Home > WestStar Bank > Assets and Liabilities
WestStar Bank, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 154 | 1,056 |
| Assets and Liabilities | ||
| Total Assets: | $478,223,000 | 1,077 |
| Cash and due from depository institutions | $20,671,000 | 1,056 |
| Interest-bearing balances | $18,000 | 6,361 |
| Securities | $105,880,000 | 1,072 |
| Federal funds sold & reverse repurchase agreements | $39,725,000 | 376 |
| Net loans & leases | $275,963,000 | 1,197 |
| Loan loss allowance | $3,408,000 | 1,210 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,746,000 | 1,112 |
| Other real estate owned | $184,000 | 1,056 |
| Goodwill and other intangibles | $14,015,000 | 347 |
| All other assets | $14,039,000 | 929 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $478,223,000 | 1,077 |
| Total liabilities | $429,883,000 | 1,086 |
| Total deposits | $420,445,000 | 942 |
| Interest-bearing deposits | $355,505,000 | 964 |
| Deposits held in domestic offices | $420,445,000 | 941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,719,000 | 4,291 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $7,719,000 | 730 |
| Total equity capital | $48,340,000 | 1,019 |
| Total bank equity capital | $48,340,000 | 1,019 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,100,000 | 1,781 |
| Surplus | $43,586,000 | 528 |
| Undivided profits | $2,654,000 | 5,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,457,000 | 1,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,660,000 | 815 |
| Earning assets | $421,586,000 | 1,111 |
| Long-term assets (5+ years) | $50,171,000 | 1,715 |
| Average Assets, year-to-date | $478,631,800 | 1,011 |
| Average Assets, quarterly | $471,921,000 | 1,080 |
| Volatile liabilities | $26,590,000 | 2,983 |
| Insider loans | $26,826,000 | 136 |
| FHLB advances | $1,329,000 | 4,230 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $75,678,000 | 929 |
| Tier 1 (core) risk-based capital | $32,868,000 | 1,395 |
| Tier 2 risk-based capital | $3,408,000 | 1,138 |
| Total risk weighted assets | $300,657,000 | 1,136 |
| Total unused commitments | $75,678,000 | 929 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 152 | 1,065 |
| Assets and Liabilities | ||
| Total Assets: | $469,543,000 | 1,037 |
| Cash and due from depository institutions | $17,739,000 | 1,065 |
| Interest-bearing balances | $35,000 | 5,619 |
| Securities | $124,297,000 | 921 |
| Federal funds sold & reverse repurchase agreements | $17,750,000 | 685 |
| Net loans & leases | $275,464,000 | 1,162 |
| Loan loss allowance | $3,372,000 | 1,179 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,674,000 | 1,255 |
| Other real estate owned | $0 | 1,065 |
| Goodwill and other intangibles | $15,870,000 | 312 |
| All other assets | $11,749,000 | 866 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $469,543,000 | 1,037 |
| Total liabilities | $416,411,000 | 1,064 |
| Total deposits | $405,113,000 | 946 |
| Interest-bearing deposits | $346,882,000 | 957 |
| Deposits held in domestic offices | $405,113,000 | 944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,622 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,179,000 | 3,438 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $8,019,000 | 715 |
| Total equity capital | $53,132,000 | 880 |
| Total bank equity capital | $53,132,000 | 880 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,100,000 | 1,799 |
| Surplus | $49,057,000 | 456 |
| Undivided profits | $1,975,000 | 6,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,286,000 | 1,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,719,000 | 908 |
| Earning assets | $417,546,000 | 1,071 |
| Long-term assets (5+ years) | $57,161,000 | 1,472 |
| Average Assets, year-to-date | $462,683,800 | 1,011 |
| Average Assets, quarterly | $458,455,500 | 1,054 |
| Volatile liabilities | $26,467,000 | 2,942 |
| Insider loans | $20,607,000 | 194 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $80,899,000 | 825 |
| Tier 1 (core) risk-based capital | $37,227,000 | 1,168 |
| Tier 2 risk-based capital | $3,372,000 | 1,115 |
| Total risk weighted assets | $305,318,400 | 1,078 |
| Total unused commitments | $80,899,000 | 826 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 156 | 1,080 |
| Assets and Liabilities | ||
| Total Assets: | $463,101,000 | 1,036 |
| Cash and due from depository institutions | $15,417,000 | 1,080 |
| Interest-bearing balances | $4,000 | 6,637 |
| Securities | $142,641,000 | 829 |
| Federal funds sold & reverse repurchase agreements | $28,200,000 | 388 |
| Net loans & leases | $240,831,000 | 1,268 |
| Loan loss allowance | $3,015,000 | 1,273 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,467,000 | 1,294 |
| Other real estate owned | $181,000 | 1,080 |
| Goodwill and other intangibles | $17,731,000 | 275 |
| All other assets | $11,633,000 | 886 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $463,101,000 | 1,036 |
| Total liabilities | $411,886,000 | 1,059 |
| Total deposits | $377,495,000 | 989 |
| Interest-bearing deposits | $318,097,000 | 1,008 |
| Deposits held in domestic offices | $377,495,000 | 984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,347,000 | 1,103 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $7,044,000 | 752 |
| Total equity capital | $51,215,000 | 879 |
| Total bank equity capital | $51,215,000 | 879 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,100,000 | 1,811 |
| Surplus | $49,701,000 | 469 |
| Undivided profits | $-586,000 | 9,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,191,000 | 1,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,984,000 | 1,054 |
| Earning assets | $411,676,000 | 1,070 |
| Long-term assets (5+ years) | $61,171,000 | 1,469 |
| Average Assets, year-to-date | $469,766,800 | 980 |
| Average Assets, quarterly | $459,247,500 | 1,044 |
| Volatile liabilities | $45,153,000 | 1,802 |
| Insider loans | $20,712,000 | 204 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $81,990,000 | 822 |
| Tier 1 (core) risk-based capital | $34,574,000 | 1,261 |
| Tier 2 risk-based capital | $3,015,000 | 1,191 |
| Total risk weighted assets | $275,644,400 | 1,144 |
| Total unused commitments | $81,990,000 | 822 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 180 | 928 |
| Assets and Liabilities | ||
| Total Assets: | $513,882,000 | 917 |
| Cash and due from depository institutions | $21,376,000 | 928 |
| Interest-bearing balances | $4,000 | 6,535 |
| Securities | $171,177,000 | 699 |
| Federal funds sold & reverse repurchase agreements | $23,225,000 | 687 |
| Net loans & leases | $259,775,000 | 1,104 |
| Loan loss allowance | $3,248,000 | 1,145 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,939,000 | 1,122 |
| Other real estate owned | $145,000 | 928 |
| Goodwill and other intangibles | $20,293,000 | 259 |
| All other assets | $10,952,000 | 821 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $513,882,000 | 917 |
| Total liabilities | $456,204,000 | 934 |
| Total deposits | $427,866,000 | 858 |
| Interest-bearing deposits | $358,735,000 | 881 |
| Deposits held in domestic offices | $427,866,000 | 855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,112,000 | 988 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,226,000 | 854 |
| Total equity capital | $57,678,000 | 800 |
| Total bank equity capital | $57,678,000 | 800 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,100,000 | 1,758 |
| Surplus | $54,197,000 | 420 |
| Undivided profits | $1,381,000 | 7,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,407,000 | 1,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,960,000 | 1,063 |
| Earning assets | $454,181,000 | 948 |
| Long-term assets (5+ years) | $62,239,000 | 1,323 |
| Average Assets, year-to-date | $501,748,000 | 899 |
| Average Assets, quarterly | $511,399,500 | 908 |
| Volatile liabilities | $22,814,000 | 2,701 |
| Insider loans | $17,323,000 | 210 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $74,140,000 | 856 |
| Tier 1 (core) risk-based capital | $37,365,000 | 1,125 |
| Tier 2 risk-based capital | $3,248,000 | 1,047 |
| Total risk weighted assets | $289,257,100 | 1,020 |
| Total unused commitments | $74,140,000 | 864 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 183 | 961 |
| Assets and Liabilities | ||
| Total Assets: | $487,430,000 | 985 |
| Cash and due from depository institutions | $10,542,000 | 961 |
| Interest-bearing balances | $3,000 | 6,460 |
| Securities | $166,018,000 | 728 |
| Federal funds sold & reverse repurchase agreements | $27,800,000 | 490 |
| Net loans & leases | $244,630,000 | 1,197 |
| Loan loss allowance | $2,998,000 | 1,254 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,507,000 | 1,192 |
| Other real estate owned | $89,000 | 961 |
| Goodwill and other intangibles | $20,504,000 | 252 |
| All other assets | $11,340,000 | 781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $487,430,000 | 985 |
| Total liabilities | $430,141,000 | 1,004 |
| Total deposits | $392,822,000 | 971 |
| Interest-bearing deposits | $331,011,000 | 984 |
| Deposits held in domestic offices | $392,822,000 | 964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $31,475,000 | 744 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,844,000 | 891 |
| Total equity capital | $57,289,000 | 813 |
| Total bank equity capital | $57,289,000 | 813 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,100,000 | 1,748 |
| Surplus | $54,096,000 | 411 |
| Undivided profits | $1,093,000 | 8,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,596,000 | 1,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,929,000 | 1,125 |
| Earning assets | $438,451,000 | 997 |
| Long-term assets (5+ years) | $69,585,000 | 1,045 |
| Average Assets, year-to-date | $471,245,600 | 974 |
| Average Assets, quarterly | $482,924,500 | 980 |
| Volatile liabilities | $32,040,000 | 2,026 |
| Insider loans | $18,482,000 | 219 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $63,449,000 | 902 |
| Tier 1 (core) risk-based capital | $36,807,000 | 1,140 |
| Tier 2 risk-based capital | $2,998,000 | 1,066 |
| Total risk weighted assets | $258,970,300 | 1,123 |
| Total unused commitments | $63,449,000 | 907 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 205 | 909 |
| Assets and Liabilities | ||
| Total Assets: | $454,194,000 | 1,085 |
| Cash and due from depository institutions | $23,123,000 | 909 |
| Interest-bearing balances | $2,000 | 6,536 |
| Securities | $143,247,000 | 865 |
| Federal funds sold & reverse repurchase agreements | $16,100,000 | 796 |
| Net loans & leases | $235,647,000 | 1,276 |
| Loan loss allowance | $4,261,000 | 1,003 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,292,000 | 2,401 |
| Other real estate owned | $236,000 | 909 |
| Goodwill and other intangibles | $22,572,000 | 221 |
| All other assets | $9,977,000 | 903 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $454,194,000 | 1,085 |
| Total liabilities | $400,650,000 | 1,107 |
| Total deposits | $372,984,000 | 1,051 |
| Interest-bearing deposits | $302,023,000 | 1,110 |
| Deposits held in domestic offices | $372,984,000 | 1,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $22,245,000 | 884 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,421,000 | 941 |
| Total equity capital | $53,544,000 | 872 |
| Total bank equity capital | $53,544,000 | 872 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,100,000 | 1,842 |
| Surplus | $50,413,000 | 433 |
| Undivided profits | $1,031,000 | 8,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,787,000 | 622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,889,000 | 1,158 |
| Earning assets | $394,996,000 | 1,128 |
| Long-term assets (5+ years) | $74,482,000 | 923 |
| Average Assets, year-to-date | $444,750,400 | 1,058 |
| Average Assets, quarterly | $449,625,500 | 1,080 |
| Volatile liabilities | $22,996,000 | 2,614 |
| Insider loans | $15,489,000 | 295 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $53,599,000 | 1,009 |
| Tier 1 (core) risk-based capital | $30,817,000 | 1,393 |
| Tier 2 risk-based capital | $2,935,780 | 1,129 |
| Total risk weighted assets | $233,537,380 | 1,253 |
| Total unused commitments | $53,599,000 | 1,014 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 210 | 919 |
| Assets and Liabilities | ||
| Total Assets: | $448,407,000 | 1,098 |
| Cash and due from depository institutions | $22,734,000 | 919 |
| Interest-bearing balances | $141,000 | 4,588 |
| Securities | $141,711,000 | 900 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $245,051,000 | 1,201 |
| Loan loss allowance | $4,051,000 | 1,067 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,398,000 | 2,270 |
| Other real estate owned | $255,000 | 919 |
| Goodwill and other intangibles | $24,661,000 | 203 |
| All other assets | $10,597,000 | 909 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $448,407,000 | 1,098 |
| Total liabilities | $393,732,000 | 1,130 |
| Total deposits | $365,274,000 | 1,086 |
| Interest-bearing deposits | $294,265,000 | 1,153 |
| Deposits held in domestic offices | $365,274,000 | 1,076 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $525,000 | 3,038 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $22,693,000 | 817 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,240,000 | 1,010 |
| Total equity capital | $54,675,000 | 882 |
| Total bank equity capital | $54,675,000 | 882 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,100,000 | 1,877 |
| Surplus | $51,774,000 | 448 |
| Undivided profits | $801,000 | 9,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,021,000 | 2,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,114,000 | 1,077 |
| Earning assets | $386,903,000 | 1,161 |
| Long-term assets (5+ years) | $72,402,000 | 888 |
| Average Assets, year-to-date | $444,892,200 | 1,072 |
| Average Assets, quarterly | $446,125,500 | 1,101 |
| Volatile liabilities | $22,043,000 | 2,435 |
| Insider loans | $13,940,000 | 351 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $49,749,000 | 1,032 |
| Tier 1 (core) risk-based capital | $29,386,000 | 1,466 |
| Tier 2 risk-based capital | $3,196,160 | 1,073 |
| Total risk weighted assets | $254,837,960 | 1,159 |
| Total unused commitments | $49,749,000 | 1,040 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 210 | 941 |
| Assets and Liabilities | ||
| Total Assets: | $443,154,000 | 1,077 |
| Cash and due from depository institutions | $24,652,000 | 941 |
| Interest-bearing balances | $53,000 | 6,074 |
| Securities | $144,019,000 | 924 |
| Federal funds sold & reverse repurchase agreements | $7,825,000 | 1,179 |
| Net loans & leases | $224,543,000 | 1,264 |
| Loan loss allowance | $4,209,000 | 1,039 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,599,000 | 2,072 |
| Other real estate owned | $654,000 | 941 |
| Goodwill and other intangibles | $27,177,000 | 169 |
| All other assets | $10,685,000 | 940 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $443,154,000 | 1,077 |
| Total liabilities | $382,961,000 | 1,136 |
| Total deposits | $368,979,000 | 1,046 |
| Interest-bearing deposits | $293,878,000 | 1,122 |
| Deposits held in domestic offices | $368,979,000 | 1,036 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,818,000 | 1,326 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $5,164,000 | 900 |
| Total equity capital | $60,193,000 | 750 |
| Total bank equity capital | $60,193,000 | 750 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,100,000 | 1,934 |
| Surplus | $57,514,000 | 385 |
| Undivided profits | $579,000 | 10,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,567,000 | 1,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,766,000 | 1,106 |
| Earning assets | $376,440,000 | 1,168 |
| Long-term assets (5+ years) | $100,021,000 | 672 |
| Average Assets, year-to-date | $440,693,200 | 1,051 |
| Average Assets, quarterly | $443,008,000 | 1,068 |
| Volatile liabilities | $32,437,000 | 1,719 |
| Insider loans | $8,883,000 | 496 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $43,975,000 | 1,085 |
| Tier 1 (core) risk-based capital | $34,186,000 | 1,213 |
| Tier 2 risk-based capital | $2,833,240 | 1,166 |
| Total risk weighted assets | $225,283,440 | 1,256 |
| Total unused commitments | $43,975,000 | 1,094 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 232 | 905 |
| Assets and Liabilities | ||
| Total Assets: | $430,218,000 | 1,117 |
| Cash and due from depository institutions | $15,213,000 | 905 |
| Interest-bearing balances | $5,000 | 7,519 |
| Securities | $177,906,000 | 794 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $220,602,000 | 1,259 |
| Loan loss allowance | $3,903,000 | 1,184 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,135,000 | 1,756 |
| Other real estate owned | $1,200,000 | 905 |
| Goodwill and other intangibles | $1,391,000 | 850 |
| All other assets | $9,771,000 | 967 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $430,218,000 | 1,117 |
| Total liabilities | $395,045,000 | 1,119 |
| Total deposits | $378,435,000 | 1,050 |
| Interest-bearing deposits | $300,604,000 | 1,150 |
| Deposits held in domestic offices | $378,435,000 | 1,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $675,000 | 3,056 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,088,000 | 1,075 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $5,847,000 | 858 |
| Total equity capital | $35,173,000 | 1,170 |
| Total bank equity capital | $35,173,000 | 1,170 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,100,000 | 1,960 |
| Surplus | $3,020,000 | 4,054 |
| Undivided profits | $30,053,000 | 763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,565,000 | 1,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,380,000 | 1,234 |
| Earning assets | $398,513,000 | 1,105 |
| Long-term assets (5+ years) | $77,994,000 | 836 |
| Average Assets, year-to-date | $435,392,800 | 1,077 |
| Average Assets, quarterly | $428,821,000 | 1,109 |
| Volatile liabilities | $34,121,000 | 1,596 |
| Insider loans | $15,408,000 | 292 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $34,075,000 | 1,308 |
| Tier 1 (core) risk-based capital | $33,782,000 | 1,173 |
| Tier 2 risk-based capital | $2,669,140 | 1,215 |
| Total risk weighted assets | $212,297,440 | 1,316 |
| Total unused commitments | $34,075,000 | 1,329 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 220 | 966 |
| Assets and Liabilities | ||
| Total Assets: | $448,169,000 | 1,107 |
| Cash and due from depository institutions | $20,925,000 | 966 |
| Interest-bearing balances | $8,000 | 7,916 |
| Securities | $181,087,000 | 765 |
| Federal funds sold & reverse repurchase agreements | $6,600,000 | 2,504 |
| Net loans & leases | $221,215,000 | 1,317 |
| Loan loss allowance | $3,999,000 | 1,203 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,759,000 | 1,541 |
| Other real estate owned | $2,369,000 | 966 |
| Goodwill and other intangibles | $1,741,000 | 772 |
| All other assets | $9,473,000 | 1,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $448,169,000 | 1,107 |
| Total liabilities | $412,373,000 | 1,106 |
| Total deposits | $390,765,000 | 1,065 |
| Interest-bearing deposits | $323,440,000 | 1,130 |
| Deposits held in domestic offices | $390,765,000 | 1,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,500,000 | 1,145 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $8,120,000 | 1,058 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $5,988,000 | 851 |
| Total equity capital | $35,796,000 | 1,089 |
| Total bank equity capital | $35,796,000 | 1,089 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,100,000 | 2,024 |
| Surplus | $3,020,000 | 3,939 |
| Undivided profits | $30,676,000 | 687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,360,000 | 1,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,451,000 | 1,318 |
| Earning assets | $408,910,000 | 1,098 |
| Long-term assets (5+ years) | $70,916,000 | 864 |
| Average Assets, year-to-date | $461,316,200 | 1,058 |
| Average Assets, quarterly | $449,508,500 | 1,093 |
| Volatile liabilities | $43,709,000 | 1,300 |
| Insider loans | $358,000 | 2,507 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $42,355,000 | 1,061 |
| Tier 1 (core) risk-based capital | $34,055,000 | 1,127 |
| Tier 2 risk-based capital | $2,718,530 | 1,230 |
| Total risk weighted assets | $216,202,030 | 1,352 |
| Total unused commitments | $42,355,000 | 1,080 |
| Derivatives | $0 | 651 |