Home > Westminster Union Bank > Assets and Liabilities
Westminster Union Bank, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 152 | 1,132 |
| Assets and Liabilities | ||
| Total Assets: | $929,640,000 | 714 |
| Cash and due from depository institutions | $32,369,000 | 1,132 |
| Interest-bearing balances | $16,990,000 | 375 |
| Securities | $122,163,000 | 975 |
| Federal funds sold & reverse repurchase agreements | $176,789,000 | 133 |
| Net loans & leases | $501,646,000 | 929 |
| Loan loss allowance | $5,720,000 | 919 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,198,000 | 2,022 |
| Other real estate owned | $0 | 1,132 |
| Goodwill and other intangibles | $73,057,000 | 209 |
| All other assets | $17,418,000 | 1,097 |
| Life insurance assets | $4,500,000 | 1,294 |
| Total liabilities and capital | $929,640,000 | 714 |
| Total liabilities | $783,163,000 | 761 |
| Total deposits | $722,037,000 | 712 |
| Interest-bearing deposits | $592,641,000 | 759 |
| Deposits held in domestic offices | $722,037,000 | 710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,013,000 | 812 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,000,000 | 2,483 |
| Subordinated debt | $24,700,000 | 115 |
| All other liabilities | $5,413,000 | 1,078 |
| Total equity capital | $146,477,000 | 489 |
| Total bank equity capital | $146,477,000 | 489 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $700,000 | 3,577 |
| Surplus | $99,075,000 | 375 |
| Undivided profits | $46,702,000 | 792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $607,000 | 3,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,411,000 | 1,730 |
| Earning assets | $817,588,000 | 748 |
| Long-term assets (5+ years) | $319,885,000 | 379 |
| Average Assets, year-to-date | $917,590,000 | 712 |
| Average Assets, quarterly | $923,497,500 | 713 |
| Volatile liabilities | $103,193,000 | 1,358 |
| Insider loans | $5,839,000 | 1,254 |
| FHLB advances | $10,000,000 | 2,360 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $174,033,000 | 687 |
| Tier 1 (core) risk-based capital | $76,484,000 | 821 |
| Tier 2 risk-based capital | $30,830,000 | 233 |
| Total risk weighted assets | $558,441,000 | 889 |
| Total unused commitments | $174,033,000 | 687 |
| Derivatives | $18,000 | 1,058 |
| 2007-03-31 | Rank | |
| # of Employees: | 156 | 1,090 |
| Assets and Liabilities | ||
| Total Assets: | $917,355,000 | 712 |
| Cash and due from depository institutions | $39,734,000 | 1,090 |
| Interest-bearing balances | $22,121,000 | 299 |
| Securities | $97,533,000 | 1,241 |
| Federal funds sold & reverse repurchase agreements | $178,271,000 | 137 |
| Net loans & leases | $506,540,000 | 901 |
| Loan loss allowance | $5,662,000 | 916 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,279,000 | 1,964 |
| Other real estate owned | $0 | 1,090 |
| Goodwill and other intangibles | $73,057,000 | 202 |
| All other assets | $15,941,000 | 1,142 |
| Life insurance assets | $4,467,000 | 1,282 |
| Total liabilities and capital | $917,355,000 | 712 |
| Total liabilities | $773,194,000 | 765 |
| Total deposits | $711,384,000 | 709 |
| Interest-bearing deposits | $584,261,000 | 755 |
| Deposits held in domestic offices | $711,384,000 | 707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,018,000 | 746 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,000,000 | 2,406 |
| Subordinated debt | $24,700,000 | 112 |
| All other liabilities | $5,092,000 | 1,133 |
| Total equity capital | $144,161,000 | 492 |
| Total bank equity capital | $144,161,000 | 492 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $700,000 | 3,575 |
| Surplus | $99,075,000 | 361 |
| Undivided profits | $44,386,000 | 846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $288,000 | 4,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,369,000 | 1,682 |
| Earning assets | $804,465,000 | 749 |
| Long-term assets (5+ years) | $330,088,000 | 356 |
| Average Assets, year-to-date | $911,565,000 | 712 |
| Average Assets, quarterly | $911,565,000 | 712 |
| Volatile liabilities | $88,845,000 | 1,529 |
| Insider loans | $5,423,000 | 1,329 |
| FHLB advances | $10,000,000 | 2,286 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $177,397,000 | 683 |
| Tier 1 (core) risk-based capital | $73,134,000 | 833 |
| Tier 2 risk-based capital | $30,807,000 | 230 |
| Total risk weighted assets | $545,245,000 | 887 |
| Total unused commitments | $177,397,000 | 683 |
| Derivatives | $141,000 | 1,032 |
| 2006-12-31 | Rank | |
| # of Employees: | 156 | 1,091 |
| Assets and Liabilities | ||
| Total Assets: | $905,775,000 | 717 |
| Cash and due from depository institutions | $47,557,000 | 1,091 |
| Interest-bearing balances | $31,395,000 | 193 |
| Securities | $218,521,000 | 579 |
| Federal funds sold & reverse repurchase agreements | $23,703,000 | 668 |
| Net loans & leases | $519,910,000 | 853 |
| Loan loss allowance | $5,485,000 | 930 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,383,000 | 1,903 |
| Other real estate owned | $0 | 1,091 |
| Goodwill and other intangibles | $73,243,000 | 194 |
| All other assets | $16,458,000 | 1,114 |
| Life insurance assets | $4,443,000 | 1,268 |
| Total liabilities and capital | $905,775,000 | 717 |
| Total liabilities | $762,355,000 | 769 |
| Total deposits | $697,338,000 | 720 |
| Interest-bearing deposits | $567,240,000 | 761 |
| Deposits held in domestic offices | $697,338,000 | 718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,344,000 | 699 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,503 |
| Subordinated debt | $24,700,000 | 110 |
| All other liabilities | $3,973,000 | 1,392 |
| Total equity capital | $143,420,000 | 477 |
| Total bank equity capital | $143,420,000 | 477 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $700,000 | 3,578 |
| Surplus | $99,075,000 | 348 |
| Undivided profits | $43,645,000 | 841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 6,931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,298,000 | 1,206 |
| Earning assets | $793,529,000 | 752 |
| Long-term assets (5+ years) | $354,461,000 | 333 |
| Average Assets, year-to-date | $895,099,600 | 690 |
| Average Assets, quarterly | $900,228,500 | 711 |
| Volatile liabilities | $89,863,000 | 1,647 |
| Insider loans | $16,285,000 | 374 |
| FHLB advances | $10,000,000 | 2,386 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $177,262,000 | 663 |
| Tier 1 (core) risk-based capital | $72,444,000 | 832 |
| Tier 2 risk-based capital | $30,590,000 | 228 |
| Total risk weighted assets | $526,022,000 | 888 |
| Total unused commitments | $177,262,000 | 663 |
| Derivatives | $142,000 | 986 |
| 2006-09-30 | Rank | |
| # of Employees: | 163 | 1,055 |
| Assets and Liabilities | ||
| Total Assets: | $894,682,000 | 723 |
| Cash and due from depository institutions | $47,688,000 | 1,055 |
| Interest-bearing balances | $32,949,000 | 156 |
| Securities | $224,888,000 | 577 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $525,011,000 | 850 |
| Loan loss allowance | $5,417,000 | 945 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,499,000 | 1,832 |
| Other real estate owned | $0 | 1,055 |
| Goodwill and other intangibles | $74,521,000 | 197 |
| All other assets | $16,075,000 | 1,148 |
| Life insurance assets | $4,308,000 | 1,271 |
| Total liabilities and capital | $894,682,000 | 723 |
| Total liabilities | $752,279,000 | 768 |
| Total deposits | $683,833,000 | 727 |
| Interest-bearing deposits | $557,362,000 | 770 |
| Deposits held in domestic offices | $683,833,000 | 725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,811,000 | 644 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,638 |
| Subordinated debt | $24,700,000 | 113 |
| All other liabilities | $3,935,000 | 1,373 |
| Total equity capital | $142,403,000 | 489 |
| Total bank equity capital | $142,403,000 | 489 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $700,000 | 3,600 |
| Surplus | $99,075,000 | 353 |
| Undivided profits | $42,628,000 | 854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 6,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,049 |
| Income earned, not collected on loans | $3,363,000 | 1,168 |
| Earning assets | $782,848,000 | 757 |
| Long-term assets (5+ years) | $348,760,000 | 339 |
| Average Assets, year-to-date | $892,430,750 | 703 |
| Average Assets, quarterly | $894,491,000 | 714 |
| Volatile liabilities | $88,083,000 | 1,669 |
| Insider loans | $14,356,000 | 447 |
| FHLB advances | $10,000,000 | 2,507 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $171,458,000 | 709 |
| Tier 1 (core) risk-based capital | $70,671,000 | 859 |
| Tier 2 risk-based capital | $30,522,000 | 230 |
| Total risk weighted assets | $524,157,000 | 887 |
| Total unused commitments | $171,458,000 | 709 |
| Derivatives | $146,000 | 998 |
| 2006-06-30 | Rank | |
| # of Employees: | 169 | 1,010 |
| Assets and Liabilities | ||
| Total Assets: | $894,300,000 | 715 |
| Cash and due from depository institutions | $42,122,000 | 1,010 |
| Interest-bearing balances | $26,046,000 | 184 |
| Securities | $230,979,000 | 570 |
| Federal funds sold & reverse repurchase agreements | $16,988,000 | 718 |
| Net loans & leases | $506,439,000 | 867 |
| Loan loss allowance | $5,442,000 | 927 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,598,000 | 1,744 |
| Other real estate owned | $0 | 1,010 |
| Goodwill and other intangibles | $74,799,000 | 199 |
| All other assets | $16,375,000 | 1,115 |
| Life insurance assets | $4,268,000 | 1,255 |
| Total liabilities and capital | $894,300,000 | 715 |
| Total liabilities | $754,290,000 | 763 |
| Total deposits | $689,093,000 | 706 |
| Interest-bearing deposits | $557,905,000 | 756 |
| Deposits held in domestic offices | $689,093,000 | 704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,815,000 | 694 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,000,000 | 2,644 |
| Subordinated debt | $24,700,000 | 113 |
| All other liabilities | $3,682,000 | 1,333 |
| Total equity capital | $140,010,000 | 487 |
| Total bank equity capital | $140,010,000 | 487 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $700,000 | 3,600 |
| Surplus | $99,075,000 | 356 |
| Undivided profits | $40,235,000 | 868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $221,000 | 5,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,047 |
| Income earned, not collected on loans | $3,010,000 | 1,175 |
| Earning assets | $780,452,000 | 746 |
| Long-term assets (5+ years) | $338,179,000 | 346 |
| Average Assets, year-to-date | $891,680,330 | 701 |
| Average Assets, quarterly | $894,413,500 | 705 |
| Volatile liabilities | $78,667,000 | 1,809 |
| Insider loans | $14,358,000 | 437 |
| FHLB advances | $10,000,000 | 2,510 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $166,628,000 | 709 |
| Tier 1 (core) risk-based capital | $69,578,000 | 852 |
| Tier 2 risk-based capital | $30,470,000 | 232 |
| Total risk weighted assets | $520,477,000 | 892 |
| Total unused commitments | $166,628,000 | 709 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 167 | 1,004 |
| Assets and Liabilities | ||
| Total Assets: | $894,527,000 | 697 |
| Cash and due from depository institutions | $41,677,000 | 1,004 |
| Interest-bearing balances | $25,378,000 | 226 |
| Securities | $234,229,000 | 571 |
| Federal funds sold & reverse repurchase agreements | $22,704,000 | 617 |
| Net loans & leases | $498,082,000 | 862 |
| Loan loss allowance | $6,368,000 | 792 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,572,000 | 1,730 |
| Other real estate owned | $0 | 1,004 |
| Goodwill and other intangibles | $75,078,000 | 192 |
| All other assets | $16,185,000 | 1,096 |
| Life insurance assets | $4,224,000 | 1,233 |
| Total liabilities and capital | $894,527,000 | 697 |
| Total liabilities | $755,595,000 | 746 |
| Total deposits | $690,867,000 | 695 |
| Interest-bearing deposits | $553,077,000 | 750 |
| Deposits held in domestic offices | $690,867,000 | 694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,197,000 | 681 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,571 |
| Subordinated debt | $24,700,000 | 115 |
| All other liabilities | $4,831,000 | 1,071 |
| Total equity capital | $138,932,000 | 481 |
| Total bank equity capital | $138,932,000 | 481 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $700,000 | 3,589 |
| Surplus | $99,074,000 | 343 |
| Undivided profits | $39,158,000 | 888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 5,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,169,000 | 1,054 |
| Earning assets | $780,393,000 | 740 |
| Long-term assets (5+ years) | $320,831,000 | 352 |
| Average Assets, year-to-date | $890,370,500 | 695 |
| Average Assets, quarterly | $890,370,500 | 695 |
| Volatile liabilities | $75,984,000 | 1,774 |
| Insider loans | $14,444,000 | 421 |
| FHLB advances | $10,000,000 | 2,454 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $173,826,000 | 686 |
| Tier 1 (core) risk-based capital | $67,911,000 | 858 |
| Tier 2 risk-based capital | $31,113,000 | 226 |
| Total risk weighted assets | $512,659,000 | 880 |
| Total unused commitments | $173,826,000 | 686 |
| Derivatives | $87,000 | 968 |
| 2005-12-31 | Rank | |
| # of Employees: | 167 | 995 |
| Assets and Liabilities | ||
| Total Assets: | $886,214,000 | 694 |
| Cash and due from depository institutions | $21,820,000 | 995 |
| Interest-bearing balances | $1,775,000 | 2,044 |
| Securities | $249,209,000 | 540 |
| Federal funds sold & reverse repurchase agreements | $18,314,000 | 716 |
| Net loans & leases | $500,042,000 | 846 |
| Loan loss allowance | $6,803,000 | 721 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,786,000 | 1,928 |
| Other real estate owned | $0 | 995 |
| Goodwill and other intangibles | $75,356,000 | 188 |
| All other assets | $15,687,000 | 1,105 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $886,214,000 | 694 |
| Total liabilities | $747,435,000 | 744 |
| Total deposits | $678,215,000 | 690 |
| Interest-bearing deposits | $544,542,000 | 744 |
| Deposits held in domestic offices | $678,215,000 | 688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,908,000 | 615 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $24,700,000 | 116 |
| All other liabilities | $3,612,000 | 1,337 |
| Total equity capital | $138,779,000 | 479 |
| Total bank equity capital | $138,779,000 | 479 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $700,000 | 3,604 |
| Surplus | $99,067,000 | 336 |
| Undivided profits | $39,012,000 | 882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,966,000 | 1,121 |
| Earning assets | $769,340,000 | 736 |
| Long-term assets (5+ years) | $310,858,000 | 360 |
| Average Assets, year-to-date | $881,850,400 | 676 |
| Average Assets, quarterly | $879,696,000 | 691 |
| Volatile liabilities | $78,531,000 | 1,685 |
| Insider loans | $14,537,000 | 397 |
| FHLB advances | $10,000,000 | 2,516 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $154,086,000 | 725 |
| Tier 1 (core) risk-based capital | $66,961,000 | 850 |
| Tier 2 risk-based capital | $31,092,000 | 223 |
| Total risk weighted assets | $509,424,000 | 872 |
| Total unused commitments | $154,086,000 | 725 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 173 | 943 |
| Assets and Liabilities | ||
| Total Assets: | $873,178,000 | 689 |
| Cash and due from depository institutions | $18,729,000 | 943 |
| Interest-bearing balances | $3,246,000 | 1,483 |
| Securities | $250,076,000 | 538 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $508,108,000 | 806 |
| Loan loss allowance | $6,918,000 | 705 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,333,000 | 2,062 |
| Other real estate owned | $0 | 943 |
| Goodwill and other intangibles | $75,635,000 | 182 |
| All other assets | $15,297,000 | 1,114 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $873,178,000 | 689 |
| Total liabilities | $735,059,000 | 739 |
| Total deposits | $663,652,000 | 692 |
| Interest-bearing deposits | $529,556,000 | 741 |
| Deposits held in domestic offices | $663,652,000 | 690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,469,000 | 580 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,000,000 | 2,673 |
| Subordinated debt | $24,700,000 | 113 |
| All other liabilities | $3,238,000 | 1,405 |
| Total equity capital | $138,119,000 | 466 |
| Total bank equity capital | $138,119,000 | 466 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $700,000 | 3,591 |
| Surplus | $99,027,000 | 326 |
| Undivided profits | $38,392,000 | 893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 4,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,031,000 | 1,024 |
| Earning assets | $761,430,000 | 733 |
| Long-term assets (5+ years) | $279,492,000 | 382 |
| Average Assets, year-to-date | $880,759,500 | 669 |
| Average Assets, quarterly | $880,902,000 | 681 |
| Volatile liabilities | $78,896,000 | 1,625 |
| Insider loans | $8,524,000 | 734 |
| FHLB advances | $10,000,000 | 2,512 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $140,308,000 | 767 |
| Tier 1 (core) risk-based capital | $65,601,000 | 840 |
| Tier 2 risk-based capital | $31,105,000 | 224 |
| Total risk weighted assets | $509,853,000 | 850 |
| Total unused commitments | $140,308,000 | 769 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 185 | 868 |
| Assets and Liabilities | ||
| Total Assets: | $888,626,000 | 676 |
| Cash and due from depository institutions | $21,769,000 | 868 |
| Interest-bearing balances | $5,440,000 | 984 |
| Securities | $254,772,000 | 528 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $519,401,000 | 778 |
| Loan loss allowance | $7,008,000 | 685 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,183,000 | 2,094 |
| Other real estate owned | $0 | 868 |
| Goodwill and other intangibles | $75,914,000 | 180 |
| All other assets | $11,587,000 | 1,385 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $888,626,000 | 676 |
| Total liabilities | $750,710,000 | 702 |
| Total deposits | $676,681,000 | 663 |
| Interest-bearing deposits | $543,545,000 | 710 |
| Deposits held in domestic offices | $676,681,000 | 661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,433,000 | 539 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,628 |
| Subordinated debt | $24,700,000 | 111 |
| All other liabilities | $2,896,000 | 1,465 |
| Total equity capital | $137,916,000 | 449 |
| Total bank equity capital | $137,916,000 | 449 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $700,000 | 3,578 |
| Surplus | $99,027,000 | 318 |
| Undivided profits | $38,189,000 | 891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 6,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,098,000 | 919 |
| Earning assets | $779,613,000 | 692 |
| Long-term assets (5+ years) | $279,386,000 | 392 |
| Average Assets, year-to-date | $883,286,670 | 665 |
| Average Assets, quarterly | $881,939,500 | 672 |
| Volatile liabilities | $80,338,000 | 1,538 |
| Insider loans | $8,295,000 | 731 |
| FHLB advances | $10,000,000 | 2,493 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $134,121,000 | 774 |
| Tier 1 (core) risk-based capital | $64,061,000 | 842 |
| Tier 2 risk-based capital | $31,199,000 | 217 |
| Total risk weighted assets | $515,677,000 | 820 |
| Total unused commitments | $134,121,000 | 774 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 183 | 870 |
| Assets and Liabilities | ||
| Total Assets: | $875,253,000 | 679 |
| Cash and due from depository institutions | $17,693,000 | 870 |
| Interest-bearing balances | $3,075,000 | 1,538 |
| Securities | $266,263,000 | 513 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $498,423,000 | 781 |
| Loan loss allowance | $7,651,000 | 621 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,095,000 | 2,094 |
| Other real estate owned | $0 | 870 |
| Goodwill and other intangibles | $76,192,000 | 178 |
| All other assets | $11,587,000 | 1,373 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $875,253,000 | 679 |
| Total liabilities | $739,980,000 | 702 |
| Total deposits | $677,282,000 | 648 |
| Interest-bearing deposits | $548,774,000 | 702 |
| Deposits held in domestic offices | $677,282,000 | 646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,973,000 | 672 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,562 |
| Subordinated debt | $24,700,000 | 112 |
| All other liabilities | $4,025,000 | 1,106 |
| Total equity capital | $135,273,000 | 444 |
| Total bank equity capital | $135,273,000 | 444 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $700,000 | 3,588 |
| Surplus | $99,027,000 | 313 |
| Undivided profits | $35,546,000 | 928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $178,000 | 5,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,331,000 | 808 |
| Earning assets | $767,761,000 | 697 |
| Long-term assets (5+ years) | $266,523,000 | 413 |
| Average Assets, year-to-date | $880,617,000 | 673 |
| Average Assets, quarterly | $880,617,000 | 673 |
| Volatile liabilities | $64,505,000 | 1,771 |
| Insider loans | $6,458,000 | 944 |
| FHLB advances | $10,000,000 | 2,434 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $144,683,000 | 719 |
| Tier 1 (core) risk-based capital | $62,636,000 | 848 |
| Tier 2 risk-based capital | $31,080,000 | 219 |
| Total risk weighted assets | $506,855,000 | 813 |
| Total unused commitments | $144,683,000 | 720 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 190 | 834 |
| Assets and Liabilities | ||
| Total Assets: | $885,981,000 | 676 |
| Cash and due from depository institutions | $16,079,000 | 834 |
| Interest-bearing balances | $2,904,000 | 1,622 |
| Securities | $285,414,000 | 493 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $491,619,000 | 788 |
| Loan loss allowance | $7,622,000 | 630 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,002,000 | 1,732 |
| Other real estate owned | $0 | 834 |
| Goodwill and other intangibles | $76,471,000 | 176 |
| All other assets | $10,396,000 | 1,485 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $885,981,000 | 676 |
| Total liabilities | $752,438,000 | 702 |
| Total deposits | $683,924,000 | 635 |
| Interest-bearing deposits | $551,060,000 | 690 |
| Deposits held in domestic offices | $683,924,000 | 634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,796,000 | 594 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,000,000 | 2,576 |
| Subordinated debt | $24,700,000 | 117 |
| All other liabilities | $3,018,000 | 1,374 |
| Total equity capital | $133,543,000 | 453 |
| Total bank equity capital | $133,543,000 | 453 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $700,000 | 3,590 |
| Surplus | $97,939,000 | 322 |
| Undivided profits | $34,904,000 | 952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $353,000 | 4,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,291,000 | 805 |
| Earning assets | $779,937,000 | 690 |
| Long-term assets (5+ years) | $257,696,000 | 436 |
| Average Assets, year-to-date | $871,249,800 | 657 |
| Average Assets, quarterly | $881,235,500 | 669 |
| Volatile liabilities | $76,193,000 | 1,517 |
| Insider loans | $7,895,000 | 730 |
| FHLB advances | $10,000,000 | 2,428 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $140,787,000 | 716 |
| Tier 1 (core) risk-based capital | $58,596,000 | 910 |
| Tier 2 risk-based capital | $31,081,000 | 225 |
| Total risk weighted assets | $505,819,000 | 814 |
| Total unused commitments | $140,787,000 | 716 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 195 | 812 |
| Assets and Liabilities | ||
| Total Assets: | $876,490,000 | 675 |
| Cash and due from depository institutions | $18,289,000 | 812 |
| Interest-bearing balances | $2,050,000 | 2,087 |
| Securities | $271,727,000 | 513 |
| Federal funds sold & reverse repurchase agreements | $1,556,000 | 3,990 |
| Net loans & leases | $490,007,000 | 774 |
| Loan loss allowance | $7,626,000 | 638 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,407,000 | 1,589 |
| Other real estate owned | $239,000 | 812 |
| Goodwill and other intangibles | $76,749,000 | 177 |
| All other assets | $11,516,000 | 1,322 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $876,490,000 | 675 |
| Total liabilities | $745,356,000 | 703 |
| Total deposits | $673,536,000 | 641 |
| Interest-bearing deposits | $543,859,000 | 696 |
| Deposits held in domestic offices | $673,536,000 | 636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,137,000 | 549 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,000,000 | 2,560 |
| Subordinated debt | $24,700,000 | 121 |
| All other liabilities | $2,983,000 | 1,397 |
| Total equity capital | $131,134,000 | 456 |
| Total bank equity capital | $131,134,000 | 456 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $700,000 | 3,604 |
| Surplus | $97,895,000 | 325 |
| Undivided profits | $32,539,000 | 1,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $367,000 | 4,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,635,000 | 729 |
| Earning assets | $765,340,000 | 697 |
| Long-term assets (5+ years) | $241,017,000 | 473 |
| Average Assets, year-to-date | $867,567,000 | 655 |
| Average Assets, quarterly | $869,157,000 | 679 |
| Volatile liabilities | $79,252,000 | 1,429 |
| Insider loans | $7,531,000 | 755 |
| FHLB advances | $10,000,000 | 2,424 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $132,854,000 | 739 |
| Tier 1 (core) risk-based capital | $56,539,000 | 928 |
| Tier 2 risk-based capital | $31,016,000 | 231 |
| Total risk weighted assets | $501,731,000 | 797 |
| Total unused commitments | $132,854,000 | 741 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 193 | 823 |
| Assets and Liabilities | ||
| Total Assets: | $861,824,000 | 682 |
| Cash and due from depository institutions | $26,729,000 | 823 |
| Interest-bearing balances | $10,352,000 | 594 |
| Securities | $268,046,000 | 528 |
| Federal funds sold & reverse repurchase agreements | $11,819,000 | 914 |
| Net loans & leases | $492,543,000 | 745 |
| Loan loss allowance | $7,641,000 | 628 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,873,000 | 1,436 |
| Other real estate owned | $239,000 | 823 |
| Goodwill and other intangibles | $43,997,000 | 222 |
| All other assets | $11,578,000 | 1,306 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $861,824,000 | 682 |
| Total liabilities | $768,522,000 | 683 |
| Total deposits | $693,442,000 | 611 |
| Interest-bearing deposits | $563,401,000 | 666 |
| Deposits held in domestic offices | $693,442,000 | 608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,927,000 | 593 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,500,000 | 1,852 |
| Subordinated debt | $24,700,000 | 120 |
| All other liabilities | $2,953,000 | 1,310 |
| Total equity capital | $93,302,000 | 598 |
| Total bank equity capital | $93,302,000 | 598 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $700,000 | 3,623 |
| Surplus | $64,864,000 | 420 |
| Undivided profits | $27,738,000 | 1,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $424,000 | 4,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,398,000 | 752 |
| Earning assets | $782,760,000 | 681 |
| Long-term assets (5+ years) | $274,681,000 | 436 |
| Average Assets, year-to-date | $864,592,670 | 660 |
| Average Assets, quarterly | $865,608,000 | 667 |
| Volatile liabilities | $84,144,000 | 1,331 |
| Insider loans | $9,151,000 | 592 |
| FHLB advances | $17,500,000 | 1,739 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $127,848,000 | 749 |
| Tier 1 (core) risk-based capital | $52,223,000 | 986 |
| Tier 2 risk-based capital | $31,099,000 | 226 |
| Total risk weighted assets | $508,750,000 | 770 |
| Total unused commitments | $127,848,000 | 750 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 202 | 790 |
| Assets and Liabilities | ||
| Total Assets: | $869,392,000 | 663 |
| Cash and due from depository institutions | $25,492,000 | 790 |
| Interest-bearing balances | $9,870,000 | 752 |
| Securities | $246,985,000 | 570 |
| Federal funds sold & reverse repurchase agreements | $32,921,000 | 415 |
| Net loans & leases | $501,198,000 | 725 |
| Loan loss allowance | $7,647,000 | 623 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,972,000 | 1,389 |
| Other real estate owned | $0 | 790 |
| Goodwill and other intangibles | $44,276,000 | 210 |
| All other assets | $11,548,000 | 1,250 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $869,392,000 | 663 |
| Total liabilities | $775,076,000 | 672 |
| Total deposits | $687,222,000 | 620 |
| Interest-bearing deposits | $563,426,000 | 662 |
| Deposits held in domestic offices | $687,222,000 | 617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,408,000 | 485 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $17,500,000 | 1,757 |
| Subordinated debt | $24,700,000 | 121 |
| All other liabilities | $5,246,000 | 915 |
| Total equity capital | $94,316,000 | 601 |
| Total bank equity capital | $94,316,000 | 601 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $700,000 | 3,629 |
| Surplus | $64,864,000 | 410 |
| Undivided profits | $28,752,000 | 1,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $650,000 | 3,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,634,000 | 690 |
| Earning assets | $790,974,000 | 679 |
| Long-term assets (5+ years) | $273,340,000 | 415 |
| Average Assets, year-to-date | $865,977,000 | 656 |
| Average Assets, quarterly | $865,977,000 | 656 |
| Volatile liabilities | $96,845,000 | 1,114 |
| Insider loans | $7,495,000 | 733 |
| FHLB advances | $17,500,000 | 1,653 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $122,276,000 | 754 |
| Tier 1 (core) risk-based capital | $47,913,000 | 1,065 |
| Tier 2 risk-based capital | $30,487,000 | 223 |
| Total risk weighted assets | $519,140,000 | 743 |
| Total unused commitments | $122,276,000 | 754 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 197 | 813 |
| Assets and Liabilities | ||
| Total Assets: | $862,562,000 | 667 |
| Cash and due from depository institutions | $22,936,000 | 813 |
| Interest-bearing balances | $8,221,000 | 783 |
| Securities | $196,799,000 | 697 |
| Federal funds sold & reverse repurchase agreements | $73,179,000 | 187 |
| Net loans & leases | $508,525,000 | 708 |
| Loan loss allowance | $7,651,000 | 624 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,970,000 | 1,382 |
| Other real estate owned | $0 | 813 |
| Goodwill and other intangibles | $44,617,000 | 209 |
| All other assets | $9,536,000 | 1,513 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $862,562,000 | 667 |
| Total liabilities | $770,280,000 | 668 |
| Total deposits | $696,727,000 | 612 |
| Interest-bearing deposits | $565,639,000 | 658 |
| Deposits held in domestic offices | $696,727,000 | 610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,467,000 | 625 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,500,000 | 1,773 |
| Subordinated debt | $24,700,000 | 124 |
| All other liabilities | $3,886,000 | 1,125 |
| Total equity capital | $92,282,000 | 604 |
| Total bank equity capital | $92,282,000 | 604 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $700,000 | 3,656 |
| Surplus | $64,864,000 | 413 |
| Undivided profits | $26,718,000 | 1,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $221,000 | 5,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,167,000 | 821 |
| Earning assets | $786,724,000 | 668 |
| Long-term assets (5+ years) | $256,000,000 | 450 |
| Average Assets, year-to-date | $662,867,400 | 819 |
| Average Assets, quarterly | $746,852,000 | 753 |
| Volatile liabilities | $84,763,000 | 1,267 |
| Insider loans | $7,874,000 | 662 |
| FHLB advances | $17,500,000 | 1,662 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $122,059,000 | 727 |
| Tier 1 (core) risk-based capital | $48,999,000 | 1,039 |
| Tier 2 risk-based capital | $31,015,000 | 222 |
| Total risk weighted assets | $518,283,000 | 738 |
| Total unused commitments | $122,059,000 | 727 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 167 | 992 |
| Assets and Liabilities | ||
| Total Assets: | $631,142,000 | 897 |
| Cash and due from depository institutions | $21,364,000 | 992 |
| Interest-bearing balances | $8,217,000 | 905 |
| Securities | $212,075,000 | 654 |
| Federal funds sold & reverse repurchase agreements | $22,520,000 | 642 |
| Net loans & leases | $320,292,000 | 1,107 |
| Loan loss allowance | $7,705,000 | 636 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,148,000 | 1,911 |
| Other real estate owned | $0 | 992 |
| Goodwill and other intangibles | $40,938,000 | 226 |
| All other assets | $8,805,000 | 1,614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $631,142,000 | 897 |
| Total liabilities | $538,851,000 | 935 |
| Total deposits | $460,543,000 | 945 |
| Interest-bearing deposits | $361,975,000 | 1,015 |
| Deposits held in domestic offices | $460,543,000 | 941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,875,000 | 562 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,500,000 | 1,722 |
| Subordinated debt | $24,700,000 | 124 |
| All other liabilities | $3,233,000 | 1,353 |
| Total equity capital | $92,291,000 | 621 |
| Total bank equity capital | $92,291,000 | 621 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $700,000 | 3,680 |
| Surplus | $64,864,000 | 421 |
| Undivided profits | $26,727,000 | 1,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,134,000 | 861 |
| Earning assets | $563,104,000 | 917 |
| Long-term assets (5+ years) | $186,602,000 | 601 |
| Average Assets, year-to-date | $612,943,750 | 901 |
| Average Assets, quarterly | $623,220,500 | 903 |
| Volatile liabilities | $62,536,000 | 1,586 |
| Insider loans | $5,304,000 | 1,012 |
| FHLB advances | $17,500,000 | 1,605 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $95,224,000 | 888 |
| Tier 1 (core) risk-based capital | $49,300,000 | 1,039 |
| Tier 2 risk-based capital | $29,119,000 | 231 |
| Total risk weighted assets | $351,528,000 | 1,070 |
| Total unused commitments | $95,224,000 | 890 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 179 | 929 |
| Assets and Liabilities | ||
| Total Assets: | $615,299,000 | 907 |
| Cash and due from depository institutions | $32,857,000 | 929 |
| Interest-bearing balances | $17,505,000 | 487 |
| Securities | $191,189,000 | 697 |
| Federal funds sold & reverse repurchase agreements | $19,696,000 | 783 |
| Net loans & leases | $317,009,000 | 1,116 |
| Loan loss allowance | $7,737,000 | 625 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,247,000 | 1,836 |
| Other real estate owned | $0 | 929 |
| Goodwill and other intangibles | $41,109,000 | 211 |
| All other assets | $8,192,000 | 1,648 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $615,299,000 | 907 |
| Total liabilities | $513,202,000 | 974 |
| Total deposits | $466,395,000 | 915 |
| Interest-bearing deposits | $367,960,000 | 994 |
| Deposits held in domestic offices | $466,395,000 | 911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,630,000 | 613 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $17,500,000 | 1,703 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,677,000 | 1,264 |
| Total equity capital | $102,097,000 | 560 |
| Total bank equity capital | $102,097,000 | 560 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $700,000 | 3,681 |
| Surplus | $64,864,000 | 409 |
| Undivided profits | $36,533,000 | 889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 6,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,153,000 | 845 |
| Earning assets | $545,399,000 | 934 |
| Long-term assets (5+ years) | $174,836,000 | 604 |
| Average Assets, year-to-date | $606,877,670 | 901 |
| Average Assets, quarterly | $616,179,000 | 902 |
| Volatile liabilities | $47,790,000 | 1,954 |
| Insider loans | $5,420,000 | 960 |
| FHLB advances | $17,500,000 | 1,581 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $85,730,000 | 959 |
| Tier 1 (core) risk-based capital | $58,111,000 | 861 |
| Tier 2 risk-based capital | $4,376,000 | 981 |
| Total risk weighted assets | $343,862,000 | 1,080 |
| Total unused commitments | $85,730,000 | 964 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 175 | 936 |
| Assets and Liabilities | ||
| Total Assets: | $617,059,000 | 892 |
| Cash and due from depository institutions | $32,316,000 | 936 |
| Interest-bearing balances | $17,134,000 | 488 |
| Securities | $195,138,000 | 686 |
| Federal funds sold & reverse repurchase agreements | $27,251,000 | 590 |
| Net loans & leases | $307,105,000 | 1,121 |
| Loan loss allowance | $7,721,000 | 627 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,663,000 | 1,667 |
| Other real estate owned | $0 | 936 |
| Goodwill and other intangibles | $41,280,000 | 202 |
| All other assets | $8,306,000 | 1,577 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $617,059,000 | 892 |
| Total liabilities | $515,188,000 | 956 |
| Total deposits | $462,169,000 | 912 |
| Interest-bearing deposits | $367,591,000 | 998 |
| Deposits held in domestic offices | $462,169,000 | 910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,595,000 | 548 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $17,500,000 | 1,642 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,924,000 | 1,039 |
| Total equity capital | $101,871,000 | 547 |
| Total bank equity capital | $101,871,000 | 547 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $700,000 | 3,695 |
| Surplus | $64,864,000 | 405 |
| Undivided profits | $36,307,000 | 856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 6,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,359,000 | 793 |
| Earning assets | $546,628,000 | 918 |
| Long-term assets (5+ years) | $164,213,000 | 629 |
| Average Assets, year-to-date | $602,667,000 | 897 |
| Average Assets, quarterly | $602,667,000 | 897 |
| Volatile liabilities | $52,473,000 | 1,766 |
| Insider loans | $5,753,000 | 904 |
| FHLB advances | $17,500,000 | 1,533 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $87,596,000 | 906 |
| Tier 1 (core) risk-based capital | $57,204,000 | 862 |
| Tier 2 risk-based capital | $4,287,000 | 983 |
| Total risk weighted assets | $336,963,000 | 1,081 |
| Total unused commitments | $87,596,000 | 912 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 170 | 954 |
| Assets and Liabilities | ||
| Total Assets: | $588,275,000 | 923 |
| Cash and due from depository institutions | $30,154,000 | 954 |
| Interest-bearing balances | $17,114,000 | 439 |
| Securities | $187,691,000 | 685 |
| Federal funds sold & reverse repurchase agreements | $5,525,000 | 2,558 |
| Net loans & leases | $308,939,000 | 1,104 |
| Loan loss allowance | $7,757,000 | 606 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,854,000 | 1,589 |
| Other real estate owned | $0 | 954 |
| Goodwill and other intangibles | $41,451,000 | 196 |
| All other assets | $8,661,000 | 1,488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $588,275,000 | 923 |
| Total liabilities | $486,678,000 | 997 |
| Total deposits | $448,817,000 | 926 |
| Interest-bearing deposits | $358,097,000 | 992 |
| Deposits held in domestic offices | $448,817,000 | 923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,620,000 | 818 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $17,500,000 | 1,662 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,741,000 | 1,031 |
| Total equity capital | $101,597,000 | 537 |
| Total bank equity capital | $101,597,000 | 537 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $700,000 | 3,694 |
| Surplus | $64,864,000 | 401 |
| Undivided profits | $36,033,000 | 838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 6,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,484,000 | 794 |
| Earning assets | $519,269,000 | 944 |
| Long-term assets (5+ years) | $154,120,000 | 646 |
| Average Assets, year-to-date | $592,585,200 | 859 |
| Average Assets, quarterly | $599,861,500 | 888 |
| Volatile liabilities | $37,175,000 | 2,359 |
| Insider loans | $5,785,000 | 872 |
| FHLB advances | $17,500,000 | 1,538 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $86,940,000 | 882 |
| Tier 1 (core) risk-based capital | $56,375,000 | 856 |
| Tier 2 risk-based capital | $4,175,000 | 990 |
| Total risk weighted assets | $328,160,000 | 1,091 |
| Total unused commitments | $86,940,000 | 882 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 178 | 915 |
| Assets and Liabilities | ||
| Total Assets: | $582,320,000 | 877 |
| Cash and due from depository institutions | $31,864,000 | 915 |
| Interest-bearing balances | $17,052,000 | 408 |
| Securities | $160,581,000 | 716 |
| Federal funds sold & reverse repurchase agreements | $27,230,000 | 518 |
| Net loans & leases | $305,443,000 | 1,086 |
| Loan loss allowance | $7,735,000 | 585 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,359,000 | 1,392 |
| Other real estate owned | $99,000 | 915 |
| Goodwill and other intangibles | $42,119,000 | 183 |
| All other assets | $8,625,000 | 1,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $582,320,000 | 877 |
| Total liabilities | $485,499,000 | 950 |
| Total deposits | $439,401,000 | 895 |
| Interest-bearing deposits | $349,536,000 | 981 |
| Deposits held in domestic offices | $439,401,000 | 894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,985,000 | 676 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,500,000 | 1,522 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,613,000 | 1,046 |
| Total equity capital | $96,821,000 | 529 |
| Total bank equity capital | $96,821,000 | 529 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $700,000 | 3,763 |
| Surplus | $64,831,000 | 390 |
| Undivided profits | $31,290,000 | 894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 7,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,408,000 | 890 |
| Earning assets | $510,306,000 | 921 |
| Long-term assets (5+ years) | $149,776,000 | 661 |
| Average Assets, year-to-date | $543,854,600 | 903 |
| Average Assets, quarterly | $563,189,500 | 895 |
| Volatile liabilities | $54,393,000 | 1,635 |
| Insider loans | $6,266,000 | 764 |
| FHLB advances | $17,500,000 | 1,398 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $70,574,000 | 975 |
| Tier 1 (core) risk-based capital | $52,250,000 | 873 |
| Tier 2 risk-based capital | $4,134,000 | 959 |
| Total risk weighted assets | $323,983,000 | 1,062 |
| Total unused commitments | $70,574,000 | 978 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 230 | 689 |
| Assets and Liabilities | ||
| Total Assets: | $524,784,000 | 943 |
| Cash and due from depository institutions | $15,598,000 | 689 |
| Interest-bearing balances | $2,425,000 | 1,502 |
| Securities | $159,793,000 | 700 |
| Federal funds sold & reverse repurchase agreements | $10,362,000 | 1,150 |
| Net loans & leases | $320,464,000 | 1,000 |
| Loan loss allowance | $7,537,000 | 577 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,276,000 | 1,347 |
| Other real estate owned | $79,000 | 689 |
| Goodwill and other intangibles | $1,398,000 | 1,259 |
| All other assets | $10,814,000 | 943 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $524,784,000 | 943 |
| Total liabilities | $471,286,000 | 942 |
| Total deposits | $424,614,000 | 906 |
| Interest-bearing deposits | $341,268,000 | 969 |
| Deposits held in domestic offices | $424,614,000 | 903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,810,000 | 669 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,500,000 | 1,454 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $5,362,000 | 944 |
| Total equity capital | $53,498,000 | 870 |
| Total bank equity capital | $53,498,000 | 870 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $700,000 | 3,877 |
| Surplus | $24,338,000 | 801 |
| Undivided profits | $28,460,000 | 935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $278,000 | 5,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,718,000 | 1,479 |
| Earning assets | $493,044,000 | 920 |
| Long-term assets (5+ years) | $143,521,000 | 653 |
| Average Assets, year-to-date | $361,474,800 | 1,280 |
| Average Assets, quarterly | $530,199,000 | 922 |
| Volatile liabilities | $56,243,000 | 1,577 |
| Insider loans | $6,995,000 | 647 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $68,367,000 | 929 |
| Tier 1 (core) risk-based capital | $50,454,000 | 873 |
| Tier 2 risk-based capital | $4,269,920 | 913 |
| Total risk weighted assets | $338,326,820 | 971 |
| Total unused commitments | $68,367,000 | 930 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 102 | 1,671 |
| Assets and Liabilities | ||
| Total Assets: | $243,961,000 | 1,923 |
| Cash and due from depository institutions | $7,451,000 | 1,671 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $69,846,000 | 1,641 |
| Federal funds sold & reverse repurchase agreements | $1,225,000 | 4,611 |
| Net loans & leases | $158,856,000 | 1,894 |
| Loan loss allowance | $3,273,000 | 1,180 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,795,000 | 3,034 |
| Other real estate owned | $103,000 | 1,671 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,685,000 | 2,378 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,961,000 | 1,923 |
| Total liabilities | $213,828,000 | 1,985 |
| Total deposits | $208,906,000 | 1,808 |
| Interest-bearing deposits | $163,626,000 | 1,994 |
| Deposits held in domestic offices | $208,906,000 | 1,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,010,000 | 1,884 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $912,000 | 3,495 |
| Total equity capital | $30,133,000 | 1,469 |
| Total bank equity capital | $30,133,000 | 1,469 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $700,000 | 3,989 |
| Surplus | $4,753,000 | 3,140 |
| Undivided profits | $24,680,000 | 1,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $209,000 | 5,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $688,000 | 3,408 |
| Earning assets | $229,927,000 | 1,869 |
| Long-term assets (5+ years) | $42,717,000 | 1,953 |
| Average Assets, year-to-date | $247,277,400 | 1,825 |
| Average Assets, quarterly | $244,783,000 | 1,903 |
| Volatile liabilities | $11,551,000 | 5,051 |
| Insider loans | $598,000 | 4,927 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $41,547,000 | 1,381 |
| Tier 1 (core) risk-based capital | $30,669,000 | 1,408 |
| Tier 2 risk-based capital | $1,841,270 | 1,840 |
| Total risk weighted assets | $145,869,670 | 2,094 |
| Total unused commitments | $41,547,000 | 1,386 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 109 | 1,552 |
| Assets and Liabilities | ||
| Total Assets: | $248,902,000 | 1,849 |
| Cash and due from depository institutions | $4,512,000 | 1,552 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $76,333,000 | 1,545 |
| Federal funds sold & reverse repurchase agreements | $9,875,000 | 1,748 |
| Net loans & leases | $152,500,000 | 1,834 |
| Loan loss allowance | $3,112,000 | 1,190 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,696,000 | 2,983 |
| Other real estate owned | $116,000 | 1,552 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,870,000 | 2,572 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $248,902,000 | 1,849 |
| Total liabilities | $218,983,000 | 1,907 |
| Total deposits | $214,751,000 | 1,762 |
| Interest-bearing deposits | $170,747,000 | 1,897 |
| Deposits held in domestic offices | $214,751,000 | 1,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,770,000 | 1,783 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,462,000 | 2,563 |
| Total equity capital | $29,919,000 | 1,494 |
| Total bank equity capital | $29,919,000 | 1,494 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $700,000 | 4,018 |
| Surplus | $4,753,000 | 2,994 |
| Undivided profits | $24,466,000 | 1,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $398,000 | 4,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $628,000 | 3,704 |
| Earning assets | $238,708,000 | 1,785 |
| Long-term assets (5+ years) | $35,214,000 | 2,106 |
| Average Assets, year-to-date | $242,133,600 | 1,809 |
| Average Assets, quarterly | $244,642,000 | 1,851 |
| Volatile liabilities | $11,997,000 | 4,453 |
| Insider loans | $708,000 | 4,410 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $36,412,000 | 1,436 |
| Tier 1 (core) risk-based capital | $28,105,000 | 1,498 |
| Tier 2 risk-based capital | $1,776,670 | 1,790 |
| Total risk weighted assets | $140,798,370 | 2,022 |
| Total unused commitments | $36,412,000 | 1,441 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 112 | 1,565 |
| Assets and Liabilities | ||
| Total Assets: | $241,083,000 | 1,899 |
| Cash and due from depository institutions | $7,108,000 | 1,565 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $70,376,000 | 1,626 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,941 |
| Net loans & leases | $155,444,000 | 1,826 |
| Loan loss allowance | $2,966,000 | 1,262 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,769,000 | 2,854 |
| Other real estate owned | $188,000 | 1,565 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,198,000 | 2,254 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,083,000 | 1,899 |
| Total liabilities | $213,033,000 | 1,933 |
| Total deposits | $206,817,000 | 1,815 |
| Interest-bearing deposits | $169,160,000 | 1,914 |
| Deposits held in domestic offices | $206,817,000 | 1,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,885,000 | 1,513 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,331,000 | 2,802 |
| Total equity capital | $28,050,000 | 1,618 |
| Total bank equity capital | $28,050,000 | 1,618 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $700,000 | 4,152 |
| Surplus | $4,753,000 | 2,913 |
| Undivided profits | $22,597,000 | 1,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $715,000 | 3,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $568,000 | 4,165 |
| Earning assets | $227,820,000 | 1,841 |
| Long-term assets (5+ years) | $26,968,000 | 2,256 |
| Average Assets, year-to-date | $239,060,200 | 1,815 |
| Average Assets, quarterly | $239,466,500 | 1,881 |
| Volatile liabilities | $13,900,000 | 3,972 |
| Insider loans | $704,000 | 4,494 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $29,410,000 | 1,593 |
| Tier 1 (core) risk-based capital | $26,473,000 | 1,597 |
| Tier 2 risk-based capital | $1,803,630 | 1,682 |
| Total risk weighted assets | $143,128,130 | 1,957 |
| Total unused commitments | $29,410,000 | 1,596 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 113 | 1,664 |
| Assets and Liabilities | ||
| Total Assets: | $236,660,000 | 1,985 |
| Cash and due from depository institutions | $5,803,000 | 1,664 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $77,923,000 | 1,557 |
| Federal funds sold & reverse repurchase agreements | $505,000 | 7,415 |
| Net loans & leases | $146,615,000 | 1,970 |
| Loan loss allowance | $2,852,000 | 1,389 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,392,000 | 3,237 |
| Other real estate owned | $339,000 | 1,664 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,083,000 | 2,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,660,000 | 1,985 |
| Total liabilities | $210,083,000 | 2,013 |
| Total deposits | $205,371,000 | 1,892 |
| Interest-bearing deposits | $170,563,000 | 1,955 |
| Deposits held in domestic offices | $205,371,000 | 1,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,410,000 | 1,865 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,302,000 | 2,878 |
| Total equity capital | $26,577,000 | 1,703 |
| Total bank equity capital | $26,577,000 | 1,703 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $700,000 | 4,425 |
| Surplus | $4,753,000 | 2,985 |
| Undivided profits | $21,124,000 | 1,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,086,000 | 2,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $513,000 | 4,523 |
| Earning assets | $225,043,000 | 1,913 |
| Long-term assets (5+ years) | $18,739,000 | 2,804 |
| Average Assets, year-to-date | $234,373,600 | 1,934 |
| Average Assets, quarterly | $237,540,500 | 1,959 |
| Volatile liabilities | $12,029,000 | 4,282 |
| Insider loans | $302,000 | 6,818 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $31,600,000 | 1,483 |
| Tier 1 (core) risk-based capital | $26,642,000 | 1,610 |
| Tier 2 risk-based capital | $1,692,600 | 1,851 |
| Total risk weighted assets | $134,248,700 | 2,101 |
| Total unused commitments | $31,600,000 | 1,494 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 110 | 1,744 |
| Assets and Liabilities | ||
| Total Assets: | $230,539,000 | 2,047 |
| Cash and due from depository institutions | $7,830,000 | 1,744 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $85,169,000 | 1,475 |
| Federal funds sold & reverse repurchase agreements | $1,410,000 | 6,517 |
| Net loans & leases | $130,327,000 | 2,142 |
| Loan loss allowance | $2,694,000 | 1,503 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,345,000 | 3,206 |
| Other real estate owned | $395,000 | 1,744 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,063,000 | 2,489 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $230,539,000 | 2,047 |
| Total liabilities | $204,642,000 | 2,085 |
| Total deposits | $199,378,000 | 1,969 |
| Interest-bearing deposits | $166,915,000 | 2,040 |
| Deposits held in domestic offices | $199,378,000 | 1,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,193,000 | 1,656 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,071,000 | 3,441 |
| Total equity capital | $25,897,000 | 1,731 |
| Total bank equity capital | $25,897,000 | 1,731 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $700,000 | 4,651 |
| Surplus | $4,753,000 | 2,991 |
| Undivided profits | $20,444,000 | 1,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 5,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $492,000 | 4,803 |
| Earning assets | $216,906,000 | 1,983 |
| Long-term assets (5+ years) | $11,197,000 | 3,760 |
| Average Assets, year-to-date | $225,376,800 | 2,010 |
| Average Assets, quarterly | $227,761,000 | 2,048 |
| Volatile liabilities | $10,877,000 | 4,313 |
| Insider loans | $356,000 | 6,581 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $28,557,000 | 1,544 |
| Tier 1 (core) risk-based capital | $25,582,000 | 1,668 |
| Tier 2 risk-based capital | $1,491,520 | 2,037 |
| Total risk weighted assets | $118,119,120 | 2,302 |
| Total unused commitments | $28,557,000 | 1,554 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 112 | 1,775 |
| Assets and Liabilities | ||
| Total Assets: | $224,504,000 | 2,064 |
| Cash and due from depository institutions | $7,880,000 | 1,775 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $85,884,000 | 1,499 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $125,139,000 | 2,188 |
| Loan loss allowance | $2,701,000 | 1,530 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,194,000 | 3,357 |
| Other real estate owned | $175,000 | 1,775 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,232,000 | 2,496 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,504,000 | 2,064 |
| Total liabilities | $200,827,000 | 2,087 |
| Total deposits | $195,134,000 | 1,981 |
| Interest-bearing deposits | $164,911,000 | 2,009 |
| Deposits held in domestic offices | $195,134,000 | 1,969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,971,000 | 1,799 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $722,000 | 3,920 |
| Total equity capital | $23,677,000 | 1,745 |
| Total bank equity capital | $23,677,000 | 1,745 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $700,000 | 4,881 |
| Surplus | $4,753,000 | 2,890 |
| Undivided profits | $18,224,000 | 1,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,425,000 | 2,033 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $417,000 | 4,999 |
| Earning assets | $211,023,000 | 2,013 |
| Long-term assets (5+ years) | $9,605,000 | 4,215 |
| Average Assets, year-to-date | $222,983,400 | 2,011 |
| Average Assets, quarterly | $223,641,000 | 2,050 |
| Volatile liabilities | $9,619,000 | 4,469 |
| Insider loans | $2,088,000 | 2,008 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $23,348,000 | 1,705 |
| Tier 1 (core) risk-based capital | $23,767,000 | 1,735 |
| Tier 2 risk-based capital | $1,431,530 | 2,109 |
| Total risk weighted assets | $113,252,830 | 2,355 |
| Total unused commitments | $23,348,000 | 1,717 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 106 | 1,976 |
| Assets and Liabilities | ||
| Total Assets: | $220,882,000 | 2,115 |
| Cash and due from depository institutions | $5,591,000 | 1,976 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $83,375,000 | 1,650 |
| Federal funds sold & reverse repurchase agreements | $4,075,000 | 3,371 |
| Net loans & leases | $122,349,000 | 2,182 |
| Loan loss allowance | $2,788,000 | 1,572 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,119,000 | 3,428 |
| Other real estate owned | $90,000 | 1,976 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,283,000 | 2,232 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,882,000 | 2,115 |
| Total liabilities | $199,394,000 | 2,129 |
| Total deposits | $195,289,000 | 2,035 |
| Interest-bearing deposits | $165,571,000 | 2,092 |
| Deposits held in domestic offices | $195,289,000 | 2,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,237,000 | 1,810 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $868,000 | 3,479 |
| Total equity capital | $21,488,000 | 1,908 |
| Total bank equity capital | $21,488,000 | 1,908 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $700,000 | 5,092 |
| Surplus | $4,300,000 | 3,067 |
| Undivided profits | $16,488,000 | 1,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,484,000 | 1,632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $279,000 | 6,445 |
| Earning assets | $209,799,000 | 2,047 |
| Long-term assets (5+ years) | $7,139,000 | 5,348 |
| Average Assets, year-to-date | $214,040,400 | 2,116 |
| Average Assets, quarterly | $218,368,500 | 2,109 |
| Volatile liabilities | $7,175,000 | 5,204 |
| Insider loans | $2,089,000 | 1,954 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $23,750,000 | 1,678 |
| Tier 1 (core) risk-based capital | $21,488,000 | 1,849 |
| Tier 2 risk-based capital | $1,404,270 | 2,140 |
| Total risk weighted assets | $110,957,770 | 2,374 |
| Total unused commitments | $23,750,000 | 1,700 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 104 | 2,084 |
| Assets and Liabilities | ||
| Total Assets: | $209,647,000 | 2,255 |
| Cash and due from depository institutions | $3,965,000 | 2,084 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $70,181,000 | 1,916 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,800 |
| Net loans & leases | $128,139,000 | 2,167 |
| Loan loss allowance | $3,044,000 | 1,526 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,157,000 | 3,360 |
| Other real estate owned | $0 | 2,084 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,805,000 | 2,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,647,000 | 2,255 |
| Total liabilities | $190,471,000 | 2,276 |
| Total deposits | $186,418,000 | 2,210 |
| Interest-bearing deposits | $159,594,000 | 2,271 |
| Deposits held in domestic offices | $186,418,000 | 2,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,144,000 | 1,695 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $909,000 | 3,551 |
| Total equity capital | $19,176,000 | 2,024 |
| Total bank equity capital | $19,176,000 | 2,024 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $700,000 | 5,351 |
| Surplus | $4,300,000 | 2,952 |
| Undivided profits | $14,176,000 | 1,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,397,000 | 1,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $324,000 | 6,135 |
| Earning assets | $200,720,000 | 2,154 |
| Long-term assets (5+ years) | $1,938,000 | 9,026 |
| Average Assets, year-to-date | $207,544,400 | 2,232 |
| Average Assets, quarterly | $208,642,500 | 2,253 |
| Volatile liabilities | $6,944,000 | 5,321 |
| Insider loans | $14,000 | 8,645 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $18,534,000 | 1,921 |
| Tier 1 (core) risk-based capital | $19,176,000 | 1,980 |
| Tier 2 risk-based capital | $1,442,040 | 2,128 |
| Total risk weighted assets | $113,761,240 | 2,388 |
| Total unused commitments | $18,534,000 | 1,937 |
| Derivatives | $0 | 651 |