Home > WestStar Bank > Assets and Liabilities
WestStar Bank, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 261 | 613 |
| Assets and Liabilities | ||
| Total Assets: | $720,824,000 | 906 |
| Cash and due from depository institutions | $21,797,000 | 613 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $79,239,000 | 1,540 |
| Federal funds sold & reverse repurchase agreements | $4,990,000 | 2,257 |
| Net loans & leases | $530,684,000 | 830 |
| Loan loss allowance | $4,929,000 | 1,040 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $37,676,000 | 239 |
| Other real estate owned | $795,000 | 613 |
| Goodwill and other intangibles | $34,927,000 | 299 |
| All other assets | $10,716,000 | 1,616 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $720,824,000 | 906 |
| Total liabilities | $634,113,000 | 922 |
| Total deposits | $562,014,000 | 882 |
| Interest-bearing deposits | $438,516,000 | 957 |
| Deposits held in domestic offices | $562,014,000 | 880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,883,000 | 554 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $23,673,000 | 1,613 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,543,000 | 708 |
| Total equity capital | $86,711,000 | 754 |
| Total bank equity capital | $86,711,000 | 754 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $784,000 | 3,445 |
| Surplus | $61,541,000 | 513 |
| Undivided profits | $24,386,000 | 1,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,559,000 | 1,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,090,000 | 1,137 |
| Earning assets | $614,913,000 | 959 |
| Long-term assets (5+ years) | $87,914,000 | 1,171 |
| Average Assets, year-to-date | $702,058,330 | 911 |
| Average Assets, quarterly | $711,364,000 | 911 |
| Volatile liabilities | $85,036,000 | 1,703 |
| Insider loans | $12,709,000 | 515 |
| FHLB advances | $23,673,000 | 1,519 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $113,638,000 | 946 |
| Tier 1 (core) risk-based capital | $55,298,000 | 1,073 |
| Tier 2 risk-based capital | $4,929,000 | 1,026 |
| Total risk weighted assets | $567,464,000 | 821 |
| Total unused commitments | $113,638,000 | 946 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 258 | 612 |
| Assets and Liabilities | ||
| Total Assets: | $701,904,000 | 914 |
| Cash and due from depository institutions | $18,854,000 | 612 |
| Interest-bearing balances | $17,000 | 6,213 |
| Securities | $84,018,000 | 1,466 |
| Federal funds sold & reverse repurchase agreements | $13,520,000 | 1,109 |
| Net loans & leases | $501,702,000 | 853 |
| Loan loss allowance | $4,685,000 | 1,080 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $37,261,000 | 236 |
| Other real estate owned | $1,088,000 | 612 |
| Goodwill and other intangibles | $34,937,000 | 289 |
| All other assets | $10,524,000 | 1,609 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $701,904,000 | 914 |
| Total liabilities | $616,229,000 | 930 |
| Total deposits | $558,232,000 | 868 |
| Interest-bearing deposits | $433,464,000 | 954 |
| Deposits held in domestic offices | $558,232,000 | 867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,021,000 | 640 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,967,000 | 1,534 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $6,009,000 | 911 |
| Total equity capital | $85,675,000 | 742 |
| Total bank equity capital | $85,675,000 | 742 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $784,000 | 3,433 |
| Surplus | $61,541,000 | 496 |
| Undivided profits | $23,350,000 | 1,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $435,000 | 3,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,006,000 | 1,113 |
| Earning assets | $599,257,000 | 968 |
| Long-term assets (5+ years) | $92,416,000 | 1,113 |
| Average Assets, year-to-date | $692,675,500 | 917 |
| Average Assets, quarterly | $692,675,500 | 917 |
| Volatile liabilities | $76,794,000 | 1,754 |
| Insider loans | $12,823,000 | 507 |
| FHLB advances | $23,967,000 | 1,454 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $112,070,000 | 940 |
| Tier 1 (core) risk-based capital | $54,173,000 | 1,080 |
| Tier 2 risk-based capital | $4,685,000 | 1,056 |
| Total risk weighted assets | $543,279,000 | 831 |
| Total unused commitments | $112,070,000 | 940 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 253 | 626 |
| Assets and Liabilities | ||
| Total Assets: | $683,447,000 | 930 |
| Cash and due from depository institutions | $20,728,000 | 626 |
| Interest-bearing balances | $11,000 | 6,393 |
| Securities | $87,440,000 | 1,402 |
| Federal funds sold & reverse repurchase agreements | $10,630,000 | 1,297 |
| Net loans & leases | $481,511,000 | 879 |
| Loan loss allowance | $4,473,000 | 1,107 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $37,562,000 | 224 |
| Other real estate owned | $572,000 | 626 |
| Goodwill and other intangibles | $34,947,000 | 282 |
| All other assets | $10,057,000 | 1,667 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $683,447,000 | 930 |
| Total liabilities | $599,674,000 | 948 |
| Total deposits | $554,588,000 | 871 |
| Interest-bearing deposits | $419,258,000 | 970 |
| Deposits held in domestic offices | $554,588,000 | 868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,470,000 | 1,024 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,759,000 | 1,485 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,857,000 | 796 |
| Total equity capital | $83,773,000 | 747 |
| Total bank equity capital | $83,773,000 | 747 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $784,000 | 3,444 |
| Surplus | $61,541,000 | 484 |
| Undivided profits | $21,448,000 | 1,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 5,971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,776,000 | 1,203 |
| Earning assets | $579,592,000 | 990 |
| Long-term assets (5+ years) | $95,299,000 | 1,066 |
| Average Assets, year-to-date | $663,977,800 | 888 |
| Average Assets, quarterly | $676,055,500 | 928 |
| Volatile liabilities | $63,551,000 | 2,015 |
| Insider loans | $13,243,000 | 457 |
| FHLB advances | $25,759,000 | 1,391 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $125,089,000 | 841 |
| Tier 1 (core) risk-based capital | $52,033,000 | 1,108 |
| Tier 2 risk-based capital | $4,473,000 | 1,084 |
| Total risk weighted assets | $541,412,000 | 822 |
| Total unused commitments | $125,089,000 | 841 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 253 | 624 |
| Assets and Liabilities | ||
| Total Assets: | $668,664,000 | 922 |
| Cash and due from depository institutions | $21,228,000 | 624 |
| Interest-bearing balances | $12,000 | 6,399 |
| Securities | $91,941,000 | 1,334 |
| Federal funds sold & reverse repurchase agreements | $48,810,000 | 283 |
| Net loans & leases | $424,348,000 | 969 |
| Loan loss allowance | $4,050,000 | 1,207 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $37,759,000 | 218 |
| Other real estate owned | $601,000 | 624 |
| Goodwill and other intangibles | $34,957,000 | 273 |
| All other assets | $9,020,000 | 1,773 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $668,664,000 | 922 |
| Total liabilities | $584,899,000 | 947 |
| Total deposits | $538,599,000 | 877 |
| Interest-bearing deposits | $406,400,000 | 978 |
| Deposits held in domestic offices | $538,599,000 | 875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,738,000 | 946 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $27,084,000 | 1,444 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,478,000 | 916 |
| Total equity capital | $83,765,000 | 731 |
| Total bank equity capital | $83,765,000 | 731 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $784,000 | 3,429 |
| Surplus | $61,541,000 | 469 |
| Undivided profits | $21,440,000 | 1,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,385,000 | 1,860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,685,000 | 1,184 |
| Earning assets | $565,111,000 | 998 |
| Long-term assets (5+ years) | $99,899,000 | 1,013 |
| Average Assets, year-to-date | $659,110,500 | 877 |
| Average Assets, quarterly | $660,810,500 | 920 |
| Volatile liabilities | $68,233,000 | 1,834 |
| Insider loans | $9,898,000 | 613 |
| FHLB advances | $27,084,000 | 1,353 |
| Loans and leases held for sale | $1,006,000 | 958 |
| Unused loan commitments | $110,513,000 | 920 |
| Tier 1 (core) risk-based capital | $51,950,000 | 1,081 |
| Tier 2 risk-based capital | $4,050,000 | 1,169 |
| Total risk weighted assets | $488,064,000 | 885 |
| Total unused commitments | $110,513,000 | 921 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 254 | 617 |
| Assets and Liabilities | ||
| Total Assets: | $652,957,000 | 918 |
| Cash and due from depository institutions | $17,887,000 | 617 |
| Interest-bearing balances | $3,711,000 | 1,316 |
| Securities | $96,232,000 | 1,281 |
| Federal funds sold & reverse repurchase agreements | $38,865,000 | 317 |
| Net loans & leases | $417,912,000 | 956 |
| Loan loss allowance | $4,003,000 | 1,204 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $37,653,000 | 216 |
| Other real estate owned | $589,000 | 617 |
| Goodwill and other intangibles | $34,967,000 | 270 |
| All other assets | $8,852,000 | 1,750 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $652,957,000 | 918 |
| Total liabilities | $570,844,000 | 939 |
| Total deposits | $521,664,000 | 864 |
| Interest-bearing deposits | $404,707,000 | 946 |
| Deposits held in domestic offices | $521,664,000 | 862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,134,000 | 833 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,132,000 | 1,440 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,914,000 | 934 |
| Total equity capital | $82,113,000 | 730 |
| Total bank equity capital | $82,113,000 | 730 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $784,000 | 3,415 |
| Surplus | $61,541,000 | 455 |
| Undivided profits | $19,788,000 | 1,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 5,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,266,000 | 1,305 |
| Earning assets | $556,720,000 | 982 |
| Long-term assets (5+ years) | $100,996,000 | 996 |
| Average Assets, year-to-date | $655,926,000 | 870 |
| Average Assets, quarterly | $668,271,500 | 869 |
| Volatile liabilities | $87,411,000 | 1,449 |
| Insider loans | $9,983,000 | 594 |
| FHLB advances | $27,132,000 | 1,357 |
| Loans and leases held for sale | $1,200,000 | 918 |
| Unused loan commitments | $109,178,000 | 901 |
| Tier 1 (core) risk-based capital | $49,913,000 | 1,098 |
| Tier 2 risk-based capital | $4,003,000 | 1,165 |
| Total risk weighted assets | $467,280,000 | 900 |
| Total unused commitments | $109,178,000 | 901 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 243 | 636 |
| Assets and Liabilities | ||
| Total Assets: | $683,586,000 | 852 |
| Cash and due from depository institutions | $20,716,000 | 636 |
| Interest-bearing balances | $97,000 | 5,254 |
| Securities | $129,858,000 | 960 |
| Federal funds sold & reverse repurchase agreements | $51,120,000 | 252 |
| Net loans & leases | $399,224,000 | 976 |
| Loan loss allowance | $3,989,000 | 1,192 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $37,386,000 | 216 |
| Other real estate owned | $800,000 | 636 |
| Goodwill and other intangibles | $34,977,000 | 265 |
| All other assets | $9,505,000 | 1,639 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $683,586,000 | 852 |
| Total liabilities | $603,565,000 | 862 |
| Total deposits | $556,804,000 | 803 |
| Interest-bearing deposits | $434,737,000 | 860 |
| Deposits held in domestic offices | $556,804,000 | 800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,522,000 | 1,026 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $29,738,000 | 1,313 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,501,000 | 873 |
| Total equity capital | $80,021,000 | 730 |
| Total bank equity capital | $80,021,000 | 730 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $784,000 | 3,425 |
| Surplus | $61,541,000 | 447 |
| Undivided profits | $17,696,000 | 1,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,464,000 | 609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,292,000 | 1,235 |
| Earning assets | $580,299,000 | 922 |
| Long-term assets (5+ years) | $110,300,000 | 931 |
| Average Assets, year-to-date | $657,410,500 | 873 |
| Average Assets, quarterly | $657,410,500 | 873 |
| Volatile liabilities | $95,076,000 | 1,280 |
| Insider loans | $13,107,000 | 400 |
| FHLB advances | $29,738,000 | 1,223 |
| Loans and leases held for sale | $450,000 | 1,199 |
| Unused loan commitments | $96,736,000 | 971 |
| Tier 1 (core) risk-based capital | $48,466,000 | 1,114 |
| Tier 2 risk-based capital | $3,989,000 | 1,152 |
| Total risk weighted assets | $467,972,000 | 885 |
| Total unused commitments | $96,736,000 | 972 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 247 | 634 |
| Assets and Liabilities | ||
| Total Assets: | $631,235,000 | 915 |
| Cash and due from depository institutions | $18,360,000 | 634 |
| Interest-bearing balances | $90,000 | 5,355 |
| Securities | $104,025,000 | 1,235 |
| Federal funds sold & reverse repurchase agreements | $17,295,000 | 668 |
| Net loans & leases | $409,569,000 | 948 |
| Loan loss allowance | $3,895,000 | 1,199 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $38,103,000 | 216 |
| Other real estate owned | $785,000 | 634 |
| Goodwill and other intangibles | $34,987,000 | 261 |
| All other assets | $8,111,000 | 1,841 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $631,235,000 | 915 |
| Total liabilities | $552,245,000 | 945 |
| Total deposits | $503,350,000 | 871 |
| Interest-bearing deposits | $380,317,000 | 990 |
| Deposits held in domestic offices | $503,350,000 | 869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $894,000 | 2,777 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $42,444,000 | 1,028 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $5,557,000 | 856 |
| Total equity capital | $78,990,000 | 741 |
| Total bank equity capital | $78,990,000 | 741 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $784,000 | 3,425 |
| Surplus | $61,541,000 | 448 |
| Undivided profits | $16,665,000 | 1,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $253,000 | 5,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,151,000 | 1,299 |
| Earning assets | $530,979,000 | 1,004 |
| Long-term assets (5+ years) | $107,458,000 | 984 |
| Average Assets, year-to-date | $603,394,400 | 914 |
| Average Assets, quarterly | $626,517,500 | 910 |
| Volatile liabilities | $89,461,000 | 1,319 |
| Insider loans | $10,681,000 | 528 |
| FHLB advances | $42,444,000 | 932 |
| Loans and leases held for sale | $7,110,000 | 309 |
| Unused loan commitments | $100,579,000 | 926 |
| Tier 1 (core) risk-based capital | $46,867,000 | 1,131 |
| Tier 2 risk-based capital | $3,895,000 | 1,174 |
| Total risk weighted assets | $465,269,000 | 880 |
| Total unused commitments | $100,579,000 | 926 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 247 | 630 |
| Assets and Liabilities | ||
| Total Assets: | $621,800,000 | 915 |
| Cash and due from depository institutions | $17,082,000 | 630 |
| Interest-bearing balances | $2,113,000 | 2,039 |
| Securities | $132,898,000 | 957 |
| Federal funds sold & reverse repurchase agreements | $6,230,000 | 1,752 |
| Net loans & leases | $382,825,000 | 992 |
| Loan loss allowance | $3,742,000 | 1,255 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $37,733,000 | 215 |
| Other real estate owned | $606,000 | 630 |
| Goodwill and other intangibles | $34,996,000 | 258 |
| All other assets | $9,430,000 | 1,596 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $621,800,000 | 915 |
| Total liabilities | $544,075,000 | 934 |
| Total deposits | $501,891,000 | 853 |
| Interest-bearing deposits | $392,065,000 | 939 |
| Deposits held in domestic offices | $501,891,000 | 848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $751,000 | 3,003 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $33,603,000 | 1,216 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,830,000 | 651 |
| Total equity capital | $77,725,000 | 744 |
| Total bank equity capital | $77,725,000 | 744 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $784,000 | 3,435 |
| Surplus | $61,541,000 | 444 |
| Undivided profits | $15,400,000 | 2,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $817,000 | 2,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $272,000 | 509 |
| Income earned, not collected on loans | $2,292,000 | 1,223 |
| Earning assets | $524,066,000 | 996 |
| Long-term assets (5+ years) | $60,863,000 | 1,627 |
| Average Assets, year-to-date | $596,434,250 | 922 |
| Average Assets, quarterly | $604,486,000 | 930 |
| Volatile liabilities | $86,720,000 | 1,311 |
| Insider loans | $10,687,000 | 525 |
| FHLB advances | $33,603,000 | 1,113 |
| Loans and leases held for sale | $2,295,000 | 564 |
| Unused loan commitments | $113,050,000 | 841 |
| Tier 1 (core) risk-based capital | $45,852,000 | 1,145 |
| Tier 2 risk-based capital | $3,742,000 | 1,212 |
| Total risk weighted assets | $431,428,000 | 925 |
| Total unused commitments | $113,050,000 | 844 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 232 | 677 |
| Assets and Liabilities | ||
| Total Assets: | $587,172,000 | 947 |
| Cash and due from depository institutions | $20,871,000 | 677 |
| Interest-bearing balances | $2,113,000 | 2,046 |
| Securities | $138,200,000 | 927 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $347,540,000 | 1,062 |
| Loan loss allowance | $3,369,000 | 1,386 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $34,685,000 | 230 |
| Other real estate owned | $788,000 | 677 |
| Goodwill and other intangibles | $35,006,000 | 248 |
| All other assets | $10,082,000 | 1,509 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $587,172,000 | 947 |
| Total liabilities | $511,622,000 | 986 |
| Total deposits | $469,910,000 | 902 |
| Interest-bearing deposits | $361,052,000 | 1,006 |
| Deposits held in domestic offices | $469,910,000 | 896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,816,000 | 2,126 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $33,615,000 | 1,212 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $5,281,000 | 831 |
| Total equity capital | $75,550,000 | 731 |
| Total bank equity capital | $75,550,000 | 731 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $784,000 | 3,454 |
| Surplus | $61,541,000 | 436 |
| Undivided profits | $13,225,000 | 2,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,563,000 | 1,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,236,000 | 1,182 |
| Earning assets | $487,853,000 | 1,046 |
| Long-term assets (5+ years) | $64,542,000 | 1,595 |
| Average Assets, year-to-date | $587,979,000 | 925 |
| Average Assets, quarterly | $595,654,000 | 928 |
| Volatile liabilities | $74,597,000 | 1,467 |
| Insider loans | $11,073,000 | 492 |
| FHLB advances | $33,615,000 | 1,118 |
| Loans and leases held for sale | $2,028,000 | 617 |
| Unused loan commitments | $70,002,000 | 1,176 |
| Tier 1 (core) risk-based capital | $42,734,000 | 1,211 |
| Tier 2 risk-based capital | $3,369,000 | 1,331 |
| Total risk weighted assets | $392,425,000 | 979 |
| Total unused commitments | $70,002,000 | 1,176 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 233 | 670 |
| Assets and Liabilities | ||
| Total Assets: | $604,136,000 | 923 |
| Cash and due from depository institutions | $16,514,000 | 670 |
| Interest-bearing balances | $2,099,000 | 2,259 |
| Securities | $110,569,000 | 1,186 |
| Federal funds sold & reverse repurchase agreements | $81,260,000 | 197 |
| Net loans & leases | $317,081,000 | 1,142 |
| Loan loss allowance | $3,361,000 | 1,382 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $34,015,000 | 231 |
| Other real estate owned | $674,000 | 670 |
| Goodwill and other intangibles | $35,016,000 | 238 |
| All other assets | $9,007,000 | 1,550 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $604,136,000 | 923 |
| Total liabilities | $527,951,000 | 939 |
| Total deposits | $486,096,000 | 875 |
| Interest-bearing deposits | $380,131,000 | 957 |
| Deposits held in domestic offices | $486,096,000 | 872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $583,000 | 2,740 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $34,770,000 | 1,104 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $6,502,000 | 777 |
| Total equity capital | $76,185,000 | 734 |
| Total bank equity capital | $76,185,000 | 734 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $784,000 | 3,458 |
| Surplus | $61,541,000 | 427 |
| Undivided profits | $13,860,000 | 2,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,651,000 | 1,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,253,000 | 1,154 |
| Earning assets | $511,009,000 | 985 |
| Long-term assets (5+ years) | $64,876,000 | 1,556 |
| Average Assets, year-to-date | $588,382,500 | 929 |
| Average Assets, quarterly | $588,382,500 | 929 |
| Volatile liabilities | $78,893,000 | 1,323 |
| Insider loans | $11,290,000 | 450 |
| FHLB advances | $34,770,000 | 1,011 |
| Loans and leases held for sale | $560,000 | 1,236 |
| Unused loan commitments | $58,744,000 | 1,328 |
| Tier 1 (core) risk-based capital | $41,484,000 | 1,234 |
| Tier 2 risk-based capital | $3,361,000 | 1,330 |
| Total risk weighted assets | $361,985,000 | 1,045 |
| Total unused commitments | $58,744,000 | 1,333 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 238 | 666 |
| Assets and Liabilities | ||
| Total Assets: | $572,629,000 | 971 |
| Cash and due from depository institutions | $23,628,000 | 666 |
| Interest-bearing balances | $144,000 | 4,889 |
| Securities | $76,924,000 | 1,728 |
| Federal funds sold & reverse repurchase agreements | $79,280,000 | 176 |
| Net loans & leases | $310,786,000 | 1,154 |
| Loan loss allowance | $3,503,000 | 1,318 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $37,931,000 | 217 |
| Other real estate owned | $362,000 | 666 |
| Goodwill and other intangibles | $35,815,000 | 237 |
| All other assets | $7,903,000 | 1,748 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $572,629,000 | 971 |
| Total liabilities | $498,723,000 | 1,006 |
| Total deposits | $453,731,000 | 942 |
| Interest-bearing deposits | $347,210,000 | 1,044 |
| Deposits held in domestic offices | $453,731,000 | 939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $907,000 | 2,740 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $39,461,000 | 1,038 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,624,000 | 988 |
| Total equity capital | $73,906,000 | 747 |
| Total bank equity capital | $73,906,000 | 747 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $784,000 | 3,484 |
| Surplus | $61,541,000 | 430 |
| Undivided profits | $11,581,000 | 2,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,911,000 | 1,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,134,000 | 1,275 |
| Earning assets | $467,134,000 | 1,084 |
| Long-term assets (5+ years) | $57,123,000 | 1,731 |
| Average Assets, year-to-date | $580,136,000 | 924 |
| Average Assets, quarterly | $583,016,000 | 948 |
| Volatile liabilities | $80,915,000 | 1,316 |
| Insider loans | $11,239,000 | 435 |
| FHLB advances | $39,461,000 | 939 |
| Loans and leases held for sale | $2,515,000 | 569 |
| Unused loan commitments | $50,908,000 | 1,437 |
| Tier 1 (core) risk-based capital | $38,817,000 | 1,304 |
| Tier 2 risk-based capital | $3,503,000 | 1,269 |
| Total risk weighted assets | $356,172,000 | 1,056 |
| Total unused commitments | $50,908,000 | 1,438 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 235 | 689 |
| Assets and Liabilities | ||
| Total Assets: | $593,403,000 | 948 |
| Cash and due from depository institutions | $16,954,000 | 689 |
| Interest-bearing balances | $87,000 | 5,587 |
| Securities | $81,703,000 | 1,603 |
| Federal funds sold & reverse repurchase agreements | $94,115,000 | 176 |
| Net loans & leases | $314,787,000 | 1,129 |
| Loan loss allowance | $3,299,000 | 1,415 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $38,897,000 | 225 |
| Other real estate owned | $2,496,000 | 689 |
| Goodwill and other intangibles | $35,588,000 | 246 |
| All other assets | $8,863,000 | 1,600 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $593,403,000 | 948 |
| Total liabilities | $513,741,000 | 978 |
| Total deposits | $464,623,000 | 936 |
| Interest-bearing deposits | $366,243,000 | 1,007 |
| Deposits held in domestic offices | $464,623,000 | 932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $225,000 | 3,152 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $44,961,000 | 914 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,932,000 | 1,174 |
| Total equity capital | $79,662,000 | 697 |
| Total bank equity capital | $79,662,000 | 697 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $784,000 | 3,508 |
| Surplus | $61,541,000 | 439 |
| Undivided profits | $17,337,000 | 1,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,268,000 | 1,441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,269,000 | 1,251 |
| Earning assets | $490,692,000 | 1,037 |
| Long-term assets (5+ years) | $59,798,000 | 1,662 |
| Average Assets, year-to-date | $582,012,750 | 946 |
| Average Assets, quarterly | $592,551,000 | 943 |
| Volatile liabilities | $85,917,000 | 1,217 |
| Insider loans | $11,177,000 | 425 |
| FHLB advances | $44,961,000 | 824 |
| Loans and leases held for sale | $6,494,000 | 439 |
| Unused loan commitments | $38,503,000 | 1,815 |
| Tier 1 (core) risk-based capital | $44,970,000 | 1,133 |
| Tier 2 risk-based capital | $3,299,000 | 1,335 |
| Total risk weighted assets | $362,317,000 | 1,042 |
| Total unused commitments | $38,503,000 | 1,816 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 241 | 673 |
| Assets and Liabilities | ||
| Total Assets: | $591,699,000 | 940 |
| Cash and due from depository institutions | $16,806,000 | 673 |
| Interest-bearing balances | $33,000 | 6,220 |
| Securities | $102,507,000 | 1,269 |
| Federal funds sold & reverse repurchase agreements | $64,660,000 | 262 |
| Net loans & leases | $323,902,000 | 1,087 |
| Loan loss allowance | $3,138,000 | 1,450 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $38,769,000 | 225 |
| Other real estate owned | $542,000 | 673 |
| Goodwill and other intangibles | $35,607,000 | 230 |
| All other assets | $8,906,000 | 1,534 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $591,699,000 | 940 |
| Total liabilities | $507,404,000 | 980 |
| Total deposits | $457,861,000 | 936 |
| Interest-bearing deposits | $365,066,000 | 1,001 |
| Deposits held in domestic offices | $457,861,000 | 934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $45,701,000 | 891 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,842,000 | 1,226 |
| Total equity capital | $84,295,000 | 669 |
| Total bank equity capital | $84,295,000 | 669 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $784,000 | 3,512 |
| Surplus | $61,541,000 | 425 |
| Undivided profits | $21,970,000 | 1,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,045,000 | 810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,606,000 | 1,042 |
| Earning assets | $491,102,000 | 1,029 |
| Long-term assets (5+ years) | $73,909,000 | 1,343 |
| Average Assets, year-to-date | $578,216,000 | 952 |
| Average Assets, quarterly | $591,291,500 | 933 |
| Volatile liabilities | $99,475,000 | 1,063 |
| Insider loans | $6,590,000 | 780 |
| FHLB advances | $45,701,000 | 797 |
| Loans and leases held for sale | $7,146,000 | 578 |
| Unused loan commitments | $42,985,000 | 1,614 |
| Tier 1 (core) risk-based capital | $48,884,000 | 1,026 |
| Tier 2 risk-based capital | $3,138,000 | 1,356 |
| Total risk weighted assets | $364,953,000 | 1,021 |
| Total unused commitments | $42,985,000 | 1,622 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 239 | 668 |
| Assets and Liabilities | ||
| Total Assets: | $590,884,000 | 929 |
| Cash and due from depository institutions | $21,999,000 | 668 |
| Interest-bearing balances | $24,000 | 6,316 |
| Securities | $106,642,000 | 1,197 |
| Federal funds sold & reverse repurchase agreements | $45,210,000 | 345 |
| Net loans & leases | $333,795,000 | 1,043 |
| Loan loss allowance | $3,381,000 | 1,327 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $38,549,000 | 228 |
| Other real estate owned | $746,000 | 668 |
| Goodwill and other intangibles | $35,625,000 | 219 |
| All other assets | $8,318,000 | 1,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $590,884,000 | 929 |
| Total liabilities | $506,647,000 | 970 |
| Total deposits | $457,983,000 | 919 |
| Interest-bearing deposits | $360,816,000 | 1,011 |
| Deposits held in domestic offices | $457,983,000 | 917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $43,202,000 | 895 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,462,000 | 965 |
| Total equity capital | $84,237,000 | 659 |
| Total bank equity capital | $84,237,000 | 659 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $784,000 | 3,526 |
| Surplus | $61,541,000 | 424 |
| Undivided profits | $21,912,000 | 1,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,172,000 | 1,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $122,000 | 865 |
| Income earned, not collected on loans | $2,264,000 | 1,247 |
| Earning assets | $485,671,000 | 1,014 |
| Long-term assets (5+ years) | $73,470,000 | 1,308 |
| Average Assets, year-to-date | $571,474,500 | 958 |
| Average Assets, quarterly | $571,474,500 | 958 |
| Volatile liabilities | $86,472,000 | 1,165 |
| Insider loans | $6,548,000 | 778 |
| FHLB advances | $43,202,000 | 810 |
| Loans and leases held for sale | $5,747,000 | 566 |
| Unused loan commitments | $52,034,000 | 1,348 |
| Tier 1 (core) risk-based capital | $49,051,000 | 1,014 |
| Tier 2 risk-based capital | $3,381,000 | 1,227 |
| Total risk weighted assets | $376,112,000 | 972 |
| Total unused commitments | $52,034,000 | 1,360 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 248 | 645 |
| Assets and Liabilities | ||
| Total Assets: | $552,065,000 | 981 |
| Cash and due from depository institutions | $24,940,000 | 645 |
| Interest-bearing balances | $32,000 | 6,091 |
| Securities | $58,318,000 | 2,045 |
| Federal funds sold & reverse repurchase agreements | $50,040,000 | 288 |
| Net loans & leases | $337,061,000 | 1,020 |
| Loan loss allowance | $3,747,000 | 1,186 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $38,906,000 | 224 |
| Other real estate owned | $150,000 | 645 |
| Goodwill and other intangibles | $35,644,000 | 212 |
| All other assets | $7,006,000 | 1,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $552,065,000 | 981 |
| Total liabilities | $466,163,000 | 1,043 |
| Total deposits | $430,580,000 | 965 |
| Interest-bearing deposits | $331,315,000 | 1,084 |
| Deposits held in domestic offices | $430,580,000 | 962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $30,000,000 | 1,159 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,583,000 | 918 |
| Total equity capital | $85,902,000 | 630 |
| Total bank equity capital | $85,902,000 | 630 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $784,000 | 3,524 |
| Surplus | $61,541,000 | 419 |
| Undivided profits | $23,577,000 | 1,331 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,740,000 | 837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $125,000 | 807 |
| Income earned, not collected on loans | $1,914,000 | 1,592 |
| Earning assets | $445,451,000 | 1,110 |
| Long-term assets (5+ years) | $46,871,000 | 1,812 |
| Average Assets, year-to-date | $558,102,400 | 917 |
| Average Assets, quarterly | $550,935,500 | 974 |
| Volatile liabilities | $74,227,000 | 1,321 |
| Insider loans | $4,733,000 | 1,085 |
| FHLB advances | $30,000,000 | 1,049 |
| Loans and leases held for sale | $9,879,000 | 462 |
| Unused loan commitments | $57,369,000 | 1,215 |
| Tier 1 (core) risk-based capital | $50,399,000 | 962 |
| Tier 2 risk-based capital | $3,747,000 | 1,097 |
| Total risk weighted assets | $369,592,000 | 967 |
| Total unused commitments | $57,369,000 | 1,217 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 255 | 634 |
| Assets and Liabilities | ||
| Total Assets: | $553,145,000 | 926 |
| Cash and due from depository institutions | $21,711,000 | 634 |
| Interest-bearing balances | $71,000 | 5,494 |
| Securities | $38,559,000 | 2,747 |
| Federal funds sold & reverse repurchase agreements | $13,815,000 | 1,061 |
| Net loans & leases | $394,226,000 | 848 |
| Loan loss allowance | $4,375,000 | 955 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $41,825,000 | 203 |
| Other real estate owned | $185,000 | 634 |
| Goodwill and other intangibles | $35,718,000 | 193 |
| All other assets | $7,106,000 | 1,650 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $553,145,000 | 926 |
| Total liabilities | $471,833,000 | 975 |
| Total deposits | $445,934,000 | 884 |
| Interest-bearing deposits | $338,620,000 | 1,009 |
| Deposits held in domestic offices | $445,934,000 | 883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,100,000 | 1,359 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,799,000 | 1,019 |
| Total equity capital | $81,312,000 | 632 |
| Total bank equity capital | $81,312,000 | 632 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $784,000 | 3,588 |
| Surplus | $61,541,000 | 406 |
| Undivided profits | $18,987,000 | 1,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,581,000 | 1,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,571,000 | 1,221 |
| Earning assets | $446,671,000 | 1,048 |
| Long-term assets (5+ years) | $35,110,000 | 2,222 |
| Average Assets, year-to-date | $557,365,400 | 875 |
| Average Assets, quarterly | $548,485,500 | 926 |
| Volatile liabilities | $52,132,000 | 1,690 |
| Insider loans | $4,024,000 | 1,227 |
| FHLB advances | $21,100,000 | 1,242 |
| Loans and leases held for sale | $6,950,000 | 492 |
| Unused loan commitments | $56,231,000 | 1,153 |
| Tier 1 (core) risk-based capital | $46,294,000 | 984 |
| Tier 2 risk-based capital | $4,375,000 | 900 |
| Total risk weighted assets | $413,880,000 | 839 |
| Total unused commitments | $56,231,000 | 1,159 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 280 | 566 |
| Assets and Liabilities | ||
| Total Assets: | $560,861,000 | 881 |
| Cash and due from depository institutions | $24,670,000 | 566 |
| Interest-bearing balances | $46,000 | 5,432 |
| Securities | $30,202,000 | 3,429 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $423,254,000 | 771 |
| Loan loss allowance | $4,440,000 | 934 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $40,287,000 | 201 |
| Other real estate owned | $46,000 | 566 |
| Goodwill and other intangibles | $37,325,000 | 186 |
| All other assets | $5,077,000 | 1,779 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $560,861,000 | 881 |
| Total liabilities | $495,449,000 | 906 |
| Total deposits | $483,091,000 | 794 |
| Interest-bearing deposits | $382,393,000 | 879 |
| Deposits held in domestic offices | $483,091,000 | 791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,410,000 | 1,213 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,948,000 | 1,172 |
| Total equity capital | $65,412,000 | 740 |
| Total bank equity capital | $65,412,000 | 740 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $784,000 | 3,689 |
| Surplus | $54,141,000 | 425 |
| Undivided profits | $10,487,000 | 2,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,684,000 | 1,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,090,000 | 802 |
| Earning assets | $453,502,000 | 994 |
| Long-term assets (5+ years) | $35,652,000 | 2,090 |
| Average Assets, year-to-date | $504,815,200 | 934 |
| Average Assets, quarterly | $560,777,500 | 870 |
| Volatile liabilities | $42,278,000 | 2,020 |
| Insider loans | $3,838,000 | 1,278 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $632,000 | 869 |
| Unused loan commitments | $75,963,000 | 862 |
| Tier 1 (core) risk-based capital | $28,886,000 | 1,533 |
| Tier 2 risk-based capital | $4,440,000 | 873 |
| Total risk weighted assets | $400,717,300 | 839 |
| Total unused commitments | $75,963,000 | 863 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 224 | 748 |
| Assets and Liabilities | ||
| Total Assets: | $460,814,000 | 1,043 |
| Cash and due from depository institutions | $29,291,000 | 748 |
| Interest-bearing balances | $36,000 | 5,671 |
| Securities | $36,791,000 | 3,015 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $333,842,000 | 944 |
| Loan loss allowance | $2,739,000 | 1,389 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $33,311,000 | 235 |
| Other real estate owned | $231,000 | 748 |
| Goodwill and other intangibles | $22,973,000 | 232 |
| All other assets | $4,375,000 | 2,014 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $460,814,000 | 1,043 |
| Total liabilities | $408,911,000 | 1,065 |
| Total deposits | $375,700,000 | 996 |
| Interest-bearing deposits | $285,751,000 | 1,129 |
| Deposits held in domestic offices | $375,700,000 | 991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,060,000 | 1,149 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,000,000 | 1,367 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,151,000 | 1,311 |
| Total equity capital | $51,903,000 | 872 |
| Total bank equity capital | $51,903,000 | 872 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $784,000 | 3,790 |
| Surplus | $47,191,000 | 485 |
| Undivided profits | $3,928,000 | 4,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,855,000 | 1,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,289,000 | 922 |
| Earning assets | $370,669,000 | 1,179 |
| Long-term assets (5+ years) | $37,282,000 | 2,162 |
| Average Assets, year-to-date | $360,534,800 | 1,247 |
| Average Assets, quarterly | $455,819,000 | 1,048 |
| Volatile liabilities | $58,577,000 | 1,459 |
| Insider loans | $5,437,000 | 844 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $341,000 | 1,051 |
| Unused loan commitments | $52,600,000 | 1,148 |
| Tier 1 (core) risk-based capital | $30,053,000 | 1,440 |
| Tier 2 risk-based capital | $2,739,000 | 1,300 |
| Total risk weighted assets | $326,786,200 | 973 |
| Total unused commitments | $52,600,000 | 1,150 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 192 | 870 |
| Assets and Liabilities | ||
| Total Assets: | $294,271,000 | 1,555 |
| Cash and due from depository institutions | $20,299,000 | 870 |
| Interest-bearing balances | $30,000 | 5,826 |
| Securities | $17,737,000 | 5,234 |
| Federal funds sold & reverse repurchase agreements | $35,800,000 | 443 |
| Net loans & leases | $185,521,000 | 1,512 |
| Loan loss allowance | $1,446,000 | 2,404 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $21,768,000 | 336 |
| Other real estate owned | $179,000 | 870 |
| Goodwill and other intangibles | $8,589,000 | 406 |
| All other assets | $4,378,000 | 1,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $294,271,000 | 1,555 |
| Total liabilities | $267,632,000 | 1,538 |
| Total deposits | $265,193,000 | 1,395 |
| Interest-bearing deposits | $194,415,000 | 1,662 |
| Deposits held in domestic offices | $265,193,000 | 1,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $258,000 | 4,493 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,181,000 | 1,844 |
| Total equity capital | $26,639,000 | 1,675 |
| Total bank equity capital | $26,639,000 | 1,675 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $784,000 | 3,808 |
| Surplus | $25,361,000 | 724 |
| Undivided profits | $494,000 | 9,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $267,000 | 5,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,249,000 | 1,736 |
| Earning assets | $239,088,000 | 1,780 |
| Long-term assets (5+ years) | $10,951,000 | 4,513 |
| Average Assets, year-to-date | $273,633,600 | 1,580 |
| Average Assets, quarterly | $280,495,000 | 1,610 |
| Volatile liabilities | $33,988,000 | 1,947 |
| Insider loans | $407,000 | 5,793 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $43,979,000 | 1,242 |
| Tier 1 (core) risk-based capital | $18,621,000 | 2,297 |
| Tier 2 risk-based capital | $1,446,000 | 2,178 |
| Total risk weighted assets | $195,952,600 | 1,471 |
| Total unused commitments | $43,979,000 | 1,247 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 187 | 937 |
| Assets and Liabilities | ||
| Total Assets: | $230,825,000 | 1,985 |
| Cash and due from depository institutions | $16,679,000 | 937 |
| Interest-bearing balances | $5,000 | 6,363 |
| Securities | $19,731,000 | 4,956 |
| Federal funds sold & reverse repurchase agreements | $17,064,000 | 771 |
| Net loans & leases | $153,549,000 | 1,844 |
| Loan loss allowance | $1,364,000 | 2,545 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $17,902,000 | 417 |
| Other real estate owned | $0 | 937 |
| Goodwill and other intangibles | $3,872,000 | 656 |
| All other assets | $2,028,000 | 3,462 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $230,825,000 | 1,985 |
| Total liabilities | $211,908,000 | 1,946 |
| Total deposits | $206,345,000 | 1,819 |
| Interest-bearing deposits | $149,287,000 | 2,159 |
| Deposits held in domestic offices | $206,345,000 | 1,812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $308,000 | 3,318 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,255,000 | 965 |
| Total equity capital | $18,917,000 | 2,371 |
| Total bank equity capital | $18,917,000 | 2,371 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $784,000 | 3,931 |
| Surplus | $16,464,000 | 1,014 |
| Undivided profits | $1,669,000 | 7,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 6,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,178,000 | 1,909 |
| Earning assets | $190,349,000 | 2,202 |
| Long-term assets (5+ years) | $14,297,000 | 3,469 |
| Average Assets, year-to-date | $172,376,000 | 2,497 |
| Average Assets, quarterly | $195,083,500 | 2,287 |
| Volatile liabilities | $19,268,000 | 3,088 |
| Insider loans | $1,376,000 | 2,801 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $254,000 | 1,243 |
| Unused loan commitments | $30,620,000 | 1,552 |
| Tier 1 (core) risk-based capital | $15,019,000 | 2,824 |
| Tier 2 risk-based capital | $1,364,000 | 2,195 |
| Total risk weighted assets | $156,692,600 | 1,797 |
| Total unused commitments | $30,620,000 | 1,554 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 118 | 1,595 |
| Assets and Liabilities | ||
| Total Assets: | $157,168,000 | 2,917 |
| Cash and due from depository institutions | $17,476,000 | 1,595 |
| Interest-bearing balances | $5,000 | 6,390 |
| Securities | $18,844,000 | 5,524 |
| Federal funds sold & reverse repurchase agreements | $5,035,000 | 2,559 |
| Net loans & leases | $105,961,000 | 2,635 |
| Loan loss allowance | $826,000 | 4,112 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,623,000 | 1,169 |
| Other real estate owned | $0 | 1,595 |
| Goodwill and other intangibles | $1,680,000 | 1,014 |
| All other assets | $1,549,000 | 4,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,168,000 | 2,917 |
| Total liabilities | $146,393,000 | 2,844 |
| Total deposits | $142,887,000 | 2,696 |
| Interest-bearing deposits | $99,083,000 | 3,311 |
| Deposits held in domestic offices | $142,887,000 | 2,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,168,000 | 1,921 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $338,000 | 7,450 |
| Total equity capital | $10,775,000 | 4,082 |
| Total bank equity capital | $10,775,000 | 4,082 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $784,000 | 4,190 |
| Surplus | $9,178,000 | 1,731 |
| Undivided profits | $813,000 | 9,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 8,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $836,000 | 2,727 |
| Earning assets | $129,845,000 | 3,215 |
| Long-term assets (5+ years) | $14,794,000 | 3,290 |
| Average Assets, year-to-date | $146,041,000 | 2,988 |
| Average Assets, quarterly | $151,481,000 | 2,988 |
| Volatile liabilities | $11,645,000 | 4,385 |
| Insider loans | $179,000 | 7,926 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $36,993,000 | 1,326 |
| Tier 1 (core) risk-based capital | $9,098,000 | 4,584 |
| Tier 2 risk-based capital | $826,000 | 3,543 |
| Total risk weighted assets | $105,160,700 | 2,654 |
| Total unused commitments | $36,993,000 | 1,333 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 94 | 2,046 |
| Assets and Liabilities | ||
| Total Assets: | $136,890,000 | 3,289 |
| Cash and due from depository institutions | $17,738,000 | 2,046 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $22,094,000 | 5,179 |
| Federal funds sold & reverse repurchase agreements | $10,375,000 | 1,378 |
| Net loans & leases | $78,068,000 | 3,389 |
| Loan loss allowance | $620,000 | 5,160 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,724,000 | 1,639 |
| Other real estate owned | $128,000 | 2,046 |
| Goodwill and other intangibles | $1,812,000 | 905 |
| All other assets | $1,951,000 | 3,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,890,000 | 3,289 |
| Total liabilities | $126,239,000 | 3,232 |
| Total deposits | $125,619,000 | 3,058 |
| Interest-bearing deposits | $90,085,000 | 3,654 |
| Deposits held in domestic offices | $125,619,000 | 3,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $339,000 | 3,275 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $281,000 | 8,543 |
| Total equity capital | $10,651,000 | 4,083 |
| Total bank equity capital | $10,651,000 | 4,083 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $784,000 | 4,392 |
| Surplus | $8,762,000 | 1,789 |
| Undivided profits | $1,105,000 | 9,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $357,000 | 5,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $655,000 | 3,636 |
| Earning assets | $110,537,000 | 3,710 |
| Long-term assets (5+ years) | $9,150,000 | 4,268 |
| Average Assets, year-to-date | $122,045,600 | 3,537 |
| Average Assets, quarterly | $129,948,500 | 3,423 |
| Volatile liabilities | $4,122,000 | 7,558 |
| Insider loans | $3,106,000 | 1,396 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $30,847,000 | 1,459 |
| Tier 1 (core) risk-based capital | $8,855,000 | 4,672 |
| Tier 2 risk-based capital | $620,000 | 4,443 |
| Total risk weighted assets | $87,816,400 | 3,066 |
| Total unused commitments | $30,847,000 | 1,470 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 52 | 3,845 |
| Assets and Liabilities | ||
| Total Assets: | $82,318,000 | 5,177 |
| Cash and due from depository institutions | $6,838,000 | 3,845 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $28,548,000 | 4,454 |
| Federal funds sold & reverse repurchase agreements | $11,582,000 | 820 |
| Net loans & leases | $31,645,000 | 6,804 |
| Loan loss allowance | $361,000 | 7,599 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,717,000 | 4,161 |
| Other real estate owned | $23,000 | 3,845 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,965,000 | 3,904 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,318,000 | 5,177 |
| Total liabilities | $75,348,000 | 5,130 |
| Total deposits | $75,140,000 | 4,898 |
| Interest-bearing deposits | $52,637,000 | 5,840 |
| Deposits held in domestic offices | $75,140,000 | 4,889 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $208,000 | 8,844 |
| Total equity capital | $6,970,000 | 5,553 |
| Total bank equity capital | $6,970,000 | 5,553 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $784,000 | 4,598 |
| Surplus | $4,682,000 | 2,932 |
| Undivided profits | $1,504,000 | 8,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $217,000 | 8,119 |
| Earning assets | $71,775,000 | 5,414 |
| Long-term assets (5+ years) | $3,926,000 | 6,678 |
| Average Assets, year-to-date | $74,645,200 | 5,513 |
| Average Assets, quarterly | $78,455,500 | 5,375 |
| Volatile liabilities | $5,503,000 | 6,394 |
| Insider loans | $3,307,000 | 1,266 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,170,000 | 3,322 |
| Tier 1 (core) risk-based capital | $6,914,000 | 5,691 |
| Tier 2 risk-based capital | $361,000 | 6,680 |
| Total risk weighted assets | $38,698,200 | 6,040 |
| Total unused commitments | $9,170,000 | 3,332 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 49 | 4,243 |
| Assets and Liabilities | ||
| Total Assets: | $75,101,000 | 5,722 |
| Cash and due from depository institutions | $5,131,000 | 4,243 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $29,606,000 | 4,540 |
| Federal funds sold & reverse repurchase agreements | $8,823,000 | 1,574 |
| Net loans & leases | $28,468,000 | 7,246 |
| Loan loss allowance | $353,000 | 7,961 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,655,000 | 4,288 |
| Other real estate owned | $386,000 | 4,243 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,032,000 | 5,949 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,101,000 | 5,722 |
| Total liabilities | $68,276,000 | 5,716 |
| Total deposits | $68,112,000 | 5,532 |
| Interest-bearing deposits | $47,081,000 | 6,628 |
| Deposits held in domestic offices | $68,112,000 | 5,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $164,000 | 10,040 |
| Total equity capital | $6,825,000 | 5,721 |
| Total bank equity capital | $6,825,000 | 5,721 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $784,000 | 4,780 |
| Surplus | $4,314,000 | 3,060 |
| Undivided profits | $1,727,000 | 7,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 10,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $51,000 | 1,158 |
| Income earned, not collected on loans | $154,000 | 9,371 |
| Earning assets | $66,897,000 | 5,860 |
| Long-term assets (5+ years) | $17,322,000 | 2,972 |
| Average Assets, year-to-date | $71,617,000 | 5,815 |
| Average Assets, quarterly | $70,719,500 | 5,953 |
| Volatile liabilities | $2,661,000 | 8,816 |
| Insider loans | $1,206,000 | 3,231 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,350,000 | 3,245 |
| Tier 1 (core) risk-based capital | $6,825,000 | 5,640 |
| Tier 2 risk-based capital | $353,000 | 6,817 |
| Total risk weighted assets | $33,480,400 | 6,716 |
| Total unused commitments | $9,350,000 | 3,264 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 29 | 6,705 |
| Assets and Liabilities | ||
| Total Assets: | $47,704,000 | 8,116 |
| Cash and due from depository institutions | $3,618,000 | 6,705 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $18,942,000 | 6,328 |
| Federal funds sold & reverse repurchase agreements | $6,270,000 | 2,646 |
| Net loans & leases | $17,246,000 | 9,569 |
| Loan loss allowance | $113,000 | 12,295 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,205,000 | 5,483 |
| Other real estate owned | $0 | 6,705 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $423,000 | 10,443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,704,000 | 8,116 |
| Total liabilities | $44,786,000 | 7,943 |
| Total deposits | $44,677,000 | 7,788 |
| Interest-bearing deposits | $32,378,000 | 8,666 |
| Deposits held in domestic offices | $44,677,000 | 7,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $109,000 | 12,118 |
| Total equity capital | $2,918,000 | 9,886 |
| Total bank equity capital | $2,918,000 | 9,886 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $612,000 | 5,632 |
| Surplus | $1,321,000 | 7,079 |
| Undivided profits | $985,000 | 9,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 10,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $90,000 | 11,860 |
| Earning assets | $42,458,000 | 8,210 |
| Long-term assets (5+ years) | $6,899,000 | 5,486 |
| Average Assets, year-to-date | $43,427,200 | 8,422 |
| Average Assets, quarterly | $43,855,000 | 8,466 |
| Volatile liabilities | $2,182,000 | 9,718 |
| Insider loans | $15,000 | 8,588 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,343,000 | 3,979 |
| Tier 1 (core) risk-based capital | $2,918,000 | 9,821 |
| Tier 2 risk-based capital | $113,000 | 11,631 |
| Total risk weighted assets | $18,608,200 | 9,644 |
| Total unused commitments | $6,343,000 | 4,001 |
| Derivatives | $0 | 651 |