Westside Bank, a federal savings bank, Income and Expense

1993-12-31 (YTD Data)		Rank
Total interest income	$971,000	12,349
Total interest expense	$677,000	10,724
Net interest income	$294,000	13,022
Provision for loan and lease losses	$0	10,371
Total noninterest income	$-140,000	13,256
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$-140,000	13,297
Total noninterest expense	$667,000	11,317
Salaries and employee benefits	$254,000	12,146
Premises and equipment expense	$215,000	7,389
Additional noninterest expense	$198,000	11,755
Pre-tax net operating income	$-513,000	12,863
Securities gains (losses)	$-1,000	12,247
Applicable income taxes	$0	12,141
Income before extraordinary items	$-514,000	12,898
Extraordinary gains, net	$0	3,149
Net income	$-514,000	12,903
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$-513,000	12,842

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.