Home > Whitney Bank > Net charge- offs to loans
Whitney Bank, Net charge- offs to loans
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0743% | 4,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1123% | 3,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.5732% | 1,038 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 5,784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0371% | 558 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 3,580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1710% | 1,103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 3,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0559% | 5,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6631% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0758% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4395% | 2,110 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0173% | 5,563 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0775% | 3,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0645% | 3,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.2954% | 1,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0200% | 2,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0586% | 449 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 3,656 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0317% | 4,726 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 3,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0017% | 2,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7226% | 1,414 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8131% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3908% | 2,035 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0144% | 5,594 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0963% | 3,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0459% | 3,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0827% | 1,168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0208% | 1,922 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0126% | 5,231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0632% | 2,826 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0742% | 4,804 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1017% | 2,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0927% | 2,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5831% | 1,614 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3688% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3040% | 2,142 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0006% | 5,491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1914% | 2,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0611% | 2,528 |
| Percentage Net Loans Charged-off:Construction & development | -0.0470% | 5,659 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 5,993 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0132% | 5,273 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1991% | 1,688 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1442% | 4,893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2954% | 1,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3313% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4996% | 1,640 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5527% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1817% | 2,210 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0180% | 5,653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3564% | 2,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3056% | 2,704 |
| Percentage Net Loans Charged-off:Construction & development | 1.1563% | 1,422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0457% | 2,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2268% | 2,833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0858% | 1,627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2660% | 2,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4056% | 2,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7444% | 1,771 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5036% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4701% | 2,302 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1842% | 3,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1601% | 3,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.4077% | 1,747 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0206% | 2,757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2298% | 2,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0882% | 1,422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2690% | 2,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1550% | 2,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6777% | 1,753 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0973% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4571% | 2,107 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1714% | 3,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1552% | 3,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.4126% | 1,569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0227% | 2,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2094% | 2,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0763% | 1,252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2464% | 2,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1675% | 2,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4523% | 2,168 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5245% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2836% | 2,485 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1740% | 3,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1529% | 2,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.5079% | 1,126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0293% | 1,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1399% | 2,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0222% | 975 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1726% | 2,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2144% | 1,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2624% | 2,347 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1703% | 574 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2770% | 2,131 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2466% | 4,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1445% | 4,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.3589% | 2,539 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0281% | 3,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0974% | 935 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1953% | 3,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2704% | 1,522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1718% | 3,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3799% | 2,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9302% | 1,759 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4016% | 890 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8857% | 1,595 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0334% | 6,038 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1884% | 4,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1195% | 4,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.1537% | 2,452 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0354% | 2,962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0388% | 821 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2345% | 2,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1863% | 1,438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2502% | 2,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2542% | 2,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8289% | 1,806 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5022% | 819 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7462% | 1,675 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0476% | 6,107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1669% | 4,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1125% | 3,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0712% | 2,236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0645% | 2,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2242% | 2,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1192% | 1,333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2615% | 2,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1713% | 2,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9027% | 1,625 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3851% | 1,373 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8148% | 1,470 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0882% | 6,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2703% | 2,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2209% | 2,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.6734% | 1,307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0850% | 1,703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1885% | 2,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2373% | 877 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1639% | 2,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4566% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8529% | 1,534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6042% | 1,568 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2358% | 6,298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8087% | 2,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6998% | 2,442 |
| Percentage Net Loans Charged-off:Construction & development | 2.9819% | 1,763 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0698% | 3,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1224% | 1,017 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3554% | 2,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2483% | 1,560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4029% | 2,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4278% | 2,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5522% | 1,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0568% | 1,746 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8447% | 2,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7369% | 2,174 |
| Percentage Net Loans Charged-off:Construction & development | 3.1265% | 1,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0932% | 2,801 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1679% | 801 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3469% | 2,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2145% | 1,427 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4038% | 2,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4958% | 1,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5723% | 1,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0761% | 1,505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5931% | 2,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5303% | 2,399 |
| Percentage Net Loans Charged-off:Construction & development | 2.3200% | 1,541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1030% | 2,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1763% | 2,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1587% | 1,258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1837% | 2,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0598% | 1,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0504% | 1,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6996% | 2,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6020% | 1,866 |
| Percentage Net Loans Charged-off:Construction & development | 2.6728% | 1,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0283% | 1,794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2757% | 2,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2011% | 859 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3067% | 1,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6511% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1026% | 1,688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0450% | 2,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0248% | 1,886 |
| Percentage Net Loans Charged-off:Construction & development | 3.6638% | 1,540 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2183% | 2,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3008% | 756 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5794% | 1,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4145% | 1,325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6406% | 1,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4627% | 2,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4272% | 1,983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2025% | 1,604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9742% | 2,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9594% | 1,615 |
| Percentage Net Loans Charged-off:Construction & development | 3.3528% | 1,328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2889% | 1,716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4152% | 524 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4457% | 1,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5093% | 1,037 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4226% | 1,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0316% | 2,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4648% | 1,749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2674% | 1,314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0078% | 1,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0411% | 1,335 |
| Percentage Net Loans Charged-off:Construction & development | 3.0422% | 1,178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4400% | 1,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6434% | 359 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6285% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7428% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5878% | 1,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0457% | 1,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2246% | 1,956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3977% | 1,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7623% | 1,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6795% | 1,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.6493% | 1,397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6866% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6780% | 210 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6887% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7047% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6830% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6850% | 1,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6602% | 2,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6186% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4762% | 2,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3560% | 2,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.3127% | 2,241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3743% | 1,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3973% | 384 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3624% | 1,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4083% | 786 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3488% | 1,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5877% | 2,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9598% | 2,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4111% | 1,104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2084% | 3,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0960% | 2,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0848% | 1,998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1017% | 1,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1064% | 323 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0970% | 2,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1069% | 944 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0942% | 2,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1593% | 3,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7745% | 2,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0982% | 1,344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1895% | 2,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0781% | 2,601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0715% | 1,527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0814% | 990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0943% | 214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0781% | 2,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0777% | 800 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0782% | 1,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1282% | 2,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7554% | 2,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0769% | 1,208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1336% | 2,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 2,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0207% | 1,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0229% | 731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0284% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0221% | 1,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0197% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0228% | 1,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0229% | 2,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7178% | 1,983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0218% | 1,020 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1611% | 3,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 3,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0168% | 1,488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0593% | 1,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0147% | 276 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 3,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0189% | 900 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 2,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0168% | 3,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8927% | 1,829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0069% | 6,804 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1641% | 2,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 2,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0247% | 976 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0240% | 1,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0241% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 2,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0262% | 674 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 2,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0237% | 3,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8708% | 1,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0075% | 6,808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1802% | 1,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0394% | 1,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0410% | 653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0389% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0355% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 1,631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0453% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 1,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0377% | 2,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8931% | 1,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0100% | 6,838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2268% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1015% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 0.1042% | 308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1006% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0996% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1005% | 900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0963% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1013% | 822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0950% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8345% | 1,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0947% | 823 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2900% | 1,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0414% | 2,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0438% | 634 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0418% | 998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0455% | 170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0391% | 2,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0379% | 594 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0394% | 2,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0356% | 3,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2485% | 1,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2996% | 942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3113% | 1,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 2,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0215% | 521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0205% | 877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0232% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0198% | 2,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0203% | 510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 1,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0184% | 2,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3786% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3767% | 777 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3734% | 833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 1,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0201% | 393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0188% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 1,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0192% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0186% | 1,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0186% | 2,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6273% | 685 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4938% | 626 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2076% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0491% | 8,259 |
| Percentage Net Loans Charged-off:Construction & development | -0.0521% | 7,724 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0479% | 8,227 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0611% | 6,173 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0476% | 8,246 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0461% | 5,990 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0479% | 8,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0452% | 7,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2349% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0445% | 7,041 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3216% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1310% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.1410% | 342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1268% | 697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1414% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1293% | 1,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1239% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1304% | 1,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1425% | 3,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0224% | 1,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1747% | 1,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3546% | 1,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1648% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 0.1757% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1578% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1955% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1643% | 867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1648% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1642% | 884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1924% | 2,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0359% | 1,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2070% | 952 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3947% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2205% | 570 |
| Percentage Net Loans Charged-off:Construction & development | 0.2293% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2145% | 398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3121% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2175% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2170% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2176% | 659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2291% | 1,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0379% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2058% | 809 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4053% | 865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1920% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.1963% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1912% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1737% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1919% | 635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1946% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1913% | 626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1885% | 1,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1934% | 1,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1624% | 653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5201% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2225% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 0.2314% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2164% | 766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2304% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2241% | 870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2237% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2242% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2114% | 3,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4586% | 1,264 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5190% | 798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4728% | 1,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1943% | 817 |
| Percentage Net Loans Charged-off:Construction & development | 0.2035% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1929% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1980% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1916% | 858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1963% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1907% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1935% | 2,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3334% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4838% | 729 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4566% | 1,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1633% | 904 |
| Percentage Net Loans Charged-off:Construction & development | 0.1705% | 275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1612% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1624% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1627% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1620% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1629% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1609% | 2,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3240% | 1,340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5634% | 605 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3911% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1693% | 721 |
| Percentage Net Loans Charged-off:Construction & development | 0.1763% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1658% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2036% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1676% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1657% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1679% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1531% | 1,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0656% | 1,702 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4103% | 548 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5150% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1660% | 1,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.1721% | 495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1674% | 902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1349% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1641% | 1,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1669% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1635% | 1,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1585% | 3,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6508% | 1,175 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2550% | 1,250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4898% | 1,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1603% | 1,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.1624% | 403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1592% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1359% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1618% | 1,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1614% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1619% | 1,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1505% | 3,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5795% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1688% | 1,210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5095% | 1,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1814% | 945 |
| Percentage Net Loans Charged-off:Construction & development | 0.1818% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1812% | 581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1594% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1834% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1776% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1846% | 899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1606% | 2,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5968% | 1,163 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1862% | 1,049 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5684% | 969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1898% | 734 |
| Percentage Net Loans Charged-off:Construction & development | 0.1926% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1873% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1997% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1905% | 725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1917% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1902% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1805% | 1,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7926% | 1,038 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1956% | 767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7380% | 1,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5580% | 382 |
| Percentage Net Loans Charged-off:Construction & development | 0.6811% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5003% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2146% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5174% | 414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4874% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5229% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5714% | 2,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2612% | 1,804 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4692% | 1,060 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5301% | 1,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 2,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0271% | 745 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0723% | 1,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3510% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 2,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1072% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 2,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6965% | 2,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3812% | 1,445 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4672% | 1,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5368% | 1,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2709% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5406% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5399% | 244 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7848% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7629% | 828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0272% | 624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0184% | 202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0534% | 488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0567% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3364% | 71 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1868% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9707% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2003% | 261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7922% | 820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0912% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9357% | 185 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6577% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9349% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5212% | 142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8669% | 722 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 1,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 1,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4137% | 389 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0330% | 231 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6367% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6162% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0702% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2158% | 552 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2986% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8783% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5550% | 48 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7670% | 962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0714% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1251% | 311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1462% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1338% | 595 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2998% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0433% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3864% | 157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4349% | 2,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 1,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0941% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7005% | 451 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0852% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2270% | 188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6210% | 2,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0714% | 841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1240% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1495% | 390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0678% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9579% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7829% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0493% | 363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2060% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3051% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5423% | 149 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0523% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4117% | 219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0978% | 1,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7506% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8371% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1232% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |