Home > Westheimer National Bank > Income and Expense
Westheimer National Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 9,692 |
| Total interest expense | $889,000 | 10,916 |
| Net interest income | $1,727,000 | 8,574 |
| Provision for loan and lease losses | $85,000 | 7,723 |
| Total noninterest income | $727,000 | 4,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $642,000 | 2,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,638 |
| Total noninterest expense | $1,592,000 | 7,606 |
| Salaries and employee benefits | $686,000 | 8,102 |
| Premises and equipment expense | $291,000 | 6,103 |
| Additional noninterest expense | $615,000 | 7,375 |
| Pre-tax net operating income | $777,000 | 6,671 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $264,000 | 6,447 |
| Income before extraordinary items | $513,000 | 7,212 |
| Extraordinary gains, net | $188,000 | 454 |
| Net income | $701,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 6,172 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $513,000 | 6,840 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.