Home > Whitney National Bank > Income and Expense

Whitney National Bank, Income and Expense

2011-03-31 (YTD Data)Rank
Total interest income$109,561,000106
Total interest expense$9,498,000170
Net interest income$100,063,00095
Provision for loan and lease losses$05,840
Total noninterest income$26,950,000119
Gross Fiduciary activities income$3,055,00083
Service charges on deposit accounts$7,911,00072
Trading account gains and fees$239,00079
Additional Noninterest Income$15,745,000126
Total noninterest expense$102,675,00075
Salaries and employee benefits$51,423,00066
Premises and equipment expense$16,858,00056
Additional noninterest expense$34,394,00091
Pre-tax net operating income$24,338,000125
Securities gains (losses)$01,772
Applicable income taxes$5,394,000148
Income before extraordinary items$18,944,000126
Extraordinary gains, net$09
Net income$18,944,000126
Minority interest net income$086
Net income of bank and minority interests.$18,944,000126
Net charge-offs$2,620,000453
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$54,000346
Net operating income$18,944,000123
2010-12-31 (YTD Data)Rank
Total interest income$472,841,000101
Total interest expense$52,018,000160
Net interest income$420,823,00089
Provision for loan and lease losses$315,370,00053
Total noninterest income$97,665,000126
Gross Fiduciary activities income$11,868,00083
Service charges on deposit accounts$33,734,00069
Trading account gains and fees$1,863,00072
Additional Noninterest Income$50,200,000160
Total noninterest expense$431,714,00076
Salaries and employee benefits$201,935,00064
Premises and equipment expense$68,287,00052
Additional noninterest expense$161,492,00086
Pre-tax net operating income$-228,596,0007,649
Securities gains (losses)$03,793
Applicable income taxes$-93,277,0007,654
Income before extraordinary items$-135,319,0007,636
Extraordinary gains, net$029
Net income$-135,319,0007,636
Minority interest net income$0111
Net income of bank and minority interests.$-135,319,0007,636
Net charge-offs$322,317,00054
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$354,000519
Net operating income$-135,319,0007,634
2010-09-30 (YTD Data)Rank
Total interest income$356,728,00099
Total interest expense$40,027,000157
Net interest income$316,701,00088
Provision for loan and lease losses$166,370,00064
Total noninterest income$79,479,000118
Gross Fiduciary activities income$8,787,00083
Service charges on deposit accounts$25,195,00070
Trading account gains and fees$1,000,00077
Additional Noninterest Income$44,497,000129
Total noninterest expense$320,262,00074
Salaries and employee benefits$149,439,00064
Premises and equipment expense$50,537,00052
Additional noninterest expense$120,286,00091
Pre-tax net operating income$-90,452,0007,747
Securities gains (losses)$03,651
Applicable income taxes$-39,633,0007,754
Income before extraordinary items$-50,819,0007,723
Extraordinary gains, net$023
Net income$-50,819,0007,723
Minority interest net income$0110
Net income of bank and minority interests.$-50,819,0007,723
Net charge-offs$166,910,00061
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$300,000438
Net operating income$-50,819,0007,724
2010-06-30 (YTD Data)Rank
Total interest income$239,737,00098
Total interest expense$27,259,000160
Net interest income$212,478,00087
Provision for loan and lease losses$96,600,00077
Total noninterest income$54,523,000122
Gross Fiduciary activities income$5,984,00083
Service charges on deposit accounts$17,038,00069
Trading account gains and fees$466,00081
Additional Noninterest Income$31,035,000125
Total noninterest expense$211,709,00074
Salaries and employee benefits$99,818,00062
Premises and equipment expense$33,168,00051
Additional noninterest expense$78,723,00089
Pre-tax net operating income$-41,308,0007,792
Securities gains (losses)$03,184
Applicable income taxes$-18,707,0007,806
Income before extraordinary items$-22,601,0007,765
Extraordinary gains, net$019
Net income$-22,601,0007,765
Minority interest net income$0105
Net income of bank and minority interests.$-22,601,0007,765
Net charge-offs$90,387,00075
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$265,000339
Net operating income$-22,601,0007,764
2010-03-31 (YTD Data)Rank
Total interest income$120,774,00096
Total interest expense$14,134,000168
Net interest income$106,640,00084
Provision for loan and lease losses$37,300,000101
Total noninterest income$25,668,000125
Gross Fiduciary activities income$2,908,00085
Service charges on deposit accounts$8,419,00066
Trading account gains and fees$448,00071
Additional Noninterest Income$13,893,000144
Total noninterest expense$105,871,00071
Salaries and employee benefits$50,095,00061
Premises and equipment expense$16,539,00049
Additional noninterest expense$39,237,00083
Pre-tax net operating income$-10,863,0007,855
Securities gains (losses)$02,284
Applicable income taxes$-5,556,0007,903
Income before extraordinary items$-5,307,0007,800
Extraordinary gains, net$016
Net income$-5,307,0007,801
Minority interest net income$091
Net income of bank and minority interests.$-5,307,0007,801
Net charge-offs$37,081,00089
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$133,000270
Net operating income$-5,307,0007,792
2009-12-31 (YTD Data)Rank
Total interest income$519,125,00091
Total interest expense$75,249,000162
Net interest income$443,876,00079
Provision for loan and lease losses$257,600,00079
Total noninterest income$109,060,000126
Gross Fiduciary activities income$11,984,00083
Service charges on deposit accounts$38,601,00063
Trading account gains and fees$522,000110
Additional Noninterest Income$57,953,000142
Total noninterest expense$403,884,00075
Salaries and employee benefits$201,339,00057
Premises and equipment expense$64,579,00051
Additional noninterest expense$137,966,000103
Pre-tax net operating income$-108,548,0007,933
Securities gains (losses)$334,0001,147
Applicable income taxes$-48,787,0007,969
Income before extraordinary items$-59,427,0007,890
Extraordinary gains, net$034
Net income$-59,427,0007,889
Minority interest net income$0115
Net income of bank and minority interests.$-59,427,0007,889
Net charge-offs$195,038,00082
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$662,000492
Net operating income$-59,640,7607,889
2009-09-30 (YTD Data)Rank
Total interest income$392,422,00097
Total interest expense$59,983,000168
Net interest income$332,439,00079
Provision for loan and lease losses$218,000,00077
Total noninterest income$83,396,000123
Gross Fiduciary activities income$9,018,00081
Service charges on deposit accounts$29,543,00064
Trading account gains and fees$41,000166
Additional Noninterest Income$44,794,000139
Total noninterest expense$304,434,00079
Salaries and employee benefits$151,863,00060
Premises and equipment expense$48,871,00052
Additional noninterest expense$103,700,000110
Pre-tax net operating income$-106,599,0008,036
Securities gains (losses)$195,0001,298
Applicable income taxes$-45,686,0008,059
Income before extraordinary items$-60,718,0008,006
Extraordinary gains, net$027
Net income$-60,718,0008,005
Minority interest net income$0118
Net income of bank and minority interests.$-60,718,0008,005
Net charge-offs$140,509,00083
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$529,000422
Net operating income$-60,842,8008,005
2009-06-30 (YTD Data)Rank
Total interest income$263,804,000100
Total interest expense$41,355,000176
Net interest income$222,449,00082
Provision for loan and lease losses$137,000,00077
Total noninterest income$55,906,000121
Gross Fiduciary activities income$6,153,00080
Service charges on deposit accounts$20,096,00062
Trading account gains and fees$21,000165
Additional Noninterest Income$29,636,000141
Total noninterest expense$203,616,00084
Salaries and employee benefits$101,267,00063
Premises and equipment expense$32,163,00056
Additional noninterest expense$70,186,000117
Pre-tax net operating income$-62,261,0008,115
Securities gains (losses)$03,136
Applicable income taxes$-30,804,0008,149
Income before extraordinary items$-31,457,0008,080
Extraordinary gains, net$021
Net income$-31,457,0008,079
Minority interest net income$0112
Net income of bank and minority interests.$-31,457,0008,079
Net charge-offs$78,644,00093
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$390,000377
Net operating income$-31,457,0008,076
2009-03-31 (YTD Data)Rank
Total interest income$132,836,000100
Total interest expense$21,087,000178
Net interest income$111,749,00080
Provision for loan and lease losses$65,000,00080
Total noninterest income$28,559,000117
Gross Fiduciary activities income$2,966,00082
Service charges on deposit accounts$10,196,00063
Trading account gains and fees$7,000146
Additional Noninterest Income$15,390,000129
Total noninterest expense$95,703,00086
Salaries and employee benefits$49,914,00062
Premises and equipment expense$16,028,00057
Additional noninterest expense$29,761,000120
Pre-tax net operating income$-20,395,0008,150
Securities gains (losses)$02,434
Applicable income taxes$-9,625,0008,183
Income before extraordinary items$-10,770,0008,128
Extraordinary gains, net$015
Net income$-10,770,0008,128
Minority interest net income$0102
Net income of bank and minority interests.$-10,770,0008,128
Net charge-offs$31,930,00099
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$169,000291
Net operating income$-10,770,0008,126
2008-12-31 (YTD Data)Rank
Total interest income$575,673,000102
Total interest expense$121,975,000159
Net interest income$453,698,00075
Provision for loan and lease losses$134,150,000100
Total noninterest income$105,849,000116
Gross Fiduciary activities income$12,948,00087
Service charges on deposit accounts$35,388,00070
Trading account gains and fees$430,00089
Additional Noninterest Income$57,083,000134
Total noninterest expense$348,065,00087
Salaries and employee benefits$183,421,00068
Premises and equipment expense$60,939,00061
Additional noninterest expense$103,705,000133
Pre-tax net operating income$77,332,000101
Securities gains (losses)$67,0001,412
Applicable income taxes$19,140,000116
Income before extraordinary items$58,259,00087
Extraordinary gains, net$039
Net income$58,259,00087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,924,000102
Cash dividends$113,500,00044
Sale, conversion, retirement of capital stock, net$912,000443
Net operating income$58,208,75096
2008-09-30 (YTD Data)Rank
Total interest income$429,665,000108
Total interest expense$95,112,000166
Net interest income$334,553,00083
Provision for loan and lease losses$88,800,000101
Total noninterest income$79,532,000122
Gross Fiduciary activities income$9,964,00087
Service charges on deposit accounts$25,857,00073
Trading account gains and fees$426,00078
Additional Noninterest Income$43,285,000142
Total noninterest expense$257,780,00092
Salaries and employee benefits$142,455,00068
Premises and equipment expense$44,817,00064
Additional noninterest expense$70,508,000134
Pre-tax net operating income$67,505,000108
Securities gains (losses)$67,0001,228
Applicable income taxes$18,157,000119
Income before extraordinary items$49,415,000107
Extraordinary gains, net$031
Net income$49,415,000107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,393,000102
Cash dividends$63,500,00054
Sale, conversion, retirement of capital stock, net$675,000340
Net operating income$49,366,090113
2008-06-30 (YTD Data)Rank
Total interest income$291,288,000112
Total interest expense$67,770,000165
Net interest income$223,518,00085
Provision for loan and lease losses$48,800,000104
Total noninterest income$54,608,000126
Gross Fiduciary activities income$6,775,00088
Service charges on deposit accounts$17,339,00074
Trading account gains and fees$1,278,00062
Additional Noninterest Income$29,216,000150
Total noninterest expense$168,836,00093
Salaries and employee benefits$94,453,00073
Premises and equipment expense$29,592,00069
Additional noninterest expense$44,791,000132
Pre-tax net operating income$60,490,000102
Securities gains (losses)$03,233
Applicable income taxes$17,948,000102
Income before extraordinary items$42,542,000100
Extraordinary gains, net$021
Net income$42,542,000100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,915,000114
Cash dividends$41,500,00060
Sale, conversion, retirement of capital stock, net$417,000278
Net operating income$42,542,000101
2008-03-31 (YTD Data)Rank
Total interest income$151,714,000113
Total interest expense$38,913,000157
Net interest income$112,801,00085
Provision for loan and lease losses$14,000,000130
Total noninterest income$28,474,000121
Gross Fiduciary activities income$3,409,00089
Service charges on deposit accounts$8,433,00074
Trading account gains and fees$635,00067
Additional Noninterest Income$15,997,000134
Total noninterest expense$83,759,00089
Salaries and employee benefits$47,370,00074
Premises and equipment expense$14,848,00067
Additional noninterest expense$21,541,000131
Pre-tax net operating income$43,516,00083
Securities gains (losses)$02,688
Applicable income taxes$14,022,00089
Income before extraordinary items$29,494,00083
Extraordinary gains, net$015
Net income$29,494,00084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,201,000120
Cash dividends$21,000,00062
Sale, conversion, retirement of capital stock, net$221,000200
Net operating income$29,494,00083
2007-12-31 (YTD Data)Rank
Total interest income$660,869,000109
Total interest expense$198,825,000151
Net interest income$462,044,00076
Provision for loan and lease losses$17,540,000174
Total noninterest income$126,511,000113
Gross Fiduciary activities income$12,969,00090
Service charges on deposit accounts$31,676,00074
Trading account gains and fees$2,137,00060
Additional Noninterest Income$79,729,000112
Total noninterest expense$352,501,00081
Salaries and employee benefits$193,540,00067
Premises and equipment expense$56,449,00066
Additional noninterest expense$102,512,000109
Pre-tax net operating income$218,514,00077
Securities gains (losses)$-1,0007,069
Applicable income taxes$71,830,00078
Income before extraordinary items$146,683,00074
Extraordinary gains, net$039
Net income$146,683,00073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,409,000205
Cash dividends$80,000,00096
Sale, conversion, retirement of capital stock, net$733,000478
Net operating income$146,683,67075
2007-09-30 (YTD Data)Rank
Total interest income$495,144,000109
Total interest expense$148,230,000149
Net interest income$346,914,00077
Provision for loan and lease losses$7,900,000185
Total noninterest income$102,476,000109
Gross Fiduciary activities income$9,615,00090
Service charges on deposit accounts$23,209,00074
Trading account gains and fees$1,641,00064
Additional Noninterest Income$68,011,000106
Total noninterest expense$266,582,00081
Salaries and employee benefits$145,360,00070
Premises and equipment expense$42,744,00066
Additional noninterest expense$78,478,000104
Pre-tax net operating income$174,908,00083
Securities gains (losses)$-1,0007,322
Applicable income taxes$57,853,00087
Income before extraordinary items$117,054,00085
Extraordinary gains, net$033
Net income$117,054,00084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,484,000215
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$507,000405
Net operating income$117,054,67083
2007-06-30 (YTD Data)Rank
Total interest income$325,746,000119
Total interest expense$95,186,000163
Net interest income$230,560,00084
Provision for loan and lease losses$-1,500,0008,600
Total noninterest income$48,089,000143
Gross Fiduciary activities income$6,371,00092
Service charges on deposit accounts$15,051,00081
Trading account gains and fees$1,160,00066
Additional Noninterest Income$25,507,000158
Total noninterest expense$177,536,00091
Salaries and employee benefits$96,366,00077
Premises and equipment expense$28,366,00073
Additional noninterest expense$52,804,000114
Pre-tax net operating income$102,613,000103
Securities gains (losses)$01,444
Applicable income taxes$33,264,000110
Income before extraordinary items$69,349,000100
Extraordinary gains, net$029
Net income$69,349,000101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,119,000269
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$279,000390
Net operating income$69,349,00099
2007-03-31 (YTD Data)Rank
Total interest income$158,799,000116
Total interest expense$44,707,000164
Net interest income$114,092,00083
Provision for loan and lease losses$-2,000,0008,641
Total noninterest income$24,042,000137
Gross Fiduciary activities income$3,107,00095
Service charges on deposit accounts$7,207,00081
Trading account gains and fees$531,00074
Additional Noninterest Income$13,197,000150
Total noninterest expense$87,878,00091
Salaries and employee benefits$47,128,00079
Premises and equipment expense$14,009,00072
Additional noninterest expense$26,741,000110
Pre-tax net operating income$52,256,00099
Securities gains (losses)$01,187
Applicable income taxes$16,672,000109
Income before extraordinary items$35,584,00098
Extraordinary gains, net$022
Net income$35,584,00098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-194,0008,570
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$144,000286
Net operating income$35,584,00096
2006-12-31 (YTD Data)Rank
Total interest income$616,204,000102
Total interest expense$146,422,000170
Net interest income$469,782,00074
Provision for loan and lease losses$2,210,000511
Total noninterest income$84,536,000147
Gross Fiduciary activities income$11,268,00095
Service charges on deposit accounts$28,768,00078
Trading account gains and fees$2,025,00066
Additional Noninterest Income$42,475,000158
Total noninterest expense$343,927,00085
Salaries and employee benefits$180,209,00075
Premises and equipment expense$50,915,00071
Additional noninterest expense$112,803,000105
Pre-tax net operating income$208,181,00099
Securities gains (losses)$01,687
Applicable income taxes$67,200,000105
Income before extraordinary items$140,981,00099
Extraordinary gains, net$051
Net income$140,981,000101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,290,00080
Cash dividends$95,000,00092
Sale, conversion, retirement of capital stock, net$6,450,000274
Net operating income$140,981,00096
2006-09-30 (YTD Data)Rank
Total interest income$457,506,000110
Total interest expense$104,220,000185
Net interest income$353,286,00081
Provision for loan and lease losses$1,500,000524
Total noninterest income$63,527,000161
Gross Fiduciary activities income$8,159,000102
Service charges on deposit accounts$21,378,00085
Trading account gains and fees$1,574,00066
Additional Noninterest Income$32,416,000172
Total noninterest expense$255,030,00095
Salaries and employee benefits$135,645,00080
Premises and equipment expense$36,047,00081
Additional noninterest expense$83,338,000115
Pre-tax net operating income$160,283,000110
Securities gains (losses)$01,388
Applicable income taxes$51,948,000115
Income before extraordinary items$108,335,000109
Extraordinary gains, net$045
Net income$108,335,000110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,803,00074
Cash dividends$55,000,000104
Sale, conversion, retirement of capital stock, net$6,306,000207
Net operating income$108,335,000107
2006-06-30 (YTD Data)Rank
Total interest income$292,684,000114
Total interest expense$62,274,000192
Net interest income$230,410,00085
Provision for loan and lease losses$3,000,000204
Total noninterest income$41,902,000165
Gross Fiduciary activities income$5,049,000108
Service charges on deposit accounts$13,765,00090
Trading account gains and fees$1,060,00064
Additional Noninterest Income$22,028,000176
Total noninterest expense$160,803,000101
Salaries and employee benefits$87,623,00086
Premises and equipment expense$21,813,00088
Additional noninterest expense$51,367,000125
Pre-tax net operating income$108,509,000113
Securities gains (losses)$01,185
Applicable income taxes$35,226,000119
Income before extraordinary items$73,283,000113
Extraordinary gains, net$039
Net income$73,283,000114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,220,00069
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$6,161,000140
Net operating income$73,283,000110
2006-03-31 (YTD Data)Rank
Total interest income$141,946,000114
Total interest expense$29,388,000194
Net interest income$112,558,00088
Provision for loan and lease losses$2,000,000162
Total noninterest income$21,150,000162
Gross Fiduciary activities income$2,520,000107
Service charges on deposit accounts$6,670,00090
Trading account gains and fees$513,00065
Additional Noninterest Income$11,447,000173
Total noninterest expense$79,995,000100
Salaries and employee benefits$44,272,00081
Premises and equipment expense$10,209,00092
Additional noninterest expense$25,514,000122
Pre-tax net operating income$51,713,000116
Securities gains (losses)$0955
Applicable income taxes$16,586,000123
Income before extraordinary items$35,127,000111
Extraordinary gains, net$021
Net income$35,127,000112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,819,000115
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$4,143,00082
Net operating income$35,127,000110
2005-12-31 (YTD Data)Rank
Total interest income$467,941,000122
Total interest expense$82,987,000198
Net interest income$384,954,00093
Provision for loan and lease losses$37,000,00065
Total noninterest income$82,015,000165
Gross Fiduciary activities income$9,483,000109
Service charges on deposit accounts$30,458,00085
Trading account gains and fees$1,550,00065
Additional Noninterest Income$40,524,000184
Total noninterest expense$292,321,000107
Salaries and employee benefits$165,502,00084
Premises and equipment expense$40,185,00091
Additional noninterest expense$86,634,000130
Pre-tax net operating income$137,648,000145
Securities gains (losses)$68,000840
Applicable income taxes$40,206,000161
Income before extraordinary items$97,510,000142
Extraordinary gains, net$046
Net income$97,510,000142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,965,000208
Cash dividends$65,000,000106
Sale, conversion, retirement of capital stock, net$0934
Net operating income$97,461,720138
2005-09-30 (YTD Data)Rank
Total interest income$336,994,000121
Total interest expense$57,911,000199
Net interest income$279,083,000100
Provision for loan and lease losses$37,000,00052
Total noninterest income$63,709,000164
Gross Fiduciary activities income$7,126,000109
Service charges on deposit accounts$24,503,00078
Trading account gains and fees$1,135,00059
Additional Noninterest Income$30,945,000188
Total noninterest expense$214,126,000109
Salaries and employee benefits$122,759,00087
Premises and equipment expense$30,084,00092
Additional noninterest expense$61,283,000135
Pre-tax net operating income$91,666,000156
Securities gains (losses)$68,000788
Applicable income taxes$28,113,000171
Income before extraordinary items$63,621,000157
Extraordinary gains, net$035
Net income$63,621,000157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,047,000206
Cash dividends$50,000,000102
Sale, conversion, retirement of capital stock, net$0769
Net operating income$63,574,080152
2005-06-30 (YTD Data)Rank
Total interest income$216,128,000122
Total interest expense$34,397,000206
Net interest income$181,731,000103
Provision for loan and lease losses$3,000,000192
Total noninterest income$43,416,000159
Gross Fiduciary activities income$4,808,000107
Service charges on deposit accounts$16,679,00078
Trading account gains and fees$730,00062
Additional Noninterest Income$21,199,000187
Total noninterest expense$141,105,000108
Salaries and employee benefits$81,349,00086
Premises and equipment expense$19,671,00091
Additional noninterest expense$40,085,000138
Pre-tax net operating income$81,042,000126
Securities gains (losses)$68,000699
Applicable income taxes$25,525,000140
Income before extraordinary items$55,585,000131
Extraordinary gains, net$030
Net income$55,585,000131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,346,000204
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$55,538,080127
2005-03-31 (YTD Data)Rank
Total interest income$102,159,000126
Total interest expense$14,581,000220
Net interest income$87,578,000106
Provision for loan and lease losses$1,500,000189
Total noninterest income$21,331,000166
Gross Fiduciary activities income$2,356,000109
Service charges on deposit accounts$8,063,00079
Trading account gains and fees$362,00071
Additional Noninterest Income$10,550,000190
Total noninterest expense$67,517,000112
Salaries and employee benefits$39,210,00089
Premises and equipment expense$9,460,000100
Additional noninterest expense$18,847,000144
Pre-tax net operating income$39,892,000132
Securities gains (losses)$01,685
Applicable income taxes$12,532,000141
Income before extraordinary items$27,360,000132
Extraordinary gains, net$024
Net income$27,360,000132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,925,000158
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$27,360,000129
2004-12-31 (YTD Data)Rank
Total interest income$360,676,000132
Total interest expense$43,097,000233
Net interest income$317,579,000112
Provision for loan and lease losses$2,000,000543
Total noninterest income$82,238,000174
Gross Fiduciary activities income$8,959,000110
Service charges on deposit accounts$37,343,00078
Trading account gains and fees$2,067,00057
Additional Noninterest Income$33,869,000216
Total noninterest expense$265,530,000120
Salaries and employee benefits$149,352,00089
Premises and equipment expense$38,094,00095
Additional noninterest expense$78,084,000141
Pre-tax net operating income$132,287,000138
Securities gains (losses)$68,0001,506
Applicable income taxes$40,464,000151
Income before extraordinary items$91,891,000138
Extraordinary gains, net$034
Net income$91,891,000140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,591,000148
Cash dividends$77,000,000102
Sale, conversion, retirement of capital stock, net$0872
Net operating income$91,844,080134
2004-09-30 (YTD Data)Rank
Total interest income$262,609,000138
Total interest expense$30,501,000238
Net interest income$232,108,000118
Provision for loan and lease losses$07,100
Total noninterest income$62,160,000176
Gross Fiduciary activities income$6,696,000112
Service charges on deposit accounts$28,313,00081
Trading account gains and fees$1,754,00057
Additional Noninterest Income$25,397,000221
Total noninterest expense$198,529,000122
Salaries and employee benefits$110,942,00094
Premises and equipment expense$28,162,00097
Additional noninterest expense$59,425,000141
Pre-tax net operating income$95,739,000143
Securities gains (losses)$68,0001,433
Applicable income taxes$29,414,000156
Income before extraordinary items$66,393,000147
Extraordinary gains, net$026
Net income$66,393,000148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,325,000149
Cash dividends$27,000,000155
Sale, conversion, retirement of capital stock, net$0738
Net operating income$66,346,080136
2004-06-30 (YTD Data)Rank
Total interest income$172,160,000140
Total interest expense$19,596,000240
Net interest income$152,564,000119
Provision for loan and lease losses$06,885
Total noninterest income$42,243,000172
Gross Fiduciary activities income$4,492,000115
Service charges on deposit accounts$18,898,00082
Trading account gains and fees$1,421,00055
Additional Noninterest Income$17,432,000221
Total noninterest expense$128,900,000125
Salaries and employee benefits$73,602,00098
Premises and equipment expense$18,363,00098
Additional noninterest expense$36,935,000148
Pre-tax net operating income$65,907,000144
Securities gains (losses)$03,413
Applicable income taxes$20,208,000153
Income before extraordinary items$45,699,000141
Extraordinary gains, net$021
Net income$45,699,000142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,028,000204
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$45,699,000134
2004-03-31 (YTD Data)Rank
Total interest income$86,519,000135
Total interest expense$9,839,000246
Net interest income$76,680,000116
Provision for loan and lease losses$-2,000,0009,101
Total noninterest income$20,895,000168
Gross Fiduciary activities income$2,189,000117
Service charges on deposit accounts$9,396,00082
Trading account gains and fees$752,00054
Additional Noninterest Income$8,558,000222
Total noninterest expense$63,267,000123
Salaries and employee benefits$36,063,00098
Premises and equipment expense$9,161,000100
Additional noninterest expense$18,043,000148
Pre-tax net operating income$36,308,000126
Securities gains (losses)$02,934
Applicable income taxes$11,292,000140
Income before extraordinary items$25,016,000134
Extraordinary gains, net$016
Net income$25,016,000135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-128,0008,991
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$25,016,000125
2003-12-31 (YTD Data)Rank
Total interest income$337,972,000137
Total interest expense$44,958,000240
Net interest income$293,014,000117
Provision for loan and lease losses$-3,500,0009,169
Total noninterest income$88,456,000165
Gross Fiduciary activities income$8,126,000119
Service charges on deposit accounts$38,385,00085
Trading account gains and fees$2,540,00063
Additional Noninterest Income$39,405,000216
Total noninterest expense$248,450,000127
Salaries and employee benefits$141,366,000102
Premises and equipment expense$36,781,00099
Additional noninterest expense$70,303,000157
Pre-tax net operating income$136,520,000129
Securities gains (losses)$863,000528
Applicable income taxes$43,509,000140
Income before extraordinary items$93,874,000134
Extraordinary gains, net$054
Net income$93,874,000135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,140,000394
Cash dividends$93,300,00092
Sale, conversion, retirement of capital stock, net$0868
Net operating income$93,287,160129
2003-09-30 (YTD Data)Rank
Total interest income$254,200,000141
Total interest expense$35,724,000241
Net interest income$218,476,000119
Provision for loan and lease losses$-3,500,0009,228
Total noninterest income$67,268,000165
Gross Fiduciary activities income$6,104,000126
Service charges on deposit accounts$28,370,00087
Trading account gains and fees$2,084,00064
Additional Noninterest Income$30,710,000210
Total noninterest expense$185,511,000128
Salaries and employee benefits$105,957,000101
Premises and equipment expense$27,514,000100
Additional noninterest expense$52,040,000159
Pre-tax net operating income$103,733,000126
Securities gains (losses)$863,000493
Applicable income taxes$33,335,000141
Income before extraordinary items$71,261,000136
Extraordinary gains, net$040
Net income$71,261,000136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,214,000611
Cash dividends$48,300,000108
Sale, conversion, retirement of capital stock, net$0722
Net operating income$70,674,160124
2003-06-30 (YTD Data)Rank
Total interest income$170,363,000140
Total interest expense$25,872,000231
Net interest income$144,491,000119
Provision for loan and lease losses$500,0001,144
Total noninterest income$44,611,000169
Gross Fiduciary activities income$4,107,000124
Service charges on deposit accounts$18,744,00086
Trading account gains and fees$1,508,00063
Additional Noninterest Income$20,252,000210
Total noninterest expense$122,820,000127
Salaries and employee benefits$70,274,00098
Premises and equipment expense$18,020,000107
Additional noninterest expense$34,526,000158
Pre-tax net operating income$65,782,000133
Securities gains (losses)$03,782
Applicable income taxes$20,947,000151
Income before extraordinary items$44,835,000143
Extraordinary gains, net$030
Net income$44,835,000143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$372,0001,051
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$44,835,000133
2003-03-31 (YTD Data)Rank
Total interest income$85,996,000143
Total interest expense$13,651,000228
Net interest income$72,345,000123
Provision for loan and lease losses$500,000617
Total noninterest income$21,485,000171
Gross Fiduciary activities income$2,049,000130
Service charges on deposit accounts$9,362,00089
Trading account gains and fees$660,00063
Additional Noninterest Income$9,414,000219
Total noninterest expense$60,789,000125
Salaries and employee benefits$34,488,000104
Premises and equipment expense$8,801,000111
Additional noninterest expense$17,500,000153
Pre-tax net operating income$32,541,000134
Securities gains (losses)$02,891
Applicable income taxes$10,333,000152
Income before extraordinary items$22,208,000143
Extraordinary gains, net$021
Net income$22,208,000143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$737,000380
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$22,208,000135
2002-12-31 (YTD Data)Rank
Total interest income$370,811,000140
Total interest expense$76,884,000200
Net interest income$293,927,000120
Provision for loan and lease losses$7,500,000291
Total noninterest income$84,714,000167
Gross Fiduciary activities income$8,883,000125
Service charges on deposit accounts$38,902,00087
Trading account gains and fees$2,829,00054
Additional Noninterest Income$34,100,000225
Total noninterest expense$236,722,000125
Salaries and employee benefits$128,982,000100
Premises and equipment expense$38,780,000104
Additional noninterest expense$68,960,000164
Pre-tax net operating income$134,419,000136
Securities gains (losses)$411,000750
Applicable income taxes$43,776,000145
Income before extraordinary items$91,054,000143
Extraordinary gains, net$070
Net income$91,054,000143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,018,000185
Cash dividends$89,200,00098
Sale, conversion, retirement of capital stock, net$0862
Net operating income$90,774,520132
2001-12-31 (YTD Data)Rank
Total interest income$440,845,000138
Total interest expense$163,613,000165
Net interest income$277,232,000115
Provision for loan and lease losses$19,500,000162
Total noninterest income$91,140,000161
Gross Fiduciary activities income$9,415,000123
Service charges on deposit accounts$35,303,00083
Trading account gains and fees$2,847,00058
Additional Noninterest Income$43,575,000194
Total noninterest expense$238,992,000125
Salaries and employee benefits$122,359,00097
Premises and equipment expense$43,220,00089
Additional noninterest expense$73,413,000167
Pre-tax net operating income$109,880,000147
Securities gains (losses)$165,0001,341
Applicable income taxes$35,613,000154
Income before extraordinary items$74,432,000151
Extraordinary gains, net$0105
Net income$74,432,000151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,050,000211
Cash dividends$162,800,00061
Sale, conversion, retirement of capital stock, net$0922
Net operating income$74,319,800147
2000-12-31 (YTD Data)Rank
Total interest income$416,559,000153
Total interest expense$172,016,000187
Net interest income$244,543,000129
Provision for loan and lease losses$10,000,000203
Total noninterest income$71,085,000182
Gross Fiduciary activities income$9,206,000123
Service charges on deposit accounts$30,660,00087
Trading account gains and fees$1,786,00064
Additional Noninterest Income$29,433,000233
Total noninterest expense$207,600,000145
Salaries and employee benefits$103,444,000110
Premises and equipment expense$39,568,00098
Additional noninterest expense$64,588,000177
Pre-tax net operating income$98,028,000155
Securities gains (losses)$01,956
Applicable income taxes$32,092,000151
Income before extraordinary items$65,936,000147
Extraordinary gains, net$038
Net income$65,936,000147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,001,000750
Cash dividends$62,872,000119
Sale, conversion, retirement of capital stock, net$0969
Net operating income$65,936,000152
1999-12-31 (YTD Data)Rank
Total interest income$349,755,000157
Total interest expense$126,056,000193
Net interest income$223,699,000132
Provision for loan and lease losses$6,000,000265
Total noninterest income$66,435,000202
Gross Fiduciary activities income$8,511,000148
Service charges on deposit accounts$29,527,00089
Trading account gains and fees$1,456,00072
Additional Noninterest Income$26,941,000254
Total noninterest expense$193,603,000147
Salaries and employee benefits$98,065,000113
Premises and equipment expense$37,286,000105
Additional noninterest expense$58,252,000188
Pre-tax net operating income$90,531,000175
Securities gains (losses)$03,155
Applicable income taxes$29,163,000187
Income before extraordinary items$61,368,000169
Extraordinary gains, net$035
Net income$61,368,000170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,816,000482
Cash dividends$88,276,000101
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$61,368,000169
1998-12-31 (YTD Data)Rank
Total interest income$336,052,000158
Total interest expense$123,546,000198
Net interest income$212,506,000138
Provision for loan and lease losses$73,0005,785
Total noninterest income$59,887,000211
Gross Fiduciary activities income$6,739,000170
Service charges on deposit accounts$25,610,00096
Trading account gains and fees$1,389,00088
Additional Noninterest Income$26,149,000244
Total noninterest expense$195,243,000148
Salaries and employee benefits$98,819,000111
Premises and equipment expense$34,002,000103
Additional noninterest expense$62,422,000189
Pre-tax net operating income$77,077,000185
Securities gains (losses)$839,000425
Applicable income taxes$24,999,000196
Income before extraordinary items$52,917,000189
Extraordinary gains, net$032
Net income$52,917,000189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,334,000304
Cash dividends$71,953,000114
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$52,346,480185
1997-12-31 (YTD Data)Rank
Total interest income$254,450,000205
Total interest expense$93,964,000244
Net interest income$160,486,000180
Provision for loan and lease losses$-2,900,00010,913
Total noninterest income$46,744,000225
Gross Fiduciary activities income$4,851,000200
Service charges on deposit accounts$17,528,000124
Trading account gains and fees$953,00090
Additional Noninterest Income$23,412,000244
Total noninterest expense$137,935,000176
Salaries and employee benefits$71,218,000136
Premises and equipment expense$23,841,000137
Additional noninterest expense$42,876,000225
Pre-tax net operating income$72,195,000190
Securities gains (losses)$10,0002,359
Applicable income taxes$23,852,000198
Income before extraordinary items$48,353,000190
Extraordinary gains, net$044
Net income$48,353,000190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,371,00010,922
Cash dividends$26,749,000185
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$48,346,300184
1996-12-31 (YTD Data)Rank
Total interest income$220,167,000244
Total interest expense$81,121,000297
Net interest income$139,046,000213
Provision for loan and lease losses$-5,650,00011,429
Total noninterest income$35,943,000281
Gross Fiduciary activities income$3,714,000255
Service charges on deposit accounts$14,784,000157
Trading account gains and fees$0262
Additional Noninterest Income$17,445,000317
Total noninterest expense$121,045,000217
Salaries and employee benefits$62,563,000161
Premises and equipment expense$20,428,000169
Additional noninterest expense$38,054,000287
Pre-tax net operating income$59,594,000219
Securities gains (losses)$7,0002,762
Applicable income taxes$18,476,000239
Income before extraordinary items$41,125,000219
Extraordinary gains, net$053
Net income$41,125,000219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,560,00011,452
Cash dividends$24,293,000239
Sale, conversion, retirement of capital stock, net$0953
Net operating income$41,120,170216
1995-12-31 (YTD Data)Rank
Total interest income$187,560,000288
Total interest expense$62,628,000373
Net interest income$124,932,000230
Provision for loan and lease losses$-10,700,00011,957
Total noninterest income$30,904,000313
Gross Fiduciary activities income$3,394,000284
Service charges on deposit accounts$13,910,000175
Trading account gains and fees$0522
Additional Noninterest Income$13,600,000365
Total noninterest expense$105,956,000233
Salaries and employee benefits$55,576,000177
Premises and equipment expense$16,339,000199
Additional noninterest expense$34,041,000292
Pre-tax net operating income$60,580,000235
Securities gains (losses)$03,831
Applicable income taxes$19,015,000244
Income before extraordinary items$41,565,000226
Extraordinary gains, net$065
Net income$41,565,000225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,225,00011,969
Cash dividends$24,937,000217
Sale, conversion, retirement of capital stock, net$0809
Net operating income$41,565,000223
1994-12-31 (YTD Data)Rank
Total interest income$175,977,000278
Total interest expense$52,119,000360
Net interest income$123,858,000235
Provision for loan and lease losses$-26,139,00012,599
Total noninterest income$33,630,000286
Gross Fiduciary activities income$2,775,000312
Service charges on deposit accounts$14,458,000167
Trading account gains and fees$0475
Additional Noninterest Income$16,397,000318
Total noninterest expense$104,566,000231
Salaries and employee benefits$53,725,000182
Premises and equipment expense$14,004,000219
Additional noninterest expense$36,837,000288
Pre-tax net operating income$79,061,000173
Securities gains (losses)$46,0001,207
Applicable income taxes$25,626,000181
Income before extraordinary items$53,481,000173
Extraordinary gains, net$0249
Net income$53,481,000173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,079,00012,606
Cash dividends$31,430,000161
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$53,449,720176
1993-12-31 (YTD Data)Rank
Total interest income$169,445,000274
Total interest expense$49,016,000364
Net interest income$120,429,000230
Provision for loan and lease losses$-60,000,00013,284
Total noninterest income$28,559,000304
Gross Fiduciary activities income$2,740,000318
Service charges on deposit accounts$13,654,000172
Trading account gains and fees$0532
Additional Noninterest Income$12,165,000388
Total noninterest expense$101,170,000239
Salaries and employee benefits$48,264,000191
Premises and equipment expense$12,552,000238
Additional noninterest expense$40,354,000278
Pre-tax net operating income$107,818,000116
Securities gains (losses)$07,477
Applicable income taxes$34,388,000113
Income before extraordinary items$73,430,000121
Extraordinary gains, net$443,000522
Net income$73,873,000119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,927,00013,278
Cash dividends$6,252,000395
Sale, conversion, retirement of capital stock, net$169,000811
Net operating income$73,430,000116
1992-12-31 (YTD Data)Rank
Total interest income$176,907,000284
Total interest expense$65,332,000351
Net interest income$111,575,000229
Provision for loan and lease losses$3,350,000772
Total noninterest income$28,093,000310
Gross Fiduciary activities income$2,821,000318
Service charges on deposit accounts$13,934,000156
Trading account gains and fees$0504
Additional Noninterest Income$11,338,000410
Total noninterest expense$108,934,000226
Salaries and employee benefits$46,297,000191
Premises and equipment expense$13,461,000230
Additional noninterest expense$49,176,000248
Pre-tax net operating income$27,384,000268
Securities gains (losses)$5,429,000193
Applicable income taxes$10,137,000270
Income before extraordinary items$22,676,000250
Extraordinary gains, net$01,422
Net income$22,676,000250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,038,000297
Cash dividends$1,000,0001,539
Sale, conversion, retirement of capital stock, net$74,000879
Net operating income$18,929,990260

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.