Home > WestStar Bank > Net charge- offs to loans
WestStar Bank, Net charge- offs to loans
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0584% | 5,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 2,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0680% | 1,051 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 8,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 8,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0391% | 4,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3426% | 5,024 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5369% | 739 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0055% | 7,622 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0362% | 9,210 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1241% | 1,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3819% | 1,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0188% | 1,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2781% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6610% | 585 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0448% | 6,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0568% | 415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1973% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0622% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2331% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3096% | 712 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0030% | 1,255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0705% | 5,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0435% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0758% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2126% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1605% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4817% | 718 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1312% | 1,289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6310% | 319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0179% | 1,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1118% | 1,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2490% | 529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3096% | 1,052 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5081% | 934 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.9957% | 5 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1194% | 5,357 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0671% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2184% | 1,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0125% | 1,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3655% | 415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4377% | 968 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3333% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2425% | 223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 6,496 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 1,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0277% | 1,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1159% | 619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4881% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0536% | 1,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0425% | 1,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1595% | 1,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0303% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1537% | 1,092 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0276% | 1,114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4067% | 12,884 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2298% | 1,512 |
| Percentage Net Loans Charged-off:Construction & development | -0.5129% | 1,403 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9416% | 1,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0535% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4394% | 584 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.7479% | 1,540 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1689% | 1,205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3295% | 5,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2442% | 694 |
| Percentage Net Loans Charged-off:Construction & development | -0.2220% | 1,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5491% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.6745% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 1,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9065% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4838% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4225% | 1,242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |