Wichita Federal Savings and Loan Association, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$5,513,0005,513
Total interest expense$3,321,0004,385
Net interest income$2,192,0006,786
Provision for loan and lease losses$09,041
Total noninterest income$306,0006,866
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$306,0004,024
Total noninterest expense$1,228,0007,905
Salaries and employee benefits$561,0008,394
Premises and equipment expense$98,0009,349
Additional noninterest expense$569,0006,554
Pre-tax net operating income$1,270,0004,919
Securities gains (losses)$7,0002,762
Applicable income taxes$538,0003,913
Income before extraordinary items$739,0005,587
Extraordinary gains, net$053
Net income$739,0005,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0004,457
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$734,5205,557
1995-12-31 (YTD Data)Rank
Total interest income$21,345,0001,583
Total interest expense$13,425,0001,240
Net interest income$7,920,0002,272
Provision for loan and lease losses$462,0001,677
Total noninterest income$946,0003,244
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$946,0001,869
Total noninterest expense$5,572,0002,440
Salaries and employee benefits$3,396,0001,951
Premises and equipment expense$779,0002,554
Additional noninterest expense$1,397,0003,270
Pre-tax net operating income$2,832,0002,544
Securities gains (losses)$-488,00011,801
Applicable income taxes$879,0002,664
Income before extraordinary items$1,465,0003,314
Extraordinary gains, net$065
Net income$1,465,0003,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,456
Cash dividends$1,350,0001,621
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,777,3202,741
1994-12-31 (YTD Data)Rank
Total interest income$16,784,0001,837
Total interest expense$9,672,0001,348
Net interest income$7,112,0002,541
Provision for loan and lease losses$-17,00011,818
Total noninterest income$452,0005,679
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$452,0003,162
Total noninterest expense$5,297,0002,625
Salaries and employee benefits$2,911,0002,298
Premises and equipment expense$778,0002,588
Additional noninterest expense$1,608,0003,117
Pre-tax net operating income$2,284,0003,071
Securities gains (losses)$9,0002,280
Applicable income taxes$921,0002,417
Income before extraordinary items$1,372,0003,421
Extraordinary gains, net$-33,00012,514
Net income$1,339,0003,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,00011,643
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$9,362,000109
Net operating income$1,366,2403,469
1993-12-31 (YTD Data)Rank
Total interest income$17,400,0001,798
Total interest expense$9,776,0001,373
Net interest income$7,624,0002,344
Provision for loan and lease losses$436,0002,315
Total noninterest income$446,0006,027
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$446,0003,513
Total noninterest expense$5,296,0002,703
Salaries and employee benefits$3,206,0002,065
Premises and equipment expense$657,0003,047
Additional noninterest expense$1,433,0003,636
Pre-tax net operating income$2,338,0002,882
Securities gains (losses)$485,000922
Applicable income taxes$944,0002,404
Income before extraordinary items$1,879,0002,678
Extraordinary gains, net$-163,00013,018
Net income$1,716,0002,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,910
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,554,0502,958
1992-12-31 (YTD Data)Rank
Total interest income$18,588,0001,910
Total interest expense$11,974,0001,475
Net interest income$6,614,0002,770
Provision for loan and lease losses$1,818,0001,234
Total noninterest income$2,064,0001,894
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$2,064,0001,216
Total noninterest expense$5,475,0002,638
Salaries and employee benefits$2,731,0002,371
Premises and equipment expense$605,0003,332
Additional noninterest expense$2,139,0002,647
Pre-tax net operating income$1,385,0004,357
Securities gains (losses)$480,0001,118
Applicable income taxes$736,0002,820
Income before extraordinary items$1,129,0004,024
Extraordinary gains, net$01,422
Net income$1,129,0004,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$609,0002,155
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$821,8004,953

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.