Home > Wheeling National Bank > Income and Expense
Wheeling National Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $46,575,000 | 738 |
| Total interest expense | $30,089,000 | 571 |
| Net interest income | $16,486,000 | 1,080 |
| Provision for loan and lease losses | $1,460,000 | 927 |
| Total noninterest income | $1,999,000 | 2,018 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $951,000 | 1,562 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,048,000 | 1,972 |
| Total noninterest expense | $13,215,000 | 1,123 |
| Salaries and employee benefits | $5,227,000 | 1,454 |
| Premises and equipment expense | $2,093,000 | 1,001 |
| Additional noninterest expense | $5,895,000 | 843 |
| Pre-tax net operating income | $3,810,000 | 1,850 |
| Securities gains (losses) | $475,000 | 630 |
| Applicable income taxes | $152,000 | 5,425 |
| Income before extraordinary items | $4,133,000 | 1,316 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,133,000 | 1,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,039,000 | 912 |
| Cash dividends | $2,700,000 | 1,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,677,000 | 1,406 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $52,402,000 | 697 |
| Total interest expense | $33,501,000 | 572 |
| Net interest income | $18,901,000 | 917 |
| Provision for loan and lease losses | $910,000 | 1,151 |
| Total noninterest income | $1,425,000 | 2,438 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $908,000 | 1,508 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $517,000 | 2,899 |
| Total noninterest expense | $12,236,000 | 1,138 |
| Salaries and employee benefits | $4,948,000 | 1,430 |
| Premises and equipment expense | $2,154,000 | 929 |
| Additional noninterest expense | $5,134,000 | 935 |
| Pre-tax net operating income | $7,180,000 | 1,055 |
| Securities gains (losses) | $8,000 | 1,222 |
| Applicable income taxes | $1,677,000 | 1,372 |
| Income before extraordinary items | $5,511,000 | 971 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,511,000 | 971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $738,000 | 928 |
| Cash dividends | $2,700,000 | 1,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,504,840 | 973 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $46,992,000 | 733 |
| Total interest expense | $27,944,000 | 592 |
| Net interest income | $19,048,000 | 928 |
| Provision for loan and lease losses | $420,000 | 2,015 |
| Total noninterest income | $1,214,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $896,000 | 1,446 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $318,000 | 3,891 |
| Total noninterest expense | $11,792,000 | 1,174 |
| Salaries and employee benefits | $4,839,000 | 1,426 |
| Premises and equipment expense | $2,090,000 | 964 |
| Additional noninterest expense | $4,863,000 | 981 |
| Pre-tax net operating income | $8,050,000 | 991 |
| Securities gains (losses) | $343,000 | 419 |
| Applicable income taxes | $2,118,000 | 1,172 |
| Income before extraordinary items | $6,275,000 | 897 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,275,000 | 897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 1,506 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,017,750 | 916 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $39,235,000 | 853 |
| Total interest expense | $22,461,000 | 727 |
| Net interest income | $16,774,000 | 1,005 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $1,528,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $717,000 | 1,784 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $811,000 | 2,151 |
| Total noninterest expense | $11,119,000 | 1,188 |
| Salaries and employee benefits | $4,701,000 | 1,395 |
| Premises and equipment expense | $1,917,000 | 1,006 |
| Additional noninterest expense | $4,501,000 | 1,025 |
| Pre-tax net operating income | $6,943,000 | 1,090 |
| Securities gains (losses) | $947,000 | 392 |
| Applicable income taxes | $2,399,000 | 1,056 |
| Income before extraordinary items | $5,491,000 | 987 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,491,000 | 986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $482,000 | 1,295 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,828,100 | 1,080 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $34,837,000 | 984 |
| Total interest expense | $18,027,000 | 911 |
| Net interest income | $16,810,000 | 1,045 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,295,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $750,000 | 1,730 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $545,000 | 2,668 |
| Total noninterest expense | $10,762,000 | 1,234 |
| Salaries and employee benefits | $4,301,000 | 1,514 |
| Premises and equipment expense | $1,935,000 | 1,026 |
| Additional noninterest expense | $4,526,000 | 1,045 |
| Pre-tax net operating income | $7,343,000 | 1,092 |
| Securities gains (losses) | $34,000 | 1,562 |
| Applicable income taxes | $2,645,000 | 1,042 |
| Income before extraordinary items | $4,732,000 | 1,167 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,732,000 | 1,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,047 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,710,240 | 1,146 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $29,435,000 | 1,170 |
| Total interest expense | $13,701,000 | 1,195 |
| Net interest income | $15,734,000 | 1,149 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,371,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $865,000 | 1,545 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $506,000 | 2,896 |
| Total noninterest expense | $11,134,000 | 1,289 |
| Salaries and employee benefits | $4,342,000 | 1,532 |
| Premises and equipment expense | $1,810,000 | 1,157 |
| Additional noninterest expense | $4,982,000 | 1,141 |
| Pre-tax net operating income | $5,971,000 | 1,214 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $2,156,000 | 1,151 |
| Income before extraordinary items | $3,814,000 | 1,304 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,814,000 | 1,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 2,130 |
| Cash dividends | $1,250,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,814,640 | 1,274 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,691,000 | 2,292 |
| Total interest expense | $5,729,000 | 2,682 |
| Net interest income | $8,962,000 | 2,005 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $836,000 | 3,564 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $332,000 | 3,941 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $504,000 | 2,868 |
| Total noninterest expense | $5,804,000 | 2,345 |
| Salaries and employee benefits | $2,496,000 | 2,677 |
| Premises and equipment expense | $873,000 | 2,299 |
| Additional noninterest expense | $2,435,000 | 2,041 |
| Pre-tax net operating income | $3,994,000 | 1,853 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,482,000 | 1,660 |
| Income before extraordinary items | $2,512,000 | 2,012 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,512,000 | 2,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,894 |
| Cash dividends | $2,000,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,512,000 | 1,986 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,385,000 | 2,450 |
| Total interest expense | $4,382,000 | 2,794 |
| Net interest income | $8,003,000 | 2,259 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $650,000 | 4,378 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $306,000 | 4,292 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $344,000 | 3,752 |
| Total noninterest expense | $5,793,000 | 2,423 |
| Salaries and employee benefits | $2,742,000 | 2,440 |
| Premises and equipment expense | $747,000 | 2,682 |
| Additional noninterest expense | $2,304,000 | 2,293 |
| Pre-tax net operating income | $2,810,000 | 2,519 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $966,000 | 2,314 |
| Income before extraordinary items | $1,847,000 | 2,629 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,847,000 | 2,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,055 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,845,020 | 2,652 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,510,000 | 2,466 |
| Total interest expense | $5,002,000 | 2,568 |
| Net interest income | $7,508,000 | 2,386 |
| Provision for loan and lease losses | $428,000 | 2,343 |
| Total noninterest income | $651,000 | 4,669 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $319,000 | 4,203 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $332,000 | 4,227 |
| Total noninterest expense | $5,556,000 | 2,576 |
| Salaries and employee benefits | $2,307,000 | 2,856 |
| Premises and equipment expense | $718,000 | 2,815 |
| Additional noninterest expense | $2,531,000 | 2,205 |
| Pre-tax net operating income | $2,175,000 | 3,051 |
| Securities gains (losses) | $95,000 | 2,571 |
| Applicable income taxes | $836,000 | 2,662 |
| Income before extraordinary items | $1,434,000 | 3,382 |
| Extraordinary gains, net | $-93,000 | 12,897 |
| Net income | $1,341,000 | 3,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $581,000 | 1,621 |
| Cash dividends | $471,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,373,200 | 3,321 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,472,000 | 2,428 |
| Total interest expense | $7,022,000 | 2,400 |
| Net interest income | $7,450,000 | 2,429 |
| Provision for loan and lease losses | $2,505,000 | 965 |
| Total noninterest income | $759,000 | 4,133 |
| Gross Fiduciary activities income | $1,000 | 1,642 |
| Service charges on deposit accounts | $347,000 | 3,946 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $411,000 | 3,642 |
| Total noninterest expense | $6,124,000 | 2,369 |
| Salaries and employee benefits | $2,273,000 | 2,851 |
| Premises and equipment expense | $835,000 | 2,468 |
| Additional noninterest expense | $3,016,000 | 1,990 |
| Pre-tax net operating income | $-420,000 | 13,242 |
| Securities gains (losses) | $-37,000 | 13,622 |
| Applicable income taxes | $-204,000 | 13,652 |
| Income before extraordinary items | $-253,000 | 13,222 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-253,000 | 13,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,686,000 | 1,088 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-229,320 | 13,090 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.