Home > Whitney National Bank of Florida > Income and Expense
Whitney National Bank of Florida, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,663,000 | 3,697 |
| Total interest expense | $3,162,000 | 4,500 |
| Net interest income | $5,501,000 | 3,174 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $733,000 | 3,830 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $577,000 | 2,270 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $156,000 | 5,590 |
| Total noninterest expense | $4,077,000 | 3,116 |
| Salaries and employee benefits | $1,823,000 | 3,595 |
| Premises and equipment expense | $633,000 | 3,007 |
| Additional noninterest expense | $1,621,000 | 2,528 |
| Pre-tax net operating income | $2,157,000 | 3,304 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $796,000 | 2,941 |
| Income before extraordinary items | $1,361,000 | 3,652 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,361,000 | 3,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,337 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,361,000 | 3,581 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,620,000 | 3,757 |
| Total interest expense | $3,833,000 | 3,867 |
| Net interest income | $4,787,000 | 3,686 |
| Provision for loan and lease losses | $400,000 | 2,077 |
| Total noninterest income | $748,000 | 3,883 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $521,000 | 2,621 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $227,000 | 4,833 |
| Total noninterest expense | $4,528,000 | 2,994 |
| Salaries and employee benefits | $1,681,000 | 3,885 |
| Premises and equipment expense | $552,000 | 3,473 |
| Additional noninterest expense | $2,295,000 | 2,177 |
| Pre-tax net operating income | $607,000 | 7,379 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $314,000 | 5,691 |
| Income before extraordinary items | $297,000 | 8,455 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $297,000 | 8,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,584 |
| Cash dividends | $163,000 | 5,842 |
| Sale, conversion, retirement of capital stock, net | $367,000 | 504 |
| Net operating income | $294,440 | 8,415 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.