Home > White County Bank > Assets and Liabilities
White County Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 14 | 7,887 |
| Assets and Liabilities | ||
| Total Assets: | $58,707,000 | 6,326 |
| Cash and due from depository institutions | $2,184,000 | 7,887 |
| Interest-bearing balances | $28,000 | 5,829 |
| Securities | $16,413,000 | 5,515 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $37,947,000 | 6,026 |
| Loan loss allowance | $1,056,000 | 3,274 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $684,000 | 7,034 |
| Other real estate owned | $256,000 | 7,887 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,223,000 | 5,546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,707,000 | 6,326 |
| Total liabilities | $53,806,000 | 6,247 |
| Total deposits | $49,994,000 | 6,249 |
| Interest-bearing deposits | $42,003,000 | 6,340 |
| Deposits held in domestic offices | $49,994,000 | 6,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,467,000 | 2,007 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $345,000 | 6,549 |
| Total equity capital | $4,901,000 | 7,058 |
| Total bank equity capital | $4,901,000 | 7,058 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $960,000 | 3,451 |
| Surplus | $1,540,000 | 6,187 |
| Undivided profits | $2,401,000 | 6,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $875,000 | 2,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $710,000 | 3,322 |
| Earning assets | $54,388,000 | 6,248 |
| Long-term assets (5+ years) | $13,851,000 | 4,130 |
| Average Assets, year-to-date | $57,899,600 | 6,203 |
| Average Assets, quarterly | $58,688,500 | 6,277 |
| Volatile liabilities | $9,698,000 | 5,502 |
| Insider loans | $427,000 | 5,735 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,356,000 | 6,425 |
| Tier 1 (core) risk-based capital | $5,019,000 | 6,984 |
| Tier 2 risk-based capital | $521,430 | 5,189 |
| Total risk weighted assets | $41,179,730 | 5,879 |
| Total unused commitments | $3,356,000 | 6,431 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $59,226,000 | 6,331 |
| Cash and due from depository institutions | $1,366,000 | 8,274 |
| Interest-bearing balances | $12,000 | 6,235 |
| Securities | $18,982,000 | 4,999 |
| Federal funds sold & reverse repurchase agreements | $3,235,000 | 4,609 |
| Net loans & leases | $33,767,000 | 6,296 |
| Loan loss allowance | $612,000 | 4,918 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $743,000 | 6,797 |
| Other real estate owned | $0 | 8,274 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,133,000 | 5,496 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,226,000 | 6,331 |
| Total liabilities | $53,785,000 | 6,264 |
| Total deposits | $52,226,000 | 6,145 |
| Interest-bearing deposits | $44,249,000 | 6,173 |
| Deposits held in domestic offices | $52,226,000 | 6,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,099,000 | 2,343 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,000 | 5,182 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $453,000 | 6,097 |
| Total equity capital | $5,441,000 | 6,757 |
| Total bank equity capital | $5,441,000 | 6,757 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $960,000 | 3,459 |
| Surplus | $1,540,000 | 6,144 |
| Undivided profits | $2,941,000 | 5,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $351,000 | 4,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $782,000 | 2,963 |
| Earning assets | $55,996,000 | 6,229 |
| Long-term assets (5+ years) | $15,186,000 | 3,739 |
| Average Assets, year-to-date | $58,532,000 | 6,177 |
| Average Assets, quarterly | $59,068,500 | 6,267 |
| Volatile liabilities | $7,739,000 | 5,756 |
| Insider loans | $321,000 | 6,301 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,254,000 | 7,203 |
| Tier 1 (core) risk-based capital | $5,212,000 | 6,751 |
| Tier 2 risk-based capital | $481,860 | 5,348 |
| Total risk weighted assets | $38,418,960 | 6,033 |
| Total unused commitments | $2,254,000 | 7,215 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 20 | 7,112 |
| Assets and Liabilities | ||
| Total Assets: | $58,722,000 | 6,434 |
| Cash and due from depository institutions | $1,877,000 | 7,112 |
| Interest-bearing balances | $3,000 | 6,460 |
| Securities | $23,754,000 | 4,364 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $31,176,000 | 6,715 |
| Loan loss allowance | $762,000 | 4,208 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $764,000 | 6,745 |
| Other real estate owned | $0 | 7,112 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,151,000 | 5,482 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,722,000 | 6,434 |
| Total liabilities | $53,723,000 | 6,336 |
| Total deposits | $50,812,000 | 6,338 |
| Interest-bearing deposits | $43,796,000 | 6,289 |
| Deposits held in domestic offices | $50,812,000 | 6,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,512,000 | 1,970 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $14,000 | 5,036 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $385,000 | 6,868 |
| Total equity capital | $4,999,000 | 7,170 |
| Total bank equity capital | $4,999,000 | 7,170 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $960,000 | 3,553 |
| Surplus | $1,540,000 | 6,216 |
| Undivided profits | $2,499,000 | 6,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 6,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $724,000 | 3,235 |
| Earning assets | $54,933,000 | 6,350 |
| Long-term assets (5+ years) | $17,708,000 | 3,029 |
| Average Assets, year-to-date | $59,522,400 | 6,188 |
| Average Assets, quarterly | $59,029,500 | 6,360 |
| Volatile liabilities | $7,509,000 | 5,921 |
| Insider loans | $247,000 | 7,052 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,988,000 | 6,529 |
| Tier 1 (core) risk-based capital | $4,839,000 | 7,154 |
| Tier 2 risk-based capital | $457,080 | 5,495 |
| Total risk weighted assets | $36,261,080 | 6,317 |
| Total unused commitments | $2,988,000 | 6,536 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 20 | 7,449 |
| Assets and Liabilities | ||
| Total Assets: | $60,736,000 | 6,473 |
| Cash and due from depository institutions | $1,552,000 | 7,449 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $29,888,000 | 3,916 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $27,341,000 | 7,315 |
| Loan loss allowance | $845,000 | 4,041 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $749,000 | 6,925 |
| Other real estate owned | $0 | 7,449 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,206,000 | 5,467 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,736,000 | 6,473 |
| Total liabilities | $55,628,000 | 6,378 |
| Total deposits | $53,889,000 | 6,307 |
| Interest-bearing deposits | $45,929,000 | 6,314 |
| Deposits held in domestic offices | $53,889,000 | 6,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,250,000 | 2,613 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $21,000 | 5,184 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $468,000 | 6,203 |
| Total equity capital | $5,108,000 | 7,156 |
| Total bank equity capital | $5,108,000 | 7,156 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $960,000 | 3,781 |
| Surplus | $1,540,000 | 6,368 |
| Undivided profits | $2,608,000 | 6,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 6,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $659,000 | 3,501 |
| Earning assets | $57,229,000 | 6,342 |
| Long-term assets (5+ years) | $13,955,000 | 3,423 |
| Average Assets, year-to-date | $61,195,000 | 6,272 |
| Average Assets, quarterly | $60,665,000 | 6,428 |
| Volatile liabilities | $5,385,000 | 6,860 |
| Insider loans | $119,000 | 8,562 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,423,000 | 6,989 |
| Tier 1 (core) risk-based capital | $5,111,000 | 7,060 |
| Tier 2 risk-based capital | $417,410 | 5,958 |
| Total risk weighted assets | $32,965,410 | 6,736 |
| Total unused commitments | $2,423,000 | 7,003 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 26 | 6,632 |
| Assets and Liabilities | ||
| Total Assets: | $62,948,000 | 6,408 |
| Cash and due from depository institutions | $1,564,000 | 6,632 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $33,623,000 | 3,732 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,267 |
| Net loans & leases | $25,065,000 | 7,718 |
| Loan loss allowance | $813,000 | 4,200 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $511,000 | 8,227 |
| Other real estate owned | $0 | 6,632 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,185,000 | 5,620 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,948,000 | 6,408 |
| Total liabilities | $55,786,000 | 6,470 |
| Total deposits | $54,667,000 | 6,355 |
| Interest-bearing deposits | $46,582,000 | 6,388 |
| Deposits held in domestic offices | $54,667,000 | 6,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $650,000 | 2,947 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $28,000 | 4,832 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $441,000 | 6,745 |
| Total equity capital | $7,162,000 | 5,768 |
| Total bank equity capital | $7,162,000 | 5,768 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $960,000 | 3,971 |
| Surplus | $1,540,000 | 6,442 |
| Undivided profits | $4,662,000 | 4,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $445,000 | 4,570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $654,000 | 3,642 |
| Earning assets | $59,688,000 | 6,248 |
| Long-term assets (5+ years) | $9,629,000 | 4,122 |
| Average Assets, year-to-date | $63,705,400 | 6,177 |
| Average Assets, quarterly | $63,379,000 | 6,318 |
| Volatile liabilities | $3,413,000 | 8,170 |
| Insider loans | $149,000 | 8,528 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $991,000 | 8,984 |
| Tier 1 (core) risk-based capital | $7,113,000 | 5,657 |
| Tier 2 risk-based capital | $383,110 | 6,369 |
| Total risk weighted assets | $30,218,610 | 7,145 |
| Total unused commitments | $991,000 | 8,995 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $64,680,000 | 6,281 |
| Cash and due from depository institutions | $2,339,000 | 6,680 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $36,385,000 | 3,606 |
| Federal funds sold & reverse repurchase agreements | $2,550,000 | 3,187 |
| Net loans & leases | $21,822,000 | 8,370 |
| Loan loss allowance | $729,000 | 4,681 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $376,000 | 9,310 |
| Other real estate owned | $9,000 | 6,680 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,199,000 | 5,927 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,680,000 | 6,281 |
| Total liabilities | $57,992,000 | 6,331 |
| Total deposits | $57,596,000 | 6,137 |
| Interest-bearing deposits | $50,700,000 | 6,006 |
| Deposits held in domestic offices | $57,596,000 | 6,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $396,000 | 6,131 |
| Total equity capital | $6,688,000 | 5,760 |
| Total bank equity capital | $6,688,000 | 5,760 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $960,000 | 4,144 |
| Surplus | $1,540,000 | 6,513 |
| Undivided profits | $4,188,000 | 4,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $348,000 | 5,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $438,000 | 4,779 |
| Earning assets | $60,757,000 | 6,161 |
| Long-term assets (5+ years) | $9,603,000 | 4,216 |
| Average Assets, year-to-date | $65,757,200 | 6,104 |
| Average Assets, quarterly | $65,658,500 | 6,180 |
| Volatile liabilities | $4,584,000 | 7,049 |
| Insider loans | $143,000 | 8,855 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $582,000 | 10,112 |
| Tier 1 (core) risk-based capital | $7,020,000 | 5,614 |
| Tier 2 risk-based capital | $344,940 | 6,896 |
| Total risk weighted assets | $27,211,340 | 7,669 |
| Total unused commitments | $582,000 | 10,118 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $65,744,000 | 6,366 |
| Cash and due from depository institutions | $1,420,000 | 6,753 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $41,381,000 | 3,362 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 6,129 |
| Net loans & leases | $19,591,000 | 8,919 |
| Loan loss allowance | $572,000 | 5,788 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $409,000 | 9,347 |
| Other real estate owned | $178,000 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $965,000 | 6,273 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,744,000 | 6,366 |
| Total liabilities | $58,747,000 | 6,445 |
| Total deposits | $58,352,000 | 6,273 |
| Interest-bearing deposits | $52,101,000 | 6,139 |
| Deposits held in domestic offices | $58,352,000 | 6,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $395,000 | 6,335 |
| Total equity capital | $6,997,000 | 5,603 |
| Total bank equity capital | $6,997,000 | 5,603 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $960,000 | 4,302 |
| Surplus | $1,540,000 | 6,537 |
| Undivided profits | $4,497,000 | 4,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $234,000 | 7,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $429,000 | 4,362 |
| Earning assets | $62,772,000 | 6,181 |
| Long-term assets (5+ years) | $8,660,000 | 4,768 |
| Average Assets, year-to-date | $65,413,800 | 6,254 |
| Average Assets, quarterly | $64,929,500 | 6,375 |
| Volatile liabilities | $4,069,000 | 7,255 |
| Insider loans | $123,000 | 9,370 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $185,000 | 11,531 |
| Tier 1 (core) risk-based capital | $6,997,000 | 5,526 |
| Tier 2 risk-based capital | $315,640 | 7,369 |
| Total risk weighted assets | $24,994,840 | 8,131 |
| Total unused commitments | $185,000 | 11,538 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 29 | 6,705 |
| Assets and Liabilities | ||
| Total Assets: | $66,779,000 | 6,366 |
| Cash and due from depository institutions | $2,295,000 | 6,705 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $42,024,000 | 3,256 |
| Federal funds sold & reverse repurchase agreements | $850,000 | 9,103 |
| Net loans & leases | $19,954,000 | 8,936 |
| Loan loss allowance | $623,000 | 5,484 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $400,000 | 9,667 |
| Other real estate owned | $157,000 | 6,705 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,099,000 | 5,892 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,779,000 | 6,366 |
| Total liabilities | $60,253,000 | 6,408 |
| Total deposits | $59,723,000 | 6,279 |
| Interest-bearing deposits | $53,195,000 | 6,157 |
| Deposits held in domestic offices | $59,723,000 | 6,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $530,000 | 5,577 |
| Total equity capital | $6,526,000 | 5,709 |
| Total bank equity capital | $6,526,000 | 5,709 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $960,000 | 4,507 |
| Surplus | $1,540,000 | 6,477 |
| Undivided profits | $4,026,000 | 4,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $696,000 | 4,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $464,000 | 4,392 |
| Earning assets | $62,828,000 | 6,213 |
| Long-term assets (5+ years) | $5,044,000 | 6,466 |
| Average Assets, year-to-date | $66,632,400 | 6,237 |
| Average Assets, quarterly | $66,198,000 | 6,349 |
| Volatile liabilities | $4,700,000 | 6,829 |
| Insider loans | $148,000 | 4,698 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $188,000 | 11,742 |
| Tier 1 (core) risk-based capital | $6,526,000 | 5,643 |
| Tier 2 risk-based capital | $315,400 | 7,365 |
| Total risk weighted assets | $24,924,400 | 8,275 |
| Total unused commitments | $188,000 | 11,759 |
| Derivatives | $0 | 651 |