Home > Westsound Bank > Assets and Liabilities
Westsound Bank, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 92 | 1,793 |
| Assets and Liabilities | ||
| Total Assets: | $334,608,000 | 2,093 |
| Cash and due from depository institutions | $11,946,000 | 1,793 |
| Interest-bearing balances | $8,175,000 | 1,862 |
| Securities | $16,384,000 | 4,883 |
| Federal funds sold & reverse repurchase agreements | $21,000,000 | 530 |
| Net loans & leases | $245,012,000 | 1,964 |
| Loan loss allowance | $14,663,000 | 536 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,684,000 | 1,711 |
| Other real estate owned | $25,143,000 | 1,793 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $7,439,000 | 2,374 |
| Life insurance assets | $18,000 | 3,905 |
| Total liabilities and capital | $334,608,000 | 2,093 |
| Total liabilities | $306,334,000 | 2,061 |
| Total deposits | $304,464,000 | 1,858 |
| Interest-bearing deposits | $289,309,000 | 1,721 |
| Deposits held in domestic offices | $304,464,000 | 1,855 |
| % insured | 85.31% | 2,199 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,870,000 | 2,439 |
| Total equity capital | $28,274,000 | 2,414 |
| Total bank equity capital | $28,274,000 | 2,413 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $434,000 | 4,274 |
| Surplus | $59,419,000 | 611 |
| Undivided profits | $-31,579,000 | 8,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $102,702,000 | 204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $827,000 | 4,037 |
| Earning assets | $290,571,000 | 2,193 |
| Long-term assets (5+ years) | $14,916,000 | 4,652 |
| Average Assets, year-to-date | $349,784,000 | 1,988 |
| Average Assets, quarterly | $349,784,000 | 1,988 |
| Volatile liabilities | $84,465,000 | 1,793 |
| Insider loans | $2,986,000 | 2,416 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $7,188,000 | 5,150 |
| Tier 1 (core) risk-based capital | $28,037,000 | 2,316 |
| Tier 2 risk-based capital | $3,773,000 | 1,536 |
| Total risk weighted assets | $290,905,000 | 1,772 |
| Total unused commitments | $7,188,000 | 5,152 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 93 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $364,960,000 | 1,894 |
| Cash and due from depository institutions | $13,516,000 | 1,794 |
| Interest-bearing balances | $8,759,000 | 1,226 |
| Securities | $18,443,000 | 4,631 |
| Federal funds sold & reverse repurchase agreements | $32,500,000 | 269 |
| Net loans & leases | $265,780,000 | 1,851 |
| Loan loss allowance | $18,411,000 | 435 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,814,000 | 1,674 |
| Other real estate owned | $19,629,000 | 1,794 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $7,278,000 | 2,415 |
| Life insurance assets | $18,000 | 3,933 |
| Total liabilities and capital | $364,960,000 | 1,894 |
| Total liabilities | $332,342,000 | 1,883 |
| Total deposits | $330,178,000 | 1,684 |
| Interest-bearing deposits | $313,078,000 | 1,556 |
| Deposits held in domestic offices | $330,178,000 | 1,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,164,000 | 2,155 |
| Total equity capital | $32,618,000 | 2,073 |
| Total bank equity capital | $32,618,000 | 2,073 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $434,000 | 4,300 |
| Surplus | $59,419,000 | 591 |
| Undivided profits | $-27,235,000 | 8,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,232,000 | 159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $969,000 | 3,780 |
| Earning assets | $325,482,000 | 1,937 |
| Long-term assets (5+ years) | $15,703,000 | 4,504 |
| Average Assets, year-to-date | $436,428,800 | 1,564 |
| Average Assets, quarterly | $380,900,500 | 1,820 |
| Volatile liabilities | $94,859,000 | 1,587 |
| Insider loans | $3,024,000 | 2,429 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $8,615,000 | 4,808 |
| Tier 1 (core) risk-based capital | $32,357,000 | 2,000 |
| Tier 2 risk-based capital | $4,039,000 | 1,451 |
| Total risk weighted assets | $308,754,000 | 1,676 |
| Total unused commitments | $8,615,000 | 4,811 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 98 | 1,721 |
| Assets and Liabilities | ||
| Total Assets: | $396,841,000 | 1,747 |
| Cash and due from depository institutions | $11,954,000 | 1,721 |
| Interest-bearing balances | $7,484,000 | 943 |
| Securities | $16,166,000 | 4,905 |
| Federal funds sold & reverse repurchase agreements | $43,800,000 | 272 |
| Net loans & leases | $298,130,000 | 1,650 |
| Loan loss allowance | $24,536,000 | 319 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,778,000 | 1,673 |
| Other real estate owned | $10,984,000 | 1,721 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $8,029,000 | 2,255 |
| Life insurance assets | $9,000 | 3,974 |
| Total liabilities and capital | $396,841,000 | 1,747 |
| Total liabilities | $353,034,000 | 1,775 |
| Total deposits | $350,745,000 | 1,557 |
| Interest-bearing deposits | $331,123,000 | 1,425 |
| Deposits held in domestic offices | $350,745,000 | 1,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,289,000 | 2,084 |
| Total equity capital | $43,807,000 | 1,555 |
| Total bank equity capital | $43,807,000 | 1,555 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $434,000 | 4,340 |
| Surplus | $59,419,000 | 583 |
| Undivided profits | $-16,046,000 | 8,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,067,000 | 136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,335,000 | 2,939 |
| Earning assets | $365,580,000 | 1,743 |
| Long-term assets (5+ years) | $14,944,000 | 4,540 |
| Average Assets, year-to-date | $454,296,000 | 1,512 |
| Average Assets, quarterly | $412,693,500 | 1,680 |
| Volatile liabilities | $82,413,000 | 1,736 |
| Insider loans | $3,195,000 | 2,341 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $13,417,000 | 4,001 |
| Tier 1 (core) risk-based capital | $43,750,000 | 1,480 |
| Tier 2 risk-based capital | $4,430,000 | 1,285 |
| Total risk weighted assets | $334,293,000 | 1,562 |
| Total unused commitments | $13,417,000 | 4,002 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 104 | 1,652 |
| Assets and Liabilities | ||
| Total Assets: | $428,546,000 | 1,628 |
| Cash and due from depository institutions | $12,557,000 | 1,652 |
| Interest-bearing balances | $7,494,000 | 871 |
| Securities | $17,593,000 | 4,758 |
| Federal funds sold & reverse repurchase agreements | $66,000,000 | 186 |
| Net loans & leases | $311,093,000 | 1,578 |
| Loan loss allowance | $28,140,000 | 271 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,410,000 | 1,521 |
| Other real estate owned | $4,394,000 | 1,652 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,499,000 | 2,116 |
| Life insurance assets | $99,000 | 3,872 |
| Total liabilities and capital | $428,546,000 | 1,628 |
| Total liabilities | $381,624,000 | 1,649 |
| Total deposits | $379,389,000 | 1,411 |
| Interest-bearing deposits | $356,906,000 | 1,305 |
| Deposits held in domestic offices | $379,389,000 | 1,408 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,235,000 | 2,119 |
| Total equity capital | $46,922,000 | 1,477 |
| Total bank equity capital | $46,922,000 | 1,477 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $434,000 | 4,378 |
| Surplus | $59,419,000 | 579 |
| Undivided profits | $-12,931,000 | 8,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,412,000 | 139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,497,000 | 2,577 |
| Earning assets | $402,180,000 | 1,590 |
| Long-term assets (5+ years) | $23,439,000 | 3,647 |
| Average Assets, year-to-date | $473,447,670 | 1,449 |
| Average Assets, quarterly | $465,667,500 | 1,504 |
| Volatile liabilities | $92,658,000 | 1,567 |
| Insider loans | $4,137,000 | 1,875 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $31,385,000 | 2,465 |
| Tier 1 (core) risk-based capital | $46,929,000 | 1,392 |
| Tier 2 risk-based capital | $4,627,000 | 1,210 |
| Total risk weighted assets | $346,535,000 | 1,504 |
| Total unused commitments | $31,385,000 | 2,468 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 103 | 1,662 |
| Assets and Liabilities | ||
| Total Assets: | $502,789,000 | 1,353 |
| Cash and due from depository institutions | $10,390,000 | 1,662 |
| Interest-bearing balances | $2,507,000 | 2,115 |
| Securities | $7,691,000 | 6,412 |
| Federal funds sold & reverse repurchase agreements | $102,500,000 | 182 |
| Net loans & leases | $359,387,000 | 1,338 |
| Loan loss allowance | $26,292,000 | 272 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,602,000 | 1,489 |
| Other real estate owned | $1,883,000 | 1,662 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $12,336,000 | 1,504 |
| Life insurance assets | $99,000 | 3,888 |
| Total liabilities and capital | $502,789,000 | 1,353 |
| Total liabilities | $445,034,000 | 1,389 |
| Total deposits | $442,225,000 | 1,186 |
| Interest-bearing deposits | $418,585,000 | 1,087 |
| Deposits held in domestic offices | $442,225,000 | 1,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,809,000 | 1,918 |
| Total equity capital | $57,755,000 | 1,204 |
| Total bank equity capital | $57,755,000 | 1,204 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $434,000 | 4,391 |
| Surplus | $59,419,000 | 576 |
| Undivided profits | $-2,098,000 | 8,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,313,000 | 154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,171,000 | 1,774 |
| Earning assets | $472,085,000 | 1,321 |
| Long-term assets (5+ years) | $27,225,000 | 3,279 |
| Average Assets, year-to-date | $495,898,500 | 1,352 |
| Average Assets, quarterly | $495,898,500 | 1,352 |
| Volatile liabilities | $102,837,000 | 1,398 |
| Insider loans | $6,393,000 | 1,215 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $52,571,000 | 1,683 |
| Tier 1 (core) risk-based capital | $57,615,000 | 1,095 |
| Tier 2 risk-based capital | $5,289,000 | 1,011 |
| Total risk weighted assets | $401,992,000 | 1,265 |
| Total unused commitments | $52,571,000 | 1,685 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 103 | 1,662 |
| Assets and Liabilities | ||
| Total Assets: | $489,008,000 | 1,375 |
| Cash and due from depository institutions | $10,026,000 | 1,662 |
| Interest-bearing balances | $2,425,000 | 1,726 |
| Securities | $8,832,000 | 6,253 |
| Federal funds sold & reverse repurchase agreements | $56,900,000 | 256 |
| Net loans & leases | $393,436,000 | 1,202 |
| Loan loss allowance | $19,514,000 | 327 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $8,660,000 | 1,479 |
| Other real estate owned | $983,000 | 1,662 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $10,171,000 | 1,765 |
| Life insurance assets | $99,000 | 3,898 |
| Total liabilities and capital | $489,008,000 | 1,375 |
| Total liabilities | $425,643,000 | 1,435 |
| Total deposits | $422,216,000 | 1,241 |
| Interest-bearing deposits | $396,851,000 | 1,151 |
| Deposits held in domestic offices | $422,216,000 | 1,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,427,000 | 1,605 |
| Total equity capital | $63,365,000 | 1,082 |
| Total bank equity capital | $63,365,000 | 1,082 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $434,000 | 4,414 |
| Surplus | $59,419,000 | 567 |
| Undivided profits | $3,512,000 | 5,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,322,000 | 273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,541,000 | 1,625 |
| Earning assets | $461,593,000 | 1,328 |
| Long-term assets (5+ years) | $26,809,000 | 3,115 |
| Average Assets, year-to-date | $446,282,800 | 1,480 |
| Average Assets, quarterly | $478,117,000 | 1,390 |
| Volatile liabilities | $91,949,000 | 1,567 |
| Insider loans | $6,962,000 | 1,098 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $80,895,000 | 1,224 |
| Tier 1 (core) risk-based capital | $63,297,000 | 996 |
| Tier 2 risk-based capital | $5,464,000 | 971 |
| Total risk weighted assets | $422,579,000 | 1,192 |
| Total unused commitments | $80,895,000 | 1,224 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 131 | 1,302 |
| Assets and Liabilities | ||
| Total Assets: | $467,226,000 | 1,426 |
| Cash and due from depository institutions | $8,538,000 | 1,302 |
| Interest-bearing balances | $2,431,000 | 1,604 |
| Securities | $8,700,000 | 6,337 |
| Federal funds sold & reverse repurchase agreements | $21,825,000 | 638 |
| Net loans & leases | $407,821,000 | 1,132 |
| Loan loss allowance | $17,852,000 | 333 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $9,361,000 | 1,332 |
| Other real estate owned | $1,647,000 | 1,302 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,334,000 | 1,884 |
| Life insurance assets | $48,000 | 3,939 |
| Total liabilities and capital | $467,226,000 | 1,426 |
| Total liabilities | $403,717,000 | 1,492 |
| Total deposits | $400,047,000 | 1,309 |
| Interest-bearing deposits | $372,152,000 | 1,221 |
| Deposits held in domestic offices | $400,047,000 | 1,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,670,000 | 1,517 |
| Total equity capital | $63,509,000 | 1,072 |
| Total bank equity capital | $63,509,000 | 1,072 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $434,000 | 4,409 |
| Surplus | $59,419,000 | 554 |
| Undivided profits | $3,656,000 | 5,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,677,000 | 1,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,537,000 | 1,755 |
| Earning assets | $440,777,000 | 1,373 |
| Long-term assets (5+ years) | $32,326,000 | 2,637 |
| Average Assets, year-to-date | $435,601,500 | 1,506 |
| Average Assets, quarterly | $460,823,000 | 1,426 |
| Volatile liabilities | $90,711,000 | 1,557 |
| Insider loans | $9,073,000 | 794 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $6,650,000 | 295 |
| Unused loan commitments | $117,805,000 | 917 |
| Tier 1 (core) risk-based capital | $63,531,000 | 992 |
| Tier 2 risk-based capital | $5,517,000 | 949 |
| Total risk weighted assets | $428,364,000 | 1,150 |
| Total unused commitments | $117,805,000 | 918 |
| Derivatives | $4,016,000 | 631 |
| 2007-06-30 | Rank | |
| # of Employees: | 140 | 1,245 |
| Assets and Liabilities | ||
| Total Assets: | $454,420,000 | 1,469 |
| Cash and due from depository institutions | $9,709,000 | 1,245 |
| Interest-bearing balances | $2,541,000 | 1,597 |
| Securities | $8,357,000 | 6,425 |
| Federal funds sold & reverse repurchase agreements | $18,200,000 | 837 |
| Net loans & leases | $403,202,000 | 1,160 |
| Loan loss allowance | $4,492,000 | 1,167 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,171,000 | 1,375 |
| Other real estate owned | $1,605,000 | 1,245 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,176,000 | 3,430 |
| Life insurance assets | $48,000 | 3,973 |
| Total liabilities and capital | $454,420,000 | 1,469 |
| Total liabilities | $383,409,000 | 1,593 |
| Total deposits | $380,501,000 | 1,403 |
| Interest-bearing deposits | $349,890,000 | 1,309 |
| Deposits held in domestic offices | $380,501,000 | 1,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,908,000 | 1,774 |
| Total equity capital | $71,011,000 | 960 |
| Total bank equity capital | $71,011,000 | 960 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $434,000 | 4,436 |
| Surplus | $59,419,000 | 567 |
| Undivided profits | $11,158,000 | 2,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 5,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,265,000 | 1,839 |
| Earning assets | $432,300,000 | 1,405 |
| Long-term assets (5+ years) | $35,600,000 | 2,433 |
| Average Assets, year-to-date | $425,060,000 | 1,572 |
| Average Assets, quarterly | $444,605,500 | 1,503 |
| Volatile liabilities | $79,008,000 | 1,722 |
| Insider loans | $8,639,000 | 826 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $10,482,000 | 257 |
| Unused loan commitments | $117,148,000 | 933 |
| Tier 1 (core) risk-based capital | $71,084,000 | 880 |
| Tier 2 risk-based capital | $4,609,000 | 1,130 |
| Total risk weighted assets | $418,052,000 | 1,188 |
| Total unused commitments | $117,148,000 | 933 |
| Derivatives | $7,623,000 | 558 |
| 2007-03-31 | Rank | |
| # of Employees: | 132 | 1,302 |
| Assets and Liabilities | ||
| Total Assets: | $434,791,000 | 1,550 |
| Cash and due from depository institutions | $11,747,000 | 1,302 |
| Interest-bearing balances | $3,425,000 | 1,476 |
| Securities | $7,928,000 | 6,559 |
| Federal funds sold & reverse repurchase agreements | $24,200,000 | 782 |
| Net loans & leases | $377,083,000 | 1,224 |
| Loan loss allowance | $4,407,000 | 1,180 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,707,000 | 1,419 |
| Other real estate owned | $1,310,000 | 1,302 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,816,000 | 3,579 |
| Life insurance assets | $48,000 | 3,985 |
| Total liabilities and capital | $434,791,000 | 1,550 |
| Total liabilities | $365,323,000 | 1,659 |
| Total deposits | $362,458,000 | 1,476 |
| Interest-bearing deposits | $334,173,000 | 1,356 |
| Deposits held in domestic offices | $362,458,000 | 1,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,865,000 | 1,835 |
| Total equity capital | $69,468,000 | 968 |
| Total bank equity capital | $69,468,000 | 968 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $434,000 | 4,441 |
| Surplus | $59,419,000 | 546 |
| Undivided profits | $9,615,000 | 3,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $552,000 | 3,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,037,000 | 1,996 |
| Earning assets | $412,636,000 | 1,483 |
| Long-term assets (5+ years) | $30,586,000 | 2,657 |
| Average Assets, year-to-date | $410,380,000 | 1,627 |
| Average Assets, quarterly | $410,380,000 | 1,627 |
| Volatile liabilities | $69,857,000 | 1,902 |
| Insider loans | $6,852,000 | 1,048 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $5,797,000 | 356 |
| Unused loan commitments | $122,198,000 | 896 |
| Tier 1 (core) risk-based capital | $69,502,000 | 888 |
| Tier 2 risk-based capital | $4,517,000 | 1,154 |
| Total risk weighted assets | $387,299,000 | 1,260 |
| Total unused commitments | $122,198,000 | 896 |
| Derivatives | $6,068,000 | 586 |
| 2006-12-31 | Rank | |
| # of Employees: | 130 | 1,330 |
| Assets and Liabilities | ||
| Total Assets: | $385,969,000 | 1,734 |
| Cash and due from depository institutions | $9,048,000 | 1,330 |
| Interest-bearing balances | $3,433,000 | 1,392 |
| Securities | $8,244,000 | 6,528 |
| Federal funds sold & reverse repurchase agreements | $17,150,000 | 955 |
| Net loans & leases | $340,237,000 | 1,346 |
| Loan loss allowance | $3,972,000 | 1,315 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,748,000 | 1,559 |
| Other real estate owned | $0 | 1,330 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,542,000 | 3,797 |
| Life insurance assets | $18,000 | 4,044 |
| Total liabilities and capital | $385,969,000 | 1,734 |
| Total liabilities | $317,786,000 | 1,858 |
| Total deposits | $316,078,000 | 1,674 |
| Interest-bearing deposits | $288,158,000 | 1,595 |
| Deposits held in domestic offices | $316,078,000 | 1,669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,708,000 | 2,713 |
| Total equity capital | $68,183,000 | 963 |
| Total bank equity capital | $68,183,000 | 963 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $434,000 | 4,456 |
| Surplus | $59,419,000 | 526 |
| Undivided profits | $8,330,000 | 3,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 5,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,980,000 | 2,120 |
| Earning assets | $369,064,000 | 1,657 |
| Long-term assets (5+ years) | $26,822,000 | 2,856 |
| Average Assets, year-to-date | $310,583,200 | 1,998 |
| Average Assets, quarterly | $361,774,500 | 1,802 |
| Volatile liabilities | $79,317,000 | 1,834 |
| Insider loans | $10,480,000 | 657 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $11,007,000 | 247 |
| Unused loan commitments | $110,590,000 | 942 |
| Tier 1 (core) risk-based capital | $68,215,000 | 890 |
| Tier 2 risk-based capital | $4,076,000 | 1,267 |
| Total risk weighted assets | $345,637,000 | 1,410 |
| Total unused commitments | $110,590,000 | 942 |
| Derivatives | $6,507,000 | 551 |
| 2006-09-30 | Rank | |
| # of Employees: | 121 | 1,439 |
| Assets and Liabilities | ||
| Total Assets: | $337,580,000 | 1,930 |
| Cash and due from depository institutions | $8,310,000 | 1,439 |
| Interest-bearing balances | $588,000 | 2,938 |
| Securities | $8,238,000 | 6,592 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,283 |
| Net loans & leases | $306,056,000 | 1,503 |
| Loan loss allowance | $3,725,000 | 1,408 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,506,000 | 1,829 |
| Other real estate owned | $0 | 1,439 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,970,000 | 4,278 |
| Life insurance assets | $18,000 | 4,018 |
| Total liabilities and capital | $337,580,000 | 1,930 |
| Total liabilities | $309,910,000 | 1,886 |
| Total deposits | $308,359,000 | 1,691 |
| Interest-bearing deposits | $281,523,000 | 1,604 |
| Deposits held in domestic offices | $308,359,000 | 1,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,551,000 | 2,857 |
| Total equity capital | $27,670,000 | 2,379 |
| Total bank equity capital | $27,670,000 | 2,379 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $434,000 | 4,484 |
| Surplus | $19,419,000 | 1,409 |
| Undivided profits | $7,817,000 | 3,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,637,000 | 2,568 |
| Earning assets | $320,382,000 | 1,874 |
| Long-term assets (5+ years) | $19,666,000 | 3,370 |
| Average Assets, year-to-date | $291,736,750 | 2,143 |
| Average Assets, quarterly | $319,211,000 | 1,999 |
| Volatile liabilities | $72,664,000 | 1,961 |
| Insider loans | $8,113,000 | 856 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $5,947,000 | 344 |
| Unused loan commitments | $102,612,000 | 1,036 |
| Tier 1 (core) risk-based capital | $27,714,000 | 2,274 |
| Tier 2 risk-based capital | $3,822,000 | 1,354 |
| Total risk weighted assets | $310,484,000 | 1,557 |
| Total unused commitments | $102,612,000 | 1,037 |
| Derivatives | $19,410,000 | 413 |
| 2006-06-30 | Rank | |
| # of Employees: | 107 | 1,638 |
| Assets and Liabilities | ||
| Total Assets: | $300,842,000 | 2,121 |
| Cash and due from depository institutions | $7,938,000 | 1,638 |
| Interest-bearing balances | $492,000 | 3,142 |
| Securities | $8,159,000 | 6,632 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,499 |
| Net loans & leases | $274,749,000 | 1,643 |
| Loan loss allowance | $3,290,000 | 1,567 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,251,000 | 1,868 |
| Other real estate owned | $0 | 1,638 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,745,000 | 4,397 |
| Life insurance assets | $18,000 | 4,001 |
| Total liabilities and capital | $300,842,000 | 2,121 |
| Total liabilities | $275,038,000 | 2,076 |
| Total deposits | $274,107,000 | 1,880 |
| Interest-bearing deposits | $247,875,000 | 1,790 |
| Deposits held in domestic offices | $274,107,000 | 1,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $931,000 | 3,718 |
| Total equity capital | $25,804,000 | 2,451 |
| Total bank equity capital | $25,804,000 | 2,451 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $434,000 | 4,480 |
| Surplus | $18,869,000 | 1,406 |
| Undivided profits | $6,501,000 | 3,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,370,000 | 2,733 |
| Earning assets | $284,400,000 | 2,062 |
| Long-term assets (5+ years) | $19,266,000 | 3,399 |
| Average Assets, year-to-date | $276,455,670 | 2,262 |
| Average Assets, quarterly | $289,662,500 | 2,179 |
| Volatile liabilities | $49,709,000 | 2,603 |
| Insider loans | $6,549,000 | 1,054 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $8,897,000 | 281 |
| Unused loan commitments | $83,770,000 | 1,199 |
| Tier 1 (core) risk-based capital | $25,907,000 | 2,378 |
| Tier 2 risk-based capital | $3,364,000 | 1,510 |
| Total risk weighted assets | $274,742,000 | 1,717 |
| Total unused commitments | $83,770,000 | 1,200 |
| Derivatives | $19,843,000 | 413 |
| 2006-03-31 | Rank | |
| # of Employees: | 102 | 1,697 |
| Assets and Liabilities | ||
| Total Assets: | $278,483,000 | 2,262 |
| Cash and due from depository institutions | $9,408,000 | 1,697 |
| Interest-bearing balances | $2,617,000 | 1,693 |
| Securities | $8,222,000 | 6,682 |
| Federal funds sold & reverse repurchase agreements | $13,900,000 | 1,079 |
| Net loans & leases | $238,997,000 | 1,810 |
| Loan loss allowance | $2,825,000 | 1,789 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,083,000 | 1,870 |
| Other real estate owned | $0 | 1,697 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,873,000 | 5,222 |
| Life insurance assets | $18,000 | 3,965 |
| Total liabilities and capital | $278,483,000 | 2,262 |
| Total liabilities | $253,740,000 | 2,232 |
| Total deposits | $252,530,000 | 2,028 |
| Interest-bearing deposits | $225,888,000 | 1,923 |
| Deposits held in domestic offices | $252,530,000 | 2,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,210,000 | 3,105 |
| Total equity capital | $24,743,000 | 2,506 |
| Total bank equity capital | $24,743,000 | 2,506 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $434,000 | 4,468 |
| Surplus | $18,869,000 | 1,363 |
| Undivided profits | $5,440,000 | 4,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 5,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,101,000 | 3,151 |
| Earning assets | $263,736,000 | 2,192 |
| Long-term assets (5+ years) | $13,700,000 | 3,999 |
| Average Assets, year-to-date | $264,262,500 | 2,367 |
| Average Assets, quarterly | $264,262,500 | 2,367 |
| Volatile liabilities | $32,284,000 | 3,374 |
| Insider loans | $5,656,000 | 1,208 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $5,000,000 | 340 |
| Unused loan commitments | $63,593,000 | 1,519 |
| Tier 1 (core) risk-based capital | $24,812,000 | 2,435 |
| Tier 2 risk-based capital | $2,881,000 | 1,698 |
| Total risk weighted assets | $245,041,000 | 1,843 |
| Total unused commitments | $63,593,000 | 1,519 |
| Derivatives | $10,656,000 | 466 |
| 2005-12-31 | Rank | |
| # of Employees: | 98 | 1,762 |
| Assets and Liabilities | ||
| Total Assets: | $250,042,000 | 2,494 |
| Cash and due from depository institutions | $8,158,000 | 1,762 |
| Interest-bearing balances | $2,528,000 | 1,723 |
| Securities | $8,235,000 | 6,711 |
| Federal funds sold & reverse repurchase agreements | $18,400,000 | 713 |
| Net loans & leases | $207,172,000 | 2,039 |
| Loan loss allowance | $2,520,000 | 1,975 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,937,000 | 1,883 |
| Other real estate owned | $0 | 1,762 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,140,000 | 4,899 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $250,042,000 | 2,494 |
| Total liabilities | $226,366,000 | 2,479 |
| Total deposits | $224,509,000 | 2,243 |
| Interest-bearing deposits | $202,377,000 | 2,100 |
| Deposits held in domestic offices | $224,509,000 | 2,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,857,000 | 2,255 |
| Total equity capital | $23,676,000 | 2,573 |
| Total bank equity capital | $23,676,000 | 2,573 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $434,000 | 4,489 |
| Surplus | $18,826,000 | 1,337 |
| Undivided profits | $4,416,000 | 4,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 5,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $999,000 | 3,458 |
| Earning assets | $236,335,000 | 2,410 |
| Long-term assets (5+ years) | $14,707,000 | 3,871 |
| Average Assets, year-to-date | $190,332,000 | 2,969 |
| Average Assets, quarterly | $237,084,000 | 2,577 |
| Volatile liabilities | $24,042,000 | 3,995 |
| Insider loans | $3,439,000 | 1,884 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $8,732,000 | 265 |
| Unused loan commitments | $53,972,000 | 1,674 |
| Tier 1 (core) risk-based capital | $23,740,000 | 2,484 |
| Tier 2 risk-based capital | $2,576,000 | 1,849 |
| Total risk weighted assets | $209,797,000 | 2,097 |
| Total unused commitments | $53,972,000 | 1,674 |
| Derivatives | $15,003,000 | 398 |
| 2005-09-30 | Rank | |
| # of Employees: | 99 | 1,744 |
| Assets and Liabilities | ||
| Total Assets: | $224,126,000 | 2,683 |
| Cash and due from depository institutions | $6,679,000 | 1,744 |
| Interest-bearing balances | $2,434,000 | 1,788 |
| Securities | $8,299,000 | 6,700 |
| Federal funds sold & reverse repurchase agreements | $20,700,000 | 639 |
| Net loans & leases | $181,464,000 | 2,261 |
| Loan loss allowance | $2,048,000 | 2,325 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,568,000 | 1,986 |
| Other real estate owned | $0 | 1,744 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,416,000 | 5,900 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $224,126,000 | 2,683 |
| Total liabilities | $200,958,000 | 2,673 |
| Total deposits | $199,643,000 | 2,444 |
| Interest-bearing deposits | $177,632,000 | 2,324 |
| Deposits held in domestic offices | $199,643,000 | 2,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,315,000 | 2,853 |
| Total equity capital | $23,168,000 | 2,601 |
| Total bank equity capital | $23,168,000 | 2,601 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $434,000 | 4,491 |
| Surplus | $18,826,000 | 1,298 |
| Undivided profits | $3,908,000 | 5,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $784,000 | 4,221 |
| Earning assets | $212,897,000 | 2,594 |
| Long-term assets (5+ years) | $12,052,000 | 4,293 |
| Average Assets, year-to-date | $175,404,500 | 3,158 |
| Average Assets, quarterly | $204,414,000 | 2,856 |
| Volatile liabilities | $22,336,000 | 4,144 |
| Insider loans | $3,562,000 | 1,813 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $5,747,000 | 373 |
| Unused loan commitments | $47,309,000 | 1,827 |
| Tier 1 (core) risk-based capital | $23,197,000 | 2,510 |
| Tier 2 risk-based capital | $2,099,000 | 2,179 |
| Total risk weighted assets | $182,505,000 | 2,315 |
| Total unused commitments | $47,309,000 | 1,828 |
| Derivatives | $19,316,000 | 371 |
| 2005-06-30 | Rank | |
| # of Employees: | 89 | 1,940 |
| Assets and Liabilities | ||
| Total Assets: | $184,702,000 | 3,065 |
| Cash and due from depository institutions | $5,832,000 | 1,940 |
| Interest-bearing balances | $102,000 | 4,951 |
| Securities | $6,356,000 | 7,195 |
| Federal funds sold & reverse repurchase agreements | $9,350,000 | 1,255 |
| Net loans & leases | $156,584,000 | 2,505 |
| Loan loss allowance | $1,747,000 | 2,617 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,305,000 | 2,035 |
| Other real estate owned | $0 | 1,940 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,275,000 | 5,970 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $184,702,000 | 3,065 |
| Total liabilities | $170,533,000 | 2,990 |
| Total deposits | $169,606,000 | 2,765 |
| Interest-bearing deposits | $149,942,000 | 2,665 |
| Deposits held in domestic offices | $169,606,000 | 2,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $927,000 | 3,415 |
| Total equity capital | $14,169,000 | 3,898 |
| Total bank equity capital | $14,169,000 | 3,898 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $425,000 | 4,504 |
| Surplus | $10,712,000 | 2,033 |
| Undivided profits | $3,032,000 | 5,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $132,000 | 5,906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $619,000 | 4,673 |
| Earning assets | $172,392,000 | 3,016 |
| Long-term assets (5+ years) | $17,027,000 | 3,664 |
| Average Assets, year-to-date | $159,164,000 | 3,401 |
| Average Assets, quarterly | $170,104,500 | 3,241 |
| Volatile liabilities | $24,760,000 | 3,753 |
| Insider loans | $4,623,000 | 1,373 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $9,971,000 | 281 |
| Unused loan commitments | $47,509,000 | 1,771 |
| Tier 1 (core) risk-based capital | $14,173,000 | 3,787 |
| Tier 2 risk-based capital | $1,789,000 | 2,438 |
| Total risk weighted assets | $153,976,000 | 2,608 |
| Total unused commitments | $47,509,000 | 1,772 |
| Derivatives | $10,696,000 | 424 |
| 2005-03-31 | Rank | |
| # of Employees: | 69 | 2,484 |
| Assets and Liabilities | ||
| Total Assets: | $155,507,000 | 3,506 |
| Cash and due from depository institutions | $3,928,000 | 2,484 |
| Interest-bearing balances | $38,000 | 5,881 |
| Securities | $6,288,000 | 7,298 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 4,139 |
| Net loans & leases | $138,120,000 | 2,728 |
| Loan loss allowance | $1,396,000 | 3,163 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,203,000 | 2,483 |
| Other real estate owned | $30,000 | 2,484 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,038,000 | 6,489 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $155,507,000 | 3,506 |
| Total liabilities | $142,146,000 | 3,450 |
| Total deposits | $141,594,000 | 3,208 |
| Interest-bearing deposits | $125,545,000 | 3,078 |
| Deposits held in domestic offices | $141,594,000 | 3,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $552,000 | 4,547 |
| Total equity capital | $13,361,000 | 4,019 |
| Total bank equity capital | $13,361,000 | 4,019 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $423,000 | 4,530 |
| Surplus | $10,664,000 | 1,994 |
| Undivided profits | $2,274,000 | 6,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $575,000 | 4,822 |
| Earning assets | $146,346,000 | 3,439 |
| Long-term assets (5+ years) | $17,060,000 | 3,729 |
| Average Assets, year-to-date | $146,395,000 | 3,666 |
| Average Assets, quarterly | $146,395,000 | 3,666 |
| Volatile liabilities | $24,294,000 | 3,699 |
| Insider loans | $3,676,000 | 1,686 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $7,770,000 | 291 |
| Unused loan commitments | $39,362,000 | 1,995 |
| Tier 1 (core) risk-based capital | $13,429,000 | 3,930 |
| Tier 2 risk-based capital | $1,433,000 | 2,881 |
| Total risk weighted assets | $134,007,000 | 2,907 |
| Total unused commitments | $39,362,000 | 1,998 |
| Derivatives | $9,527,000 | 411 |
| 2004-12-31 | Rank | |
| # of Employees: | 55 | 3,070 |
| Assets and Liabilities | ||
| Total Assets: | $137,283,000 | 3,858 |
| Cash and due from depository institutions | $2,571,000 | 3,070 |
| Interest-bearing balances | $76,000 | 5,458 |
| Securities | $4,598,000 | 7,736 |
| Federal funds sold & reverse repurchase agreements | $8,650,000 | 1,348 |
| Net loans & leases | $117,671,000 | 3,088 |
| Loan loss allowance | $1,189,000 | 3,532 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,547,000 | 3,690 |
| Other real estate owned | $30,000 | 3,070 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,216,000 | 6,070 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $137,283,000 | 3,858 |
| Total liabilities | $124,234,000 | 3,822 |
| Total deposits | $123,799,000 | 3,568 |
| Interest-bearing deposits | $108,968,000 | 3,420 |
| Deposits held in domestic offices | $123,799,000 | 3,565 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $30,000 | 5,761 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $405,000 | 5,268 |
| Total equity capital | $13,049,000 | 4,086 |
| Total bank equity capital | $13,049,000 | 4,086 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $422,000 | 4,546 |
| Surplus | $10,092,000 | 2,035 |
| Undivided profits | $2,535,000 | 6,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 6,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $451,000 | 5,682 |
| Earning assets | $130,995,000 | 3,742 |
| Long-term assets (5+ years) | $11,645,000 | 4,531 |
| Average Assets, year-to-date | $100,363,200 | 4,728 |
| Average Assets, quarterly | $125,315,500 | 4,117 |
| Volatile liabilities | $22,089,000 | 3,885 |
| Insider loans | $4,882,000 | 1,254 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $2,019,000 | 620 |
| Unused loan commitments | $34,925,000 | 2,094 |
| Tier 1 (core) risk-based capital | $13,008,000 | 3,983 |
| Tier 2 risk-based capital | $1,224,000 | 3,242 |
| Total risk weighted assets | $115,577,000 | 3,286 |
| Total unused commitments | $34,925,000 | 2,095 |
| Derivatives | $2,624,000 | 539 |
| 2004-09-30 | Rank | |
| # of Employees: | 54 | 3,112 |
| Assets and Liabilities | ||
| Total Assets: | $113,348,000 | 4,417 |
| Cash and due from depository institutions | $4,186,000 | 3,112 |
| Interest-bearing balances | $35,000 | 5,997 |
| Securities | $4,570,000 | 7,779 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,091 |
| Net loans & leases | $96,054,000 | 3,582 |
| Loan loss allowance | $972,000 | 4,116 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,555,000 | 3,643 |
| Other real estate owned | $30,000 | 3,112 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $953,000 | 6,692 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $113,348,000 | 4,417 |
| Total liabilities | $103,156,000 | 4,369 |
| Total deposits | $102,684,000 | 4,081 |
| Interest-bearing deposits | $86,915,000 | 4,082 |
| Deposits held in domestic offices | $102,684,000 | 4,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $25,000 | 5,803 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $447,000 | 5,205 |
| Total equity capital | $10,192,000 | 4,933 |
| Total bank equity capital | $10,192,000 | 4,933 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $372,000 | 4,874 |
| Surplus | $7,886,000 | 2,482 |
| Undivided profits | $1,934,000 | 6,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 6,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $387,000 | 6,328 |
| Earning assets | $105,659,000 | 4,384 |
| Long-term assets (5+ years) | $12,384,000 | 4,506 |
| Average Assets, year-to-date | $91,133,250 | 5,060 |
| Average Assets, quarterly | $101,531,000 | 4,737 |
| Volatile liabilities | $15,502,000 | 4,726 |
| Insider loans | $3,053,000 | 1,920 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $2,362,000 | 549 |
| Unused loan commitments | $26,861,000 | 2,461 |
| Tier 1 (core) risk-based capital | $10,187,000 | 4,796 |
| Tier 2 risk-based capital | $995,000 | 3,784 |
| Total risk weighted assets | $92,907,000 | 3,827 |
| Total unused commitments | $26,861,000 | 2,465 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 45 | 3,689 |
| Assets and Liabilities | ||
| Total Assets: | $89,714,000 | 5,194 |
| Cash and due from depository institutions | $2,751,000 | 3,689 |
| Interest-bearing balances | $50,000 | 5,826 |
| Securities | $5,130,000 | 7,716 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 4,551 |
| Net loans & leases | $77,435,000 | 4,157 |
| Loan loss allowance | $718,000 | 5,007 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,572,000 | 3,586 |
| Other real estate owned | $30,000 | 3,689 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $896,000 | 6,802 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $89,714,000 | 5,194 |
| Total liabilities | $80,130,000 | 5,205 |
| Total deposits | $79,737,000 | 4,933 |
| Interest-bearing deposits | $69,194,000 | 4,831 |
| Deposits held in domestic offices | $79,737,000 | 4,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $28,000 | 5,792 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $365,000 | 5,362 |
| Total equity capital | $9,584,000 | 5,002 |
| Total bank equity capital | $9,584,000 | 5,002 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $369,000 | 4,916 |
| Surplus | $7,803,000 | 2,461 |
| Undivided profits | $1,412,000 | 6,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 6,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $339,000 | 6,543 |
| Earning assets | $83,515,000 | 5,138 |
| Long-term assets (5+ years) | $12,253,000 | 4,655 |
| Average Assets, year-to-date | $83,728,330 | 5,349 |
| Average Assets, quarterly | $87,521,000 | 5,248 |
| Volatile liabilities | $12,102,000 | 5,305 |
| Insider loans | $4,161,000 | 1,379 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $2,951,000 | 498 |
| Unused loan commitments | $16,132,000 | 3,434 |
| Tier 1 (core) risk-based capital | $9,659,000 | 4,911 |
| Tier 2 risk-based capital | $735,000 | 4,616 |
| Total risk weighted assets | $74,206,000 | 4,449 |
| Total unused commitments | $16,132,000 | 3,437 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 44 | 3,742 |
| Assets and Liabilities | ||
| Total Assets: | $85,328,000 | 5,339 |
| Cash and due from depository institutions | $4,906,000 | 3,742 |
| Interest-bearing balances | $273,000 | 4,363 |
| Securities | $5,653,000 | 7,592 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,983 |
| Net loans & leases | $64,792,000 | 4,616 |
| Loan loss allowance | $645,000 | 5,305 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,615,000 | 4,759 |
| Other real estate owned | $30,000 | 3,742 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $832,000 | 6,847 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $85,328,000 | 5,339 |
| Total liabilities | $75,983,000 | 5,351 |
| Total deposits | $75,790,000 | 5,107 |
| Interest-bearing deposits | $66,015,000 | 5,005 |
| Deposits held in domestic offices | $75,790,000 | 5,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $193,000 | 7,113 |
| Total equity capital | $9,345,000 | 5,162 |
| Total bank equity capital | $9,345,000 | 5,162 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $369,000 | 4,927 |
| Surplus | $7,803,000 | 2,427 |
| Undivided profits | $1,173,000 | 7,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $321,000 | 6,637 |
| Earning assets | $78,218,000 | 5,344 |
| Long-term assets (5+ years) | $12,474,000 | 4,557 |
| Average Assets, year-to-date | $80,735,500 | 5,502 |
| Average Assets, quarterly | $80,735,500 | 5,502 |
| Volatile liabilities | $11,754,000 | 5,288 |
| Insider loans | $3,987,000 | 1,412 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $805,000 | 1,082 |
| Unused loan commitments | $13,238,000 | 3,766 |
| Tier 1 (core) risk-based capital | $9,308,000 | 4,989 |
| Tier 2 risk-based capital | $658,000 | 4,908 |
| Total risk weighted assets | $63,721,000 | 4,865 |
| Total unused commitments | $13,238,000 | 3,771 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 33 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $76,143,000 | 5,708 |
| Cash and due from depository institutions | $3,058,000 | 4,678 |
| Interest-bearing balances | $365,000 | 3,989 |
| Securities | $6,077,000 | 7,541 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 1,832 |
| Net loans & leases | $58,218,000 | 4,929 |
| Loan loss allowance | $578,000 | 5,614 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,509,000 | 4,932 |
| Other real estate owned | $30,000 | 4,678 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $751,000 | 7,183 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,143,000 | 5,708 |
| Total liabilities | $68,242,000 | 5,697 |
| Total deposits | $68,003,000 | 5,447 |
| Interest-bearing deposits | $59,789,000 | 5,315 |
| Deposits held in domestic offices | $68,003,000 | 5,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $239,000 | 6,617 |
| Total equity capital | $7,901,000 | 5,692 |
| Total bank equity capital | $7,901,000 | 5,692 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $329,000 | 5,112 |
| Surplus | $6,512,000 | 2,803 |
| Undivided profits | $1,060,000 | 7,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $300,000 | 6,977 |
| Earning assets | $71,160,000 | 5,643 |
| Long-term assets (5+ years) | $6,660,000 | 5,763 |
| Average Assets, year-to-date | $62,001,800 | 6,244 |
| Average Assets, quarterly | $69,052,000 | 6,001 |
| Volatile liabilities | $11,012,000 | 5,443 |
| Insider loans | $3,868,000 | 1,440 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $13,397,000 | 3,639 |
| Tier 1 (core) risk-based capital | $7,905,000 | 5,522 |
| Tier 2 risk-based capital | $591,000 | 5,222 |
| Total risk weighted assets | $60,532,000 | 5,023 |
| Total unused commitments | $13,397,000 | 3,641 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 22 | 6,112 |
| Assets and Liabilities | ||
| Total Assets: | $61,961,000 | 6,350 |
| Cash and due from depository institutions | $2,070,000 | 6,112 |
| Interest-bearing balances | $255,000 | 4,457 |
| Securities | $6,514,000 | 7,406 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 4,955 |
| Net loans & leases | $50,106,000 | 5,401 |
| Loan loss allowance | $516,000 | 5,977 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,333,000 | 5,224 |
| Other real estate owned | $30,000 | 6,112 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $508,000 | 8,047 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,961,000 | 6,350 |
| Total liabilities | $54,447,000 | 6,398 |
| Total deposits | $54,265,000 | 6,197 |
| Interest-bearing deposits | $47,092,000 | 6,120 |
| Deposits held in domestic offices | $54,265,000 | 6,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $182,000 | 7,511 |
| Total equity capital | $7,514,000 | 5,848 |
| Total bank equity capital | $7,514,000 | 5,848 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $325,000 | 5,143 |
| Surplus | $6,380,000 | 2,793 |
| Undivided profits | $809,000 | 7,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $256,000 | 7,523 |
| Earning assets | $58,275,000 | 6,251 |
| Long-term assets (5+ years) | $8,324,000 | 5,357 |
| Average Assets, year-to-date | $58,466,500 | 6,457 |
| Average Assets, quarterly | $62,322,500 | 6,305 |
| Volatile liabilities | $10,402,000 | 5,612 |
| Insider loans | $3,273,000 | 1,706 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $9,455,000 | 4,407 |
| Tier 1 (core) risk-based capital | $7,530,000 | 5,682 |
| Tier 2 risk-based capital | $525,000 | 5,581 |
| Total risk weighted assets | $51,735,000 | 5,478 |
| Total unused commitments | $9,455,000 | 4,412 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 20 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $62,684,000 | 6,315 |
| Cash and due from depository institutions | $3,849,000 | 6,386 |
| Interest-bearing balances | $1,204,000 | 3,023 |
| Securities | $6,950,000 | 7,237 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,947 |
| Net loans & leases | $44,942,000 | 5,685 |
| Loan loss allowance | $453,000 | 6,343 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,354,000 | 5,167 |
| Other real estate owned | $30,000 | 6,386 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $559,000 | 7,824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,684,000 | 6,315 |
| Total liabilities | $55,858,000 | 6,294 |
| Total deposits | $55,746,000 | 6,107 |
| Interest-bearing deposits | $49,997,000 | 5,934 |
| Deposits held in domestic offices | $55,746,000 | 6,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $112,000 | 8,343 |
| Total equity capital | $6,826,000 | 6,215 |
| Total bank equity capital | $6,826,000 | 6,215 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $307,000 | 5,212 |
| Surplus | $5,840,000 | 2,945 |
| Undivided profits | $679,000 | 7,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 7,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $185,000 | 8,127 |
| Earning assets | $58,096,000 | 6,261 |
| Long-term assets (5+ years) | $9,070,000 | 5,079 |
| Average Assets, year-to-date | $57,301,670 | 6,547 |
| Average Assets, quarterly | $59,569,500 | 6,448 |
| Volatile liabilities | $10,983,000 | 5,441 |
| Insider loans | $3,347,000 | 1,649 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $9,763,000 | 4,272 |
| Tier 1 (core) risk-based capital | $6,789,000 | 6,014 |
| Tier 2 risk-based capital | $460,000 | 5,932 |
| Total risk weighted assets | $47,098,000 | 5,743 |
| Total unused commitments | $9,763,000 | 4,283 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 20 | 6,397 |
| Assets and Liabilities | ||
| Total Assets: | $56,455,000 | 6,613 |
| Cash and due from depository institutions | $2,031,000 | 6,397 |
| Interest-bearing balances | $219,000 | 4,565 |
| Securities | $5,443,000 | 7,691 |
| Federal funds sold & reverse repurchase agreements | $3,350,000 | 4,164 |
| Net loans & leases | $43,675,000 | 5,709 |
| Loan loss allowance | $411,000 | 6,602 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,380,000 | 5,089 |
| Other real estate owned | $30,000 | 6,397 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $546,000 | 7,896 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,455,000 | 6,613 |
| Total liabilities | $51,717,000 | 6,512 |
| Total deposits | $51,594,000 | 6,321 |
| Interest-bearing deposits | $46,191,000 | 6,161 |
| Deposits held in domestic offices | $51,594,000 | 6,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $123,000 | 8,241 |
| Total equity capital | $4,738,000 | 7,375 |
| Total bank equity capital | $4,738,000 | 7,375 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $246,000 | 5,777 |
| Surplus | $3,952,000 | 3,838 |
| Undivided profits | $540,000 | 8,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $165,000 | 6,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $240,000 | 7,650 |
| Earning assets | $52,687,000 | 6,542 |
| Long-term assets (5+ years) | $7,998,000 | 5,279 |
| Average Assets, year-to-date | $54,610,500 | 6,686 |
| Average Assets, quarterly | $54,610,500 | 6,686 |
| Volatile liabilities | $11,775,000 | 5,229 |
| Insider loans | $2,460,000 | 2,142 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,368,000 | 5,159 |
| Tier 1 (core) risk-based capital | $4,627,000 | 7,274 |
| Tier 2 risk-based capital | $417,000 | 6,195 |
| Total risk weighted assets | $42,775,000 | 6,003 |
| Total unused commitments | $6,368,000 | 5,173 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 20 | 6,395 |
| Assets and Liabilities | ||
| Total Assets: | $52,766,000 | 6,824 |
| Cash and due from depository institutions | $1,383,000 | 6,395 |
| Interest-bearing balances | $216,000 | 4,488 |
| Securities | $5,153,000 | 7,787 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 3,084 |
| Net loans & leases | $39,771,000 | 6,020 |
| Loan loss allowance | $349,000 | 7,054 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,379,000 | 5,086 |
| Other real estate owned | $30,000 | 6,395 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $650,000 | 7,614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,766,000 | 6,824 |
| Total liabilities | $48,147,000 | 6,721 |
| Total deposits | $48,017,000 | 6,512 |
| Interest-bearing deposits | $43,173,000 | 6,340 |
| Deposits held in domestic offices | $48,017,000 | 6,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $130,000 | 8,263 |
| Total equity capital | $4,619,000 | 7,425 |
| Total bank equity capital | $4,619,000 | 7,425 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $245,000 | 5,797 |
| Surplus | $3,925,000 | 3,807 |
| Undivided profits | $449,000 | 8,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 6,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $241,000 | 7,765 |
| Earning assets | $49,540,000 | 6,717 |
| Long-term assets (5+ years) | $5,943,000 | 5,791 |
| Average Assets, year-to-date | $42,498,800 | 7,319 |
| Average Assets, quarterly | $50,492,000 | 6,921 |
| Volatile liabilities | $12,306,000 | 5,117 |
| Insider loans | $2,624,000 | 2,002 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,120,000 | 5,139 |
| Tier 1 (core) risk-based capital | $4,444,000 | 7,380 |
| Tier 2 risk-based capital | $354,000 | 6,699 |
| Total risk weighted assets | $39,191,000 | 6,273 |
| Total unused commitments | $6,120,000 | 5,144 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 16 | 7,117 |
| Assets and Liabilities | ||
| Total Assets: | $32,458,000 | 8,146 |
| Cash and due from depository institutions | $2,185,000 | 7,117 |
| Interest-bearing balances | $1,479,000 | 2,603 |
| Securities | $1,668,000 | 8,949 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,785 |
| Net loans & leases | $25,259,000 | 7,315 |
| Loan loss allowance | $290,000 | 7,448 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $704,000 | 6,669 |
| Other real estate owned | $0 | 7,117 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $644,000 | 7,768 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,458,000 | 8,146 |
| Total liabilities | $28,232,000 | 8,159 |
| Total deposits | $28,112,000 | 8,049 |
| Interest-bearing deposits | $25,801,000 | 7,845 |
| Deposits held in domestic offices | $28,112,000 | 8,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $120,000 | 8,740 |
| Total equity capital | $4,226,000 | 7,625 |
| Total bank equity capital | $4,226,000 | 7,625 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $241,000 | 5,931 |
| Surplus | $3,834,000 | 3,767 |
| Undivided profits | $151,000 | 8,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $225,000 | 5,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $144,000 | 8,838 |
| Earning assets | $30,406,000 | 8,073 |
| Long-term assets (5+ years) | $3,460,000 | 6,736 |
| Average Assets, year-to-date | $25,034,800 | 8,519 |
| Average Assets, quarterly | $31,171,000 | 8,189 |
| Volatile liabilities | $7,075,000 | 6,576 |
| Insider loans | $1,423,000 | 3,099 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,378,000 | 5,809 |
| Tier 1 (core) risk-based capital | $3,922,000 | 7,747 |
| Tier 2 risk-based capital | $295,000 | 7,138 |
| Total risk weighted assets | $25,479,000 | 7,523 |
| Total unused commitments | $4,378,000 | 5,813 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 7 | 9,222 |
| Assets and Liabilities | ||
| Total Assets: | $19,919,000 | 9,125 |
| Cash and due from depository institutions | $2,241,000 | 9,222 |
| Interest-bearing balances | $1,788,000 | 1,808 |
| Securities | $3,325,000 | 8,910 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 4,428 |
| Net loans & leases | $11,850,000 | 8,885 |
| Loan loss allowance | $121,000 | 9,048 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $177,000 | 8,899 |
| Other real estate owned | $0 | 9,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $526,000 | 7,995 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,919,000 | 9,125 |
| Total liabilities | $16,676,000 | 9,150 |
| Total deposits | $16,575,000 | 9,082 |
| Interest-bearing deposits | $15,595,000 | 8,884 |
| Deposits held in domestic offices | $16,575,000 | 9,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $101,000 | 9,276 |
| Total equity capital | $3,243,000 | 8,413 |
| Total bank equity capital | $3,243,000 | 8,413 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $193,000 | 6,780 |
| Surplus | $2,907,000 | 4,453 |
| Undivided profits | $143,000 | 8,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $77,000 | 9,287 |
| Earning assets | $18,763,000 | 9,060 |
| Long-term assets (5+ years) | $2,045,000 | 7,316 |
| Average Assets, year-to-date | $16,978,000 | 9,249 |
| Average Assets, quarterly | $19,333,000 | 9,144 |
| Volatile liabilities | $6,314,000 | 6,889 |
| Insider loans | $1,014,000 | 3,833 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $1,671,000 | 7,621 |
| Tier 1 (core) risk-based capital | $2,927,000 | 8,583 |
| Tier 2 risk-based capital | $121,000 | 8,951 |
| Total risk weighted assets | $13,515,700 | 8,885 |
| Total unused commitments | $1,671,000 | 7,625 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 8 | 9,289 |
| Assets and Liabilities | ||
| Total Assets: | $14,758,000 | 9,756 |
| Cash and due from depository institutions | $422,000 | 9,289 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $0 | 10,148 |
| Federal funds sold & reverse repurchase agreements | $7,525,000 | 1,273 |
| Net loans & leases | $6,257,000 | 9,767 |
| Loan loss allowance | $26,000 | 10,033 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $197,000 | 9,088 |
| Other real estate owned | $0 | 9,289 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $357,000 | 9,018 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,758,000 | 9,756 |
| Total liabilities | $11,368,000 | 9,821 |
| Total deposits | $11,343,000 | 9,762 |
| Interest-bearing deposits | $10,722,000 | 9,631 |
| Deposits held in domestic offices | $11,343,000 | 9,761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $25,000 | 10,137 |
| Total equity capital | $3,390,000 | 8,336 |
| Total bank equity capital | $3,390,000 | 8,336 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $193,000 | 7,022 |
| Surplus | $2,907,000 | 4,442 |
| Undivided profits | $290,000 | 8,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $32,000 | 9,858 |
| Earning assets | $13,782,000 | 9,699 |
| Long-term assets (5+ years) | $519,000 | 8,594 |
| Average Assets, year-to-date | $10,896,000 | 9,954 |
| Average Assets, quarterly | $13,760,000 | 9,800 |
| Volatile liabilities | $3,908,000 | 7,883 |
| Insider loans | $635,000 | 4,782 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,323,000 | 7,183 |
| Tier 1 (core) risk-based capital | $3,390,000 | 8,366 |
| Tier 2 risk-based capital | $26,000 | 10,018 |
| Total risk weighted assets | $7,821,700 | 9,771 |
| Total unused commitments | $2,323,000 | 7,186 |
| Derivatives | $0 | 488 |