Home > Westfield State Bank > Assets and Liabilities
Westfield State Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 6 | 12,602 |
| Assets and Liabilities | ||
| Total Assets: | $8,804,000 | 13,047 |
| Cash and due from depository institutions | $2,000,000 | 12,602 |
| Interest-bearing balances | $1,666,000 | 2,678 |
| Securities | $3,439,000 | 11,969 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 7,920 |
| Net loans & leases | $2,320,000 | 13,172 |
| Loan loss allowance | $38,000 | 13,012 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,000 | 13,197 |
| Other real estate owned | $0 | 12,602 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $90,000 | 13,132 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $8,804,000 | 13,047 |
| Total liabilities | $7,793,000 | 13,049 |
| Total deposits | $7,764,000 | 13,009 |
| Interest-bearing deposits | $6,802,000 | 12,894 |
| Deposits held in domestic offices | $7,764,000 | 13,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $29,000 | 13,087 |
| Total equity capital | $1,011,000 | 12,763 |
| Total bank equity capital | $1,011,000 | 12,763 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $95,000 | 10,760 |
| Surplus | $745,000 | 9,342 |
| Undivided profits | $171,000 | 11,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 11,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $33,000 | 12,764 |
| Earning assets | $8,375,000 | 12,960 |
| Long-term assets (5+ years) | $327,000 | 10,901 |
| Average Assets, year-to-date | $8,516,200 | 13,064 |
| Average Assets, quarterly | $8,461,500 | 13,075 |
| Volatile liabilities | $216,000 | 12,838 |
| Insider loans | $110,000 | 9,585 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $67,000 | 11,966 |
| Tier 1 (core) risk-based capital | $1,011,000 | 12,757 |
| Tier 2 risk-based capital | $36,730 | 12,865 |
| Total risk weighted assets | $2,937,330 | 13,149 |
| Total unused commitments | $67,000 | 11,971 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 6 | 13,177 |
| Assets and Liabilities | ||
| Total Assets: | $8,944,000 | 13,612 |
| Cash and due from depository institutions | $2,093,000 | 13,177 |
| Interest-bearing balances | $1,765,000 | 2,919 |
| Securities | $3,938,000 | 12,158 |
| Federal funds sold & reverse repurchase agreements | $255,000 | 10,767 |
| Net loans & leases | $2,502,000 | 13,757 |
| Loan loss allowance | $47,000 | 13,461 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,000 | 13,824 |
| Other real estate owned | $0 | 13,177 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $150,000 | 13,342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $8,944,000 | 13,612 |
| Total liabilities | $7,964,000 | 13,601 |
| Total deposits | $7,931,000 | 13,568 |
| Interest-bearing deposits | $7,087,000 | 13,444 |
| Deposits held in domestic offices | $7,931,000 | 13,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $33,000 | 13,705 |
| Total equity capital | $980,000 | 13,255 |
| Total bank equity capital | $980,000 | 13,255 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $95,000 | 11,259 |
| Surplus | $745,000 | 9,505 |
| Undivided profits | $140,000 | 12,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 12,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $53,000 | 12,913 |
| Earning assets | $8,460,000 | 13,519 |
| Long-term assets (5+ years) | $385,000 | 11,164 |
| Average Assets, year-to-date | $9,076,200 | 13,581 |
| Average Assets, quarterly | $9,037,000 | 13,588 |
| Volatile liabilities | $216,000 | 13,417 |
| Insider loans | $24,000 | 8,179 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $132,000 | 11,975 |
| Tier 1 (core) risk-based capital | $980,000 | 13,241 |
| Tier 2 risk-based capital | $38,880 | 13,352 |
| Total risk weighted assets | $3,102,480 | 13,749 |
| Total unused commitments | $132,000 | 11,987 |
| Derivatives | $0 | 651 |