Home > Westside Bank > Income and Expense
Westside Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,228,000 | 6,646 |
| Total interest expense | $1,352,000 | 7,954 |
| Net interest income | $2,876,000 | 5,616 |
| Provision for loan and lease losses | $460,000 | 1,847 |
| Total noninterest income | $448,000 | 5,557 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 4,155 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,154 |
| Total noninterest expense | $1,764,000 | 6,467 |
| Salaries and employee benefits | $669,000 | 7,723 |
| Premises and equipment expense | $180,000 | 7,427 |
| Additional noninterest expense | $915,000 | 4,698 |
| Pre-tax net operating income | $1,100,000 | 5,414 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $427,000 | 4,689 |
| Income before extraordinary items | $675,000 | 5,868 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $675,000 | 5,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,431 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $673,720 | 5,818 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,968,000 | 4,574 |
| Total interest expense | $2,355,000 | 5,802 |
| Net interest income | $4,613,000 | 3,807 |
| Provision for loan and lease losses | $145,000 | 3,721 |
| Total noninterest income | $787,000 | 3,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $573,000 | 2,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 4,932 |
| Total noninterest expense | $3,220,000 | 4,041 |
| Salaries and employee benefits | $1,311,000 | 4,826 |
| Premises and equipment expense | $329,000 | 5,259 |
| Additional noninterest expense | $1,580,000 | 2,966 |
| Pre-tax net operating income | $2,035,000 | 3,438 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $756,000 | 3,020 |
| Income before extraordinary items | $1,279,000 | 3,738 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,279,000 | 3,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,579 |
| Cash dividends | $1,588,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,279,000 | 3,711 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,499,000 | 5,245 |
| Total interest expense | $1,387,000 | 7,248 |
| Net interest income | $4,112,000 | 4,274 |
| Provision for loan and lease losses | $115,000 | 4,257 |
| Total noninterest income | $700,000 | 4,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $505,000 | 2,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,356 |
| Total noninterest expense | $3,149,000 | 4,234 |
| Salaries and employee benefits | $1,351,000 | 4,715 |
| Premises and equipment expense | $319,000 | 5,448 |
| Additional noninterest expense | $1,479,000 | 3,341 |
| Pre-tax net operating income | $1,548,000 | 4,293 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $532,000 | 3,867 |
| Income before extraordinary items | $1,016,000 | 4,484 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,016,000 | 4,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,873 |
| Cash dividends | $438,000 | 3,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,016,000 | 4,528 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,647,000 | 6,152 |
| Total interest expense | $1,218,000 | 8,185 |
| Net interest income | $3,429,000 | 5,043 |
| Provision for loan and lease losses | $85,000 | 6,189 |
| Total noninterest income | $601,000 | 4,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $444,000 | 3,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 6,409 |
| Total noninterest expense | $3,198,000 | 4,268 |
| Salaries and employee benefits | $1,281,000 | 4,950 |
| Premises and equipment expense | $373,000 | 4,988 |
| Additional noninterest expense | $1,544,000 | 3,423 |
| Pre-tax net operating income | $747,000 | 7,106 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $196,000 | 7,696 |
| Income before extraordinary items | $551,000 | 7,144 |
| Extraordinary gains, net | $99,000 | 1,589 |
| Net income | $650,000 | 6,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 5,402 |
| Cash dividends | $302,000 | 4,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $551,000 | 6,879 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,998,000 | 6,391 |
| Total interest expense | $1,622,000 | 8,132 |
| Net interest income | $3,376,000 | 5,170 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $548,000 | 5,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $452,000 | 3,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,213 |
| Total noninterest expense | $3,165,000 | 4,306 |
| Salaries and employee benefits | $1,331,000 | 4,719 |
| Premises and equipment expense | $406,000 | 4,737 |
| Additional noninterest expense | $1,428,000 | 3,737 |
| Pre-tax net operating income | $669,000 | 7,278 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $196,000 | 7,643 |
| Income before extraordinary items | $467,000 | 7,600 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $467,000 | 7,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 5,008 |
| Cash dividends | $238,000 | 4,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $471,200 | 7,214 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.