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Westfield Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1014%899
Percentage Net Loans Charged-off: Total real estate loans0.0413%440
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0986%258
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%3,680
Percentage Net Loans Charged-off: Home equity loans-0.0016%4,194
All other 1-4 family - Percent of loans charged-off, net-0.0037%3,732
Percentage Net Loans Charged-off: Commercial and industrial0.5985%483
Percentage Net Loans Charged-off: Loans to individuals0.1635%2,083
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.1635%1,951
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1264%638
Percentage Net Loans Charged-off: Total real estate loans0.0287%438
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0703%233
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0045%3,761
Percentage Net Loans Charged-off: Home equity loans-0.0021%4,245
All other 1-4 family - Percent of loans charged-off, net-0.0048%3,810
Percentage Net Loans Charged-off: Commercial and industrial0.9577%261
Percentage Net Loans Charged-off: Loans to individuals0.0726%2,246
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.0726%2,169
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1821%434
Percentage Net Loans Charged-off: Total real estate loans0.0446%261
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.1083%166
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0063%3,888
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0069%3,897
Percentage Net Loans Charged-off: Commercial and industrial1.3463%215
Percentage Net Loans Charged-off: Loans to individuals0.0736%2,028
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.0736%1,980
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3702%215
Percentage Net Loans Charged-off: Total real estate loans0.0947%140
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.2177%80
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial2.7647%72
Percentage Net Loans Charged-off: Loans to individuals0.0773%1,733
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.0773%1,655
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0285%1,493
Percentage Net Loans Charged-off: Total real estate loans0.0202%563
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0419%300
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0062%661
Percentage Net Loans Charged-off: Home equity loans0.0419%128
All other 1-4 family - Percent of loans charged-off, net0.0028%688
Percentage Net Loans Charged-off: Commercial and industrial0.0331%1,132
Percentage Net Loans Charged-off: Loans to individuals0.2506%1,551
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.2506%1,476
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0088%1,799
Percentage Net Loans Charged-off: Total real estate loans0.0035%716
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0083%517
Percentage Net Loans Charged-off: Home equity loans0.0538%94
All other 1-4 family - Percent of loans charged-off, net0.0040%556
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,111
Percentage Net Loans Charged-off: Loans to individuals0.0628%2,121
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0628%2,039
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0106%1,590
Percentage Net Loans Charged-off: Total real estate loans0.0053%580
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0126%408
Percentage Net Loans Charged-off: Home equity loans0.0811%66
All other 1-4 family - Percent of loans charged-off, net0.0060%456
Percentage Net Loans Charged-off: Commercial and industrial0.0136%851
Percentage Net Loans Charged-off: Loans to individuals-0.0964%4,085
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0964%4,059
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0114%1,346
Percentage Net Loans Charged-off: Total real estate loans0.0083%405
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0196%274
Percentage Net Loans Charged-off: Home equity loans0.0980%48
All other 1-4 family - Percent of loans charged-off, net0.0120%290
Percentage Net Loans Charged-off: Commercial and industrial0.0115%598
Percentage Net Loans Charged-off: Loans to individuals-0.2946%4,322
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2946%4,294
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0236%1,774
Percentage Net Loans Charged-off: Total real estate loans0.0015%1,301
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0161%585
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0103%3,722
Percentage Net Loans Charged-off: Home equity loans-0.0049%3,153
All other 1-4 family - Percent of loans charged-off, net-0.0108%3,789
Percentage Net Loans Charged-off: Commercial and industrial0.1188%869
Percentage Net Loans Charged-off: Loans to individuals0.0902%2,034
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0902%1,929
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0067%2,071
Percentage Net Loans Charged-off: Total real estate loans0.0037%1,083
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0219%493
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0099%3,775
Percentage Net Loans Charged-off: Home equity loans-0.0043%3,204
All other 1-4 family - Percent of loans charged-off, net-0.0104%3,847
Percentage Net Loans Charged-off: Commercial and industrial0.0035%1,252
Percentage Net Loans Charged-off: Loans to individuals0.0885%1,855
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0885%1,752
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0170%1,611
Percentage Net Loans Charged-off: Total real estate loans0.0176%751
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0359%388
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0088%664
Percentage Net Loans Charged-off: Home equity loans-0.0032%3,244
All other 1-4 family - Percent of loans charged-off, net0.0100%628
Percentage Net Loans Charged-off: Commercial and industrial0.0067%1,059
Percentage Net Loans Charged-off: Loans to individuals0.0433%1,853
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0433%1,739
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0010%1,902
Percentage Net Loans Charged-off: Total real estate loans-0.0021%3,542
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0044%3,744
Percentage Net Loans Charged-off: Home equity loans-0.0063%3,335
All other 1-4 family - Percent of loans charged-off, net-0.0042%3,783
Percentage Net Loans Charged-off: Commercial and industrial0.0092%779
Percentage Net Loans Charged-off: Loans to individuals-0.0845%3,952
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0845%3,907
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0380%2,297
Percentage Net Loans Charged-off: Total real estate loans0.0099%1,642
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0082%959
Percentage Net Loans Charged-off: Multi-family residential-0.0340%4,027
Percentage Net Loans Charged-off: 1-4 family residential0.0186%1,170
Percentage Net Loans Charged-off: Home equity loans0.0353%298
All other 1-4 family - Percent of loans charged-off, net0.0170%1,118
Percentage Net Loans Charged-off: Commercial and industrial0.1471%1,281
Percentage Net Loans Charged-off: Loans to individuals0.1772%2,143
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1772%2,033
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0484%1,922
Percentage Net Loans Charged-off: Total real estate loans0.0114%1,381
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0109%711
Percentage Net Loans Charged-off: Multi-family residential-0.0462%4,049
Percentage Net Loans Charged-off: 1-4 family residential0.0211%959
Percentage Net Loans Charged-off: Home equity loans0.0041%341
All other 1-4 family - Percent of loans charged-off, net0.0227%884
Percentage Net Loans Charged-off: Commercial and industrial0.2039%973
Percentage Net Loans Charged-off: Loans to individuals0.1302%2,234
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1302%2,120
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0429%1,887
Percentage Net Loans Charged-off: Total real estate loans0.0198%1,050
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0249%515
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0217%865
Percentage Net Loans Charged-off: Home equity loans-0.0030%3,353
All other 1-4 family - Percent of loans charged-off, net0.0241%789
Percentage Net Loans Charged-off: Commercial and industrial0.1439%1,019
Percentage Net Loans Charged-off: Loans to individuals0.1181%2,217
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1181%2,088
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0816%1,215
Percentage Net Loans Charged-off: Total real estate loans0.0378%638
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0773%435
Percentage Net Loans Charged-off: Home equity loans-0.0060%3,424
All other 1-4 family - Percent of loans charged-off, net0.0856%379
Percentage Net Loans Charged-off: Commercial and industrial0.3296%566
Percentage Net Loans Charged-off: Loans to individuals0.0778%2,138
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0778%2,040
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0363%2,655
Percentage Net Loans Charged-off: Total real estate loans0.0035%2,087
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-0.0372%4,698
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0358%1,212
Percentage Net Loans Charged-off: Home equity loans0.0310%411
All other 1-4 family - Percent of loans charged-off, net0.0363%1,150
Percentage Net Loans Charged-off: Commercial and industrial0.1966%1,457
Percentage Net Loans Charged-off: Loans to individuals1.0019%814
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0019%733
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0355%2,371
Percentage Net Loans Charged-off: Total real estate loans-0.0143%4,409
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.1043%4,943
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0524%864
Percentage Net Loans Charged-off: Home equity loans0.0431%317
All other 1-4 family - Percent of loans charged-off, net0.0534%824
Percentage Net Loans Charged-off: Commercial and industrial0.3039%977
Percentage Net Loans Charged-off: Loans to individuals1.4302%502
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4302%439
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0035%3,035
Percentage Net Loans Charged-off: Total real estate loans-0.0715%4,956
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.2303%5,078
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0350%890
Percentage Net Loans Charged-off: Home equity loans0.0646%235
All other 1-4 family - Percent of loans charged-off, net0.0318%854
Percentage Net Loans Charged-off: Commercial and industrial0.4451%688
Percentage Net Loans Charged-off: Loans to individuals1.2372%592
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2372%537
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0531%1,527
Percentage Net Loans Charged-off: Total real estate loans0.0489%645
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0585%290
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0529%609
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0586%544
Percentage Net Loans Charged-off: Commercial and industrial0.0604%933
Percentage Net Loans Charged-off: Loans to individuals1.7228%416
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7228%368
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0407%2,593
Percentage Net Loans Charged-off: Total real estate loans0.0205%1,709
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate-0.0641%4,968
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0892%841
Percentage Net Loans Charged-off: Home equity loans0.0468%432
All other 1-4 family - Percent of loans charged-off, net0.0939%804
Percentage Net Loans Charged-off: Commercial and industrial0.1243%1,536
Percentage Net Loans Charged-off: Loans to individuals0.4958%1,574
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4958%1,475
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0157%2,866
Percentage Net Loans Charged-off: Total real estate loans0.0075%1,753
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.0954%5,109
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0864%777
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.0959%723
Percentage Net Loans Charged-off: Commercial and industrial0.0220%1,738
Percentage Net Loans Charged-off: Loans to individuals0.3939%1,652
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3939%1,544
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0115%2,746
Percentage Net Loans Charged-off: Total real estate loans0.0041%1,582
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.0140%4,782
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0187%1,263
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.0207%1,175
Percentage Net Loans Charged-off: Commercial and industrial0.0135%1,536
Percentage Net Loans Charged-off: Loans to individuals0.6158%1,138
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6158%1,033
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0095%4,227
Percentage Net Loans Charged-off: Total real estate loans-0.0147%4,604
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0274%5,062
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0088%4,434
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0098%4,517
Percentage Net Loans Charged-off: Commercial and industrial-0.0128%4,018
Percentage Net Loans Charged-off: Loans to individuals0.4609%1,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4609%1,278
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0372%3,046
Percentage Net Loans Charged-off: Total real estate loans0.0100%2,356
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0291%1,041
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0024%4,434
Percentage Net Loans Charged-off: Home equity loans0.0354%565
All other 1-4 family - Percent of loans charged-off, net-0.0067%4,606
Percentage Net Loans Charged-off: Commercial and industrial0.0955%1,863
Percentage Net Loans Charged-off: Loans to individuals4.2370%127
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.2370%108
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0334%2,764
Percentage Net Loans Charged-off: Total real estate loans-0.0038%4,291
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-0.0212%4,978
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0089%1,935
Percentage Net Loans Charged-off: Home equity loans0.0471%470
All other 1-4 family - Percent of loans charged-off, net0.0045%1,920
Percentage Net Loans Charged-off: Commercial and industrial0.1586%1,333
Percentage Net Loans Charged-off: Loans to individuals3.6937%146
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.6937%127
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0377%2,447
Percentage Net Loans Charged-off: Total real estate loans-0.0098%4,569
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0319%5,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0052%1,759
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0058%1,646
Percentage Net Loans Charged-off: Commercial and industrial0.2442%956
Percentage Net Loans Charged-off: Loans to individuals1.7735%399
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7735%349
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0356%2,077
Percentage Net Loans Charged-off: Total real estate loans-0.0251%5,024
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0641%5,424
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%4,393
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.0007%4,473
Percentage Net Loans Charged-off: Commercial and industrial0.3075%630
Percentage Net Loans Charged-off: Loans to individuals2.4955%287
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.4955%247
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0645%5,463
Percentage Net Loans Charged-off: Total real estate loans-0.0898%5,473
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate-0.2887%5,644
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0339%2,128
Percentage Net Loans Charged-off: Home equity loans0.1147%532
All other 1-4 family - Percent of loans charged-off, net0.0265%2,153
Percentage Net Loans Charged-off: Commercial and industrial-0.0157%4,445
Percentage Net Loans Charged-off: Loans to individuals3.3389%172
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.3389%158
Percentage Net Loans Charged-off: All other loans and lease0.3200%806
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1047%5,585
Percentage Net Loans Charged-off: Total real estate loans-0.1401%5,655
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.4262%5,743
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0305%1,924
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0329%1,805
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,051
Percentage Net Loans Charged-off: Loans to individuals2.9784%184
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.9784%167
Percentage Net Loans Charged-off: All other loans and lease0.2999%703
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1658%5,772
Percentage Net Loans Charged-off: Total real estate loans-0.2115%5,796
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.5976%5,836
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0265%1,786
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0286%1,694
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,698
Percentage Net Loans Charged-off: Loans to individuals2.9542%192
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.9542%168
Percentage Net Loans Charged-off: All other loans and lease0.0308%1,051
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2991%5,931
Percentage Net Loans Charged-off: Total real estate loans-0.3829%5,944
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-1.0702%5,940
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0557%1,175
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0604%1,086
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals2.2997%307
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2997%274
Percentage Net Loans Charged-off: All other loans and lease0.2772%508
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0499%3,206
Percentage Net Loans Charged-off: Total real estate loans0.0083%3,104
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0160%2,819
Percentage Net Loans Charged-off: Home equity loans-0.0149%4,142
All other 1-4 family - Percent of loans charged-off, net0.0189%2,659
Percentage Net Loans Charged-off: Commercial and industrial0.1863%1,604
Percentage Net Loans Charged-off: Loans to individuals0.4923%1,655
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4923%1,526
Percentage Net Loans Charged-off: All other loans and lease0.4024%657
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0664%2,624
Percentage Net Loans Charged-off: Total real estate loans0.0045%2,914
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0088%2,674
Percentage Net Loans Charged-off: Home equity loans-0.0200%4,185
All other 1-4 family - Percent of loans charged-off, net0.0116%2,523
Percentage Net Loans Charged-off: Commercial and industrial0.2754%1,139
Percentage Net Loans Charged-off: Loans to individuals0.5688%1,327
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5688%1,224
Percentage Net Loans Charged-off: All other loans and lease0.4376%573
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0821%2,231
Percentage Net Loans Charged-off: Total real estate loans0.0031%2,662
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0062%2,440
Percentage Net Loans Charged-off: Home equity loans-0.0301%4,274
All other 1-4 family - Percent of loans charged-off, net0.0099%2,267
Percentage Net Loans Charged-off: Commercial and industrial0.3521%881
Percentage Net Loans Charged-off: Loans to individuals0.8582%837
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8582%762
Percentage Net Loans Charged-off: All other loans and lease0.3243%567
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1171%1,578
Percentage Net Loans Charged-off: Total real estate loans-0.0007%4,599
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%5,037
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.0016%5,095
Percentage Net Loans Charged-off: Commercial and industrial0.5399%517
Percentage Net Loans Charged-off: Loans to individuals-0.2866%5,631
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2866%5,578
Percentage Net Loans Charged-off: All other loans and lease0.3252%469
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1590%2,446
Percentage Net Loans Charged-off: Total real estate loans0.0708%2,719
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.1586%1,324
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0113%3,450
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.0124%3,267
Percentage Net Loans Charged-off: Commercial and industrial0.4594%1,265
Percentage Net Loans Charged-off: Loans to individuals1.7653%470
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7653%424
Percentage Net Loans Charged-off: All other loans and lease1.0468%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2108%1,781
Percentage Net Loans Charged-off: Total real estate loans0.0917%2,210
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.2126%1,009
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0074%3,157
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.0082%3,007
Percentage Net Loans Charged-off: Commercial and industrial0.6357%896
Percentage Net Loans Charged-off: Loans to individuals0.6291%1,379
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6291%1,273
Percentage Net Loans Charged-off: All other loans and lease7.9656%118
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0024%5,073
Percentage Net Loans Charged-off: Total real estate loans0.0054%3,165
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0114%2,805
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.0126%2,648
Percentage Net Loans Charged-off: Commercial and industrial-0.0532%5,066
Percentage Net Loans Charged-off: Loans to individuals0.6757%1,229
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6757%1,117
Percentage Net Loans Charged-off: All other loans and lease5.2224%143
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0050%4,818
Percentage Net Loans Charged-off: Total real estate loans0.0118%2,395
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0249%2,013
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0275%1,878
Percentage Net Loans Charged-off: Commercial and industrial-0.0887%5,331
Percentage Net Loans Charged-off: Loans to individuals0.5344%1,404
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5344%1,295
Percentage Net Loans Charged-off: All other loans and lease3.1841%169
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0136%6,070
Percentage Net Loans Charged-off: Total real estate loans-0.0231%6,155
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate-0.0643%6,258
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.0094%3,971
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.0104%3,805
Percentage Net Loans Charged-off: Commercial and industrial0.0144%3,029
Percentage Net Loans Charged-off: Loans to individuals-0.4742%6,396
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4742%6,352
Percentage Net Loans Charged-off: All other loans and lease5.4724%162
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0121%5,928
Percentage Net Loans Charged-off: Total real estate loans-0.0312%6,219
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate-0.0863%6,357
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0127%3,627
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.0140%3,445
Percentage Net Loans Charged-off: Commercial and industrial0.0508%2,462
Percentage Net Loans Charged-off: Loans to individuals-0.4654%6,400
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4654%6,346
Percentage Net Loans Charged-off: All other loans and lease11.2105%103
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0487%6,259
Percentage Net Loans Charged-off: Total real estate loans-0.0570%6,392
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate-0.1310%6,497
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential-0.0009%5,880
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net-0.0010%5,873
Percentage Net Loans Charged-off: Commercial and industrial-0.0373%5,189
Percentage Net Loans Charged-off: Loans to individuals0.4654%1,854
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4654%1,729
Percentage Net Loans Charged-off: All other loans and lease7.2618%123
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1128%6,497
Percentage Net Loans Charged-off: Total real estate loans-0.1147%6,573
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate-0.2639%6,670
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0018%5,845
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net-0.0020%5,872
Percentage Net Loans Charged-off: Commercial and industrial-0.1208%5,707
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,801
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and lease5.2373%152
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0884%4,794
Percentage Net Loans Charged-off: Total real estate loans0.0047%5,114
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate-0.0388%6,572
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.0454%4,136
Percentage Net Loans Charged-off: Home equity loans0.3644%1,187
All other 1-4 family - Percent of loans charged-off, net0.0113%4,266
Percentage Net Loans Charged-off: Commercial and industrial0.3921%2,289
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,463
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,313
Percentage Net Loans Charged-off: All other loans and lease0.9577%565
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1129%4,255
Percentage Net Loans Charged-off: Total real estate loans0.0144%4,717
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate-0.0425%6,653
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.0692%3,631
Percentage Net Loans Charged-off: Home equity loans0.4873%940
All other 1-4 family - Percent of loans charged-off, net0.0242%3,853
Percentage Net Loans Charged-off: Commercial and industrial0.4726%1,902
Percentage Net Loans Charged-off: Loans to individuals-0.1258%6,254
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1258%6,192
Percentage Net Loans Charged-off: All other loans and lease0.8214%547
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0081%5,355
Percentage Net Loans Charged-off: Total real estate loans-0.0064%6,431
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate-0.0500%6,708
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.0335%3,569
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.0371%3,365
Percentage Net Loans Charged-off: Commercial and industrial0.0542%2,648
Percentage Net Loans Charged-off: Loans to individuals-0.2732%6,451
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2732%6,383
Percentage Net Loans Charged-off: All other loans and lease0.6482%570
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0180%4,437
Percentage Net Loans Charged-off: Total real estate loans-0.0130%6,481
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate-0.0265%6,665
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.0020%6,338
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net-0.0022%6,349
Percentage Net Loans Charged-off: Commercial and industrial0.1181%1,743
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,014
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,850
Percentage Net Loans Charged-off: All other loans and lease0.7290%429
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1785%4,722
Percentage Net Loans Charged-off: Total real estate loans0.0404%5,143
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate0.0314%3,425
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.0567%4,424
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0635%4,212
Percentage Net Loans Charged-off: Commercial and industrial0.6060%2,563
Percentage Net Loans Charged-off: Loans to individuals-0.1146%6,650
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1035%6,599
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1699%4,435
Percentage Net Loans Charged-off: Total real estate loans-0.0341%7,040
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate-0.0969%7,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0255%4,302
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0285%4,098
Percentage Net Loans Charged-off: Commercial and industrial0.7852%2,017
Percentage Net Loans Charged-off: Loans to individuals-0.2491%6,826
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2192%6,780
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2910%3,422
Percentage Net Loans Charged-off: Total real estate loans-0.0041%6,818
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate-0.0494%7,018
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0443%3,713
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0497%3,479
Percentage Net Loans Charged-off: Commercial and industrial1.1553%1,456
Percentage Net Loans Charged-off: Loans to individuals-0.3669%6,929
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3094%6,890
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5492%2,120
Percentage Net Loans Charged-off: Total real estate loans-0.0052%6,701
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate-0.0085%6,851
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential-0.0024%6,719
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net-0.0028%6,737
Percentage Net Loans Charged-off: Commercial and industrial2.1720%785
Percentage Net Loans Charged-off: Loans to individuals-0.9979%7,188
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.7789%7,153
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8192%1,158
Percentage Net Loans Charged-off: Total real estate loans2.2258%807
Percentage Net Loans Charged-off:Construction & development-0.0528%6,883
Percentage Net Loans Charged-off: Commercial real estate4.0477%210
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.0249%4,796
Percentage Net Loans Charged-off: Home equity loans0.0061%1,935
All other 1-4 family - Percent of loans charged-off, net0.0279%4,602
Percentage Net Loans Charged-off: Commercial and industrial0.8922%2,679
Percentage Net Loans Charged-off: Loans to individuals-0.8876%7,405
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3734%733
Percentage Net Loans Charged-off: Total real estate loans2.9015%494
Percentage Net Loans Charged-off:Construction & development-0.0670%6,945
Percentage Net Loans Charged-off: Commercial real estate5.1962%127
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential-0.0036%7,216
Percentage Net Loans Charged-off: Home equity loans0.0083%1,699
All other 1-4 family - Percent of loans charged-off, net-0.0055%7,219
Percentage Net Loans Charged-off: Commercial and industrial1.2085%2,009
Percentage Net Loans Charged-off: Loans to individuals-1.0390%7,497
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9865%919
Percentage Net Loans Charged-off: Total real estate loans2.2077%737
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate3.8862%219
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential-0.0037%7,204
Percentage Net Loans Charged-off: Home equity loans0.0128%1,410
All other 1-4 family - Percent of loans charged-off, net-0.0066%7,215
Percentage Net Loans Charged-off: Commercial and industrial1.5421%1,578
Percentage Net Loans Charged-off: Loans to individuals-1.0247%7,528
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4204%2,784
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,095
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loans0.0262%960
All other 1-4 family - Percent of loans charged-off, net-0.0045%7,203
Percentage Net Loans Charged-off: Commercial and industrial1.4154%1,323
Percentage Net Loans Charged-off: Loans to individuals-0.6355%7,410
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7678%2,906
Percentage Net Loans Charged-off: Total real estate loans0.0545%5,238
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0360%3,190
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.1068%3,913
Percentage Net Loans Charged-off: Home equity loans0.6423%1,092
All other 1-4 family - Percent of loans charged-off, net0.0310%4,409
Percentage Net Loans Charged-off: Commercial and industrial2.3639%1,648
Percentage Net Loans Charged-off: Loans to individuals-0.4857%7,723
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5725%2,962
Percentage Net Loans Charged-off: Total real estate loans0.0362%4,960
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0432%2,587
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0363%4,068
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0412%3,786
Percentage Net Loans Charged-off: Commercial and industrial1.7683%1,694
Percentage Net Loans Charged-off: Loans to individuals-0.5921%7,789
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6127%2,512
Percentage Net Loans Charged-off: Total real estate loans0.0403%4,344
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0435%2,041
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0487%3,392
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0551%3,100
Percentage Net Loans Charged-off: Commercial and industrial1.8682%1,379
Percentage Net Loans Charged-off: Loans to individuals-0.5605%7,788
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8604%1,517
Percentage Net Loans Charged-off: Total real estate loans0.0323%3,437
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.1019%2,218
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.1150%1,979
Percentage Net Loans Charged-off: Commercial and industrial2.6863%773
Percentage Net Loans Charged-off: Loans to individuals-0.3969%7,614
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5998%2,034
Percentage Net Loans Charged-off: Total real estate loans0.0414%4,480
Percentage Net Loans Charged-off:Construction & development0.1093%2,577
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0886%2,983
Percentage Net Loans Charged-off: Home equity loans-0.0390%5,973
All other 1-4 family - Percent of loans charged-off, net0.1026%2,687
Percentage Net Loans Charged-off: Commercial and industrial1.9253%1,095
Percentage Net Loans Charged-off: Loans to individuals-0.5102%7,978
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0302%5,664
Percentage Net Loans Charged-off: Total real estate loans0.0141%4,231
Percentage Net Loans Charged-off:Construction & development0.1291%1,918
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential-0.0038%7,703
Percentage Net Loans Charged-off: Home equity loans-0.0403%5,983
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.0921%3,311
Percentage Net Loans Charged-off: Loans to individuals-0.6054%8,022
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0491%4,721
Percentage Net Loans Charged-off: Total real estate loans0.0221%3,345
Percentage Net Loans Charged-off:Construction & development0.2051%1,298
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential-0.0038%7,691
Percentage Net Loans Charged-off: Home equity loans-0.0416%5,977
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.1432%2,504
Percentage Net Loans Charged-off: Loans to individuals-0.6841%8,046
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0796%3,296
Percentage Net Loans Charged-off: Total real estate loans-0.0027%7,626
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0075%7,762
Percentage Net Loans Charged-off: Home equity loans-0.0839%5,965
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.3021%1,448
Percentage Net Loans Charged-off: Loans to individuals-0.3879%7,720
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0210%5,787
Percentage Net Loans Charged-off: Total real estate loans-0.0084%7,998
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate-0.0162%8,236
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0036%7,725
Percentage Net Loans Charged-off: Home equity loans-0.0400%6,015
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.1768%2,831
Percentage Net Loans Charged-off: Loans to individuals-1.5691%8,293
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0534%7,995
Percentage Net Loans Charged-off: Total real estate loans-0.0109%7,799
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate-0.0220%7,931
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0036%7,629
Percentage Net Loans Charged-off: Home equity loans-0.0399%6,005
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial-0.0681%7,283
Percentage Net Loans Charged-off: Loans to individuals-1.9377%8,320
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0456%7,852
Percentage Net Loans Charged-off: Total real estate loans-0.0158%7,848
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.0332%8,011
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0036%7,623
Percentage Net Loans Charged-off: Home equity loans-0.0403%5,993
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial-0.0414%7,076
Percentage Net Loans Charged-off: Loans to individuals-1.6238%8,336
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0446%7,697
Percentage Net Loans Charged-off: Total real estate loans-0.0302%8,038
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0659%8,142
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0036%7,685
Percentage Net Loans Charged-off: Home equity loans-0.0397%5,985
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0079%6,679
Percentage Net Loans Charged-off: Loans to individuals-1.4284%8,300
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0891%3,484
Percentage Net Loans Charged-off: Total real estate loans-0.0043%7,733
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.0041%7,824
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0062%7,846
Percentage Net Loans Charged-off: Home equity loans-0.0291%6,041
All other 1-4 family - Percent of loans charged-off, net-0.0039%7,752
Percentage Net Loans Charged-off: Commercial and industrial0.4717%1,678
Percentage Net Loans Charged-off: Loans to individuals-1.8329%8,453
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1284%2,268
Percentage Net Loans Charged-off: Total real estate loans-0.0057%7,720
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.0054%7,884
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0082%7,861
Percentage Net Loans Charged-off: Home equity loans-0.0389%6,040
All other 1-4 family - Percent of loans charged-off, net-0.0052%7,746
Percentage Net Loans Charged-off: Commercial and industrial0.6312%1,112
Percentage Net Loans Charged-off: Loans to individuals-1.8549%8,499
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1783%1,650
Percentage Net Loans Charged-off: Total real estate loans-0.0043%7,664
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0105%7,908
Percentage Net Loans Charged-off: Home equity loans-0.0385%6,013
All other 1-4 family - Percent of loans charged-off, net-0.0077%7,840
Percentage Net Loans Charged-off: Commercial and industrial0.8422%867
Percentage Net Loans Charged-off: Loans to individuals-2.1617%8,522
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0333%7,496
Percentage Net Loans Charged-off: Total real estate loans-0.0014%7,550
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%7,822
Percentage Net Loans Charged-off: Home equity loans-0.0374%5,982
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals-1.7646%8,435
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0985%3,687
Percentage Net Loans Charged-off: Total real estate loans0.0070%3,207
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0191%1,179
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0034%7,865
Percentage Net Loans Charged-off: Home equity loans-0.0360%6,042
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial0.4547%2,010
Percentage Net Loans Charged-off: Loans to individuals-1.0441%8,542
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1105%2,972
Percentage Net Loans Charged-off: Total real estate loans0.0157%2,455
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0389%830
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0033%7,791
Percentage Net Loans Charged-off: Home equity loans-0.0358%5,997
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.5149%1,509
Percentage Net Loans Charged-off: Loans to individuals-1.3956%8,569
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1720%2,064
Percentage Net Loans Charged-off: Total real estate loans0.0243%1,912
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0586%612
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0033%7,792
Percentage Net Loans Charged-off: Home equity loans-0.0356%5,941
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.7812%1,069
Percentage Net Loans Charged-off: Loans to individuals-1.7838%8,587
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1364%2,057
Percentage Net Loans Charged-off: Total real estate loans-0.0015%7,619
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0032%7,908
Percentage Net Loans Charged-off: Home equity loans-0.0353%5,941
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.6752%882
Percentage Net Loans Charged-off: Loans to individuals-1.1535%8,501
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0316%5,744
Percentage Net Loans Charged-off: Total real estate loans-0.0083%8,040
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.0161%8,280
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0033%7,930
Percentage Net Loans Charged-off: Home equity loans-0.0368%6,013
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial-0.0381%7,440
Percentage Net Loans Charged-off: Loans to individuals1.0504%1,943
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0475%4,769
Percentage Net Loans Charged-off: Total real estate loans-0.0016%7,720
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0033%7,903
Percentage Net Loans Charged-off: Home equity loans-0.0373%5,988
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial-0.0510%7,353
Percentage Net Loans Charged-off: Loans to individuals1.2778%1,373
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0673%3,986
Percentage Net Loans Charged-off: Total real estate loans-0.0016%7,742
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0034%7,956
Percentage Net Loans Charged-off: Home equity loans-0.0380%5,972
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial-0.0604%7,332
Percentage Net Loans Charged-off: Loans to individuals1.5858%1,037
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1048%2,823
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0331%7,120
Percentage Net Loans Charged-off: Loans to individuals1.9503%885
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1213%4,423
Percentage Net Loans Charged-off: Total real estate loans0.0084%3,680
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0154%3,014
Percentage Net Loans Charged-off: Home equity loans0.2712%248
All other 1-4 family - Percent of loans charged-off, net-0.0056%8,245
Percentage Net Loans Charged-off: Commercial and industrial0.0727%4,283
Percentage Net Loans Charged-off: Loans to individuals1.1399%2,007
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1330%3,763
Percentage Net Loans Charged-off: Total real estate loans0.0174%2,820
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0311%2,236
Percentage Net Loans Charged-off: Home equity loans0.3847%156
All other 1-4 family - Percent of loans charged-off, net0.0031%2,714
Percentage Net Loans Charged-off: Commercial and industrial0.0749%3,708
Percentage Net Loans Charged-off: Loans to individuals1.1270%1,884
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1808%2,957
Percentage Net Loans Charged-off: Total real estate loans0.0267%2,232
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0458%1,712
Percentage Net Loans Charged-off: Home equity loans0.5861%110
All other 1-4 family - Percent of loans charged-off, net0.0043%2,223
Percentage Net Loans Charged-off: Commercial and industrial0.0525%3,300
Percentage Net Loans Charged-off: Loans to individuals1.5168%1,248
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3219%1,677
Percentage Net Loans Charged-off: Total real estate loans0.0488%1,447
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0803%1,103
Percentage Net Loans Charged-off: Home equity loans1.1494%57
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.1197%2,073
Percentage Net Loans Charged-off: Loans to individuals2.4510%681
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1341%4,557
Percentage Net Loans Charged-off: Total real estate loans0.0168%3,423
Percentage Net Loans Charged-off:Construction & development-0.3369%8,199
Percentage Net Loans Charged-off: Commercial real estate0.0427%1,283
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0188%2,910
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0201%2,760
Percentage Net Loans Charged-off: Commercial and industrial0.3740%3,166
Percentage Net Loans Charged-off: Loans to individuals0.5139%4,249
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2566%3,044
Percentage Net Loans Charged-off: Total real estate loans0.0099%3,502
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0276%1,248
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0066%3,089
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0070%2,911
Percentage Net Loans Charged-off: Commercial and industrial0.0272%4,615
Percentage Net Loans Charged-off: Loans to individuals1.6082%1,141
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1645%3,614
Percentage Net Loans Charged-off: Total real estate loans0.0090%781
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0351%299
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0044%831
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0047%770
Percentage Net Loans Charged-off: Commercial and industrial0.0991%849
Percentage Net Loans Charged-off: Loans to individuals0.8795%466
Percentage Net Loans Charged-off: Credit card loans1.7212%566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0798%5,280
Percentage Net Loans Charged-off: Total real estate loans-0.0046%1,292
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0096%1,228
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential-0.0041%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net-0.0044%1,354
Percentage Net Loans Charged-off: Commercial and industrial-0.0443%1,305
Percentage Net Loans Charged-off: Loans to individuals0.5598%750
Percentage Net Loans Charged-off: Credit card loans4.0568%210
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1121%4,871
Percentage Net Loans Charged-off: Total real estate loans0.0309%595
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate-0.1632%1,357
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0743%372
Percentage Net Loans Charged-off: Home equity loans-0.0531%1,276
All other 1-4 family - Percent of loans charged-off, net0.0832%309
Percentage Net Loans Charged-off: Commercial and industrial0.4231%397
Percentage Net Loans Charged-off: Loans to individuals0.6809%701
Percentage Net Loans Charged-off: Credit card loans1.0730%813
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1335%4,854
Percentage Net Loans Charged-off: Total real estate loans0.0333%625
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0645%327
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0309%679
Percentage Net Loans Charged-off: Home equity loans0.2868%133
All other 1-4 family - Percent of loans charged-off, net0.0120%791
Percentage Net Loans Charged-off: Commercial and industrial1.2548%129
Percentage Net Loans Charged-off: Loans to individuals0.4533%940
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1858%4,272
Percentage Net Loans Charged-off: Total real estate loans0.1751%303
Percentage Net Loans Charged-off:Construction & development1.3882%62
Percentage Net Loans Charged-off: Commercial real estate0.7027%110
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0272%687
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0290%631
Percentage Net Loans Charged-off: Commercial and industrial-0.0117%1,162
Percentage Net Loans Charged-off: Loans to individuals0.3983%997
Percentage Net Loans Charged-off: Credit card loans-1.3587%1,358
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4863%1,726
Percentage Net Loans Charged-off: Total real estate loans0.4783%152
Percentage Net Loans Charged-off:Construction & development5.9826%28
Percentage Net Loans Charged-off: Commercial real estate0.5220%234
Percentage Net Loans Charged-off: Multi-family residential0.5387%147
Percentage Net Loans Charged-off: 1-4 family residential0.2566%174
Percentage Net Loans Charged-off: Home equity loans0.2489%136
All other 1-4 family - Percent of loans charged-off, net0.2571%179
Percentage Net Loans Charged-off: Commercial and industrial0.3761%372
Percentage Net Loans Charged-off: Loans to individuals0.6263%644
Percentage Net Loans Charged-off: Credit card loans3.0120%323
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2104%3,898
Percentage Net Loans Charged-off: Total real estate loans0.1801%424
Percentage Net Loans Charged-off:Construction & development1.6225%111
Percentage Net Loans Charged-off: Commercial real estate0.1576%449
Percentage Net Loans Charged-off: Multi-family residential0.9541%141
Percentage Net Loans Charged-off: 1-4 family residential0.0469%590
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0495%555
Percentage Net Loans Charged-off: Commercial and industrial0.9693%219
Percentage Net Loans Charged-off: Loans to individuals0.2836%883
Percentage Net Loans Charged-off: Credit card loans0.0000%989
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3809%3,478
Percentage Net Loans Charged-off: Total real estate loans0.2925%451
Percentage Net Loans Charged-off:Construction & development1.0034%267
Percentage Net Loans Charged-off: Commercial real estate0.6202%353
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.2292%290
Percentage Net Loans Charged-off: Home equity loans0.2599%169
All other 1-4 family - Percent of loans charged-off, net0.2274%300
Percentage Net Loans Charged-off: Commercial and industrial2.7000%159
Percentage Net Loans Charged-off: Loans to individuals0.8591%468
Percentage Net Loans Charged-off: Credit card loans0.0000%1,000
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6054%3,582
Percentage Net Loans Charged-off: Total real estate loans0.5563%427
Percentage Net Loans Charged-off:Construction & development10.3976%69
Percentage Net Loans Charged-off: Commercial real estate0.8967%427
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.2054%395
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.2182%373
Percentage Net Loans Charged-off: Commercial and industrial0.8259%647
Percentage Net Loans Charged-off: Loans to individuals1.3248%430
Percentage Net Loans Charged-off: Credit card loans0.0000%1,026
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA