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WestSide Bank, Income and Expense

2020-12-31 (YTD Data)Rank
Total interest income$6,696,0003,133
Total interest expense$362,0004,143
Net interest income$6,334,0002,969
Provision for loan and lease losses$320,0002,622
Total noninterest income$731,0003,222
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$460,0001,699
Trading account gains and feesNANA
Additional Noninterest Income$271,0003,712
Total noninterest expense$4,986,0003,009
Salaries and employee benefits$2,798,0003,054
Premises and equipment expense$433,0003,274
Additional noninterest expense$1,755,0002,759
Pre-tax net operating income$1,759,0003,083
Securities gains (losses)$02,675
Applicable income taxes$465,0002,003
Income before extraordinary items$1,294,0003,361
Extraordinary gains, net$04
Net income$1,294,0003,361
Minority interest net income$072
Net income of bank and minority interests.$1,294,0003,361
Net charge-offs$-123,0004,791
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,294,0003,304
2020-09-30 (YTD Data)Rank
Total interest income$4,979,0003,166
Total interest expense$286,0004,171
Net interest income$4,693,0003,001
Provision for loan and lease losses$320,0002,369
Total noninterest income$518,0003,271
Gross Fiduciary activities income$0981
Service charges on deposit accounts$330,0001,756
Trading account gains and feesNANA
Additional Noninterest Income$188,0003,761
Total noninterest expense$3,662,0003,033
Salaries and employee benefits$2,143,0003,000
Premises and equipment expense$321,0003,303
Additional noninterest expense$1,198,0002,922
Pre-tax net operating income$1,229,0003,208
Securities gains (losses)$02,494
Applicable income taxes$325,0002,035
Income before extraordinary items$904,0003,472
Extraordinary gains, net$04
Net income$904,0003,471
Minority interest net income$065
Net income of bank and minority interests.$904,0003,472
Net charge-offs$-123,0004,851
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$904,0003,426
2020-06-30 (YTD Data)Rank
Total interest income$3,280,0003,228
Total interest expense$200,0004,204
Net interest income$3,080,0003,049
Provision for loan and lease losses$309,0002,025
Total noninterest income$316,0003,327
Gross Fiduciary activities income$0970
Service charges on deposit accounts$219,0001,788
Trading account gains and feesNANA
Additional Noninterest Income$97,0003,953
Total noninterest expense$2,469,0003,026
Salaries and employee benefits$1,432,0003,012
Premises and equipment expense$209,0003,342
Additional noninterest expense$828,0002,851
Pre-tax net operating income$618,0003,513
Securities gains (losses)$02,249
Applicable income taxes$163,0002,219
Income before extraordinary items$455,0003,746
Extraordinary gains, net$04
Net income$455,0003,746
Minority interest net income$065
Net income of bank and minority interests.$455,0003,746
Net charge-offs$-123,0004,917
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$455,0003,697
2020-03-31 (YTD Data)Rank
Total interest income$1,502,0003,377
Total interest expense$109,0004,242
Net interest income$1,393,0003,186
Provision for loan and lease losses$35,0002,766
Total noninterest income$166,0003,244
Gross Fiduciary activities income$0941
Service charges on deposit accounts$117,0001,958
Trading account gains and feesNANA
Additional Noninterest Income$49,0003,865
Total noninterest expense$1,250,0003,026
Salaries and employee benefits$704,0003,056
Premises and equipment expense$105,0003,343
Additional noninterest expense$441,0002,761
Pre-tax net operating income$274,0003,499
Securities gains (losses)$01,705
Applicable income taxes$72,0002,174
Income before extraordinary items$202,0003,695
Extraordinary gains, net$04
Net income$202,0003,696
Minority interest net income$056
Net income of bank and minority interests.$202,0003,696
Net charge-offs$-123,0004,988
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$202,0003,665
2019-12-31 (YTD Data)Rank
Total interest income$6,097,0003,406
Total interest expense$435,0004,270
Net interest income$5,662,0003,200
Provision for loan and lease losses$192,0002,405
Total noninterest income$198,0004,462
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$504,0001,915
Trading account gains and feesNANA
Additional Noninterest Income$-306,0005,160
Total noninterest expense$4,798,0003,099
Salaries and employee benefits$2,866,0003,017
Premises and equipment expense$402,0003,464
Additional noninterest expense$1,530,0003,055
Pre-tax net operating income$870,0003,995
Securities gains (losses)$02,379
Applicable income taxes$-3,334,0005,173
Income before extraordinary items$4,204,0001,814
Extraordinary gains, net$011
Net income$4,204,0001,816
Minority interest net income$076
Net income of bank and minority interests.$4,204,0001,816
Net charge-offs$220,0001,597
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$752,000244
Net operating income$4,204,0001,780
2019-09-30 (YTD Data)Rank
Total interest income$4,589,0003,449
Total interest expense$313,0004,354
Net interest income$4,276,0003,236
Provision for loan and lease losses$192,0002,019
Total noninterest income$320,0003,881
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$380,0001,907
Trading account gains and feesNANA
Additional Noninterest Income$-60,0005,220
Total noninterest expense$3,651,0003,082
Salaries and employee benefits$2,130,0003,045
Premises and equipment expense$296,0003,520
Additional noninterest expense$1,225,0002,939
Pre-tax net operating income$753,0003,957
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$753,0003,865
Extraordinary gains, net$011
Net income$753,0003,864
Minority interest net income$072
Net income of bank and minority interests.$753,0003,865
Net charge-offs$220,0001,223
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$752,000195
Net operating income$753,0003,833
2019-06-30 (YTD Data)Rank
Total interest income$3,025,0003,478
Total interest expense$185,0004,472
Net interest income$2,840,0003,260
Provision for loan and lease losses$162,0001,735
Total noninterest income$420,0003,030
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$237,0001,974
Trading account gains and feesNANA
Additional Noninterest Income$183,0003,368
Total noninterest expense$2,663,0002,922
Salaries and employee benefits$1,416,0003,066
Premises and equipment expense$191,0003,599
Additional noninterest expense$1,056,0002,484
Pre-tax net operating income$435,0004,133
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$435,0004,015
Extraordinary gains, net$011
Net income$435,0004,013
Minority interest net income$069
Net income of bank and minority interests.$435,0004,014
Net charge-offs$220,000935
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$752,000146
Net operating income$435,0004,003
2019-03-31 (YTD Data)Rank
Total interest income$1,495,0003,512
Total interest expense$80,0004,612
Net interest income$1,415,0003,285
Provision for loan and lease losses$03,406
Total noninterest income$178,0003,186
Gross Fiduciary activities income$0972
Service charges on deposit accounts$117,0001,991
Trading account gains and feesNANA
Additional Noninterest Income$61,0003,803
Total noninterest expense$1,341,0002,927
Salaries and employee benefits$712,0003,070
Premises and equipment expense$92,0003,676
Additional noninterest expense$537,0002,465
Pre-tax net operating income$252,0003,978
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$252,0003,832
Extraordinary gains, net$05
Net income$252,0003,830
Minority interest net income$052
Net income of bank and minority interests.$252,0003,831
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$252,0003,830
2018-12-31 (YTD Data)Rank
Total interest income$5,495,0003,600
Total interest expense$271,0004,598
Net interest income$5,224,0003,417
Provision for loan and lease losses$150,0002,622
Total noninterest income$816,0003,127
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$450,0002,143
Trading account gains and feesNANA
Additional Noninterest Income$366,0003,457
Total noninterest expense$4,880,0003,099
Salaries and employee benefits$2,326,0003,420
Premises and equipment expense$386,0003,586
Additional noninterest expense$2,168,0002,461
Pre-tax net operating income$1,010,0004,009
Securities gains (losses)$-5,0004,250
Applicable income taxes$03,978
Income before extraordinary items$1,005,0003,899
Extraordinary gains, net$06
Net income$1,005,0003,898
Minority interest net income$072
Net income of bank and minority interests.$1,005,0003,898
Net charge-offs$85,0002,265
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,010,0003,901
2018-09-30 (YTD Data)Rank
Total interest income$4,081,0003,629
Total interest expense$191,0004,663
Net interest income$3,890,0003,457
Provision for loan and lease losses$150,0002,253
Total noninterest income$323,0003,998
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$329,0002,190
Trading account gains and feesNANA
Additional Noninterest Income$-6,0005,412
Total noninterest expense$3,300,0003,307
Salaries and employee benefits$1,716,0003,450
Premises and equipment expense$298,0003,584
Additional noninterest expense$1,286,0002,884
Pre-tax net operating income$763,0004,084
Securities gains (losses)$-5,0004,626
Applicable income taxes$04,032
Income before extraordinary items$758,0003,956
Extraordinary gains, net$05
Net income$758,0003,954
Minority interest net income$066
Net income of bank and minority interests.$758,0003,955
Net charge-offs$85,0001,850
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$763,0003,949
2018-06-30 (YTD Data)Rank
Total interest income$2,688,0003,644
Total interest expense$120,0004,710
Net interest income$2,568,0003,481
Provision for loan and lease losses$150,0001,766
Total noninterest income$147,0004,411
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$173,0002,516
Trading account gains and feesNANA
Additional Noninterest Income$-26,0005,504
Total noninterest expense$2,105,0003,409
Salaries and employee benefits$1,133,0003,490
Premises and equipment expense$197,0003,618
Additional noninterest expense$775,0003,118
Pre-tax net operating income$460,0004,193
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$460,0004,056
Extraordinary gains, net$06
Net income$460,0004,055
Minority interest net income$065
Net income of bank and minority interests.$460,0004,055
Net charge-offs$85,0001,415
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$460,0004,055
2018-03-31 (YTD Data)Rank
Total interest income$1,374,0003,607
Total interest expense$59,0004,727
Net interest income$1,315,0003,436
Provision for loan and lease losses$62,0001,867
Total noninterest income$-58,0005,593
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$95,0002,377
Trading account gains and feesNANA
Additional Noninterest Income$-153,0005,602
Total noninterest expense$986,0003,584
Salaries and employee benefits$565,0003,528
Premises and equipment expense$95,0003,735
Additional noninterest expense$326,0003,487
Pre-tax net operating income$209,0004,294
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$209,0004,135
Extraordinary gains, net$07
Net income$209,0004,135
Minority interest net income$052
Net income of bank and minority interests.$209,0004,135
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$209,0004,138
2017-12-31 (YTD Data)Rank
Total interest income$4,582,0003,888
Total interest expense$242,0004,668
Net interest income$4,340,0003,796
Provision for loan and lease losses$140,0002,722
Total noninterest income$-30,0005,634
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$418,0002,327
Trading account gains and feesNANA
Additional Noninterest Income$-448,0005,657
Total noninterest expense$4,046,0003,525
Salaries and employee benefits$2,175,0003,588
Premises and equipment expense$403,0003,636
Additional noninterest expense$1,468,0003,275
Pre-tax net operating income$124,0005,283
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$124,0005,169
Extraordinary gains, net$09
Net income$124,0005,168
Minority interest net income$076
Net income of bank and minority interests.$124,0005,169
Net charge-offs$56,0002,895
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$-3,0005,588
Net operating income$124,0005,164
2017-09-30 (YTD Data)Rank
Total interest income$3,394,0003,951
Total interest expense$182,0004,692
Net interest income$3,212,0003,854
Provision for loan and lease losses$75,0002,940
Total noninterest income$-179,0005,720
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$310,0002,351
Trading account gains and feesNANA
Additional Noninterest Income$-489,0005,733
Total noninterest expense$2,952,0003,589
Salaries and employee benefits$1,620,0003,617
Premises and equipment expense$307,0003,646
Additional noninterest expense$1,025,0003,412
Pre-tax net operating income$6,0005,492
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$6,0005,510
Extraordinary gains, net$09
Net income$6,0005,510
Minority interest net income$071
Net income of bank and minority interests.$6,0005,510
Net charge-offs$56,0002,382
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$-3,0005,666
Net operating income$6,0005,505
2017-06-30 (YTD Data)Rank
Total interest income$2,203,0004,010
Total interest expense$120,0004,703
Net interest income$2,083,0003,911
Provision for loan and lease losses$75,0002,468
Total noninterest income$317,0003,646
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$206,0002,347
Trading account gains and feesNANA
Additional Noninterest Income$111,0004,172
Total noninterest expense$2,202,0003,390
Salaries and employee benefits$1,052,0003,689
Premises and equipment expense$206,0003,659
Additional noninterest expense$944,0002,777
Pre-tax net operating income$123,0005,231
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$123,0005,177
Extraordinary gains, net$011
Net income$123,0005,176
Minority interest net income$071
Net income of bank and minority interests.$123,0005,177
Net charge-offs$12,0002,827
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$-3,0005,723
Net operating income$123,0005,165
2017-03-31 (YTD Data)Rank
Total interest income$1,061,0004,088
Total interest expense$61,0004,705
Net interest income$1,000,0003,995
Provision for loan and lease losses$75,0001,685
Total noninterest income$155,0003,673
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$100,0002,381
Trading account gains and feesNANA
Additional Noninterest Income$55,0004,199
Total noninterest expense$1,052,0003,517
Salaries and employee benefits$504,0003,835
Premises and equipment expense$103,0003,693
Additional noninterest expense$445,0002,891
Pre-tax net operating income$28,0005,443
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$28,0005,422
Extraordinary gains, net$08
Net income$28,0005,422
Minority interest net income$055
Net income of bank and minority interests.$28,0005,422
Net charge-offs$50,0001,332
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$28,0005,420
2016-12-31 (YTD Data)Rank
Total interest income$4,149,0004,141
Total interest expense$293,0004,493
Net interest income$3,856,0004,063
Provision for loan and lease losses$239,0002,262
Total noninterest income$615,0003,778
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$445,0002,278
Trading account gains and fees$0170
Additional Noninterest Income$170,0004,520
Total noninterest expense$4,222,0003,534
Salaries and employee benefits$1,735,0004,095
Premises and equipment expense$397,0003,792
Additional noninterest expense$2,090,0002,672
Pre-tax net operating income$10,0005,617
Securities gains (losses)$-5,0005,596
Applicable income taxes$04,278
Income before extraordinary items$5,0005,657
Extraordinary gains, net$05
Net income$5,0005,656
Minority interest net income$082
Net income of bank and minority interests.$5,0005,656
Net charge-offs$251,0001,708
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$5,331,00087
Net operating income$10,0005,628
2016-09-30 (YTD Data)Rank
Total interest income$3,025,0004,223
Total interest expense$228,0004,473
Net interest income$2,797,0004,144
Provision for loan and lease losses$239,0001,862
Total noninterest income$468,0003,776
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$335,0002,273
Trading account gains and fees$0169
Additional Noninterest Income$133,0004,534
Total noninterest expense$3,180,0003,536
Salaries and employee benefits$1,278,0004,146
Premises and equipment expense$302,0003,789
Additional noninterest expense$1,600,0002,646
Pre-tax net operating income$-154,0005,804
Securities gains (losses)$-5,0005,761
Applicable income taxes$04,325
Income before extraordinary items$-159,0005,820
Extraordinary gains, net$05
Net income$-159,0005,820
Minority interest net income$071
Net income of bank and minority interests.$-159,0005,820
Net charge-offs$252,0001,284
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$5,331,00061
Net operating income$-154,0005,811
2016-06-30 (YTD Data)Rank
Total interest income$2,014,0004,252
Total interest expense$157,0004,460
Net interest income$1,857,0004,183
Provision for loan and lease losses$239,0001,477
Total noninterest income$317,0003,756
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$225,0002,238
Trading account gains and fees$0157
Additional Noninterest Income$92,0004,505
Total noninterest expense$2,037,0003,644
Salaries and employee benefits$839,0004,215
Premises and equipment expense$198,0003,837
Additional noninterest expense$1,000,0002,767
Pre-tax net operating income$-102,0005,871
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$-102,0005,885
Extraordinary gains, net$016
Net income$-102,0005,884
Minority interest net income$071
Net income of bank and minority interests.$-102,0005,884
Net charge-offs$252,000980
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$5,331,00042
Net operating income$-102,0005,874
2016-03-31 (YTD Data)Rank
Total interest income$1,007,0004,276
Total interest expense$81,0004,453
Net interest income$926,0004,218
Provision for loan and lease losses$03,656
Total noninterest income$165,0003,656
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$115,0002,197
Trading account gains and fees$0142
Additional Noninterest Income$50,0004,402
Total noninterest expense$1,004,0003,701
Salaries and employee benefits$416,0004,260
Premises and equipment expense$100,0003,866
Additional noninterest expense$488,0002,818
Pre-tax net operating income$87,0005,168
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$87,0005,130
Extraordinary gains, net$012
Net income$87,0005,129
Minority interest net income$062
Net income of bank and minority interests.$87,0005,129
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$5,286,00025
Net operating income$87,0005,069
2015-12-31 (YTD Data)Rank
Total interest income$3,874,0004,372
Total interest expense$429,0004,018
Net interest income$3,445,0004,381
Provision for loan and lease losses$04,380
Total noninterest income$611,0003,873
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$522,0002,064
Trading account gains and fees$0159
Additional Noninterest Income$89,0005,175
Total noninterest expense$4,110,0003,656
Salaries and employee benefits$1,548,0004,432
Premises and equipment expense$391,0003,957
Additional noninterest expense$2,171,0002,621
Pre-tax net operating income$-54,0005,908
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$-54,0005,933
Extraordinary gains, net$023
Net income$-54,0005,935
Minority interest net income$081
Net income of bank and minority interests.$-54,0005,935
Net charge-offs$190,0002,029
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-54,0005,908
2015-09-30 (YTD Data)Rank
Total interest income$2,906,0004,411
Total interest expense$334,0004,001
Net interest income$2,572,0004,431
Provision for loan and lease losses$04,232
Total noninterest income$453,0003,907
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$403,0002,026
Trading account gains and fees$0153
Additional Noninterest Income$50,0005,424
Total noninterest expense$3,134,0003,639
Salaries and employee benefits$1,156,0004,468
Premises and equipment expense$296,0003,982
Additional noninterest expense$1,682,0002,558
Pre-tax net operating income$-109,0006,043
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$-109,0006,069
Extraordinary gains, net$021
Net income$-109,0006,069
Minority interest net income$078
Net income of bank and minority interests.$-109,0006,069
Net charge-offs$182,0001,637
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-109,0006,047
2015-06-30 (YTD Data)Rank
Total interest income$1,933,0004,452
Total interest expense$232,0003,964
Net interest income$1,701,0004,470
Provision for loan and lease losses$04,069
Total noninterest income$342,0003,708
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$267,0001,994
Trading account gains and fees$0157
Additional Noninterest Income$75,0004,810
Total noninterest expense$2,141,0003,614
Salaries and employee benefits$764,0004,529
Premises and equipment expense$199,0003,995
Additional noninterest expense$1,178,0002,471
Pre-tax net operating income$-98,0006,115
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$-98,0006,143
Extraordinary gains, net$022
Net income$-98,0006,144
Minority interest net income$075
Net income of bank and minority interests.$-98,0006,144
Net charge-offs$-2,0004,729
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-98,0006,123
2015-03-31 (YTD Data)Rank
Total interest income$961,0004,488
Total interest expense$121,0003,910
Net interest income$840,0004,512
Provision for loan and lease losses$03,703
Total noninterest income$166,0003,723
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$131,0002,022
Trading account gains and fees$0152
Additional Noninterest Income$35,0004,901
Total noninterest expense$1,157,0003,473
Salaries and employee benefits$380,0004,566
Premises and equipment expense$100,0004,027
Additional noninterest expense$677,0002,160
Pre-tax net operating income$-151,0006,270
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-151,0006,284
Extraordinary gains, net$013
Net income$-151,0006,285
Minority interest net income$064
Net income of bank and minority interests.$-151,0006,285
Net charge-offs$-2,0004,668
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-151,0006,270
2014-12-31 (YTD Data)Rank
Total interest income$4,172,0004,379
Total interest expense$606,0003,615
Net interest income$3,566,0004,435
Provision for loan and lease losses$203,0002,456
Total noninterest income$658,0003,831
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$501,0002,284
Trading account gains and fees$0180
Additional Noninterest Income$157,0004,816
Total noninterest expense$4,093,0003,780
Salaries and employee benefits$1,513,0004,615
Premises and equipment expense$403,0004,073
Additional noninterest expense$2,177,0002,695
Pre-tax net operating income$-72,0006,146
Securities gains (losses)$286,000624
Applicable income taxes$04,531
Income before extraordinary items$214,0005,635
Extraordinary gains, net$017
Net income$214,0005,635
Minority interest net income$084
Net income of bank and minority interests.$214,0005,636
Net charge-offs$113,0003,064
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-72,0006,154
2014-09-30 (YTD Data)Rank
Total interest income$3,169,0004,392
Total interest expense$478,0003,537
Net interest income$2,691,0004,455
Provision for loan and lease losses$203,0002,055
Total noninterest income$490,0003,885
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$380,0002,271
Trading account gains and fees$0174
Additional Noninterest Income$110,0004,929
Total noninterest expense$2,774,0004,026
Salaries and employee benefits$1,136,0004,628
Premises and equipment expense$280,0004,287
Additional noninterest expense$1,358,0003,108
Pre-tax net operating income$204,0005,635
Securities gains (losses)$156,000753
Applicable income taxes$04,583
Income before extraordinary items$360,0005,041
Extraordinary gains, net$015
Net income$360,0005,040
Minority interest net income$081
Net income of bank and minority interests.$360,0005,043
Net charge-offs$212,0001,928
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$204,0005,513
2014-06-30 (YTD Data)Rank
Total interest income$2,123,0004,395
Total interest expense$333,0003,486
Net interest income$1,790,0004,470
Provision for loan and lease losses$203,0001,627
Total noninterest income$331,0003,846
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$258,0002,214
Trading account gains and fees$0172
Additional Noninterest Income$73,0004,934
Total noninterest expense$1,806,0004,101
Salaries and employee benefits$758,0004,668
Premises and equipment expense$190,0004,280
Additional noninterest expense$858,0003,244
Pre-tax net operating income$112,0005,729
Securities gains (losses)$79,000921
Applicable income taxes$04,568
Income before extraordinary items$191,0005,261
Extraordinary gains, net$020
Net income$191,0005,263
Minority interest net income$080
Net income of bank and minority interests.$191,0005,264
Net charge-offs$236,0001,460
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$112,0005,651
2014-03-31 (YTD Data)Rank
Total interest income$1,061,0004,423
Total interest expense$171,0003,485
Net interest income$890,0004,522
Provision for loan and lease losses$203,000978
Total noninterest income$161,0003,872
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$132,0002,157
Trading account gains and fees$0147
Additional Noninterest Income$29,0005,193
Total noninterest expense$895,0004,154
Salaries and employee benefits$378,0004,719
Premises and equipment expense$94,0004,361
Additional noninterest expense$423,0003,281
Pre-tax net operating income$-47,0006,353
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-47,0006,379
Extraordinary gains, net$016
Net income$-47,0006,379
Minority interest net income$066
Net income of bank and minority interests.$-47,0006,380
Net charge-offs$236,000848
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-47,0006,373
2013-12-31 (YTD Data)Rank
Total interest income$4,548,0004,325
Total interest expense$973,0003,002
Net interest income$3,575,0004,525
Provision for loan and lease losses$3,278,000401
Total noninterest income$1,486,0002,602
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$575,0002,141
Trading account gains and fees$0184
Additional Noninterest Income$911,0002,493
Total noninterest expense$4,479,0003,654
Salaries and employee benefits$1,586,0004,616
Premises and equipment expense$371,0004,392
Additional noninterest expense$2,522,0002,444
Pre-tax net operating income$-2,696,0006,702
Securities gains (losses)$540,000423
Applicable income taxes$04,631
Income before extraordinary items$-2,156,0006,677
Extraordinary gains, net$029
Net income$-2,156,0006,677
Minority interest net income$090
Net income of bank and minority interests.$-2,156,0006,677
Net charge-offs$3,949,000420
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-2,696,0006,699
2013-09-30 (YTD Data)Rank
Total interest income$3,462,0004,339
Total interest expense$757,0003,001
Net interest income$2,705,0004,551
Provision for loan and lease losses$2,915,000343
Total noninterest income$1,288,0002,423
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$428,0002,156
Trading account gains and fees$0180
Additional Noninterest Income$860,0002,255
Total noninterest expense$3,412,0003,641
Salaries and employee benefits$1,196,0004,626
Premises and equipment expense$286,0004,361
Additional noninterest expense$1,930,0002,378
Pre-tax net operating income$-2,334,0006,807
Securities gains (losses)$540,000382
Applicable income taxes$04,713
Income before extraordinary items$-1,794,0006,783
Extraordinary gains, net$025
Net income$-1,794,0006,784
Minority interest net income$084
Net income of bank and minority interests.$-1,794,0006,784
Net charge-offs$3,546,000361
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-2,334,0006,804
2013-06-30 (YTD Data)Rank
Total interest income$2,328,0004,326
Total interest expense$531,0002,935
Net interest income$1,797,0004,582
Provision for loan and lease losses$2,815,000264
Total noninterest income$1,105,0002,091
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$166,0003,192
Trading account gains and fees$0157
Additional Noninterest Income$939,0001,652
Total noninterest expense$1,945,0004,029
Salaries and employee benefits$796,0004,656
Premises and equipment expense$192,0004,360
Additional noninterest expense$957,0003,062
Pre-tax net operating income$-1,858,0006,866
Securities gains (losses)$540,000340
Applicable income taxes$04,679
Income before extraordinary items$-1,318,0006,849
Extraordinary gains, net$022
Net income$-1,318,0006,850
Minority interest net income$082
Net income of bank and minority interests.$-1,318,0006,850
Net charge-offs$3,140,000317
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-1,858,0006,862
2013-03-31 (YTD Data)Rank
Total interest income$1,178,0004,310
Total interest expense$275,0002,947
Net interest income$903,0004,581
Provision for loan and lease losses$2,815,000156
Total noninterest income$166,0003,990
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$141,0002,133
Trading account gains and fees$0148
Additional Noninterest Income$25,0005,492
Total noninterest expense$978,0004,046
Salaries and employee benefits$395,0004,715
Premises and equipment expense$101,0004,282
Additional noninterest expense$482,0003,078
Pre-tax net operating income$-2,724,0006,994
Securities gains (losses)$540,000198
Applicable income taxes$04,602
Income before extraordinary items$-2,184,0006,985
Extraordinary gains, net$010
Net income$-2,184,0006,986
Minority interest net income$076
Net income of bank and minority interests.$-2,184,0006,986
Net charge-offs$3,140,000176
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-2,724,0006,987
2012-12-31 (YTD Data)Rank
Total interest income$4,885,0004,364
Total interest expense$1,428,0002,828
Net interest income$3,457,0004,782
Provision for loan and lease losses$114,0004,564
Total noninterest income$646,0004,036
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$498,0002,496
Trading account gains and fees$0166
Additional Noninterest Income$148,0004,954
Total noninterest expense$3,822,0004,164
Salaries and employee benefits$1,503,0004,844
Premises and equipment expense$346,0004,635
Additional noninterest expense$1,973,0003,128
Pre-tax net operating income$167,0005,757
Securities gains (losses)$222,0001,606
Applicable income taxes$04,751
Income before extraordinary items$389,0005,231
Extraordinary gains, net$029
Net income$389,0005,228
Minority interest net income$093
Net income of bank and minority interests.$389,0005,229
Net charge-offs$122,0004,245
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$167,0005,714
2012-09-30 (YTD Data)Rank
Total interest income$3,660,0004,445
Total interest expense$1,113,0002,840
Net interest income$2,547,0004,908
Provision for loan and lease losses$114,0004,220
Total noninterest income$481,0004,084
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$370,0002,544
Trading account gains and fees$0157
Additional Noninterest Income$111,0004,992
Total noninterest expense$2,840,0004,202
Salaries and employee benefits$1,122,0004,873
Premises and equipment expense$254,0004,756
Additional noninterest expense$1,464,0003,177
Pre-tax net operating income$74,0006,080
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$74,0006,190
Extraordinary gains, net$020
Net income$74,0006,188
Minority interest net income$086
Net income of bank and minority interests.$74,0006,189
Net charge-offs$122,0003,772
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$74,0006,054
2012-06-30 (YTD Data)Rank
Total interest income$2,456,0004,456
Total interest expense$772,0002,850
Net interest income$1,684,0004,953
Provision for loan and lease losses$05,619
Total noninterest income$300,0004,215
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$218,0002,772
Trading account gains and fees$0153
Additional Noninterest Income$82,0004,899
Total noninterest expense$1,864,0004,258
Salaries and employee benefits$745,0004,918
Premises and equipment expense$170,0004,758
Additional noninterest expense$949,0003,265
Pre-tax net operating income$120,0005,764
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$120,0005,828
Extraordinary gains, net$019
Net income$120,0005,827
Minority interest net income$084
Net income of bank and minority interests.$120,0005,827
Net charge-offs$42,0004,179
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$120,0005,649
2012-03-31 (YTD Data)Rank
Total interest income$1,214,0004,537
Total interest expense$403,0002,852
Net interest income$811,0005,068
Provision for loan and lease losses$05,254
Total noninterest income$169,0003,986
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$116,0002,604
Trading account gains and fees$0148
Additional Noninterest Income$53,0004,635
Total noninterest expense$931,0004,285
Salaries and employee benefits$375,0004,940
Premises and equipment expense$87,0004,720
Additional noninterest expense$469,0003,247
Pre-tax net operating income$49,0005,942
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$49,0005,987
Extraordinary gains, net$019
Net income$49,0005,987
Minority interest net income$078
Net income of bank and minority interests.$49,0005,987
Net charge-offs$42,0003,150
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$49,0005,850
2011-12-31 (YTD Data)Rank
Total interest income$5,233,0004,445
Total interest expense$2,109,0002,658
Net interest income$3,124,0005,161
Provision for loan and lease losses$521,0003,401
Total noninterest income$21,0006,898
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$269,0003,821
Trading account gains and fees$0146
Additional Noninterest Income$-248,0006,983
Total noninterest expense$4,778,0003,652
Salaries and employee benefits$1,555,0004,863
Premises and equipment expense$426,0004,426
Additional noninterest expense$2,797,0002,343
Pre-tax net operating income$-2,154,0006,814
Securities gains (losses)$535,000756
Applicable income taxes$04,719
Income before extraordinary items$-1,619,0006,775
Extraordinary gains, net$029
Net income$-1,619,0006,775
Minority interest net income$096
Net income of bank and minority interests.$-1,619,0006,775
Net charge-offs$684,0002,810
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$252,000502
Net operating income$-2,154,0006,844
2011-09-30 (YTD Data)Rank
Total interest income$4,001,0004,435
Total interest expense$1,635,0002,688
Net interest income$2,366,0005,189
Provision for loan and lease losses$415,0003,163
Total noninterest income$-127,0007,215
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$140,0004,522
Trading account gains and fees$0145
Additional Noninterest Income$-267,0007,159
Total noninterest expense$3,416,0003,789
Salaries and employee benefits$1,187,0004,805
Premises and equipment expense$296,0004,640
Additional noninterest expense$1,933,0002,541
Pre-tax net operating income$-1,592,0006,938
Securities gains (losses)$485,000662
Applicable income taxes$04,740
Income before extraordinary items$-1,107,0006,889
Extraordinary gains, net$021
Net income$-1,107,0006,891
Minority interest net income$087
Net income of bank and minority interests.$-1,107,0006,890
Net charge-offs$515,0002,632
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$252,000422
Net operating income$-1,592,0006,976
2011-06-30 (YTD Data)Rank
Total interest income$2,721,0004,422
Total interest expense$1,127,0002,691
Net interest income$1,594,0005,194
Provision for loan and lease losses$107,0004,326
Total noninterest income$134,0005,488
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$72,0004,984
Trading account gains and fees$0153
Additional Noninterest Income$62,0005,221
Total noninterest expense$2,162,0003,964
Salaries and employee benefits$807,0004,793
Premises and equipment expense$197,0004,684
Additional noninterest expense$1,158,0002,815
Pre-tax net operating income$-541,0006,805
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-541,0006,862
Extraordinary gains, net$015
Net income$-541,0006,861
Minority interest net income$089
Net income of bank and minority interests.$-541,0006,862
Net charge-offs$135,0003,528
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$216,000304
Net operating income$-541,0006,849
2011-03-31 (YTD Data)Rank
Total interest income$1,355,0004,454
Total interest expense$574,0002,727
Net interest income$781,0005,234
Provision for loan and lease losses$7,0005,526
Total noninterest income$68,0005,531
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$36,0004,928
Trading account gains and fees$0158
Additional Noninterest Income$32,0005,306
Total noninterest expense$1,082,0003,978
Salaries and employee benefits$416,0004,755
Premises and equipment expense$97,0004,779
Additional noninterest expense$569,0002,841
Pre-tax net operating income$-240,0006,872
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-240,0006,933
Extraordinary gains, net$09
Net income$-240,0006,933
Minority interest net income$086
Net income of bank and minority interests.$-240,0006,933
Net charge-offs$53,0003,302
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$108,000264
Net operating income$-240,0006,921
2010-12-31 (YTD Data)Rank
Total interest income$5,645,0004,484
Total interest expense$2,835,0002,724
Net interest income$2,810,0005,510
Provision for loan and lease losses$2,081,0002,020
Total noninterest income$174,0006,134
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$198,0004,426
Trading account gains and fees$0175
Additional Noninterest Income$-24,0007,068
Total noninterest expense$4,980,0003,629
Salaries and employee benefits$1,729,0004,635
Premises and equipment expense$511,0004,118
Additional noninterest expense$2,740,0002,476
Pre-tax net operating income$-4,077,0007,037
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$-4,077,0007,108
Extraordinary gains, net$029
Net income$-4,077,0007,107
Minority interest net income$0111
Net income of bank and minority interests.$-4,077,0007,108
Net charge-offs$1,862,0001,946
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$435,000491
Net operating income$-4,077,0007,088
2010-09-30 (YTD Data)Rank
Total interest income$4,256,0004,559
Total interest expense$2,189,0002,765
Net interest income$2,067,0005,633
Provision for loan and lease losses$681,0003,070
Total noninterest income$62,0006,948
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$146,0004,537
Trading account gains and fees$0165
Additional Noninterest Income$-84,0007,379
Total noninterest expense$3,360,0003,913
Salaries and employee benefits$1,304,0004,661
Premises and equipment expense$416,0003,994
Additional noninterest expense$1,640,0002,968
Pre-tax net operating income$-1,912,0007,045
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$-1,912,0007,119
Extraordinary gains, net$023
Net income$-1,912,0007,117
Minority interest net income$0110
Net income of bank and minority interests.$-1,912,0007,119
Net charge-offs$298,0003,734
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$328,000431
Net operating income$-1,912,0007,093
2010-06-30 (YTD Data)Rank
Total interest income$2,844,0004,589
Total interest expense$1,507,0002,779
Net interest income$1,337,0005,713
Provision for loan and lease losses$456,0002,985
Total noninterest income$-44,0007,598
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$99,0004,503
Trading account gains and fees$0152
Additional Noninterest Income$-143,0007,568
Total noninterest expense$2,236,0003,922
Salaries and employee benefits$885,0004,638
Premises and equipment expense$287,0003,930
Additional noninterest expense$1,064,0003,030
Pre-tax net operating income$-1,399,0007,137
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-1,399,0007,215
Extraordinary gains, net$019
Net income$-1,399,0007,214
Minority interest net income$0105
Net income of bank and minority interests.$-1,399,0007,215
Net charge-offs$81,0004,465
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$219,000363
Net operating income$-1,399,0007,202
2010-03-31 (YTD Data)Rank
Total interest income$1,420,0004,648
Total interest expense$775,0002,830
Net interest income$645,0005,830
Provision for loan and lease losses$151,0003,330
Total noninterest income$105,0004,961
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$44,0004,703
Trading account gains and fees$0175
Additional Noninterest Income$61,0004,353
Total noninterest expense$1,124,0003,946
Salaries and employee benefits$442,0004,704
Premises and equipment expense$143,0003,999
Additional noninterest expense$539,0002,973
Pre-tax net operating income$-525,0007,199
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-525,0007,280
Extraordinary gains, net$016
Net income$-525,0007,280
Minority interest net income$091
Net income of bank and minority interests.$-525,0007,281
Net charge-offs$20,0004,422
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$109,000302
Net operating income$-525,0007,260
2009-12-31 (YTD Data)Rank
Total interest income$5,931,0004,660
Total interest expense$4,007,0002,731
Net interest income$1,924,0006,430
Provision for loan and lease losses$3,730,0001,729
Total noninterest income$974,0003,388
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$340,0003,642
Trading account gains and fees$0211
Additional Noninterest Income$634,0002,818
Total noninterest expense$4,987,0003,697
Salaries and employee benefits$2,152,0004,133
Premises and equipment expense$516,0004,293
Additional noninterest expense$2,319,0002,933
Pre-tax net operating income$-5,819,0007,259
Securities gains (losses)$120,0001,972
Applicable income taxes$04,388
Income before extraordinary items$-5,699,0007,324
Extraordinary gains, net$034
Net income$-5,699,0007,324
Minority interest net income$0115
Net income of bank and minority interests.$-5,699,0007,324
Net charge-offs$4,190,0001,302
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$453,000566
Net operating income$-5,819,0007,356
2009-09-30 (YTD Data)Rank
Total interest income$4,411,0004,737
Total interest expense$3,097,0002,782
Net interest income$1,314,0006,660
Provision for loan and lease losses$1,476,0002,236
Total noninterest income$783,0003,306
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$244,0003,746
Trading account gains and fees$0212
Additional Noninterest Income$539,0002,697
Total noninterest expense$3,583,0003,833
Salaries and employee benefits$1,807,0003,844
Premises and equipment expense$393,0004,309
Additional noninterest expense$1,383,0003,492
Pre-tax net operating income$-2,962,0007,279
Securities gains (losses)$120,0001,678
Applicable income taxes$04,592
Income before extraordinary items$-2,842,0007,352
Extraordinary gains, net$027
Net income$-2,842,0007,352
Minority interest net income$0118
Net income of bank and minority interests.$-2,842,0007,352
Net charge-offs$1,548,0001,743
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$348,000493
Net operating income$-2,962,0007,364
2009-06-30 (YTD Data)Rank
Total interest income$2,981,0004,720
Total interest expense$2,081,0002,875
Net interest income$900,0006,626
Provision for loan and lease losses$976,0002,097
Total noninterest income$606,0003,028
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$163,0003,727
Trading account gains and fees$0193
Additional Noninterest Income$443,0002,402
Total noninterest expense$2,454,0003,786
Salaries and employee benefits$1,274,0003,717
Premises and equipment expense$259,0004,366
Additional noninterest expense$921,0003,492
Pre-tax net operating income$-1,924,0007,363
Securities gains (losses)$120,0001,351
Applicable income taxes$04,657
Income before extraordinary items$-1,804,0007,421
Extraordinary gains, net$021
Net income$-1,804,0007,420
Minority interest net income$0112
Net income of bank and minority interests.$-1,804,0007,419
Net charge-offs$89,0004,373
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$232,000451
Net operating income$-1,924,0007,459
2009-03-31 (YTD Data)Rank
Total interest income$1,530,0004,702
Total interest expense$1,042,0002,958
Net interest income$488,0006,456
Provision for loan and lease losses$87,0004,142
Total noninterest income$302,0003,007
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$82,0003,654
Trading account gains and fees$0171
Additional Noninterest Income$220,0002,380
Total noninterest expense$1,142,0003,922
Salaries and employee benefits$650,0003,689
Premises and equipment expense$126,0004,497
Additional noninterest expense$366,0003,830
Pre-tax net operating income$-439,0007,254
Securities gains (losses)$120,000906
Applicable income taxes$04,835
Income before extraordinary items$-319,0007,234
Extraordinary gains, net$015
Net income$-319,0007,234
Minority interest net income$0102
Net income of bank and minority interests.$-319,0007,235
Net charge-offs$89,0002,993
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$116,000345
Net operating income$-439,0007,352
2008-12-31 (YTD Data)Rank
Total interest income$5,909,0004,981
Total interest expense$3,673,0003,720
Net interest income$2,236,0006,172
Provision for loan and lease losses$3,200,0001,327
Total noninterest income$773,0003,941
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$217,0004,642
Trading account gains and fees$0154
Additional Noninterest Income$556,0003,013
Total noninterest expense$4,389,0003,955
Salaries and employee benefits$2,428,0003,854
Premises and equipment expense$392,0005,136
Additional noninterest expense$1,569,0003,506
Pre-tax net operating income$-4,580,0007,771
Securities gains (losses)$47,0001,652
Applicable income taxes$04,979
Income before extraordinary items$-4,533,0007,785
Extraordinary gains, net$039
Net income$-4,533,0007,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,809,0001,381
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$831,000453
Net operating income$-4,580,0007,844
2008-09-30 (YTD Data)Rank
Total interest income$4,382,0005,086
Total interest expense$2,684,0003,896
Net interest income$1,698,0006,184
Provision for loan and lease losses$824,0002,065
Total noninterest income$559,0004,090
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$151,0004,805
Trading account gains and fees$0148
Additional Noninterest Income$408,0003,148
Total noninterest expense$2,931,0004,299
Salaries and employee benefits$1,747,0004,009
Premises and equipment expense$260,0005,477
Additional noninterest expense$924,0004,125
Pre-tax net operating income$-1,498,0007,730
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-1,498,0007,701
Extraordinary gains, net$031
Net income$-1,498,0007,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,573
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$419,000421
Net operating income$-1,498,0007,798
2008-06-30 (YTD Data)Rank
Total interest income$2,806,0005,277
Total interest expense$1,691,0004,171
Net interest income$1,115,0006,234
Provision for loan and lease losses$668,0001,587
Total noninterest income$376,0004,136
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$90,0005,031
Trading account gains and fees$0149
Additional Noninterest Income$286,0003,115
Total noninterest expense$1,824,0004,533
Salaries and employee benefits$1,086,0004,244
Premises and equipment expense$165,0005,639
Additional noninterest expense$573,0004,326
Pre-tax net operating income$-1,001,0007,915
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-1,001,0007,996
Extraordinary gains, net$021
Net income$-1,001,0007,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0002,665
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$279,000353
Net operating income$-1,001,0007,982
2008-03-31 (YTD Data)Rank
Total interest income$1,454,0005,272
Total interest expense$839,0004,387
Net interest income$615,0006,042
Provision for loan and lease losses$65,0003,393
Total noninterest income$182,0004,188
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$46,0004,958
Trading account gains and fees$0158
Additional Noninterest Income$136,0003,220
Total noninterest expense$820,0004,860
Salaries and employee benefits$491,0004,625
Premises and equipment expense$78,0005,785
Additional noninterest expense$251,0004,675
Pre-tax net operating income$-88,0007,521
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-88,0007,619
Extraordinary gains, net$015
Net income$-88,0007,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$140,000264
Net operating income$-88,0007,575
2007-12-31 (YTD Data)Rank
Total interest income$5,794,0005,339
Total interest expense$2,625,0005,129
Net interest income$3,169,0005,353
Provision for loan and lease losses$429,0002,584
Total noninterest income$518,0004,962
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$152,0005,396
Trading account gains and fees$0178
Additional Noninterest Income$366,0003,905
Total noninterest expense$2,560,0005,532
Salaries and employee benefits$1,400,0005,509
Premises and equipment expense$203,0006,704
Additional noninterest expense$957,0004,786
Pre-tax net operating income$698,0005,458
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$698,0005,058
Extraordinary gains, net$039
Net income$698,0005,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$559,000516
Net operating income$698,0005,046
2007-09-30 (YTD Data)Rank
Total interest income$4,094,0005,508
Total interest expense$1,787,0005,409
Net interest income$2,307,0005,464
Provision for loan and lease losses$352,0002,075
Total noninterest income$161,0006,672
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$137,0005,103
Trading account gains and fees$0184
Additional Noninterest Income$24,0007,528
Total noninterest expense$1,795,0005,709
Salaries and employee benefits$982,0005,697
Premises and equipment expense$123,0007,078
Additional noninterest expense$690,0004,838
Pre-tax net operating income$321,0006,485
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$321,0006,208
Extraordinary gains, net$033
Net income$321,0006,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$429,000432
Net operating income$321,0006,194
2007-06-30 (YTD Data)Rank
Total interest income$2,476,0005,796
Total interest expense$1,029,0005,800
Net interest income$1,447,0005,665
Provision for loan and lease losses$261,0001,733
Total noninterest income$85,0007,045
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$83,0005,287
Trading account gains and fees$0168
Additional Noninterest Income$2,0008,320
Total noninterest expense$1,151,0005,848
Salaries and employee benefits$588,0006,078
Premises and equipment expense$70,0007,356
Additional noninterest expense$493,0004,627
Pre-tax net operating income$120,0007,135
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$120,0006,978
Extraordinary gains, net$029
Net income$120,0006,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$289,000384
Net operating income$120,0006,967
2007-03-31 (YTD Data)Rank
Total interest income$1,075,0006,146
Total interest expense$429,0006,229
Net interest income$646,0005,967
Provision for loan and lease losses$130,0001,659
Total noninterest income$19,0007,910
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$19,0006,411
Trading account gains and fees$0195
Additional Noninterest Income$08,433
Total noninterest expense$546,0006,037
Salaries and employee benefits$295,0006,103
Premises and equipment expense$28,0007,677
Additional noninterest expense$223,0004,889
Pre-tax net operating income$-11,0007,906
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-11,0007,915
Extraordinary gains, net$022
Net income$-11,0007,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$149,000283
Net operating income$-11,0007,903
2006-12-31 (YTD Data)Rank
Total interest income$996,0008,280
Total interest expense$307,0008,287
Net interest income$689,0008,218
Provision for loan and lease losses$373,0002,401
Total noninterest income$1,0008,586
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$1,0008,495
Total noninterest expense$1,361,0007,116
Salaries and employee benefits$661,0007,400
Premises and equipment expense$37,0008,476
Additional noninterest expense$663,0005,793
Pre-tax net operating income$-1,044,0008,433
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-1,044,0008,469
Extraordinary gains, net$051
Net income$-1,044,0008,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$20,716,00074
Net operating income$-1,044,0008,458
2006-09-30 (YTD Data)Rank
Total interest income$203,0008,680
Total interest expense$20,0008,669
Net interest income$183,0008,652
Provision for loan and lease losses$157,0003,335
Total noninterest income$08,684
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$08,609
Total noninterest expense$767,0007,682
Salaries and employee benefits$180,0008,532
Premises and equipment expense$11,0008,665
Additional noninterest expense$576,0005,345
Pre-tax net operating income$-741,0008,517
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-741,0008,548
Extraordinary gains, net$045
Net income$-741,0008,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$19,488,00059
Net operating income$-741,0008,542

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.