Home > Whatcom State Bank > Loan Charge- Offs and Recoveries

Whatcom State Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$195,0003,169
Loans secured by real estate, total$20,0002,869
To non-U.S. addresseesNANA
Real estate loans in domestic offices$20,0002,867
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$20,0002,129
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$79,0002,642
Loans to individuals$96,0002,491
Credit card loan charge offs$23,0001,364
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$73,0002,645
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$96,0002,188
Loans secured by real estate, total$10,0002,135
To non-U.S. addresseesNANA
Real estate loans in domestic offices$10,0002,136
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$10,0001,424
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$84,0001,007
Loans to individuals$2,0006,491
Credit card loan recoveries$1,0002,046
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,0006,728
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$99,0003,669
Loans secured by real estate, total$10,0002,911
To non-U.S. addresseesNANA
Real estate loans in domestic offices$10,0002,909
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$10,0002,357
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-5,0009,154
To non-U.S. addresseesNANA
Loans to individuals$94,0002,033
Credit card loan net charge offs$22,0001,240
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$72,0002,052
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$416,0001,978
Loans secured by real estate, total$36,0002,383
To non-U.S. addresseesNANA
Real estate loans in domestic offices$36,0002,383
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$36,0001,688
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$265,0001,131
Loans to individuals$115,0002,332
Credit card loan charge offs$35,0001,194
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$80,0002,602
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$173,0001,515
Loans secured by real estate, total$19,0001,833
To non-U.S. addresseesNANA
Real estate loans in domestic offices$19,0001,833
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$19,0001,131
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$103,000967
Loans to individuals$51,0001,621
Credit card loan recoveries$13,000702
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$38,0001,824
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$243,0002,252
Loans secured by real estate, total$17,0002,581
To non-U.S. addresseesNANA
Real estate loans in domestic offices$17,0002,579
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$17,0002,002
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$162,0001,269
To non-U.S. addresseesNANA
Loans to individuals$64,0002,762
Credit card loan net charge offs$22,0001,378
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$42,0003,054
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$1,024,0001,090
Loans secured by real estate, total$75,0001,808
To non-U.S. addresseesNANA
Real estate loans in domestic offices$75,0001,808
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$75,0001,192
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$792,000438
Loans to individuals$157,0001,896
Credit card loan charge offs$28,0001,374
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$129,0001,858
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$70,0003,128
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$48,0001,901
Loans to individuals$22,0003,024
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$22,0002,766
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$954,000931
Loans secured by real estate, total$75,0001,430
To non-U.S. addresseesNANA
Real estate loans in domestic offices$75,0001,429
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$75,000979
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$744,000329
To non-U.S. addresseesNANA
Loans to individuals$135,0001,641
Credit card loan net charge offs$28,0001,241
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$107,0001,622
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$578,0001,595
Loans secured by real estate, total$05,487
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,481
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$420,000733
Loans to individuals$158,0001,714
Credit card loan charge offs$16,0001,675
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$142,0001,542
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$32,0005,150
Loans secured by real estate, total$05,162
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$14,0004,078
Loans to individuals$18,0003,469
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$18,0003,213
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$546,0001,305
Loans secured by real estate, total$04,386
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,381
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$03,681
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$406,000529
To non-U.S. addresseesNANA
Loans to individuals$140,0001,457
Credit card loan net charge offs$16,0001,496
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$124,0001,268
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$113,0004,806
Loans secured by real estate, total$06,101
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,096
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$97,0002,496
Loans to individuals$16,0006,075
Credit card loan charge offs$11,0001,905
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$5,0007,758
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$15,0007,554
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$4,0006,540
Loans to individuals$11,0004,728
Credit card loan recoveries$5,0001,271
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$6,0005,822
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$98,0003,773
Loans secured by real estate, total$04,935
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,935
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$04,088
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$93,0001,777
To non-U.S. addresseesNANA
Loans to individuals$5,0006,593
Credit card loan net charge offs$6,0002,124
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-1,00010,486
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$117,0005,487
Loans secured by real estate, total$07,166
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,160
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$102,0003,068
Loans to individuals$15,0006,797
Credit card loan charge offs$9,0002,216
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$6,0008,152
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$25,0006,754
Loans secured by real estate, total$06,091
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,082
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$12,0005,362
Loans to individuals$13,0004,721
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$13,0004,441
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$92,0004,735
Loans secured by real estate, total$06,077
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,070
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$04,945
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$90,0002,516
To non-U.S. addresseesNANA
Loans to individuals$2,0008,181
Credit card loan net charge offs$9,0001,970
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-7,00012,485
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$18,00010,892
Loans secured by real estate, total$08,179
To non-U.S. addresseesNANA
Real estate loans in domestic offices$08,166
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,917
Loans to individuals$18,0007,138
Credit card loan charge offs$2,0003,539
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$16,0006,994
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$27,0006,897
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$20,0004,642
Loans to individuals$7,0006,389
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$7,0006,109
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$-9,00012,762
Loans secured by real estate, total$07,205
To non-U.S. addresseesNANA
Real estate loans in domestic offices$07,197
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-20,00012,886
To non-U.S. addresseesNANA
Loans to individuals$11,0006,962
Credit card loan net charge offs$2,0003,295
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$9,0006,838
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.