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WestStar Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$131,092,000421
Total interest expense$40,199,000464
Net interest income$90,893,000399
Provision for loan and lease losses$5,049,000328
Total noninterest income$24,514,000390
Gross Fiduciary activities income$5,830,000241
Service charges on deposit accounts$3,136,000386
Trading account gains and feesNANA
Additional Noninterest Income$15,548,000398
Total noninterest expense$60,072,000497
Salaries and employee benefits$34,670,000457
Premises and equipment expense$8,254,000350
Additional noninterest expense$15,548,000398
Pre-tax net operating income$50,286,000346
Securities gains (losses)$-2,559,0004,427
Applicable income taxes$03,369
Income before extraordinary items$47,727,000294
Extraordinary gains, net$054
Net income$47,727,000297
Minority interest net income$088
Net income of bank and minority interests.$47,727,000296
Net charge-offs$-25,0004,036
Cash dividends$7,799,000582
Sale, conversion, retirement of capital stock, net$0540
Net operating income$50,286,000295
2023-09-30 (YTD Data)Rank
Total interest income$94,784,000425
Total interest expense$26,659,000478
Net interest income$68,125,000406
Provision for loan and lease losses$3,700,000321
Total noninterest income$18,629,000393
Gross Fiduciary activities income$4,338,000243
Service charges on deposit accounts$2,336,000389
Trading account gains and feesNANA
Additional Noninterest Income$11,955,000399
Total noninterest expense$44,785,000496
Salaries and employee benefits$25,817,000463
Premises and equipment expense$6,149,000354
Additional noninterest expense$11,955,000399
Pre-tax net operating income$38,269,000355
Securities gains (losses)$-27,0003,689
Applicable income taxes$03,407
Income before extraordinary items$38,242,000293
Extraordinary gains, net$052
Net income$38,242,000295
Minority interest net income$081
Net income of bank and minority interests.$38,242,000294
Net charge-offs$16,0001,978
Cash dividends$7,799,000438
Sale, conversion, retirement of capital stock, net$0507
Net operating income$38,269,000298
2023-06-30 (YTD Data)Rank
Total interest income$61,047,000415
Total interest expense$15,738,000476
Net interest income$45,309,000405
Provision for loan and lease losses$1,500,000413
Total noninterest income$11,704,000397
Gross Fiduciary activities income$2,873,000241
Service charges on deposit accounts$1,526,000385
Trading account gains and feesNANA
Additional Noninterest Income$7,305,000405
Total noninterest expense$29,814,000483
Salaries and employee benefits$17,242,000453
Premises and equipment expense$4,031,000354
Additional noninterest expense$7,305,000405
Pre-tax net operating income$25,699,000354
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$25,699,000295
Extraordinary gains, net$051
Net income$25,699,000300
Minority interest net income$081
Net income of bank and minority interests.$25,699,000295
Net charge-offs$9,0001,852
Cash dividends$4,771,000460
Sale, conversion, retirement of capital stock, net$0486
Net operating income$25,699,000297
2023-03-31 (YTD Data)Rank
Total interest income$30,020,000420
Total interest expense$6,972,000468
Net interest income$23,048,000409
Provision for loan and lease losses$750,000407
Total noninterest income$5,554,000415
Gross Fiduciary activities income$1,418,000250
Service charges on deposit accounts$747,000405
Trading account gains and feesNANA
Additional Noninterest Income$3,389,000429
Total noninterest expense$15,373,000478
Salaries and employee benefits$8,780,000458
Premises and equipment expense$2,127,000347
Additional noninterest expense$3,389,000429
Pre-tax net operating income$12,479,000371
Securities gains (losses)$14,000508
Applicable income taxes$03,388
Income before extraordinary items$12,493,000311
Extraordinary gains, net$04
Net income$12,493,000312
Minority interest net income$048
Net income of bank and minority interests.$12,493,000312
Net charge-offs$-2,0003,519
Cash dividends$2,150,000456
Sale, conversion, retirement of capital stock, net$0430
Net operating income$12,479,000313
2022-12-31 (YTD Data)Rank
Total interest income$98,687,000417
Total interest expense$6,187,000677
Net interest income$92,500,000398
Provision for loan and lease losses$1,300,000685
Total noninterest income$21,559,000451
Gross Fiduciary activities income$5,615,000255
Service charges on deposit accounts$2,962,000419
Trading account gains and feesNANA
Additional Noninterest Income$12,982,000464
Total noninterest expense$56,377,000496
Salaries and employee benefits$31,721,000481
Premises and equipment expense$8,432,000342
Additional noninterest expense$12,982,000464
Pre-tax net operating income$56,382,000347
Securities gains (losses)$-164,0004,050
Applicable income taxes$03,596
Income before extraordinary items$56,218,000293
Extraordinary gains, net$05
Net income$56,206,000293
Minority interest net income$12,00053
Net income of bank and minority interests.$56,218,000293
Net charge-offs$-2,0003,341
Cash dividends$23,384,000267
Sale, conversion, retirement of capital stock, net$0568
Net operating income$56,382,000300
2022-06-30 (YTD Data)Rank
Total interest income$44,557,000412
Total interest expense$1,011,0001,125
Net interest income$43,546,000397
Provision for loan and lease losses$02,599
Total noninterest income$10,338,000463
Gross Fiduciary activities income$2,917,000219
Service charges on deposit accounts$1,461,000427
Trading account gains and feesNANA
Additional Noninterest Income$5,960,000528
Total noninterest expense$28,031,000480
Salaries and employee benefits$15,830,000474
Premises and equipment expense$4,211,000336
Additional noninterest expense$7,990,000525
Pre-tax net operating income$25,853,000361
Securities gains (losses)$-128,0004,406
Applicable income taxes$03,564
Income before extraordinary items$25,725,000301
Extraordinary gains, net$04
Net income$25,712,000301
Minority interest net income$13,00047
Net income of bank and minority interests.$25,725,000301
Net charge-offs$-5,0003,441
Cash dividends$13,662,000219
Sale, conversion, retirement of capital stock, net$0494
Net operating income$25,853,000309
2022-03-31 (YTD Data)Rank
Total interest income$21,452,000415
Total interest expense$417,0001,282
Net interest income$21,035,000396
Provision for loan and lease losses$02,285
Total noninterest income$4,430,000522
Gross Fiduciary activities income$1,492,000222
Service charges on deposit accounts$722,000428
Trading account gains and feesNANA
Additional Noninterest Income$2,216,000653
Total noninterest expense$14,107,000482
Salaries and employee benefits$8,129,000464
Premises and equipment expense$2,080,000343
Additional noninterest expense$3,898,000528
Pre-tax net operating income$11,358,000382
Securities gains (losses)$-67,0004,487
Applicable income taxes$03,450
Income before extraordinary items$11,291,000317
Extraordinary gains, net$04
Net income$11,296,000317
Minority interest net income$-5,0004,784
Net income of bank and minority interests.$11,291,000317
Net charge-offs$2,0001,559
Cash dividends$7,807,000200
Sale, conversion, retirement of capital stock, net$0453
Net operating income$11,358,000321
2021-12-31 (YTD Data)Rank
Total interest income$86,666,000413
Total interest expense$2,095,0001,282
Net interest income$84,571,000397
Provision for loan and lease losses$-400,0004,401
Total noninterest income$24,671,000452
Gross Fiduciary activities income$5,386,000227
Service charges on deposit accounts$2,795,000419
Trading account gains and feesNANA
Additional Noninterest Income$16,490,000481
Total noninterest expense$54,199,000489
Salaries and employee benefits$32,400,000463
Premises and equipment expense$6,635,000420
Additional noninterest expense$15,164,000547
Pre-tax net operating income$55,443,000356
Securities gains (losses)$50,0001,125
Applicable income taxes$03,710
Income before extraordinary items$55,493,000303
Extraordinary gains, net$010
Net income$55,459,000303
Minority interest net income$34,00047
Net income of bank and minority interests.$55,493,000303
Net charge-offs$-177,0004,514
Cash dividends$32,090,000222
Sale, conversion, retirement of capital stock, net$0582
Net operating income$55,443,000295
2021-09-30 (YTD Data)Rank
Total interest income$63,730,000427
Total interest expense$1,650,0001,296
Net interest income$62,080,000408
Provision for loan and lease losses$600,000696
Total noninterest income$19,159,000442
Gross Fiduciary activities income$3,984,000226
Service charges on deposit accounts$2,052,000428
Trading account gains and feesNANA
Additional Noninterest Income$13,123,000478
Total noninterest expense$39,497,000507
Salaries and employee benefits$24,023,000468
Premises and equipment expense$4,342,000479
Additional noninterest expense$11,132,000550
Pre-tax net operating income$41,142,000365
Securities gains (losses)$-2,0004,460
Applicable income taxes$03,719
Income before extraordinary items$41,140,000313
Extraordinary gains, net$08
Net income$41,127,000313
Minority interest net income$13,00050
Net income of bank and minority interests.$41,140,000313
Net charge-offs$-183,0004,634
Cash dividends$20,420,000229
Sale, conversion, retirement of capital stock, net$0543
Net operating income$41,142,000303
2021-06-30 (YTD Data)Rank
Total interest income$42,983,000419
Total interest expense$1,174,0001,264
Net interest income$41,809,000399
Provision for loan and lease losses$600,000497
Total noninterest income$12,813,000447
Gross Fiduciary activities income$2,611,000225
Service charges on deposit accounts$1,868,000320
Trading account gains and feesNANA
Additional Noninterest Income$8,334,000499
Total noninterest expense$26,251,000503
Salaries and employee benefits$16,044,000470
Premises and equipment expense$2,831,000488
Additional noninterest expense$7,376,000538
Pre-tax net operating income$27,771,000363
Securities gains (losses)$3,0001,649
Applicable income taxes$03,702
Income before extraordinary items$27,774,000312
Extraordinary gains, net$06
Net income$27,768,000311
Minority interest net income$6,00055
Net income of bank and minority interests.$27,774,000312
Net charge-offs$-180,0004,726
Cash dividends$13,613,000221
Sale, conversion, retirement of capital stock, net$0517
Net operating income$27,771,000305
2021-03-31 (YTD Data)Rank
Total interest income$21,754,000409
Total interest expense$608,0001,293
Net interest income$21,146,000388
Provision for loan and lease losses$600,000309
Total noninterest income$6,599,000445
Gross Fiduciary activities income$1,257,000231
Service charges on deposit accounts$908,000323
Trading account gains and feesNANA
Additional Noninterest Income$4,434,000486
Total noninterest expense$13,097,000503
Salaries and employee benefits$8,117,000460
Premises and equipment expense$1,397,000491
Additional noninterest expense$3,583,000528
Pre-tax net operating income$14,048,000358
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$14,048,000308
Extraordinary gains, net$03
Net income$14,048,000308
Minority interest net income$055
Net income of bank and minority interests.$14,048,000308
Net charge-offs$-166,0004,845
Cash dividends$6,807,000206
Sale, conversion, retirement of capital stock, net$0482
Net operating income$14,048,000298
2020-12-31 (YTD Data)Rank
Total interest income$87,164,000407
Total interest expense$4,578,0001,029
Net interest income$82,586,000374
Provision for loan and lease losses$6,170,000492
Total noninterest income$20,027,000497
Gross Fiduciary activities income$4,722,000231
Service charges on deposit accounts$3,795,000307
Trading account gains and feesNANA
Additional Noninterest Income$11,510,000592
Total noninterest expense$47,902,000534
Salaries and employee benefits$29,605,000475
Premises and equipment expense$5,333,000497
Additional noninterest expense$12,964,000587
Pre-tax net operating income$48,541,000306
Securities gains (losses)$2,767,000175
Applicable income taxes$03,697
Income before extraordinary items$51,308,000243
Extraordinary gains, net$04
Net income$51,315,000242
Minority interest net income$-7,0004,986
Net income of bank and minority interests.$51,308,000243
Net charge-offs$854,000715
Cash dividends$33,014,000204
Sale, conversion, retirement of capital stock, net$0566
Net operating income$48,541,000250
2020-09-30 (YTD Data)Rank
Total interest income$64,517,000407
Total interest expense$3,845,000995
Net interest income$60,672,000375
Provision for loan and lease losses$4,370,000549
Total noninterest income$14,507,000490
Gross Fiduciary activities income$3,542,000226
Service charges on deposit accounts$2,894,000302
Trading account gains and feesNANA
Additional Noninterest Income$8,071,000583
Total noninterest expense$35,500,000526
Salaries and employee benefits$21,973,000469
Premises and equipment expense$3,902,000505
Additional noninterest expense$9,625,000578
Pre-tax net operating income$35,309,000283
Securities gains (losses)$2,769,000144
Applicable income taxes$03,696
Income before extraordinary items$38,078,000229
Extraordinary gains, net$04
Net income$38,091,000229
Minority interest net income$-13,0005,022
Net income of bank and minority interests.$38,078,000229
Net charge-offs$538,000720
Cash dividends$23,300,000204
Sale, conversion, retirement of capital stock, net$0532
Net operating income$35,309,000235
2020-06-30 (YTD Data)Rank
Total interest income$43,652,000405
Total interest expense$2,888,000950
Net interest income$40,764,000369
Provision for loan and lease losses$2,195,000684
Total noninterest income$9,242,000474
Gross Fiduciary activities income$2,358,000227
Service charges on deposit accounts$1,978,000295
Trading account gains and feesNANA
Additional Noninterest Income$4,906,000579
Total noninterest expense$23,496,000526
Salaries and employee benefits$14,332,000477
Premises and equipment expense$2,549,000519
Additional noninterest expense$6,615,000561
Pre-tax net operating income$24,315,000244
Securities gains (losses)$2,769,000107
Applicable income taxes$03,655
Income before extraordinary items$27,084,000196
Extraordinary gains, net$04
Net income$27,117,000196
Minority interest net income$-33,0005,058
Net income of bank and minority interests.$27,084,000196
Net charge-offs$524,000576
Cash dividends$16,501,000195
Sale, conversion, retirement of capital stock, net$0504
Net operating income$24,315,000204
2020-03-31 (YTD Data)Rank
Total interest income$20,913,000433
Total interest expense$1,884,000835
Net interest income$19,029,000381
Provision for loan and lease losses$370,0001,068
Total noninterest income$4,451,000461
Gross Fiduciary activities income$1,212,000224
Service charges on deposit accounts$1,098,000314
Trading account gains and feesNANA
Additional Noninterest Income$2,141,000565
Total noninterest expense$11,989,000509
Salaries and employee benefits$7,469,000457
Premises and equipment expense$1,214,000540
Additional noninterest expense$3,306,000561
Pre-tax net operating income$11,121,000239
Securities gains (losses)$2,761,00053
Applicable income taxes$03,513
Income before extraordinary items$13,882,000176
Extraordinary gains, net$04
Net income$13,882,000176
Minority interest net income$056
Net income of bank and minority interests.$13,882,000176
Net charge-offs$-9,0004,422
Cash dividends$9,703,000204
Sale, conversion, retirement of capital stock, net$0482
Net operating income$11,121,000201
2019-12-31 (YTD Data)Rank
Total interest income$86,537,000410
Total interest expense$9,618,000704
Net interest income$76,919,000373
Provision for loan and lease losses$1,380,000711
Total noninterest income$19,002,000444
Gross Fiduciary activities income$4,575,000225
Service charges on deposit accounts$3,967,000342
Trading account gains and feesNANA
Additional Noninterest Income$10,460,000504
Total noninterest expense$45,247,000510
Salaries and employee benefits$28,300,000458
Premises and equipment expense$4,722,000549
Additional noninterest expense$12,225,000586
Pre-tax net operating income$49,294,000317
Securities gains (losses)$126,000808
Applicable income taxes$03,859
Income before extraordinary items$49,420,000277
Extraordinary gains, net$011
Net income$49,420,000279
Minority interest net income$076
Net income of bank and minority interests.$49,420,000279
Net charge-offs$-280,0005,039
Cash dividends$49,415,000179
Sale, conversion, retirement of capital stock, net$0626
Net operating income$49,294,000275
2019-09-30 (YTD Data)Rank
Total interest income$64,948,000414
Total interest expense$7,406,000694
Net interest income$57,542,000378
Provision for loan and lease losses$1,230,000589
Total noninterest income$14,279,000443
Gross Fiduciary activities income$3,424,000225
Service charges on deposit accounts$2,904,000348
Trading account gains and feesNANA
Additional Noninterest Income$7,951,000501
Total noninterest expense$33,775,000515
Salaries and employee benefits$21,234,000456
Premises and equipment expense$3,493,000558
Additional noninterest expense$9,048,000588
Pre-tax net operating income$36,816,000318
Securities gains (losses)$131,000670
Applicable income taxes$03,902
Income before extraordinary items$36,947,000273
Extraordinary gains, net$011
Net income$36,947,000275
Minority interest net income$072
Net income of bank and minority interests.$36,947,000275
Net charge-offs$-353,0005,151
Cash dividends$30,028,000188
Sale, conversion, retirement of capital stock, net$0590
Net operating income$36,816,000270
2019-06-30 (YTD Data)Rank
Total interest income$43,117,000413
Total interest expense$5,178,000661
Net interest income$37,939,000381
Provision for loan and lease losses$780,000594
Total noninterest income$8,261,000483
Gross Fiduciary activities income$2,283,000224
Service charges on deposit accounts$1,888,000354
Trading account gains and fees$0131
Additional Noninterest Income$4,090,000583
Total noninterest expense$22,447,000514
Salaries and employee benefits$14,062,000456
Premises and equipment expense$2,267,000569
Additional noninterest expense$6,118,000585
Pre-tax net operating income$22,973,000327
Securities gains (losses)$26,000950
Applicable income taxes$03,901
Income before extraordinary items$22,999,000285
Extraordinary gains, net$011
Net income$22,999,000287
Minority interest net income$069
Net income of bank and minority interests.$22,999,000287
Net charge-offs$-348,0005,220
Cash dividends$18,398,000197
Sale, conversion, retirement of capital stock, net$0573
Net operating income$22,973,000282
2019-03-31 (YTD Data)Rank
Total interest income$21,384,000416
Total interest expense$2,546,000660
Net interest income$18,838,000388
Provision for loan and lease losses$360,000604
Total noninterest income$3,248,000561
Gross Fiduciary activities income$1,139,000223
Service charges on deposit accounts$915,000357
Trading account gains and fees$0126
Additional Noninterest Income$1,194,000797
Total noninterest expense$10,561,000544
Salaries and employee benefits$6,532,000484
Premises and equipment expense$1,084,000591
Additional noninterest expense$2,945,000589
Pre-tax net operating income$11,165,000327
Securities gains (losses)$12,000677
Applicable income taxes$03,800
Income before extraordinary items$11,177,000286
Extraordinary gains, net$05
Net income$11,177,000286
Minority interest net income$052
Net income of bank and minority interests.$11,177,000286
Net charge-offs$-64,0005,129
Cash dividends$6,767,000227
Sale, conversion, retirement of capital stock, net$0529
Net operating income$11,165,000281
2018-12-31 (YTD Data)Rank
Total interest income$79,454,000413
Total interest expense$6,178,000780
Net interest income$73,276,000384
Provision for loan and lease losses$3,044,000366
Total noninterest income$20,910,000406
Gross Fiduciary activities income$4,417,000226
Service charges on deposit accounts$3,861,000361
Trading account gains and fees$0126
Additional Noninterest Income$12,632,000432
Total noninterest expense$47,000,000478
Salaries and employee benefits$29,302,000432
Premises and equipment expense$4,563,000553
Additional noninterest expense$13,135,000532
Pre-tax net operating income$44,142,000341
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$44,142,000291
Extraordinary gains, net$06
Net income$44,142,000291
Minority interest net income$072
Net income of bank and minority interests.$44,142,000291
Net charge-offs$442,0001,035
Cash dividends$32,627,000204
Sale, conversion, retirement of capital stock, net$0671
Net operating income$44,142,000295
2018-09-30 (YTD Data)Rank
Total interest income$58,905,000412
Total interest expense$4,287,000781
Net interest income$54,618,000383
Provision for loan and lease losses$2,845,000303
Total noninterest income$15,391,000409
Gross Fiduciary activities income$3,300,000228
Service charges on deposit accounts$2,918,000361
Trading account gains and fees$0138
Additional Noninterest Income$9,173,000445
Total noninterest expense$34,821,000480
Salaries and employee benefits$21,537,000441
Premises and equipment expense$3,438,000556
Additional noninterest expense$9,846,000527
Pre-tax net operating income$32,343,000345
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$32,343,000296
Extraordinary gains, net$05
Net income$32,343,000296
Minority interest net income$066
Net income of bank and minority interests.$32,343,000296
Net charge-offs$100,0001,731
Cash dividends$20,245,000207
Sale, conversion, retirement of capital stock, net$0633
Net operating income$32,343,000296
2018-06-30 (YTD Data)Rank
Total interest income$39,211,000409
Total interest expense$2,633,000793
Net interest income$36,578,000385
Provision for loan and lease losses$2,694,000243
Total noninterest income$10,094,000413
Gross Fiduciary activities income$2,147,000233
Service charges on deposit accounts$1,949,000357
Trading account gains and fees$0130
Additional Noninterest Income$5,998,000446
Total noninterest expense$23,295,000485
Salaries and employee benefits$14,343,000440
Premises and equipment expense$2,273,000561
Additional noninterest expense$6,679,000508
Pre-tax net operating income$20,683,000343
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$20,683,000299
Extraordinary gains, net$06
Net income$20,683,000299
Minority interest net income$065
Net income of bank and minority interests.$20,683,000299
Net charge-offs$144,0001,102
Cash dividends$13,485,000193
Sale, conversion, retirement of capital stock, net$0620
Net operating income$20,683,000300
2018-03-31 (YTD Data)Rank
Total interest income$20,305,000402
Total interest expense$1,223,000806
Net interest income$19,082,000376
Provision for loan and lease losses$2,454,000154
Total noninterest income$4,887,000419
Gross Fiduciary activities income$1,057,000234
Service charges on deposit accounts$960,000365
Trading account gains and fees$0123
Additional Noninterest Income$2,870,000452
Total noninterest expense$11,407,000493
Salaries and employee benefits$7,205,000445
Premises and equipment expense$1,059,000593
Additional noninterest expense$3,143,000548
Pre-tax net operating income$10,108,000345
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$10,108,000297
Extraordinary gains, net$07
Net income$10,108,000297
Minority interest net income$052
Net income of bank and minority interests.$10,108,000297
Net charge-offs$150,000679
Cash dividends$6,743,000175
Sale, conversion, retirement of capital stock, net$0580
Net operating income$10,108,000296
2017-12-31 (YTD Data)Rank
Total interest income$69,261,000423
Total interest expense$2,930,0001,107
Net interest income$66,331,000398
Provision for loan and lease losses$2,662,000400
Total noninterest income$19,020,000436
Gross Fiduciary activities income$3,850,000239
Service charges on deposit accounts$3,897,000364
Trading account gains and fees$0151
Additional Noninterest Income$11,273,000478
Total noninterest expense$43,322,000503
Salaries and employee benefits$26,544,000453
Premises and equipment expense$4,161,000589
Additional noninterest expense$12,617,000541
Pre-tax net operating income$39,367,000335
Securities gains (losses)$17,0001,392
Applicable income taxes$04,135
Income before extraordinary items$39,384,000253
Extraordinary gains, net$09
Net income$39,384,000252
Minority interest net income$076
Net income of bank and minority interests.$39,384,000253
Net charge-offs$569,0001,007
Cash dividends$23,651,000209
Sale, conversion, retirement of capital stock, net$0711
Net operating income$39,367,000253
2017-09-30 (YTD Data)Rank
Total interest income$50,689,000433
Total interest expense$1,978,0001,204
Net interest income$48,711,000404
Provision for loan and lease losses$1,450,000519
Total noninterest income$13,514,000463
Gross Fiduciary activities income$2,803,000244
Service charges on deposit accounts$2,913,000373
Trading account gains and fees$0145
Additional Noninterest Income$7,798,000504
Total noninterest expense$31,621,000518
Salaries and employee benefits$19,560,000464
Premises and equipment expense$3,161,000594
Additional noninterest expense$8,900,000568
Pre-tax net operating income$29,154,000345
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$29,154,000268
Extraordinary gains, net$09
Net income$29,154,000268
Minority interest net income$071
Net income of bank and minority interests.$29,154,000268
Net charge-offs$574,000727
Cash dividends$16,915,000200
Sale, conversion, retirement of capital stock, net$0677
Net operating income$29,154,000267
2017-06-30 (YTD Data)Rank
Total interest income$33,158,000438
Total interest expense$1,212,0001,262
Net interest income$31,946,000407
Provision for loan and lease losses$950,000516
Total noninterest income$9,046,000460
Gross Fiduciary activities income$1,828,000245
Service charges on deposit accounts$1,913,000370
Trading account gains and fees$0139
Additional Noninterest Income$5,305,000500
Total noninterest expense$21,059,000516
Salaries and employee benefits$12,974,000468
Premises and equipment expense$2,089,000591
Additional noninterest expense$5,996,000566
Pre-tax net operating income$18,983,000353
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$18,983,000274
Extraordinary gains, net$011
Net income$18,983,000274
Minority interest net income$071
Net income of bank and minority interests.$18,983,000274
Net charge-offs$456,000608
Cash dividends$10,179,000206
Sale, conversion, retirement of capital stock, net$0659
Net operating income$18,983,000272
2017-03-31 (YTD Data)Rank
Total interest income$16,312,000441
Total interest expense$570,0001,309
Net interest income$15,742,000414
Provision for loan and lease losses$450,000486
Total noninterest income$4,363,000465
Gross Fiduciary activities income$914,000246
Service charges on deposit accounts$953,000372
Trading account gains and fees$0142
Additional Noninterest Income$2,496,000512
Total noninterest expense$10,345,000530
Salaries and employee benefits$6,433,000481
Premises and equipment expense$970,000649
Additional noninterest expense$2,942,000578
Pre-tax net operating income$9,310,000351
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$9,310,000271
Extraordinary gains, net$08
Net income$9,310,000271
Minority interest net income$055
Net income of bank and minority interests.$9,310,000271
Net charge-offs$-26,0005,346
Cash dividends$6,686,000160
Sale, conversion, retirement of capital stock, net$0632
Net operating income$9,310,000267
2016-12-31 (YTD Data)Rank
Total interest income$54,213,000499
Total interest expense$2,056,0001,387
Net interest income$52,157,000466
Provision for loan and lease losses$713,0001,179
Total noninterest income$12,426,000592
Gross Fiduciary activities income$3,608,000241
Service charges on deposit accounts$3,179,000428
Trading account gains and fees$0170
Additional Noninterest Income$5,639,000773
Total noninterest expense$37,233,000584
Salaries and employee benefits$22,496,000524
Premises and equipment expense$3,893,000636
Additional noninterest expense$10,844,000643
Pre-tax net operating income$26,637,000409
Securities gains (losses)$350,000586
Applicable income taxes$04,278
Income before extraordinary items$26,987,000321
Extraordinary gains, net$05
Net income$26,987,000319
Minority interest net income$082
Net income of bank and minority interests.$26,987,000319
Net charge-offs$141,0002,284
Cash dividends$29,611,000170
Sale, conversion, retirement of capital stock, net$36,983,00016
Net operating income$26,637,000320
2016-09-30 (YTD Data)Rank
Total interest income$38,067,000527
Total interest expense$1,506,0001,412
Net interest income$36,561,000487
Provision for loan and lease losses$465,0001,198
Total noninterest income$7,689,000682
Gross Fiduciary activities income$2,739,000238
Service charges on deposit accounts$2,216,000452
Trading account gains and fees$0169
Additional Noninterest Income$2,734,0001,054
Total noninterest expense$26,045,000624
Salaries and employee benefits$15,253,000578
Premises and equipment expense$2,802,000665
Additional noninterest expense$7,990,000651
Pre-tax net operating income$17,740,000443
Securities gains (losses)$350,000544
Applicable income taxes$04,325
Income before extraordinary items$18,090,000343
Extraordinary gains, net$05
Net income$18,090,000343
Minority interest net income$071
Net income of bank and minority interests.$18,090,000343
Net charge-offs$31,0002,887
Cash dividends$25,279,000146
Sale, conversion, retirement of capital stock, net$662,000191
Net operating income$17,740,000344
2016-06-30 (YTD Data)Rank
Total interest income$23,726,000564
Total interest expense$965,0001,458
Net interest income$22,761,000524
Provision for loan and lease losses$150,0001,887
Total noninterest income$4,048,000805
Gross Fiduciary activities income$1,790,000243
Service charges on deposit accounts$1,334,000489
Trading account gains and fees$0157
Additional Noninterest Income$924,0001,647
Total noninterest expense$15,299,000697
Salaries and employee benefits$9,136,000642
Premises and equipment expense$1,620,000768
Additional noninterest expense$4,543,000736
Pre-tax net operating income$11,360,000459
Securities gains (losses)$350,000380
Applicable income taxes$04,338
Income before extraordinary items$11,710,000352
Extraordinary gains, net$016
Net income$11,710,000350
Minority interest net income$071
Net income of bank and minority interests.$11,710,000351
Net charge-offs$-12,0005,029
Cash dividends$6,657,000290
Sale, conversion, retirement of capital stock, net$662,000148
Net operating income$11,360,000358
2016-03-31 (YTD Data)Rank
Total interest income$11,780,000570
Total interest expense$480,0001,466
Net interest income$11,300,000530
Provision for loan and lease losses$150,0001,146
Total noninterest income$2,050,000781
Gross Fiduciary activities income$816,000256
Service charges on deposit accounts$663,000486
Trading account gains and fees$0142
Additional Noninterest Income$571,0001,389
Total noninterest expense$7,625,000704
Salaries and employee benefits$4,731,000627
Premises and equipment expense$728,000865
Additional noninterest expense$2,166,000751
Pre-tax net operating income$5,575,000451
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$5,575,000356
Extraordinary gains, net$012
Net income$5,575,000356
Minority interest net income$062
Net income of bank and minority interests.$5,575,000356
Net charge-offs$-8,0005,076
Cash dividends$3,407,000285
Sale, conversion, retirement of capital stock, net$662,00092
Net operating income$5,575,000349
2015-12-31 (YTD Data)Rank
Total interest income$45,643,000555
Total interest expense$2,030,0001,367
Net interest income$43,613,000527
Provision for loan and lease losses$300,0001,890
Total noninterest income$7,362,000856
Gross Fiduciary activities income$3,193,000261
Service charges on deposit accounts$2,715,000481
Trading account gains and fees$0159
Additional Noninterest Income$1,454,0001,892
Total noninterest expense$27,145,000764
Salaries and employee benefits$15,961,000713
Premises and equipment expense$2,906,000850
Additional noninterest expense$8,278,000795
Pre-tax net operating income$23,530,000418
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$23,530,000337
Extraordinary gains, net$023
Net income$23,530,000337
Minority interest net income$081
Net income of bank and minority interests.$23,530,000337
Net charge-offs$32,0003,529
Cash dividends$13,529,000301
Sale, conversion, retirement of capital stock, net$0804
Net operating income$23,530,000333
2015-09-30 (YTD Data)Rank
Total interest income$33,735,000573
Total interest expense$1,531,0001,374
Net interest income$32,204,000542
Provision for loan and lease losses$300,0001,503
Total noninterest income$5,540,000870
Gross Fiduciary activities income$2,362,000264
Service charges on deposit accounts$2,038,000487
Trading account gains and fees$0153
Additional Noninterest Income$1,140,0001,857
Total noninterest expense$20,445,000766
Salaries and employee benefits$12,138,000719
Premises and equipment expense$2,198,000853
Additional noninterest expense$6,109,000811
Pre-tax net operating income$16,999,000442
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$16,999,000353
Extraordinary gains, net$021
Net income$16,999,000353
Minority interest net income$078
Net income of bank and minority interests.$16,999,000353
Net charge-offs$-51,0005,614
Cash dividends$9,728,000293
Sale, conversion, retirement of capital stock, net$0773
Net operating income$16,999,000348
2015-06-30 (YTD Data)Rank
Total interest income$22,483,000568
Total interest expense$1,028,0001,371
Net interest income$21,455,000535
Provision for loan and lease losses$300,0001,096
Total noninterest income$3,621,000879
Gross Fiduciary activities income$1,514,000270
Service charges on deposit accounts$1,342,000486
Trading account gains and fees$0157
Additional Noninterest Income$765,0001,855
Total noninterest expense$13,672,000764
Salaries and employee benefits$8,214,000708
Premises and equipment expense$1,445,000860
Additional noninterest expense$4,013,000827
Pre-tax net operating income$11,104,000453
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$11,104,000360
Extraordinary gains, net$022
Net income$11,104,000358
Minority interest net income$075
Net income of bank and minority interests.$11,104,000358
Net charge-offs$-40,0005,688
Cash dividends$6,485,000281
Sale, conversion, retirement of capital stock, net$0751
Net operating income$11,104,000350
2015-03-31 (YTD Data)Rank
Total interest income$11,312,000562
Total interest expense$527,0001,332
Net interest income$10,785,000526
Provision for loan and lease losses$150,0001,060
Total noninterest income$1,806,000853
Gross Fiduciary activities income$765,000274
Service charges on deposit accounts$669,000478
Trading account gains and fees$0152
Additional Noninterest Income$372,0001,856
Total noninterest expense$6,903,000749
Salaries and employee benefits$4,215,000693
Premises and equipment expense$705,000889
Additional noninterest expense$1,983,000820
Pre-tax net operating income$5,538,000444
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$5,538,000352
Extraordinary gains, net$013
Net income$5,538,000352
Minority interest net income$064
Net income of bank and minority interests.$5,538,000352
Net charge-offs$-6,0005,215
Cash dividends$3,243,000255
Sale, conversion, retirement of capital stock, net$0697
Net operating income$5,538,000348
2014-12-31 (YTD Data)Rank
Total interest income$44,949,000551
Total interest expense$2,282,0001,268
Net interest income$42,667,000515
Provision for loan and lease losses$450,0001,555
Total noninterest income$7,935,000780
Gross Fiduciary activities income$2,861,000280
Service charges on deposit accounts$2,810,000489
Trading account gains and fees$0180
Additional Noninterest Income$2,264,0001,338
Total noninterest expense$27,048,000754
Salaries and employee benefits$15,965,000696
Premises and equipment expense$2,991,000827
Additional noninterest expense$8,092,000803
Pre-tax net operating income$23,104,000408
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$23,104,000321
Extraordinary gains, net$017
Net income$23,104,000320
Minority interest net income$084
Net income of bank and minority interests.$23,104,000320
Net charge-offs$521,0001,426
Cash dividends$12,587,000284
Sale, conversion, retirement of capital stock, net$0862
Net operating income$23,104,000319
2014-09-30 (YTD Data)Rank
Total interest income$33,715,000550
Total interest expense$1,668,0001,314
Net interest income$32,047,000507
Provision for loan and lease losses$450,0001,237
Total noninterest income$5,901,000785
Gross Fiduciary activities income$2,094,000281
Service charges on deposit accounts$2,100,000492
Trading account gains and fees$0174
Additional Noninterest Income$1,707,0001,335
Total noninterest expense$20,481,000742
Salaries and employee benefits$12,010,000690
Premises and equipment expense$2,246,000829
Additional noninterest expense$6,225,000789
Pre-tax net operating income$17,017,000411
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$17,017,000326
Extraordinary gains, net$015
Net income$17,017,000326
Minority interest net income$081
Net income of bank and minority interests.$17,017,000326
Net charge-offs$444,0001,261
Cash dividends$9,353,000269
Sale, conversion, retirement of capital stock, net$0819
Net operating income$17,017,000322
2014-06-30 (YTD Data)Rank
Total interest income$22,498,000545
Total interest expense$1,079,0001,378
Net interest income$21,419,000502
Provision for loan and lease losses$300,0001,222
Total noninterest income$3,964,000754
Gross Fiduciary activities income$1,370,000283
Service charges on deposit accounts$1,372,000491
Trading account gains and fees$0172
Additional Noninterest Income$1,222,0001,269
Total noninterest expense$13,653,000740
Salaries and employee benefits$8,001,000692
Premises and equipment expense$1,462,000844
Additional noninterest expense$4,190,000782
Pre-tax net operating income$11,430,000404
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$11,430,000321
Extraordinary gains, net$020
Net income$11,430,000321
Minority interest net income$080
Net income of bank and minority interests.$11,430,000321
Net charge-offs$331,0001,185
Cash dividends$6,119,000253
Sale, conversion, retirement of capital stock, net$0794
Net operating income$11,430,000317
2014-03-31 (YTD Data)Rank
Total interest income$11,298,000544
Total interest expense$520,0001,460
Net interest income$10,778,000502
Provision for loan and lease losses$150,0001,189
Total noninterest income$1,946,000739
Gross Fiduciary activities income$678,000282
Service charges on deposit accounts$682,000488
Trading account gains and fees$0147
Additional Noninterest Income$586,0001,268
Total noninterest expense$6,877,000741
Salaries and employee benefits$4,138,000668
Premises and equipment expense$699,000899
Additional noninterest expense$2,040,000790
Pre-tax net operating income$5,697,000390
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$5,697,000311
Extraordinary gains, net$016
Net income$5,697,000311
Minority interest net income$066
Net income of bank and minority interests.$5,697,000311
Net charge-offs$205,000933
Cash dividends$2,885,000253
Sale, conversion, retirement of capital stock, net$0747
Net operating income$5,697,000307
2013-12-31 (YTD Data)Rank
Total interest income$43,011,000575
Total interest expense$2,247,0001,515
Net interest income$40,764,000520
Provision for loan and lease losses$300,0002,425
Total noninterest income$7,275,000867
Gross Fiduciary activities income$2,606,000281
Service charges on deposit accounts$2,741,000506
Trading account gains and fees$0184
Additional Noninterest Income$1,928,0001,550
Total noninterest expense$25,288,000801
Salaries and employee benefits$15,032,000728
Premises and equipment expense$2,619,000922
Additional noninterest expense$7,637,000886
Pre-tax net operating income$22,451,000399
Securities gains (losses)$1,074,000219
Applicable income taxes$04,631
Income before extraordinary items$23,525,000315
Extraordinary gains, net$029
Net income$23,525,000315
Minority interest net income$090
Net income of bank and minority interests.$23,525,000315
Net charge-offs$-102,0006,527
Cash dividends$20,848,000186
Sale, conversion, retirement of capital stock, net$0924
Net operating income$22,451,000318
2013-09-30 (YTD Data)Rank
Total interest income$31,709,000582
Total interest expense$1,743,0001,503
Net interest income$29,966,000535
Provision for loan and lease losses$04,941
Total noninterest income$5,366,000884
Gross Fiduciary activities income$1,938,000281
Service charges on deposit accounts$2,057,000507
Trading account gains and fees$0180
Additional Noninterest Income$1,371,0001,656
Total noninterest expense$18,700,000816
Salaries and employee benefits$10,976,000747
Premises and equipment expense$1,938,000937
Additional noninterest expense$5,786,000873
Pre-tax net operating income$16,632,000412
Securities gains (losses)$1,074,000192
Applicable income taxes$04,713
Income before extraordinary items$17,706,000324
Extraordinary gains, net$025
Net income$17,706,000325
Minority interest net income$084
Net income of bank and minority interests.$17,706,000325
Net charge-offs$89,0003,376
Cash dividends$13,879,000194
Sale, conversion, retirement of capital stock, net$0868
Net operating income$16,632,000331
2013-06-30 (YTD Data)Rank
Total interest income$20,770,000589
Total interest expense$1,213,0001,480
Net interest income$19,557,000546
Provision for loan and lease losses$04,788
Total noninterest income$3,563,000891
Gross Fiduciary activities income$1,259,000284
Service charges on deposit accounts$1,370,000498
Trading account gains and fees$0157
Additional Noninterest Income$934,0001,661
Total noninterest expense$12,520,000814
Salaries and employee benefits$7,395,000739
Premises and equipment expense$1,259,000961
Additional noninterest expense$3,866,000880
Pre-tax net operating income$10,600,000420
Securities gains (losses)$1,074,000168
Applicable income taxes$04,679
Income before extraordinary items$11,674,000321
Extraordinary gains, net$022
Net income$11,674,000322
Minority interest net income$082
Net income of bank and minority interests.$11,674,000322
Net charge-offs$-51,0006,553
Cash dividends$9,361,000186
Sale, conversion, retirement of capital stock, net$0838
Net operating income$10,600,000333
2013-03-31 (YTD Data)Rank
Total interest income$10,307,000598
Total interest expense$655,0001,418
Net interest income$9,652,000553
Provision for loan and lease losses$04,409
Total noninterest income$1,688,000936
Gross Fiduciary activities income$569,000298
Service charges on deposit accounts$671,000506
Trading account gains and fees$0148
Additional Noninterest Income$448,0001,702
Total noninterest expense$6,394,000805
Salaries and employee benefits$3,756,000732
Premises and equipment expense$596,0001,030
Additional noninterest expense$2,042,000837
Pre-tax net operating income$4,946,000445
Securities gains (losses)$1,074,000103
Applicable income taxes$04,602
Income before extraordinary items$6,020,000304
Extraordinary gains, net$010
Net income$6,020,000305
Minority interest net income$076
Net income of bank and minority interests.$6,020,000305
Net charge-offs$9,0003,485
Cash dividends$4,843,000155
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,946,000341
2012-12-31 (YTD Data)Rank
Total interest income$44,408,000588
Total interest expense$4,252,0001,065
Net interest income$40,156,000544
Provision for loan and lease losses$-800,0007,012
Total noninterest income$6,412,000958
Gross Fiduciary activities income$2,148,000300
Service charges on deposit accounts$2,566,000555
Trading account gains and fees$0166
Additional Noninterest Income$1,698,0001,707
Total noninterest expense$24,392,000821
Salaries and employee benefits$14,011,000748
Premises and equipment expense$2,661,000907
Additional noninterest expense$7,720,000902
Pre-tax net operating income$22,976,000389
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$22,976,000312
Extraordinary gains, net$029
Net income$22,976,000312
Minority interest net income$093
Net income of bank and minority interests.$22,976,000312
Net charge-offs$721,0002,194
Cash dividends$16,860,000213
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$22,976,000298
2012-09-30 (YTD Data)Rank
Total interest income$33,596,000591
Total interest expense$3,370,0001,056
Net interest income$30,226,000548
Provision for loan and lease losses$-500,0007,111
Total noninterest income$4,628,000987
Gross Fiduciary activities income$1,451,000312
Service charges on deposit accounts$1,911,000568
Trading account gains and fees$0157
Additional Noninterest Income$1,266,0001,724
Total noninterest expense$18,201,000815
Salaries and employee benefits$10,398,000753
Premises and equipment expense$2,042,000890
Additional noninterest expense$5,761,000902
Pre-tax net operating income$17,153,000392
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$17,153,000313
Extraordinary gains, net$020
Net income$17,153,000312
Minority interest net income$086
Net income of bank and minority interests.$17,153,000312
Net charge-offs$460,0002,296
Cash dividends$12,353,000181
Sale, conversion, retirement of capital stock, net$0952
Net operating income$17,153,000300
2012-06-30 (YTD Data)Rank
Total interest income$22,536,000588
Total interest expense$2,291,0001,068
Net interest income$20,245,000550
Provision for loan and lease losses$-200,0007,139
Total noninterest income$3,072,000967
Gross Fiduciary activities income$964,000313
Service charges on deposit accounts$1,257,000569
Trading account gains and fees$0153
Additional Noninterest Income$851,0001,689
Total noninterest expense$12,195,000814
Salaries and employee benefits$6,977,000744
Premises and equipment expense$1,342,000906
Additional noninterest expense$3,876,000892
Pre-tax net operating income$11,322,000385
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$11,322,000314
Extraordinary gains, net$019
Net income$11,322,000314
Minority interest net income$084
Net income of bank and minority interests.$11,322,000314
Net charge-offs$245,0002,525
Cash dividends$9,134,000160
Sale, conversion, retirement of capital stock, net$0928
Net operating income$11,322,000294
2012-03-31 (YTD Data)Rank
Total interest income$11,276,000595
Total interest expense$1,160,0001,096
Net interest income$10,116,000548
Provision for loan and lease losses$05,254
Total noninterest income$1,534,000963
Gross Fiduciary activities income$478,000315
Service charges on deposit accounts$625,000568
Trading account gains and fees$0148
Additional Noninterest Income$431,0001,667
Total noninterest expense$6,139,000808
Salaries and employee benefits$3,510,000744
Premises and equipment expense$635,000956
Additional noninterest expense$1,994,000852
Pre-tax net operating income$5,511,000393
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$5,511,000321
Extraordinary gains, net$019
Net income$5,511,000321
Minority interest net income$078
Net income of bank and minority interests.$5,511,000322
Net charge-offs$2,0004,518
Cash dividends$4,507,000143
Sale, conversion, retirement of capital stock, net$0861
Net operating income$5,511,000300
2011-12-31 (YTD Data)Rank
Total interest income$46,158,000601
Total interest expense$5,295,0001,134
Net interest income$40,863,000537
Provision for loan and lease losses$225,0004,499
Total noninterest income$5,759,000932
Gross Fiduciary activities income$1,760,000291
Service charges on deposit accounts$2,568,000574
Trading account gains and fees$0146
Additional Noninterest Income$1,431,0001,698
Total noninterest expense$22,854,000862
Salaries and employee benefits$12,773,000769
Premises and equipment expense$2,389,0001,035
Additional noninterest expense$7,692,000925
Pre-tax net operating income$23,543,000325
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$23,543,000273
Extraordinary gains, net$029
Net income$23,543,000273
Minority interest net income$096
Net income of bank and minority interests.$23,543,000274
Net charge-offs$603,0002,950
Cash dividends$16,308,000166
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$23,543,000265
2011-09-30 (YTD Data)Rank
Total interest income$34,739,000604
Total interest expense$4,040,0001,160
Net interest income$30,699,000540
Provision for loan and lease losses$225,0003,970
Total noninterest income$4,350,000934
Gross Fiduciary activities income$1,310,000288
Service charges on deposit accounts$1,943,000573
Trading account gains and fees$0145
Additional Noninterest Income$1,097,0001,655
Total noninterest expense$17,110,000866
Salaries and employee benefits$9,596,000777
Premises and equipment expense$1,811,0001,047
Additional noninterest expense$5,703,000925
Pre-tax net operating income$17,714,000327
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$17,714,000268
Extraordinary gains, net$021
Net income$17,714,000268
Minority interest net income$087
Net income of bank and minority interests.$17,714,000269
Net charge-offs$329,0003,136
Cash dividends$12,454,000133
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$17,714,000262
2011-06-30 (YTD Data)Rank
Total interest income$23,283,000612
Total interest expense$2,676,0001,211
Net interest income$20,607,000539
Provision for loan and lease losses$225,0003,378
Total noninterest income$2,931,000939
Gross Fiduciary activities income$888,000286
Service charges on deposit accounts$1,310,000566
Trading account gains and fees$0153
Additional Noninterest Income$733,0001,662
Total noninterest expense$11,476,000873
Salaries and employee benefits$6,422,000778
Premises and equipment expense$1,174,0001,082
Additional noninterest expense$3,880,000933
Pre-tax net operating income$11,837,000318
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$11,837,000264
Extraordinary gains, net$015
Net income$11,837,000263
Minority interest net income$089
Net income of bank and minority interests.$11,837,000264
Net charge-offs$257,0002,855
Cash dividends$8,984,000112
Sale, conversion, retirement of capital stock, net$0986
Net operating income$11,837,000258
2011-03-31 (YTD Data)Rank
Total interest income$11,561,000625
Total interest expense$1,335,0001,265
Net interest income$10,226,000539
Provision for loan and lease losses$225,0002,264
Total noninterest income$1,459,000929
Gross Fiduciary activities income$446,000289
Service charges on deposit accounts$665,000547
Trading account gains and fees$0158
Additional Noninterest Income$348,0001,744
Total noninterest expense$5,804,000862
Salaries and employee benefits$3,237,000783
Premises and equipment expense$590,0001,107
Additional noninterest expense$1,977,000904
Pre-tax net operating income$5,656,000330
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$5,656,000270
Extraordinary gains, net$09
Net income$5,656,000268
Minority interest net income$086
Net income of bank and minority interests.$5,656,000270
Net charge-offs$16,0004,159
Cash dividends$4,492,00099
Sale, conversion, retirement of capital stock, net$0925
Net operating income$5,656,000262
2010-12-31 (YTD Data)Rank
Total interest income$44,753,000671
Total interest expense$6,210,0001,334
Net interest income$38,543,000567
Provision for loan and lease losses$2,940,0001,635
Total noninterest income$5,932,000941
Gross Fiduciary activities income$1,678,000295
Service charges on deposit accounts$2,433,000608
Trading account gains and fees$0175
Additional Noninterest Income$1,821,0001,495
Total noninterest expense$22,113,000908
Salaries and employee benefits$12,314,000801
Premises and equipment expense$2,350,0001,108
Additional noninterest expense$7,449,000991
Pre-tax net operating income$19,422,000306
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$19,422,000256
Extraordinary gains, net$029
Net income$19,422,000256
Minority interest net income$0111
Net income of bank and minority interests.$19,422,000257
Net charge-offs$273,0004,425
Cash dividends$14,407,000131
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$19,422,000243
2010-09-30 (YTD Data)Rank
Total interest income$33,416,000676
Total interest expense$4,811,0001,338
Net interest income$28,605,000567
Provision for loan and lease losses$2,205,0001,552
Total noninterest income$4,355,000939
Gross Fiduciary activities income$1,257,000290
Service charges on deposit accounts$1,774,000641
Trading account gains and fees$0165
Additional Noninterest Income$1,324,0001,468
Total noninterest expense$16,772,000887
Salaries and employee benefits$9,294,000786
Premises and equipment expense$1,779,0001,104
Additional noninterest expense$5,699,000939
Pre-tax net operating income$13,983,000322
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$13,983,000261
Extraordinary gains, net$023
Net income$13,983,000262
Minority interest net income$0110
Net income of bank and minority interests.$13,983,000263
Net charge-offs$356,0003,503
Cash dividends$9,285,000115
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$13,983,000252
2010-06-30 (YTD Data)Rank
Total interest income$22,188,000687
Total interest expense$3,288,0001,363
Net interest income$18,900,000570
Provision for loan and lease losses$1,470,0001,547
Total noninterest income$2,846,000933
Gross Fiduciary activities income$846,000288
Service charges on deposit accounts$1,134,000678
Trading account gains and fees$0152
Additional Noninterest Income$866,0001,439
Total noninterest expense$11,139,000891
Salaries and employee benefits$6,210,000774
Premises and equipment expense$1,175,0001,123
Additional noninterest expense$3,754,000951
Pre-tax net operating income$9,137,000325
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$9,137,000255
Extraordinary gains, net$019
Net income$9,137,000255
Minority interest net income$0105
Net income of bank and minority interests.$9,137,000255
Net charge-offs$402,0002,699
Cash dividends$6,083,000114
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$9,137,000247
2010-03-31 (YTD Data)Rank
Total interest income$10,980,000713
Total interest expense$1,648,0001,428
Net interest income$9,332,000593
Provision for loan and lease losses$735,0001,429
Total noninterest income$1,425,000916
Gross Fiduciary activities income$434,000285
Service charges on deposit accounts$569,000678
Trading account gains and fees$0175
Additional Noninterest Income$422,0001,455
Total noninterest expense$5,589,000888
Salaries and employee benefits$3,143,000772
Premises and equipment expense$583,0001,175
Additional noninterest expense$1,863,000954
Pre-tax net operating income$4,433,000323
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$4,433,000255
Extraordinary gains, net$016
Net income$4,433,000256
Minority interest net income$091
Net income of bank and minority interests.$4,433,000257
Net charge-offs$209,0002,381
Cash dividends$2,881,000125
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$4,433,000247
2009-12-31 (YTD Data)Rank
Total interest income$43,123,000773
Total interest expense$8,942,0001,339
Net interest income$34,181,000627
Provision for loan and lease losses$3,621,0001,761
Total noninterest income$5,950,000952
Gross Fiduciary activities income$1,697,000280
Service charges on deposit accounts$2,365,000709
Trading account gains and fees$0211
Additional Noninterest Income$1,888,0001,431
Total noninterest expense$21,641,000968
Salaries and employee benefits$11,829,000823
Premises and equipment expense$2,224,0001,224
Additional noninterest expense$7,588,0001,024
Pre-tax net operating income$14,869,000283
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$14,869,000225
Extraordinary gains, net$034
Net income$14,869,000226
Minority interest net income$0115
Net income of bank and minority interests.$14,869,000226
Net charge-offs$1,339,0002,515
Cash dividends$7,900,000233
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$14,869,000227
2009-09-30 (YTD Data)Rank
Total interest income$31,963,000802
Total interest expense$7,023,0001,339
Net interest income$24,940,000648
Provision for loan and lease losses$2,721,0001,570
Total noninterest income$4,437,000966
Gross Fiduciary activities income$1,278,000274
Service charges on deposit accounts$1,764,000708
Trading account gains and fees$0212
Additional Noninterest Income$1,395,0001,468
Total noninterest expense$16,560,000946
Salaries and employee benefits$8,843,000847
Premises and equipment expense$1,651,0001,249
Additional noninterest expense$6,066,000928
Pre-tax net operating income$10,096,000326
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$10,096,000256
Extraordinary gains, net$027
Net income$10,096,000256
Minority interest net income$0118
Net income of bank and minority interests.$10,096,000256
Net charge-offs$1,101,0002,096
Cash dividends$4,722,000270
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$10,096,000249
2009-06-30 (YTD Data)Rank
Total interest income$20,981,000832
Total interest expense$4,848,0001,370
Net interest income$16,133,000666
Provision for loan and lease losses$1,100,0001,953
Total noninterest income$2,887,000992
Gross Fiduciary activities income$870,000273
Service charges on deposit accounts$1,108,000747
Trading account gains and fees$0193
Additional Noninterest Income$909,0001,510
Total noninterest expense$11,158,000959
Salaries and employee benefits$5,841,000872
Premises and equipment expense$1,092,0001,286
Additional noninterest expense$4,225,000904
Pre-tax net operating income$6,762,000327
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$6,762,000269
Extraordinary gains, net$021
Net income$6,762,000267
Minority interest net income$0112
Net income of bank and minority interests.$6,762,000268
Net charge-offs$727,0001,946
Cash dividends$2,936,000304
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$6,762,000257
2009-03-31 (YTD Data)Rank
Total interest income$10,358,000847
Total interest expense$2,517,0001,369
Net interest income$7,841,000674
Provision for loan and lease losses$300,0002,285
Total noninterest income$1,440,000967
Gross Fiduciary activities income$441,000275
Service charges on deposit accounts$547,000732
Trading account gains and fees$0171
Additional Noninterest Income$452,0001,488
Total noninterest expense$5,629,000903
Salaries and employee benefits$2,916,000873
Premises and equipment expense$532,0001,339
Additional noninterest expense$2,181,000774
Pre-tax net operating income$3,352,000364
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$3,352,000292
Extraordinary gains, net$015
Net income$3,352,000292
Minority interest net income$0102
Net income of bank and minority interests.$3,352,000293
Net charge-offs$560,0001,294
Cash dividends$2,170,000203
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,352,000275
2008-12-31 (YTD Data)Rank
Total interest income$41,809,000904
Total interest expense$12,767,0001,279
Net interest income$29,042,000750
Provision for loan and lease losses$150,0005,553
Total noninterest income$6,494,000856
Gross Fiduciary activities income$1,788,000287
Service charges on deposit accounts$2,527,000685
Trading account gains and fees$0154
Additional Noninterest Income$2,179,0001,222
Total noninterest expense$19,964,000998
Salaries and employee benefits$10,951,000914
Premises and equipment expense$2,036,0001,348
Additional noninterest expense$6,977,000917
Pre-tax net operating income$15,422,000354
Securities gains (losses)$55,0001,531
Applicable income taxes$04,979
Income before extraordinary items$15,477,000263
Extraordinary gains, net$039
Net income$15,477,000263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$507,0002,779
Cash dividends$10,562,000274
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$15,422,000276
2008-09-30 (YTD Data)Rank
Total interest income$31,364,000927
Total interest expense$10,031,0001,262
Net interest income$21,333,000779
Provision for loan and lease losses$06,991
Total noninterest income$4,912,000889
Gross Fiduciary activities income$1,363,000291
Service charges on deposit accounts$1,903,000691
Trading account gains and fees$0148
Additional Noninterest Income$1,646,0001,270
Total noninterest expense$14,883,000997
Salaries and employee benefits$8,113,000950
Premises and equipment expense$1,531,0001,355
Additional noninterest expense$5,239,000873
Pre-tax net operating income$11,362,000453
Securities gains (losses)$55,0001,351
Applicable income taxes$05,372
Income before extraordinary items$11,417,000329
Extraordinary gains, net$031
Net income$11,417,000328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0003,521
Cash dividends$7,444,000309
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$11,362,000348
2008-06-30 (YTD Data)Rank
Total interest income$20,904,000936
Total interest expense$6,903,0001,269
Net interest income$14,001,000783
Provision for loan and lease losses$06,671
Total noninterest income$3,278,000899
Gross Fiduciary activities income$918,000295
Service charges on deposit accounts$1,255,000690
Trading account gains and fees$0149
Additional Noninterest Income$1,105,0001,305
Total noninterest expense$9,781,0001,005
Salaries and employee benefits$5,343,000974
Premises and equipment expense$1,015,0001,363
Additional noninterest expense$3,423,000863
Pre-tax net operating income$7,498,000481
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$7,498,000361
Extraordinary gains, net$021
Net income$7,498,000360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,239
Cash dividends$5,345,000312
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$7,498,000354
2008-03-31 (YTD Data)Rank
Total interest income$10,487,000957
Total interest expense$3,657,0001,278
Net interest income$6,830,000802
Provision for loan and lease losses$06,080
Total noninterest income$1,529,000956
Gross Fiduciary activities income$451,000299
Service charges on deposit accounts$563,000766
Trading account gains and fees$0158
Additional Noninterest Income$515,0001,392
Total noninterest expense$4,738,0001,029
Salaries and employee benefits$2,590,0001,013
Premises and equipment expense$499,0001,395
Additional noninterest expense$1,649,000869
Pre-tax net operating income$3,621,000540
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$3,621,000406
Extraordinary gains, net$015
Net income$3,621,000407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0002,254
Cash dividends$2,673,000331
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,621,000393
2007-12-31 (YTD Data)Rank
Total interest income$42,913,000984
Total interest expense$15,602,0001,282
Net interest income$27,311,000809
Provision for loan and lease losses$583,0002,099
Total noninterest income$6,234,000919
Gross Fiduciary activities income$1,578,000317
Service charges on deposit accounts$2,284,000772
Trading account gains and fees$0178
Additional Noninterest Income$2,372,0001,212
Total noninterest expense$18,273,0001,019
Salaries and employee benefits$9,960,0001,006
Premises and equipment expense$1,840,0001,453
Additional noninterest expense$6,473,000874
Pre-tax net operating income$14,689,000602
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$14,689,000462
Extraordinary gains, net$039
Net income$14,689,000460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$460,0001,789
Cash dividends$12,614,000345
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$14,689,000453
2007-09-30 (YTD Data)Rank
Total interest income$31,993,000992
Total interest expense$11,537,0001,299
Net interest income$20,456,000808
Provision for loan and lease losses$583,0001,375
Total noninterest income$4,631,000918
Gross Fiduciary activities income$1,186,000315
Service charges on deposit accounts$1,685,000772
Trading account gains and fees$0184
Additional Noninterest Income$1,760,0001,236
Total noninterest expense$13,655,0001,018
Salaries and employee benefits$7,466,0001,001
Premises and equipment expense$1,359,0001,472
Additional noninterest expense$4,830,000850
Pre-tax net operating income$10,849,000657
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$10,849,000502
Extraordinary gains, net$033
Net income$10,849,000500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$379,0001,308
Cash dividends$9,192,000343
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$10,849,000498
2007-06-30 (YTD Data)Rank
Total interest income$21,031,0001,017
Total interest expense$7,496,0001,331
Net interest income$13,535,000833
Provision for loan and lease losses$356,0001,348
Total noninterest income$3,049,000958
Gross Fiduciary activities income$799,000316
Service charges on deposit accounts$1,087,000815
Trading account gains and fees$0168
Additional Noninterest Income$1,163,0001,257
Total noninterest expense$9,080,0001,040
Salaries and employee benefits$4,931,0001,031
Premises and equipment expense$869,0001,547
Additional noninterest expense$3,280,000856
Pre-tax net operating income$7,148,000687
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$7,148,000542
Extraordinary gains, net$029
Net income$7,148,000541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0001,162
Cash dividends$6,440,000334
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$7,148,000530
2007-03-31 (YTD Data)Rank
Total interest income$10,337,0001,030
Total interest expense$3,649,0001,362
Net interest income$6,688,000837
Provision for loan and lease losses$128,0001,681
Total noninterest income$1,544,000926
Gross Fiduciary activities income$401,000321
Service charges on deposit accounts$539,000793
Trading account gains and fees$0195
Additional Noninterest Income$604,0001,195
Total noninterest expense$4,645,0001,009
Salaries and employee benefits$2,472,0001,032
Premises and equipment expense$427,0001,573
Additional noninterest expense$1,746,000792
Pre-tax net operating income$3,459,000710
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$3,459,000552
Extraordinary gains, net$022
Net income$3,459,000551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,000938
Cash dividends$3,220,000316
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,459,000538
2006-12-31 (YTD Data)Rank
Total interest income$39,120,0001,006
Total interest expense$12,323,0001,360
Net interest income$26,797,000826
Provision for loan and lease losses$215,0003,400
Total noninterest income$6,041,000940
Gross Fiduciary activities income$1,423,000331
Service charges on deposit accounts$1,919,000922
Trading account gains and fees$0130
Additional Noninterest Income$2,699,0001,073
Total noninterest expense$17,979,0001,000
Salaries and employee benefits$9,429,0001,021
Premises and equipment expense$1,829,0001,399
Additional noninterest expense$6,721,000802
Pre-tax net operating income$14,644,000700
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$14,644,000536
Extraordinary gains, net$051
Net income$14,644,000534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0002,008
Cash dividends$14,638,000300
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$14,644,000528
2006-09-30 (YTD Data)Rank
Total interest income$28,913,0001,021
Total interest expense$8,843,0001,378
Net interest income$20,070,000843
Provision for loan and lease losses$161,0003,281
Total noninterest income$4,425,000966
Gross Fiduciary activities income$1,041,000339
Service charges on deposit accounts$1,341,000994
Trading account gains and fees$0126
Additional Noninterest Income$2,043,0001,082
Total noninterest expense$13,480,0001,005
Salaries and employee benefits$6,866,0001,066
Premises and equipment expense$1,426,0001,368
Additional noninterest expense$5,188,000786
Pre-tax net operating income$10,854,000741
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$10,854,000561
Extraordinary gains, net$045
Net income$10,854,000561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0001,602
Cash dividends$9,497,000311
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$10,854,000549
2006-06-30 (YTD Data)Rank
Total interest income$19,084,0001,001
Total interest expense$5,707,0001,361
Net interest income$13,377,000847
Provision for loan and lease losses$107,0003,235
Total noninterest income$2,865,000982
Gross Fiduciary activities income$691,000343
Service charges on deposit accounts$862,0001,022
Trading account gains and fees$0126
Additional Noninterest Income$1,312,0001,106
Total noninterest expense$8,972,0001,006
Salaries and employee benefits$4,549,0001,078
Premises and equipment expense$959,0001,351
Additional noninterest expense$3,464,000777
Pre-tax net operating income$7,163,000748
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$7,163,000569
Extraordinary gains, net$039
Net income$7,163,000567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0001,511
Cash dividends$6,296,000305
Sale, conversion, retirement of capital stock, net$0887
Net operating income$7,163,000557
2006-03-31 (YTD Data)Rank
Total interest income$9,339,000996
Total interest expense$2,745,0001,346
Net interest income$6,594,000857
Provision for loan and lease losses$54,0003,025
Total noninterest income$1,375,0001,002
Gross Fiduciary activities income$342,000341
Service charges on deposit accounts$408,0001,045
Trading account gains and fees$0115
Additional Noninterest Income$625,0001,143
Total noninterest expense$4,390,0001,029
Salaries and employee benefits$2,249,0001,100
Premises and equipment expense$466,0001,392
Additional noninterest expense$1,675,000799
Pre-tax net operating income$3,525,000747
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$3,525,000571
Extraordinary gains, net$021
Net income$3,525,000570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,786
Cash dividends$3,201,000296
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,525,000558
2005-12-31 (YTD Data)Rank
Total interest income$33,580,000982
Total interest expense$8,395,0001,352
Net interest income$25,185,000851
Provision for loan and lease losses$274,0003,022
Total noninterest income$5,619,000998
Gross Fiduciary activities income$1,186,000365
Service charges on deposit accounts$1,824,000954
Trading account gains and fees$0138
Additional Noninterest Income$2,609,0001,130
Total noninterest expense$16,558,0001,029
Salaries and employee benefits$8,708,0001,061
Premises and equipment expense$1,744,0001,403
Additional noninterest expense$6,106,000846
Pre-tax net operating income$13,972,000711
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$13,972,000542
Extraordinary gains, net$046
Net income$13,972,000542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$540,0001,100
Cash dividends$11,510,000347
Sale, conversion, retirement of capital stock, net$0934
Net operating income$13,972,000527
2005-09-30 (YTD Data)Rank
Total interest income$24,650,000970
Total interest expense$6,007,0001,333
Net interest income$18,643,000849
Provision for loan and lease losses$209,0002,891
Total noninterest income$4,267,000991
Gross Fiduciary activities income$888,000358
Service charges on deposit accounts$1,392,000935
Trading account gains and fees$0126
Additional Noninterest Income$1,987,0001,125
Total noninterest expense$12,303,0001,032
Salaries and employee benefits$6,340,0001,085
Premises and equipment expense$1,338,0001,365
Additional noninterest expense$4,625,000832
Pre-tax net operating income$10,398,000709
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$10,398,000546
Extraordinary gains, net$035
Net income$10,398,000546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0001,760
Cash dividends$7,914,000344
Sale, conversion, retirement of capital stock, net$0769
Net operating income$10,398,000534
2005-06-30 (YTD Data)Rank
Total interest income$16,093,000964
Total interest expense$3,775,0001,332
Net interest income$12,318,000852
Provision for loan and lease losses$142,0002,775
Total noninterest income$2,871,000962
Gross Fiduciary activities income$595,000356
Service charges on deposit accounts$935,000907
Trading account gains and fees$0116
Additional Noninterest Income$1,341,0001,086
Total noninterest expense$8,079,0001,038
Salaries and employee benefits$4,161,0001,096
Premises and equipment expense$880,0001,377
Additional noninterest expense$3,038,000837
Pre-tax net operating income$6,968,000704
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$6,968,000544
Extraordinary gains, net$030
Net income$6,968,000544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0001,562
Cash dividends$5,158,000330
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,968,000527
2005-03-31 (YTD Data)Rank
Total interest income$7,904,000966
Total interest expense$1,750,0001,372
Net interest income$6,154,000842
Provision for loan and lease losses$65,0002,741
Total noninterest income$1,431,000938
Gross Fiduciary activities income$289,000361
Service charges on deposit accounts$491,000831
Trading account gains and fees$0115
Additional Noninterest Income$651,0001,107
Total noninterest expense$4,085,0001,025
Salaries and employee benefits$2,092,0001,090
Premises and equipment expense$414,0001,461
Additional noninterest expense$1,579,000799
Pre-tax net operating income$3,435,000712
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$3,435,000543
Extraordinary gains, net$024
Net income$3,435,000543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,093
Cash dividends$2,682,000291
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,435,000524
2004-12-31 (YTD Data)Rank
Total interest income$27,723,0001,018
Total interest expense$5,042,0001,624
Net interest income$22,681,000868
Provision for loan and lease losses$129,0004,503
Total noninterest income$4,586,0001,155
Gross Fiduciary activities income$960,000387
Service charges on deposit accounts$1,690,0001,062
Trading account gains and fees$0138
Additional Noninterest Income$1,936,0001,350
Total noninterest expense$14,913,0001,089
Salaries and employee benefits$7,856,0001,102
Premises and equipment expense$1,700,0001,365
Additional noninterest expense$5,357,000934
Pre-tax net operating income$12,225,000725
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$12,225,000564
Extraordinary gains, net$034
Net income$12,225,000565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0002,221
Cash dividends$9,313,000377
Sale, conversion, retirement of capital stock, net$0872
Net operating income$12,225,000546
2004-09-30 (YTD Data)Rank
Total interest income$20,274,0001,028
Total interest expense$3,669,0001,643
Net interest income$16,605,000887
Provision for loan and lease losses$108,0004,154
Total noninterest income$3,309,0001,211
Gross Fiduciary activities income$703,000392
Service charges on deposit accounts$1,197,0001,117
Trading account gains and fees$0134
Additional Noninterest Income$1,409,0001,402
Total noninterest expense$11,044,0001,092
Salaries and employee benefits$5,661,0001,138
Premises and equipment expense$1,311,0001,310
Additional noninterest expense$4,072,000913
Pre-tax net operating income$8,762,000756
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$8,762,000594
Extraordinary gains, net$026
Net income$8,762,000595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0001,989
Cash dividends$6,574,000373
Sale, conversion, retirement of capital stock, net$0738
Net operating income$8,762,000567
2004-06-30 (YTD Data)Rank
Total interest income$13,141,0001,048
Total interest expense$2,375,0001,681
Net interest income$10,766,000906
Provision for loan and lease losses$108,0003,351
Total noninterest income$2,165,0001,214
Gross Fiduciary activities income$467,000396
Service charges on deposit accounts$777,0001,139
Trading account gains and fees$0130
Additional Noninterest Income$921,0001,416
Total noninterest expense$7,310,0001,100
Salaries and employee benefits$3,735,0001,167
Premises and equipment expense$877,0001,313
Additional noninterest expense$2,698,000924
Pre-tax net operating income$5,513,000796
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$5,513,000615
Extraordinary gains, net$021
Net income$5,513,000615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0002,756
Cash dividends$4,461,000365
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,513,000583
2004-03-31 (YTD Data)Rank
Total interest income$6,515,0001,067
Total interest expense$1,179,0001,710
Net interest income$5,336,000922
Provision for loan and lease losses$65,0002,836
Total noninterest income$1,022,0001,237
Gross Fiduciary activities income$228,000400
Service charges on deposit accounts$393,0001,087
Trading account gains and fees$0121
Additional Noninterest Income$401,0001,535
Total noninterest expense$3,597,0001,129
Salaries and employee benefits$1,842,0001,193
Premises and equipment expense$415,0001,412
Additional noninterest expense$1,340,000924
Pre-tax net operating income$2,696,000812
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$2,696,000627
Extraordinary gains, net$016
Net income$2,696,000626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,469
Cash dividends$2,162,000350
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,696,000585
2003-12-31 (YTD Data)Rank
Total interest income$24,631,0001,154
Total interest expense$5,072,0001,763
Net interest income$19,559,000979
Provision for loan and lease losses$309,0003,096
Total noninterest income$3,564,0001,471
Gross Fiduciary activities income$650,000479
Service charges on deposit accounts$1,600,0001,080
Trading account gains and fees$0160
Additional Noninterest Income$1,314,0001,997
Total noninterest expense$13,561,0001,191
Salaries and employee benefits$7,300,0001,171
Premises and equipment expense$1,682,0001,350
Additional noninterest expense$4,579,0001,106
Pre-tax net operating income$9,253,000920
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$9,253,000708
Extraordinary gains, net$054
Net income$9,253,000710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0002,479
Cash dividends$6,475,000518
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,253,000659
2003-09-30 (YTD Data)Rank
Total interest income$18,293,0001,199
Total interest expense$3,889,0001,794
Net interest income$14,404,0001,016
Provision for loan and lease losses$256,0002,812
Total noninterest income$2,666,0001,507
Gross Fiduciary activities income$475,000492
Service charges on deposit accounts$1,186,0001,099
Trading account gains and fees$0153
Additional Noninterest Income$1,005,0002,041
Total noninterest expense$10,053,0001,207
Salaries and employee benefits$5,410,0001,188
Premises and equipment expense$1,276,0001,352
Additional noninterest expense$3,367,0001,131
Pre-tax net operating income$6,761,000973
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$6,761,000760
Extraordinary gains, net$040
Net income$6,761,000761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0002,682
Cash dividends$4,667,000510
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,761,000706
2003-06-30 (YTD Data)Rank
Total interest income$12,465,0001,182
Total interest expense$2,662,0001,806
Net interest income$9,803,000988
Provision for loan and lease losses$256,0002,085
Total noninterest income$1,725,0001,540
Gross Fiduciary activities income$315,000496
Service charges on deposit accounts$765,0001,113
Trading account gains and fees$0150
Additional Noninterest Income$645,0002,093
Total noninterest expense$6,619,0001,229
Salaries and employee benefits$3,605,0001,195
Premises and equipment expense$847,0001,362
Additional noninterest expense$2,167,0001,159
Pre-tax net operating income$4,653,000941
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$4,653,000742
Extraordinary gains, net$030
Net income$4,653,000743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0002,557
Cash dividends$3,170,000490
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,653,000683
2003-03-31 (YTD Data)Rank
Total interest income$6,280,0001,177
Total interest expense$1,325,0001,860
Net interest income$4,955,000976
Provision for loan and lease losses$143,0001,860
Total noninterest income$825,0001,544
Gross Fiduciary activities income$152,000517
Service charges on deposit accounts$360,0001,150
Trading account gains and fees$0134
Additional Noninterest Income$313,0002,054
Total noninterest expense$3,305,0001,219
Salaries and employee benefits$1,821,0001,167
Premises and equipment expense$428,0001,349
Additional noninterest expense$1,056,0001,155
Pre-tax net operating income$2,332,000952
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$2,332,000732
Extraordinary gains, net$021
Net income$2,332,000731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,736
Cash dividends$1,412,000511
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,332,000674
2002-12-31 (YTD Data)Rank
Total interest income$28,369,0001,087
Total interest expense$7,215,0001,572
Net interest income$21,154,000916
Provision for loan and lease losses$587,0002,113
Total noninterest income$3,078,0001,529
Gross Fiduciary activities income$363,000666
Service charges on deposit accounts$1,363,0001,183
Trading account gains and fees$0153
Additional Noninterest Income$1,352,0001,790
Total noninterest expense$13,243,0001,164
Salaries and employee benefits$7,140,0001,116
Premises and equipment expense$1,715,0001,274
Additional noninterest expense$4,388,0001,129
Pre-tax net operating income$10,402,000839
Securities gains (losses)$04,537
Applicable income taxes$4,631,000639
Income before extraordinary items$5,771,0001,085
Extraordinary gains, net$070
Net income$5,771,0001,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0002,482
Cash dividends$11,962,000326
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,771,0001,041
2001-12-31 (YTD Data)Rank
Total interest income$31,206,0001,090
Total interest expense$11,935,0001,366
Net interest income$19,271,000923
Provision for loan and lease losses$970,0001,280
Total noninterest income$2,361,0001,773
Gross Fiduciary activities income$6,0001,512
Service charges on deposit accounts$1,284,0001,156
Trading account gains and fees$0177
Additional Noninterest Income$1,071,0001,940
Total noninterest expense$12,048,0001,212
Salaries and employee benefits$6,456,0001,151
Premises and equipment expense$1,517,0001,411
Additional noninterest expense$4,075,0001,175
Pre-tax net operating income$8,614,000882
Securities gains (losses)$04,612
Applicable income taxes$2,957,000854
Income before extraordinary items$5,657,000972
Extraordinary gains, net$0105
Net income$5,657,000973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0002,183
Cash dividends$853,0002,526
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,657,000933
2000-12-31 (YTD Data)Rank
Total interest income$30,574,0001,156
Total interest expense$12,122,0001,422
Net interest income$18,452,000940
Provision for loan and lease losses$771,0001,306
Total noninterest income$1,747,0002,067
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,201,0001,135
Trading account gains and fees$0180
Additional Noninterest Income$546,0002,808
Total noninterest expense$10,214,0001,356
Salaries and employee benefits$5,386,0001,324
Premises and equipment expense$1,312,0001,582
Additional noninterest expense$3,516,0001,293
Pre-tax net operating income$9,214,000833
Securities gains (losses)$01,956
Applicable income taxes$3,131,000801
Income before extraordinary items$6,083,000864
Extraordinary gains, net$038
Net income$6,083,000863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$632,0001,046
Cash dividends$711,0002,881
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,083,000866
1999-12-31 (YTD Data)Rank
Total interest income$26,365,0001,234
Total interest expense$10,310,0001,454
Net interest income$16,055,0001,095
Provision for loan and lease losses$360,0002,275
Total noninterest income$1,308,0002,522
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,057,0001,247
Trading account gains and fees$0173
Additional Noninterest Income$251,0004,431
Total noninterest expense$9,008,0001,543
Salaries and employee benefits$4,576,0001,524
Premises and equipment expense$1,197,0001,713
Additional noninterest expense$3,235,0001,424
Pre-tax net operating income$7,995,000997
Securities gains (losses)$03,155
Applicable income taxes$2,712,000957
Income before extraordinary items$5,283,0001,044
Extraordinary gains, net$035
Net income$5,283,0001,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0003,239
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,283,0001,030
1998-12-31 (YTD Data)Rank
Total interest income$24,623,0001,312
Total interest expense$10,902,0001,414
Net interest income$13,721,0001,234
Provision for loan and lease losses$600,0001,475
Total noninterest income$1,188,0002,715
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$950,0001,315
Trading account gains and fees$0224
Additional Noninterest Income$238,0004,524
Total noninterest expense$8,080,0001,637
Salaries and employee benefits$3,953,0001,683
Premises and equipment expense$1,145,0001,724
Additional noninterest expense$2,982,0001,461
Pre-tax net operating income$6,229,0001,196
Securities gains (losses)$-2,0009,897
Applicable income taxes$2,104,0001,201
Income before extraordinary items$4,123,0001,290
Extraordinary gains, net$032
Net income$4,123,0001,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,612
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,124,3201,241
1997-12-31 (YTD Data)Rank
Total interest income$21,765,0001,513
Total interest expense$9,529,0001,624
Net interest income$12,236,0001,419
Provision for loan and lease losses$600,0001,510
Total noninterest income$1,064,0002,903
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$848,0001,530
Trading account gains and fees$0239
Additional Noninterest Income$216,0004,771
Total noninterest expense$7,050,0001,836
Salaries and employee benefits$3,451,0001,901
Premises and equipment expense$929,0002,119
Additional noninterest expense$2,670,0001,601
Pre-tax net operating income$5,650,0001,375
Securities gains (losses)$03,944
Applicable income taxes$1,907,0001,383
Income before extraordinary items$3,743,0001,448
Extraordinary gains, net$044
Net income$3,743,0001,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0002,310
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,743,0001,413
1996-12-31 (YTD Data)Rank
Total interest income$17,504,0001,933
Total interest expense$7,339,0002,135
Net interest income$10,165,0001,743
Provision for loan and lease losses$600,0001,497
Total noninterest income$907,0003,373
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$703,0001,928
Trading account gains and fees$0262
Additional Noninterest Income$204,0005,105
Total noninterest expense$5,218,0002,607
Salaries and employee benefits$2,671,0002,496
Premises and equipment expense$637,0003,022
Additional noninterest expense$1,910,0002,566
Pre-tax net operating income$5,254,0001,369
Securities gains (losses)$04,148
Applicable income taxes$1,780,0001,366
Income before extraordinary items$3,474,0001,423
Extraordinary gains, net$053
Net income$3,474,0001,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,00010,349
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,474,0001,391
1995-12-31 (YTD Data)Rank
Total interest income$15,354,0002,193
Total interest expense$6,378,0002,421
Net interest income$8,976,0002,003
Provision for loan and lease losses$460,0001,682
Total noninterest income$876,0003,430
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$598,0002,275
Trading account gains and fees$0522
Additional Noninterest Income$278,0004,187
Total noninterest expense$4,748,0002,847
Salaries and employee benefits$2,213,0003,010
Premises and equipment expense$543,0003,498
Additional noninterest expense$1,992,0002,407
Pre-tax net operating income$4,644,0001,600
Securities gains (losses)$03,831
Applicable income taxes$1,566,0001,585
Income before extraordinary items$3,078,0001,656
Extraordinary gains, net$065
Net income$3,078,0001,655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0002,011
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,078,0001,638
1994-12-31 (YTD Data)Rank
Total interest income$11,637,0002,606
Total interest expense$4,349,0002,818
Net interest income$7,288,0002,478
Provision for loan and lease losses$360,0001,966
Total noninterest income$857,0003,496
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$601,0002,271
Trading account gains and fees$0475
Additional Noninterest Income$256,0004,515
Total noninterest expense$4,428,0003,106
Salaries and employee benefits$1,914,0003,422
Premises and equipment expense$534,0003,592
Additional noninterest expense$1,980,0002,600
Pre-tax net operating income$3,357,0002,122
Securities gains (losses)$03,600
Applicable income taxes$1,116,0002,022
Income before extraordinary items$2,241,0002,186
Extraordinary gains, net$0249
Net income$2,241,0002,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-67,00012,044
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,241,0002,203
1993-12-31 (YTD Data)Rank
Total interest income$9,614,0003,219
Total interest expense$3,892,0003,238
Net interest income$5,722,0003,166
Provision for loan and lease losses$656,0001,738
Total noninterest income$691,0004,480
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$510,0002,726
Trading account gains and fees$0532
Additional Noninterest Income$181,0005,974
Total noninterest expense$3,873,0003,593
Salaries and employee benefits$1,614,0003,997
Premises and equipment expense$646,0003,102
Additional noninterest expense$1,613,0003,292
Pre-tax net operating income$1,884,0003,515
Securities gains (losses)$07,477
Applicable income taxes$633,0003,427
Income before extraordinary items$1,251,0003,861
Extraordinary gains, net$-4,00012,212
Net income$1,247,0003,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0003,593
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,251,0003,652
1992-12-31 (YTD Data)Rank
Total interest income$8,063,0004,263
Total interest expense$3,898,0004,175
Net interest income$4,165,0004,288
Provision for loan and lease losses$280,0004,302
Total noninterest income$389,0006,658
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$274,0004,771
Trading account gains and feesNANA
Additional Noninterest Income$115,0007,597
Total noninterest expense$2,775,0004,860
Salaries and employee benefits$1,166,0005,301
Premises and equipment expense$357,0005,287
Additional noninterest expense$1,252,0004,180
Pre-tax net operating income$1,499,0004,045
Securities gains (losses)$216,0001,906
Applicable income taxes$570,0003,577
Income before extraordinary items$1,145,0003,977
Extraordinary gains, net$01,422
Net income$1,145,0004,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$4,964,000176
Net operating income$1,000,2804,185

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.