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Wilber National Bank, Assets and Liabilities

2011-03-31Rank
# of Employees:258573
Assets and Liabilities
Total Assets:$894,996,000753
Cash and due from depository institutions$60,977,000573
Interest-bearing balances$50,050,000792
Securities$297,293,000488
Federal funds sold & reverse repurchase agreements$1,300,0002,940
Net loans & leases$483,852,000871
Loan loss allowance$9,684,000859
Trading account assets$0208
Bank premises and fixed assets$5,586,0002,126
Other real estate owned$1,208,000573
Goodwill and other intangibles$4,619,000786
All other assets$40,161,000597
Life insurance assets$17,739,000378
Total liabilities and capital$894,996,000753
Total liabilities$821,651,000740
Total deposits$742,495,000727
Interest-bearing deposits$673,576,000685
Deposits held in domestic offices$742,495,000723
% insured81.61%6,215
Federal funds purchased & repurchase agreements$19,195,000656
Trading liabilities$0108
Other borrowed funds$54,638,000626
Subordinated debt$0214
All other liabilities$5,323,000959
Total equity capital$73,345,000928
Total bank equity capital$73,279,000928
Perpetual preferred stock$0224
Common stock$2,182,0001,649
Surplus$3,322,0004,522
Undivided profits$67,775,000486
Noncontrolling interests in consolidated subsidiaries$66,000140
Memoranda
Noncurrent loans and leases$22,859,000729
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$490,000480
Income earned, not collected on loans$2,777,0001,004
Earning assets$832,495,000732
Long-term assets (5+ years)$500,110,000290
Average Assets, year-to-date$881,971,500758
Average Assets, quarterly$881,971,500758
Volatile liabilities$52,977,0001,055
Insider loans$2,968,0002,131
FHLB advances$54,438,000568
Loans and leases held for sale$126,0001,490
Unused loan commitments$77,223,000901
Tier 1 (core) risk-based capital$74,349,000845
Tier 2 risk-based capital$6,668,000822
Total risk weighted assets$530,340,000840
Total unused commitments$77,223,000902
Derivatives$01,153
2010-12-31Rank
# of Employees:261565
Assets and Liabilities
Total Assets:$868,947,000774
Cash and due from depository institutions$30,437,000565
Interest-bearing balances$19,527,0001,693
Securities$267,693,000526
Federal funds sold & reverse repurchase agreements$1,034,0003,037
Net loans & leases$514,002,000842
Loan loss allowance$9,657,000858
Trading account assets$0207
Bank premises and fixed assets$5,467,0002,190
Other real estate owned$1,912,000565
Goodwill and other intangibles$4,619,000791
All other assets$43,783,000548
Life insurance assets$17,594,000376
Total liabilities and capital$868,947,000774
Total liabilities$795,085,000762
Total deposits$717,009,000748
Interest-bearing deposits$646,690,000712
Deposits held in domestic offices$717,009,000745
% insured84.54%5,619
Federal funds purchased & repurchase agreements$14,363,000804
Trading liabilities$0108
Other borrowed funds$57,570,000634
Subordinated debt$0220
All other liabilities$6,143,000847
Total equity capital$73,862,000918
Total bank equity capital$73,793,000917
Perpetual preferred stock$0224
Common stock$2,182,0001,673
Surplus$3,322,0004,570
Undivided profits$68,289,000470
Noncontrolling interests in consolidated subsidiaries$69,000148
Memoranda
Noncurrent loans and leases$19,960,000851
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$474,000542
Income earned, not collected on loans$2,557,0001,135
Earning assets$802,256,000768
Long-term assets (5+ years)$482,118,000300
Average Assets, year-to-date$909,748,000742
Average Assets, quarterly$887,786,000766
Volatile liabilities$121,693,0001,118
Insider loans$3,188,0002,055
FHLB advances$55,743,000582
Loans and leases held for sale$1,243,0001,116
Unused loan commitments$75,009,000920
Tier 1 (core) risk-based capital$74,838,000832
Tier 2 risk-based capital$7,109,000797
Total risk weighted assets$566,115,000813
Total unused commitments$75,009,000922
Derivatives$01,176
2010-09-30Rank
# of Employees:274532
Assets and Liabilities
Total Assets:$906,625,000756
Cash and due from depository institutions$47,417,000532
Interest-bearing balances$37,688,000970
Securities$279,135,000473
Federal funds sold & reverse repurchase agreements$771,0003,438
Net loans & leases$531,793,000830
Loan loss allowance$10,056,000827
Trading account assets$0210
Bank premises and fixed assets$5,498,0002,213
Other real estate owned$1,706,000532
Goodwill and other intangibles$4,619,000789
All other assets$35,686,000661
Life insurance assets$17,444,000372
Total liabilities and capital$906,625,000756
Total liabilities$829,003,000745
Total deposits$753,402,000714
Interest-bearing deposits$674,415,000681
Deposits held in domestic offices$753,402,000711
% insured80.04%6,099
Federal funds purchased & repurchase agreements$13,039,000867
Trading liabilities$0103
Other borrowed funds$57,497,000665
Subordinated debt$0233
All other liabilities$5,065,0001,069
Total equity capital$77,622,000881
Total bank equity capital$77,549,000881
Perpetual preferred stock$0229
Common stock$2,182,0001,699
Surplus$3,322,0004,604
Undivided profits$72,045,000464
Noncontrolling interests in consolidated subsidiaries$73,000148
Memoranda
Noncurrent loans and leases$23,736,000735
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$407,000581
Income earned, not collected on loans$2,723,0001,131
Earning assets$849,387,000727
Long-term assets (5+ years)$466,813,000286
Average Assets, year-to-date$919,948,250731
Average Assets, quarterly$917,751,500742
Volatile liabilities$123,959,0001,138
Insider loans$3,758,0001,841
FHLB advances$56,988,000608
Loans and leases held for sale$1,410,0001,113
Unused loan commitments$80,592,000878
Tier 1 (core) risk-based capital$74,077,000842
Tier 2 risk-based capital$7,130,000809
Total risk weighted assets$567,388,000818
Total unused commitments$80,592,000880
Derivatives$01,218
2010-06-30Rank
# of Employees:278514
Assets and Liabilities
Total Assets:$928,878,000726
Cash and due from depository institutions$62,751,000514
Interest-bearing balances$53,689,000654
Securities$264,138,000503
Federal funds sold & reverse repurchase agreements$781,0003,549
Net loans & leases$552,952,000801
Loan loss allowance$10,046,000846
Trading account assets$0210
Bank premises and fixed assets$5,648,0002,183
Other real estate owned$2,063,000514
Goodwill and other intangibles$4,619,000798
All other assets$35,926,000663
Life insurance assets$17,294,000374
Total liabilities and capital$928,878,000726
Total liabilities$852,818,000710
Total deposits$779,284,000696
Interest-bearing deposits$710,787,000646
Deposits held in domestic offices$779,284,000693
% insured77.71%6,560
Federal funds purchased & repurchase agreements$9,411,0001,010
Trading liabilities$0104
Other borrowed funds$58,645,000678
Subordinated debt$0241
All other liabilities$5,478,000954
Total equity capital$76,060,000881
Total bank equity capital$75,986,000880
Perpetual preferred stock$0222
Common stock$2,182,0001,721
Surplus$3,322,0004,633
Undivided profits$70,482,000457
Noncontrolling interests in consolidated subsidiaries$74,000145
Memoranda
Noncurrent loans and leases$22,429,000784
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$441,000556
Income earned, not collected on loans$2,906,0001,018
Earning assets$871,560,000692
Long-term assets (5+ years)$464,170,000288
Average Assets, year-to-date$924,389,330722
Average Assets, quarterly$933,324,500718
Volatile liabilities$144,818,000988
Insider loans$4,146,0001,722
FHLB advances$58,219,000624
Loans and leases held for sale$3,210,000590
Unused loan commitments$86,600,000817
Tier 1 (core) risk-based capital$71,865,000858
Tier 2 risk-based capital$7,238,000799
Total risk weighted assets$576,132,000810
Total unused commitments$86,600,000820
Derivatives$01,168
2010-03-31Rank
# of Employees:276521
Assets and Liabilities
Total Assets:$937,771,000729
Cash and due from depository institutions$33,894,000521
Interest-bearing balances$25,278,0001,337
Securities$284,184,000465
Federal funds sold & reverse repurchase agreements$679,0003,904
Net loans & leases$568,897,000797
Loan loss allowance$8,862,000963
Trading account assets$0227
Bank premises and fixed assets$5,847,0002,142
Other real estate owned$1,872,000521
Goodwill and other intangibles$4,619,000810
All other assets$37,779,000649
Life insurance assets$17,145,000373
Total liabilities and capital$937,771,000729
Total liabilities$864,515,000714
Total deposits$787,802,000697
Interest-bearing deposits$717,731,000654
Deposits held in domestic offices$787,802,000695
% insured76.14%6,805
Federal funds purchased & repurchase agreements$11,592,000924
Trading liabilities$0108
Other borrowed funds$60,115,000717
Subordinated debt$0248
All other liabilities$5,006,0001,031
Total equity capital$73,256,000919
Total bank equity capital$73,182,000919
Perpetual preferred stock$0220
Common stock$2,182,0001,758
Surplus$3,322,0004,700
Undivided profits$67,678,000465
Noncontrolling interests in consolidated subsidiaries$74,000150
Memoranda
Noncurrent loans and leases$19,266,000930
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$854,000370
Income earned, not collected on loans$3,312,000907
Earning assets$879,038,000704
Long-term assets (5+ years)$458,395,000293
Average Assets, year-to-date$922,145,000740
Average Assets, quarterly$922,145,000740
Volatile liabilities$150,899,000971
Insider loans$12,043,000562
FHLB advances$59,438,000665
Loans and leases held for sale$830,000992
Unused loan commitments$95,746,000783
Tier 1 (core) risk-based capital$71,259,000865
Tier 2 risk-based capital$7,521,000797
Total risk weighted assets$600,242,000808
Total unused commitments$95,746,000785
Derivatives$01,155
2009-12-31Rank
# of Employees:277521
Assets and Liabilities
Total Assets:$906,519,000760
Cash and due from depository institutions$32,861,000521
Interest-bearing balances$22,648,0001,251
Securities$242,643,000534
Federal funds sold & reverse repurchase agreements$1,391,0003,218
Net loans & leases$579,191,000800
Loan loss allowance$8,622,000998
Trading account assets$0224
Bank premises and fixed assets$6,004,0002,122
Other real estate owned$1,961,000521
Goodwill and other intangibles$4,627,000812
All other assets$37,841,000657
Life insurance assets$16,994,000373
Total liabilities and capital$906,519,000760
Total liabilities$834,636,000752
Total deposits$754,723,000734
Interest-bearing deposits$683,903,000692
Deposits held in domestic offices$754,723,000731
% insured77.40%6,682
Federal funds purchased & repurchase agreements$12,165,000933
Trading liabilities$0104
Other borrowed funds$61,424,000760
Subordinated debt$0258
All other liabilities$6,324,000853
Total equity capital$71,883,000916
Total bank equity capital$71,809,000916
Perpetual preferred stock$0219
Common stock$2,182,0001,790
Surplus$3,322,0004,741
Undivided profits$66,305,000467
Noncontrolling interests in consolidated subsidiaries$74,000155
Memoranda
Noncurrent loans and leases$17,243,000978
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$899,000344
Income earned, not collected on loans$3,007,0001,061
Earning assets$845,873,000730
Long-term assets (5+ years)$397,005,000338
Average Assets, year-to-date$926,592,200729
Average Assets, quarterly$911,295,000756
Volatile liabilities$143,047,0001,035
Insider loans$12,262,000564
FHLB advances$60,627,000696
Loans and leases held for sale$576,0001,225
Unused loan commitments$96,859,000797
Tier 1 (core) risk-based capital$70,048,000875
Tier 2 risk-based capital$7,656,000803
Total risk weighted assets$611,471,000811
Total unused commitments$96,859,000798
Derivatives$01,139
2009-09-30Rank
# of Employees:274537
Assets and Liabilities
Total Assets:$916,071,000762
Cash and due from depository institutions$22,670,000537
Interest-bearing balances$13,032,0001,695
Securities$261,854,000492
Federal funds sold & reverse repurchase agreements$1,056,0003,566
Net loans & leases$588,885,000805
Loan loss allowance$9,162,000896
Trading account assets$0238
Bank premises and fixed assets$6,216,0002,085
Other real estate owned$509,000537
Goodwill and other intangibles$4,652,000854
All other assets$30,229,000722
Life insurance assets$16,855,000383
Total liabilities and capital$916,071,000762
Total liabilities$844,536,000740
Total deposits$759,035,000720
Interest-bearing deposits$685,881,000697
Deposits held in domestic offices$759,035,000717
% insured76.46%6,921
Federal funds purchased & repurchase agreements$19,972,000737
Trading liabilities$0103
Other borrowed funds$56,810,000869
Subordinated debt$0269
All other liabilities$8,719,000720
Total equity capital$71,535,000941
Total bank equity capital$71,459,000941
Perpetual preferred stock$0212
Common stock$2,182,0001,815
Surplus$3,072,0004,877
Undivided profits$66,205,000487
Noncontrolling interests in consolidated subsidiaries$76,000164
Memoranda
Noncurrent loans and leases$12,024,0001,299
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,047,000278
Income earned, not collected on loans$3,199,0001,057
Earning assets$864,827,000730
Long-term assets (5+ years)$418,698,000321
Average Assets, year-to-date$931,610,500735
Average Assets, quarterly$925,687,500748
Volatile liabilities$138,362,0001,091
Insider loans$12,691,000535
FHLB advances$56,716,000795
Loans and leases held for sale$799,0001,043
Unused loan commitments$110,656,000751
Tier 1 (core) risk-based capital$68,351,000916
Tier 2 risk-based capital$7,748,000802
Total risk weighted assets$618,326,000812
Total unused commitments$110,656,000752
Derivatives$01,183
2009-06-30Rank
# of Employees:278538
Assets and Liabilities
Total Assets:$935,304,000761
Cash and due from depository institutions$24,343,000538
Interest-bearing balances$15,039,0001,371
Securities$269,241,000483
Federal funds sold & reverse repurchase agreements$663,0004,317
Net loans & leases$599,196,000812
Loan loss allowance$8,838,000910
Trading account assets$0240
Bank premises and fixed assets$6,350,0002,064
Other real estate owned$637,000538
Goodwill and other intangibles$4,676,000867
All other assets$30,198,000745
Life insurance assets$16,695,000395
Total liabilities and capital$935,304,000761
Total liabilities$866,749,000744
Total deposits$784,929,000702
Interest-bearing deposits$710,393,000672
Deposits held in domestic offices$784,929,000700
% insured66.83%6,525
Federal funds purchased & repurchase agreements$13,418,000935
Trading liabilities$0100
Other borrowed funds$59,032,000885
Subordinated debt$0276
All other liabilities$9,370,000699
Total equity capital$68,555,000984
Total bank equity capital$68,479,000987
Perpetual preferred stock$0213
Common stock$2,182,0001,840
Surplus$3,072,0004,920
Undivided profits$63,225,000503
Noncontrolling interests in consolidated subsidiaries$76,000169
Memoranda
Noncurrent loans and leases$12,016,0001,257
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,109,000260
Income earned, not collected on loans$3,362,000984
Earning assets$884,139,000717
Long-term assets (5+ years)$405,110,000334
Average Assets, year-to-date$936,790,330747
Average Assets, quarterly$942,777,500747
Volatile liabilities$136,449,0001,121
Insider loans$21,970,000278
FHLB advances$57,794,000814
Loans and leases held for sale$809,0001,294
Unused loan commitments$109,636,000783
Tier 1 (core) risk-based capital$66,045,000959
Tier 2 risk-based capital$7,938,000786
Total risk weighted assets$645,881,000803
Total unused commitments$109,636,000784
Derivatives$01,221
2009-03-31Rank
# of Employees:279534
Assets and Liabilities
Total Assets:$950,251,000746
Cash and due from depository institutions$47,461,000534
Interest-bearing balances$38,829,000509
Securities$268,505,000486
Federal funds sold & reverse repurchase agreements$124,0005,298
Net loans & leases$592,331,000828
Loan loss allowance$8,491,000893
Trading account assets$0234
Bank premises and fixed assets$6,520,0002,014
Other real estate owned$457,000534
Goodwill and other intangibles$4,701,000873
All other assets$30,152,000739
Life insurance assets$16,549,000397
Total liabilities and capital$950,251,000746
Total liabilities$882,442,000724
Total deposits$800,946,000675
Interest-bearing deposits$732,660,000642
Deposits held in domestic offices$800,946,000674
% insured66.88%6,540
Federal funds purchased & repurchase agreements$14,289,000912
Trading liabilities$092
Other borrowed funds$59,758,000917
Subordinated debt$0271
All other liabilities$7,449,000832
Total equity capital$67,809,000997
Total bank equity capital$67,733,000995
Perpetual preferred stock$0193
Common stock$2,182,0001,851
Surplus$3,072,0004,944
Undivided profits$62,479,000529
Noncontrolling interests in consolidated subsidiaries$76,000166
Memoranda
Noncurrent loans and leases$7,166,0001,657
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$560,000392
Income earned, not collected on loans$3,405,000975
Earning assets$899,789,000709
Long-term assets (5+ years)$353,959,000388
Average Assets, year-to-date$937,533,500747
Average Assets, quarterly$937,533,500747
Volatile liabilities$150,300,0001,032
Insider loans$22,086,000281
FHLB advances$58,859,000836
Loans and leases held for sale$547,0001,363
Unused loan commitments$130,458,000726
Tier 1 (core) risk-based capital$65,065,000972
Tier 2 risk-based capital$8,336,000758
Total risk weighted assets$666,668,000783
Total unused commitments$130,458,000726
Derivatives$01,177
2008-12-31Rank
# of Employees:295507
Assets and Liabilities
Total Assets:$924,816,000758
Cash and due from depository institutions$44,244,000507
Interest-bearing balances$35,475,000338
Securities$261,148,000475
Federal funds sold & reverse repurchase agreements$480,0004,528
Net loans & leases$576,415,000853
Loan loss allowance$7,564,000946
Trading account assets$0236
Bank premises and fixed assets$6,482,0002,024
Other real estate owned$570,000507
Goodwill and other intangibles$4,726,000887
All other assets$30,751,000736
Life insurance assets$16,402,000399
Total liabilities and capital$924,816,000758
Total liabilities$857,821,000730
Total deposits$765,878,000673
Interest-bearing deposits$693,705,000647
Deposits held in domestic offices$765,878,000671
% insured0.00%1
Federal funds purchased & repurchase agreements$19,427,000826
Trading liabilities$088
Other borrowed funds$62,061,000962
Subordinated debt$0278
All other liabilities$10,455,000664
Total equity capital$66,995,000991
Total bank equity capital$66,995,000991
Perpetual preferred stock$0141
Common stock$2,182,0001,856
Surplus$3,072,0004,945
Undivided profits$61,741,000528
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,211,0001,430
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,130,000229
Income earned, not collected on loans$3,339,0001,053
Earning assets$873,518,000727
Long-term assets (5+ years)$321,192,000420
Average Assets, year-to-date$866,072,600782
Average Assets, quarterly$906,285,000763
Volatile liabilities$171,313,000905
Insider loans$22,905,000272
FHLB advances$59,970,000906
Loans and leases held for sale$118,0001,551
Unused loan commitments$126,717,000751
Tier 1 (core) risk-based capital$64,829,000963
Tier 2 risk-based capital$7,635,000791
Total risk weighted assets$636,094,000812
Total unused commitments$126,717,000752
Derivatives$01,109
2008-09-30Rank
# of Employees:309490
Assets and Liabilities
Total Assets:$887,754,000770
Cash and due from depository institutions$16,173,000490
Interest-bearing balances$6,019,0001,155
Securities$288,128,000436
Federal funds sold & reverse repurchase agreements$9,962,0001,245
Net loans & leases$526,682,000934
Loan loss allowance$7,226,000878
Trading account assets$0251
Bank premises and fixed assets$7,022,0001,875
Other real estate owned$158,000490
Goodwill and other intangibles$4,750,000933
All other assets$34,879,000624
Life insurance assets$16,254,000400
Total liabilities and capital$887,754,000770
Total liabilities$819,164,000751
Total deposits$727,462,000707
Interest-bearing deposits$652,136,000681
Deposits held in domestic offices$727,462,000704
% insured0.00%1
Federal funds purchased & repurchase agreements$19,721,000877
Trading liabilities$091
Other borrowed funds$62,869,000971
Subordinated debt$0276
All other liabilities$9,112,000701
Total equity capital$68,590,000983
Total bank equity capital$68,590,000983
Perpetual preferred stock$0110
Common stock$2,182,0001,870
Surplus$3,072,0004,960
Undivided profits$63,336,000551
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,310,0001,375
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$672,000308
Income earned, not collected on loans$3,513,0001,046
Earning assets$830,791,000746
Long-term assets (5+ years)$385,499,000350
Average Assets, year-to-date$851,386,750796
Average Assets, quarterly$880,612,000776
Volatile liabilities$153,300,000981
Insider loans$23,694,000256
FHLB advances$61,096,000912
Loans and leases held for sale$356,0001,150
Unused loan commitments$120,981,000828
Tier 1 (core) risk-based capital$63,510,000999
Tier 2 risk-based capital$7,297,000793
Total risk weighted assets$608,370,000845
Total unused commitments$120,981,000828
Derivatives$01,077
2008-06-30Rank
# of Employees:282545
Assets and Liabilities
Total Assets:$873,470,000785
Cash and due from depository institutions$19,451,000545
Interest-bearing balances$5,259,0001,183
Securities$302,186,000421
Federal funds sold & reverse repurchase agreements$12,904,000926
Net loans & leases$493,106,000987
Loan loss allowance$6,965,000885
Trading account assets$0267
Bank premises and fixed assets$7,060,0001,841
Other real estate owned$158,000545
Goodwill and other intangibles$4,674,000955
All other assets$33,931,000621
Life insurance assets$16,093,000406
Total liabilities and capital$873,470,000785
Total liabilities$806,861,000761
Total deposits$727,057,000695
Interest-bearing deposits$649,981,000674
Deposits held in domestic offices$727,057,000692
% insured0.00%1
Federal funds purchased & repurchase agreements$11,112,0001,247
Trading liabilities$094
Other borrowed funds$58,809,0001,017
Subordinated debt$0257
All other liabilities$9,883,000668
Total equity capital$66,609,0001,021
Total bank equity capital$66,609,0001,021
Perpetual preferred stock$0107
Common stock$2,182,0001,879
Surplus$2,302,0005,454
Undivided profits$62,125,000580
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,388,0001,229
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$279,000511
Income earned, not collected on loans$3,539,0001,014
Earning assets$813,455,000761
Long-term assets (5+ years)$389,643,000340
Average Assets, year-to-date$839,264,330807
Average Assets, quarterly$862,574,500796
Volatile liabilities$145,455,0001,025
Insider loans$23,905,000253
FHLB advances$56,111,000979
Loans and leases held for sale$01,725
Unused loan commitments$109,988,000916
Tier 1 (core) risk-based capital$61,498,0001,024
Tier 2 risk-based capital$7,033,000805
Total risk weighted assets$592,288,000862
Total unused commitments$109,988,000916
Derivatives$01,075
2008-03-31Rank
# of Employees:282540
Assets and Liabilities
Total Assets:$851,679,000811
Cash and due from depository institutions$33,039,000540
Interest-bearing balances$18,814,000407
Securities$289,343,000436
Federal funds sold & reverse repurchase agreements$36,296,000399
Net loans & leases$448,533,0001,060
Loan loss allowance$6,965,000831
Trading account assets$0252
Bank premises and fixed assets$6,616,0001,953
Other real estate owned$210,000540
Goodwill and other intangibles$4,879,000945
All other assets$32,763,000621
Life insurance assets$15,936,000404
Total liabilities and capital$851,679,000811
Total liabilities$783,360,000776
Total deposits$714,087,000709
Interest-bearing deposits$643,977,000687
Deposits held in domestic offices$714,087,000706
% insured0.00%1
Federal funds purchased & repurchase agreements$15,465,0001,001
Trading liabilities$086
Other borrowed funds$45,722,0001,157
Subordinated debt$0251
All other liabilities$8,086,000824
Total equity capital$68,319,0001,018
Total bank equity capital$68,319,0001,018
Perpetual preferred stock$0108
Common stock$2,182,0001,878
Surplus$2,302,0005,445
Undivided profits$63,835,000585
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,252,000979
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$333,000435
Income earned, not collected on loans$3,491,0001,059
Earning assets$792,986,000790
Long-term assets (5+ years)$344,989,000369
Average Assets, year-to-date$822,161,500824
Average Assets, quarterly$822,161,500824
Volatile liabilities$153,986,000966
Insider loans$24,003,000237
FHLB advances$44,869,0001,099
Loans and leases held for sale$01,797
Unused loan commitments$94,137,0001,073
Tier 1 (core) risk-based capital$61,860,0001,014
Tier 2 risk-based capital$6,927,000795
Total risk weighted assets$554,047,000908
Total unused commitments$94,137,0001,074
Derivatives$01,109
2007-12-31Rank
# of Employees:267576
Assets and Liabilities
Total Assets:$792,644,000863
Cash and due from depository institutions$12,935,000576
Interest-bearing balances$519,0003,109
Securities$288,738,000434
Federal funds sold & reverse repurchase agreements$7,045,0001,905
Net loans & leases$437,346,0001,084
Loan loss allowance$6,977,000812
Trading account assets$0237
Bank premises and fixed assets$6,280,0002,056
Other real estate owned$247,000576
Goodwill and other intangibles$4,909,000939
All other assets$35,144,000585
Life insurance assets$15,785,000404
Total liabilities and capital$792,644,000863
Total liabilities$725,822,000842
Total deposits$658,058,000778
Interest-bearing deposits$586,867,000759
Deposits held in domestic offices$658,058,000774
% insured0.00%1
Federal funds purchased & repurchase agreements$15,013,0001,047
Trading liabilities$078
Other borrowed funds$43,135,0001,134
Subordinated debt$0248
All other liabilities$9,616,000708
Total equity capital$66,822,0001,031
Total bank equity capital$66,822,0001,031
Perpetual preferred stock$0111
Common stock$2,182,0001,869
Surplus$2,302,0005,440
Undivided profits$62,338,000603
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,136,000941
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$324,000433
Income earned, not collected on loans$3,621,0001,116
Earning assets$733,648,000846
Long-term assets (5+ years)$335,593,000375
Average Assets, year-to-date$775,434,000841
Average Assets, quarterly$793,749,500852
Volatile liabilities$128,672,0001,136
Insider loans$16,900,000369
FHLB advances$41,538,0001,094
Loans and leases held for sale$01,738
Unused loan commitments$93,194,0001,095
Tier 1 (core) risk-based capital$62,134,0001,012
Tier 2 risk-based capital$6,703,000814
Total risk weighted assets$535,930,000937
Total unused commitments$93,194,0001,095
Derivatives$01,052
2007-09-30Rank
# of Employees:265577
Assets and Liabilities
Total Assets:$794,855,000843
Cash and due from depository institutions$19,938,000577
Interest-bearing balances$7,899,000664
Securities$280,901,000448
Federal funds sold & reverse repurchase agreements$21,106,000657
Net loans & leases$427,094,0001,086
Loan loss allowance$6,877,000794
Trading account assets$1,531,000191
Bank premises and fixed assets$6,182,0002,031
Other real estate owned$247,000577
Goodwill and other intangibles$4,939,000907
All other assets$32,917,000603
Life insurance assets$15,630,000393
Total liabilities and capital$794,855,000843
Total liabilities$730,484,000812
Total deposits$651,451,000777
Interest-bearing deposits$578,303,000767
Deposits held in domestic offices$651,451,000774
% insured0.00%1
Federal funds purchased & repurchase agreements$21,892,000797
Trading liabilities$078
Other borrowed funds$47,856,000974
Subordinated debt$0244
All other liabilities$9,285,000721
Total equity capital$64,371,0001,060
Total bank equity capital$64,371,0001,060
Perpetual preferred stock$0113
Common stock$2,182,0001,848
Surplus$2,302,0005,416
Undivided profits$59,887,000633
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,320,0001,341
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$445,000346
Income earned, not collected on loans$3,617,0001,189
Earning assets$738,531,000823
Long-term assets (5+ years)$329,598,000375
Average Assets, year-to-date$771,131,500842
Average Assets, quarterly$780,544,000849
Volatile liabilities$124,879,0001,137
Insider loans$23,257,000246
FHLB advances$45,107,000938
Loans and leases held for sale$01,751
Unused loan commitments$96,443,0001,063
Tier 1 (core) risk-based capital$61,899,0001,014
Tier 2 risk-based capital$6,660,000814
Total risk weighted assets$532,531,000928
Total unused commitments$96,443,0001,064
Derivatives$01,033
2007-06-30Rank
# of Employees:262605
Assets and Liabilities
Total Assets:$766,233,000880
Cash and due from depository institutions$12,002,000605
Interest-bearing balances$1,118,0002,333
Securities$268,836,000467
Federal funds sold & reverse repurchase agreements$14,349,0001,103
Net loans & leases$423,431,0001,099
Loan loss allowance$6,831,000787
Trading account assets$1,554,000199
Bank premises and fixed assets$6,053,0002,074
Other real estate owned$296,000605
Goodwill and other intangibles$4,970,000908
All other assets$34,742,000585
Life insurance assets$15,485,000394
Total liabilities and capital$766,233,000880
Total liabilities$703,434,000852
Total deposits$635,197,000815
Interest-bearing deposits$559,045,000807
Deposits held in domestic offices$635,197,000811
% insured0.00%1
Federal funds purchased & repurchase agreements$11,969,0001,108
Trading liabilities$087
Other borrowed funds$48,252,000905
Subordinated debt$0258
All other liabilities$8,016,000802
Total equity capital$62,799,0001,077
Total bank equity capital$62,799,0001,077
Perpetual preferred stock$0111
Common stock$2,182,0001,843
Surplus$2,302,0005,425
Undivided profits$58,315,000645
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,955,0001,310
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$775,000234
Income earned, not collected on loans$3,514,0001,145
Earning assets$709,288,000869
Long-term assets (5+ years)$340,152,000365
Average Assets, year-to-date$763,223,670864
Average Assets, quarterly$764,288,500875
Volatile liabilities$108,485,0001,289
Insider loans$23,325,000251
FHLB advances$45,646,000870
Loans and leases held for sale$01,802
Unused loan commitments$82,744,0001,251
Tier 1 (core) risk-based capital$61,869,0001,023
Tier 2 risk-based capital$6,555,000838
Total risk weighted assets$524,082,000946
Total unused commitments$82,744,0001,251
Derivatives$01,067
2007-03-31Rank
# of Employees:253626
Assets and Liabilities
Total Assets:$762,344,000872
Cash and due from depository institutions$13,122,000626
Interest-bearing balances$947,0002,600
Securities$283,897,000449
Federal funds sold & reverse repurchase agreements$14,195,0001,417
Net loans & leases$406,016,0001,128
Loan loss allowance$6,718,000777
Trading account assets$1,540,000226
Bank premises and fixed assets$5,602,0002,199
Other real estate owned$86,000626
Goodwill and other intangibles$5,000,000885
All other assets$32,886,000586
Life insurance assets$16,257,000372
Total liabilities and capital$762,344,000872
Total liabilities$699,468,000853
Total deposits$637,550,000795
Interest-bearing deposits$568,036,000779
Deposits held in domestic offices$637,550,000793
% insured0.00%1
Federal funds purchased & repurchase agreements$17,332,000859
Trading liabilities$089
Other borrowed funds$37,435,0001,053
Subordinated debt$0262
All other liabilities$7,151,000877
Total equity capital$62,876,0001,060
Total bank equity capital$62,876,0001,060
Perpetual preferred stock$0113
Common stock$2,182,0001,829
Surplus$2,302,0005,415
Undivided profits$58,392,000647
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,806,0001,248
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$331,000426
Income earned, not collected on loans$3,740,0001,028
Earning assets$706,595,000860
Long-term assets (5+ years)$337,986,000346
Average Assets, year-to-date$761,719,000866
Average Assets, quarterly$761,719,000866
Volatile liabilities$122,002,0001,133
Insider loans$22,986,000244
FHLB advances$36,178,0001,012
Loans and leases held for sale$01,800
Unused loan commitments$93,746,0001,124
Tier 1 (core) risk-based capital$60,623,0001,020
Tier 2 risk-based capital$6,359,000844
Total risk weighted assets$509,131,000947
Total unused commitments$93,746,0001,124
Derivatives$01,065
2006-12-31Rank
# of Employees:255620
Assets and Liabilities
Total Assets:$761,094,000864
Cash and due from depository institutions$13,731,000620
Interest-bearing balances$936,0002,555
Securities$290,401,000439
Federal funds sold & reverse repurchase agreements$12,317,0001,341
Net loans & leases$399,152,0001,127
Loan loss allowance$6,680,000767
Trading account assets$1,625,000120
Bank premises and fixed assets$5,686,0002,133
Other real estate owned$103,000620
Goodwill and other intangibles$5,038,000871
All other assets$33,041,000589
Life insurance assets$16,108,000366
Total liabilities and capital$761,094,000864
Total liabilities$699,334,000840
Total deposits$629,047,000793
Interest-bearing deposits$557,129,000776
Deposits held in domestic offices$629,047,000790
% insured0.00%1
Federal funds purchased & repurchase agreements$17,332,000900
Trading liabilities$077
Other borrowed funds$43,915,000975
Subordinated debt$0264
All other liabilities$9,040,000733
Total equity capital$61,760,0001,065
Total bank equity capital$61,760,0001,065
Perpetual preferred stock$0112
Common stock$2,182,0001,820
Surplus$2,302,0005,405
Undivided profits$57,276,000643
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,529,0001,253
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$265,000443
Income earned, not collected on loans$3,674,0001,079
Earning assets$704,431,000855
Long-term assets (5+ years)$339,501,000347
Average Assets, year-to-date$757,205,000832
Average Assets, quarterly$759,509,000860
Volatile liabilities$125,567,0001,206
Insider loans$24,822,000227
FHLB advances$42,205,000933
Loans and leases held for sale$01,760
Unused loan commitments$81,536,0001,216
Tier 1 (core) risk-based capital$60,026,0001,008
Tier 2 risk-based capital$6,283,000844
Total risk weighted assets$502,234,000937
Total unused commitments$81,536,0001,216
Derivatives$01,023
2006-09-30Rank
# of Employees:266594
Assets and Liabilities
Total Assets:$757,924,000864
Cash and due from depository institutions$13,863,000594
Interest-bearing balances$2,102,0001,730
Securities$281,034,000467
Federal funds sold & reverse repurchase agreements$18,500,000739
Net loans & leases$397,940,0001,119
Loan loss allowance$6,525,000786
Trading account assets$1,576,000118
Bank premises and fixed assets$5,885,0002,021
Other real estate owned$20,000594
Goodwill and other intangibles$5,082,000870
All other assets$34,024,000578
Life insurance assets$15,955,000357
Total liabilities and capital$757,924,000864
Total liabilities$696,211,000840
Total deposits$617,356,000799
Interest-bearing deposits$544,596,000792
Deposits held in domestic offices$617,356,000797
% insured0.00%1
Federal funds purchased & repurchase agreements$22,467,000756
Trading liabilities$074
Other borrowed funds$48,639,000950
Subordinated debt$0269
All other liabilities$7,749,000800
Total equity capital$61,713,0001,064
Total bank equity capital$61,713,0001,064
Perpetual preferred stock$0118
Common stock$2,182,0001,822
Surplus$2,302,0005,404
Undivided profits$57,229,000651
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,119,0001,422
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$226,000518
Income earned, not collected on loans$3,512,0001,113
Earning assets$701,152,000863
Long-term assets (5+ years)$323,465,000360
Average Assets, year-to-date$756,232,750841
Average Assets, quarterly$757,158,000859
Volatile liabilities$119,674,0001,254
Insider loans$24,890,000228
FHLB advances$46,724,000894
Loans and leases held for sale$01,773
Unused loan commitments$81,216,0001,247
Tier 1 (core) risk-based capital$59,045,0001,031
Tier 2 risk-based capital$6,216,000851
Total risk weighted assets$496,929,000946
Total unused commitments$81,216,0001,248
Derivatives$01,023
2006-06-30Rank
# of Employees:259618
Assets and Liabilities
Total Assets:$756,392,000852
Cash and due from depository institutions$16,971,000618
Interest-bearing balances$2,559,0001,571
Securities$280,147,000472
Federal funds sold & reverse repurchase agreements$14,300,000894
Net loans & leases$396,257,0001,110
Loan loss allowance$6,241,000805
Trading account assets$1,512,000123
Bank premises and fixed assets$5,996,0001,949
Other real estate owned$20,000618
Goodwill and other intangibles$5,127,000847
All other assets$36,062,000543
Life insurance assets$15,803,000350
Total liabilities and capital$756,392,000852
Total liabilities$697,800,000827
Total deposits$630,390,000777
Interest-bearing deposits$557,050,000759
Deposits held in domestic offices$630,390,000775
% insured0.00%1
Federal funds purchased & repurchase agreements$12,445,0001,084
Trading liabilities$073
Other borrowed funds$47,868,000972
Subordinated debt$0265
All other liabilities$7,097,000805
Total equity capital$58,592,0001,079
Total bank equity capital$58,592,0001,079
Perpetual preferred stock$0119
Common stock$2,182,0001,818
Surplus$2,302,0005,392
Undivided profits$54,108,000656
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,993,0001,382
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$151,000647
Income earned, not collected on loans$3,310,0001,071
Earning assets$694,775,000848
Long-term assets (5+ years)$328,858,000355
Average Assets, year-to-date$755,669,000835
Average Assets, quarterly$757,727,000844
Volatile liabilities$108,564,0001,375
Insider loans$24,259,000223
FHLB advances$47,295,000897
Loans and leases held for sale$01,763
Unused loan commitments$74,831,0001,324
Tier 1 (core) risk-based capital$58,615,0001,009
Tier 2 risk-based capital$6,240,000828
Total risk weighted assets$499,191,000922
Total unused commitments$74,831,0001,324
Derivatives$01,000
2006-03-31Rank
# of Employees:244651
Assets and Liabilities
Total Assets:$759,062,000833
Cash and due from depository institutions$15,561,000651
Interest-bearing balances$2,481,0001,733
Securities$293,973,000462
Federal funds sold & reverse repurchase agreements$8,200,0001,821
Net loans & leases$392,979,0001,082
Loan loss allowance$5,976,000835
Trading account assets$1,584,000124
Bank premises and fixed assets$6,372,0001,790
Other real estate owned$20,000651
Goodwill and other intangibles$5,171,000819
All other assets$35,202,000545
Life insurance assets$15,662,000341
Total liabilities and capital$759,062,000833
Total liabilities$694,329,000815
Total deposits$604,611,000802
Interest-bearing deposits$536,157,000775
Deposits held in domestic offices$604,611,000800
% insured0.00%1
Federal funds purchased & repurchase agreements$19,938,000776
Trading liabilities$077
Other borrowed funds$62,995,000747
Subordinated debt$0259
All other liabilities$6,785,000840
Total equity capital$64,733,000961
Total bank equity capital$64,733,000961
Perpetual preferred stock$0120
Common stock$140,0006,362
Surplus$4,343,0004,060
Undivided profits$60,250,000585
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,005,0001,301
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$102,000741
Income earned, not collected on loans$3,379,000979
Earning assets$699,217,000824
Long-term assets (5+ years)$355,756,000327
Average Assets, year-to-date$755,307,500827
Average Assets, quarterly$755,307,500827
Volatile liabilities$121,986,0001,159
Insider loans$21,723,000245
FHLB advances$62,887,000679
Loans and leases held for sale$01,721
Unused loan commitments$72,753,0001,327
Tier 1 (core) risk-based capital$62,872,000930
Tier 2 risk-based capital$6,023,000845
Total risk weighted assets$494,001,000908
Total unused commitments$72,753,0001,327
Derivatives$0990
2005-12-31Rank
# of Employees:245642
Assets and Liabilities
Total Assets:$751,553,000826
Cash and due from depository institutions$15,517,000642
Interest-bearing balances$3,037,0001,561
Securities$288,807,000475
Federal funds sold & reverse repurchase agreements$2,900,0003,403
Net loans & leases$397,025,0001,060
Loan loss allowance$6,640,000743
Trading account assets$1,542,000120
Bank premises and fixed assets$6,430,0001,743
Other real estate owned$20,000642
Goodwill and other intangibles$5,216,000796
All other assets$34,096,000556
Life insurance assets$0351
Total liabilities and capital$751,553,000826
Total liabilities$686,656,000808
Total deposits$604,963,000781
Interest-bearing deposits$531,973,000765
Deposits held in domestic offices$604,963,000779
% insured0.00%1
Federal funds purchased & repurchase agreements$19,153,000803
Trading liabilities$072
Other borrowed funds$54,265,000859
Subordinated debt$0258
All other liabilities$8,275,000700
Total equity capital$64,897,000945
Total bank equity capital$64,897,000945
Perpetual preferred stock$0122
Common stock$140,0006,386
Surplus$4,343,0004,021
Undivided profits$60,414,000578
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,047,000656
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$155,000614
Income earned, not collected on loans$3,297,000995
Earning assets$693,311,000817
Long-term assets (5+ years)$341,016,000327
Average Assets, year-to-date$753,332,000778
Average Assets, quarterly$753,802,500814
Volatile liabilities$103,316,0001,335
Insider loans$20,924,000245
FHLB advances$52,472,000803
Loans and leases held for sale$01,743
Unused loan commitments$72,885,0001,294
Tier 1 (core) risk-based capital$62,181,000925
Tier 2 risk-based capital$6,185,000801
Total risk weighted assets$494,319,000892
Total unused commitments$72,885,0001,294
Derivatives$0930
2005-09-30Rank
# of Employees:244640
Assets and Liabilities
Total Assets:$756,052,000802
Cash and due from depository institutions$21,752,000640
Interest-bearing balances$8,524,000671
Securities$290,345,000469
Federal funds sold & reverse repurchase agreements$5,100,0002,253
Net loans & leases$391,789,0001,038
Loan loss allowance$6,597,000739
Trading account assets$1,530,000112
Bank premises and fixed assets$6,365,0001,725
Other real estate owned$79,000640
Goodwill and other intangibles$5,261,000766
All other assets$33,831,000547
Life insurance assets$0341
Total liabilities and capital$756,052,000802
Total liabilities$690,615,000785
Total deposits$595,091,000771
Interest-bearing deposits$522,968,000751
Deposits held in domestic offices$595,091,000770
% insured0.00%1
Federal funds purchased & repurchase agreements$28,468,000629
Trading liabilities$063
Other borrowed funds$58,914,000797
Subordinated debt$0251
All other liabilities$8,142,000688
Total equity capital$65,437,000920
Total bank equity capital$65,437,000920
Perpetual preferred stock$0120
Common stock$140,0006,412
Surplus$4,343,0003,983
Undivided profits$60,954,000561
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,658,000726
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$210,000553
Income earned, not collected on loans$3,434,000892
Earning assets$697,288,000789
Long-term assets (5+ years)$332,534,000328
Average Assets, year-to-date$753,776,750767
Average Assets, quarterly$755,251,000791
Volatile liabilities$104,031,0001,272
Insider loans$20,914,000242
FHLB advances$57,051,000746
Loans and leases held for sale$01,843
Unused loan commitments$77,822,0001,210
Tier 1 (core) risk-based capital$61,776,000904
Tier 2 risk-based capital$6,136,000797
Total risk weighted assets$490,393,000881
Total unused commitments$77,822,0001,210
Derivatives$0909
2005-06-30Rank
# of Employees:244645
Assets and Liabilities
Total Assets:$754,450,000780
Cash and due from depository institutions$21,936,000645
Interest-bearing balances$10,038,000545
Securities$283,715,000483
Federal funds sold & reverse repurchase agreements$3,500,0002,677
Net loans & leases$400,543,000993
Loan loss allowance$6,368,000755
Trading account assets$1,453,000112
Bank premises and fixed assets$6,137,0001,741
Other real estate owned$79,000645
Goodwill and other intangibles$5,306,000757
All other assets$31,781,000562
Life insurance assets$0339
Total liabilities and capital$754,450,000780
Total liabilities$688,548,000768
Total deposits$601,503,000739
Interest-bearing deposits$532,107,000721
Deposits held in domestic offices$601,503,000738
% insured0.00%1
Federal funds purchased & repurchase agreements$21,729,000734
Trading liabilities$065
Other borrowed funds$58,527,000807
Subordinated debt$0251
All other liabilities$6,789,000742
Total equity capital$65,902,000894
Total bank equity capital$65,902,000894
Perpetual preferred stock$0118
Common stock$140,0006,412
Surplus$4,343,0003,941
Undivided profits$61,419,000547
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,330,000773
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$166,000630
Income earned, not collected on loans$2,944,000967
Earning assets$699,249,000772
Long-term assets (5+ years)$317,514,000348
Average Assets, year-to-date$753,018,330760
Average Assets, quarterly$754,383,000771
Volatile liabilities$101,495,0001,255
Insider loans$21,177,000223
FHLB advances$57,622,000755
Loans and leases held for sale$01,818
Unused loan commitments$63,560,0001,393
Tier 1 (core) risk-based capital$60,972,000893
Tier 2 risk-based capital$6,256,000771
Total risk weighted assets$500,312,000853
Total unused commitments$63,560,0001,394
Derivatives$0866
2005-03-31Rank
# of Employees:241646
Assets and Liabilities
Total Assets:$754,316,000773
Cash and due from depository institutions$19,298,000646
Interest-bearing balances$9,963,000575
Securities$293,687,000475
Federal funds sold & reverse repurchase agreements$06,340
Net loans & leases$395,058,000985
Loan loss allowance$6,378,000741
Trading account assets$1,421,000114
Bank premises and fixed assets$6,224,0001,687
Other real estate owned$78,000646
Goodwill and other intangibles$5,284,000751
All other assets$33,266,000529
Life insurance assets$0333
Total liabilities and capital$754,316,000773
Total liabilities$690,641,000754
Total deposits$599,906,000730
Interest-bearing deposits$540,016,000710
Deposits held in domestic offices$599,906,000728
% insured0.00%1
Federal funds purchased & repurchase agreements$25,016,000650
Trading liabilities$065
Other borrowed funds$59,739,000769
Subordinated debt$0265
All other liabilities$5,980,000814
Total equity capital$63,675,000908
Total bank equity capital$63,675,000908
Perpetual preferred stock$0120
Common stock$140,0006,462
Surplus$4,343,0003,926
Undivided profits$59,192,000549
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,471,000757
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$339,000425
Income earned, not collected on loans$3,165,000868
Earning assets$700,129,000758
Long-term assets (5+ years)$350,763,000315
Average Assets, year-to-date$752,302,500766
Average Assets, quarterly$752,302,500766
Volatile liabilities$113,010,0001,096
Insider loans$21,710,000204
FHLB advances$58,187,000715
Loans and leases held for sale$01,762
Unused loan commitments$62,759,0001,364
Tier 1 (core) risk-based capital$60,259,000896
Tier 2 risk-based capital$6,236,000766
Total risk weighted assets$498,683,000831
Total unused commitments$62,759,0001,364
Derivatives$0790
2004-12-31Rank
# of Employees:228688
Assets and Liabilities
Total Assets:$750,289,000772
Cash and due from depository institutions$20,539,000688
Interest-bearing balances$10,425,000550
Securities$303,073,000466
Federal funds sold & reverse repurchase agreements$06,164
Net loans & leases$384,793,0001,010
Loan loss allowance$6,250,000761
Trading account assets$1,504,000119
Bank premises and fixed assets$5,860,0001,786
Other real estate owned$78,000688
Goodwill and other intangibles$3,059,0001,007
All other assets$31,383,000544
Life insurance assets$0334
Total liabilities and capital$750,289,000772
Total liabilities$685,375,000756
Total deposits$571,929,000778
Interest-bearing deposits$508,183,000745
Deposits held in domestic offices$571,929,000775
% insured0.00%1
Federal funds purchased & repurchase agreements$37,588,000530
Trading liabilities$066
Other borrowed funds$67,432,000720
Subordinated debt$0272
All other liabilities$8,426,000623
Total equity capital$64,914,000884
Total bank equity capital$64,914,000884
Perpetual preferred stock$0118
Common stock$140,0006,489
Surplus$4,343,0003,889
Undivided profits$60,431,000545
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,751,000977
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$196,000551
Income earned, not collected on loans$2,847,000952
Earning assets$699,795,000757
Long-term assets (5+ years)$337,590,000333
Average Assets, year-to-date$736,377,000760
Average Assets, quarterly$743,817,500769
Volatile liabilities$146,229,000868
Insider loans$22,563,000196
FHLB advances$65,379,000667
Loans and leases held for sale$01,753
Unused loan commitments$53,130,0001,502
Tier 1 (core) risk-based capital$61,572,000861
Tier 2 risk-based capital$6,117,000781
Total risk weighted assets$489,153,000843
Total unused commitments$53,130,0001,502
Derivatives$0774
2004-09-30Rank
# of Employees:231677
Assets and Liabilities
Total Assets:$737,346,000776
Cash and due from depository institutions$19,578,000677
Interest-bearing balances$9,575,000641
Securities$302,094,000471
Federal funds sold & reverse repurchase agreements$05,928
Net loans & leases$374,736,0001,020
Loan loss allowance$6,218,000760
Trading account assets$1,380,000112
Bank premises and fixed assets$5,988,0001,692
Other real estate owned$23,000677
Goodwill and other intangibles$3,079,000984
All other assets$30,468,000543
Life insurance assets$0330
Total liabilities and capital$737,346,000776
Total liabilities$672,546,000767
Total deposits$578,730,000752
Interest-bearing deposits$516,900,000734
Deposits held in domestic offices$578,730,000748
% insured0.00%1
Federal funds purchased & repurchase agreements$16,836,000836
Trading liabilities$068
Other borrowed funds$69,404,000701
Subordinated debt$0276
All other liabilities$7,576,000672
Total equity capital$64,800,000877
Total bank equity capital$64,800,000877
Perpetual preferred stock$0124
Common stock$140,0006,530
Surplus$4,343,0003,846
Undivided profits$60,317,000548
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,387,0001,958
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$232,000554
Income earned, not collected on loans$2,966,000933
Earning assets$687,785,000763
Long-term assets (5+ years)$352,334,000338
Average Assets, year-to-date$732,899,000762
Average Assets, quarterly$731,481,500778
Volatile liabilities$128,659,000929
Insider loans$22,238,000207
FHLB advances$68,215,000634
Loans and leases held for sale$01,808
Unused loan commitments$55,278,0001,460
Tier 1 (core) risk-based capital$60,540,000862
Tier 2 risk-based capital$5,938,000786
Total risk weighted assets$474,732,000848
Total unused commitments$55,278,0001,461
Derivatives$0770
2004-06-30Rank
# of Employees:227695
Assets and Liabilities
Total Assets:$725,617,000782
Cash and due from depository institutions$17,736,000695
Interest-bearing balances$7,908,000784
Securities$297,210,000486
Federal funds sold & reverse repurchase agreements$500,0005,027
Net loans & leases$368,280,0001,000
Loan loss allowance$6,113,000764
Trading account assets$1,373,000121
Bank premises and fixed assets$5,986,0001,675
Other real estate owned$0695
Goodwill and other intangibles$3,100,000966
All other assets$31,432,000545
Life insurance assets$0323
Total liabilities and capital$725,617,000782
Total liabilities$664,427,000770
Total deposits$578,128,000751
Interest-bearing deposits$517,366,000727
Deposits held in domestic offices$578,128,000747
% insured0.00%1
Federal funds purchased & repurchase agreements$9,900,0001,140
Trading liabilities$069
Other borrowed funds$69,910,000702
Subordinated debt$0288
All other liabilities$6,489,000719
Total equity capital$61,190,000898
Total bank equity capital$61,190,000898
Perpetual preferred stock$0126
Common stock$140,0006,575
Surplus$4,343,0003,814
Undivided profits$56,707,000556
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,433,0001,928
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$260,000543
Income earned, not collected on loans$2,836,000922
Earning assets$675,271,000762
Long-term assets (5+ years)$364,094,000335
Average Assets, year-to-date$731,416,670755
Average Assets, quarterly$732,938,500773
Volatile liabilities$128,927,000901
Insider loans$22,120,000203
FHLB advances$68,984,000629
Loans and leases held for sale$01,820
Unused loan commitments$52,039,0001,519
Tier 1 (core) risk-based capital$59,663,000860
Tier 2 risk-based capital$5,850,000795
Total risk weighted assets$467,730,000839
Total unused commitments$52,039,0001,520
Derivatives$0740
2004-03-31Rank
# of Employees:221723
Assets and Liabilities
Total Assets:$740,260,000772
Cash and due from depository institutions$16,553,000723
Interest-bearing balances$7,863,000905
Securities$312,803,000470
Federal funds sold & reverse repurchase agreements$10,900,0001,331
Net loans & leases$360,542,000998
Loan loss allowance$5,893,000796
Trading account assets$0144
Bank premises and fixed assets$6,021,0001,642
Other real estate owned$20,000723
Goodwill and other intangibles$3,114,000940
All other assets$30,307,000537
Life insurance assets$0322
Total liabilities and capital$740,260,000772
Total liabilities$675,647,000760
Total deposits$583,447,000739
Interest-bearing deposits$527,730,000721
Deposits held in domestic offices$583,447,000734
% insured0.00%1
Federal funds purchased & repurchase agreements$15,375,000840
Trading liabilities$070
Other borrowed funds$70,483,000661
Subordinated debt$0287
All other liabilities$6,342,000786
Total equity capital$64,613,000869
Total bank equity capital$64,613,000869
Perpetual preferred stock$0129
Common stock$140,0006,593
Surplus$4,343,0003,772
Undivided profits$60,130,000545
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,109,000972
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$256,000575
Income earned, not collected on loans$3,131,000823
Earning assets$692,108,000758
Long-term assets (5+ years)$287,946,000392
Average Assets, year-to-date$734,316,500765
Average Assets, quarterly$734,316,500765
Volatile liabilities$136,585,000823
Insider loans$20,682,000205
FHLB advances$69,708,000596
Loans and leases held for sale$01,884
Unused loan commitments$49,794,0001,509
Tier 1 (core) risk-based capital$59,110,000859
Tier 2 risk-based capital$5,796,000803
Total risk weighted assets$463,519,000831
Total unused commitments$49,794,0001,512
Derivatives$0699
2003-12-31Rank
# of Employees:219737
Assets and Liabilities
Total Assets:$728,373,000778
Cash and due from depository institutions$19,890,000737
Interest-bearing balances$8,140,000790
Securities$314,508,000474
Federal funds sold & reverse repurchase agreements$06,359
Net loans & leases$355,149,0001,014
Loan loss allowance$5,757,000814
Trading account assets$0168
Bank premises and fixed assets$5,721,0001,725
Other real estate owned$20,000737
Goodwill and other intangibles$3,143,000935
All other assets$29,942,000551
Life insurance assets$01
Total liabilities and capital$728,373,000778
Total liabilities$665,965,000768
Total deposits$580,634,000738
Interest-bearing deposits$519,365,000728
Deposits held in domestic offices$580,634,000735
% insured0.00%1
Federal funds purchased & repurchase agreements$20,398,000725
Trading liabilities$072
Other borrowed funds$56,589,000785
Subordinated debt$0293
All other liabilities$8,344,000646
Total equity capital$62,408,000891
Total bank equity capital$62,408,000891
Perpetual preferred stock$0131
Common stock$140,0006,646
Surplus$4,343,0003,741
Undivided profits$57,925,000541
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,287,000917
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$919,000198
Income earned, not collected on loans$3,033,000865
Earning assets$677,797,000765
Long-term assets (5+ years)$301,450,000381
Average Assets, year-to-date$725,746,400755
Average Assets, quarterly$733,791,000774
Volatile liabilities$110,336,000998
Insider loans$21,487,000199
FHLB advances$55,849,000708
Loans and leases held for sale$01,789
Unused loan commitments$45,094,0001,603
Tier 1 (core) risk-based capital$58,099,000871
Tier 2 risk-based capital$5,750,000803
Total risk weighted assets$459,929,000828
Total unused commitments$45,094,0001,606
Derivatives$0665
2003-09-30Rank
# of Employees:228706
Assets and Liabilities
Total Assets:$739,209,000783
Cash and due from depository institutions$23,683,000706
Interest-bearing balances$13,089,000597
Securities$311,678,000478
Federal funds sold & reverse repurchase agreements$17,700,000839
Net loans & leases$347,553,0001,025
Loan loss allowance$5,893,000812
Trading account assets$0165
Bank premises and fixed assets$5,574,0001,764
Other real estate owned$0706
Goodwill and other intangibles$3,172,000918
All other assets$29,849,000560
Life insurance assets$01
Total liabilities and capital$739,209,000783
Total liabilities$677,323,000771
Total deposits$591,587,000728
Interest-bearing deposits$531,523,000718
Deposits held in domestic offices$591,587,000724
% insured0.00%1
Federal funds purchased & repurchase agreements$15,852,000841
Trading liabilities$072
Other borrowed funds$62,430,000708
Subordinated debt$0293
All other liabilities$7,454,000719
Total equity capital$61,886,000910
Total bank equity capital$61,886,000910
Perpetual preferred stock$0137
Common stock$140,0006,688
Surplus$4,343,0003,670
Undivided profits$57,403,000556
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,753,000871
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$945,000218
Income earned, not collected on loans$3,184,000845
Earning assets$690,020,000765
Long-term assets (5+ years)$305,861,000381
Average Assets, year-to-date$725,089,750773
Average Assets, quarterly$734,006,500779
Volatile liabilities$118,535,000924
Insider loans$20,858,000203
FHLB advances$61,484,000642
Loans and leases held for sale$01,962
Unused loan commitments$45,844,0001,574
Tier 1 (core) risk-based capital$57,144,000892
Tier 2 risk-based capital$5,643,000821
Total risk weighted assets$451,195,000846
Total unused commitments$45,844,0001,578
Derivatives$0666
2003-06-30Rank
# of Employees:220742
Assets and Liabilities
Total Assets:$728,804,000777
Cash and due from depository institutions$24,857,000742
Interest-bearing balances$13,479,000618
Securities$287,064,000505
Federal funds sold & reverse repurchase agreements$24,100,000645
Net loans & leases$356,702,000991
Loan loss allowance$5,786,000818
Trading account assets$0170
Bank premises and fixed assets$5,703,0001,678
Other real estate owned$0742
Goodwill and other intangibles$3,202,000884
All other assets$27,176,000588
Life insurance assets$01
Total liabilities and capital$728,804,000777
Total liabilities$665,427,000769
Total deposits$582,891,000737
Interest-bearing deposits$526,916,000718
Deposits held in domestic offices$582,891,000734
% insured0.00%1
Federal funds purchased & repurchase agreements$9,645,0001,071
Trading liabilities$074
Other borrowed funds$65,491,000687
Subordinated debt$0266
All other liabilities$7,400,000768
Total equity capital$63,377,000880
Total bank equity capital$63,377,000880
Perpetual preferred stock$0140
Common stock$2,182,0001,736
Surplus$2,302,0005,170
Undivided profits$58,893,000539
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,303,000760
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$971,000226
Income earned, not collected on loans$3,049,000878
Earning assets$681,345,000765
Long-term assets (5+ years)$220,999,000502
Average Assets, year-to-date$720,383,330765
Average Assets, quarterly$726,405,000769
Volatile liabilities$111,999,000960
Insider loans$21,028,000195
FHLB advances$62,612,000633
Loans and leases held for sale$02,044
Unused loan commitments$43,715,0001,590
Tier 1 (core) risk-based capital$56,533,000891
Tier 2 risk-based capital$5,527,000799
Total risk weighted assets$441,842,000848
Total unused commitments$43,715,0001,596
Derivatives$0623
2003-03-31Rank
# of Employees:224723
Assets and Liabilities
Total Assets:$724,006,000763
Cash and due from depository institutions$27,003,000723
Interest-bearing balances$14,994,000563
Securities$293,894,000485
Federal funds sold & reverse repurchase agreements$10,000,0001,707
Net loans & leases$356,685,000971
Loan loss allowance$5,603,000830
Trading account assets$0169
Bank premises and fixed assets$5,819,0001,608
Other real estate owned$51,000723
Goodwill and other intangibles$3,230,000875
All other assets$27,324,000573
Life insurance assets$01
Total liabilities and capital$724,006,000763
Total liabilities$661,762,000755
Total deposits$577,615,000731
Interest-bearing deposits$524,713,000709
Deposits held in domestic offices$577,615,000728
% insured0.00%1
Federal funds purchased & repurchase agreements$12,231,000899
Trading liabilities$079
Other borrowed funds$65,681,000661
Subordinated debt$0265
All other liabilities$6,235,000875
Total equity capital$62,244,000871
Total bank equity capital$62,244,000871
Perpetual preferred stock$0141
Common stock$2,182,0001,746
Surplus$2,302,0005,147
Undivided profits$57,760,000525
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,384,000759
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$3,297,000813
Earning assets$675,573,000756
Long-term assets (5+ years)$241,883,000445
Average Assets, year-to-date$716,173,000763
Average Assets, quarterly$716,173,000763
Volatile liabilities$116,163,000909
Insider loans$25,389,000155
FHLB advances$64,732,000597
Loans and leases held for sale$01,961
Unused loan commitments$40,446,0001,650
Tier 1 (core) risk-based capital$55,477,000890
Tier 2 risk-based capital$5,470,000796
Total risk weighted assets$437,483,000843
Total unused commitments$40,446,0001,660
Derivatives$0578
2002-12-31Rank
# of Employees:222724
Assets and Liabilities
Total Assets:$708,340,000765
Cash and due from depository institutions$29,064,000724
Interest-bearing balances$16,273,000466
Securities$272,375,000493
Federal funds sold & reverse repurchase agreements$18,000,000783
Net loans & leases$352,903,000972
Loan loss allowance$5,392,000836
Trading account assets$0170
Bank premises and fixed assets$5,954,0001,560
Other real estate owned$22,000724
Goodwill and other intangibles$3,258,000849
All other assets$26,764,000579
Life insurance assets$01
Total liabilities and capital$708,340,000765
Total liabilities$646,544,000755
Total deposits$549,082,000752
Interest-bearing deposits$495,554,000720
Deposits held in domestic offices$549,082,000749
% insured0.00%1
Federal funds purchased & repurchase agreements$10,949,000969
Trading liabilities$075
Other borrowed funds$76,347,000610
Subordinated debt$0258
All other liabilities$10,166,000608
Total equity capital$61,796,000864
Total bank equity capital$61,796,000864
Perpetual preferred stock$0142
Common stock$2,182,0001,739
Surplus$2,302,0005,109
Undivided profits$57,312,000513
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,019,0001,518
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$13,0001,293
Income earned, not collected on loans$2,477,0001,157
Earning assets$659,551,000760
Long-term assets (5+ years)$216,515,000471
Average Assets, year-to-date$680,939,000752
Average Assets, quarterly$709,960,000752
Volatile liabilities$113,671,000910
Insider loans$25,459,000152
FHLB advances$73,347,000542
Loans and leases held for sale$01,889
Unused loan commitments$41,175,0001,546
Tier 1 (core) risk-based capital$54,352,000888
Tier 2 risk-based capital$5,250,000807
Total risk weighted assets$419,872,000863
Total unused commitments$41,175,0001,551
Derivatives$0527
2001-12-31Rank
# of Employees:221721
Assets and Liabilities
Total Assets:$626,055,000824
Cash and due from depository institutions$30,878,000721
Interest-bearing balances$18,354,000370
Securities$230,093,000530
Federal funds sold & reverse repurchase agreements$9,500,0001,546
Net loans & leases$325,067,0001,015
Loan loss allowance$4,477,000935
Trading account assets$0182
Bank premises and fixed assets$5,735,0001,544
Other real estate owned$857,000721
Goodwill and other intangibles$1,203,0001,373
All other assets$22,722,000638
Life insurance assets$01
Total liabilities and capital$626,055,000824
Total liabilities$571,388,000816
Total deposits$491,014,000800
Interest-bearing deposits$438,799,000772
Deposits held in domestic offices$491,014,000797
% insured0.00%1
Federal funds purchased & repurchase agreements$10,453,0001,048
Trading liabilities$069
Other borrowed funds$63,035,000657
Subordinated debt$0241
All other liabilities$6,886,000795
Total equity capital$54,667,000900
Total bank equity capital$54,667,000900
Perpetual preferred stock$0158
Common stock$2,182,0001,749
Surplus$2,302,0005,083
Undivided profits$50,183,000557
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,417,0001,272
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,154,000168
Income earned, not collected on loans$2,625,0001,194
Earning assets$583,014,000809
Long-term assets (5+ years)$262,938,000408
Average Assets, year-to-date$590,038,800833
Average Assets, quarterly$616,628,000827
Volatile liabilities$98,816,0001,008
Insider loans$25,434,000147
FHLB advances$62,513,000579
Loans and leases held for sale$01,749
Unused loan commitments$42,113,0001,434
Tier 1 (core) risk-based capital$52,946,000863
Tier 2 risk-based capital$4,477,000882
Total risk weighted assets$380,943,000908
Total unused commitments$42,113,0001,438
Derivatives$0450
2000-12-31Rank
# of Employees:210756
Assets and Liabilities
Total Assets:$559,228,000883
Cash and due from depository institutions$32,432,000756
Interest-bearing balances$18,659,000233
Securities$185,356,000616
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$320,755,000999
Loan loss allowance$4,003,000999
Trading account assets$0175
Bank premises and fixed assets$4,827,0001,803
Other real estate owned$1,097,000756
Goodwill and other intangibles$1,370,0001,271
All other assets$13,391,000789
Life insurance assets$01
Total liabilities and capital$559,228,000883
Total liabilities$508,570,000881
Total deposits$439,410,000873
Interest-bearing deposits$393,011,000859
Deposits held in domestic offices$439,410,000870
% insured0.00%1
Federal funds purchased & repurchase agreements$12,303,000969
Trading liabilities$077
Other borrowed funds$51,994,000721
Subordinated debt$0239
All other liabilities$4,863,0001,023
Total equity capital$50,658,000927
Total bank equity capital$50,658,000927
Perpetual preferred stock$0178
Common stock$2,182,0001,767
Surplus$2,302,0005,083
Undivided profits$46,174,000586
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$938,0002,424
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$51,0001,022
Income earned, not collected on loans$1,727,0001,469
Earning assets$524,770,000866
Long-term assets (5+ years)$234,634,000437
Average Assets, year-to-date$558,654,600855
Average Assets, quarterly$554,676,000882
Volatile liabilities$85,132,0001,118
Insider loans$24,146,000163
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$47,498,0001,212
Tier 1 (core) risk-based capital$49,660,000883
Tier 2 risk-based capital$4,003,000955
Total risk weighted assets$341,073,900963
Total unused commitments$47,498,0001,214
Derivatives$0481
1999-12-31Rank
# of Employees:208800
Assets and Liabilities
Total Assets:$569,728,000872
Cash and due from depository institutions$16,526,000800
Interest-bearing balances$343,0003,489
Securities$212,420,000577
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$319,582,000978
Loan loss allowance$3,998,000976
Trading account assets$0165
Bank premises and fixed assets$4,645,0001,828
Other real estate owned$1,662,000800
Goodwill and other intangibles$1,277,0001,353
All other assets$13,616,000786
Life insurance assets$01
Total liabilities and capital$569,728,000872
Total liabilities$523,295,000859
Total deposits$454,182,000819
Interest-bearing deposits$406,656,000792
Deposits held in domestic offices$454,182,000815
% insured0.00%1
Federal funds purchased & repurchase agreements$12,992,0001,040
Trading liabilities$065
Other borrowed funds$51,549,000723
Subordinated debt$0242
All other liabilities$4,572,0001,003
Total equity capital$46,433,000975
Total bank equity capital$46,433,000975
Perpetual preferred stock$0193
Common stock$2,182,0001,777
Surplus$2,302,0005,097
Undivided profits$41,949,000605
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,444,0001,605
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$487,000297
Income earned, not collected on loans$1,477,0001,453
Earning assets$532,345,000857
Long-term assets (5+ years)$236,881,000490
Average Assets, year-to-date$568,262,800835
Average Assets, quarterly$571,771,500853
Volatile liabilities$89,734,0001,044
Insider loans$20,037,000210
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$40,433,0001,408
Tier 1 (core) risk-based capital$47,404,000925
Tier 2 risk-based capital$3,998,000925
Total risk weighted assets$330,428,200963
Total unused commitments$40,433,0001,411
Derivatives$0488
1998-12-31Rank
# of Employees:198848
Assets and Liabilities
Total Assets:$558,910,000849
Cash and due from depository institutions$12,050,000848
Interest-bearing balances$313,0003,899
Securities$222,786,000559
Federal funds sold & reverse repurchase agreements$5,200,0003,264
Net loans & leases$300,165,000955
Loan loss allowance$3,458,0001,076
Trading account assets$0197
Bank premises and fixed assets$4,911,0001,624
Other real estate owned$1,527,000848
Goodwill and other intangibles$1,683,0001,136
All other assets$10,588,000845
Life insurance assets$01
Total liabilities and capital$558,910,000849
Total liabilities$508,512,000848
Total deposits$439,597,000839
Interest-bearing deposits$394,975,000796
Deposits held in domestic offices$439,597,000836
% insured0.00%1
Federal funds purchased & repurchase agreements$8,480,0001,118
Trading liabilities$069
Other borrowed funds$54,524,000572
Subordinated debt$0255
All other liabilities$5,911,000882
Total equity capital$50,398,000896
Total bank equity capital$50,398,000896
Perpetual preferred stock$0199
Common stock$2,182,0001,727
Surplus$2,302,0004,976
Undivided profits$45,914,000560
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,397,0001,094
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,204,000138
Income earned, not collected on loans$1,491,0001,408
Earning assets$528,464,000828
Long-term assets (5+ years)$215,563,000453
Average Assets, year-to-date$546,118,200834
Average Assets, quarterly$555,991,000846
Volatile liabilities$73,266,0001,040
Insider loans$15,798,000229
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$48,444,0001,161
Tier 1 (core) risk-based capital$48,487,000868
Tier 2 risk-based capital$3,458,000989
Total risk weighted assets$306,732,800963
Total unused commitments$48,444,0001,165
Derivatives$0527
1997-12-31Rank
# of Employees:194913
Assets and Liabilities
Total Assets:$519,129,000927
Cash and due from depository institutions$11,971,000913
Interest-bearing balances$51,0005,325
Securities$174,613,000693
Federal funds sold & reverse repurchase agreements$19,300,000689
Net loans & leases$292,607,0001,015
Loan loss allowance$3,249,0001,172
Trading account assets$0203
Bank premises and fixed assets$5,048,0001,562
Other real estate owned$2,503,000913
Goodwill and other intangibles$2,089,000964
All other assets$10,998,000803
Life insurance assets$01
Total liabilities and capital$519,129,000927
Total liabilities$463,216,000937
Total deposits$420,881,000901
Interest-bearing deposits$374,587,000868
Deposits held in domestic offices$420,881,000896
% insured0.00%1
Federal funds purchased & repurchase agreements$11,647,000987
Trading liabilities$080
Other borrowed funds$26,900,000823
Subordinated debt$0260
All other liabilities$3,788,0001,237
Total equity capital$55,913,000828
Total bank equity capital$55,913,000828
Perpetual preferred stock$0223
Common stock$2,182,0001,711
Surplus$2,302,0004,972
Undivided profits$51,429,000488
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,595,0001,070
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$305,000455
Income earned, not collected on loans$1,563,0001,393
Earning assets$486,571,000902
Long-term assets (5+ years)$145,587,000545
Average Assets, year-to-date$511,546,800888
Average Assets, quarterly$515,290,000912
Volatile liabilities$70,228,0001,096
Insider loans$17,773,000224
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$32,876,0001,461
Tier 1 (core) risk-based capital$54,176,000793
Tier 2 risk-based capital$3,249,0001,010
Total risk weighted assets$291,266,9001,019
Total unused commitments$32,876,0001,465
Derivatives$0533
1996-12-31Rank
# of Employees:189989
Assets and Liabilities
Total Assets:$492,750,000990
Cash and due from depository institutions$10,823,000989
Interest-bearing balances$47,0005,444
Securities$185,067,000685
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$280,027,0001,079
Loan loss allowance$3,966,0001,064
Trading account assets$0240
Bank premises and fixed assets$4,947,0001,601
Other real estate owned$2,115,000989
Goodwill and other intangibles$2,494,000823
All other assets$7,277,0001,170
Life insurance assets$01
Total liabilities and capital$492,750,000990
Total liabilities$440,613,0001,010
Total deposits$419,323,000932
Interest-bearing deposits$380,434,000892
Deposits held in domestic offices$419,323,000925
% insured0.00%1
Federal funds purchased & repurchase agreements$16,377,000902
Trading liabilities$097
Other borrowed funds$1,643,0002,908
Subordinated debt$0298
All other liabilities$3,270,0001,384
Total equity capital$52,137,000892
Total bank equity capital$52,137,000892
Perpetual preferred stock$0250
Common stock$2,182,0001,795
Surplus$2,302,0005,030
Undivided profits$47,653,000552
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,221,000818
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$218,000595
Income earned, not collected on loans$1,747,0001,229
Earning assets$465,141,000970
Long-term assets (5+ years)$117,000,000636
Average Assets, year-to-date$487,750,000968
Average Assets, quarterly$491,932,500981
Volatile liabilities$71,447,0001,092
Insider loans$23,933,000213
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$25,655,0001,719
Tier 1 (core) risk-based capital$50,352,000872
Tier 2 risk-based capital$3,441,320997
Total risk weighted assets$274,780,6201,087
Total unused commitments$25,655,0001,734
Derivatives$0549
1995-12-31Rank
# of Employees:1871,030
Assets and Liabilities
Total Assets:$481,435,0001,028
Cash and due from depository institutions$10,401,0001,030
Interest-bearing balances$135,0004,604
Securities$163,604,000802
Federal funds sold & reverse repurchase agreements$4,300,0003,293
Net loans & leases$288,431,0001,044
Loan loss allowance$3,569,0001,202
Trading account assets$0261
Bank premises and fixed assets$4,821,0001,601
Other real estate owned$1,398,0001,030
Goodwill and other intangibles$2,901,000712
All other assets$5,579,0001,487
Life insurance assets$01
Total liabilities and capital$481,435,0001,028
Total liabilities$432,452,0001,031
Total deposits$423,605,000947
Interest-bearing deposits$388,514,000901
Deposits held in domestic offices$423,605,000935
% insured0.00%1
Federal funds purchased & repurchase agreements$4,542,0001,585
Trading liabilities$0110
Other borrowed funds$635,0003,283
Subordinated debt$0337
All other liabilities$3,670,0001,300
Total equity capital$48,983,000959
Total bank equity capital$48,983,000959
Perpetual preferred stock$0288
Common stock$2,182,0001,829
Surplus$2,302,0005,065
Undivided profits$44,499,000596
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,473,0001,303
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$1,869,0001,206
Earning assets$456,470,000996
Long-term assets (5+ years)$72,322,000889
Average Assets, year-to-date$468,627,4001,012
Average Assets, quarterly$477,224,5001,028
Volatile liabilities$59,582,0001,145
Insider loans$21,190,000252
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$25,687,0001,674
Tier 1 (core) risk-based capital$46,427,000966
Tier 2 risk-based capital$3,495,080987
Total risk weighted assets$279,532,1801,052
Total unused commitments$25,687,0001,685
Derivatives$0628
1994-12-31Rank
# of Employees:1901,023
Assets and Liabilities
Total Assets:$459,043,0001,045
Cash and due from depository institutions$9,737,0001,023
Interest-bearing balances$29,0006,331
Securities$154,122,000857
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$280,222,0001,030
Loan loss allowance$3,070,0001,365
Trading account assets$0286
Bank premises and fixed assets$5,001,0001,477
Other real estate owned$897,0001,023
Goodwill and other intangibles$3,306,000590
All other assets$5,758,0001,506
Life insurance assets$01
Total liabilities and capital$459,043,0001,045
Total liabilities$415,701,0001,054
Total deposits$394,976,000971
Interest-bearing deposits$359,878,000934
Deposits held in domestic offices$394,976,000960
% insured0.00%1
Federal funds purchased & repurchase agreements$11,497,0001,199
Trading liabilities$087
Other borrowed funds$6,299,0001,570
Subordinated debt$0372
All other liabilities$2,929,0001,330
Total equity capital$43,342,000975
Total bank equity capital$43,342,000975
Perpetual preferred stock$0310
Common stock$2,182,0001,880
Surplus$2,302,0005,029
Undivided profits$38,858,000592
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,353,0002,105
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$1,480,0001,311
Earning assets$434,373,0001,008
Long-term assets (5+ years)$49,878,0001,176
Average Assets, year-to-date$448,984,8001,031
Average Assets, quarterly$465,101,0001,020
Volatile liabilities$38,197,0001,516
Insider loans$16,662,000290
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$23,788,0001,689
Tier 1 (core) risk-based capital$41,780,000998
Tier 2 risk-based capital$3,070,0001,087
Total risk weighted assets$269,217,9001,067
Total unused commitments$23,788,0001,701
Derivatives$0687
1993-12-31Rank
# of Employees:1491,412
Assets and Liabilities
Total Assets:$399,525,0001,201
Cash and due from depository institutions$8,688,0001,412
Interest-bearing balances$1,0007,618
Securities$130,034,0001,059
Federal funds sold & reverse repurchase agreements$1,800,0006,129
Net loans & leases$249,490,0001,125
Loan loss allowance$2,669,0001,629
Trading account assets$0330
Bank premises and fixed assets$3,447,0002,127
Other real estate owned$1,009,0001,412
Goodwill and other intangibles$1,987,000707
All other assets$3,070,0002,364
Life insurance assets$01
Total liabilities and capital$399,525,0001,201
Total liabilities$357,342,0001,226
Total deposits$342,558,0001,152
Interest-bearing deposits$314,126,0001,107
Deposits held in domestic offices$342,558,0001,141
% insured0.00%1
Federal funds purchased & repurchase agreements$4,045,0001,644
Trading liabilities$01
Other borrowed funds$8,001,0001,200
Subordinated debt$0413
All other liabilities$2,738,0001,430
Total equity capital$42,183,000995
Total bank equity capital$42,183,000995
Perpetual preferred stock$0343
Common stock$2,182,0001,908
Surplus$2,302,0004,994
Undivided profits$37,699,000609
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,713,0002,141
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$1,147,0001,509
Earning assets$381,325,0001,162
Long-term assets (5+ years)$44,619,0001,335
Average Assets, year-to-date$383,881,4001,214
Average Assets, quarterly$391,074,5001,214
Volatile liabilities$33,852,0001,603
Insider loans$16,869,000278
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$27,155,0001,535
Tier 1 (core) risk-based capital$39,236,0001,027
Tier 2 risk-based capital$2,669,0001,216
Total risk weighted assets$243,951,3001,154
Total unused commitments$27,155,0001,559
Derivatives$0714
1992-12-31Rank
# of Employees:1451,511
Assets and Liabilities
Total Assets:$374,789,0001,302
Cash and due from depository institutions$9,965,0001,511
Interest-bearing balances$40,0007,689
Securities$108,876,0001,242
Federal funds sold & reverse repurchase agreements$3,300,0004,684
Net loans & leases$242,084,0001,184
Loan loss allowance$2,267,0001,914
Trading account assets$0344
Bank premises and fixed assets$3,397,0002,179
Other real estate owned$1,365,0001,511
Goodwill and other intangibles$2,416,000651
All other assets$3,386,0002,264
Life insurance assets$01
Total liabilities and capital$374,789,0001,302
Total liabilities$336,898,0001,350
Total deposits$327,769,0001,263
Interest-bearing deposits$299,920,0001,223
Deposits held in domestic offices$327,769,0001,255
% insured0.00%1
Federal funds purchased & repurchase agreements$3,912,0001,555
Trading liabilities$01
Other borrowed funds$3,004,0001,646
Subordinated debt$0482
All other liabilities$2,213,0001,713
Total equity capital$37,891,0001,038
Total bank equity capital$37,891,0001,038
Perpetual preferred stock$0346
Common stock$2,182,0001,973
Surplus$2,302,0004,923
Undivided profits$33,407,000633
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,771,0002,461
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$1,285,0001,500
Earning assets$354,300,0001,258
Long-term assets (5+ years)$70,948,000863
Average Assets, year-to-date$376,170,2001,271
Average Assets, quarterly$373,587,5001,298
Volatile liabilities$28,671,0001,766
Insider loans$5,237,00088
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$22,867,0001,667
Tier 1 (core) risk-based capital$35,475,0001,071
Tier 2 risk-based capital$2,267,0001,432
Total risk weighted assets$249,171,7001,169
Total unused commitments$22,867,0001,681
Derivatives$0651