Home > White Horse Federal Savings and Loan Association > Income and Expense
White Horse Federal Savings and Loan Association, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 12,172 |
| Total interest expense | $1,377,000 | 7,626 |
| Net interest income | $-324,000 | 13,254 |
| Provision for loan and lease losses | $360,000 | 2,633 |
| Total noninterest income | $26,000 | 12,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $6,336,000 | 2,284 |
| Salaries and employee benefits | $1,310,000 | 4,845 |
| Premises and equipment expense | $305,000 | 5,763 |
| Additional noninterest expense | $4,721,000 | 1,333 |
| Pre-tax net operating income | $-6,994,000 | 13,204 |
| Securities gains (losses) | $19,000 | 4,737 |
| Applicable income taxes | $2,000 | 12,040 |
| Income before extraordinary items | $-6,977,000 | 13,182 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-6,977,000 | 13,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,019,000 | 726 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-6,996,000 | 13,174 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 7,851 |
| Total interest expense | $2,702,000 | 5,639 |
| Net interest income | $1,038,000 | 10,945 |
| Provision for loan and lease losses | $2,735,000 | 904 |
| Total noninterest income | $1,261,000 | 2,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,261,000 | 1,712 |
| Total noninterest expense | $3,650,000 | 3,791 |
| Salaries and employee benefits | $1,192,000 | 5,201 |
| Premises and equipment expense | $193,000 | 8,002 |
| Additional noninterest expense | $2,265,000 | 2,532 |
| Pre-tax net operating income | $-4,086,000 | 13,759 |
| Securities gains (losses) | $-10,000 | 13,291 |
| Applicable income taxes | $271,000 | 6,345 |
| Income before extraordinary items | $-4,367,000 | 13,784 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-4,367,000 | 13,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $662,000 | 2,052 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-2,860,000 | 13,893 |
| Net operating income | $-4,357,000 | 13,741 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.