Home > Westsound Bank > Net Loans and Leases
Westsound Bank, Net Loans and Leases
| 2009-03-31 | Rank | |
| Net loans and leases | $245,012,000 | 1,964 |
| Loan loss allowance | $14,663,000 | 536 |
| Total loans and leases | $259,675,000 | 1,905 |
| Unearned income | $372,000 | 521 |
| Loans and leases, gross | $260,047,000 | 1,903 |
| All real estate loans | $222,218,000 | 1,735 |
| Real estate loans in domestic offices | $222,218,000 | 1,735 |
| Construction and development loans | $113,244,000 | 610 |
| Commercial RE | $63,457,000 | 2,018 |
| Commercial real estate owner-occupied | $34,583,000 | 1,764 |
| Commercial real estate other non-farm non-residential | $28,874,000 | 1,909 |
| Multifamily residential real estate | $11,683,000 | 1,188 |
| 1-4 family residential loans | $33,748,000 | 3,407 |
| Farmland loans | $86,000 | 5,632 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,018 |
| Commercial and industrial loans | $22,116,000 | 2,499 |
| To non-U.S. addressees | $0 | 167 |
| Loans to individuals | $3,002,000 | 4,407 |
| Credit card loans | $729,000 | 557 |
| Related Plans | $77,000 | 2,654 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,196,000 | 4,895 |
| All other loans & leases | $12,711,000 | 575 |
| Loans to foreign governments and official institutions | $0 | 39 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,359 |
| Other loans | $6,000 | 5,480 |
| Lease financing receivables | $12,705,000 | 189 |
| Loans to depository institutions and acceptances of other banks | $0 | 328 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,500 |
| Loans secured by real estate to non-U.S. addressees | $0 | 145 |
| Restructured Loans & leases | $1,008,000 | 1,096 |
| Non 1-4 family restructured loans & leases | $1,008,000 | 901 |
| Residential 1-4 family construction | $60,528,000 | 320 |
| Other construction, all land development and other land | $52,716,000 | 943 |
| Allowance for loan and lease losses in tier 2 | $3,773,000 | 1,502 |
| Total loans and leases | NA | NA |
| 2008-12-31 | Rank | |
| Net loans and leases | $265,780,000 | 1,851 |
| Loan loss allowance | $18,411,000 | 435 |
| Total loans and leases | $284,191,000 | 1,756 |
| Unearned income | $435,000 | 489 |
| Loans and leases, gross | $284,626,000 | 1,756 |
| All real estate loans | $245,040,000 | 1,593 |
| Real estate loans in domestic offices | $245,040,000 | 1,593 |
| Construction and development loans | $137,435,000 | 543 |
| Commercial RE | $60,971,000 | 2,065 |
| Commercial real estate owner-occupied | $32,880,000 | 1,810 |
| Commercial real estate other non-farm non-residential | $28,091,000 | 1,913 |
| Multifamily residential real estate | $12,611,000 | 1,099 |
| 1-4 family residential loans | $33,937,000 | 3,355 |
| Farmland loans | $86,000 | 5,643 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,039 |
| Commercial and industrial loans | $23,070,000 | 2,488 |
| To non-U.S. addressees | $0 | 165 |
| Loans to individuals | $2,799,000 | 4,679 |
| Credit card loans | $854,000 | 521 |
| Related Plans | $84,000 | 2,617 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,861,000 | 5,353 |
| All other loans & leases | $13,717,000 | 546 |
| Loans to foreign governments and official institutions | $0 | 33 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,362 |
| Other loans | $12,000 | 5,284 |
| Lease financing receivables | $13,705,000 | 186 |
| Loans to depository institutions and acceptances of other banks | $0 | 309 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,515 |
| Loans secured by real estate to non-U.S. addressees | $0 | 142 |
| Restructured Loans & leases | $0 | 2,145 |
| Non 1-4 family restructured loans & leases | $0 | 1,840 |
| Residential 1-4 family construction | $79,576,000 | 258 |
| Other construction, all land development and other land | $57,859,000 | 871 |
| Allowance for loan and lease losses in tier 2 | $4,039,000 | 1,412 |
| Total loans and leases | NA | NA |
| 2008-09-30 | Rank | |
| Net loans and leases | $298,130,000 | 1,650 |
| Loan loss allowance | $24,536,000 | 319 |
| Total loans and leases | $322,666,000 | 1,563 |
| Unearned income | $406,000 | 524 |
| Loans and leases, gross | $323,072,000 | 1,562 |
| All real estate loans | $280,712,000 | 1,394 |
| Real estate loans in domestic offices | $280,712,000 | 1,394 |
| Construction and development loans | $171,918,000 | 445 |
| Commercial RE | $61,845,000 | 2,019 |
| Commercial real estate owner-occupied | $32,963,000 | 1,786 |
| Commercial real estate other non-farm non-residential | $28,882,000 | 1,880 |
| Multifamily residential real estate | $11,997,000 | 1,122 |
| 1-4 family residential loans | $34,866,000 | 3,274 |
| Farmland loans | $86,000 | 5,679 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,085 |
| Commercial and industrial loans | $24,593,000 | 2,342 |
| To non-U.S. addressees | $0 | 164 |
| Loans to individuals | $3,064,000 | 4,520 |
| Credit card loans | $938,000 | 501 |
| Related Plans | $116,000 | 2,343 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,010,000 | 5,268 |
| All other loans & leases | $14,703,000 | 527 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,383 |
| Other loans | $11,000 | 5,336 |
| Lease financing receivables | $14,692,000 | 188 |
| Loans to depository institutions and acceptances of other banks | $0 | 293 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,471 |
| Loans secured by real estate to non-U.S. addressees | $0 | 139 |
| Restructured Loans & leases | $0 | 1,958 |
| Non 1-4 family restructured loans & leases | $0 | 1,688 |
| Residential 1-4 family construction | $112,270,000 | 206 |
| Other construction, all land development and other land | $59,648,000 | 866 |
| Allowance for loan and lease losses in tier 2 | $4,430,000 | 1,236 |
| Total loans and leases | NA | NA |
| 2008-06-30 | Rank | |
| Net loans and leases | $311,093,000 | 1,578 |
| Loan loss allowance | $28,140,000 | 271 |
| Total loans and leases | $339,233,000 | 1,475 |
| Unearned income | $456,000 | 485 |
| Loans and leases, gross | $339,689,000 | 1,471 |
| All real estate loans | $308,746,000 | 1,234 |
| Real estate loans in domestic offices | $308,746,000 | 1,234 |
| Construction and development loans | $196,063,000 | 417 |
| Commercial RE | $66,293,000 | 1,865 |
| Commercial real estate owner-occupied | $36,446,000 | 1,574 |
| Commercial real estate other non-farm non-residential | $29,847,000 | 1,798 |
| Multifamily residential real estate | $11,815,000 | 1,115 |
| 1-4 family residential loans | $34,488,000 | 3,241 |
| Farmland loans | $87,000 | 5,699 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,128 |
| Commercial and industrial loans | $27,658,000 | 2,128 |
| To non-U.S. addressees | $0 | 162 |
| Loans to individuals | $3,281,000 | 4,401 |
| Credit card loans | $975,000 | 506 |
| Related Plans | $152,000 | 2,088 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,154,000 | 5,171 |
| All other loans & leases | $4,000 | 6,594 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,405 |
| Other loans | $4,000 | 5,781 |
| Lease financing receivables | $0 | 1,336 |
| Loans to depository institutions and acceptances of other banks | $0 | 282 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,461 |
| Loans secured by real estate to non-U.S. addressees | $0 | 138 |
| Restructured Loans & leases | $0 | 1,734 |
| Non 1-4 family restructured loans & leases | $0 | 1,490 |
| Residential 1-4 family construction | $133,441,000 | 191 |
| Other construction, all land development and other land | $62,622,000 | 837 |
| Allowance for loan and lease losses in tier 2 | $4,627,000 | 1,154 |
| Total loans and leases | NA | NA |
| 2008-03-31 | Rank | |
| Net loans and leases | $359,387,000 | 1,338 |
| Loan loss allowance | $26,292,000 | 272 |
| Total loans and leases | $385,679,000 | 1,260 |
| Unearned income | $636,000 | 370 |
| Loans and leases, gross | $386,315,000 | 1,260 |
| All real estate loans | $353,595,000 | 1,048 |
| Real estate loans in domestic offices | $353,595,000 | 1,048 |
| Construction and development loans | $237,888,000 | 354 |
| Commercial RE | $66,927,000 | 1,816 |
| Commercial real estate owner-occupied | $39,630,000 | 1,457 |
| Commercial real estate other non-farm non-residential | $27,297,000 | 1,878 |
| Multifamily residential real estate | $13,226,000 | 979 |
| 1-4 family residential loans | $35,252,000 | 3,141 |
| Farmland loans | $302,000 | 5,283 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,124 |
| Commercial and industrial loans | $29,338,000 | 1,998 |
| To non-U.S. addressees | $0 | 165 |
| Loans to individuals | $3,358,000 | 4,340 |
| Credit card loans | $1,028,000 | 492 |
| Related Plans | $122,000 | 2,260 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,208,000 | 5,122 |
| All other loans & leases | $24,000 | 5,973 |
| Loans to foreign governments and official institutions | $0 | 25 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,418 |
| Other loans | $24,000 | 4,735 |
| Lease financing receivables | $0 | 1,359 |
| Loans to depository institutions and acceptances of other banks | $0 | 278 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,443 |
| Loans secured by real estate to non-U.S. addressees | $0 | 138 |
| Restructured Loans & leases | $0 | 1,522 |
| Non 1-4 family restructured loans & leases | $0 | 1,306 |
| Residential 1-4 family construction | $161,387,000 | 163 |
| Other construction, all land development and other land | $76,501,000 | 699 |
| Allowance for loan and lease losses in tier 2 | $5,289,000 | 953 |
| Total loans and leases | NA | NA |
| 2007-12-31 | Rank | |
| Net loans and leases | $393,436,000 | 1,202 |
| Loan loss allowance | $19,514,000 | 327 |
| Total loans and leases | $412,950,000 | 1,164 |
| Unearned income | $967,000 | 259 |
| Loans and leases, gross | $413,917,000 | 1,162 |
| All real estate loans | $378,821,000 | 967 |
| Real estate loans in domestic offices | $378,821,000 | 967 |
| Construction and development loans | $253,188,000 | 332 |
| Commercial RE | $72,435,000 | 1,692 |
| Commercial real estate owner-occupied | $41,214,000 | 1,309 |
| Commercial real estate other non-farm non-residential | $31,221,000 | 1,672 |
| Multifamily residential real estate | $14,104,000 | 911 |
| 1-4 family residential loans | $38,791,000 | 2,908 |
| Farmland loans | $303,000 | 5,299 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,168 |
| Commercial and industrial loans | $31,377,000 | 1,877 |
| To non-U.S. addressees | $0 | 174 |
| Loans to individuals | $3,700,000 | 4,189 |
| Credit card loans | $1,087,000 | 492 |
| Related Plans | $112,000 | 2,360 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,501,000 | 4,929 |
| All other loans & leases | $19,000 | 6,233 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,446 |
| Other loans | $19,000 | 5,137 |
| Lease financing receivables | $0 | 1,386 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,423 |
| Loans secured by real estate to non-U.S. addressees | $0 | 140 |
| Restructured Loans & leases | $0 | 1,375 |
| Non 1-4 family restructured loans & leases | $0 | 1,375 |
| Residential 1-4 family construction | $194,088,000 | 137 |
| Other construction, all land development and other land | $59,100,000 | 875 |
| Allowance for loan and lease losses in tier 2 | $5,464,000 | 906 |
| Total loans and leases | NA | NA |
| 2007-09-30 | Rank | |
| Net loans and leases | $407,821,000 | 1,132 |
| Loan loss allowance | $17,852,000 | 333 |
| Total loans and leases | $425,673,000 | 1,104 |
| Unearned income | $1,339,000 | 185 |
| Loans and leases, gross | $427,012,000 | 1,100 |
| All real estate loans | $390,931,000 | 936 |
| Real estate loans in domestic offices | $390,931,000 | 936 |
| Construction and development loans | $257,272,000 | 323 |
| Commercial RE | $75,320,000 | 1,607 |
| Commercial real estate owner-occupied | $40,865,000 | 1,314 |
| Commercial real estate other non-farm non-residential | $34,455,000 | 1,535 |
| Multifamily residential real estate | $15,084,000 | 853 |
| 1-4 family residential loans | $42,950,000 | 2,659 |
| Farmland loans | $305,000 | 5,297 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,211 |
| Commercial and industrial loans | $32,323,000 | 1,771 |
| To non-U.S. addressees | $0 | 179 |
| Loans to individuals | $3,715,000 | 4,190 |
| Credit card loans | $1,027,000 | 497 |
| Related Plans | $100,000 | 2,431 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,588,000 | 4,903 |
| All other loans & leases | $43,000 | 5,688 |
| Loans to foreign governments and official institutions | $0 | 36 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,467 |
| Other loans | $43,000 | 4,164 |
| Lease financing receivables | $0 | 1,415 |
| Loans to depository institutions and acceptances of other banks | $0 | 263 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,368 |
| Loans secured by real estate to non-U.S. addressees | $0 | 140 |
| Restructured Loans & leases | $0 | 1,318 |
| Non 1-4 family restructured loans & leases | $0 | 1,318 |
| Residential 1-4 family construction | $195,824,000 | 142 |
| Other construction, all land development and other land | $61,448,000 | 817 |
| Allowance for loan and lease losses in tier 2 | $5,517,000 | 876 |
| Total loans and leases | NA | NA |
| 2007-06-30 | Rank | |
| Net loans and leases | $403,202,000 | 1,160 |
| Loan loss allowance | $4,492,000 | 1,167 |
| Total loans and leases | $407,694,000 | 1,159 |
| Unearned income | $1,334,000 | 195 |
| Loans and leases, gross | $409,028,000 | 1,155 |
| All real estate loans | $376,966,000 | 968 |
| Real estate loans in domestic offices | $376,966,000 | 967 |
| Construction and development loans | $234,934,000 | 341 |
| Commercial RE | $73,751,000 | 1,625 |
| Commercial real estate owner-occupied | $39,633,000 | 1,364 |
| Commercial real estate other non-farm non-residential | $34,118,000 | 1,552 |
| Multifamily residential real estate | $16,754,000 | 781 |
| 1-4 family residential loans | $51,220,000 | 2,321 |
| Farmland loans | $307,000 | 5,293 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,233 |
| Commercial and industrial loans | $28,214,000 | 1,997 |
| To non-U.S. addressees | $0 | 171 |
| Loans to individuals | $3,820,000 | 4,119 |
| Credit card loans | $1,028,000 | 502 |
| Related Plans | $84,000 | 2,594 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,708,000 | 4,786 |
| All other loans & leases | $28,000 | 5,934 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,496 |
| Other loans | $28,000 | 4,605 |
| Lease financing receivables | $0 | 1,429 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,356 |
| Loans secured by real estate to non-U.S. addressees | $0 | 146 |
| Restructured Loans & leases | $0 | 1,290 |
| Non 1-4 family restructured loans & leases | $0 | 1,290 |
| Residential 1-4 family construction | $175,677,000 | 156 |
| Other construction, all land development and other land | $59,257,000 | 829 |
| Allowance for loan and lease losses in tier 2 | $4,609,000 | 1,056 |
| Total loans and leases | NA | NA |
| 2007-03-31 | Rank | |
| Net loans and leases | $377,083,000 | 1,224 |
| Loan loss allowance | $4,407,000 | 1,180 |
| Total loans and leases | $381,490,000 | 1,223 |
| Unearned income | $1,092,000 | 244 |
| Loans and leases, gross | $382,582,000 | 1,220 |
| All real estate loans | $352,424,000 | 1,006 |
| Real estate loans in domestic offices | $352,424,000 | 1,006 |
| Construction and development loans | $219,179,000 | 357 |
| Commercial RE | $67,787,000 | 1,751 |
| Commercial real estate owner-occupied | $35,317,000 | 1,479 |
| Commercial real estate other non-farm non-residential | $32,470,000 | 1,607 |
| Multifamily residential real estate | $19,335,000 | 676 |
| 1-4 family residential loans | $45,907,000 | 2,530 |
| Farmland loans | $216,000 | 5,440 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,258 |
| Commercial and industrial loans | $26,753,000 | 2,051 |
| To non-U.S. addressees | $0 | 174 |
| Loans to individuals | $3,380,000 | 4,418 |
| Credit card loans | $957,000 | 506 |
| Related Plans | $91,000 | 2,501 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,332,000 | 5,150 |
| All other loans & leases | $25,000 | 5,990 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,503 |
| Other loans | $25,000 | 4,614 |
| Lease financing receivables | $0 | 1,447 |
| Loans to depository institutions and acceptances of other banks | $0 | 250 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,315 |
| Loans secured by real estate to non-U.S. addressees | $0 | 143 |
| Restructured Loans & leases | $0 | 1,272 |
| Non 1-4 family restructured loans & leases | $0 | 1,272 |
| Residential 1-4 family construction | $161,448,000 | 181 |
| Other construction, all land development and other land | $57,731,000 | 823 |
| Allowance for loan and lease losses in tier 2 | $4,517,000 | 1,081 |
| Total loans and leases | NA | NA |
| 2006-12-31 | Rank | |
| Net loans and leases | $340,237,000 | 1,346 |
| Loan loss allowance | $3,972,000 | 1,315 |
| Total loans and leases | $344,209,000 | 1,346 |
| Unearned income | $530,000 | 491 |
| Loans and leases, gross | $344,739,000 | 1,341 |
| All real estate loans | $325,874,000 | 1,079 |
| Real estate loans in domestic offices | $325,874,000 | 1,079 |
| Construction and development loans | $194,709,000 | 393 |
| Commercial RE | $67,224,000 | 1,747 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $15,624,000 | 807 |
| 1-4 family residential loans | $48,099,000 | 2,433 |
| Farmland loans | $218,000 | 5,426 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,275 |
| Commercial and industrial loans | $15,629,000 | 3,109 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,216,000 | 4,638 |
| Credit card loans | $976,000 | 522 |
| Related Plans | $53,000 | 3,023 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,187,000 | 5,374 |
| All other loans & leases | $20,000 | 6,191 |
| Loans to foreign governments and official institutions | $0 | 41 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,516 |
| Other loans | $20,000 | 4,954 |
| Lease financing receivables | $0 | 1,454 |
| Loans to depository institutions and acceptances of other banks | $0 | 261 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,254 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,317 |
| Non 1-4 family restructured loans & leases | $0 | 1,317 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $4,076,000 | 1,189 |
| Total loans and leases | NA | NA |
| 2006-09-30 | Rank | |
| Net loans and leases | $306,056,000 | 1,503 |
| Loan loss allowance | $3,725,000 | 1,408 |
| Total loans and leases | $309,781,000 | 1,505 |
| Unearned income | $571,000 | 475 |
| Loans and leases, gross | $310,352,000 | 1,502 |
| All real estate loans | $290,566,000 | 1,217 |
| Real estate loans in domestic offices | $290,566,000 | 1,217 |
| Construction and development loans | $167,361,000 | 445 |
| Commercial RE | $65,776,000 | 1,771 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $16,985,000 | 744 |
| 1-4 family residential loans | $40,201,000 | 2,800 |
| Farmland loans | $243,000 | 5,391 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,325 |
| Commercial and industrial loans | $16,538,000 | 2,962 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,226,000 | 4,681 |
| Credit card loans | $828,000 | 574 |
| Related Plans | $41,000 | 3,231 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,357,000 | 5,259 |
| All other loans & leases | $22,000 | 6,152 |
| Loans to foreign governments and official institutions | $0 | 45 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,553 |
| Other loans | $22,000 | 4,832 |
| Lease financing receivables | $0 | 1,472 |
| Loans to depository institutions and acceptances of other banks | $0 | 255 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,242 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,323 |
| Non 1-4 family restructured loans & leases | $0 | 1,323 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,822,000 | 1,274 |
| Total loans and leases | NA | NA |
| 2006-06-30 | Rank | |
| Net loans and leases | $274,749,000 | 1,643 |
| Loan loss allowance | $3,290,000 | 1,567 |
| Total loans and leases | $278,039,000 | 1,646 |
| Unearned income | $482,000 | 556 |
| Loans and leases, gross | $278,521,000 | 1,644 |
| All real estate loans | $259,357,000 | 1,360 |
| Real estate loans in domestic offices | $259,357,000 | 1,360 |
| Construction and development loans | $145,694,000 | 491 |
| Commercial RE | $57,910,000 | 1,945 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $15,939,000 | 786 |
| 1-4 family residential loans | $39,589,000 | 2,820 |
| Farmland loans | $225,000 | 5,443 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,378 |
| Commercial and industrial loans | $16,190,000 | 2,983 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,954,000 | 4,910 |
| Credit card loans | $738,000 | 629 |
| Related Plans | $43,000 | 3,190 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,173,000 | 5,469 |
| All other loans & leases | $20,000 | 6,220 |
| Loans to foreign governments and official institutions | $0 | 44 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,575 |
| Other loans | $20,000 | 4,915 |
| Lease financing receivables | $0 | 1,477 |
| Loans to depository institutions and acceptances of other banks | $0 | 280 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,230 |
| Loans secured by real estate to non-U.S. addressees | $0 | 135 |
| Restructured Loans & leases | $0 | 1,322 |
| Non 1-4 family restructured loans & leases | $0 | 1,322 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $3,364,000 | 1,430 |
| Total loans and leases | NA | NA |
| 2006-03-31 | Rank | |
| Net loans and leases | $238,997,000 | 1,810 |
| Loan loss allowance | $2,825,000 | 1,789 |
| Total loans and leases | $241,822,000 | 1,811 |
| Unearned income | $463,000 | 574 |
| Loans and leases, gross | $242,285,000 | 1,810 |
| All real estate loans | $225,226,000 | 1,506 |
| Real estate loans in domestic offices | $225,226,000 | 1,506 |
| Construction and development loans | $120,259,000 | 565 |
| Commercial RE | $55,496,000 | 1,983 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $14,306,000 | 847 |
| 1-4 family residential loans | $34,726,000 | 3,094 |
| Farmland loans | $439,000 | 5,076 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,394 |
| Commercial and industrial loans | $14,377,000 | 3,195 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,664,000 | 5,181 |
| Credit card loans | $731,000 | 631 |
| Related Plans | $36,000 | 3,310 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,897,000 | 5,761 |
| All other loans & leases | $18,000 | 6,267 |
| Loans to foreign governments and official institutions | $0 | 46 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,584 |
| Other loans | $18,000 | 4,925 |
| Lease financing receivables | $0 | 1,505 |
| Loans to depository institutions and acceptances of other banks | $0 | 305 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,176 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,318 |
| Non 1-4 family restructured loans & leases | $0 | 1,318 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,881,000 | 1,621 |
| Total loans and leases | NA | NA |
| 2005-12-31 | Rank | |
| Net loans and leases | $207,172,000 | 2,039 |
| Loan loss allowance | $2,520,000 | 1,975 |
| Total loans and leases | $209,692,000 | 2,041 |
| Unearned income | $323,000 | 747 |
| Loans and leases, gross | $210,015,000 | 2,042 |
| All real estate loans | $194,252,000 | 1,704 |
| Real estate loans in domestic offices | $194,252,000 | 1,704 |
| Construction and development loans | $103,616,000 | 603 |
| Commercial RE | $46,947,000 | 2,220 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $8,102,000 | 1,275 |
| 1-4 family residential loans | $34,968,000 | 3,078 |
| Farmland loans | $619,000 | 4,798 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,432 |
| Commercial and industrial loans | $13,210,000 | 3,360 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,536,000 | 5,372 |
| Credit card loans | $708,000 | 672 |
| Related Plans | $47,000 | 3,113 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,781,000 | 5,961 |
| All other loans & leases | $17,000 | 6,405 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,596 |
| Other loans | $17,000 | 5,148 |
| Lease financing receivables | $0 | 1,496 |
| Loans to depository institutions and acceptances of other banks | $0 | 314 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,170 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,430 |
| Non 1-4 family restructured loans & leases | $0 | 1,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,576,000 | 1,781 |
| Total loans and leases | NA | NA |
| 2005-09-30 | Rank | |
| Net loans and leases | $181,464,000 | 2,261 |
| Loan loss allowance | $2,048,000 | 2,325 |
| Total loans and leases | $183,512,000 | 2,262 |
| Unearned income | $265,000 | 849 |
| Loans and leases, gross | $183,777,000 | 2,261 |
| All real estate loans | $168,014,000 | 1,919 |
| Real estate loans in domestic offices | $168,014,000 | 1,919 |
| Construction and development loans | $87,388,000 | 656 |
| Commercial RE | $44,246,000 | 2,287 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,748,000 | 1,435 |
| 1-4 family residential loans | $29,188,000 | 3,500 |
| Farmland loans | $444,000 | 5,083 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,504 |
| Commercial and industrial loans | $13,412,000 | 3,284 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,342,000 | 5,614 |
| Credit card loans | $764,000 | 636 |
| Related Plans | $54,000 | 3,020 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,524,000 | 6,365 |
| All other loans & leases | $9,000 | 6,666 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,635 |
| Other loans | $9,000 | 5,579 |
| Lease financing receivables | $0 | 1,508 |
| Loans to depository institutions and acceptances of other banks | $0 | 306 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,161 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $11,000 | 1,328 |
| Non 1-4 family restructured loans & leases | $11,000 | 1,328 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $2,099,000 | 2,114 |
| Total loans and leases | NA | NA |
| 2005-06-30 | Rank | |
| Net loans and leases | $156,584,000 | 2,505 |
| Loan loss allowance | $1,747,000 | 2,617 |
| Total loans and leases | $158,331,000 | 2,510 |
| Unearned income | $206,000 | 975 |
| Loans and leases, gross | $158,537,000 | 2,508 |
| All real estate loans | $144,480,000 | 2,134 |
| Real estate loans in domestic offices | $144,480,000 | 2,134 |
| Construction and development loans | $67,751,000 | 775 |
| Commercial RE | $44,358,000 | 2,230 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,821,000 | 2,034 |
| 1-4 family residential loans | $28,102,000 | 3,549 |
| Farmland loans | $448,000 | 5,077 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,534 |
| Commercial and industrial loans | $11,774,000 | 3,564 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,276,000 | 5,689 |
| Credit card loans | $748,000 | 655 |
| Related Plans | $28,000 | 3,494 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,500,000 | 6,405 |
| All other loans & leases | $7,000 | 6,802 |
| Loans to foreign governments and official institutions | $0 | 51 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,651 |
| Other loans | $7,000 | 5,810 |
| Lease financing receivables | $0 | 1,513 |
| Loans to depository institutions and acceptances of other banks | $0 | 307 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $12,000 | 1,334 |
| Non 1-4 family restructured loans & leases | $12,000 | 1,334 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,789,000 | 2,369 |
| Total loans and leases | NA | NA |
| 2005-03-31 | Rank | |
| Net loans and leases | $138,120,000 | 2,728 |
| Loan loss allowance | $1,396,000 | 3,163 |
| Total loans and leases | $139,516,000 | 2,732 |
| Unearned income | $98,000 | 1,341 |
| Loans and leases, gross | $139,614,000 | 2,732 |
| All real estate loans | $122,670,000 | 2,383 |
| Real estate loans in domestic offices | $122,670,000 | 2,383 |
| Construction and development loans | $56,722,000 | 835 |
| Commercial RE | $37,793,000 | 2,492 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,490,000 | 1,458 |
| 1-4 family residential loans | $21,133,000 | 4,211 |
| Farmland loans | $532,000 | 4,964 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,548 |
| Commercial and industrial loans | $14,865,000 | 3,018 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,070,000 | 5,991 |
| Credit card loans | $729,000 | 653 |
| Related Plans | $32,000 | 3,392 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,309,000 | 6,690 |
| All other loans & leases | $9,000 | 6,731 |
| Loans to foreign governments and official institutions | $0 | 54 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,712 |
| Other loans | $9,000 | 5,623 |
| Lease financing receivables | $0 | 1,544 |
| Loans to depository institutions and acceptances of other banks | $0 | 313 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,157 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $14,000 | 1,318 |
| Non 1-4 family restructured loans & leases | $14,000 | 1,318 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,433,000 | 2,812 |
| Total loans and leases | NA | NA |
| 2004-12-31 | Rank | |
| Net loans and leases | $117,671,000 | 3,088 |
| Loan loss allowance | $1,189,000 | 3,532 |
| Total loans and leases | $118,860,000 | 3,094 |
| Unearned income | $0 | 2,451 |
| Loans and leases, gross | $118,860,000 | 3,095 |
| All real estate loans | $102,100,000 | 2,719 |
| Real estate loans in domestic offices | $102,100,000 | 2,717 |
| Construction and development loans | $41,202,000 | 1,030 |
| Commercial RE | $36,191,000 | 2,550 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,969,000 | 1,373 |
| 1-4 family residential loans | $17,207,000 | 4,688 |
| Farmland loans | $531,000 | 4,980 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,603 |
| Commercial and industrial loans | $14,549,000 | 3,025 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,208,000 | 5,913 |
| Credit card loans | $753,000 | 688 |
| Related Plans | $18,000 | 3,751 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,437,000 | 6,613 |
| All other loans & leases | $3,000 | 7,062 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,749 |
| Other loans | $3,000 | 6,146 |
| Lease financing receivables | $0 | 1,581 |
| Loans to depository institutions and acceptances of other banks | $0 | 332 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,165 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $15,000 | 1,401 |
| Non 1-4 family restructured loans & leases | $15,000 | 1,401 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $1,224,000 | 3,160 |
| Total loans and leases | NA | NA |
| 2004-09-30 | Rank | |
| Net loans and leases | $96,054,000 | 3,582 |
| Loan loss allowance | $972,000 | 4,116 |
| Total loans and leases | $97,026,000 | 3,591 |
| Unearned income | $192,000 | 1,012 |
| Loans and leases, gross | $97,218,000 | 3,588 |
| All real estate loans | $85,568,000 | 3,056 |
| Real estate loans in domestic offices | $85,568,000 | 3,055 |
| Construction and development loans | $29,973,000 | 1,297 |
| Commercial RE | $31,149,000 | 2,771 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $7,341,000 | 1,290 |
| 1-4 family residential loans | $16,573,000 | 4,751 |
| Farmland loans | $532,000 | 4,988 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,642 |
| Commercial and industrial loans | $9,380,000 | 4,001 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,250,000 | 5,975 |
| Credit card loans | $697,000 | 715 |
| Related Plans | $23,000 | 3,641 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,530,000 | 6,593 |
| All other loans & leases | $20,000 | 6,462 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,756 |
| Other loans | $20,000 | 5,091 |
| Lease financing receivables | $0 | 1,600 |
| Loans to depository institutions and acceptances of other banks | $0 | 341 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,174 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $30,000 | 1,302 |
| Non 1-4 family restructured loans & leases | $30,000 | 1,302 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $995,000 | 3,711 |
| Total loans and leases | NA | NA |
| 2004-06-30 | Rank | |
| Net loans and leases | $77,435,000 | 4,157 |
| Loan loss allowance | $718,000 | 5,007 |
| Total loans and leases | $78,153,000 | 4,164 |
| Unearned income | $101,000 | 1,357 |
| Loans and leases, gross | $78,254,000 | 4,162 |
| All real estate loans | $67,412,000 | 3,605 |
| Real estate loans in domestic offices | $67,412,000 | 3,604 |
| Construction and development loans | $20,356,000 | 1,665 |
| Commercial RE | $24,054,000 | 3,220 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $7,375,000 | 1,265 |
| 1-4 family residential loans | $15,098,000 | 4,959 |
| Farmland loans | $529,000 | 5,002 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,687 |
| Commercial and industrial loans | $8,537,000 | 4,227 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,305,000 | 5,961 |
| Credit card loans | $662,000 | 757 |
| Related Plans | $8,000 | 4,049 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,635,000 | 6,526 |
| All other loans & leases | $0 | 7,327 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,774 |
| Other loans | $0 | 6,488 |
| Lease financing receivables | $0 | 1,609 |
| Loans to depository institutions and acceptances of other banks | $0 | 338 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,159 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $33,000 | 1,305 |
| Non 1-4 family restructured loans & leases | $33,000 | 1,305 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $735,000 | 4,545 |
| Total loans and leases | NA | NA |
| 2004-03-31 | Rank | |
| Net loans and leases | $64,792,000 | 4,616 |
| Loan loss allowance | $645,000 | 5,305 |
| Total loans and leases | $65,437,000 | 4,632 |
| Unearned income | $20,000 | 1,953 |
| Loans and leases, gross | $65,457,000 | 4,633 |
| All real estate loans | $56,055,000 | 4,015 |
| Real estate loans in domestic offices | $56,055,000 | 4,014 |
| Construction and development loans | $16,403,000 | 1,838 |
| Commercial RE | $20,181,000 | 3,494 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,762,000 | 1,327 |
| 1-4 family residential loans | $12,191,000 | 5,476 |
| Farmland loans | $518,000 | 4,997 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,689 |
| Commercial and industrial loans | $6,937,000 | 4,679 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,445,000 | 5,830 |
| Credit card loans | $566,000 | 877 |
| Related Plans | $6,000 | 4,131 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,873,000 | 6,285 |
| All other loans & leases | $20,000 | 6,468 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,798 |
| Other loans | $20,000 | 5,009 |
| Lease financing receivables | $0 | 1,635 |
| Loans to depository institutions and acceptances of other banks | $0 | 376 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,559 |
| Non 1-4 family restructured loans & leases | $0 | 1,559 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $658,000 | 4,838 |
| Total loans and leases | NA | NA |
| 2003-12-31 | Rank | |
| Net loans and leases | $58,218,000 | 4,929 |
| Loan loss allowance | $578,000 | 5,614 |
| Total loans and leases | $58,796,000 | 4,946 |
| Unearned income | $0 | 2,623 |
| Loans and leases, gross | $58,796,000 | 4,948 |
| All real estate loans | $42,737,000 | 4,662 |
| Real estate loans in domestic offices | $42,737,000 | 4,661 |
| Construction and development loans | $15,592,000 | 1,834 |
| Commercial RE | $13,987,000 | 4,174 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,664,000 | 1,469 |
| 1-4 family residential loans | $7,494,000 | 6,510 |
| Farmland loans | $0 | 6,339 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,727 |
| Commercial and industrial loans | $14,117,000 | 3,030 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,936,000 | 6,517 |
| Credit card loans | $494,000 | 1,088 |
| Related Plans | $16,000 | 3,850 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,426,000 | 6,887 |
| All other loans & leases | $6,000 | 7,068 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,816 |
| Other loans | $6,000 | 6,068 |
| Lease financing receivables | $0 | 1,660 |
| Loans to depository institutions and acceptances of other banks | $0 | 391 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,164 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $591,000 | 5,152 |
| Total loans and leases | NA | NA |
| 2003-09-30 | Rank | |
| Net loans and leases | $50,106,000 | 5,401 |
| Loan loss allowance | $516,000 | 5,977 |
| Total loans and leases | $50,622,000 | 5,411 |
| Unearned income | $108,000 | 1,349 |
| Loans and leases, gross | $50,730,000 | 5,408 |
| All real estate loans | $41,332,000 | 4,727 |
| Real estate loans in domestic offices | $41,332,000 | 4,726 |
| Construction and development loans | $12,846,000 | 2,057 |
| Commercial RE | $15,547,000 | 3,909 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,270,000 | 1,527 |
| 1-4 family residential loans | $7,669,000 | 6,512 |
| Farmland loans | $0 | 6,369 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,768 |
| Commercial and industrial loans | $7,773,000 | 4,401 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,608,000 | 6,981 |
| Credit card loans | $528,000 | 1,041 |
| Related Plans | $11,000 | 4,038 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,069,000 | 7,461 |
| All other loans & leases | $17,000 | 6,636 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,842 |
| Other loans | $17,000 | 5,257 |
| Lease financing receivables | $0 | 1,687 |
| Loans to depository institutions and acceptances of other banks | $0 | 402 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,177 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,626 |
| Non 1-4 family restructured loans & leases | $0 | 1,626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $525,000 | 5,517 |
| Total loans and leases | NA | NA |
| 2003-06-30 | Rank | |
| Net loans and leases | $44,942,000 | 5,685 |
| Loan loss allowance | $453,000 | 6,343 |
| Total loans and leases | $45,395,000 | 5,699 |
| Unearned income | $57,000 | 1,667 |
| Loans and leases, gross | $45,452,000 | 5,698 |
| All real estate loans | $38,903,000 | 4,857 |
| Real estate loans in domestic offices | $38,903,000 | 4,856 |
| Construction and development loans | $10,748,000 | 2,220 |
| Commercial RE | $15,520,000 | 3,849 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,292,000 | 1,719 |
| 1-4 family residential loans | $8,343,000 | 6,354 |
| Farmland loans | $0 | 6,377 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,809 |
| Commercial and industrial loans | $5,449,000 | 5,298 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,098,000 | 7,666 |
| Credit card loans | $489,000 | 1,101 |
| Related Plans | $0 | 4,371 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $609,000 | 8,193 |
| All other loans & leases | $2,000 | 7,290 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,815 |
| Other loans | $2,000 | 6,381 |
| Lease financing receivables | $0 | 1,677 |
| Loans to depository institutions and acceptances of other banks | $0 | 407 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,193 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $460,000 | 5,871 |
| Total loans and leases | NA | NA |
| 2003-03-31 | Rank | |
| Net loans and leases | $43,675,000 | 5,709 |
| Loan loss allowance | $411,000 | 6,602 |
| Total loans and leases | $44,086,000 | 5,730 |
| Unearned income | $34,000 | 1,905 |
| Loans and leases, gross | $44,120,000 | 5,729 |
| All real estate loans | $37,822,000 | 4,874 |
| Real estate loans in domestic offices | $37,822,000 | 4,873 |
| Construction and development loans | $12,416,000 | 1,949 |
| Commercial RE | $13,755,000 | 4,023 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,614,000 | 1,836 |
| 1-4 family residential loans | $8,037,000 | 6,441 |
| Farmland loans | $0 | 6,387 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,819 |
| Commercial and industrial loans | $5,175,000 | 5,414 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,120,000 | 7,688 |
| Credit card loans | $497,000 | 1,085 |
| Related Plans | $0 | 4,382 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $623,000 | 8,226 |
| All other loans & leases | $3,000 | 7,235 |
| Loans to foreign governments and official institutions | $0 | 64 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,826 |
| Other loans | $3,000 | 6,222 |
| Lease financing receivables | $0 | 1,696 |
| Loans to depository institutions and acceptances of other banks | $0 | 418 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,211 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,625 |
| Non 1-4 family restructured loans & leases | $0 | 1,625 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $417,000 | 6,137 |
| Total loans and leases | NA | NA |
| 2002-12-31 | Rank | |
| Net loans and leases | $39,771,000 | 6,020 |
| Loan loss allowance | $349,000 | 7,054 |
| Total loans and leases | $40,120,000 | 6,028 |
| Unearned income | $0 | 2,902 |
| Loans and leases, gross | $40,120,000 | 6,033 |
| All real estate loans | $34,476,000 | 5,111 |
| Real estate loans in domestic offices | $34,476,000 | 5,110 |
| Construction and development loans | $11,408,000 | 2,030 |
| Commercial RE | $11,986,000 | 4,272 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,334,000 | 1,622 |
| 1-4 family residential loans | $6,748,000 | 6,821 |
| Farmland loans | $0 | 6,404 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 5,844 |
| Commercial and industrial loans | $4,568,000 | 5,672 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,070,000 | 7,854 |
| Credit card loans | $492,000 | 1,177 |
| Related Plans | $0 | 4,382 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $578,000 | 8,361 |
| All other loans & leases | $5,000 | 7,237 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,872 |
| Other loans | $5,000 | 6,203 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,699 |
| Non 1-4 family restructured loans & leases | $0 | 1,699 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $354,000 | 6,638 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $25,259,000 | 7,315 |
| Loan loss allowance | $290,000 | 7,448 |
| Total loans and leases | $25,549,000 | 7,320 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $25,549,000 | 7,320 |
| All real estate loans | $21,624,000 | 6,255 |
| Real estate loans in domestic offices | $21,624,000 | 6,252 |
| Construction and development loans | $6,919,000 | 2,590 |
| Commercial RE | $8,820,000 | 4,632 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,441,000 | 2,082 |
| 1-4 family residential loans | $3,444,000 | 7,947 |
| Farmland loans | $0 | 6,538 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,010 |
| Commercial and industrial loans | $2,845,000 | 6,667 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,077,000 | 8,121 |
| Credit card loans | $474,000 | 1,282 |
| Related Plans | $0 | 4,376 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $603,000 | 8,595 |
| All other loans & leases | $3,000 | 7,477 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,921 |
| Other loans | $3,000 | 6,499 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $295,000 | 7,080 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $11,850,000 | 8,885 |
| Loan loss allowance | $121,000 | 9,048 |
| Total loans and leases | $11,971,000 | 8,896 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $11,971,000 | 8,899 |
| All real estate loans | $9,594,000 | 7,976 |
| Real estate loans in domestic offices | $9,594,000 | 7,976 |
| Construction and development loans | $2,263,000 | 4,172 |
| Commercial RE | $4,499,000 | 5,857 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,074,000 | 3,074 |
| 1-4 family residential loans | $1,758,000 | 8,813 |
| Farmland loans | $0 | 6,694 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,188 |
| Commercial and industrial loans | $1,608,000 | 7,710 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $769,000 | 8,799 |
| Credit card loans | $405,000 | 2,309 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $364,000 | 9,222 |
| All other loans & leases | $0 | 7,989 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $0 | 7,234 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $6,257,000 | 9,767 |
| Loan loss allowance | $26,000 | 10,033 |
| Total loans and leases | $6,283,000 | 9,769 |
| Unearned income | $44,000 | 2,738 |
| Loans and leases, gross | $6,327,000 | 9,770 |
| All real estate loans | $4,310,000 | 9,217 |
| Real estate loans in domestic offices | $4,310,000 | 9,217 |
| Construction and development loans | $703,000 | 5,932 |
| Commercial RE | $1,125,000 | 8,088 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $576,000 | 3,946 |
| 1-4 family residential loans | $1,906,000 | 8,932 |
| Farmland loans | $0 | 6,930 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,479 |
| Commercial and industrial loans | $1,617,000 | 7,777 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $387,000 | 9,557 |
| Credit card loans | $196,000 | 3,346 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $191,000 | 9,703 |
| All other loans & leases | $13,000 | 7,480 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $13,000 | 6,092 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |