Home > Whitney Bank > Income and Expense

Whitney Bank, Income and Expense

2013-12-31 (YTD Data)		Rank
Total interest income	$439,909,000	99
Total interest expense	$19,389,000	165
Net interest income	$420,520,000	89
Provision for loan and lease losses	$4,746,000	282
Total noninterest income	$130,624,000	106
Gross Fiduciary activities income	$17,055,000	86
Service charges on deposit accounts	$50,865,000	52
Trading account gains and fees	$3,692,000	56
Additional Noninterest Income	$59,012,000	129
Total noninterest expense	$382,514,000	78
Salaries and employee benefits	$171,993,000	74
Premises and equipment expense	$36,331,000	85
Additional noninterest expense	$174,190,000	82
Pre-tax net operating income	$163,884,000	106
Securities gains (losses)	$0	3,182
Applicable income taxes	$42,130,000	120
Income before extraordinary items	$121,754,000	110
Extraordinary gains, net	$0	29
Net income	$121,754,000	110
Minority interest net income	$0	90
Net income of bank and minority interests.	$121,754,000	110
Net charge-offs	$5,502,000	308
Cash dividends	$184,000,000	47
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$121,754,000	108
2013-09-30 (YTD Data)		Rank
Total interest income	$335,246,000	95
Total interest expense	$14,845,000	164
Net interest income	$320,401,000	87
Provision for loan and lease losses	$6,016,000	191
Total noninterest income	$98,788,000	106
Gross Fiduciary activities income	$12,599,000	84
Service charges on deposit accounts	$38,183,000	51
Trading account gains and fees	$2,599,000	58
Additional Noninterest Income	$45,407,000	133
Total noninterest expense	$281,211,000	79
Salaries and employee benefits	$127,003,000	72
Premises and equipment expense	$27,853,000	84
Additional noninterest expense	$126,355,000	79
Pre-tax net operating income	$131,962,000	99
Securities gains (losses)	$0	3,040
Applicable income taxes	$35,298,000	110
Income before extraordinary items	$96,664,000	102
Extraordinary gains, net	$0	25
Net income	$96,664,000	102
Minority interest net income	$0	84
Net income of bank and minority interests.	$96,664,000	102
Net charge-offs	$4,228,000	308
Cash dividends	$163,000,000	38
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$96,664,000	102
2013-06-30 (YTD Data)		Rank
Total interest income	$224,672,000	94
Total interest expense	$10,034,000	165
Net interest income	$214,638,000	87
Provision for loan and lease losses	$6,915,000	123
Total noninterest income	$64,020,000	107
Gross Fiduciary activities income	$8,393,000	85
Service charges on deposit accounts	$24,964,000	51
Trading account gains and fees	$1,513,000	54
Additional Noninterest Income	$29,150,000	139
Total noninterest expense	$180,468,000	81
Salaries and employee benefits	$84,904,000	73
Premises and equipment expense	$18,324,000	84
Additional noninterest expense	$77,240,000	86
Pre-tax net operating income	$91,275,000	100
Securities gains (losses)	$0	2,791
Applicable income taxes	$24,553,000	112
Income before extraordinary items	$66,722,000	98
Extraordinary gains, net	$0	22
Net income	$66,722,000	98
Minority interest net income	$0	82
Net income of bank and minority interests.	$66,722,000	98
Net charge-offs	$3,476,000	287
Cash dividends	$142,000,000	29
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$66,722,000	96
2013-03-31 (YTD Data)		Rank
Total interest income	$118,151,000	88
Total interest expense	$5,158,000	164
Net interest income	$112,993,000	81
Provision for loan and lease losses	$2,980,000	150
Total noninterest income	$31,550,000	107
Gross Fiduciary activities income	$3,966,000	85
Service charges on deposit accounts	$11,432,000	53
Trading account gains and fees	$520,000	66
Additional Noninterest Income	$15,632,000	135
Total noninterest expense	$90,448,000	81
Salaries and employee benefits	$41,722,000	74
Premises and equipment expense	$9,247,000	83
Additional noninterest expense	$39,479,000	86
Pre-tax net operating income	$51,115,000	100
Securities gains (losses)	$0	1,966
Applicable income taxes	$13,490,000	105
Income before extraordinary items	$37,625,000	88
Extraordinary gains, net	$0	10
Net income	$37,625,000	88
Minority interest net income	$0	76
Net income of bank and minority interests.	$37,625,000	88
Net charge-offs	$3,430,000	165
Cash dividends	$21,000,000	61
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$37,625,000	87
2012-12-31 (YTD Data)		Rank
Total interest income	$475,990,000	94
Total interest expense	$26,089,000	163
Net interest income	$449,901,000	83
Provision for loan and lease losses	$32,834,000	114
Total noninterest income	$142,060,000	107
Gross Fiduciary activities income	$18,484,000	74
Service charges on deposit accounts	$46,936,000	54
Trading account gains and fees	$0	166
Additional Noninterest Income	$76,640,000	120
Total noninterest expense	$426,545,000	71
Salaries and employee benefits	$191,136,000	64
Premises and equipment expense	$44,981,000	70
Additional noninterest expense	$190,428,000	76
Pre-tax net operating income	$132,582,000	116
Securities gains (losses)	$966,000	536
Applicable income taxes	$33,778,000	133
Income before extraordinary items	$99,770,000	116
Extraordinary gains, net	$0	29
Net income	$99,770,000	116
Minority interest net income	$0	93
Net income of bank and minority interests.	$99,770,000	116
Net charge-offs	$25,818,000	146
Cash dividends	$12,500,000	266
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$99,045,500	113
2012-09-30 (YTD Data)		Rank
Total interest income	$357,505,000	95
Total interest expense	$20,598,000	165
Net interest income	$336,907,000	85
Provision for loan and lease losses	$18,696,000	137
Total noninterest income	$103,912,000	106
Gross Fiduciary activities income	$14,163,000	73
Service charges on deposit accounts	$34,910,000	54
Trading account gains and fees	$0	157
Additional Noninterest Income	$54,839,000	123
Total noninterest expense	$337,649,000	69
Salaries and employee benefits	$149,068,000	64
Premises and equipment expense	$35,723,000	70
Additional noninterest expense	$152,858,000	74
Pre-tax net operating income	$84,474,000	131
Securities gains (losses)	$824,000	487
Applicable income taxes	$20,983,000	149
Income before extraordinary items	$64,315,000	133
Extraordinary gains, net	$0	20
Net income	$64,315,000	133
Minority interest net income	$0	86
Net income of bank and minority interests.	$64,315,000	133
Net charge-offs	$10,023,000	262
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$63,697,000	128
2012-06-30 (YTD Data)		Rank
Total interest income	$245,995,000	92
Total interest expense	$14,701,000	161
Net interest income	$231,294,000	82
Provision for loan and lease losses	$16,343,000	109
Total noninterest income	$69,957,000	103
Gross Fiduciary activities income	$9,961,000	72
Service charges on deposit accounts	$22,632,000	55
Trading account gains and fees	$0	153
Additional Noninterest Income	$37,364,000	121
Total noninterest expense	$242,536,000	69
Salaries and employee benefits	$101,742,000	63
Premises and equipment expense	$25,820,000	61
Additional noninterest expense	$114,974,000	66
Pre-tax net operating income	$42,372,000	155
Securities gains (losses)	$1,000	3,081
Applicable income taxes	$10,350,000	172
Income before extraordinary items	$32,023,000	157
Extraordinary gains, net	$0	19
Net income	$32,023,000	157
Minority interest net income	$0	84
Net income of bank and minority interests.	$32,023,000	157
Net charge-offs	$6,261,000	280
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$32,022,240	155
2012-03-31 (YTD Data)		Rank
Total interest income	$134,302,000	89
Total interest expense	$8,073,000	153
Net interest income	$126,229,000	78
Provision for loan and lease losses	$13,641,000	78
Total noninterest income	$35,277,000	98
Gross Fiduciary activities income	$5,684,000	67
Service charges on deposit accounts	$10,531,000	56
Trading account gains and fees	$0	148
Additional Noninterest Income	$19,062,000	110
Total noninterest expense	$140,009,000	60
Salaries and employee benefits	$55,298,000	60
Premises and equipment expense	$14,601,000	58
Additional noninterest expense	$70,110,000	56
Pre-tax net operating income	$7,856,000	287
Securities gains (losses)	$1,000	2,095
Applicable income taxes	$2,650,000	269
Income before extraordinary items	$5,207,000	337
Extraordinary gains, net	$0	19
Net income	$5,207,000	338
Minority interest net income	$0	78
Net income of bank and minority interests.	$5,207,000	338
Net charge-offs	$3,289,000	266
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$5,206,340	317
2011-12-31 (YTD Data)		Rank
Total interest income	$384,554,000	112
Total interest expense	$30,636,000	190
Net interest income	$353,918,000	98
Provision for loan and lease losses	$18,420,000	250
Total noninterest income	$104,028,000	119
Gross Fiduciary activities income	$12,599,000	83
Service charges on deposit accounts	$32,977,000	68
Trading account gains and fees	$0	146
Additional Noninterest Income	$58,452,000	133
Total noninterest expense	$391,579,000	77
Salaries and employee benefits	$164,727,000	72
Premises and equipment expense	$34,892,000	91
Additional noninterest expense	$191,960,000	78
Pre-tax net operating income	$47,947,000	196
Securities gains (losses)	$0	3,838
Applicable income taxes	$8,234,000	291
Income before extraordinary items	$39,713,000	187
Extraordinary gains, net	$0	29
Net income	$39,713,000	188
Minority interest net income	$0	96
Net income of bank and minority interests.	$39,713,000	188
Net charge-offs	$14,240,000	332
Cash dividends	$65,264,000	73
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$39,713,000	179
2011-09-30 (YTD Data)		Rank
Total interest income	$241,683,000	126
Total interest expense	$21,241,000	211
Net interest income	$220,442,000	117
Provision for loan and lease losses	$12,850,000	263
Total noninterest income	$68,572,000	126
Gross Fiduciary activities income	$8,007,000	91
Service charges on deposit accounts	$22,227,000	75
Trading account gains and fees	$95,000	107
Additional Noninterest Income	$38,243,000	141
Total noninterest expense	$235,590,000	86
Salaries and employee benefits	$99,921,000	85
Premises and equipment expense	$21,158,000	112
Additional noninterest expense	$114,511,000	84
Pre-tax net operating income	$40,574,000	178
Securities gains (losses)	$20,000	2,810
Applicable income taxes	$9,122,000	227
Income before extraordinary items	$31,472,000	181
Extraordinary gains, net	$0	21
Net income	$31,472,000	182
Minority interest net income	$0	87
Net income of bank and minority interests.	$31,472,000	182
Net charge-offs	$7,279,000	457
Cash dividends	$64,050,000	48
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$31,456,400	175
2011-06-30 (YTD Data)		Rank
Total interest income	$97,634,000	176
Total interest expense	$10,649,000	288
Net interest income	$86,985,000	163
Provision for loan and lease losses	$6,572,000	329
Total noninterest income	$28,932,000	164
Gross Fiduciary activities income	$3,540,000	124
Service charges on deposit accounts	$11,094,000	89
Trading account gains and fees	$0	153
Additional Noninterest Income	$14,298,000	203
Total noninterest expense	$95,629,000	130
Salaries and employee benefits	$37,158,000	141
Premises and equipment expense	$7,912,000	177
Additional noninterest expense	$50,559,000	113
Pre-tax net operating income	$13,716,000	281
Securities gains (losses)	$20,000	2,091
Applicable income taxes	$3,837,000	296
Income before extraordinary items	$9,899,000	299
Extraordinary gains, net	$0	15
Net income	$9,899,000	300
Minority interest net income	$0	89
Net income of bank and minority interests.	$9,899,000	300
Net charge-offs	$3,464,000	610
Cash dividends	$64,050,000	29
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$9,884,600	290
2011-03-31 (YTD Data)		Rank
Total interest income	$31,127,000	243
Total interest expense	$4,197,000	375
Net interest income	$26,930,000	233
Provision for loan and lease losses	$674,000	1,175
Total noninterest income	$9,809,000	232
Gross Fiduciary activities income	$1,244,000	146
Service charges on deposit accounts	$4,077,000	113
Trading account gains and fees	$0	158
Additional Noninterest Income	$4,488,000	294
Total noninterest expense	$22,711,000	248
Salaries and employee benefits	$8,447,000	298
Premises and equipment expense	$2,245,000	311
Additional noninterest expense	$12,019,000	198
Pre-tax net operating income	$13,354,000	179
Securities gains (losses)	$0	1,772
Applicable income taxes	$3,715,000	187
Income before extraordinary items	$9,639,000	179
Extraordinary gains, net	$0	9
Net income	$9,639,000	179
Minority interest net income	$0	86
Net income of bank and minority interests.	$9,639,000	179
Net charge-offs	$1,273,000	723
Cash dividends	$4,050,000	106
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$9,639,000	178
2010-12-31 (YTD Data)		Rank
Total interest income	$132,204,000	240
Total interest expense	$21,199,000	361
Net interest income	$111,005,000	226
Provision for loan and lease losses	$22,554,000	325
Total noninterest income	$41,941,000	231
Gross Fiduciary activities income	$5,664,000	132
Service charges on deposit accounts	$19,578,000	98
Trading account gains and fees	$0	175
Additional Noninterest Income	$16,699,000	316
Total noninterest expense	$83,275,000	263
Salaries and employee benefits	$33,480,000	295
Premises and equipment expense	$8,953,000	304
Additional noninterest expense	$40,842,000	233
Pre-tax net operating income	$47,117,000	171
Securities gains (losses)	$0	3,793
Applicable income taxes	$12,373,000	190
Income before extraordinary items	$34,744,000	173
Extraordinary gains, net	$0	29
Net income	$34,744,000	172
Minority interest net income	$0	111
Net income of bank and minority interests.	$34,744,000	173
Net charge-offs	$15,485,000	425
Cash dividends	$20,750,000	95
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$34,744,000	169
2010-09-30 (YTD Data)		Rank
Total interest income	$99,449,000	240
Total interest expense	$16,795,000	356
Net interest income	$82,654,000	226
Provision for loan and lease losses	$17,229,000	317
Total noninterest income	$32,324,000	221
Gross Fiduciary activities income	$4,142,000	133
Service charges on deposit accounts	$15,204,000	97
Trading account gains and fees	$0	165
Additional Noninterest Income	$12,978,000	293
Total noninterest expense	$63,123,000	256
Salaries and employee benefits	$24,664,000	294
Premises and equipment expense	$6,791,000	304
Additional noninterest expense	$31,668,000	222
Pre-tax net operating income	$34,626,000	170
Securities gains (losses)	$0	3,651
Applicable income taxes	$9,003,000	192
Income before extraordinary items	$25,623,000	176
Extraordinary gains, net	$0	23
Net income	$25,623,000	176
Minority interest net income	$0	110
Net income of bank and minority interests.	$25,623,000	177
Net charge-offs	$12,132,000	391
Cash dividends	$11,600,000	99
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$25,623,000	172
2010-06-30 (YTD Data)		Rank
Total interest income	$66,702,000	240
Total interest expense	$11,823,000	353
Net interest income	$54,879,000	228
Provision for loan and lease losses	$9,738,000	370
Total noninterest income	$21,112,000	220
Gross Fiduciary activities income	$2,762,000	135
Service charges on deposit accounts	$10,344,000	95
Trading account gains and fees	$0	152
Additional Noninterest Income	$8,006,000	308
Total noninterest expense	$42,158,000	255
Salaries and employee benefits	$16,290,000	302
Premises and equipment expense	$4,636,000	300
Additional noninterest expense	$21,232,000	218
Pre-tax net operating income	$24,095,000	157
Securities gains (losses)	$0	3,184
Applicable income taxes	$6,459,000	164
Income before extraordinary items	$17,636,000	168
Extraordinary gains, net	$0	19
Net income	$17,636,000	166
Minority interest net income	$0	105
Net income of bank and minority interests.	$17,636,000	168
Net charge-offs	$5,681,000	526
Cash dividends	$7,550,000	94
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$17,636,000	159
2010-03-31 (YTD Data)		Rank
Total interest income	$33,348,000	248
Total interest expense	$6,080,000	367
Net interest income	$27,268,000	235
Provision for loan and lease losses	$257,000	2,632
Total noninterest income	$10,178,000	232
Gross Fiduciary activities income	$1,279,000	140
Service charges on deposit accounts	$5,010,000	94
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,889,000	318
Total noninterest expense	$20,818,000	256
Salaries and employee benefits	$8,168,000	301
Premises and equipment expense	$2,326,000	309
Additional noninterest expense	$10,324,000	226
Pre-tax net operating income	$16,371,000	125
Securities gains (losses)	$0	2,284
Applicable income taxes	$4,718,000	130
Income before extraordinary items	$11,653,000	138
Extraordinary gains, net	$0	16
Net income	$11,653,000	139
Minority interest net income	$0	91
Net income of bank and minority interests.	$11,653,000	140
Net charge-offs	$3,354,000	448
Cash dividends	$3,800,000	86
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$11,653,000	126
2009-12-31 (YTD Data)		Rank
Total interest income	$138,767,000	253
Total interest expense	$29,772,000	376
Net interest income	$108,995,000	219
Provision for loan and lease losses	$18,398,000	527
Total noninterest income	$42,135,000	236
Gross Fiduciary activities income	$5,525,000	136
Service charges on deposit accounts	$20,642,000	100
Trading account gains and fees	$0	211
Additional Noninterest Income	$15,968,000	321
Total noninterest expense	$85,131,000	274
Salaries and employee benefits	$31,749,000	305
Premises and equipment expense	$9,079,000	308
Additional noninterest expense	$44,303,000	241
Pre-tax net operating income	$47,601,000	128
Securities gains (losses)	$0	3,754
Applicable income taxes	$12,866,000	139
Income before extraordinary items	$34,735,000	126
Extraordinary gains, net	$0	34
Net income	$34,735,000	124
Minority interest net income	$0	115
Net income of bank and minority interests.	$34,735,000	125
Net charge-offs	$20,559,000	405
Cash dividends	$12,100,000	151
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$34,735,000	128
2009-09-30 (YTD Data)		Rank
Total interest income	$104,023,000	267
Total interest expense	$23,164,000	389
Net interest income	$80,859,000	228
Provision for loan and lease losses	$12,745,000	517
Total noninterest income	$31,434,000	233
Gross Fiduciary activities income	$4,155,000	135
Service charges on deposit accounts	$15,320,000	100
Trading account gains and fees	$0	212
Additional Noninterest Income	$11,959,000	322
Total noninterest expense	$64,388,000	275
Salaries and employee benefits	$23,694,000	312
Premises and equipment expense	$6,967,000	308
Additional noninterest expense	$33,727,000	236
Pre-tax net operating income	$35,160,000	130
Securities gains (losses)	$0	3,497
Applicable income taxes	$9,514,000	144
Income before extraordinary items	$25,646,000	134
Extraordinary gains, net	$0	27
Net income	$25,646,000	133
Minority interest net income	$0	118
Net income of bank and minority interests.	$25,646,000	134
Net charge-offs	$14,421,000	393
Cash dividends	$8,500,000	154
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$25,646,000	134
2009-06-30 (YTD Data)		Rank
Total interest income	$69,741,000	273
Total interest expense	$16,235,000	391
Net interest income	$53,506,000	233
Provision for loan and lease losses	$9,249,000	473
Total noninterest income	$20,123,000	236
Gross Fiduciary activities income	$2,722,000	137
Service charges on deposit accounts	$9,906,000	103
Trading account gains and fees	$0	193
Additional Noninterest Income	$7,495,000	341
Total noninterest expense	$42,983,000	275
Salaries and employee benefits	$15,914,000	319
Premises and equipment expense	$4,621,000	315
Additional noninterest expense	$22,448,000	243
Pre-tax net operating income	$21,397,000	133
Securities gains (losses)	$0	3,136
Applicable income taxes	$5,604,000	158
Income before extraordinary items	$15,793,000	135
Extraordinary gains, net	$0	21
Net income	$15,793,000	134
Minority interest net income	$0	112
Net income of bank and minority interests.	$15,793,000	135
Net charge-offs	$9,935,000	375
Cash dividends	$5,400,000	160
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$15,793,000	131
2009-03-31 (YTD Data)		Rank
Total interest income	$35,370,000	273
Total interest expense	$9,071,000	369
Net interest income	$26,299,000	238
Provision for loan and lease losses	$3,968,000	481
Total noninterest income	$9,556,000	231
Gross Fiduciary activities income	$1,257,000	141
Service charges on deposit accounts	$4,811,000	102
Trading account gains and fees	$0	171
Additional Noninterest Income	$3,488,000	335
Total noninterest expense	$20,434,000	274
Salaries and employee benefits	$7,987,000	316
Premises and equipment expense	$2,331,000	319
Additional noninterest expense	$10,116,000	232
Pre-tax net operating income	$11,453,000	135
Securities gains (losses)	$0	2,434
Applicable income taxes	$2,925,000	156
Income before extraordinary items	$8,528,000	136
Extraordinary gains, net	$0	15
Net income	$8,528,000	135
Minority interest net income	$0	102
Net income of bank and minority interests.	$8,528,000	136
Net charge-offs	$3,735,000	391
Cash dividends	$2,200,000	202
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$8,528,000	128
2008-12-31 (YTD Data)		Rank
Total interest income	$145,546,000	281
Total interest expense	$48,813,000	330
Net interest income	$96,733,000	261
Provision for loan and lease losses	$15,715,000	434
Total noninterest income	$39,077,000	225
Gross Fiduciary activities income	$5,896,000	141
Service charges on deposit accounts	$20,215,000	104
Trading account gains and fees	$0	154
Additional Noninterest Income	$12,966,000	318
Total noninterest expense	$71,850,000	313
Salaries and employee benefits	$27,143,000	356
Premises and equipment expense	$9,219,000	306
Additional noninterest expense	$35,488,000	270
Pre-tax net operating income	$48,245,000	145
Securities gains (losses)	$7,109,000	55
Applicable income taxes	$14,854,000	144
Income before extraordinary items	$40,500,000	118
Extraordinary gains, net	$0	39
Net income	$40,500,000	119
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,648,000	455
Cash dividends	$13,020,000	235
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$35,310,430	143
2008-09-30 (YTD Data)		Rank
Total interest income	$108,577,000	305
Total interest expense	$37,334,000	340
Net interest income	$71,243,000	276
Provision for loan and lease losses	$7,666,000	482
Total noninterest income	$29,061,000	235
Gross Fiduciary activities income	$4,493,000	143
Service charges on deposit accounts	$14,909,000	112
Trading account gains and fees	$0	148
Additional Noninterest Income	$9,659,000	351
Total noninterest expense	$52,558,000	311
Salaries and employee benefits	$19,978,000	379
Premises and equipment expense	$6,929,000	320
Additional noninterest expense	$25,651,000	248
Pre-tax net operating income	$40,080,000	162
Securities gains (losses)	$6,169,000	57
Applicable income taxes	$12,954,000	152
Income before extraordinary items	$33,295,000	140
Extraordinary gains, net	$0	31
Net income	$33,295,000	140
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,779,000	673
Cash dividends	$13,020,000	194
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$28,853,320	163
2008-06-30 (YTD Data)		Rank
Total interest income	$71,261,000	315
Total interest expense	$25,603,000	346
Net interest income	$45,658,000	287
Provision for loan and lease losses	$3,981,000	509
Total noninterest income	$19,426,000	245
Gross Fiduciary activities income	$2,976,000	145
Service charges on deposit accounts	$9,924,000	107
Trading account gains and fees	$0	149
Additional Noninterest Income	$6,526,000	356
Total noninterest expense	$33,644,000	315
Salaries and employee benefits	$12,918,000	394
Premises and equipment expense	$4,558,000	326
Additional noninterest expense	$16,168,000	256
Pre-tax net operating income	$27,459,000	166
Securities gains (losses)	$6,166,000	53
Applicable income taxes	$9,622,000	158
Income before extraordinary items	$24,003,000	148
Extraordinary gains, net	$0	21
Net income	$24,003,000	148
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,649,000	624
Cash dividends	$8,700,000	208
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$19,625,140	166
2008-03-31 (YTD Data)		Rank
Total interest income	$35,471,000	323
Total interest expense	$13,816,000	349
Net interest income	$21,655,000	296
Provision for loan and lease losses	$2,907,000	314
Total noninterest income	$9,615,000	245
Gross Fiduciary activities income	$1,377,000	149
Service charges on deposit accounts	$4,933,000	108
Trading account gains and fees	$0	158
Additional Noninterest Income	$3,305,000	365
Total noninterest expense	$16,043,000	325
Salaries and employee benefits	$6,193,000	410
Premises and equipment expense	$2,332,000	319
Additional noninterest expense	$7,518,000	259
Pre-tax net operating income	$12,320,000	191
Securities gains (losses)	$6,169,000	45
Applicable income taxes	$5,462,000	158
Income before extraordinary items	$13,027,000	151
Extraordinary gains, net	$0	15
Net income	$13,027,000	151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$573,000	646
Cash dividends	$2,550,000	341
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$8,708,700	195
2007-12-31 (YTD Data)		Rank
Total interest income	$148,721,000	321
Total interest expense	$66,699,000	321
Net interest income	$82,022,000	312
Provision for loan and lease losses	$3,744,000	529
Total noninterest income	$36,893,000	241
Gross Fiduciary activities income	$5,388,000	152
Service charges on deposit accounts	$18,952,000	114
Trading account gains and fees	$0	178
Additional Noninterest Income	$12,553,000	356
Total noninterest expense	$74,178,000	281
Salaries and employee benefits	$27,794,000	366
Premises and equipment expense	$9,317,000	302
Additional noninterest expense	$37,067,000	219
Pre-tax net operating income	$40,993,000	267
Securities gains (losses)	$0	2,146
Applicable income taxes	$10,458,000	316
Income before extraordinary items	$30,535,000	264
Extraordinary gains, net	$0	39
Net income	$30,535,000	261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,602,000	514
Cash dividends	$24,726,000	214
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$30,535,000	263
2007-09-30 (YTD Data)		Rank
Total interest income	$110,715,000	322
Total interest expense	$50,204,000	323
Net interest income	$60,511,000	315
Provision for loan and lease losses	$1,565,000	631
Total noninterest income	$27,434,000	241
Gross Fiduciary activities income	$4,013,000	149
Service charges on deposit accounts	$13,878,000	115
Trading account gains and fees	$0	184
Additional Noninterest Income	$9,543,000	355
Total noninterest expense	$53,375,000	284
Salaries and employee benefits	$21,081,000	362
Premises and equipment expense	$6,440,000	325
Additional noninterest expense	$25,854,000	222
Pre-tax net operating income	$33,005,000	278
Securities gains (losses)	$0	1,655
Applicable income taxes	$8,742,000	321
Income before extraordinary items	$24,263,000	266
Extraordinary gains, net	$0	33
Net income	$24,263,000	264
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,959,000	411
Cash dividends	$19,050,000	211
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$24,263,000	264
2007-06-30 (YTD Data)		Rank
Total interest income	$72,798,000	335
Total interest expense	$32,502,000	336
Net interest income	$40,296,000	325
Provision for loan and lease losses	$1,047,000	567
Total noninterest income	$17,680,000	267
Gross Fiduciary activities income	$2,704,000	157
Service charges on deposit accounts	$8,867,000	122
Trading account gains and fees	$0	168
Additional Noninterest Income	$6,109,000	381
Total noninterest expense	$34,730,000	296
Salaries and employee benefits	$13,550,000	386
Premises and equipment expense	$4,175,000	347
Additional noninterest expense	$17,005,000	232
Pre-tax net operating income	$22,199,000	292
Securities gains (losses)	$0	1,444
Applicable income taxes	$5,889,000	345
Income before extraordinary items	$16,310,000	283
Extraordinary gains, net	$0	29
Net income	$16,310,000	282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,410,000	352
Cash dividends	$19,050,000	177
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$16,310,000	279
2007-03-31 (YTD Data)		Rank
Total interest income	$35,492,000	343
Total interest expense	$15,737,000	341
Net interest income	$19,755,000	327
Provision for loan and lease losses	$2,208,000	167
Total noninterest income	$8,156,000	271
Gross Fiduciary activities income	$1,255,000	157
Service charges on deposit accounts	$4,153,000	129
Trading account gains and fees	$0	195
Additional Noninterest Income	$2,748,000	403
Total noninterest expense	$17,595,000	294
Salaries and employee benefits	$7,173,000	368
Premises and equipment expense	$2,009,000	360
Additional noninterest expense	$8,413,000	228
Pre-tax net operating income	$8,108,000	374
Securities gains (losses)	$0	1,187
Applicable income taxes	$1,892,000	461
Income before extraordinary items	$6,216,000	358
Extraordinary gains, net	$0	22
Net income	$6,216,000	357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$874,000	265
Cash dividends	$8,000,000	171
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$6,216,000	351
2006-12-31 (YTD Data)		Rank
Total interest income	$136,844,000	326
Total interest expense	$52,882,000	348
Net interest income	$83,962,000	299
Provision for loan and lease losses	$-4,446,000	8,664
Total noninterest income	$32,076,000	259
Gross Fiduciary activities income	$4,404,000	171
Service charges on deposit accounts	$16,911,000	121
Trading account gains and fees	$0	130
Additional Noninterest Income	$10,761,000	398
Total noninterest expense	$64,178,000	309
Salaries and employee benefits	$28,242,000	346
Premises and equipment expense	$7,916,000	339
Additional noninterest expense	$28,020,000	253
Pre-tax net operating income	$56,306,000	254
Securities gains (losses)	$-2,366,000	8,620
Applicable income taxes	$24,035,000	202
Income before extraordinary items	$29,905,000	308
Extraordinary gains, net	$0	51
Net income	$29,905,000	306
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,193,000	213
Cash dividends	$9,708,000	404
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$31,419,240	296
2006-09-30 (YTD Data)		Rank
Total interest income	$100,812,000	335
Total interest expense	$37,521,000	367
Net interest income	$63,291,000	312
Provision for loan and lease losses	$-4,188,000	8,733
Total noninterest income	$23,411,000	281
Gross Fiduciary activities income	$3,159,000	179
Service charges on deposit accounts	$12,618,000	125
Trading account gains and fees	$0	126
Additional Noninterest Income	$7,634,000	421
Total noninterest expense	$48,823,000	321
Salaries and employee benefits	$21,973,000	339
Premises and equipment expense	$5,964,000	345
Additional noninterest expense	$20,886,000	262
Pre-tax net operating income	$42,067,000	269
Securities gains (losses)	$92,000	454
Applicable income taxes	$12,415,000	298
Income before extraordinary items	$29,744,000	256
Extraordinary gains, net	$0	45
Net income	$29,744,000	256
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,324,000	190
Cash dividends	$7,100,000	382
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$29,678,680	256
2006-06-30 (YTD Data)		Rank
Total interest income	$65,023,000	341
Total interest expense	$23,088,000	377
Net interest income	$41,935,000	318
Provision for loan and lease losses	$519,000	945
Total noninterest income	$15,265,000	287
Gross Fiduciary activities income	$2,093,000	189
Service charges on deposit accounts	$8,221,000	130
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,951,000	434
Total noninterest expense	$32,842,000	321
Salaries and employee benefits	$14,375,000	354
Premises and equipment expense	$4,031,000	342
Additional noninterest expense	$14,436,000	257
Pre-tax net operating income	$23,839,000	309
Securities gains (losses)	$92,000	365
Applicable income taxes	$7,219,000	325
Income before extraordinary items	$16,712,000	305
Extraordinary gains, net	$0	39
Net income	$16,712,000	305
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,617,000	182
Cash dividends	$3,100,000	554
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$16,647,600	300
2006-03-31 (YTD Data)		Rank
Total interest income	$31,110,000	346
Total interest expense	$10,395,000	396
Net interest income	$20,715,000	318
Provision for loan and lease losses	$519,000	469
Total noninterest income	$7,425,000	290
Gross Fiduciary activities income	$989,000	190
Service charges on deposit accounts	$3,851,000	137
Trading account gains and fees	$0	115
Additional Noninterest Income	$2,585,000	423
Total noninterest expense	$15,906,000	327
Salaries and employee benefits	$7,163,000	358
Premises and equipment expense	$1,991,000	348
Additional noninterest expense	$6,752,000	266
Pre-tax net operating income	$11,715,000	302
Securities gains (losses)	$92,000	262
Applicable income taxes	$3,560,000	321
Income before extraordinary items	$8,247,000	297
Extraordinary gains, net	$0	21
Net income	$8,247,000	296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$718,000	258
Cash dividends	$3,100,000	301
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$8,182,600	295
2005-12-31 (YTD Data)		Rank
Total interest income	$109,248,000	344
Total interest expense	$33,184,000	387
Net interest income	$76,064,000	331
Provision for loan and lease losses	$14,836,000	112
Total noninterest income	$28,904,000	297
Gross Fiduciary activities income	$3,759,000	188
Service charges on deposit accounts	$16,229,000	128
Trading account gains and fees	$0	138
Additional Noninterest Income	$8,916,000	462
Total noninterest expense	$59,378,000	333
Salaries and employee benefits	$25,357,000	379
Premises and equipment expense	$7,751,000	331
Additional noninterest expense	$26,270,000	276
Pre-tax net operating income	$30,754,000	397
Securities gains (losses)	$3,000	1,899
Applicable income taxes	$-191,000	8,671
Income before extraordinary items	$30,948,000	299
Extraordinary gains, net	$0	46
Net income	$30,948,000	300
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,185,000	236
Cash dividends	$22,450,000	221
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$30,945,000	297
2005-09-30 (YTD Data)		Rank
Total interest income	$79,464,000	345
Total interest expense	$23,645,000	383
Net interest income	$55,819,000	332
Provision for loan and lease losses	$14,462,000	94
Total noninterest income	$21,803,000	301
Gross Fiduciary activities income	$2,808,000	188
Service charges on deposit accounts	$12,589,000	121
Trading account gains and fees	$0	126
Additional Noninterest Income	$6,406,000	478
Total noninterest expense	$42,905,000	337
Salaries and employee benefits	$18,813,000	377
Premises and equipment expense	$5,578,000	339
Additional noninterest expense	$18,514,000	287
Pre-tax net operating income	$20,255,000	443
Securities gains (losses)	$3,000	1,906
Applicable income taxes	$5,563,000	483
Income before extraordinary items	$14,695,000	422
Extraordinary gains, net	$0	35
Net income	$14,695,000	422
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,411,000	222
Cash dividends	$19,150,000	195
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$14,692,810	411
2005-06-30 (YTD Data)		Rank
Total interest income	$51,609,000	339
Total interest expense	$14,542,000	384
Net interest income	$37,067,000	327
Provision for loan and lease losses	$2,826,000	204
Total noninterest income	$15,517,000	286
Gross Fiduciary activities income	$1,860,000	184
Service charges on deposit accounts	$8,732,000	113
Trading account gains and fees	$0	116
Additional Noninterest Income	$4,925,000	440
Total noninterest expense	$28,388,000	340
Salaries and employee benefits	$12,208,000	384
Premises and equipment expense	$3,660,000	337
Additional noninterest expense	$12,520,000	280
Pre-tax net operating income	$21,370,000	312
Securities gains (losses)	$3,000	1,754
Applicable income taxes	$6,485,000	336
Income before extraordinary items	$14,888,000	308
Extraordinary gains, net	$0	30
Net income	$14,888,000	308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,476,000	199
Cash dividends	$14,650,000	157
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$14,885,900	302
2005-03-31 (YTD Data)		Rank
Total interest income	$25,170,000	337
Total interest expense	$6,708,000	385
Net interest income	$18,462,000	327
Provision for loan and lease losses	$1,544,000	186
Total noninterest income	$7,337,000	291
Gross Fiduciary activities income	$855,000	192
Service charges on deposit accounts	$4,151,000	119
Trading account gains and fees	$0	115
Additional Noninterest Income	$2,331,000	437
Total noninterest expense	$13,838,000	339
Salaries and employee benefits	$6,012,000	382
Premises and equipment expense	$1,796,000	347
Additional noninterest expense	$6,030,000	288
Pre-tax net operating income	$10,417,000	314
Securities gains (losses)	$288,000	203
Applicable income taxes	$3,248,000	334
Income before extraordinary items	$7,457,000	295
Extraordinary gains, net	$0	24
Net income	$7,457,000	295
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,244,000	205
Cash dividends	$9,200,000	118
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$7,255,400	297
2004-12-31 (YTD Data)		Rank
Total interest income	$91,148,000	342
Total interest expense	$20,385,000	419
Net interest income	$70,763,000	326
Provision for loan and lease losses	$6,429,000	208
Total noninterest income	$33,141,000	273
Gross Fiduciary activities income	$3,394,000	193
Service charges on deposit accounts	$19,442,000	119
Trading account gains and fees	$0	138
Additional Noninterest Income	$10,305,000	402
Total noninterest expense	$53,882,000	345
Salaries and employee benefits	$22,444,000	403
Premises and equipment expense	$7,653,000	312
Additional noninterest expense	$23,785,000	298
Pre-tax net operating income	$43,593,000	285
Securities gains (losses)	$0	3,819
Applicable income taxes	$13,213,000	313
Income before extraordinary items	$30,380,000	279
Extraordinary gains, net	$0	34
Net income	$30,380,000	279
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,929,000	212
Cash dividends	$17,550,000	238
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$30,380,000	272
2004-09-30 (YTD Data)		Rank
Total interest income	$67,179,000	344
Total interest expense	$14,628,000	428
Net interest income	$52,551,000	325
Provision for loan and lease losses	$4,202,000	235
Total noninterest income	$26,025,000	274
Gross Fiduciary activities income	$2,447,000	195
Service charges on deposit accounts	$14,598,000	121
Trading account gains and fees	$0	134
Additional Noninterest Income	$8,980,000	371
Total noninterest expense	$40,053,000	349
Salaries and employee benefits	$16,717,000	410
Premises and equipment expense	$5,646,000	315
Additional noninterest expense	$17,690,000	301
Pre-tax net operating income	$34,321,000	276
Securities gains (losses)	$0	3,710
Applicable income taxes	$10,532,000	297
Income before extraordinary items	$23,789,000	279
Extraordinary gains, net	$0	26
Net income	$23,789,000	280
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,977,000	221
Cash dividends	$14,050,000	217
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$23,789,000	267
2004-06-30 (YTD Data)		Rank
Total interest income	$44,084,000	347
Total interest expense	$9,335,000	447
Net interest income	$34,749,000	323
Provision for loan and lease losses	$2,514,000	268
Total noninterest income	$18,856,000	263
Gross Fiduciary activities income	$1,603,000	200
Service charges on deposit accounts	$9,470,000	121
Trading account gains and fees	$0	130
Additional Noninterest Income	$7,783,000	326
Total noninterest expense	$26,936,000	340
Salaries and employee benefits	$11,245,000	413
Premises and equipment expense	$3,738,000	315
Additional noninterest expense	$11,953,000	288
Pre-tax net operating income	$24,155,000	265
Securities gains (losses)	$0	3,413
Applicable income taxes	$7,463,000	285
Income before extraordinary items	$16,692,000	269
Extraordinary gains, net	$0	21
Net income	$16,692,000	270
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,514,000	228
Cash dividends	$9,750,000	199
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$16,692,000	260
2004-03-31 (YTD Data)		Rank
Total interest income	$21,843,000	355
Total interest expense	$4,485,000	466
Net interest income	$17,358,000	326
Provision for loan and lease losses	$1,052,000	303
Total noninterest income	$8,807,000	271
Gross Fiduciary activities income	$730,000	208
Service charges on deposit accounts	$4,625,000	121
Trading account gains and fees	$0	121
Additional Noninterest Income	$3,452,000	339
Total noninterest expense	$13,359,000	344
Salaries and employee benefits	$5,794,000	406
Premises and equipment expense	$1,863,000	330
Additional noninterest expense	$5,702,000	293
Pre-tax net operating income	$11,754,000	262
Securities gains (losses)	$0	2,934
Applicable income taxes	$3,613,000	287
Income before extraordinary items	$8,141,000	273
Extraordinary gains, net	$0	16
Net income	$8,141,000	274
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,052,000	265
Cash dividends	$6,550,000	151
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$8,141,000	258
2003-12-31 (YTD Data)		Rank
Total interest income	$83,368,000	367
Total interest expense	$19,301,000	477
Net interest income	$64,067,000	340
Provision for loan and lease losses	$5,720,000	301
Total noninterest income	$26,201,000	340
Gross Fiduciary activities income	$2,884,000	207
Service charges on deposit accounts	$19,487,000	123
Trading account gains and fees	$0	160
Additional Noninterest Income	$3,830,000	927
Total noninterest expense	$54,386,000	348
Salaries and employee benefits	$22,030,000	409
Premises and equipment expense	$7,291,000	342
Additional noninterest expense	$25,065,000	286
Pre-tax net operating income	$30,162,000	347
Securities gains (losses)	$364,000	934
Applicable income taxes	$9,226,000	390
Income before extraordinary items	$21,300,000	367
Extraordinary gains, net	$0	54
Net income	$21,300,000	368
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,805,000	291
Cash dividends	$22,475,000	217
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$21,045,200	344
2003-09-30 (YTD Data)		Rank
Total interest income	$61,818,000	383
Total interest expense	$14,832,000	491
Net interest income	$46,986,000	352
Provision for loan and lease losses	$3,970,000	326
Total noninterest income	$19,242,000	353
Gross Fiduciary activities income	$2,050,000	223
Service charges on deposit accounts	$14,468,000	129
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,724,000	984
Total noninterest expense	$40,174,000	355
Salaries and employee benefits	$16,900,000	409
Premises and equipment expense	$5,340,000	349
Additional noninterest expense	$17,934,000	300
Pre-tax net operating income	$22,084,000	363
Securities gains (losses)	$354,000	864
Applicable income taxes	$6,880,000	407
Income before extraordinary items	$15,558,000	388
Extraordinary gains, net	$0	40
Net income	$15,558,000	389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,305,000	302
Cash dividends	$13,565,000	258
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$15,313,740	357
2003-06-30 (YTD Data)		Rank
Total interest income	$40,871,000	392
Total interest expense	$10,223,000	490
Net interest income	$30,648,000	362
Provision for loan and lease losses	$2,209,000	371
Total noninterest income	$12,537,000	363
Gross Fiduciary activities income	$1,467,000	220
Service charges on deposit accounts	$9,432,000	129
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,638,000	1,061
Total noninterest expense	$26,331,000	364
Salaries and employee benefits	$10,955,000	418
Premises and equipment expense	$3,388,000	370
Additional noninterest expense	$11,988,000	299
Pre-tax net operating income	$14,645,000	366
Securities gains (losses)	$354,000	723
Applicable income taxes	$4,593,000	411
Income before extraordinary items	$10,406,000	390
Extraordinary gains, net	$0	30
Net income	$10,406,000	391
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,209,000	307
Cash dividends	$7,580,000	249
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$10,161,740	362
2003-03-31 (YTD Data)		Rank
Total interest income	$20,101,000	405
Total interest expense	$5,149,000	498
Net interest income	$14,952,000	375
Provision for loan and lease losses	$1,193,000	342
Total noninterest income	$6,395,000	363
Gross Fiduciary activities income	$690,000	234
Service charges on deposit accounts	$4,685,000	132
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,020,000	877
Total noninterest expense	$12,926,000	370
Salaries and employee benefits	$5,480,000	421
Premises and equipment expense	$1,645,000	384
Additional noninterest expense	$5,801,000	303
Pre-tax net operating income	$7,228,000	368
Securities gains (losses)	$346,000	464
Applicable income taxes	$2,313,000	417
Income before extraordinary items	$5,261,000	371
Extraordinary gains, net	$0	21
Net income	$5,261,000	372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,193,000	296
Cash dividends	$4,080,000	220
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$5,022,260	353
2002-12-31 (YTD Data)		Rank
Total interest income	$88,166,000	391
Total interest expense	$22,784,000	515
Net interest income	$65,382,000	348
Provision for loan and lease losses	$6,803,000	310
Total noninterest income	$25,694,000	343
Gross Fiduciary activities income	$2,950,000	226
Service charges on deposit accounts	$19,056,000	129
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,688,000	875
Total noninterest expense	$42,902,000	423
Salaries and employee benefits	$21,074,000	411
Premises and equipment expense	$6,683,000	372
Additional noninterest expense	$15,145,000	423
Pre-tax net operating income	$41,371,000	275
Securities gains (losses)	$-125,000	9,151
Applicable income taxes	$13,138,000	306
Income before extraordinary items	$28,108,000	288
Extraordinary gains, net	$0	70
Net income	$28,108,000	288
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,570,000	304
Cash dividends	$16,763,000	253
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$28,193,000	274
2001-12-31 (YTD Data)		Rank
Total interest income	$90,256,000	422
Total interest expense	$37,404,000	470
Net interest income	$52,852,000	391
Provision for loan and lease losses	$3,640,000	453
Total noninterest income	$21,948,000	367
Gross Fiduciary activities income	$2,575,000	249
Service charges on deposit accounts	$15,019,000	138
Trading account gains and fees	$0	177
Additional Noninterest Income	$4,354,000	725
Total noninterest expense	$44,662,000	394
Salaries and employee benefits	$19,915,000	406
Premises and equipment expense	$7,301,000	338
Additional noninterest expense	$17,446,000	392
Pre-tax net operating income	$26,498,000	346
Securities gains (losses)	$-46,000	9,438
Applicable income taxes	$8,544,000	370
Income before extraordinary items	$17,908,000	356
Extraordinary gains, net	$0	105
Net income	$17,908,000	356
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,640,000	388
Cash dividends	$18,030,000	252
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$17,939,280	342
2000-12-31 (YTD Data)		Rank
Total interest income	$87,178,000	460
Total interest expense	$37,018,000	527
Net interest income	$50,160,000	401
Provision for loan and lease losses	$4,957,000	320
Total noninterest income	$25,165,000	325
Gross Fiduciary activities income	$2,645,000	246
Service charges on deposit accounts	$14,698,000	139
Trading account gains and fees	$0	180
Additional Noninterest Income	$7,822,000	482
Total noninterest expense	$44,041,000	387
Salaries and employee benefits	$19,081,000	390
Premises and equipment expense	$6,970,000	339
Additional noninterest expense	$17,990,000	382
Pre-tax net operating income	$26,327,000	365
Securities gains (losses)	$-74,000	9,329
Applicable income taxes	$8,724,000	369
Income before extraordinary items	$17,529,000	359
Extraordinary gains, net	$0	38
Net income	$17,529,000	360
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,532,000	341
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$17,578,580	359
1999-12-31 (YTD Data)		Rank
Total interest income	$80,914,000	475
Total interest expense	$30,946,000	547
Net interest income	$49,968,000	427
Provision for loan and lease losses	$4,625,000	318
Total noninterest income	$19,463,000	400
Gross Fiduciary activities income	$2,013,000	328
Service charges on deposit accounts	$13,292,000	154
Trading account gains and fees	$0	173
Additional Noninterest Income	$4,158,000	723
Total noninterest expense	$48,304,000	363
Salaries and employee benefits	$21,598,000	361
Premises and equipment expense	$7,325,000	334
Additional noninterest expense	$19,381,000	369
Pre-tax net operating income	$16,502,000	562
Securities gains (losses)	$55,000	951
Applicable income taxes	$5,519,000	559
Income before extraordinary items	$11,038,000	577
Extraordinary gains, net	$0	35
Net income	$11,038,000	577
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,492,000	289
Cash dividends	$27,100,000	213
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$11,001,150	567
1998-12-31 (YTD Data)		Rank
Total interest income	$67,784,000	543
Total interest expense	$24,789,000	671
Net interest income	$42,995,000	453
Provision for loan and lease losses	$2,854,000	464
Total noninterest income	$12,894,000	512
Gross Fiduciary activities income	$1,340,000	396
Service charges on deposit accounts	$9,137,000	176
Trading account gains and fees	$0	224
Additional Noninterest Income	$2,417,000	1,034
Total noninterest expense	$37,252,000	445
Salaries and employee benefits	$16,439,000	442
Premises and equipment expense	$5,284,000	419
Additional noninterest expense	$15,529,000	416
Pre-tax net operating income	$15,783,000	531
Securities gains (losses)	$0	4,449
Applicable income taxes	$5,062,000	576
Income before extraordinary items	$10,721,000	554
Extraordinary gains, net	$0	32
Net income	$10,721,000	553
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,554,000	343
Cash dividends	$16,720,000	275
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$10,721,000	527
1997-12-31 (YTD Data)		Rank
Total interest income	$67,675,000	549
Total interest expense	$23,350,000	717
Net interest income	$44,325,000	444
Provision for loan and lease losses	$4,260,000	349
Total noninterest income	$12,432,000	487
Gross Fiduciary activities income	$1,197,000	424
Service charges on deposit accounts	$8,996,000	180
Trading account gains and fees	$0	239
Additional Noninterest Income	$2,239,000	1,016
Total noninterest expense	$31,363,000	507
Salaries and employee benefits	$15,193,000	455
Premises and equipment expense	$4,594,000	473
Additional noninterest expense	$11,576,000	517
Pre-tax net operating income	$21,134,000	435
Securities gains (losses)	$-4,000	9,548
Applicable income taxes	$7,748,000	438
Income before extraordinary items	$13,382,000	462
Extraordinary gains, net	$0	44
Net income	$13,382,000	463
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,891,000	329
Cash dividends	$10,100,000	361
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$13,384,560	444
1996-12-31 (YTD Data)		Rank
Total interest income	$60,056,000	634
Total interest expense	$19,970,000	846
Net interest income	$40,086,000	512
Provision for loan and lease losses	$3,018,000	456
Total noninterest income	$14,075,000	478
Gross Fiduciary activities income	$987,000	509
Service charges on deposit accounts	$7,338,000	245
Trading account gains and fees	$0	262
Additional Noninterest Income	$5,750,000	595
Total noninterest expense	$32,692,000	522
Salaries and employee benefits	$13,877,000	519
Premises and equipment expense	$2,308,000	937
Additional noninterest expense	$16,507,000	466
Pre-tax net operating income	$18,451,000	480
Securities gains (losses)	$101,000	960
Applicable income taxes	$6,365,000	493
Income before extraordinary items	$12,187,000	488
Extraordinary gains, net	$0	53
Net income	$12,187,000	488
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,263,000	524
Cash dividends	$9,359,000	446
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$12,120,340	484
1995-12-31 (YTD Data)		Rank
Total interest income	$45,995,000	811
Total interest expense	$15,678,000	1,082
Net interest income	$30,317,000	675
Provision for loan and lease losses	$1,983,000	583
Total noninterest income	$10,346,000	590
Gross Fiduciary activities income	$1,103,000	513
Service charges on deposit accounts	$4,942,000	336
Trading account gains and fees	$0	522
Additional Noninterest Income	$4,301,000	729
Total noninterest expense	$26,273,000	638
Salaries and employee benefits	$10,551,000	664
Premises and equipment expense	$3,370,000	677
Additional noninterest expense	$12,352,000	585
Pre-tax net operating income	$12,407,000	691
Securities gains (losses)	$0	3,831
Applicable income taxes	$4,092,000	707
Income before extraordinary items	$8,315,000	699
Extraordinary gains, net	$0	65
Net income	$8,315,000	699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,990,000	569
Cash dividends	$5,897,000	564
Sale, conversion, retirement of capital stock, net	$12,508,000	42
Net operating income	$8,315,000	691
1994-12-31 (YTD Data)		Rank
Total interest income	$36,532,000	878
Total interest expense	$11,742,000	1,118
Net interest income	$24,790,000	775
Provision for loan and lease losses	$1,010,000	917
Total noninterest income	$9,917,000	596
Gross Fiduciary activities income	$1,147,000	493
Service charges on deposit accounts	$3,833,000	404
Trading account gains and fees	$0	475
Additional Noninterest Income	$4,937,000	650
Total noninterest expense	$25,317,000	672
Salaries and employee benefits	$9,705,000	719
Premises and equipment expense	$4,136,000	567
Additional noninterest expense	$11,476,000	631
Pre-tax net operating income	$8,380,000	931
Securities gains (losses)	$1,000	3,293
Applicable income taxes	$2,779,000	932
Income before extraordinary items	$5,602,000	925
Extraordinary gains, net	$0	249
Net income	$5,602,000	921
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,011,000	857
Cash dividends	$2,247,000	1,014
Sale, conversion, retirement of capital stock, net	$11,550,000	91
Net operating income	$5,601,330	928
1993-12-31 (YTD Data)		Rank
Total interest income	$32,946,000	975
Total interest expense	$10,994,000	1,237
Net interest income	$21,952,000	858
Provision for loan and lease losses	$1,800,000	868
Total noninterest income	$8,987,000	652
Gross Fiduciary activities income	$1,226,000	497
Service charges on deposit accounts	$2,891,000	490
Trading account gains and fees	$0	532
Additional Noninterest Income	$4,870,000	681
Total noninterest expense	$21,235,000	797
Salaries and employee benefits	$8,143,000	853
Premises and equipment expense	$3,319,000	709
Additional noninterest expense	$9,773,000	776
Pre-tax net operating income	$7,904,000	922
Securities gains (losses)	$211,000	1,629
Applicable income taxes	$2,799,000	913
Income before extraordinary items	$5,316,000	974
Extraordinary gains, net	$0	3,149
Net income	$5,316,000	1,003
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,320,000	943
Cash dividends	$360,000	3,906
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$5,176,740	935
1992-12-31 (YTD Data)		Rank
Total interest income	$32,723,000	1,105
Total interest expense	$12,709,000	1,385
Net interest income	$20,014,000	940
Provision for loan and lease losses	$2,791,000	888
Total noninterest income	$8,982,000	643
Gross Fiduciary activities income	$1,109,000	527
Service charges on deposit accounts	$3,079,000	468
Trading account gains and fees	$0	504
Additional Noninterest Income	$4,794,000	695
Total noninterest expense	$19,629,000	860
Salaries and employee benefits	$7,327,000	927
Premises and equipment expense	$3,040,000	792
Additional noninterest expense	$9,262,000	823
Pre-tax net operating income	$6,576,000	989
Securities gains (losses)	$407,000	1,262
Applicable income taxes	$2,456,000	949
Income before extraordinary items	$4,527,000	1,045
Extraordinary gains, net	$0	1,422
Net income	$4,527,000	1,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,310,000	878
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$4,262,450	1,014

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.