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WestStar Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,956,000 | 8,410 |
| Total interest expense | $962,000 | 9,279 |
| Net interest income | $1,994,000 | 7,696 |
| Provision for loan and lease losses | $-160,000 | 12,998 |
| Total noninterest income | $350,000 | 7,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,496 |
| Total noninterest expense | $1,861,000 | 6,723 |
| Salaries and employee benefits | $919,000 | 6,604 |
| Premises and equipment expense | $351,000 | 5,221 |
| Additional noninterest expense | $591,000 | 7,418 |
| Pre-tax net operating income | $643,000 | 7,665 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $246,000 | 6,869 |
| Income before extraordinary items | $397,000 | 8,467 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $397,000 | 8,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 12,190 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $397,000 | 8,187 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,247,000 | 8,565 |
| Total interest expense | $1,230,000 | 9,498 |
| Net interest income | $2,017,000 | 7,702 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $432,000 | 6,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 4,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 7,335 |
| Total noninterest expense | $1,837,000 | 6,830 |
| Salaries and employee benefits | $795,000 | 7,291 |
| Premises and equipment expense | $356,000 | 5,305 |
| Additional noninterest expense | $686,000 | 6,847 |
| Pre-tax net operating income | $312,000 | 10,014 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $10,000 | 12,372 |
| Income before extraordinary items | $302,000 | 9,299 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $302,000 | 9,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-114,000 | 13,758 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $302,000 | 8,917 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.