Home > Wilber National Bank > Income and Expense
Wilber National Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,483,000 | 769 |
| Total interest expense | $2,647,000 | 608 |
| Net interest income | $6,836,000 | 809 |
| Provision for loan and lease losses | $680,000 | 1,164 |
| Total noninterest income | $1,737,000 | 818 |
| Gross Fiduciary activities income | $513,000 | 266 |
| Service charges on deposit accounts | $398,000 | 900 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $826,000 | 940 |
| Total noninterest expense | $6,811,000 | 732 |
| Salaries and employee benefits | $4,004,000 | 617 |
| Premises and equipment expense | $783,000 | 840 |
| Additional noninterest expense | $2,024,000 | 883 |
| Pre-tax net operating income | $1,082,000 | 1,340 |
| Securities gains (losses) | $2,000 | 1,590 |
| Applicable income taxes | $259,000 | 1,251 |
| Income before extraordinary items | $825,000 | 1,444 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $825,000 | 1,444 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $825,000 | 1,444 |
| Net charge-offs | $652,000 | 1,138 |
| Cash dividends | $1,315,000 | 304 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $823,480 | 1,404 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $42,171,000 | 716 |
| Total interest expense | $11,445,000 | 699 |
| Net interest income | $30,726,000 | 716 |
| Provision for loan and lease losses | $3,825,000 | 1,377 |
| Total noninterest income | $5,533,000 | 1,001 |
| Gross Fiduciary activities income | $1,763,000 | 285 |
| Service charges on deposit accounts | $1,661,000 | 910 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,109,000 | 1,362 |
| Total noninterest expense | $27,097,000 | 730 |
| Salaries and employee benefits | $15,609,000 | 613 |
| Premises and equipment expense | $2,863,000 | 901 |
| Additional noninterest expense | $8,625,000 | 858 |
| Pre-tax net operating income | $5,337,000 | 976 |
| Securities gains (losses) | $4,541,000 | 116 |
| Applicable income taxes | $2,622,000 | 594 |
| Income before extraordinary items | $7,256,000 | 620 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,249,000 | 617 |
| Minority interest net income | $7,000 | 103 |
| Net income of bank and minority interests. | $7,256,000 | 621 |
| Net charge-offs | $2,790,000 | 1,533 |
| Cash dividends | $2,465,000 | 677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,941,070 | 1,054 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $32,253,000 | 705 |
| Total interest expense | $8,701,000 | 716 |
| Net interest income | $23,552,000 | 682 |
| Provision for loan and lease losses | $3,425,000 | 1,163 |
| Total noninterest income | $3,888,000 | 1,024 |
| Gross Fiduciary activities income | $1,302,000 | 284 |
| Service charges on deposit accounts | $1,235,000 | 953 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,351,000 | 1,451 |
| Total noninterest expense | $19,905,000 | 738 |
| Salaries and employee benefits | $11,381,000 | 620 |
| Premises and equipment expense | $2,149,000 | 899 |
| Additional noninterest expense | $6,375,000 | 848 |
| Pre-tax net operating income | $4,110,000 | 992 |
| Securities gains (losses) | $3,657,000 | 114 |
| Applicable income taxes | $2,124,000 | 570 |
| Income before extraordinary items | $5,643,000 | 615 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,636,000 | 613 |
| Minority interest net income | $7,000 | 101 |
| Net income of bank and minority interests. | $5,643,000 | 615 |
| Net charge-offs | $1,991,000 | 1,515 |
| Cash dividends | $1,615,000 | 667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,973,390 | 1,096 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $21,784,000 | 701 |
| Total interest expense | $5,816,000 | 739 |
| Net interest income | $15,968,000 | 669 |
| Provision for loan and lease losses | $2,675,000 | 1,035 |
| Total noninterest income | $2,486,000 | 1,046 |
| Gross Fiduciary activities income | $869,000 | 284 |
| Service charges on deposit accounts | $795,000 | 991 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $822,000 | 1,495 |
| Total noninterest expense | $13,409,000 | 730 |
| Salaries and employee benefits | $7,605,000 | 617 |
| Premises and equipment expense | $1,460,000 | 901 |
| Additional noninterest expense | $4,344,000 | 827 |
| Pre-tax net operating income | $2,370,000 | 1,125 |
| Securities gains (losses) | $1,789,000 | 153 |
| Applicable income taxes | $1,041,000 | 696 |
| Income before extraordinary items | $3,118,000 | 723 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,111,000 | 723 |
| Minority interest net income | $7,000 | 92 |
| Net income of bank and minority interests. | $3,118,000 | 723 |
| Net charge-offs | $1,251,000 | 1,521 |
| Cash dividends | $1,300,000 | 530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,776,250 | 1,208 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,987,000 | 712 |
| Total interest expense | $2,872,000 | 797 |
| Net interest income | $8,115,000 | 669 |
| Provision for loan and lease losses | $800,000 | 1,344 |
| Total noninterest income | $1,363,000 | 945 |
| Gross Fiduciary activities income | $418,000 | 290 |
| Service charges on deposit accounts | $405,000 | 974 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $540,000 | 1,216 |
| Total noninterest expense | $6,674,000 | 749 |
| Salaries and employee benefits | $3,884,000 | 622 |
| Premises and equipment expense | $772,000 | 868 |
| Additional noninterest expense | $2,018,000 | 887 |
| Pre-tax net operating income | $2,004,000 | 676 |
| Securities gains (losses) | $590,000 | 213 |
| Applicable income taxes | $740,000 | 485 |
| Income before extraordinary items | $1,854,000 | 606 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,854,000 | 610 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,854,000 | 610 |
| Net charge-offs | $560,000 | 1,498 |
| Cash dividends | $650,000 | 514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,435,100 | 738 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $46,809,000 | 706 |
| Total interest expense | $14,504,000 | 803 |
| Net interest income | $32,305,000 | 659 |
| Provision for loan and lease losses | $3,570,000 | 1,776 |
| Total noninterest income | $5,484,000 | 1,019 |
| Gross Fiduciary activities income | $1,514,000 | 301 |
| Service charges on deposit accounts | $2,291,000 | 735 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,679,000 | 1,545 |
| Total noninterest expense | $27,194,000 | 773 |
| Salaries and employee benefits | $15,664,000 | 603 |
| Premises and equipment expense | $2,993,000 | 897 |
| Additional noninterest expense | $8,537,000 | 922 |
| Pre-tax net operating income | $7,025,000 | 619 |
| Securities gains (losses) | $3,677,000 | 166 |
| Applicable income taxes | $2,771,000 | 430 |
| Income before extraordinary items | $7,931,000 | 408 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,923,000 | 407 |
| Minority interest net income | $8,000 | 106 |
| Net income of bank and minority interests. | $7,931,000 | 409 |
| Net charge-offs | $2,512,000 | 1,791 |
| Cash dividends | $3,054,000 | 563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $5,210,020 | 650 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $35,371,000 | 721 |
| Total interest expense | $11,566,000 | 789 |
| Net interest income | $23,805,000 | 674 |
| Provision for loan and lease losses | $2,720,000 | 1,571 |
| Total noninterest income | $3,999,000 | 1,049 |
| Gross Fiduciary activities income | $1,064,000 | 308 |
| Service charges on deposit accounts | $1,694,000 | 739 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,241,000 | 1,582 |
| Total noninterest expense | $19,862,000 | 787 |
| Salaries and employee benefits | $11,952,000 | 607 |
| Premises and equipment expense | $2,227,000 | 919 |
| Additional noninterest expense | $5,683,000 | 993 |
| Pre-tax net operating income | $5,222,000 | 652 |
| Securities gains (losses) | $2,489,000 | 184 |
| Applicable income taxes | $1,882,000 | 494 |
| Income before extraordinary items | $5,829,000 | 450 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,821,000 | 449 |
| Minority interest net income | $8,000 | 102 |
| Net income of bank and minority interests. | $5,829,000 | 450 |
| Net charge-offs | $1,122,000 | 2,080 |
| Cash dividends | $2,374,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,937,360 | 685 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $23,516,000 | 738 |
| Total interest expense | $8,302,000 | 777 |
| Net interest income | $15,214,000 | 709 |
| Provision for loan and lease losses | $2,150,000 | 1,341 |
| Total noninterest income | $2,482,000 | 1,117 |
| Gross Fiduciary activities income | $712,000 | 313 |
| Service charges on deposit accounts | $1,082,000 | 765 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $688,000 | 1,830 |
| Total noninterest expense | $12,989,000 | 825 |
| Salaries and employee benefits | $7,609,000 | 653 |
| Premises and equipment expense | $1,548,000 | 903 |
| Additional noninterest expense | $3,832,000 | 1,003 |
| Pre-tax net operating income | $2,557,000 | 894 |
| Securities gains (losses) | $1,432,000 | 210 |
| Applicable income taxes | $1,012,000 | 616 |
| Income before extraordinary items | $2,977,000 | 616 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,969,000 | 613 |
| Minority interest net income | $8,000 | 91 |
| Net income of bank and minority interests. | $2,977,000 | 616 |
| Net charge-offs | $876,000 | 1,743 |
| Cash dividends | $1,803,000 | 491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,903,000 | 966 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,761,000 | 744 |
| Total interest expense | $4,476,000 | 745 |
| Net interest income | $7,285,000 | 729 |
| Provision for loan and lease losses | $1,200,000 | 1,046 |
| Total noninterest income | $971,000 | 1,310 |
| Gross Fiduciary activities income | $324,000 | 325 |
| Service charges on deposit accounts | $518,000 | 778 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $129,000 | 3,218 |
| Total noninterest expense | $6,020,000 | 843 |
| Salaries and employee benefits | $3,586,000 | 699 |
| Premises and equipment expense | $826,000 | 864 |
| Additional noninterest expense | $1,608,000 | 1,054 |
| Pre-tax net operating income | $1,036,000 | 1,245 |
| Securities gains (losses) | $520,000 | 322 |
| Applicable income taxes | $347,000 | 928 |
| Income before extraordinary items | $1,209,000 | 876 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,209,000 | 876 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,209,000 | 878 |
| Net charge-offs | $273,000 | 1,862 |
| Cash dividends | $998,000 | 467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $803,400 | 1,292 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $46,336,000 | 802 |
| Total interest expense | $19,976,000 | 783 |
| Net interest income | $26,360,000 | 815 |
| Provision for loan and lease losses | $1,530,000 | 2,135 |
| Total noninterest income | $5,254,000 | 1,009 |
| Gross Fiduciary activities income | $1,647,000 | 295 |
| Service charges on deposit accounts | $2,148,000 | 817 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,459,000 | 1,625 |
| Total noninterest expense | $22,239,000 | 895 |
| Salaries and employee benefits | $13,413,000 | 743 |
| Premises and equipment expense | $2,961,000 | 926 |
| Additional noninterest expense | $5,865,000 | 1,098 |
| Pre-tax net operating income | $7,845,000 | 711 |
| Securities gains (losses) | $474,000 | 395 |
| Applicable income taxes | $1,943,000 | 694 |
| Income before extraordinary items | $6,376,000 | 623 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,376,000 | 623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $943,000 | 2,018 |
| Cash dividends | $3,103,000 | 883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $6,011,020 | 722 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $34,460,000 | 833 |
| Total interest expense | $15,170,000 | 816 |
| Net interest income | $19,290,000 | 850 |
| Provision for loan and lease losses | $900,000 | 1,951 |
| Total noninterest income | $4,168,000 | 1,012 |
| Gross Fiduciary activities income | $1,272,000 | 301 |
| Service charges on deposit accounts | $1,580,000 | 839 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,316,000 | 1,491 |
| Total noninterest expense | $16,672,000 | 886 |
| Salaries and employee benefits | $10,132,000 | 752 |
| Premises and equipment expense | $2,178,000 | 954 |
| Additional noninterest expense | $4,362,000 | 1,054 |
| Pre-tax net operating income | $5,886,000 | 869 |
| Securities gains (losses) | $262,000 | 510 |
| Applicable income taxes | $1,456,000 | 856 |
| Income before extraordinary items | $4,692,000 | 781 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,692,000 | 780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $651,000 | 1,678 |
| Cash dividends | $2,753,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,492,880 | 868 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $22,670,000 | 864 |
| Total interest expense | $10,208,000 | 834 |
| Net interest income | $12,462,000 | 868 |
| Provision for loan and lease losses | $400,000 | 2,155 |
| Total noninterest income | $2,891,000 | 993 |
| Gross Fiduciary activities income | $821,000 | 310 |
| Service charges on deposit accounts | $991,000 | 880 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,079,000 | 1,326 |
| Total noninterest expense | $10,962,000 | 895 |
| Salaries and employee benefits | $6,732,000 | 762 |
| Premises and equipment expense | $1,444,000 | 954 |
| Additional noninterest expense | $2,786,000 | 1,075 |
| Pre-tax net operating income | $3,991,000 | 882 |
| Securities gains (losses) | $260,000 | 506 |
| Applicable income taxes | $1,031,000 | 918 |
| Income before extraordinary items | $3,220,000 | 844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,220,000 | 843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 1,485 |
| Cash dividends | $2,653,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,022,400 | 888 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,385,000 | 882 |
| Total interest expense | $5,264,000 | 864 |
| Net interest income | $6,121,000 | 883 |
| Provision for loan and lease losses | $225,000 | 1,695 |
| Total noninterest income | $1,176,000 | 1,163 |
| Gross Fiduciary activities income | $395,000 | 316 |
| Service charges on deposit accounts | $461,000 | 939 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $320,000 | 1,892 |
| Total noninterest expense | $5,265,000 | 921 |
| Salaries and employee benefits | $3,267,000 | 789 |
| Premises and equipment expense | $701,000 | 989 |
| Additional noninterest expense | $1,297,000 | 1,113 |
| Pre-tax net operating income | $1,807,000 | 1,052 |
| Securities gains (losses) | $260,000 | 371 |
| Applicable income taxes | $467,000 | 1,067 |
| Income before extraordinary items | $1,600,000 | 941 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,600,000 | 943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,143 |
| Cash dividends | $1,326,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,399,800 | 1,040 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $46,004,000 | 911 |
| Total interest expense | $21,495,000 | 920 |
| Net interest income | $24,509,000 | 905 |
| Provision for loan and lease losses | $900,000 | 1,538 |
| Total noninterest income | $6,597,000 | 876 |
| Gross Fiduciary activities income | $1,641,000 | 311 |
| Service charges on deposit accounts | $1,891,000 | 942 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,065,000 | 997 |
| Total noninterest expense | $19,438,000 | 967 |
| Salaries and employee benefits | $12,130,000 | 810 |
| Premises and equipment expense | $2,526,000 | 1,054 |
| Additional noninterest expense | $4,782,000 | 1,183 |
| Pre-tax net operating income | $10,768,000 | 792 |
| Securities gains (losses) | $16,000 | 1,168 |
| Applicable income taxes | $2,450,000 | 948 |
| Income before extraordinary items | $8,334,000 | 780 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,334,000 | 778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $603,000 | 1,482 |
| Cash dividends | $6,355,000 | 604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $8,321,680 | 770 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $34,260,000 | 921 |
| Total interest expense | $15,882,000 | 936 |
| Net interest income | $18,378,000 | 900 |
| Provision for loan and lease losses | $650,000 | 1,267 |
| Total noninterest income | $5,338,000 | 816 |
| Gross Fiduciary activities income | $1,253,000 | 305 |
| Service charges on deposit accounts | $1,379,000 | 953 |
| Trading account gains and fees | $136,000 | 111 |
| Additional Noninterest Income | $2,570,000 | 924 |
| Total noninterest expense | $14,239,000 | 976 |
| Salaries and employee benefits | $8,978,000 | 827 |
| Premises and equipment expense | $1,814,000 | 1,089 |
| Additional noninterest expense | $3,447,000 | 1,190 |
| Pre-tax net operating income | $8,827,000 | 778 |
| Securities gains (losses) | $12,000 | 960 |
| Applicable income taxes | $2,036,000 | 948 |
| Income before extraordinary items | $6,803,000 | 775 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,803,000 | 773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 1,167 |
| Cash dividends | $5,029,000 | 569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,793,760 | 768 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $22,521,000 | 945 |
| Total interest expense | $10,391,000 | 960 |
| Net interest income | $12,130,000 | 926 |
| Provision for loan and lease losses | $500,000 | 1,024 |
| Total noninterest income | $3,893,000 | 795 |
| Gross Fiduciary activities income | $780,000 | 320 |
| Service charges on deposit accounts | $901,000 | 985 |
| Trading account gains and fees | $126,000 | 106 |
| Additional Noninterest Income | $2,086,000 | 829 |
| Total noninterest expense | $9,531,000 | 987 |
| Salaries and employee benefits | $5,999,000 | 841 |
| Premises and equipment expense | $1,206,000 | 1,112 |
| Additional noninterest expense | $2,326,000 | 1,200 |
| Pre-tax net operating income | $5,992,000 | 805 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,363,000 | 993 |
| Income before extraordinary items | $4,629,000 | 784 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,629,000 | 783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 923 |
| Cash dividends | $2,853,000 | 680 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,629,000 | 775 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $11,105,000 | 952 |
| Total interest expense | $5,052,000 | 978 |
| Net interest income | $6,053,000 | 927 |
| Provision for loan and lease losses | $260,000 | 929 |
| Total noninterest income | $1,697,000 | 860 |
| Gross Fiduciary activities income | $380,000 | 331 |
| Service charges on deposit accounts | $418,000 | 1,025 |
| Trading account gains and fees | $46,000 | 139 |
| Additional Noninterest Income | $853,000 | 953 |
| Total noninterest expense | $4,677,000 | 1,002 |
| Salaries and employee benefits | $2,912,000 | 876 |
| Premises and equipment expense | $644,000 | 1,029 |
| Additional noninterest expense | $1,121,000 | 1,214 |
| Pre-tax net operating income | $2,813,000 | 842 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $728,000 | 945 |
| Income before extraordinary items | $2,085,000 | 854 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,085,000 | 853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 684 |
| Cash dividends | $1,526,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,085,000 | 846 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $43,303,000 | 901 |
| Total interest expense | $18,396,000 | 909 |
| Net interest income | $24,907,000 | 887 |
| Provision for loan and lease losses | $1,560,000 | 691 |
| Total noninterest income | $5,259,000 | 1,047 |
| Gross Fiduciary activities income | $1,585,000 | 313 |
| Service charges on deposit accounts | $1,659,000 | 1,065 |
| Trading account gains and fees | $188,000 | 90 |
| Additional Noninterest Income | $1,827,000 | 1,455 |
| Total noninterest expense | $18,967,000 | 935 |
| Salaries and employee benefits | $11,941,000 | 792 |
| Premises and equipment expense | $2,563,000 | 977 |
| Additional noninterest expense | $4,463,000 | 1,193 |
| Pre-tax net operating income | $9,639,000 | 1,013 |
| Securities gains (losses) | $161,000 | 433 |
| Applicable income taxes | $2,378,000 | 1,160 |
| Income before extraordinary items | $7,422,000 | 1,009 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,422,000 | 1,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,519,000 | 484 |
| Cash dividends | $9,755,000 | 403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,299,640 | 1,008 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $32,020,000 | 915 |
| Total interest expense | $13,331,000 | 919 |
| Net interest income | $18,689,000 | 907 |
| Provision for loan and lease losses | $1,260,000 | 624 |
| Total noninterest income | $3,749,000 | 1,108 |
| Gross Fiduciary activities income | $1,095,000 | 329 |
| Service charges on deposit accounts | $1,227,000 | 1,089 |
| Trading account gains and fees | $114,000 | 92 |
| Additional Noninterest Income | $1,313,000 | 1,492 |
| Total noninterest expense | $14,491,000 | 924 |
| Salaries and employee benefits | $9,195,000 | 790 |
| Premises and equipment expense | $1,960,000 | 966 |
| Additional noninterest expense | $3,336,000 | 1,210 |
| Pre-tax net operating income | $6,687,000 | 1,143 |
| Securities gains (losses) | $106,000 | 429 |
| Applicable income taxes | $1,634,000 | 1,305 |
| Income before extraordinary items | $5,159,000 | 1,118 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,159,000 | 1,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,375,000 | 359 |
| Cash dividends | $8,429,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,078,440 | 1,125 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $21,092,000 | 905 |
| Total interest expense | $8,637,000 | 890 |
| Net interest income | $12,455,000 | 908 |
| Provision for loan and lease losses | $840,000 | 620 |
| Total noninterest income | $2,365,000 | 1,154 |
| Gross Fiduciary activities income | $751,000 | 327 |
| Service charges on deposit accounts | $813,000 | 1,092 |
| Trading account gains and fees | $39,000 | 98 |
| Additional Noninterest Income | $762,000 | 1,647 |
| Total noninterest expense | $9,535,000 | 946 |
| Salaries and employee benefits | $6,151,000 | 789 |
| Premises and equipment expense | $1,191,000 | 1,069 |
| Additional noninterest expense | $2,193,000 | 1,229 |
| Pre-tax net operating income | $4,445,000 | 1,145 |
| Securities gains (losses) | $106,000 | 343 |
| Applicable income taxes | $1,104,000 | 1,294 |
| Income before extraordinary items | $3,447,000 | 1,119 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,447,000 | 1,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,238,000 | 291 |
| Cash dividends | $7,103,000 | 284 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,366,440 | 1,130 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $10,459,000 | 886 |
| Total interest expense | $4,235,000 | 871 |
| Net interest income | $6,224,000 | 909 |
| Provision for loan and lease losses | $420,000 | 589 |
| Total noninterest income | $1,430,000 | 969 |
| Gross Fiduciary activities income | $389,000 | 320 |
| Service charges on deposit accounts | $407,000 | 1,049 |
| Trading account gains and fees | $96,000 | 82 |
| Additional Noninterest Income | $538,000 | 1,271 |
| Total noninterest expense | $4,677,000 | 958 |
| Salaries and employee benefits | $2,989,000 | 812 |
| Premises and equipment expense | $615,000 | 1,030 |
| Additional noninterest expense | $1,073,000 | 1,233 |
| Pre-tax net operating income | $2,557,000 | 979 |
| Securities gains (losses) | $106,000 | 245 |
| Applicable income taxes | $691,000 | 1,065 |
| Income before extraordinary items | $1,972,000 | 969 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,972,000 | 968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,083,000 | 205 |
| Cash dividends | $1,326,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,893,560 | 989 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $40,285,000 | 798 |
| Total interest expense | $14,995,000 | 756 |
| Net interest income | $25,290,000 | 845 |
| Provision for loan and lease losses | $1,580,000 | 672 |
| Total noninterest income | $5,144,000 | 1,068 |
| Gross Fiduciary activities income | $1,472,000 | 329 |
| Service charges on deposit accounts | $1,615,000 | 1,099 |
| Trading account gains and fees | $98,000 | 101 |
| Additional Noninterest Income | $1,959,000 | 1,383 |
| Total noninterest expense | $18,248,000 | 928 |
| Salaries and employee benefits | $11,651,000 | 771 |
| Premises and equipment expense | $2,327,000 | 1,026 |
| Additional noninterest expense | $4,270,000 | 1,216 |
| Pre-tax net operating income | $10,606,000 | 931 |
| Securities gains (losses) | $370,000 | 350 |
| Applicable income taxes | $2,905,000 | 978 |
| Income before extraordinary items | $8,071,000 | 894 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,071,000 | 894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,191,000 | 594 |
| Cash dividends | $5,305,000 | 625 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,797,200 | 908 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $29,894,000 | 782 |
| Total interest expense | $10,848,000 | 738 |
| Net interest income | $19,046,000 | 829 |
| Provision for loan and lease losses | $780,000 | 963 |
| Total noninterest income | $3,773,000 | 1,089 |
| Gross Fiduciary activities income | $1,095,000 | 324 |
| Service charges on deposit accounts | $1,196,000 | 1,103 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,482,000 | 1,381 |
| Total noninterest expense | $13,771,000 | 922 |
| Salaries and employee benefits | $9,005,000 | 741 |
| Premises and equipment expense | $1,708,000 | 1,041 |
| Additional noninterest expense | $3,058,000 | 1,255 |
| Pre-tax net operating income | $8,268,000 | 895 |
| Securities gains (losses) | $463,000 | 273 |
| Applicable income taxes | $2,345,000 | 948 |
| Income before extraordinary items | $6,386,000 | 842 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,386,000 | 843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 931 |
| Cash dividends | $3,979,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,048,010 | 874 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $19,749,000 | 777 |
| Total interest expense | $7,097,000 | 711 |
| Net interest income | $12,652,000 | 829 |
| Provision for loan and lease losses | $480,000 | 1,006 |
| Total noninterest income | $2,465,000 | 1,087 |
| Gross Fiduciary activities income | $691,000 | 331 |
| Service charges on deposit accounts | $816,000 | 1,062 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $958,000 | 1,389 |
| Total noninterest expense | $9,144,000 | 911 |
| Salaries and employee benefits | $5,895,000 | 751 |
| Premises and equipment expense | $1,140,000 | 1,035 |
| Additional noninterest expense | $2,109,000 | 1,180 |
| Pre-tax net operating income | $5,493,000 | 874 |
| Securities gains (losses) | $392,000 | 266 |
| Applicable income taxes | $1,585,000 | 906 |
| Income before extraordinary items | $4,300,000 | 823 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,300,000 | 823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 771 |
| Cash dividends | $2,653,000 | 564 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,013,840 | 850 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,816,000 | 760 |
| Total interest expense | $3,523,000 | 683 |
| Net interest income | $6,293,000 | 828 |
| Provision for loan and lease losses | $240,000 | 955 |
| Total noninterest income | $1,163,000 | 1,116 |
| Gross Fiduciary activities income | $326,000 | 336 |
| Service charges on deposit accounts | $392,000 | 1,067 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $445,000 | 1,443 |
| Total noninterest expense | $4,420,000 | 944 |
| Salaries and employee benefits | $2,798,000 | 791 |
| Premises and equipment expense | $605,000 | 982 |
| Additional noninterest expense | $1,017,000 | 1,225 |
| Pre-tax net operating income | $2,796,000 | 843 |
| Securities gains (losses) | $244,000 | 223 |
| Applicable income taxes | $801,000 | 907 |
| Income before extraordinary items | $2,239,000 | 783 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,239,000 | 784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 1,037 |
| Cash dividends | $1,326,000 | 517 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,058,440 | 827 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $37,142,000 | 752 |
| Total interest expense | $12,787,000 | 645 |
| Net interest income | $24,355,000 | 820 |
| Provision for loan and lease losses | $1,200,000 | 884 |
| Total noninterest income | $4,732,000 | 1,133 |
| Gross Fiduciary activities income | $1,326,000 | 323 |
| Service charges on deposit accounts | $1,556,000 | 1,147 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,850,000 | 1,404 |
| Total noninterest expense | $16,886,000 | 961 |
| Salaries and employee benefits | $10,741,000 | 793 |
| Premises and equipment expense | $2,196,000 | 1,052 |
| Additional noninterest expense | $3,949,000 | 1,256 |
| Pre-tax net operating income | $11,001,000 | 798 |
| Securities gains (losses) | $776,000 | 336 |
| Applicable income taxes | $3,083,000 | 887 |
| Income before extraordinary items | $8,694,000 | 759 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,694,000 | 760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $707,000 | 993 |
| Cash dividends | $5,305,000 | 584 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,119,760 | 786 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $27,216,000 | 765 |
| Total interest expense | $9,392,000 | 643 |
| Net interest income | $17,824,000 | 834 |
| Provision for loan and lease losses | $960,000 | 806 |
| Total noninterest income | $3,457,000 | 1,166 |
| Gross Fiduciary activities income | $978,000 | 333 |
| Service charges on deposit accounts | $1,134,000 | 1,181 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,345,000 | 1,445 |
| Total noninterest expense | $12,487,000 | 977 |
| Salaries and employee benefits | $7,860,000 | 816 |
| Premises and equipment expense | $1,661,000 | 1,038 |
| Additional noninterest expense | $2,966,000 | 1,239 |
| Pre-tax net operating income | $7,834,000 | 850 |
| Securities gains (losses) | $780,000 | 313 |
| Applicable income taxes | $2,258,000 | 917 |
| Income before extraordinary items | $6,356,000 | 790 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,356,000 | 791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $499,000 | 952 |
| Cash dividends | $3,979,000 | 558 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,778,800 | 825 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $17,973,000 | 765 |
| Total interest expense | $6,214,000 | 635 |
| Net interest income | $11,759,000 | 834 |
| Provision for loan and lease losses | $660,000 | 765 |
| Total noninterest income | $2,202,000 | 1,193 |
| Gross Fiduciary activities income | $641,000 | 334 |
| Service charges on deposit accounts | $721,000 | 1,226 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $840,000 | 1,498 |
| Total noninterest expense | $8,205,000 | 990 |
| Salaries and employee benefits | $5,222,000 | 817 |
| Premises and equipment expense | $1,108,000 | 1,045 |
| Additional noninterest expense | $1,875,000 | 1,300 |
| Pre-tax net operating income | $5,096,000 | 855 |
| Securities gains (losses) | $556,000 | 339 |
| Applicable income taxes | $1,479,000 | 924 |
| Income before extraordinary items | $4,173,000 | 788 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,173,000 | 788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,027 |
| Cash dividends | $2,653,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,761,560 | 835 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,087,000 | 768 |
| Total interest expense | $3,112,000 | 647 |
| Net interest income | $5,975,000 | 822 |
| Provision for loan and lease losses | $360,000 | 695 |
| Total noninterest income | $1,109,000 | 1,161 |
| Gross Fiduciary activities income | $321,000 | 335 |
| Service charges on deposit accounts | $341,000 | 1,259 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $447,000 | 1,399 |
| Total noninterest expense | $4,135,000 | 990 |
| Salaries and employee benefits | $2,628,000 | 832 |
| Premises and equipment expense | $567,000 | 1,040 |
| Additional noninterest expense | $940,000 | 1,275 |
| Pre-tax net operating income | $2,589,000 | 837 |
| Securities gains (losses) | $583,000 | 237 |
| Applicable income taxes | $863,000 | 834 |
| Income before extraordinary items | $2,309,000 | 719 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,309,000 | 719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 744 |
| Cash dividends | $1,326,000 | 516 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,883,410 | 821 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $38,596,000 | 734 |
| Total interest expense | $14,161,000 | 626 |
| Net interest income | $24,435,000 | 783 |
| Provision for loan and lease losses | $1,565,000 | 789 |
| Total noninterest income | $4,852,000 | 1,163 |
| Gross Fiduciary activities income | $1,383,000 | 325 |
| Service charges on deposit accounts | $1,457,000 | 1,193 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,012,000 | 1,467 |
| Total noninterest expense | $16,466,000 | 999 |
| Salaries and employee benefits | $10,514,000 | 806 |
| Premises and equipment expense | $2,163,000 | 1,052 |
| Additional noninterest expense | $3,789,000 | 1,309 |
| Pre-tax net operating income | $11,256,000 | 773 |
| Securities gains (losses) | $808,000 | 553 |
| Applicable income taxes | $3,265,000 | 861 |
| Income before extraordinary items | $8,799,000 | 743 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,799,000 | 745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,200,000 | 797 |
| Cash dividends | $5,166,000 | 608 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,209,160 | 743 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $29,161,000 | 745 |
| Total interest expense | $10,843,000 | 641 |
| Net interest income | $18,318,000 | 792 |
| Provision for loan and lease losses | $1,205,000 | 762 |
| Total noninterest income | $3,516,000 | 1,209 |
| Gross Fiduciary activities income | $925,000 | 351 |
| Service charges on deposit accounts | $1,090,000 | 1,201 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,501,000 | 1,530 |
| Total noninterest expense | $12,299,000 | 1,006 |
| Salaries and employee benefits | $7,957,000 | 810 |
| Premises and equipment expense | $1,623,000 | 1,066 |
| Additional noninterest expense | $2,719,000 | 1,363 |
| Pre-tax net operating income | $8,330,000 | 814 |
| Securities gains (losses) | $740,000 | 541 |
| Applicable income taxes | $2,488,000 | 899 |
| Income before extraordinary items | $6,582,000 | 777 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,582,000 | 778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $704,000 | 893 |
| Cash dividends | $3,874,000 | 592 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,041,800 | 774 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $19,795,000 | 735 |
| Total interest expense | $7,410,000 | 647 |
| Net interest income | $12,385,000 | 782 |
| Provision for loan and lease losses | $855,000 | 725 |
| Total noninterest income | $2,391,000 | 1,193 |
| Gross Fiduciary activities income | $642,000 | 346 |
| Service charges on deposit accounts | $727,000 | 1,176 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,022,000 | 1,491 |
| Total noninterest expense | $8,086,000 | 1,015 |
| Salaries and employee benefits | $5,097,000 | 841 |
| Premises and equipment expense | $1,116,000 | 1,031 |
| Additional noninterest expense | $1,873,000 | 1,313 |
| Pre-tax net operating income | $5,835,000 | 771 |
| Securities gains (losses) | $719,000 | 464 |
| Applicable income taxes | $1,846,000 | 827 |
| Income before extraordinary items | $4,708,000 | 730 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,708,000 | 731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 893 |
| Cash dividends | $2,583,000 | 591 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,190,320 | 746 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,018,000 | 738 |
| Total interest expense | $3,798,000 | 651 |
| Net interest income | $6,220,000 | 779 |
| Provision for loan and lease losses | $420,000 | 698 |
| Total noninterest income | $1,166,000 | 1,192 |
| Gross Fiduciary activities income | $344,000 | 341 |
| Service charges on deposit accounts | $360,000 | 1,150 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $462,000 | 1,567 |
| Total noninterest expense | $4,024,000 | 1,009 |
| Salaries and employee benefits | $2,609,000 | 820 |
| Premises and equipment expense | $591,000 | 976 |
| Additional noninterest expense | $824,000 | 1,456 |
| Pre-tax net operating income | $2,942,000 | 766 |
| Securities gains (losses) | $422,000 | 403 |
| Applicable income taxes | $975,000 | 817 |
| Income before extraordinary items | $2,389,000 | 717 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,389,000 | 716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 919 |
| Cash dividends | $1,291,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,089,380 | 746 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $41,617,000 | 730 |
| Total interest expense | $17,179,000 | 662 |
| Net interest income | $24,438,000 | 775 |
| Provision for loan and lease losses | $1,920,000 | 767 |
| Total noninterest income | $4,777,000 | 1,098 |
| Gross Fiduciary activities income | $1,416,000 | 341 |
| Service charges on deposit accounts | $1,583,000 | 1,015 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,778,000 | 1,436 |
| Total noninterest expense | $15,877,000 | 989 |
| Salaries and employee benefits | $10,345,000 | 784 |
| Premises and equipment expense | $1,969,000 | 1,115 |
| Additional noninterest expense | $3,563,000 | 1,345 |
| Pre-tax net operating income | $11,418,000 | 761 |
| Securities gains (losses) | $653,000 | 555 |
| Applicable income taxes | $3,376,000 | 835 |
| Income before extraordinary items | $8,695,000 | 730 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,695,000 | 731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,004,000 | 969 |
| Cash dividends | $5,236,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,224,840 | 741 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $42,266,000 | 806 |
| Total interest expense | $20,457,000 | 802 |
| Net interest income | $21,809,000 | 811 |
| Provision for loan and lease losses | $1,540,000 | 886 |
| Total noninterest income | $4,554,000 | 1,073 |
| Gross Fiduciary activities income | $1,422,000 | 350 |
| Service charges on deposit accounts | $1,603,000 | 922 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,529,000 | 1,496 |
| Total noninterest expense | $13,917,000 | 1,064 |
| Salaries and employee benefits | $8,191,000 | 913 |
| Premises and equipment expense | $1,760,000 | 1,204 |
| Additional noninterest expense | $3,966,000 | 1,202 |
| Pre-tax net operating income | $10,906,000 | 716 |
| Securities gains (losses) | $180,000 | 1,285 |
| Applicable income taxes | $3,079,000 | 828 |
| Income before extraordinary items | $8,007,000 | 703 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $8,007,000 | 704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,067,000 | 896 |
| Cash dividends | $4,887,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,877,400 | 685 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $42,326,000 | 844 |
| Total interest expense | $21,449,000 | 840 |
| Net interest income | $20,877,000 | 836 |
| Provision for loan and lease losses | $1,680,000 | 696 |
| Total noninterest income | $4,341,000 | 1,022 |
| Gross Fiduciary activities income | $1,550,000 | 335 |
| Service charges on deposit accounts | $1,593,000 | 849 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,198,000 | 1,654 |
| Total noninterest expense | $12,620,000 | 1,106 |
| Salaries and employee benefits | $7,346,000 | 952 |
| Premises and equipment expense | $1,774,000 | 1,127 |
| Additional noninterest expense | $3,500,000 | 1,302 |
| Pre-tax net operating income | $10,918,000 | 725 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $2,982,000 | 829 |
| Income before extraordinary items | $7,935,000 | 692 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,935,000 | 692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,675,000 | 523 |
| Cash dividends | $5,586,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,935,730 | 692 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $41,356,000 | 821 |
| Total interest expense | $20,327,000 | 782 |
| Net interest income | $21,029,000 | 837 |
| Provision for loan and lease losses | $1,920,000 | 585 |
| Total noninterest income | $4,258,000 | 1,044 |
| Gross Fiduciary activities income | $1,401,000 | 382 |
| Service charges on deposit accounts | $1,637,000 | 812 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,220,000 | 1,619 |
| Total noninterest expense | $12,405,000 | 1,116 |
| Salaries and employee benefits | $7,077,000 | 975 |
| Premises and equipment expense | $1,647,000 | 1,230 |
| Additional noninterest expense | $3,681,000 | 1,252 |
| Pre-tax net operating income | $10,962,000 | 762 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $3,061,000 | 870 |
| Income before extraordinary items | $7,904,000 | 746 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,904,000 | 746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,380,000 | 577 |
| Cash dividends | $9,393,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,901,840 | 731 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $41,129,000 | 808 |
| Total interest expense | $20,968,000 | 779 |
| Net interest income | $20,161,000 | 850 |
| Provision for loan and lease losses | $1,330,000 | 764 |
| Total noninterest income | $3,940,000 | 1,100 |
| Gross Fiduciary activities income | $1,478,000 | 379 |
| Service charges on deposit accounts | $1,559,000 | 792 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $903,000 | 2,001 |
| Total noninterest expense | $12,415,000 | 1,066 |
| Salaries and employee benefits | $7,628,000 | 862 |
| Premises and equipment expense | $1,472,000 | 1,318 |
| Additional noninterest expense | $3,315,000 | 1,325 |
| Pre-tax net operating income | $10,356,000 | 754 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $2,973,000 | 878 |
| Income before extraordinary items | $7,384,000 | 755 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $7,384,000 | 755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,121,000 | 699 |
| Cash dividends | $13,478,000 | 316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $7,383,290 | 732 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $39,425,000 | 873 |
| Total interest expense | $19,275,000 | 851 |
| Net interest income | $20,150,000 | 890 |
| Provision for loan and lease losses | $960,000 | 1,015 |
| Total noninterest income | $3,463,000 | 1,179 |
| Gross Fiduciary activities income | $1,334,000 | 400 |
| Service charges on deposit accounts | $1,462,000 | 879 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $667,000 | 2,289 |
| Total noninterest expense | $12,177,000 | 1,094 |
| Salaries and employee benefits | $7,023,000 | 945 |
| Premises and equipment expense | $1,403,000 | 1,392 |
| Additional noninterest expense | $3,751,000 | 1,178 |
| Pre-tax net operating income | $10,476,000 | 784 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $3,683,000 | 779 |
| Income before extraordinary items | $6,796,000 | 820 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,796,000 | 822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,677,000 | 560 |
| Cash dividends | $3,377,000 | 853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,794,050 | 803 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $38,032,000 | 917 |
| Total interest expense | $18,181,000 | 927 |
| Net interest income | $19,851,000 | 937 |
| Provision for loan and lease losses | $2,500,000 | 520 |
| Total noninterest income | $3,357,000 | 1,252 |
| Gross Fiduciary activities income | $1,213,000 | 462 |
| Service charges on deposit accounts | $1,438,000 | 917 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $706,000 | 2,283 |
| Total noninterest expense | $10,296,000 | 1,390 |
| Salaries and employee benefits | $6,292,000 | 1,063 |
| Premises and equipment expense | $1,535,000 | 1,330 |
| Additional noninterest expense | $2,469,000 | 2,033 |
| Pre-tax net operating income | $10,412,000 | 765 |
| Securities gains (losses) | $16,000 | 2,154 |
| Applicable income taxes | $3,713,000 | 743 |
| Income before extraordinary items | $6,715,000 | 802 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,715,000 | 803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,103,000 | 555 |
| Cash dividends | $3,198,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,704,760 | 783 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $37,341,000 | 952 |
| Total interest expense | $17,722,000 | 974 |
| Net interest income | $19,619,000 | 944 |
| Provision for loan and lease losses | $1,400,000 | 743 |
| Total noninterest income | $3,164,000 | 1,317 |
| Gross Fiduciary activities income | $1,181,000 | 494 |
| Service charges on deposit accounts | $1,422,000 | 939 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $561,000 | 2,664 |
| Total noninterest expense | $10,415,000 | 1,362 |
| Salaries and employee benefits | $6,192,000 | 1,102 |
| Premises and equipment expense | $1,556,000 | 1,328 |
| Additional noninterest expense | $2,667,000 | 1,875 |
| Pre-tax net operating income | $10,968,000 | 778 |
| Securities gains (losses) | $63,000 | 1,165 |
| Applicable income taxes | $3,953,000 | 732 |
| Income before extraordinary items | $7,078,000 | 808 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,078,000 | 808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $901,000 | 940 |
| Cash dividends | $2,836,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $7,037,680 | 799 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $33,176,000 | 960 |
| Total interest expense | $14,152,000 | 953 |
| Net interest income | $19,024,000 | 974 |
| Provision for loan and lease losses | $1,160,000 | 843 |
| Total noninterest income | $3,111,000 | 1,323 |
| Gross Fiduciary activities income | $1,101,000 | 505 |
| Service charges on deposit accounts | $1,416,000 | 926 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $594,000 | 2,604 |
| Total noninterest expense | $10,809,000 | 1,354 |
| Salaries and employee benefits | $5,995,000 | 1,123 |
| Premises and equipment expense | $1,473,000 | 1,421 |
| Additional noninterest expense | $3,341,000 | 1,649 |
| Pre-tax net operating income | $10,166,000 | 787 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $3,490,000 | 763 |
| Income before extraordinary items | $6,677,000 | 796 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,677,000 | 797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,049,000 | 841 |
| Cash dividends | $2,814,000 | 853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $6,676,340 | 800 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $28,735,000 | 1,107 |
| Total interest expense | $11,964,000 | 1,126 |
| Net interest income | $16,771,000 | 1,098 |
| Provision for loan and lease losses | $960,000 | 1,337 |
| Total noninterest income | $2,572,000 | 1,644 |
| Gross Fiduciary activities income | $967,000 | 553 |
| Service charges on deposit accounts | $1,225,000 | 1,089 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $380,000 | 3,890 |
| Total noninterest expense | $9,122,000 | 1,657 |
| Salaries and employee benefits | $5,024,000 | 1,334 |
| Premises and equipment expense | $1,355,000 | 1,556 |
| Additional noninterest expense | $2,743,000 | 2,051 |
| Pre-tax net operating income | $9,261,000 | 796 |
| Securities gains (losses) | $411,000 | 1,027 |
| Applicable income taxes | $3,457,000 | 744 |
| Income before extraordinary items | $6,215,000 | 845 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,215,000 | 876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $558,000 | 1,653 |
| Cash dividends | $2,883,000 | 756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,951,960 | 837 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $31,977,000 | 1,146 |
| Total interest expense | $15,099,000 | 1,181 |
| Net interest income | $16,878,000 | 1,100 |
| Provision for loan and lease losses | $1,000,000 | 1,834 |
| Total noninterest income | $2,552,000 | 1,627 |
| Gross Fiduciary activities income | $869,000 | 583 |
| Service charges on deposit accounts | $1,202,000 | 1,088 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $481,000 | 3,268 |
| Total noninterest expense | $9,027,000 | 1,679 |
| Salaries and employee benefits | $5,009,000 | 1,340 |
| Premises and equipment expense | $1,294,000 | 1,649 |
| Additional noninterest expense | $2,724,000 | 2,160 |
| Pre-tax net operating income | $9,403,000 | 679 |
| Securities gains (losses) | $-346,000 | 13,885 |
| Applicable income taxes | $2,956,000 | 793 |
| Income before extraordinary items | $6,101,000 | 785 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,101,000 | 786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $527,000 | 2,387 |
| Cash dividends | $2,794,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,332,820 | 681 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.