Home > Whitney Bank of Alabama > Income and Expense
Whitney Bank of Alabama, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,489,000 | 1,615 |
| Total interest expense | $10,499,000 | 1,483 |
| Net interest income | $9,990,000 | 1,744 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,175,000 | 2,676 |
| Gross Fiduciary activities income | $59,000 | 1,147 |
| Service charges on deposit accounts | $834,000 | 1,562 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $282,000 | 4,072 |
| Total noninterest expense | $8,105,000 | 1,627 |
| Salaries and employee benefits | $3,554,000 | 1,845 |
| Premises and equipment expense | $1,708,000 | 1,168 |
| Additional noninterest expense | $2,843,000 | 1,511 |
| Pre-tax net operating income | $3,060,000 | 2,444 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,178,000 | 2,118 |
| Income before extraordinary items | $1,882,000 | 2,723 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,882,000 | 2,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,465 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,882,000 | 2,669 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,650,000 | 2,294 |
| Total interest expense | $6,861,000 | 2,256 |
| Net interest income | $7,789,000 | 2,311 |
| Provision for loan and lease losses | $250,000 | 2,928 |
| Total noninterest income | $732,000 | 3,955 |
| Gross Fiduciary activities income | $24,000 | 1,336 |
| Service charges on deposit accounts | $502,000 | 2,716 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $206,000 | 5,078 |
| Total noninterest expense | $7,321,000 | 1,924 |
| Salaries and employee benefits | $3,249,000 | 2,039 |
| Premises and equipment expense | $1,303,000 | 1,560 |
| Additional noninterest expense | $2,769,000 | 1,858 |
| Pre-tax net operating income | $950,000 | 5,916 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $331,000 | 5,511 |
| Income before extraordinary items | $619,000 | 6,162 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $619,000 | 6,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 1,754 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $619,000 | 6,101 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,999,000 | 3,621 |
| Total interest expense | $3,786,000 | 3,866 |
| Net interest income | $5,213,000 | 3,395 |
| Provision for loan and lease losses | $700,000 | 1,215 |
| Total noninterest income | $417,000 | 5,829 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $355,000 | 3,724 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $5,071,000 | 2,680 |
| Salaries and employee benefits | $2,099,000 | 3,157 |
| Premises and equipment expense | $527,000 | 3,590 |
| Additional noninterest expense | $2,445,000 | 2,036 |
| Pre-tax net operating income | $-141,000 | 11,627 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-36,000 | 11,608 |
| Income before extraordinary items | $-105,000 | 11,607 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-105,000 | 11,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,596 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-105,000 | 11,586 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.