Home > Whitney Bank of Alabama > Assets and Liabilities
Whitney Bank of Alabama, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 95 | 1,864 |
Assets and Liabilities | ||
Total Assets: | $316,212,000 | 1,452 |
Cash and due from depository institutions | $7,145,000 | 1,864 |
Interest-bearing balances | $0 | 6,604 |
Securities | $8,359,000 | 7,975 |
Federal funds sold & reverse repurchase agreements | $1,750,000 | 5,284 |
Net loans & leases | $268,553,000 | 1,112 |
Loan loss allowance | $1,733,000 | 2,037 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $16,674,000 | 450 |
Other real estate owned | $87,000 | 1,864 |
Goodwill and other intangibles | $10,509,000 | 370 |
All other assets | $3,135,000 | 2,299 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $316,212,000 | 1,452 |
Total liabilities | $278,445,000 | 1,487 |
Total deposits | $226,819,000 | 1,649 |
Interest-bearing deposits | $187,704,000 | 1,726 |
Deposits held in domestic offices | $226,819,000 | 1,640 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $49,500,000 | 481 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $0 | 5,103 |
Subordinated debt | $0 | 260 |
All other liabilities | $2,126,000 | 1,917 |
Total equity capital | $37,767,000 | 1,185 |
Total bank equity capital | $37,767,000 | 1,185 |
Perpetual preferred stock | $0 | 223 |
Common stock | $10,000 | 9,607 |
Surplus | $35,299,000 | 562 |
Undivided profits | $2,458,000 | 6,587 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $359,000 | 4,895 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $1,949,000 | 1,110 |
Earning assets | $278,662,000 | 1,511 |
Long-term assets (5+ years) | $69,084,000 | 1,051 |
Average Assets, year-to-date | $283,462,400 | 1,523 |
Average Assets, quarterly | $311,221,500 | 1,460 |
Volatile liabilities | $128,492,000 | 724 |
Insider loans | $19,749,000 | 202 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $79,977,000 | 773 |
Tier 1 (core) risk-based capital | $27,258,000 | 1,557 |
Tier 2 risk-based capital | $1,733,000 | 1,760 |
Total risk weighted assets | $292,806,200 | 1,015 |
Total unused commitments | $79,977,000 | 777 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 94 | 1,985 |
Assets and Liabilities | ||
Total Assets: | $240,831,000 | 1,955 |
Cash and due from depository institutions | $13,805,000 | 1,985 |
Interest-bearing balances | $0 | 6,640 |
Securities | $9,517,000 | 8,101 |
Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
Net loans & leases | $193,029,000 | 1,517 |
Loan loss allowance | $1,944,000 | 1,950 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $10,796,000 | 697 |
Other real estate owned | $222,000 | 1,985 |
Goodwill and other intangibles | $11,375,000 | 341 |
All other assets | $2,087,000 | 3,478 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $240,831,000 | 1,955 |
Total liabilities | $205,188,000 | 2,059 |
Total deposits | $184,882,000 | 2,088 |
Interest-bearing deposits | $156,419,000 | 2,138 |
Deposits held in domestic offices | $184,882,000 | 2,078 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $19,000,000 | 835 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $1,306,000 | 2,871 |
Total equity capital | $35,643,000 | 1,266 |
Total bank equity capital | $35,643,000 | 1,266 |
Perpetual preferred stock | $0 | 250 |
Common stock | $10,000 | 10,071 |
Surplus | $35,056,000 | 581 |
Undivided profits | $577,000 | 9,687 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $551,000 | 4,073 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $1,170,000 | 1,915 |
Earning assets | $202,546,000 | 2,120 |
Long-term assets (5+ years) | $55,859,000 | 1,179 |
Average Assets, year-to-date | $202,893,000 | 2,221 |
Average Assets, quarterly | $223,436,500 | 2,072 |
Volatile liabilities | $95,032,000 | 904 |
Insider loans | $13,805,000 | 330 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $76,378,000 | 812 |
Tier 1 (core) risk-based capital | $24,268,000 | 1,783 |
Tier 2 risk-based capital | $1,944,000 | 1,627 |
Total risk weighted assets | $225,669,400 | 1,287 |
Total unused commitments | $76,378,000 | 816 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 73 | 2,664 |
Assets and Liabilities | ||
Total Assets: | $165,469,000 | 2,792 |
Cash and due from depository institutions | $7,403,000 | 2,664 |
Interest-bearing balances | $0 | 6,853 |
Securities | $11,915,000 | 7,623 |
Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,868 |
Net loans & leases | $123,628,000 | 2,253 |
Loan loss allowance | $2,071,000 | 1,874 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $6,253,000 | 1,196 |
Other real estate owned | $260,000 | 2,664 |
Goodwill and other intangibles | $12,241,000 | 313 |
All other assets | $1,269,000 | 5,366 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $165,469,000 | 2,792 |
Total liabilities | $130,540,000 | 3,147 |
Total deposits | $129,792,000 | 2,972 |
Interest-bearing deposits | $110,360,000 | 2,996 |
Deposits held in domestic offices | $129,792,000 | 2,963 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $748,000 | 4,634 |
Total equity capital | $34,929,000 | 1,305 |
Total bank equity capital | $34,929,000 | 1,305 |
Perpetual preferred stock | $0 | 288 |
Common stock | $10,000 | 10,536 |
Surplus | $34,961,000 | 592 |
Undivided profits | $-42,000 | 11,408 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $805,000 | 3,098 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $784,000 | 2,996 |
Earning assets | $138,043,000 | 3,051 |
Long-term assets (5+ years) | $31,467,000 | 1,744 |
Average Assets, year-to-date | $140,552,500 | 3,116 |
Average Assets, quarterly | $150,115,000 | 3,020 |
Volatile liabilities | $36,178,000 | 1,624 |
Insider loans | $7,156,000 | 623 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $29,649,000 | 1,491 |
Tier 1 (core) risk-based capital | $22,688,000 | 1,888 |
Tier 2 risk-based capital | $1,692,360 | 1,833 |
Total risk weighted assets | $135,009,860 | 2,057 |
Total unused commitments | $29,649,000 | 1,500 |
Derivatives | $0 | 628 |