Home > White County Bank > Income and Expense
White County Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,132,000 | 6,245 |
| Total interest expense | $1,777,000 | 6,398 |
| Net interest income | $2,355,000 | 6,019 |
| Provision for loan and lease losses | $615,000 | 1,470 |
| Total noninterest income | $428,000 | 5,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 5,959 |
| Total noninterest expense | $1,197,000 | 7,577 |
| Salaries and employee benefits | $556,000 | 8,000 |
| Premises and equipment expense | $122,000 | 8,192 |
| Additional noninterest expense | $519,000 | 6,370 |
| Pre-tax net operating income | $971,000 | 5,397 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $64,000 | 7,438 |
| Income before extraordinary items | $907,000 | 4,725 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $907,000 | 4,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,638 |
| Cash dividends | $1,100,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $907,000 | 4,685 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 6,299 |
| Total interest expense | $1,813,000 | 6,528 |
| Net interest income | $2,392,000 | 6,000 |
| Provision for loan and lease losses | $-115,000 | 10,332 |
| Total noninterest income | $417,000 | 5,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 3,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 6,846 |
| Total noninterest expense | $1,374,000 | 7,035 |
| Salaries and employee benefits | $749,000 | 6,921 |
| Premises and equipment expense | $128,000 | 8,111 |
| Additional noninterest expense | $497,000 | 6,466 |
| Pre-tax net operating income | $1,550,000 | 4,076 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $276,000 | 5,402 |
| Income before extraordinary items | $1,274,000 | 3,747 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,274,000 | 3,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,546 |
| Cash dividends | $900,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,274,000 | 3,658 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,265,000 | 6,418 |
| Total interest expense | $1,878,000 | 6,511 |
| Net interest income | $2,387,000 | 6,236 |
| Provision for loan and lease losses | $-150,000 | 10,809 |
| Total noninterest income | $426,000 | 5,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,444 |
| Total noninterest expense | $1,481,000 | 6,836 |
| Salaries and employee benefits | $830,000 | 6,630 |
| Premises and equipment expense | $124,000 | 8,390 |
| Additional noninterest expense | $527,000 | 6,295 |
| Pre-tax net operating income | $1,482,000 | 4,535 |
| Securities gains (losses) | $25,000 | 1,745 |
| Applicable income taxes | $280,000 | 5,917 |
| Income before extraordinary items | $1,227,000 | 3,979 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,227,000 | 3,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 10,619 |
| Cash dividends | $1,500,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,206,750 | 3,971 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,332,000 | 6,549 |
| Total interest expense | $1,890,000 | 6,645 |
| Net interest income | $2,442,000 | 6,295 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $300,000 | 6,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,006 |
| Total noninterest expense | $1,494,000 | 7,127 |
| Salaries and employee benefits | $848,000 | 6,728 |
| Premises and equipment expense | $145,000 | 8,181 |
| Additional noninterest expense | $501,000 | 7,047 |
| Pre-tax net operating income | $1,248,000 | 4,991 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $305,000 | 5,774 |
| Income before extraordinary items | $943,000 | 4,717 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $943,000 | 4,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 10,866 |
| Cash dividends | $2,945,000 | 982 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $943,000 | 4,667 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,319,000 | 6,663 |
| Total interest expense | $2,019,000 | 6,422 |
| Net interest income | $2,300,000 | 6,684 |
| Provision for loan and lease losses | $-4,000 | 11,365 |
| Total noninterest income | $210,000 | 8,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,878 |
| Total noninterest expense | $1,676,000 | 6,786 |
| Salaries and employee benefits | $1,018,000 | 5,969 |
| Premises and equipment expense | $181,000 | 7,579 |
| Additional noninterest expense | $477,000 | 7,458 |
| Pre-tax net operating income | $838,000 | 6,691 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $254,000 | 6,590 |
| Income before extraordinary items | $584,000 | 6,703 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $584,000 | 6,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 11,678 |
| Cash dividends | $491,000 | 3,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $584,000 | 6,692 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,066,000 | 6,611 |
| Total interest expense | $1,828,000 | 5,992 |
| Net interest income | $2,238,000 | 6,999 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $152,000 | 9,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 8,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,327 |
| Total noninterest expense | $1,840,000 | 6,592 |
| Salaries and employee benefits | $1,168,000 | 5,374 |
| Premises and equipment expense | $190,000 | 7,649 |
| Additional noninterest expense | $482,000 | 8,033 |
| Pre-tax net operating income | $550,000 | 8,308 |
| Securities gains (losses) | $-300,000 | 12,111 |
| Applicable income taxes | $35,000 | 10,807 |
| Income before extraordinary items | $215,000 | 10,088 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $215,000 | 10,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-157,000 | 12,354 |
| Cash dividends | $192,000 | 5,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $473,000 | 7,557 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,284,000 | 6,538 |
| Total interest expense | $1,841,000 | 6,237 |
| Net interest income | $2,443,000 | 6,650 |
| Provision for loan and lease losses | $-120,000 | 12,936 |
| Total noninterest income | $119,000 | 10,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $1,854,000 | 6,749 |
| Salaries and employee benefits | $1,173,000 | 5,330 |
| Premises and equipment expense | $195,000 | 7,784 |
| Additional noninterest expense | $486,000 | 8,362 |
| Pre-tax net operating income | $828,000 | 6,671 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $190,000 | 7,806 |
| Income before extraordinary items | $663,000 | 6,332 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $663,000 | 6,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 12,808 |
| Cash dividends | $192,000 | 5,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $643,500 | 6,227 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,948,000 | 6,450 |
| Total interest expense | $2,318,000 | 6,363 |
| Net interest income | $2,630,000 | 6,359 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $162,000 | 10,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,638 |
| Total noninterest expense | $1,769,000 | 7,046 |
| Salaries and employee benefits | $1,101,000 | 5,581 |
| Premises and equipment expense | $168,000 | 8,608 |
| Additional noninterest expense | $500,000 | 8,462 |
| Pre-tax net operating income | $1,023,000 | 5,531 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $189,000 | 7,777 |
| Income before extraordinary items | $838,000 | 5,176 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $838,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-122,000 | 13,772 |
| Cash dividends | $163,000 | 5,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $834,720 | 4,889 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.