Home > Westside Community Bank > Income and Expense
Westside Community Bank, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,142,000 | 4,783 |
| Total interest expense | $817,000 | 4,076 |
| Net interest income | $3,325,000 | 4,876 |
| Provision for loan and lease losses | $3,605,000 | 663 |
| Total noninterest income | $-1,196,000 | 7,033 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $52,000 | 6,183 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-1,248,000 | 7,015 |
| Total noninterest expense | $4,909,000 | 3,517 |
| Salaries and employee benefits | $1,405,000 | 5,002 |
| Premises and equipment expense | $341,000 | 4,679 |
| Additional noninterest expense | $3,163,000 | 2,052 |
| Pre-tax net operating income | $-6,385,000 | 6,981 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-6,385,000 | 6,993 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,385,000 | 6,992 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-6,385,000 | 6,992 |
| Net charge-offs | $4,925,000 | 584 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-6,385,000 | 6,978 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,278,000 | 4,725 |
| Total interest expense | $641,000 | 4,087 |
| Net interest income | $2,637,000 | 4,819 |
| Provision for loan and lease losses | $3,455,000 | 555 |
| Total noninterest income | $-1,312,000 | 7,143 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $42,000 | 6,199 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,354,000 | 7,137 |
| Total noninterest expense | $3,244,000 | 3,850 |
| Salaries and employee benefits | $1,141,000 | 4,827 |
| Premises and equipment expense | $275,000 | 4,563 |
| Additional noninterest expense | $1,828,000 | 2,628 |
| Pre-tax net operating income | $-5,374,000 | 7,096 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-5,374,000 | 7,107 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-5,374,000 | 7,107 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-5,374,000 | 7,107 |
| Net charge-offs | $4,453,000 | 502 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-5,374,000 | 7,095 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 4,574 |
| Total interest expense | $443,000 | 4,116 |
| Net interest income | $1,907,000 | 4,630 |
| Provision for loan and lease losses | $2,255,000 | 584 |
| Total noninterest income | $-946,000 | 7,214 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $31,000 | 6,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-977,000 | 7,205 |
| Total noninterest expense | $2,214,000 | 3,827 |
| Salaries and employee benefits | $811,000 | 4,697 |
| Premises and equipment expense | $199,000 | 4,380 |
| Additional noninterest expense | $1,204,000 | 2,681 |
| Pre-tax net operating income | $-3,508,000 | 7,152 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-3,508,000 | 7,160 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,508,000 | 7,160 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,508,000 | 7,160 |
| Net charge-offs | $3,083,000 | 506 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-3,508,000 | 7,156 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 4,529 |
| Total interest expense | $230,000 | 4,128 |
| Net interest income | $989,000 | 4,571 |
| Provision for loan and lease losses | $945,000 | 652 |
| Total noninterest income | $149,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $13,000 | 6,301 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $136,000 | 3,216 |
| Total noninterest expense | $1,462,000 | 3,118 |
| Salaries and employee benefits | $419,000 | 4,662 |
| Premises and equipment expense | $89,000 | 4,667 |
| Additional noninterest expense | $954,000 | 1,746 |
| Pre-tax net operating income | $-1,269,000 | 7,185 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,269,000 | 7,196 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,269,000 | 7,196 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,269,000 | 7,196 |
| Net charge-offs | $1,612,000 | 472 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,269,000 | 7,190 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,648,000 | 4,242 |
| Total interest expense | $1,336,000 | 3,711 |
| Net interest income | $4,312,000 | 4,330 |
| Provision for loan and lease losses | $4,030,000 | 938 |
| Total noninterest income | $512,000 | 4,352 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $71,000 | 5,961 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $441,000 | 3,300 |
| Total noninterest expense | $5,327,000 | 3,368 |
| Salaries and employee benefits | $1,701,000 | 4,610 |
| Premises and equipment expense | $405,000 | 4,536 |
| Additional noninterest expense | $3,221,000 | 2,068 |
| Pre-tax net operating income | $-4,533,000 | 7,029 |
| Securities gains (losses) | $237,000 | 1,322 |
| Applicable income taxes | $-339,000 | 6,997 |
| Income before extraordinary items | $-3,957,000 | 7,017 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,957,000 | 7,018 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,957,000 | 7,018 |
| Net charge-offs | $4,078,000 | 951 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-4,175,040 | 7,012 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,317,000 | 4,242 |
| Total interest expense | $1,022,000 | 3,779 |
| Net interest income | $3,295,000 | 4,296 |
| Provision for loan and lease losses | $2,105,000 | 1,192 |
| Total noninterest income | $367,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $58,000 | 5,888 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $309,000 | 3,423 |
| Total noninterest expense | $3,917,000 | 3,421 |
| Salaries and employee benefits | $1,295,000 | 4,576 |
| Premises and equipment expense | $305,000 | 4,574 |
| Additional noninterest expense | $2,317,000 | 2,155 |
| Pre-tax net operating income | $-2,360,000 | 7,050 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-2,360,000 | 7,097 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,360,000 | 7,098 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,360,000 | 7,098 |
| Net charge-offs | $2,662,000 | 1,015 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,360,000 | 7,084 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,910,000 | 4,237 |
| Total interest expense | $707,000 | 3,784 |
| Net interest income | $2,203,000 | 4,302 |
| Provision for loan and lease losses | $1,520,000 | 1,104 |
| Total noninterest income | $297,000 | 4,121 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $38,000 | 5,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $259,000 | 3,112 |
| Total noninterest expense | $2,412,000 | 3,673 |
| Salaries and employee benefits | $871,000 | 4,582 |
| Premises and equipment expense | $203,000 | 4,625 |
| Additional noninterest expense | $1,338,000 | 2,484 |
| Pre-tax net operating income | $-1,432,000 | 7,084 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,432,000 | 7,126 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,432,000 | 7,127 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,432,000 | 7,127 |
| Net charge-offs | $1,879,000 | 967 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,432,000 | 7,110 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 4,228 |
| Total interest expense | $374,000 | 3,759 |
| Net interest income | $1,093,000 | 4,315 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $170,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $151,000 | 2,890 |
| Total noninterest expense | $1,091,000 | 3,955 |
| Salaries and employee benefits | $441,000 | 4,571 |
| Premises and equipment expense | $101,000 | 4,674 |
| Additional noninterest expense | $549,000 | 2,954 |
| Pre-tax net operating income | $52,000 | 5,726 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $52,000 | 5,669 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $52,000 | 5,668 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $52,000 | 5,669 |
| Net charge-offs | $105,000 | 2,686 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $52,000 | 5,627 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,948,000 | 3,923 |
| Total interest expense | $2,264,000 | 3,225 |
| Net interest income | $4,684,000 | 4,135 |
| Provision for loan and lease losses | $2,078,000 | 2,021 |
| Total noninterest income | $349,000 | 5,167 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $88,000 | 5,650 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $261,000 | 4,183 |
| Total noninterest expense | $4,702,000 | 3,785 |
| Salaries and employee benefits | $1,695,000 | 4,701 |
| Premises and equipment expense | $500,000 | 4,186 |
| Additional noninterest expense | $2,507,000 | 2,679 |
| Pre-tax net operating income | $-1,747,000 | 6,707 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $123,000 | 3,074 |
| Income before extraordinary items | $-1,870,000 | 6,823 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,870,000 | 6,823 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,870,000 | 6,824 |
| Net charge-offs | $2,646,000 | 1,576 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 690 |
| Net operating income | $-1,870,000 | 6,798 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,430,000 | 3,901 |
| Total interest expense | $1,829,000 | 3,172 |
| Net interest income | $3,601,000 | 4,124 |
| Provision for loan and lease losses | $1,080,000 | 2,412 |
| Total noninterest income | $247,000 | 5,345 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $62,000 | 5,806 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $185,000 | 4,307 |
| Total noninterest expense | $3,019,000 | 4,214 |
| Salaries and employee benefits | $1,302,000 | 4,663 |
| Premises and equipment expense | $388,000 | 4,164 |
| Additional noninterest expense | $1,329,000 | 3,547 |
| Pre-tax net operating income | $-251,000 | 6,352 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-251,000 | 6,489 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-251,000 | 6,490 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-251,000 | 6,489 |
| Net charge-offs | $446,000 | 3,232 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-251,000 | 6,406 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,701,000 | 3,863 |
| Total interest expense | $1,309,000 | 3,101 |
| Net interest income | $2,392,000 | 4,135 |
| Provision for loan and lease losses | $415,000 | 3,132 |
| Total noninterest income | $188,000 | 5,123 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $38,000 | 5,948 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $150,000 | 3,983 |
| Total noninterest expense | $2,009,000 | 4,215 |
| Salaries and employee benefits | $885,000 | 4,638 |
| Premises and equipment expense | $266,000 | 4,115 |
| Additional noninterest expense | $858,000 | 3,615 |
| Pre-tax net operating income | $156,000 | 5,181 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $39,000 | 3,440 |
| Income before extraordinary items | $117,000 | 5,433 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $117,000 | 5,435 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $117,000 | 5,435 |
| Net charge-offs | $89,000 | 4,367 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $117,000 | 5,301 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,136,000 | 3,541 |
| Total interest expense | $691,000 | 3,090 |
| Net interest income | $1,445,000 | 3,659 |
| Provision for loan and lease losses | $315,000 | 2,324 |
| Total noninterest income | $55,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $16,000 | 6,154 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $39,000 | 5,085 |
| Total noninterest expense | $979,000 | 4,338 |
| Salaries and employee benefits | $438,000 | 4,729 |
| Premises and equipment expense | $132,000 | 4,226 |
| Additional noninterest expense | $409,000 | 3,743 |
| Pre-tax net operating income | $206,000 | 3,999 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $206,000 | 3,822 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $206,000 | 3,819 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $206,000 | 3,821 |
| Net charge-offs | $5,000 | 5,141 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $206,000 | 3,698 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,201,000 | 3,440 |
| Total interest expense | $4,035,000 | 2,715 |
| Net interest income | $5,166,000 | 3,860 |
| Provision for loan and lease losses | $6,904,000 | 1,137 |
| Total noninterest income | $305,000 | 5,571 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $86,000 | 5,946 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $219,000 | 4,492 |
| Total noninterest expense | $3,833,000 | 4,457 |
| Salaries and employee benefits | $1,762,000 | 4,723 |
| Premises and equipment expense | $563,000 | 4,064 |
| Additional noninterest expense | $1,508,000 | 4,062 |
| Pre-tax net operating income | $-5,266,000 | 7,200 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,852,000 | 7,495 |
| Income before extraordinary items | $-3,414,000 | 7,064 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,414,000 | 7,062 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,414,000 | 7,062 |
| Net charge-offs | $6,153,000 | 986 |
| Cash dividends | $188,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,414,000 | 7,073 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,251,000 | 3,361 |
| Total interest expense | $3,202,000 | 2,699 |
| Net interest income | $4,049,000 | 3,758 |
| Provision for loan and lease losses | $903,000 | 2,928 |
| Total noninterest income | $291,000 | 5,242 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $69,000 | 5,914 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $222,000 | 4,118 |
| Total noninterest expense | $2,916,000 | 4,430 |
| Salaries and employee benefits | $1,352,000 | 4,701 |
| Premises and equipment expense | $422,000 | 4,101 |
| Additional noninterest expense | $1,142,000 | 4,014 |
| Pre-tax net operating income | $521,000 | 3,840 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $186,000 | 2,388 |
| Income before extraordinary items | $335,000 | 4,274 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $335,000 | 4,269 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $335,000 | 4,272 |
| Net charge-offs | $1,346,000 | 1,886 |
| Cash dividends | $100,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $335,000 | 4,210 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,961,000 | 3,334 |
| Total interest expense | $2,228,000 | 2,714 |
| Net interest income | $2,733,000 | 3,719 |
| Provision for loan and lease losses | $603,000 | 2,690 |
| Total noninterest income | $201,000 | 5,213 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $43,000 | 6,001 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $158,000 | 4,010 |
| Total noninterest expense | $1,991,000 | 4,398 |
| Salaries and employee benefits | $918,000 | 4,687 |
| Premises and equipment expense | $284,000 | 4,090 |
| Additional noninterest expense | $789,000 | 3,908 |
| Pre-tax net operating income | $340,000 | 3,962 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $160,000 | 2,201 |
| Income before extraordinary items | $180,000 | 4,665 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $180,000 | 4,662 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $180,000 | 4,662 |
| Net charge-offs | $119,000 | 4,057 |
| Cash dividends | $25,000 | 3,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $180,000 | 4,580 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,444,000 | 3,403 |
| Total interest expense | $1,165,000 | 2,698 |
| Net interest income | $1,279,000 | 3,870 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $83,000 | 5,525 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $20,000 | 6,060 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $63,000 | 4,437 |
| Total noninterest expense | $939,000 | 4,491 |
| Salaries and employee benefits | $475,000 | 4,640 |
| Premises and equipment expense | $163,000 | 3,735 |
| Additional noninterest expense | $301,000 | 4,399 |
| Pre-tax net operating income | $123,000 | 4,775 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $43,000 | 3,015 |
| Income before extraordinary items | $80,000 | 5,226 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $80,000 | 5,231 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $80,000 | 5,230 |
| Net charge-offs | $16,000 | 4,481 |
| Cash dividends | $25,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $80,000 | 5,060 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,004,000 | 3,278 |
| Total interest expense | $5,829,000 | 2,583 |
| Net interest income | $5,175,000 | 3,850 |
| Provision for loan and lease losses | $1,786,000 | 1,935 |
| Total noninterest income | $197,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $89,000 | 6,055 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $108,000 | 5,814 |
| Total noninterest expense | $3,517,000 | 4,629 |
| Salaries and employee benefits | $1,691,000 | 4,981 |
| Premises and equipment expense | $563,000 | 4,136 |
| Additional noninterest expense | $1,263,000 | 4,121 |
| Pre-tax net operating income | $69,000 | 6,116 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $39,000 | 3,983 |
| Income before extraordinary items | $30,000 | 6,102 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $30,000 | 6,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 3,717 |
| Cash dividends | $275,000 | 4,198 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,270 |
| Net operating income | $30,000 | 6,247 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,408,000 | 3,284 |
| Total interest expense | $4,552,000 | 2,584 |
| Net interest income | $3,856,000 | 3,892 |
| Provision for loan and lease losses | $410,000 | 3,033 |
| Total noninterest income | $189,000 | 6,218 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $65,000 | 6,126 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $124,000 | 5,258 |
| Total noninterest expense | $2,581,000 | 4,679 |
| Salaries and employee benefits | $1,221,000 | 5,106 |
| Premises and equipment expense | $417,000 | 4,170 |
| Additional noninterest expense | $943,000 | 4,053 |
| Pre-tax net operating income | $1,054,000 | 3,585 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $353,000 | 2,291 |
| Income before extraordinary items | $701,000 | 3,810 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $701,000 | 3,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,362 |
| Cash dividends | $200,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,093 |
| Net operating income | $701,000 | 3,951 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,662,000 | 3,306 |
| Total interest expense | $3,194,000 | 2,563 |
| Net interest income | $2,468,000 | 4,023 |
| Provision for loan and lease losses | $260,000 | 2,752 |
| Total noninterest income | $103,000 | 6,612 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $37,000 | 6,331 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $66,000 | 5,727 |
| Total noninterest expense | $1,699,000 | 4,748 |
| Salaries and employee benefits | $803,000 | 5,201 |
| Premises and equipment expense | $266,000 | 4,337 |
| Additional noninterest expense | $630,000 | 4,028 |
| Pre-tax net operating income | $612,000 | 3,973 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $216,000 | 2,585 |
| Income before extraordinary items | $396,000 | 4,492 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $396,000 | 4,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,854 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 970 |
| Net operating income | $396,000 | 4,433 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 3,286 |
| Total interest expense | $1,685,000 | 2,601 |
| Net interest income | $1,254,000 | 3,973 |
| Provision for loan and lease losses | $160,000 | 2,060 |
| Total noninterest income | $60,000 | 6,365 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $15,000 | 6,545 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,000 | 5,251 |
| Total noninterest expense | $763,000 | 5,077 |
| Salaries and employee benefits | $308,000 | 6,011 |
| Premises and equipment expense | $130,000 | 4,415 |
| Additional noninterest expense | $325,000 | 3,878 |
| Pre-tax net operating income | $391,000 | 3,595 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $120,000 | 2,589 |
| Income before extraordinary items | $271,000 | 4,030 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $271,000 | 4,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $100,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 725 |
| Net operating income | $271,000 | 3,942 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,386,000 | 3,196 |
| Total interest expense | $5,711,000 | 3,130 |
| Net interest income | $6,675,000 | 3,217 |
| Provision for loan and lease losses | $400,000 | 2,692 |
| Total noninterest income | $279,000 | 6,174 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $53,000 | 6,700 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $226,000 | 4,820 |
| Total noninterest expense | $4,025,000 | 4,110 |
| Salaries and employee benefits | $2,331,000 | 3,915 |
| Premises and equipment expense | $494,000 | 4,401 |
| Additional noninterest expense | $1,200,000 | 4,073 |
| Pre-tax net operating income | $2,529,000 | 2,800 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $863,000 | 2,048 |
| Income before extraordinary items | $1,666,000 | 3,208 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,666,000 | 3,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $200,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 1,106 |
| Net operating income | $1,666,000 | 3,195 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,050,000 | 3,281 |
| Total interest expense | $4,083,000 | 3,238 |
| Net interest income | $4,967,000 | 3,251 |
| Provision for loan and lease losses | $195,000 | 3,051 |
| Total noninterest income | $189,000 | 6,419 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $38,000 | 6,772 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $151,000 | 5,079 |
| Total noninterest expense | $2,778,000 | 4,335 |
| Salaries and employee benefits | $1,550,000 | 4,271 |
| Premises and equipment expense | $423,000 | 4,001 |
| Additional noninterest expense | $805,000 | 4,345 |
| Pre-tax net operating income | $2,183,000 | 2,679 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $658,000 | 2,168 |
| Income before extraordinary items | $1,525,000 | 2,930 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,525,000 | 2,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,206 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 944 |
| Net operating income | $1,525,000 | 2,919 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,829,000 | 3,376 |
| Total interest expense | $2,589,000 | 3,358 |
| Net interest income | $3,240,000 | 3,332 |
| Provision for loan and lease losses | $110,000 | 3,149 |
| Total noninterest income | $126,000 | 6,452 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $26,000 | 6,785 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $100,000 | 5,125 |
| Total noninterest expense | $1,886,000 | 4,304 |
| Salaries and employee benefits | $1,056,000 | 4,243 |
| Premises and equipment expense | $280,000 | 4,044 |
| Additional noninterest expense | $550,000 | 4,280 |
| Pre-tax net operating income | $1,370,000 | 2,845 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $410,000 | 2,343 |
| Income before extraordinary items | $960,000 | 3,117 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $960,000 | 3,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,223 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 794 |
| Net operating income | $960,000 | 3,100 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,800,000 | 3,469 |
| Total interest expense | $1,213,000 | 3,508 |
| Net interest income | $1,587,000 | 3,383 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $70,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $12,000 | 6,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $58,000 | 4,822 |
| Total noninterest expense | $959,000 | 4,259 |
| Salaries and employee benefits | $558,000 | 4,088 |
| Premises and equipment expense | $138,000 | 4,103 |
| Additional noninterest expense | $263,000 | 4,369 |
| Pre-tax net operating income | $648,000 | 2,956 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $210,000 | 2,336 |
| Income before extraordinary items | $438,000 | 3,295 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $438,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,734 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 613 |
| Net operating income | $438,000 | 3,269 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,714,000 | 3,660 |
| Total interest expense | $3,717,000 | 3,770 |
| Net interest income | $5,997,000 | 3,522 |
| Provision for loan and lease losses | $350,000 | 2,520 |
| Total noninterest income | $309,000 | 6,124 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $62,000 | 6,701 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $247,000 | 4,681 |
| Total noninterest expense | $3,581,000 | 4,328 |
| Salaries and employee benefits | $2,166,000 | 4,030 |
| Premises and equipment expense | $385,000 | 5,049 |
| Additional noninterest expense | $1,030,000 | 4,418 |
| Pre-tax net operating income | $2,375,000 | 3,250 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $789,000 | 2,493 |
| Income before extraordinary items | $1,586,000 | 3,652 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,586,000 | 3,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 1,327 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 986 |
| Net operating income | $1,586,000 | 3,633 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,001,000 | 3,742 |
| Total interest expense | $2,544,000 | 3,914 |
| Net interest income | $4,457,000 | 3,566 |
| Provision for loan and lease losses | $350,000 | 1,901 |
| Total noninterest income | $204,000 | 6,418 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $50,000 | 6,711 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $154,000 | 5,074 |
| Total noninterest expense | $2,334,000 | 4,747 |
| Salaries and employee benefits | $1,370,000 | 4,542 |
| Premises and equipment expense | $271,000 | 5,242 |
| Additional noninterest expense | $693,000 | 4,747 |
| Pre-tax net operating income | $1,977,000 | 3,146 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $650,000 | 2,472 |
| Income before extraordinary items | $1,327,000 | 3,488 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,327,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 745 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 848 |
| Net operating income | $1,327,000 | 3,472 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,366,000 | 3,881 |
| Total interest expense | $1,550,000 | 4,023 |
| Net interest income | $2,816,000 | 3,718 |
| Provision for loan and lease losses | $245,000 | 1,789 |
| Total noninterest income | $144,000 | 6,304 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $37,000 | 6,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $107,000 | 4,988 |
| Total noninterest expense | $1,460,000 | 4,972 |
| Salaries and employee benefits | $849,000 | 4,812 |
| Premises and equipment expense | $174,000 | 5,339 |
| Additional noninterest expense | $437,000 | 4,918 |
| Pre-tax net operating income | $1,255,000 | 3,262 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $411,000 | 2,582 |
| Income before extraordinary items | $844,000 | 3,607 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $844,000 | 3,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 521 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 753 |
| Net operating income | $844,000 | 3,598 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 4,007 |
| Total interest expense | $699,000 | 4,174 |
| Net interest income | $1,352,000 | 3,837 |
| Provision for loan and lease losses | $135,000 | 1,590 |
| Total noninterest income | $70,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,119 |
| Total noninterest expense | $709,000 | 5,090 |
| Salaries and employee benefits | $425,000 | 4,826 |
| Premises and equipment expense | $85,000 | 5,458 |
| Additional noninterest expense | $199,000 | 5,188 |
| Pre-tax net operating income | $578,000 | 3,395 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $189,000 | 2,686 |
| Income before extraordinary items | $389,000 | 3,764 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $389,000 | 3,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $553,000 | 302 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 502 |
| Net operating income | $389,000 | 3,749 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,651,000 | 4,301 |
| Total interest expense | $1,960,000 | 4,490 |
| Net interest income | $4,691,000 | 4,144 |
| Provision for loan and lease losses | $863,000 | 1,185 |
| Total noninterest income | $316,000 | 6,228 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $88,000 | 6,451 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $228,000 | 4,909 |
| Total noninterest expense | $2,532,000 | 5,335 |
| Salaries and employee benefits | $1,523,000 | 4,991 |
| Premises and equipment expense | $248,000 | 6,233 |
| Additional noninterest expense | $761,000 | 5,328 |
| Pre-tax net operating income | $1,612,000 | 4,213 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $519,000 | 3,308 |
| Income before extraordinary items | $1,093,000 | 4,587 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,093,000 | 4,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 1,411 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 865 |
| Net operating income | $1,093,000 | 4,545 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,743,000 | 4,419 |
| Total interest expense | $1,353,000 | 4,586 |
| Net interest income | $3,390,000 | 4,246 |
| Provision for loan and lease losses | $281,000 | 2,301 |
| Total noninterest income | $245,000 | 6,181 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $68,000 | 6,457 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $177,000 | 4,870 |
| Total noninterest expense | $1,791,000 | 5,496 |
| Salaries and employee benefits | $1,054,000 | 5,252 |
| Premises and equipment expense | $153,000 | 6,664 |
| Additional noninterest expense | $584,000 | 5,207 |
| Pre-tax net operating income | $1,563,000 | 3,634 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $502,000 | 2,929 |
| Income before extraordinary items | $1,061,000 | 4,003 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,061,000 | 4,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,970 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 710 |
| Net operating income | $1,061,000 | 3,957 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,958,000 | 4,550 |
| Total interest expense | $811,000 | 4,745 |
| Net interest income | $2,147,000 | 4,389 |
| Provision for loan and lease losses | $176,000 | 2,398 |
| Total noninterest income | $168,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $44,000 | 6,475 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $124,000 | 4,729 |
| Total noninterest expense | $1,133,000 | 5,656 |
| Salaries and employee benefits | $663,000 | 5,421 |
| Premises and equipment expense | $114,000 | 6,411 |
| Additional noninterest expense | $356,000 | 5,461 |
| Pre-tax net operating income | $1,006,000 | 3,685 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $322,000 | 2,981 |
| Income before extraordinary items | $684,000 | 4,062 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $684,000 | 4,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,193 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 584 |
| Net operating income | $684,000 | 4,001 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,451,000 | 4,585 |
| Total interest expense | $372,000 | 4,878 |
| Net interest income | $1,079,000 | 4,382 |
| Provision for loan and lease losses | $81,000 | 2,384 |
| Total noninterest income | $83,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,644 |
| Total noninterest expense | $567,000 | 5,681 |
| Salaries and employee benefits | $334,000 | 5,442 |
| Premises and equipment expense | $64,000 | 6,186 |
| Additional noninterest expense | $169,000 | 5,615 |
| Pre-tax net operating income | $514,000 | 3,600 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $164,000 | 2,951 |
| Income before extraordinary items | $350,000 | 3,964 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $350,000 | 3,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,152 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 425 |
| Net operating income | $350,000 | 3,916 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,795,000 | 4,987 |
| Total interest expense | $1,137,000 | 5,280 |
| Net interest income | $3,658,000 | 4,771 |
| Provision for loan and lease losses | $195,000 | 3,736 |
| Total noninterest income | $261,000 | 6,685 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $94,000 | 6,566 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $167,000 | 5,478 |
| Total noninterest expense | $2,209,000 | 5,685 |
| Salaries and employee benefits | $1,304,000 | 5,421 |
| Premises and equipment expense | $227,000 | 6,430 |
| Additional noninterest expense | $678,000 | 5,622 |
| Pre-tax net operating income | $1,515,000 | 4,226 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $488,000 | 3,391 |
| Income before extraordinary items | $1,027,000 | 4,617 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,027,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,376 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 818 |
| Net operating income | $1,027,000 | 4,556 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,452,000 | 5,103 |
| Total interest expense | $797,000 | 5,457 |
| Net interest income | $2,655,000 | 4,848 |
| Provision for loan and lease losses | $110,000 | 4,124 |
| Total noninterest income | $202,000 | 6,653 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $70,000 | 6,623 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $132,000 | 5,388 |
| Total noninterest expense | $1,490,000 | 5,985 |
| Salaries and employee benefits | $853,000 | 5,817 |
| Premises and equipment expense | $170,000 | 6,433 |
| Additional noninterest expense | $467,000 | 5,828 |
| Pre-tax net operating income | $1,257,000 | 4,035 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $409,000 | 3,260 |
| Income before extraordinary items | $848,000 | 4,446 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $848,000 | 4,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,357 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 686 |
| Net operating income | $848,000 | 4,369 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 5,300 |
| Total interest expense | $504,000 | 5,621 |
| Net interest income | $1,658,000 | 5,078 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $132,000 | 6,734 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $48,000 | 6,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $84,000 | 5,512 |
| Total noninterest expense | $958,000 | 6,149 |
| Salaries and employee benefits | $544,000 | 5,994 |
| Premises and equipment expense | $110,000 | 6,547 |
| Additional noninterest expense | $304,000 | 5,936 |
| Pre-tax net operating income | $782,000 | 4,172 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $254,000 | 3,365 |
| Income before extraordinary items | $528,000 | 4,597 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $528,000 | 4,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,035 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 580 |
| Net operating income | $528,000 | 4,506 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,049,000 | 5,417 |
| Total interest expense | $258,000 | 5,627 |
| Net interest income | $791,000 | 5,250 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $61,000 | 6,830 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $25,000 | 6,482 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $36,000 | 5,773 |
| Total noninterest expense | $460,000 | 6,325 |
| Salaries and employee benefits | $263,000 | 6,155 |
| Premises and equipment expense | $55,000 | 6,556 |
| Additional noninterest expense | $142,000 | 6,174 |
| Pre-tax net operating income | $367,000 | 4,308 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $118,000 | 3,512 |
| Income before extraordinary items | $249,000 | 4,769 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $249,000 | 4,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 405 |
| Net operating income | $249,000 | 4,648 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,280,000 | 5,405 |
| Total interest expense | $1,150,000 | 5,709 |
| Net interest income | $3,130,000 | 5,170 |
| Provision for loan and lease losses | $252,000 | 3,526 |
| Total noninterest income | $338,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $121,000 | 6,263 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $217,000 | 5,121 |
| Total noninterest expense | $1,897,000 | 6,166 |
| Salaries and employee benefits | $1,102,000 | 5,924 |
| Premises and equipment expense | $216,000 | 6,595 |
| Additional noninterest expense | $579,000 | 6,106 |
| Pre-tax net operating income | $1,319,000 | 4,439 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $423,000 | 3,668 |
| Income before extraordinary items | $896,000 | 4,950 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $896,000 | 4,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 3,057 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 832 |
| Net operating income | $896,000 | 4,783 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,201,000 | 5,480 |
| Total interest expense | $879,000 | 5,791 |
| Net interest income | $2,322,000 | 5,232 |
| Provision for loan and lease losses | $112,000 | 4,473 |
| Total noninterest income | $279,000 | 6,164 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $97,000 | 6,184 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $182,000 | 4,974 |
| Total noninterest expense | $1,346,000 | 6,330 |
| Salaries and employee benefits | $767,000 | 6,152 |
| Premises and equipment expense | $160,000 | 6,620 |
| Additional noninterest expense | $419,000 | 6,197 |
| Pre-tax net operating income | $1,143,000 | 4,220 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $369,000 | 3,545 |
| Income before extraordinary items | $774,000 | 4,694 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $774,000 | 4,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,211 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 672 |
| Net operating income | $774,000 | 4,508 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,115,000 | 5,554 |
| Total interest expense | $610,000 | 5,784 |
| Net interest income | $1,505,000 | 5,314 |
| Provision for loan and lease losses | $95,000 | 3,952 |
| Total noninterest income | $151,000 | 6,634 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $61,000 | 6,283 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $90,000 | 5,513 |
| Total noninterest expense | $801,000 | 6,706 |
| Salaries and employee benefits | $430,000 | 6,747 |
| Premises and equipment expense | $101,000 | 6,739 |
| Additional noninterest expense | $270,000 | 6,303 |
| Pre-tax net operating income | $760,000 | 4,200 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $246,000 | 3,579 |
| Income before extraordinary items | $514,000 | 4,724 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $514,000 | 4,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 1,702 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 543 |
| Net operating income | $514,000 | 4,522 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 5,600 |
| Total interest expense | $306,000 | 5,884 |
| Net interest income | $748,000 | 5,322 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $56,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $392,000 | 6,779 |
| Salaries and employee benefits | $207,000 | 6,875 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $133,000 | 6,350 |
| Pre-tax net operating income | $367,000 | 4,257 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $120,000 | 3,625 |
| Income before extraordinary items | $247,000 | 4,755 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $247,000 | 4,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 374 |
| Net operating income | $247,000 | 4,557 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,019,000 | 5,884 |
| Total interest expense | $1,478,000 | 5,767 |
| Net interest income | $2,541,000 | 5,848 |
| Provision for loan and lease losses | $324,000 | 3,282 |
| Total noninterest income | $155,000 | 7,773 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $94,000 | 6,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 7,318 |
| Total noninterest expense | $1,517,000 | 6,801 |
| Salaries and employee benefits | $854,000 | 6,684 |
| Premises and equipment expense | $171,000 | 7,151 |
| Additional noninterest expense | $492,000 | 6,554 |
| Pre-tax net operating income | $855,000 | 5,602 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $274,000 | 4,596 |
| Income before extraordinary items | $581,000 | 6,050 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $581,000 | 6,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 1,967 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 842 |
| Net operating income | $581,000 | 5,913 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,789,000 | 6,509 |
| Total interest expense | $1,872,000 | 6,305 |
| Net interest income | $1,917,000 | 6,567 |
| Provision for loan and lease losses | $517,000 | 2,142 |
| Total noninterest income | $128,000 | 8,125 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $71,000 | 7,149 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $57,000 | 7,479 |
| Total noninterest expense | $1,100,000 | 7,684 |
| Salaries and employee benefits | $619,000 | 7,581 |
| Premises and equipment expense | $74,000 | 8,724 |
| Additional noninterest expense | $407,000 | 7,089 |
| Pre-tax net operating income | $428,000 | 6,846 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $136,000 | 5,603 |
| Income before extraordinary items | $292,000 | 7,194 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $292,000 | 7,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,539 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 888 |
| Net operating income | $292,000 | 7,069 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,652,000 | 6,780 |
| Total interest expense | $1,654,000 | 6,850 |
| Net interest income | $1,998,000 | 6,560 |
| Provision for loan and lease losses | $150,000 | 4,393 |
| Total noninterest income | $113,000 | 8,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 7,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,569 |
| Total noninterest expense | $1,086,000 | 7,785 |
| Salaries and employee benefits | $611,000 | 7,637 |
| Premises and equipment expense | $79,000 | 8,802 |
| Additional noninterest expense | $396,000 | 7,181 |
| Pre-tax net operating income | $875,000 | 5,626 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $296,000 | 4,620 |
| Income before extraordinary items | $579,000 | 5,951 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $579,000 | 5,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,684 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 723 |
| Net operating income | $579,000 | 5,960 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,732,000 | 7,671 |
| Total interest expense | $1,166,000 | 7,732 |
| Net interest income | $1,566,000 | 7,462 |
| Provision for loan and lease losses | $130,000 | 4,573 |
| Total noninterest income | $104,000 | 8,760 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 8,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,232 |
| Total noninterest expense | $989,000 | 8,158 |
| Salaries and employee benefits | $512,000 | 8,277 |
| Premises and equipment expense | $70,000 | 9,216 |
| Additional noninterest expense | $407,000 | 7,204 |
| Pre-tax net operating income | $551,000 | 6,902 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $179,000 | 5,935 |
| Income before extraordinary items | $372,000 | 7,147 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $372,000 | 7,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,178 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 800 |
| Net operating income | $372,000 | 7,118 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 8,373 |
| Total interest expense | $980,000 | 8,474 |
| Net interest income | $1,276,000 | 8,172 |
| Provision for loan and lease losses | $67,000 | 5,949 |
| Total noninterest income | $84,000 | 9,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,655 |
| Total noninterest expense | $1,127,000 | 7,745 |
| Salaries and employee benefits | $421,000 | 8,835 |
| Premises and equipment expense | $79,000 | 9,163 |
| Additional noninterest expense | $627,000 | 5,578 |
| Pre-tax net operating income | $166,000 | 9,088 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $166,000 | 8,870 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $166,000 | 8,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $398,000 | 595 |
| Net operating income | $166,000 | 8,803 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 9,253 |
| Total interest expense | $760,000 | 9,371 |
| Net interest income | $1,055,000 | 9,053 |
| Provision for loan and lease losses | $110,000 | 4,963 |
| Total noninterest income | $89,000 | 9,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,573 |
| Total noninterest expense | $832,000 | 8,922 |
| Salaries and employee benefits | $358,000 | 9,543 |
| Premises and equipment expense | $70,000 | 9,702 |
| Additional noninterest expense | $404,000 | 7,314 |
| Pre-tax net operating income | $202,000 | 9,568 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $202,000 | 9,133 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $202,000 | 9,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,088 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 797 |
| Net operating income | $202,000 | 9,091 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 10,533 |
| Total interest expense | $449,000 | 10,745 |
| Net interest income | $742,000 | 10,277 |
| Provision for loan and lease losses | $94,000 | 5,274 |
| Total noninterest income | $64,000 | 10,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 9,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,892 |
| Total noninterest expense | $703,000 | 9,804 |
| Salaries and employee benefits | $304,000 | 10,315 |
| Premises and equipment expense | $58,000 | 10,410 |
| Additional noninterest expense | $341,000 | 8,444 |
| Pre-tax net operating income | $9,000 | 10,739 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $9,000 | 10,777 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $9,000 | 10,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 935 |
| Net operating income | $9,000 | 10,726 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $383,000 | 11,840 |
| Total interest expense | $111,000 | 11,857 |
| Net interest income | $272,000 | 11,792 |
| Provision for loan and lease losses | $46,000 | 6,390 |
| Total noninterest income | $13,000 | 11,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 10,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $620,000 | 10,493 |
| Salaries and employee benefits | $317,000 | 10,612 |
| Premises and equipment expense | $41,000 | 11,355 |
| Additional noninterest expense | $262,000 | 9,698 |
| Pre-tax net operating income | $-381,000 | 11,760 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-52,000 | 11,645 |
| Income before extraordinary items | $-329,000 | 11,752 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-329,000 | 11,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $2,670,000 | 172 |
| Net operating income | $-329,000 | 11,741 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.