Home > Whitney National Bank > Net charge- offs to loans
Whitney National Bank, Net charge- offs to loans
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1447% | 3,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2738% | 2,477 |
| Percentage Net Loans Charged-off:Construction & development | -0.7943% | 6,684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1670% | 1,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7905% | 235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0836% | 897 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2320% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0548% | 881 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1453% | 6,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4083% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9921% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2106% | 899 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4291% | 6,384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0553% | 309 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.6580% | 118 |
| Percentage Net Loans Charged-off:Construction & development | 9.4745% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4994% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.1093% | 160 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0658% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1394% | 454 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2444% | 355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6205% | 1,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5849% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4351% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8101% | 885 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7550% | 589 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6137% | 322 |
| Percentage Net Loans Charged-off:Construction & development | 6.4986% | 884 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3074% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.3554% | 205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2217% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9653% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2711% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4577% | 1,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7816% | 1,182 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7161% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0491% | 1,589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2107% | 808 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7054% | 546 |
| Percentage Net Loans Charged-off:Construction & development | 5.7952% | 887 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1938% | 871 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2976% | 284 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4792% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3412% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5058% | 820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4740% | 1,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8798% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8915% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0367% | 1,430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7949% | 966 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9635% | 769 |
| Percentage Net Loans Charged-off:Construction & development | 4.0578% | 891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5866% | 1,015 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.8985% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3586% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7613% | 623 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4718% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5941% | 1,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6131% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0116% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1565% | 935 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2226% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2684% | 562 |
| Percentage Net Loans Charged-off:Construction & development | 6.6219% | 948 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1569% | 999 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8821% | 296 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1243% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0425% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3120% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5246% | 3,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7809% | 1,531 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6730% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7610% | 1,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1143% | 918 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0557% | 473 |
| Percentage Net Loans Charged-off:Construction & development | 6.7717% | 739 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5240% | 1,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1498% | 205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8257% | 602 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2250% | 611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9279% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5782% | 2,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7394% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5107% | 535 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0623% | 824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7513% | 1,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4724% | 598 |
| Percentage Net Loans Charged-off:Construction & development | 5.5894% | 759 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3768% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2228% | 296 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5505% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1081% | 559 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6240% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5508% | 2,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5612% | 1,553 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7382% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6262% | 593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4123% | 1,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1357% | 526 |
| Percentage Net Loans Charged-off:Construction & development | 4.7319% | 589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3047% | 823 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 6,095 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6950% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2440% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7690% | 442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2608% | 2,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7619% | 1,314 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6978% | 452 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5279% | 7,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8752% | 1,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9335% | 984 |
| Percentage Net Loans Charged-off:Construction & development | 1.6540% | 1,214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3132% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4373% | 242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7598% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0204% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7216% | 825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8175% | 2,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9200% | 2,449 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1696% | 666 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0800% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8724% | 999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7326% | 856 |
| Percentage Net Loans Charged-off:Construction & development | 1.1596% | 991 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3720% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0189% | 366 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7669% | 617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3097% | 696 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8321% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1487% | 1,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8938% | 2,103 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9145% | 654 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0040% | 1,623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6920% | 1,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4827% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.4433% | 1,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4323% | 503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0338% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6978% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4760% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7290% | 514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0520% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9848% | 1,739 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9063% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1207% | 1,121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5310% | 992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4636% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 0.3886% | 692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3983% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0715% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7494% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0684% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8451% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6143% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1578% | 1,354 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1165% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2515% | 756 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1142% | 3,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1364% | 1,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.2272% | 951 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0465% | 1,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1471% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1974% | 561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1401% | 1,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0620% | 3,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4216% | 3,420 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4482% | 768 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0618% | 1,504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0819% | 3,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0785% | 1,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.1046% | 741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0445% | 915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0989% | 1,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2473% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0783% | 1,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0468% | 2,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4279% | 2,961 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2032% | 774 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2616% | 956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0585% | 3,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0643% | 1,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.1242% | 493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0326% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 1,741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1716% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 1,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0169% | 2,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3967% | 2,775 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3516% | 654 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1245% | 1,046 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0108% | 6,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 1,755 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 7,575 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0193% | 8,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0519% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3432% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0121% | 1,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0783% | 7,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5167% | 2,100 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8311% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0587% | 7,022 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2794% | 1,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1603% | 901 |
| Percentage Net Loans Charged-off:Construction & development | 0.3378% | 277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0854% | 827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 2,321 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0024% | 5,972 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0317% | 2,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4932% | 1,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1809% | 4,599 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4996% | 1,119 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1295% | 1,188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3847% | 821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2109% | 534 |
| Percentage Net Loans Charged-off:Construction & development | 0.4515% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1143% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 1,949 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0032% | 5,959 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 1,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6839% | 1,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3928% | 2,997 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3451% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1839% | 982 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4631% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3439% | 303 |
| Percentage Net Loans Charged-off:Construction & development | 0.7012% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1938% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0507% | 1,395 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0016% | 5,929 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0588% | 1,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6761% | 981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4076% | 2,690 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3730% | 945 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1370% | 913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1719% | 1,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1532% | 533 |
| Percentage Net Loans Charged-off:Construction & development | -0.0085% | 7,663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3995% | 175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0736% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 5,933 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0858% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1738% | 1,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6232% | 1,887 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2748% | 814 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0019% | 909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0808% | 4,042 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0227% | 8,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0190% | 590 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0561% | 8,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0312% | 8,254 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 5,977 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0356% | 8,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0903% | 3,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6362% | 2,974 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8029% | 611 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2462% | 517 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0894% | 3,332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0203% | 8,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0173% | 465 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0744% | 8,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 2,449 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0042% | 5,938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 2,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0982% | 2,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5032% | 3,099 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8459% | 544 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5898% | 398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0799% | 3,245 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0311% | 8,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0293% | 350 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1051% | 8,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 2,112 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0049% | 5,886 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 1,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0406% | 2,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3027% | 3,668 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2170% | 643 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6443% | 223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1364% | 2,056 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 7,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0279% | 8,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 1,350 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 5,903 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 1,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0697% | 7,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5353% | 2,468 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6289% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6778% | 120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1839% | 2,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 2,528 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 7,807 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0627% | 1,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0473% | 2,221 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0046% | 5,952 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0557% | 2,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3257% | 2,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6121% | 3,322 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6741% | 742 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1718% | 1,167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1911% | 2,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 2,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0082% | 575 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0134% | 1,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0527% | 1,825 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0050% | 5,933 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0619% | 1,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3832% | 2,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5528% | 3,195 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9748% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0559% | 7,271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1207% | 3,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 2,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0019% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0197% | 872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0379% | 1,725 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 5,902 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 1,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2163% | 2,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5232% | 3,138 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1610% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0863% | 7,349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0103% | 7,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 1,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0205% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 8,102 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 5,882 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 8,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0623% | 7,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6924% | 2,430 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9087% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6434% | 7,653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0671% | 5,469 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1397% | 8,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0418% | 695 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 8,338 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.2087% | 6,570 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0896% | 8,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0093% | 606 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1039% | 8,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2270% | 3,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6843% | 3,421 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2565% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5204% | 967 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 5,723 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2114% | 8,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0345% | 572 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0173% | 8,519 |
| Percentage Net Loans Charged-off: Multi-family residential | -7.4694% | 6,552 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2127% | 8,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0153% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2449% | 8,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2735% | 2,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3309% | 4,657 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6217% | 939 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6967% | 757 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0162% | 5,887 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3127% | 9,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0870% | 397 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1139% | 8,755 |
| Percentage Net Loans Charged-off: Multi-family residential | -8.8866% | 6,485 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3624% | 8,981 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0063% | 5,897 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4118% | 8,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3750% | 2,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4072% | 3,956 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7970% | 832 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3656% | 874 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0648% | 3,891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0376% | 8,695 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 7,887 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0847% | 8,787 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5321% | 6,391 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0042% | 5,855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 1,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1616% | 1,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3027% | 3,861 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8623% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1914% | 770 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2938% | 2,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2881% | 790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0806% | 676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0287% | 1,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.6351% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2667% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 5,945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2975% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2683% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7436% | 3,199 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6400% | 1,049 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0593% | 7,665 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2213% | 3,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0207% | 8,798 |
| Percentage Net Loans Charged-off:Construction & development | -0.0929% | 8,268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0425% | 8,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1034% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 2,652 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0099% | 5,950 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0233% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4985% | 2,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8010% | 2,884 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4331% | 1,088 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1875% | 1,367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0253% | 6,544 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0424% | 1,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.1108% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1563% | 1,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1909% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0123% | 1,308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0611% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3262% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0822% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1705% | 261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0534% | 5,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 999 |
| Percentage Net Loans Charged-off:Construction & development | 0.1088% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0219% | 1,275 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1145% | 1,374 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 1,381 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0167% | 1,300 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 1,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1258% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1626% | 1,197 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0058% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1398% | 1,330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1441% | 4,297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1433% | 1,447 |
| Percentage Net Loans Charged-off:Construction & development | -0.1220% | 1,328 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2876% | 1,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0172% | 132 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0230% | 1,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0209% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0248% | 1,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1873% | 645 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3586% | 335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9965% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6334% | 120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2151% | 10,611 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3358% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | -0.1532% | 1,320 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6475% | 1,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0391% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0157% | 1,244 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0401% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2270% | 1,314 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2329% | 1,473 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1647% | 633 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6101% | 40 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2890% | 11,189 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7553% | 1,532 |
| Percentage Net Loans Charged-off:Construction & development | -0.1447% | 1,367 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2163% | 1,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0032% | 229 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3629% | 1,516 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3164% | 1,343 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3644% | 1,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0768% | 1,239 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5110% | 1,537 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4157% | 789 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7315% | 28 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.9793% | 11,908 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.4462% | 1,547 |
| Percentage Net Loans Charged-off:Construction & development | -3.5323% | 1,465 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.6312% | 1,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4791% | 1,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4795% | 1,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6956% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8353% | 1,558 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1360% | 1,303 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1838% | 34 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.5945% | 12,557 |
| Percentage Net Loans Charged-off: Total real estate loans | -3.0643% | 1,509 |
| Percentage Net Loans Charged-off:Construction & development | -1.9402% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -4.1208% | 1,473 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9829% | 1,404 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7948% | 1,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7978% | 1,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5835% | 1,297 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5854% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2596% | 950 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.0609% | 1,274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6141% | 13,044 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9118% | 1,536 |
| Percentage Net Loans Charged-off:Construction & development | -3.9283% | 1,456 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2733% | 1,455 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1085% | 1,381 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.1240% | 1,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -2.1264% | 1,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5168% | 1,340 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2483% | 1,501 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4460% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1940% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0614% | 1,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6390% | 373 |
| Percentage Net Loans Charged-off:Construction & development | -0.2834% | 1,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8214% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7652% | 1,468 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5373% | 153 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0543% | 1,343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5595% | 155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4781% | 453 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0363% | 558 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0367% | 873 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0849% | 388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |