Home > Whitney National Bank of Mississippi > Income and Expense
Whitney National Bank of Mississippi, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,996,000 | 2,333 |
| Total interest expense | $5,770,000 | 2,590 |
| Net interest income | $8,226,000 | 2,118 |
| Provision for loan and lease losses | $88,000 | 5,481 |
| Total noninterest income | $2,293,000 | 1,580 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,560,000 | 815 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $733,000 | 2,159 |
| Total noninterest expense | $8,271,000 | 1,590 |
| Salaries and employee benefits | $4,463,000 | 1,462 |
| Premises and equipment expense | $1,263,000 | 1,539 |
| Additional noninterest expense | $2,545,000 | 1,666 |
| Pre-tax net operating income | $2,160,000 | 3,292 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $698,000 | 3,243 |
| Income before extraordinary items | $1,462,000 | 3,437 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,462,000 | 3,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $826,000 | 902 |
| Cash dividends | $121,000 | 6,217 |
| Sale, conversion, retirement of capital stock, net | $247,000 | 647 |
| Net operating income | $1,462,000 | 3,358 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,439,000 | 2,484 |
| Total interest expense | $5,577,000 | 2,717 |
| Net interest income | $7,862,000 | 2,289 |
| Provision for loan and lease losses | $390,000 | 2,134 |
| Total noninterest income | $2,451,000 | 1,576 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,622,000 | 821 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $829,000 | 2,056 |
| Total noninterest expense | $7,359,000 | 1,916 |
| Salaries and employee benefits | $4,471,000 | 1,490 |
| Premises and equipment expense | $1,207,000 | 1,680 |
| Additional noninterest expense | $1,681,000 | 2,837 |
| Pre-tax net operating income | $2,564,000 | 2,718 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $784,000 | 2,897 |
| Income before extraordinary items | $1,780,000 | 2,731 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,780,000 | 2,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 1,894 |
| Cash dividends | $610,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,780,000 | 2,680 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,028,000 | 2,564 |
| Total interest expense | $5,745,000 | 2,667 |
| Net interest income | $7,283,000 | 2,468 |
| Provision for loan and lease losses | $420,000 | 1,793 |
| Total noninterest income | $2,115,000 | 1,749 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,493,000 | 892 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $622,000 | 2,478 |
| Total noninterest expense | $6,633,000 | 2,076 |
| Salaries and employee benefits | $4,127,000 | 1,604 |
| Premises and equipment expense | $1,259,000 | 1,609 |
| Additional noninterest expense | $1,247,000 | 3,622 |
| Pre-tax net operating income | $2,345,000 | 3,031 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $753,000 | 3,032 |
| Income before extraordinary items | $1,592,000 | 3,077 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,592,000 | 3,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 1,444 |
| Cash dividends | $469,000 | 3,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,592,000 | 3,044 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,404,000 | 2,449 |
| Total interest expense | $4,868,000 | 2,524 |
| Net interest income | $7,536,000 | 2,400 |
| Provision for loan and lease losses | $576,000 | 1,385 |
| Total noninterest income | $1,853,000 | 1,933 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,360,000 | 972 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $493,000 | 2,973 |
| Total noninterest expense | $6,391,000 | 2,201 |
| Salaries and employee benefits | $3,801,000 | 1,768 |
| Premises and equipment expense | $1,074,000 | 1,906 |
| Additional noninterest expense | $1,516,000 | 3,260 |
| Pre-tax net operating income | $2,422,000 | 2,911 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $791,000 | 2,797 |
| Income before extraordinary items | $1,631,000 | 2,949 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,631,000 | 2,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 1,646 |
| Cash dividends | $470,000 | 3,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,631,000 | 2,971 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,550,000 | 2,685 |
| Total interest expense | $4,333,000 | 2,946 |
| Net interest income | $7,217,000 | 2,484 |
| Provision for loan and lease losses | $397,000 | 2,487 |
| Total noninterest income | $1,684,000 | 2,228 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,237,000 | 1,077 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $447,000 | 3,505 |
| Total noninterest expense | $5,515,000 | 2,602 |
| Salaries and employee benefits | $3,247,000 | 2,043 |
| Premises and equipment expense | $893,000 | 2,292 |
| Additional noninterest expense | $1,375,000 | 3,770 |
| Pre-tax net operating income | $2,989,000 | 2,299 |
| Securities gains (losses) | $19,000 | 4,737 |
| Applicable income taxes | $970,000 | 2,331 |
| Income before extraordinary items | $2,038,000 | 2,460 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,038,000 | 2,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 2,494 |
| Cash dividends | $410,000 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,025,080 | 2,331 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,136,000 | 3,155 |
| Total interest expense | $4,761,000 | 3,455 |
| Net interest income | $6,375,000 | 2,871 |
| Provision for loan and lease losses | $472,000 | 3,130 |
| Total noninterest income | $1,716,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,227,000 | 1,065 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $489,000 | 3,242 |
| Total noninterest expense | $5,252,000 | 2,741 |
| Salaries and employee benefits | $2,940,000 | 2,217 |
| Premises and equipment expense | $938,000 | 2,220 |
| Additional noninterest expense | $1,374,000 | 3,862 |
| Pre-tax net operating income | $2,367,000 | 2,635 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $749,000 | 2,779 |
| Income before extraordinary items | $1,618,000 | 2,837 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,618,000 | 2,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 2,911 |
| Cash dividends | $392,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,618,000 | 2,626 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.