Home > Wilber National Bank > Net charge- offs to loans
Wilber National Bank, Net charge- offs to loans
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5128% | 2,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5943% | 1,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1387% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0114% | 3,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 2,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3894% | 6,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9876% | 1,382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7116% | 1,415 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2443% | 683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4993% | 3,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4636% | 3,100 |
| Percentage Net Loans Charged-off:Construction & development | 1.2407% | 2,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6376% | 1,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2055% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4478% | 1,296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1415% | 3,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4047% | 3,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9184% | 2,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2225% | 1,360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4677% | 3,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4609% | 2,812 |
| Percentage Net Loans Charged-off:Construction & development | 1.4984% | 2,048 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5608% | 1,653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2609% | 2,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5346% | 1,074 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1891% | 3,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1843% | 3,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8697% | 2,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2092% | 1,260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4342% | 3,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3718% | 2,834 |
| Percentage Net Loans Charged-off:Construction & development | 2.3510% | 1,525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2652% | 1,889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2901% | 2,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3692% | 1,063 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2693% | 2,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3009% | 2,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0418% | 1,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1319% | 1,202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3844% | 2,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2286% | 2,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1923% | 1,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3673% | 1,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4651% | 1,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3454% | 2,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3816% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2350% | 863 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4217% | 4,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3778% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 1.9745% | 2,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4883% | 1,767 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0308% | 6,130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 4,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 4,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0539% | 4,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0447% | 2,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2594% | 1,504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2503% | 4,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1359% | 4,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2629% | 1,773 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0415% | 6,138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0085% | 6,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0851% | 2,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2669% | 1,316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2932% | 3,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1915% | 3,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3715% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0627% | 6,143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0150% | 3,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0831% | 2,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2685% | 1,147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1843% | 3,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0729% | 2,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1881% | 1,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2409% | 909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1873% | 4,328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 7,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0250% | 2,166 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3369% | 6,258 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 7,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 7,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1411% | 3,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9882% | 2,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5303% | 1,010 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1795% | 3,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 7,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0356% | 1,510 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5117% | 6,244 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 7,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 7,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1998% | 2,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8705% | 2,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5007% | 880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1766% | 2,955 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 7,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0559% | 1,063 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8910% | 6,211 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 2,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 2,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1774% | 2,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8739% | 1,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3775% | 864 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2107% | 2,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1153% | 1,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2064% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 1,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 1,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0241% | 6,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7578% | 1,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4455% | 647 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1417% | 3,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0743% | 2,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0815% | 1,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0797% | 2,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2568% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 2,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0109% | 7,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6252% | 2,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5760% | 815 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1436% | 2,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0633% | 1,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0511% | 889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0924% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3399% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 2,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0147% | 6,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5324% | 2,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5775% | 714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1677% | 1,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1121% | 1,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1084% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1396% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5029% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 1,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0416% | 7,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5598% | 2,221 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3744% | 788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2170% | 1,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 1,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0139% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 7,750 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0534% | 5,990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5729% | 823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8399% | 1,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0277% | 927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3768% | 1,025 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 8,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0514% | 8,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 2,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0314% | 2,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6641% | 615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8506% | 1,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5163% | 791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4556% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 2,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0224% | 2,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0316% | 1,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2859% | 362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7968% | 1,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0092% | 1,389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6164% | 482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 1,835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 1,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0770% | 1,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4471% | 237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6998% | 1,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0145% | 1,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0795% | 238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 1,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0457% | 99 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6370% | 1,853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0284% | 867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2975% | 1,585 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 7,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 8,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0225% | 8,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5781% | 1,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3344% | 1,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1445% | 2,512 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 7,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0218% | 8,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0298% | 8,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9209% | 1,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1811% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 7,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0311% | 8,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0420% | 8,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0033% | 2,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1679% | 1,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1131% | 2,287 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 7,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 7,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 8,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0658% | 7,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7657% | 1,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1887% | 2,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0675% | 2,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0444% | 1,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9038% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0356% | 2,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0448% | 2,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1183% | 3,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7535% | 2,791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1795% | 2,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0863% | 1,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0505% | 934 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6066% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0474% | 1,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0588% | 1,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1820% | 2,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5623% | 3,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1656% | 2,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1140% | 1,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0769% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0402% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 1,751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0435% | 1,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0759% | 2,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4725% | 3,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2464% | 1,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2396% | 548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1554% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.6454% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0918% | 997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1114% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2003% | 1,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3493% | 3,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3338% | 2,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0701% | 2,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1384% | 1,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1549% | 1,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0431% | 7,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5004% | 1,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6526% | 501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2614% | 2,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0434% | 2,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0846% | 1,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0932% | 1,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0664% | 7,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1239% | 1,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2666% | 367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2554% | 2,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 1,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1086% | 1,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1174% | 1,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2361% | 8,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0313% | 2,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7556% | 234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2320% | 2,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 1,842 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 1,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4717% | 8,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0373% | 1,905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.2086% | 154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2931% | 2,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 2,714 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0756% | 1,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0756% | 1,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2875% | 3,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1974% | 1,917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3288% | 2,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1485% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1355% | 856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1602% | 1,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1609% | 1,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0776% | 4,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0909% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5121% | 1,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2549% | 103 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4151% | 74 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4169% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5277% | 151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7805% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4401% | 1,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1474% | 187 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1535% | 160 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0570% | 1,358 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1491% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0718% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1441% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3245% | 147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8881% | 509 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3713% | 2,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1681% | 172 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0696% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2119% | 131 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5211% | 11 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1880% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9324% | 186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8022% | 608 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5812% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5655% | 38 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1164% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7353% | 32 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3644% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7291% | 31 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3440% | 453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8741% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7395% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3102% | 166 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0274% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.0717% | 6 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1325% | 302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1340% | 294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8628% | 53 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7051% | 720 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.6315% | 11 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3115% | 2,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 678 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0104% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0671% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1580% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0527% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5343% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6878% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.0329% | 7 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3830% | 2,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2678% | 327 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 652 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7162% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3335% | 163 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6931% | 16 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3130% | 187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9428% | 226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5875% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2236% | 5,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0394% | 957 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0831% | 1,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1493% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2517% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6849% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0499% | 23 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2224% | 6,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1349% | 866 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2608% | 699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0776% | 682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0793% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1106% | 1,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8967% | 636 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |