (losses)	$0	3,944
Applicable income taxes	$110,000	8,243
Income before extraordinary items	$441,000	7,369
Extraordinary gains, net	$0	44
Net income	$441,000	7,372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	4,041
Cash dividends	$120,000	6,224
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$441,000	7,320
1996-12-31 (YTD Data)		Rank
Total interest income	$2,390,000	8,836
Total interest expense	$1,260,000	8,210
Net interest income	$1,130,000	9,210
Provision for loan and lease losses	$95,000	5,238
Total noninterest income	$243,000	7,684
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$203,000	5,503
Trading account gains and fees	NA	NA
Additional Noninterest Income	$40,000	9,363
Total noninterest expense	$782,000	9,499
Salaries and employee benefits	$484,000	9,000
Premises and equipment expense	$57,000	10,437
Additional noninterest expense	$241,000	9,491
Pre-tax net operating income	$496,000	7,958
Securities gains (losses)	$3,000	3,304
Applicable income taxes	$85,000	9,017
Income before extraordinary items	$414,000	7,508
Extraordinary gains, net	$0	53
Net income	$414,000	7,506
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	4,082
Cash dividends	$120,000	6,384
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$411,510	7,468
1995-12-31 (YTD Data)		Rank
Total interest income	$2,143,000	9,506
Total interest expense	$1,048,000	9,091
Net interest income	$1,095,000	9,642
Provision for loan and lease losses	$50,000	6,165
Total noninterest income	$218,000	8,150
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$183,000	5,995
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	9,970
Total noninterest expense	$781,000	9,855
Salaries and employee benefits	$479,000	9,289
Premises and equipment expense	$58,000	10,852
Additional noninterest expense	$244,000	9,898
Pre-tax net operating income	$482,000	8,540
Securities gains (losses)	$0	3,831
Applicable income taxes	$95,000	9,268
Income before extraordinary items	$387,000	8,179
Extraordinary gains, net	$0	65
Net income	$387,000	8,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,576
Cash dividends	$120,000	6,469
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$387,000	8,144
1994-12-31 (YTD Data)		Rank
Total interest income	$1,968,000	9,858
Total interest expense	$834,000	9,424
Net interest income	$1,134,000	9,954
Provision for loan and lease losses	$205,000	2,968
Total noninterest income	$184,000	9,030
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$152,000	6,839
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,000	10,653
Total noninterest expense	$743,000	10,507
Salaries and employee benefits	$438,000	9,934
Premises and equipment expense	$68,000	11,037
Additional noninterest expense	$237,000	10,688
Pre-tax net operating income	$370,000	9,573
Securities gains (losses)	$0	3,600
Applicable income taxes	$52,000	10,415
Income before extraordinary items	$318,000	8,961
Extraordinary gains, net	$0	249
Net income	$318,000	8,964
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	3,175
Cash dividends	$120,000	6,524
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$318,000	9,019
1993-12-31 (YTD Data)		Rank
Total interest income	$1,963,000	10,258
Total interest expense	$876,000	9,654
Net interest income	$1,087,000	10,459
Provision for loan and lease losses	$120,000	5,200
Total noninterest income	$212,000	8,992
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$174,000	6,494
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	10,795
Total noninterest expense	$756,000	10,892
Salaries and employee benefits	$410,000	10,534
Premises and equipment expense	$97,000	10,539
Additional noninterest expense	$249,000	11,098
Pre-tax net operating income	$423,000	9,233
Securities gains (losses)	$9,000	5,582
Applicable income taxes	$82,000	10,157
Income before extraordinary items	$350,000	8,932
Extraordinary gains, net	$0	3,149
Net income	$350,000	9,101
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	5,845
Cash dividends	$120,000	6,522
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$342,710	8,750
1992-12-31 (YTD Data)		Rank
Total interest income	$2,070,000	10,753
Total interest expense	$1,044,000	10,208
Net interest income	$1,026,000	11,004
Provision for loan and lease losses	$62,000	8,472
Total noninterest income	$178,000	9,865
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$148,000	7,158
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	11,767
Total noninterest expense	$716,000	11,432
Salaries and employee benefits	$370,000	11,219
Premises and equipment expense	$91,000	11,073
Additional noninterest expense	$255,000	11,467
Pre-tax net operating income	$426,000	9,011
Securities gains (losses)	$28,000	5,098
Applicable income taxes	$84,000	10,333
Income before extraordinary items	$370,000	8,507
Extraordinary gains, net	$0	1,422
Net income	$370,000	8,632
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	6,234
Cash dividends	$120,000	6,190
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$347,320	8,388

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.