Home > Wilburton State Bank > Income and Expense
Wilburton State Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 5,093 |
| Total interest expense | $134,000 | 5,139 |
| Net interest income | $1,609,000 | 5,055 |
| Provision for loan and lease losses | $45,000 | 3,408 |
| Total noninterest income | $517,000 | 3,631 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $269,000 | 2,655 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $248,000 | 3,838 |
| Total noninterest expense | $1,323,000 | 5,081 |
| Salaries and employee benefits | $599,000 | 5,289 |
| Premises and equipment expense | $231,000 | 4,282 |
| Additional noninterest expense | $493,000 | 4,901 |
| Pre-tax net operating income | $758,000 | 4,111 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $758,000 | 3,926 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $758,000 | 3,924 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $758,000 | 3,926 |
| Net charge-offs | $47,000 | 2,629 |
| Cash dividends | $635,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $758,000 | 3,859 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 5,124 |
| Total interest expense | $89,000 | 5,187 |
| Net interest income | $1,087,000 | 5,078 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $300,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $173,000 | 2,689 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $127,000 | 4,177 |
| Total noninterest expense | $904,000 | 5,103 |
| Salaries and employee benefits | $417,000 | 5,303 |
| Premises and equipment expense | $154,000 | 4,314 |
| Additional noninterest expense | $333,000 | 4,944 |
| Pre-tax net operating income | $453,000 | 4,302 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $453,000 | 4,108 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $453,000 | 4,105 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $453,000 | 4,107 |
| Net charge-offs | $56,000 | 2,063 |
| Cash dividends | $360,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $453,000 | 4,031 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $597,000 | 5,139 |
| Total interest expense | $44,000 | 5,242 |
| Net interest income | $553,000 | 5,095 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $154,000 | 3,784 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $88,000 | 2,636 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $66,000 | 4,090 |
| Total noninterest expense | $482,000 | 5,073 |
| Salaries and employee benefits | $218,000 | 5,285 |
| Premises and equipment expense | $79,000 | 4,302 |
| Additional noninterest expense | $185,000 | 4,802 |
| Pre-tax net operating income | $210,000 | 4,378 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $210,000 | 4,168 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $210,000 | 4,164 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $210,000 | 4,166 |
| Net charge-offs | $62,000 | 1,303 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $210,000 | 4,114 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,335,000 | 5,209 |
| Total interest expense | $185,000 | 5,253 |
| Net interest income | $2,150,000 | 5,151 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $594,000 | 3,919 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $357,000 | 2,730 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $237,000 | 4,257 |
| Total noninterest expense | $1,876,000 | 5,152 |
| Salaries and employee benefits | $911,000 | 5,300 |
| Premises and equipment expense | $320,000 | 4,355 |
| Additional noninterest expense | $645,000 | 5,067 |
| Pre-tax net operating income | $808,000 | 4,392 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $808,000 | 4,239 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $808,000 | 4,237 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $808,000 | 4,239 |
| Net charge-offs | $-23,000 | 5,367 |
| Cash dividends | $700,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $808,000 | 4,193 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 5,272 |
| Total interest expense | $140,000 | 5,322 |
| Net interest income | $1,606,000 | 5,220 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $452,000 | 3,908 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $270,000 | 2,727 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $182,000 | 4,255 |
| Total noninterest expense | $1,387,000 | 5,205 |
| Salaries and employee benefits | $677,000 | 5,330 |
| Premises and equipment expense | $244,000 | 4,356 |
| Additional noninterest expense | $466,000 | 5,164 |
| Pre-tax net operating income | $626,000 | 4,447 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $626,000 | 4,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $626,000 | 4,263 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $626,000 | 4,265 |
| Net charge-offs | $-44,000 | 5,584 |
| Cash dividends | $510,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $626,000 | 4,208 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 5,321 |
| Total interest expense | $95,000 | 5,355 |
| Net interest income | $1,059,000 | 5,270 |
| Provision for loan and lease losses | $30,000 | 3,185 |
| Total noninterest income | $305,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $179,000 | 2,710 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $126,000 | 4,242 |
| Total noninterest expense | $924,000 | 5,253 |
| Salaries and employee benefits | $460,000 | 5,364 |
| Premises and equipment expense | $160,000 | 4,417 |
| Additional noninterest expense | $304,000 | 5,229 |
| Pre-tax net operating income | $410,000 | 4,453 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $410,000 | 4,264 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $410,000 | 4,266 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $410,000 | 4,267 |
| Net charge-offs | $-78,000 | 5,864 |
| Cash dividends | $340,000 | 2,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $410,000 | 4,205 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $591,000 | 5,313 |
| Total interest expense | $49,000 | 5,367 |
| Net interest income | $542,000 | 5,263 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $153,000 | 3,879 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $88,000 | 2,723 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $65,000 | 4,202 |
| Total noninterest expense | $447,000 | 5,340 |
| Salaries and employee benefits | $221,000 | 5,464 |
| Premises and equipment expense | $81,000 | 4,451 |
| Additional noninterest expense | $145,000 | 5,331 |
| Pre-tax net operating income | $233,000 | 4,240 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $233,000 | 4,055 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $233,000 | 4,059 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $233,000 | 4,059 |
| Net charge-offs | $-65,000 | 6,021 |
| Cash dividends | $100,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $233,000 | 3,990 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,314,000 | 5,440 |
| Total interest expense | $233,000 | 5,319 |
| Net interest income | $2,081,000 | 5,401 |
| Provision for loan and lease losses | $60,000 | 3,589 |
| Total noninterest income | $602,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $372,000 | 2,806 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $230,000 | 4,357 |
| Total noninterest expense | $1,866,000 | 5,373 |
| Salaries and employee benefits | $922,000 | 5,500 |
| Premises and equipment expense | $313,000 | 4,590 |
| Additional noninterest expense | $631,000 | 5,308 |
| Pre-tax net operating income | $757,000 | 4,557 |
| Securities gains (losses) | $30,000 | 2,077 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $787,000 | 4,325 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $787,000 | 4,324 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $787,000 | 4,325 |
| Net charge-offs | $107,000 | 3,120 |
| Cash dividends | $670,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $757,000 | 4,329 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 5,497 |
| Total interest expense | $180,000 | 5,355 |
| Net interest income | $1,567,000 | 5,453 |
| Provision for loan and lease losses | $45,000 | 3,462 |
| Total noninterest income | $454,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $280,000 | 2,835 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $174,000 | 4,385 |
| Total noninterest expense | $1,365,000 | 5,458 |
| Salaries and employee benefits | $679,000 | 5,548 |
| Premises and equipment expense | $236,000 | 4,631 |
| Additional noninterest expense | $450,000 | 5,424 |
| Pre-tax net operating income | $611,000 | 4,544 |
| Securities gains (losses) | $30,000 | 1,776 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $641,000 | 4,263 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $641,000 | 4,264 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $641,000 | 4,264 |
| Net charge-offs | $11,000 | 4,115 |
| Cash dividends | $520,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $611,000 | 4,281 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 5,532 |
| Total interest expense | $122,000 | 5,383 |
| Net interest income | $1,033,000 | 5,503 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $299,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $179,000 | 2,911 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $120,000 | 4,326 |
| Total noninterest expense | $894,000 | 5,505 |
| Salaries and employee benefits | $445,000 | 5,616 |
| Premises and equipment expense | $159,000 | 4,654 |
| Additional noninterest expense | $290,000 | 5,520 |
| Pre-tax net operating income | $408,000 | 4,508 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $408,000 | 4,287 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $408,000 | 4,291 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $408,000 | 4,292 |
| Net charge-offs | $17,000 | 3,484 |
| Cash dividends | $335,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $408,000 | 4,232 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $578,000 | 5,582 |
| Total interest expense | $62,000 | 5,430 |
| Net interest income | $516,000 | 5,561 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $147,000 | 4,017 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $87,000 | 2,933 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $60,000 | 4,319 |
| Total noninterest expense | $445,000 | 5,576 |
| Salaries and employee benefits | $220,000 | 5,694 |
| Premises and equipment expense | $81,000 | 4,681 |
| Additional noninterest expense | $144,000 | 5,577 |
| Pre-tax net operating income | $203,000 | 4,452 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $203,000 | 4,229 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $203,000 | 4,229 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $203,000 | 4,231 |
| Net charge-offs | $11,000 | 2,795 |
| Cash dividends | $150,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $203,000 | 4,176 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,361,000 | 5,628 |
| Total interest expense | $286,000 | 5,470 |
| Net interest income | $2,075,000 | 5,599 |
| Provision for loan and lease losses | $60,000 | 4,088 |
| Total noninterest income | $562,000 | 4,233 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $355,000 | 3,062 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $207,000 | 4,568 |
| Total noninterest expense | $1,805,000 | 5,618 |
| Salaries and employee benefits | $892,000 | 5,745 |
| Premises and equipment expense | $298,000 | 4,872 |
| Additional noninterest expense | $615,000 | 5,543 |
| Pre-tax net operating income | $772,000 | 4,456 |
| Securities gains (losses) | $12,000 | 2,573 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $784,000 | 4,288 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $784,000 | 4,290 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $784,000 | 4,291 |
| Net charge-offs | $72,000 | 4,062 |
| Cash dividends | $575,000 | 2,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $772,000 | 4,250 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 5,690 |
| Total interest expense | $219,000 | 5,535 |
| Net interest income | $1,550,000 | 5,663 |
| Provision for loan and lease losses | $45,000 | 4,007 |
| Total noninterest income | $424,000 | 4,288 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $269,000 | 3,063 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $155,000 | 4,664 |
| Total noninterest expense | $1,332,000 | 5,678 |
| Salaries and employee benefits | $653,000 | 5,795 |
| Premises and equipment expense | $224,000 | 4,897 |
| Additional noninterest expense | $455,000 | 5,576 |
| Pre-tax net operating income | $597,000 | 4,516 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $597,000 | 4,318 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $597,000 | 4,321 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $597,000 | 4,322 |
| Net charge-offs | $30,000 | 4,187 |
| Cash dividends | $445,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $597,000 | 4,242 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 5,705 |
| Total interest expense | $148,000 | 5,581 |
| Net interest income | $1,041,000 | 5,670 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $286,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $180,000 | 3,030 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $106,000 | 4,665 |
| Total noninterest expense | $869,000 | 5,738 |
| Salaries and employee benefits | $426,000 | 5,875 |
| Premises and equipment expense | $149,000 | 4,911 |
| Additional noninterest expense | $294,000 | 5,643 |
| Pre-tax net operating income | $428,000 | 4,381 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $428,000 | 4,201 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $428,000 | 4,203 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $428,000 | 4,204 |
| Net charge-offs | $18,000 | 4,060 |
| Cash dividends | $315,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $428,000 | 4,092 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 5,707 |
| Total interest expense | $74,000 | 5,670 |
| Net interest income | $537,000 | 5,639 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $148,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $90,000 | 2,991 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 4,529 |
| Total noninterest expense | $440,000 | 5,778 |
| Salaries and employee benefits | $218,000 | 5,893 |
| Premises and equipment expense | $77,000 | 4,877 |
| Additional noninterest expense | $145,000 | 5,729 |
| Pre-tax net operating income | $230,000 | 4,259 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $230,000 | 4,030 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $230,000 | 4,033 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $230,000 | 4,033 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $75,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $230,000 | 3,939 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,705,000 | 5,664 |
| Total interest expense | $362,000 | 5,710 |
| Net interest income | $2,343,000 | 5,584 |
| Provision for loan and lease losses | $110,000 | 4,578 |
| Total noninterest income | $561,000 | 4,285 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $368,000 | 3,102 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $193,000 | 4,641 |
| Total noninterest expense | $1,796,000 | 5,830 |
| Salaries and employee benefits | $922,000 | 5,840 |
| Premises and equipment expense | $298,000 | 4,975 |
| Additional noninterest expense | $576,000 | 5,869 |
| Pre-tax net operating income | $998,000 | 4,020 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $998,000 | 3,923 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $998,000 | 3,923 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $998,000 | 3,925 |
| Net charge-offs | $8,000 | 5,657 |
| Cash dividends | $725,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $998,000 | 3,759 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,060,000 | 5,729 |
| Total interest expense | $284,000 | 5,771 |
| Net interest income | $1,776,000 | 5,654 |
| Provision for loan and lease losses | $63,000 | 4,774 |
| Total noninterest income | $425,000 | 4,325 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $277,000 | 3,134 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $148,000 | 4,652 |
| Total noninterest expense | $1,346,000 | 5,880 |
| Salaries and employee benefits | $702,000 | 5,858 |
| Premises and equipment expense | $220,000 | 5,089 |
| Additional noninterest expense | $424,000 | 5,964 |
| Pre-tax net operating income | $792,000 | 4,048 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $792,000 | 3,875 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $792,000 | 3,876 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $792,000 | 3,877 |
| Net charge-offs | $-77,000 | 6,989 |
| Cash dividends | $525,000 | 1,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $792,000 | 3,709 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 5,769 |
| Total interest expense | $196,000 | 5,811 |
| Net interest income | $1,178,000 | 5,698 |
| Provision for loan and lease losses | $42,000 | 4,704 |
| Total noninterest income | $291,000 | 4,267 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $185,000 | 3,122 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 4,582 |
| Total noninterest expense | $902,000 | 5,921 |
| Salaries and employee benefits | $472,000 | 5,887 |
| Premises and equipment expense | $145,000 | 5,127 |
| Additional noninterest expense | $285,000 | 5,993 |
| Pre-tax net operating income | $525,000 | 4,044 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $525,000 | 3,899 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $525,000 | 3,901 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $525,000 | 3,902 |
| Net charge-offs | $63,000 | 3,827 |
| Cash dividends | $350,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $525,000 | 3,704 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $691,000 | 5,805 |
| Total interest expense | $98,000 | 5,913 |
| Net interest income | $593,000 | 5,720 |
| Provision for loan and lease losses | $21,000 | 4,455 |
| Total noninterest income | $151,000 | 4,221 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $93,000 | 3,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 4,488 |
| Total noninterest expense | $463,000 | 5,922 |
| Salaries and employee benefits | $251,000 | 5,823 |
| Premises and equipment expense | $74,000 | 5,127 |
| Additional noninterest expense | $138,000 | 6,063 |
| Pre-tax net operating income | $260,000 | 4,099 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $260,000 | 3,894 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $260,000 | 3,899 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $260,000 | 3,898 |
| Net charge-offs | $81,000 | 2,633 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $260,000 | 3,742 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,926,000 | 5,813 |
| Total interest expense | $472,000 | 5,962 |
| Net interest income | $2,454,000 | 5,689 |
| Provision for loan and lease losses | $110,000 | 5,257 |
| Total noninterest income | $574,000 | 4,160 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $375,000 | 3,156 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $199,000 | 4,471 |
| Total noninterest expense | $1,932,000 | 5,885 |
| Salaries and employee benefits | $975,000 | 5,917 |
| Premises and equipment expense | $309,000 | 5,171 |
| Additional noninterest expense | $648,000 | 5,842 |
| Pre-tax net operating income | $986,000 | 3,757 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $986,000 | 3,593 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $986,000 | 3,595 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $986,000 | 3,596 |
| Net charge-offs | $253,000 | 4,001 |
| Cash dividends | $730,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $986,000 | 3,472 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,214,000 | 5,852 |
| Total interest expense | $366,000 | 6,009 |
| Net interest income | $1,848,000 | 5,719 |
| Provision for loan and lease losses | $45,000 | 5,587 |
| Total noninterest income | $432,000 | 4,165 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $284,000 | 3,141 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $148,000 | 4,546 |
| Total noninterest expense | $1,429,000 | 5,937 |
| Salaries and employee benefits | $730,000 | 5,924 |
| Premises and equipment expense | $216,000 | 5,367 |
| Additional noninterest expense | $483,000 | 5,897 |
| Pre-tax net operating income | $806,000 | 3,711 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $806,000 | 3,500 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $806,000 | 3,502 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $806,000 | 3,502 |
| Net charge-offs | $226,000 | 3,577 |
| Cash dividends | $555,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $806,000 | 3,383 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 5,913 |
| Total interest expense | $251,000 | 6,070 |
| Net interest income | $1,218,000 | 5,793 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $290,000 | 4,163 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $189,000 | 3,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 4,526 |
| Total noninterest expense | $946,000 | 6,013 |
| Salaries and employee benefits | $486,000 | 5,981 |
| Premises and equipment expense | $138,000 | 5,495 |
| Additional noninterest expense | $322,000 | 5,976 |
| Pre-tax net operating income | $532,000 | 3,692 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $532,000 | 3,448 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $532,000 | 3,449 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $532,000 | 3,449 |
| Net charge-offs | $6,000 | 5,501 |
| Cash dividends | $370,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $532,000 | 3,351 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $739,000 | 5,941 |
| Total interest expense | $128,000 | 6,126 |
| Net interest income | $611,000 | 5,782 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $142,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $93,000 | 3,131 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $49,000 | 4,699 |
| Total noninterest expense | $489,000 | 5,990 |
| Salaries and employee benefits | $254,000 | 5,944 |
| Premises and equipment expense | $71,000 | 5,484 |
| Additional noninterest expense | $164,000 | 5,969 |
| Pre-tax net operating income | $249,000 | 3,839 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $249,000 | 3,597 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $249,000 | 3,596 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $249,000 | 3,596 |
| Net charge-offs | $16,000 | 4,159 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $249,000 | 3,530 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,066,000 | 5,987 |
| Total interest expense | $589,000 | 6,283 |
| Net interest income | $2,477,000 | 5,782 |
| Provision for loan and lease losses | $60,000 | 6,354 |
| Total noninterest income | $550,000 | 4,393 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $369,000 | 3,223 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $181,000 | 4,727 |
| Total noninterest expense | $1,695,000 | 6,307 |
| Salaries and employee benefits | $922,000 | 6,178 |
| Premises and equipment expense | $196,000 | 6,229 |
| Additional noninterest expense | $577,000 | 6,270 |
| Pre-tax net operating income | $1,272,000 | 2,993 |
| Securities gains (losses) | $56,000 | 2,585 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,328,000 | 2,708 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,328,000 | 2,705 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,328,000 | 2,709 |
| Net charge-offs | $70,000 | 5,701 |
| Cash dividends | $1,000,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,272,000 | 2,697 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 6,085 |
| Total interest expense | $450,000 | 6,392 |
| Net interest income | $1,863,000 | 5,857 |
| Provision for loan and lease losses | $45,000 | 6,297 |
| Total noninterest income | $412,000 | 4,451 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $278,000 | 3,289 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $134,000 | 4,823 |
| Total noninterest expense | $1,270,000 | 6,356 |
| Salaries and employee benefits | $691,000 | 6,221 |
| Premises and equipment expense | $146,000 | 6,328 |
| Additional noninterest expense | $433,000 | 6,314 |
| Pre-tax net operating income | $960,000 | 3,167 |
| Securities gains (losses) | $56,000 | 2,341 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,016,000 | 2,859 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,016,000 | 2,853 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,016,000 | 2,858 |
| Net charge-offs | $54,000 | 5,452 |
| Cash dividends | $675,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $960,000 | 2,825 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 6,120 |
| Total interest expense | $303,000 | 6,474 |
| Net interest income | $1,239,000 | 5,879 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $278,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $185,000 | 3,307 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $93,000 | 4,743 |
| Total noninterest expense | $858,000 | 6,384 |
| Salaries and employee benefits | $460,000 | 6,275 |
| Premises and equipment expense | $98,000 | 6,343 |
| Additional noninterest expense | $300,000 | 6,284 |
| Pre-tax net operating income | $629,000 | 3,217 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $629,000 | 2,979 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $629,000 | 2,974 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $629,000 | 2,978 |
| Net charge-offs | $61,000 | 4,705 |
| Cash dividends | $450,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $629,000 | 2,862 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $766,000 | 6,205 |
| Total interest expense | $149,000 | 6,617 |
| Net interest income | $617,000 | 5,948 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $135,000 | 4,506 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $86,000 | 3,446 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $49,000 | 4,728 |
| Total noninterest expense | $434,000 | 6,442 |
| Salaries and employee benefits | $235,000 | 6,313 |
| Premises and equipment expense | $48,000 | 6,465 |
| Additional noninterest expense | $151,000 | 6,340 |
| Pre-tax net operating income | $303,000 | 3,333 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $303,000 | 3,106 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $303,000 | 3,103 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $303,000 | 3,106 |
| Net charge-offs | $28,000 | 4,202 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $303,000 | 2,997 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 6,141 |
| Total interest expense | $676,000 | 6,742 |
| Net interest income | $2,636,000 | 5,699 |
| Provision for loan and lease losses | $100,000 | 6,413 |
| Total noninterest income | $513,000 | 4,683 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $360,000 | 3,531 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $153,000 | 5,063 |
| Total noninterest expense | $1,744,000 | 6,506 |
| Salaries and employee benefits | $893,000 | 6,477 |
| Premises and equipment expense | $212,000 | 6,387 |
| Additional noninterest expense | $639,000 | 6,332 |
| Pre-tax net operating income | $1,305,000 | 2,574 |
| Securities gains (losses) | $56,000 | 2,561 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,361,000 | 2,265 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,361,000 | 2,263 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,361,000 | 2,264 |
| Net charge-offs | $50,000 | 6,213 |
| Cash dividends | $1,060,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,305,000 | 2,299 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 6,205 |
| Total interest expense | $522,000 | 6,816 |
| Net interest income | $1,964,000 | 5,749 |
| Provision for loan and lease losses | $25,000 | 6,864 |
| Total noninterest income | $381,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $269,000 | 3,544 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $112,000 | 5,231 |
| Total noninterest expense | $1,312,000 | 6,535 |
| Salaries and employee benefits | $667,000 | 6,503 |
| Premises and equipment expense | $156,000 | 6,474 |
| Additional noninterest expense | $489,000 | 6,301 |
| Pre-tax net operating income | $1,008,000 | 2,723 |
| Securities gains (losses) | $56,000 | 2,228 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,064,000 | 2,381 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,064,000 | 2,379 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,064,000 | 2,382 |
| Net charge-offs | $29,000 | 6,056 |
| Cash dividends | $780,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,008,000 | 2,421 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 6,247 |
| Total interest expense | $369,000 | 6,844 |
| Net interest income | $1,300,000 | 5,773 |
| Provision for loan and lease losses | $25,000 | 6,581 |
| Total noninterest income | $252,000 | 4,793 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $175,000 | 3,579 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $77,000 | 5,225 |
| Total noninterest expense | $854,000 | 6,634 |
| Salaries and employee benefits | $437,000 | 6,632 |
| Premises and equipment expense | $102,000 | 6,546 |
| Additional noninterest expense | $315,000 | 6,398 |
| Pre-tax net operating income | $673,000 | 2,835 |
| Securities gains (losses) | $7,000 | 2,683 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $680,000 | 2,550 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $680,000 | 2,547 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $680,000 | 2,549 |
| Net charge-offs | $31,000 | 5,317 |
| Cash dividends | $530,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $673,000 | 2,492 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $837,000 | 6,296 |
| Total interest expense | $192,000 | 6,871 |
| Net interest income | $645,000 | 5,806 |
| Provision for loan and lease losses | $25,000 | 5,698 |
| Total noninterest income | $125,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $82,000 | 3,654 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $43,000 | 5,090 |
| Total noninterest expense | $385,000 | 6,822 |
| Salaries and employee benefits | $218,000 | 6,676 |
| Premises and equipment expense | $52,000 | 6,557 |
| Additional noninterest expense | $115,000 | 6,860 |
| Pre-tax net operating income | $360,000 | 3,009 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $360,000 | 2,763 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $360,000 | 2,761 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $360,000 | 2,764 |
| Net charge-offs | $13,000 | 4,614 |
| Cash dividends | $280,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $360,000 | 2,626 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,588,000 | 6,263 |
| Total interest expense | $1,068,000 | 6,656 |
| Net interest income | $2,520,000 | 5,893 |
| Provision for loan and lease losses | $78,000 | 6,256 |
| Total noninterest income | $469,000 | 4,975 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $338,000 | 3,797 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $131,000 | 5,530 |
| Total noninterest expense | $1,483,000 | 6,886 |
| Salaries and employee benefits | $762,000 | 7,003 |
| Premises and equipment expense | $203,000 | 6,657 |
| Additional noninterest expense | $518,000 | 6,555 |
| Pre-tax net operating income | $1,428,000 | 3,106 |
| Securities gains (losses) | $127,000 | 961 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,555,000 | 2,453 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,555,000 | 2,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,287 |
| Cash dividends | $1,300,000 | 1,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,428,000 | 2,749 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 6,315 |
| Total interest expense | $832,000 | 6,713 |
| Net interest income | $1,884,000 | 5,944 |
| Provision for loan and lease losses | $36,000 | 6,153 |
| Total noninterest income | $348,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $251,000 | 3,837 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $97,000 | 5,679 |
| Total noninterest expense | $1,101,000 | 6,921 |
| Salaries and employee benefits | $560,000 | 7,051 |
| Premises and equipment expense | $151,000 | 6,704 |
| Additional noninterest expense | $390,000 | 6,528 |
| Pre-tax net operating income | $1,095,000 | 3,500 |
| Securities gains (losses) | $92,000 | 1,026 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,187,000 | 2,775 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,187,000 | 2,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,890 |
| Cash dividends | $950,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,095,000 | 3,073 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 6,357 |
| Total interest expense | $583,000 | 6,739 |
| Net interest income | $1,237,000 | 5,989 |
| Provision for loan and lease losses | $24,000 | 5,853 |
| Total noninterest income | $232,000 | 5,147 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $166,000 | 3,860 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $66,000 | 5,727 |
| Total noninterest expense | $734,000 | 6,970 |
| Salaries and employee benefits | $366,000 | 7,133 |
| Premises and equipment expense | $102,000 | 6,713 |
| Additional noninterest expense | $266,000 | 6,492 |
| Pre-tax net operating income | $711,000 | 3,673 |
| Securities gains (losses) | $84,000 | 1,092 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $795,000 | 3,066 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $795,000 | 3,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,555 |
| Cash dividends | $625,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $711,000 | 3,236 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $922,000 | 6,403 |
| Total interest expense | $301,000 | 6,829 |
| Net interest income | $621,000 | 6,011 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $111,000 | 5,225 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $78,000 | 3,924 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,761 |
| Total noninterest expense | $362,000 | 7,029 |
| Salaries and employee benefits | $182,000 | 7,171 |
| Premises and equipment expense | $54,000 | 6,627 |
| Additional noninterest expense | $126,000 | 6,613 |
| Pre-tax net operating income | $358,000 | 3,782 |
| Securities gains (losses) | $83,000 | 805 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $441,000 | 2,975 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $441,000 | 2,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,652 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $358,000 | 3,345 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,638,000 | 6,434 |
| Total interest expense | $1,225,000 | 6,829 |
| Net interest income | $2,413,000 | 6,065 |
| Provision for loan and lease losses | $30,000 | 6,068 |
| Total noninterest income | $478,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $280,000 | 4,220 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $198,000 | 5,077 |
| Total noninterest expense | $1,433,000 | 7,015 |
| Salaries and employee benefits | $720,000 | 7,199 |
| Premises and equipment expense | $232,000 | 6,421 |
| Additional noninterest expense | $481,000 | 6,670 |
| Pre-tax net operating income | $1,428,000 | 3,989 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,431,000 | 3,548 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,431,000 | 3,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,191 |
| Cash dividends | $1,225,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,428,000 | 3,542 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 6,504 |
| Total interest expense | $908,000 | 6,881 |
| Net interest income | $1,782,000 | 6,140 |
| Provision for loan and lease losses | $21,000 | 5,805 |
| Total noninterest income | $370,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $205,000 | 4,289 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $165,000 | 4,884 |
| Total noninterest expense | $1,069,000 | 7,017 |
| Salaries and employee benefits | $528,000 | 7,215 |
| Premises and equipment expense | $178,000 | 6,364 |
| Additional noninterest expense | $363,000 | 6,639 |
| Pre-tax net operating income | $1,062,000 | 4,222 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,067,000 | 3,734 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,067,000 | 3,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,750 |
| Cash dividends | $895,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,062,000 | 3,729 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 6,614 |
| Total interest expense | $588,000 | 6,957 |
| Net interest income | $1,156,000 | 6,248 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $281,000 | 4,808 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $136,000 | 4,306 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $145,000 | 4,376 |
| Total noninterest expense | $731,000 | 7,007 |
| Salaries and employee benefits | $360,000 | 7,215 |
| Premises and equipment expense | $118,000 | 6,409 |
| Additional noninterest expense | $253,000 | 6,565 |
| Pre-tax net operating income | $694,000 | 4,330 |
| Securities gains (losses) | $5,000 | 1,010 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $699,000 | 3,820 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $699,000 | 3,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,834 |
| Cash dividends | $595,000 | 2,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $694,000 | 3,831 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $877,000 | 6,625 |
| Total interest expense | $293,000 | 6,962 |
| Net interest income | $584,000 | 6,223 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $182,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $62,000 | 4,457 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $120,000 | 3,430 |
| Total noninterest expense | $365,000 | 7,043 |
| Salaries and employee benefits | $177,000 | 7,297 |
| Premises and equipment expense | $55,000 | 6,603 |
| Additional noninterest expense | $133,000 | 6,437 |
| Pre-tax net operating income | $398,000 | 4,005 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $398,000 | 3,511 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $398,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,009 |
| Cash dividends | $345,000 | 1,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $398,000 | 3,487 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 6,516 |
| Total interest expense | $1,021,000 | 6,910 |
| Net interest income | $2,339,000 | 6,184 |
| Provision for loan and lease losses | $50,000 | 5,567 |
| Total noninterest income | $343,000 | 5,917 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $264,000 | 4,382 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $79,000 | 6,691 |
| Total noninterest expense | $1,175,000 | 7,426 |
| Salaries and employee benefits | $650,000 | 7,436 |
| Premises and equipment expense | $217,000 | 6,552 |
| Additional noninterest expense | $308,000 | 7,538 |
| Pre-tax net operating income | $1,457,000 | 4,353 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,455,000 | 3,836 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,455,000 | 3,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,042 |
| Cash dividends | $1,205,000 | 2,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,457,000 | 3,813 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,487,000 | 6,570 |
| Total interest expense | $739,000 | 6,948 |
| Net interest income | $1,748,000 | 6,249 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $255,000 | 5,975 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $202,000 | 4,365 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,851 |
| Total noninterest expense | $817,000 | 7,572 |
| Salaries and employee benefits | $477,000 | 7,474 |
| Premises and equipment expense | $154,000 | 6,694 |
| Additional noninterest expense | $186,000 | 7,879 |
| Pre-tax net operating income | $1,136,000 | 4,446 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,136,000 | 3,867 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,136,000 | 3,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,035 |
| Cash dividends | $715,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,136,000 | 3,858 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 6,656 |
| Total interest expense | $464,000 | 7,003 |
| Net interest income | $1,131,000 | 6,366 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $169,000 | 6,003 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $132,000 | 4,392 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $37,000 | 6,841 |
| Total noninterest expense | $735,000 | 6,983 |
| Salaries and employee benefits | $316,000 | 7,528 |
| Premises and equipment expense | $100,000 | 6,762 |
| Additional noninterest expense | $319,000 | 5,882 |
| Pre-tax net operating income | $535,000 | 5,259 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $535,000 | 4,719 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $535,000 | 4,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,062 |
| Cash dividends | $330,000 | 2,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $535,000 | 4,707 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $771,000 | 6,723 |
| Total interest expense | $216,000 | 7,082 |
| Net interest income | $555,000 | 6,422 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $84,000 | 5,967 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $68,000 | 4,286 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $317,000 | 7,331 |
| Salaries and employee benefits | $148,000 | 7,663 |
| Premises and equipment expense | $48,000 | 6,838 |
| Additional noninterest expense | $121,000 | 6,613 |
| Pre-tax net operating income | $307,000 | 4,913 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $307,000 | 4,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $307,000 | 4,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,343 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $307,000 | 4,354 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,922,000 | 6,655 |
| Total interest expense | $617,000 | 7,283 |
| Net interest income | $2,305,000 | 6,255 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $337,000 | 6,090 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $273,000 | 4,391 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $64,000 | 7,088 |
| Total noninterest expense | $1,362,000 | 7,119 |
| Salaries and employee benefits | $581,000 | 7,681 |
| Premises and equipment expense | $208,000 | 6,649 |
| Additional noninterest expense | $573,000 | 6,197 |
| Pre-tax net operating income | $1,160,000 | 4,978 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,160,000 | 4,433 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,160,000 | 4,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,016 |
| Cash dividends | $1,120,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,160,000 | 4,392 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 6,697 |
| Total interest expense | $433,000 | 7,339 |
| Net interest income | $1,714,000 | 6,317 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $254,000 | 6,112 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $201,000 | 4,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,977 |
| Total noninterest expense | $896,000 | 7,407 |
| Salaries and employee benefits | $430,000 | 7,668 |
| Premises and equipment expense | $152,000 | 6,687 |
| Additional noninterest expense | $314,000 | 6,999 |
| Pre-tax net operating income | $982,000 | 4,815 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $982,000 | 4,215 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $982,000 | 4,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,746 |
| Cash dividends | $860,000 | 2,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $982,000 | 4,167 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 6,711 |
| Total interest expense | $276,000 | 7,342 |
| Net interest income | $1,130,000 | 6,347 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $170,000 | 6,090 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $130,000 | 4,473 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $40,000 | 6,773 |
| Total noninterest expense | $586,000 | 7,446 |
| Salaries and employee benefits | $291,000 | 7,665 |
| Premises and equipment expense | $93,000 | 6,847 |
| Additional noninterest expense | $202,000 | 7,063 |
| Pre-tax net operating income | $654,000 | 4,782 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $654,000 | 4,189 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $654,000 | 4,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,846 |
| Cash dividends | $560,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $654,000 | 4,132 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $681,000 | 6,807 |
| Total interest expense | $130,000 | 7,417 |
| Net interest income | $551,000 | 6,439 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $72,000 | 6,381 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $60,000 | 4,608 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $286,000 | 7,558 |
| Salaries and employee benefits | $144,000 | 7,735 |
| Premises and equipment expense | $47,000 | 6,898 |
| Additional noninterest expense | $95,000 | 7,250 |
| Pre-tax net operating income | $307,000 | 4,929 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $307,000 | 4,305 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $307,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $307,000 | 4,259 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,545,000 | 6,848 |
| Total interest expense | $468,000 | 7,422 |
| Net interest income | $2,077,000 | 6,519 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $322,000 | 6,254 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $279,000 | 4,479 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $43,000 | 7,588 |
| Total noninterest expense | $1,168,000 | 7,498 |
| Salaries and employee benefits | $607,000 | 7,636 |
| Premises and equipment expense | $189,000 | 6,876 |
| Additional noninterest expense | $372,000 | 7,276 |
| Pre-tax net operating income | $1,111,000 | 4,976 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $143,000 | 5,157 |
| Income before extraordinary items | $968,000 | 4,786 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $968,000 | 4,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,569 |
| Cash dividends | $801,000 | 2,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $968,000 | 4,720 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 6,902 |
| Total interest expense | $351,000 | 7,451 |
| Net interest income | $1,525,000 | 6,587 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $239,000 | 6,312 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $219,000 | 4,407 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 8,070 |
| Total noninterest expense | $876,000 | 7,462 |
| Salaries and employee benefits | $455,000 | 7,595 |
| Premises and equipment expense | $144,000 | 6,819 |
| Additional noninterest expense | $277,000 | 7,275 |
| Pre-tax net operating income | $798,000 | 5,186 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $143,000 | 4,908 |
| Income before extraordinary items | $655,000 | 5,134 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $655,000 | 5,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,073 |
| Cash dividends | $601,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $655,000 | 5,048 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 6,966 |
| Total interest expense | $235,000 | 7,513 |
| Net interest income | $997,000 | 6,668 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $157,000 | 6,366 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $146,000 | 4,391 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $594,000 | 7,477 |
| Salaries and employee benefits | $305,000 | 7,629 |
| Premises and equipment expense | $101,000 | 6,751 |
| Additional noninterest expense | $188,000 | 7,273 |
| Pre-tax net operating income | $500,000 | 5,303 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $143,000 | 4,330 |
| Income before extraordinary items | $357,000 | 5,616 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $357,000 | 5,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,489 |
| Cash dividends | $426,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $357,000 | 5,532 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $605,000 | 7,049 |
| Total interest expense | $119,000 | 7,546 |
| Net interest income | $486,000 | 6,763 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $80,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $73,000 | 4,329 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $310,000 | 7,433 |
| Salaries and employee benefits | $150,000 | 7,700 |
| Premises and equipment expense | $66,000 | 6,063 |
| Additional noninterest expense | $94,000 | 7,295 |
| Pre-tax net operating income | $226,000 | 5,542 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $226,000 | 5,023 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $226,000 | 5,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,391 |
| Cash dividends | $81,000 | 3,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $226,000 | 4,890 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,523,000 | 7,015 |
| Total interest expense | $605,000 | 7,370 |
| Net interest income | $1,918,000 | 6,707 |
| Provision for loan and lease losses | $166,000 | 4,396 |
| Total noninterest income | $320,000 | 6,457 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $277,000 | 4,501 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $43,000 | 7,740 |
| Total noninterest expense | $1,052,000 | 7,769 |
| Salaries and employee benefits | $569,000 | 7,828 |
| Premises and equipment expense | $160,000 | 7,260 |
| Additional noninterest expense | $323,000 | 7,617 |
| Pre-tax net operating income | $1,020,000 | 5,119 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $377,000 | 3,901 |
| Income before extraordinary items | $643,000 | 5,790 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $643,000 | 5,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,223 |
| Cash dividends | $477,000 | 3,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $643,000 | 5,623 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 7,170 |
| Total interest expense | $483,000 | 7,402 |
| Net interest income | $1,364,000 | 6,911 |
| Provision for loan and lease losses | $72,000 | 5,277 |
| Total noninterest income | $230,000 | 6,587 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $207,000 | 4,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,129 |
| Total noninterest expense | $771,000 | 7,809 |
| Salaries and employee benefits | $409,000 | 7,889 |
| Premises and equipment expense | $126,000 | 7,184 |
| Additional noninterest expense | $236,000 | 7,682 |
| Pre-tax net operating income | $751,000 | 5,317 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $279,000 | 4,052 |
| Income before extraordinary items | $472,000 | 5,985 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $472,000 | 5,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,971 |
| Cash dividends | $260,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $472,000 | 5,822 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 7,239 |
| Total interest expense | $347,000 | 7,346 |
| Net interest income | $876,000 | 7,038 |
| Provision for loan and lease losses | $48,000 | 5,200 |
| Total noninterest income | $149,000 | 6,665 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $136,000 | 4,529 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $13,000 | 8,275 |
| Total noninterest expense | $501,000 | 7,885 |
| Salaries and employee benefits | $264,000 | 7,974 |
| Premises and equipment expense | $84,000 | 7,192 |
| Additional noninterest expense | $153,000 | 7,719 |
| Pre-tax net operating income | $476,000 | 5,438 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $176,000 | 4,215 |
| Income before extraordinary items | $300,000 | 6,099 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $300,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,501 |
| Cash dividends | $160,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $300,000 | 5,899 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $616,000 | 7,244 |
| Total interest expense | $180,000 | 7,362 |
| Net interest income | $436,000 | 7,046 |
| Provision for loan and lease losses | $24,000 | 4,998 |
| Total noninterest income | $69,000 | 6,751 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $64,000 | 4,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $249,000 | 7,938 |
| Salaries and employee benefits | $135,000 | 7,963 |
| Premises and equipment expense | $38,000 | 7,422 |
| Additional noninterest expense | $76,000 | 7,777 |
| Pre-tax net operating income | $232,000 | 5,470 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $82,000 | 4,307 |
| Income before extraordinary items | $150,000 | 6,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 6,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,694 |
| Cash dividends | $80,000 | 3,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $150,000 | 5,835 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 7,309 |
| Total interest expense | $814,000 | 7,470 |
| Net interest income | $1,735,000 | 7,066 |
| Provision for loan and lease losses | $76,000 | 6,152 |
| Total noninterest income | $268,000 | 6,715 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $229,000 | 4,913 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,905 |
| Total noninterest expense | $1,012,000 | 7,910 |
| Salaries and employee benefits | $503,000 | 8,132 |
| Premises and equipment expense | $173,000 | 7,122 |
| Additional noninterest expense | $336,000 | 7,547 |
| Pre-tax net operating income | $915,000 | 5,431 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $338,000 | 4,234 |
| Income before extraordinary items | $577,000 | 6,069 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $577,000 | 6,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,432 |
| Cash dividends | $435,000 | 3,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $577,000 | 5,929 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 7,584 |
| Total interest expense | $1,077,000 | 7,864 |
| Net interest income | $1,574,000 | 7,203 |
| Provision for loan and lease losses | $112,000 | 5,409 |
| Total noninterest income | $260,000 | 6,772 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $219,000 | 4,955 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $41,000 | 7,974 |
| Total noninterest expense | $935,000 | 8,130 |
| Salaries and employee benefits | $435,000 | 8,470 |
| Premises and equipment expense | $194,000 | 6,876 |
| Additional noninterest expense | $306,000 | 7,806 |
| Pre-tax net operating income | $787,000 | 5,527 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $302,000 | 4,245 |
| Income before extraordinary items | $485,000 | 6,155 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $485,000 | 6,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,101 |
| Cash dividends | $360,000 | 4,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $485,000 | 6,023 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 8,016 |
| Total interest expense | $1,010,000 | 8,200 |
| Net interest income | $1,384,000 | 7,673 |
| Provision for loan and lease losses | $145,000 | 4,470 |
| Total noninterest income | $248,000 | 6,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,500 |
| Total noninterest expense | $866,000 | 8,386 |
| Salaries and employee benefits | $397,000 | 8,760 |
| Premises and equipment expense | $182,000 | 7,052 |
| Additional noninterest expense | $287,000 | 8,047 |
| Pre-tax net operating income | $621,000 | 6,501 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $223,000 | 5,199 |
| Income before extraordinary items | $398,000 | 6,871 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $398,000 | 6,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,734 |
| Cash dividends | $295,000 | 4,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $398,000 | 6,881 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 8,555 |
| Total interest expense | $800,000 | 8,680 |
| Net interest income | $1,158,000 | 8,282 |
| Provision for loan and lease losses | $35,000 | 7,095 |
| Total noninterest income | $234,000 | 7,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,882 |
| Total noninterest expense | $823,000 | 8,663 |
| Salaries and employee benefits | $386,000 | 8,960 |
| Premises and equipment expense | $172,000 | 7,291 |
| Additional noninterest expense | $265,000 | 8,426 |
| Pre-tax net operating income | $534,000 | 6,980 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $205,000 | 5,648 |
| Income before extraordinary items | $329,000 | 7,404 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $329,000 | 7,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,975 |
| Cash dividends | $245,000 | 4,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $329,000 | 7,381 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 8,841 |
| Total interest expense | $766,000 | 9,020 |
| Net interest income | $1,103,000 | 8,567 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $182,000 | 7,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 5,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 9,156 |
| Total noninterest expense | $773,000 | 8,861 |
| Salaries and employee benefits | $357,000 | 9,242 |
| Premises and equipment expense | $154,000 | 7,558 |
| Additional noninterest expense | $262,000 | 8,479 |
| Pre-tax net operating income | $472,000 | 7,521 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $172,000 | 6,555 |
| Income before extraordinary items | $300,000 | 7,891 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $300,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,851 |
| Cash dividends | $225,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $300,000 | 7,803 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,646,000 | 9,499 |
| Total interest expense | $640,000 | 9,712 |
| Net interest income | $1,006,000 | 9,170 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $150,000 | 8,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,900 |
| Total noninterest expense | $719,000 | 9,332 |
| Salaries and employee benefits | $336,000 | 9,690 |
| Premises and equipment expense | $156,000 | 7,672 |
| Additional noninterest expense | $227,000 | 9,099 |
| Pre-tax net operating income | $287,000 | 9,064 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $119,000 | 8,109 |
| Income before extraordinary items | $168,000 | 9,419 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $168,000 | 9,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,696 |
| Cash dividends | $123,000 | 6,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $168,000 | 9,373 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $794,000 | 11,029 |
| Total interest expense | $303,000 | 11,070 |
| Net interest income | $491,000 | 10,909 |
| Provision for loan and lease losses | $8,000 | 8,671 |
| Total noninterest income | $76,000 | 10,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 10,823 |
| Total noninterest expense | $375,000 | 11,044 |
| Salaries and employee benefits | $159,000 | 11,201 |
| Premises and equipment expense | $45,000 | 10,780 |
| Additional noninterest expense | $171,000 | 10,282 |
| Pre-tax net operating income | $184,000 | 9,893 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $86,000 | 9,001 |
| Income before extraordinary items | $102,000 | 10,200 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $102,000 | 10,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,815 |
| Cash dividends | $140,000 | 6,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $99,440 | 10,179 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 10,806 |
| Total interest expense | $476,000 | 11,106 |
| Net interest income | $843,000 | 10,407 |
| Provision for loan and lease losses | $27,000 | 7,269 |
| Total noninterest income | $119,000 | 9,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,950 |
| Total noninterest expense | $606,000 | 10,544 |
| Salaries and employee benefits | $263,000 | 11,062 |
| Premises and equipment expense | $51,000 | 11,056 |
| Additional noninterest expense | $292,000 | 9,322 |
| Pre-tax net operating income | $329,000 | 9,541 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $120,000 | 8,792 |
| Income before extraordinary items | $209,000 | 9,837 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $209,000 | 9,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,295 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $209,000 | 9,809 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 11,243 |
| Total interest expense | $412,000 | 11,521 |
| Net interest income | $838,000 | 10,928 |
| Provision for loan and lease losses | $26,000 | 7,364 |
| Total noninterest income | $118,000 | 10,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,176 |
| Total noninterest expense | $592,000 | 11,168 |
| Salaries and employee benefits | $260,000 | 11,577 |
| Premises and equipment expense | $52,000 | 11,558 |
| Additional noninterest expense | $280,000 | 10,193 |
| Pre-tax net operating income | $338,000 | 9,841 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $125,000 | 8,819 |
| Income before extraordinary items | $213,000 | 10,116 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $213,000 | 10,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $175,000 | 5,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $213,000 | 10,171 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 11,773 |
| Total interest expense | $447,000 | 11,964 |
| Net interest income | $812,000 | 11,464 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $118,000 | 10,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $626,000 | 11,513 |
| Salaries and employee benefits | $246,000 | 12,225 |
| Premises and equipment expense | $49,000 | 12,246 |
| Additional noninterest expense | $331,000 | 10,063 |
| Pre-tax net operating income | $280,000 | 10,399 |
| Securities gains (losses) | $52,000 | 3,344 |
| Applicable income taxes | $111,000 | 9,488 |
| Income before extraordinary items | $221,000 | 10,396 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $221,000 | 10,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $175,000 | 5,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $186,160 | 10,586 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 12,078 |
| Total interest expense | $580,000 | 12,397 |
| Net interest income | $869,000 | 11,638 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $131,000 | 10,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $631,000 | 11,875 |
| Salaries and employee benefits | $217,000 | 12,972 |
| Premises and equipment expense | $55,000 | 12,495 |
| Additional noninterest expense | $359,000 | 10,081 |
| Pre-tax net operating income | $333,000 | 9,840 |
| Securities gains (losses) | $78,000 | 3,414 |
| Applicable income taxes | $149,000 | 8,642 |
| Income before extraordinary items | $262,000 | 9,753 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $262,000 | 9,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $260,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $212,080 | 10,082 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.