Home > Westernbank Puerto Rico > Income and Expense
Westernbank Puerto Rico, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $121,417,000 | 94 |
| Total interest expense | $75,776,000 | 49 |
| Net interest income | $45,641,000 | 156 |
| Provision for loan and lease losses | $88,000,000 | 56 |
| Total noninterest income | $9,407,000 | 241 |
| Gross Fiduciary activities income | $591,000 | 229 |
| Service charges on deposit accounts | $2,313,000 | 189 |
| Trading account gains and fees | $1,222,000 | 57 |
| Additional Noninterest Income | $5,281,000 | 264 |
| Total noninterest expense | $56,602,000 | 121 |
| Salaries and employee benefits | $15,697,000 | 154 |
| Premises and equipment expense | $6,085,000 | 124 |
| Additional noninterest expense | $34,820,000 | 89 |
| Pre-tax net operating income | $-89,554,000 | 7,926 |
| Securities gains (losses) | $-31,000 | 7,592 |
| Applicable income taxes | $-278,000 | 7,613 |
| Income before extraordinary items | $-89,307,000 | 7,921 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-89,307,000 | 7,921 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-89,307,000 | 7,921 |
| Net charge-offs | $222,506,000 | 27 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-89,276,000 | 7,921 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $602,803,000 | 80 |
| Total interest expense | $456,076,000 | 45 |
| Net interest income | $146,727,000 | 173 |
| Provision for loan and lease losses | $267,592,000 | 76 |
| Total noninterest income | $-3,781,000 | 7,988 |
| Gross Fiduciary activities income | $1,700,000 | 279 |
| Service charges on deposit accounts | $8,987,000 | 207 |
| Trading account gains and fees | $872,000 | 97 |
| Additional Noninterest Income | $-15,340,000 | 8,015 |
| Total noninterest expense | $296,536,000 | 104 |
| Salaries and employee benefits | $57,103,000 | 160 |
| Premises and equipment expense | $21,712,000 | 136 |
| Additional noninterest expense | $217,721,000 | 75 |
| Pre-tax net operating income | $-421,182,000 | 7,996 |
| Securities gains (losses) | $93,488,000 | 16 |
| Applicable income taxes | $154,698,000 | 28 |
| Income before extraordinary items | $-482,392,000 | 7,994 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-482,392,000 | 7,993 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-482,392,000 | 7,993 |
| Net charge-offs | $134,611,000 | 99 |
| Cash dividends | $5,301,000 | 324 |
| Sale, conversion, retirement of capital stock, net | $11,658,000 | 80 |
| Net operating income | $-575,880,000 | 7,995 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $466,388,000 | 82 |
| Total interest expense | $362,821,000 | 46 |
| Net interest income | $103,567,000 | 186 |
| Provision for loan and lease losses | $32,345,000 | 274 |
| Total noninterest income | $25,005,000 | 273 |
| Gross Fiduciary activities income | $1,118,000 | 300 |
| Service charges on deposit accounts | $6,763,000 | 203 |
| Trading account gains and fees | $716,000 | 101 |
| Additional Noninterest Income | $16,408,000 | 262 |
| Total noninterest expense | $148,811,000 | 140 |
| Salaries and employee benefits | $42,766,000 | 170 |
| Premises and equipment expense | $14,949,000 | 151 |
| Additional noninterest expense | $91,096,000 | 117 |
| Pre-tax net operating income | $-52,584,000 | 7,987 |
| Securities gains (losses) | $65,837,000 | 20 |
| Applicable income taxes | $6,441,000 | 186 |
| Income before extraordinary items | $6,812,000 | 388 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $6,812,000 | 386 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $6,812,000 | 388 |
| Net charge-offs | $88,932,000 | 110 |
| Cash dividends | $5,301,000 | 236 |
| Sale, conversion, retirement of capital stock, net | $11,658,000 | 64 |
| Net operating income | $-35,323,680 | 7,965 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $313,905,000 | 85 |
| Total interest expense | $257,193,000 | 48 |
| Net interest income | $56,712,000 | 221 |
| Provision for loan and lease losses | $19,979,000 | 293 |
| Total noninterest income | $16,514,000 | 273 |
| Gross Fiduciary activities income | $1,037,000 | 240 |
| Service charges on deposit accounts | $4,590,000 | 202 |
| Trading account gains and fees | $-118,000 | 8,164 |
| Additional Noninterest Income | $11,005,000 | 264 |
| Total noninterest expense | $95,931,000 | 150 |
| Salaries and employee benefits | $28,581,000 | 175 |
| Premises and equipment expense | $9,494,000 | 160 |
| Additional noninterest expense | $57,856,000 | 131 |
| Pre-tax net operating income | $-42,684,000 | 8,089 |
| Securities gains (losses) | $37,086,000 | 22 |
| Applicable income taxes | $-1,410,000 | 7,824 |
| Income before extraordinary items | $-4,188,000 | 7,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,188,000 | 7,749 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,188,000 | 7,749 |
| Net charge-offs | $61,236,000 | 107 |
| Cash dividends | $5,301,000 | 164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-32,002,500 | 8,079 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $161,309,000 | 84 |
| Total interest expense | $132,931,000 | 48 |
| Net interest income | $28,378,000 | 220 |
| Provision for loan and lease losses | $8,855,000 | 280 |
| Total noninterest income | $8,986,000 | 240 |
| Gross Fiduciary activities income | $505,000 | 245 |
| Service charges on deposit accounts | $2,412,000 | 190 |
| Trading account gains and fees | $319,000 | 86 |
| Additional Noninterest Income | $5,750,000 | 235 |
| Total noninterest expense | $43,489,000 | 156 |
| Salaries and employee benefits | $15,133,000 | 168 |
| Premises and equipment expense | $4,812,000 | 160 |
| Additional noninterest expense | $23,544,000 | 134 |
| Pre-tax net operating income | $-14,980,000 | 8,136 |
| Securities gains (losses) | $18,629,000 | 18 |
| Applicable income taxes | $2,491,000 | 181 |
| Income before extraordinary items | $1,158,000 | 919 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,158,000 | 919 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,158,000 | 921 |
| Net charge-offs | $19,644,000 | 125 |
| Cash dividends | $5,301,000 | 97 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-10,764,560 | 8,125 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $811,128,000 | 73 |
| Total interest expense | $664,967,000 | 52 |
| Net interest income | $146,161,000 | 182 |
| Provision for loan and lease losses | $67,506,000 | 151 |
| Total noninterest income | $52,932,000 | 174 |
| Gross Fiduciary activities income | $1,960,000 | 268 |
| Service charges on deposit accounts | $11,691,000 | 170 |
| Trading account gains and fees | $10,049,000 | 42 |
| Additional Noninterest Income | $29,232,000 | 186 |
| Total noninterest expense | $186,845,000 | 152 |
| Salaries and employee benefits | $65,088,000 | 156 |
| Premises and equipment expense | $22,242,000 | 133 |
| Additional noninterest expense | $99,515,000 | 139 |
| Pre-tax net operating income | $-55,258,000 | 8,204 |
| Securities gains (losses) | $-2,612,000 | 7,957 |
| Applicable income taxes | $-54,553,000 | 8,266 |
| Income before extraordinary items | $-3,317,000 | 7,660 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,317,000 | 7,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,137,000 | 76 |
| Cash dividends | $45,156,000 | 94 |
| Sale, conversion, retirement of capital stock, net | $2,942,000 | 278 |
| Net operating income | $-1,645,320 | 7,358 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $628,733,000 | 76 |
| Total interest expense | $511,439,000 | 58 |
| Net interest income | $117,294,000 | 177 |
| Provision for loan and lease losses | $44,686,000 | 142 |
| Total noninterest income | $44,577,000 | 172 |
| Gross Fiduciary activities income | $1,516,000 | 268 |
| Service charges on deposit accounts | $8,874,000 | 173 |
| Trading account gains and fees | $6,125,000 | 43 |
| Additional Noninterest Income | $28,062,000 | 175 |
| Total noninterest expense | $127,707,000 | 158 |
| Salaries and employee benefits | $49,848,000 | 159 |
| Premises and equipment expense | $16,104,000 | 141 |
| Additional noninterest expense | $61,755,000 | 148 |
| Pre-tax net operating income | $-10,522,000 | 8,224 |
| Securities gains (losses) | $-2,867,000 | 8,135 |
| Applicable income taxes | $-37,347,000 | 8,352 |
| Income before extraordinary items | $23,958,000 | 179 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $23,958,000 | 178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,044,000 | 99 |
| Cash dividends | $33,867,000 | 95 |
| Sale, conversion, retirement of capital stock, net | $2,942,000 | 195 |
| Net operating income | $25,792,880 | 180 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $423,889,000 | 83 |
| Total interest expense | $345,788,000 | 62 |
| Net interest income | $78,101,000 | 181 |
| Provision for loan and lease losses | $29,303,000 | 138 |
| Total noninterest income | $33,851,000 | 162 |
| Gross Fiduciary activities income | $938,000 | 291 |
| Service charges on deposit accounts | $6,025,000 | 166 |
| Trading account gains and fees | $4,161,000 | 49 |
| Additional Noninterest Income | $22,727,000 | 164 |
| Total noninterest expense | $83,680,000 | 158 |
| Salaries and employee benefits | $32,810,000 | 163 |
| Premises and equipment expense | $11,370,000 | 137 |
| Additional noninterest expense | $39,500,000 | 147 |
| Pre-tax net operating income | $-1,031,000 | 7,930 |
| Securities gains (losses) | $-56,000 | 8,237 |
| Applicable income taxes | $-35,276,000 | 8,429 |
| Income before extraordinary items | $34,189,000 | 115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $34,189,000 | 115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,121,000 | 92 |
| Cash dividends | $22,578,000 | 113 |
| Sale, conversion, retirement of capital stock, net | $2,942,000 | 136 |
| Net operating income | $34,224,840 | 115 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $223,538,000 | 85 |
| Total interest expense | $179,111,000 | 62 |
| Net interest income | $44,427,000 | 168 |
| Provision for loan and lease losses | $14,957,000 | 124 |
| Total noninterest income | $8,662,000 | 260 |
| Gross Fiduciary activities income | $566,000 | 258 |
| Service charges on deposit accounts | $3,053,000 | 161 |
| Trading account gains and fees | $5,664,000 | 31 |
| Additional Noninterest Income | $-621,000 | 8,483 |
| Total noninterest expense | $43,679,000 | 152 |
| Salaries and employee benefits | $16,932,000 | 158 |
| Premises and equipment expense | $5,447,000 | 146 |
| Additional noninterest expense | $21,300,000 | 133 |
| Pre-tax net operating income | $-5,547,000 | 8,433 |
| Securities gains (losses) | $1,108,000 | 138 |
| Applicable income taxes | $-37,427,000 | 8,483 |
| Income before extraordinary items | $32,988,000 | 76 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $32,988,000 | 76 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,709,000 | 102 |
| Cash dividends | $11,289,000 | 99 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $32,278,880 | 76 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,076,432,000 | 71 |
| Total interest expense | $787,966,000 | 57 |
| Net interest income | $288,466,000 | 113 |
| Provision for loan and lease losses | $277,562,000 | 37 |
| Total noninterest income | $35,434,000 | 247 |
| Gross Fiduciary activities income | $2,000,000 | 275 |
| Service charges on deposit accounts | $12,268,000 | 157 |
| Trading account gains and fees | $798,000 | 74 |
| Additional Noninterest Income | $20,368,000 | 258 |
| Total noninterest expense | $157,902,000 | 156 |
| Salaries and employee benefits | $62,182,000 | 166 |
| Premises and equipment expense | $20,162,000 | 144 |
| Additional noninterest expense | $75,558,000 | 136 |
| Pre-tax net operating income | $-111,564,000 | 8,529 |
| Securities gains (losses) | $1,040,000 | 169 |
| Applicable income taxes | $-40,896,000 | 8,527 |
| Income before extraordinary items | $-69,628,000 | 8,520 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-69,628,000 | 8,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,021,000 | 41 |
| Cash dividends | $68,238,000 | 112 |
| Sale, conversion, retirement of capital stock, net | $60,000,000 | 14 |
| Net operating income | $-70,293,600 | 8,518 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $810,994,000 | 69 |
| Total interest expense | $587,256,000 | 58 |
| Net interest income | $223,738,000 | 111 |
| Provision for loan and lease losses | $129,588,000 | 36 |
| Total noninterest income | $26,258,000 | 251 |
| Gross Fiduciary activities income | $1,588,000 | 264 |
| Service charges on deposit accounts | $9,168,000 | 156 |
| Trading account gains and fees | $2,148,000 | 58 |
| Additional Noninterest Income | $13,354,000 | 281 |
| Total noninterest expense | $111,651,000 | 155 |
| Salaries and employee benefits | $49,023,000 | 159 |
| Premises and equipment expense | $14,531,000 | 150 |
| Additional noninterest expense | $48,097,000 | 143 |
| Pre-tax net operating income | $8,757,000 | 790 |
| Securities gains (losses) | $912,000 | 158 |
| Applicable income taxes | $8,167,000 | 341 |
| Income before extraordinary items | $1,502,000 | 2,965 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,502,000 | 2,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,536,000 | 34 |
| Cash dividends | $51,177,000 | 109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $918,320 | 4,061 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $538,889,000 | 75 |
| Total interest expense | $383,742,000 | 63 |
| Net interest income | $155,147,000 | 114 |
| Provision for loan and lease losses | $107,886,000 | 24 |
| Total noninterest income | $15,929,000 | 285 |
| Gross Fiduciary activities income | $927,000 | 294 |
| Service charges on deposit accounts | $5,946,000 | 166 |
| Trading account gains and fees | $-142,000 | 8,583 |
| Additional Noninterest Income | $9,198,000 | 291 |
| Total noninterest expense | $68,314,000 | 177 |
| Salaries and employee benefits | $31,974,000 | 177 |
| Premises and equipment expense | $9,301,000 | 167 |
| Additional noninterest expense | $27,039,000 | 171 |
| Pre-tax net operating income | $-5,124,000 | 8,597 |
| Securities gains (losses) | $643,000 | 155 |
| Applicable income taxes | $3,562,000 | 485 |
| Income before extraordinary items | $-8,043,000 | 8,603 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,043,000 | 8,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,223,000 | 61 |
| Cash dividends | $34,117,000 | 120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-8,686,000 | 8,600 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $265,669,000 | 74 |
| Total interest expense | $186,142,000 | 62 |
| Net interest income | $79,527,000 | 111 |
| Provision for loan and lease losses | $34,481,000 | 34 |
| Total noninterest income | $8,137,000 | 273 |
| Gross Fiduciary activities income | $400,000 | 322 |
| Service charges on deposit accounts | $2,897,000 | 164 |
| Trading account gains and fees | $269,000 | 87 |
| Additional Noninterest Income | $4,571,000 | 291 |
| Total noninterest expense | $33,950,000 | 177 |
| Salaries and employee benefits | $16,398,000 | 173 |
| Premises and equipment expense | $4,389,000 | 176 |
| Additional noninterest expense | $13,163,000 | 168 |
| Pre-tax net operating income | $19,233,000 | 190 |
| Securities gains (losses) | $314,000 | 159 |
| Applicable income taxes | $7,293,000 | 175 |
| Income before extraordinary items | $12,254,000 | 206 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $12,254,000 | 205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,958,000 | 82 |
| Cash dividends | $17,054,000 | 99 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $12,053,040 | 206 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $996,063,000 | 74 |
| Total interest expense | $684,130,000 | 57 |
| Net interest income | $311,933,000 | 103 |
| Provision for loan and lease losses | $90,880,000 | 34 |
| Total noninterest income | $26,693,000 | 299 |
| Gross Fiduciary activities income | $1,951,000 | 274 |
| Service charges on deposit accounts | $9,878,000 | 187 |
| Trading account gains and fees | $-320,000 | 8,670 |
| Additional Noninterest Income | $15,184,000 | 322 |
| Total noninterest expense | $118,976,000 | 188 |
| Salaries and employee benefits | $55,336,000 | 185 |
| Premises and equipment expense | $16,829,000 | 168 |
| Additional noninterest expense | $46,811,000 | 176 |
| Pre-tax net operating income | $128,770,000 | 139 |
| Securities gains (losses) | $-182,000 | 8,365 |
| Applicable income taxes | $69,546,000 | 104 |
| Income before extraordinary items | $59,042,000 | 180 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $59,042,000 | 180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,112,000 | 68 |
| Cash dividends | $68,146,000 | 113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $59,158,480 | 176 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $729,127,000 | 81 |
| Total interest expense | $499,097,000 | 62 |
| Net interest income | $230,030,000 | 110 |
| Provision for loan and lease losses | $63,147,000 | 41 |
| Total noninterest income | $19,163,000 | 327 |
| Gross Fiduciary activities income | $1,279,000 | 302 |
| Service charges on deposit accounts | $7,194,000 | 200 |
| Trading account gains and fees | $-422,000 | 8,736 |
| Additional Noninterest Income | $11,112,000 | 342 |
| Total noninterest expense | $87,796,000 | 203 |
| Salaries and employee benefits | $40,217,000 | 200 |
| Premises and equipment expense | $13,621,000 | 165 |
| Additional noninterest expense | $33,958,000 | 191 |
| Pre-tax net operating income | $98,250,000 | 150 |
| Securities gains (losses) | $-334,000 | 8,597 |
| Applicable income taxes | $50,310,000 | 119 |
| Income before extraordinary items | $47,606,000 | 189 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $47,606,000 | 189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,003,000 | 89 |
| Cash dividends | $51,105,000 | 110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $47,819,760 | 187 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $472,307,000 | 83 |
| Total interest expense | $320,713,000 | 62 |
| Net interest income | $151,594,000 | 114 |
| Provision for loan and lease losses | $25,328,000 | 56 |
| Total noninterest income | $12,097,000 | 348 |
| Gross Fiduciary activities income | $758,000 | 325 |
| Service charges on deposit accounts | $4,677,000 | 200 |
| Trading account gains and fees | $-899,000 | 8,769 |
| Additional Noninterest Income | $7,561,000 | 335 |
| Total noninterest expense | $57,413,000 | 210 |
| Salaries and employee benefits | $27,418,000 | 202 |
| Premises and equipment expense | $7,625,000 | 192 |
| Additional noninterest expense | $22,370,000 | 195 |
| Pre-tax net operating income | $80,950,000 | 134 |
| Securities gains (losses) | $-529,000 | 8,704 |
| Applicable income taxes | $32,260,000 | 124 |
| Income before extraordinary items | $48,161,000 | 149 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $48,161,000 | 149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,193,000 | 93 |
| Cash dividends | $34,064,000 | 106 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $48,499,560 | 145 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $230,126,000 | 83 |
| Total interest expense | $153,003,000 | 60 |
| Net interest income | $77,123,000 | 112 |
| Provision for loan and lease losses | $7,606,000 | 70 |
| Total noninterest income | $6,576,000 | 322 |
| Gross Fiduciary activities income | $334,000 | 346 |
| Service charges on deposit accounts | $2,228,000 | 200 |
| Trading account gains and fees | $-413,000 | 8,779 |
| Additional Noninterest Income | $4,427,000 | 306 |
| Total noninterest expense | $28,274,000 | 211 |
| Salaries and employee benefits | $13,739,000 | 203 |
| Premises and equipment expense | $3,727,000 | 198 |
| Additional noninterest expense | $10,808,000 | 197 |
| Pre-tax net operating income | $47,819,000 | 125 |
| Securities gains (losses) | $168,000 | 201 |
| Applicable income taxes | $16,788,000 | 121 |
| Income before extraordinary items | $31,199,000 | 122 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $31,199,000 | 123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,123,000 | 111 |
| Cash dividends | $17,028,000 | 92 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $31,089,800 | 120 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $798,781,000 | 82 |
| Total interest expense | $486,266,000 | 59 |
| Net interest income | $312,515,000 | 109 |
| Provision for loan and lease losses | $80,006,000 | 43 |
| Total noninterest income | $25,176,000 | 333 |
| Gross Fiduciary activities income | $1,487,000 | 324 |
| Service charges on deposit accounts | $8,526,000 | 210 |
| Trading account gains and fees | $1,972,000 | 63 |
| Additional Noninterest Income | $13,191,000 | 369 |
| Total noninterest expense | $102,568,000 | 225 |
| Salaries and employee benefits | $47,207,000 | 215 |
| Premises and equipment expense | $13,272,000 | 207 |
| Additional noninterest expense | $42,089,000 | 208 |
| Pre-tax net operating income | $155,117,000 | 133 |
| Securities gains (losses) | $449,000 | 300 |
| Applicable income taxes | $33,328,000 | 176 |
| Income before extraordinary items | $122,238,000 | 121 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $122,238,000 | 121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,660,000 | 94 |
| Cash dividends | $77,560,000 | 97 |
| Sale, conversion, retirement of capital stock, net | $95,000,000 | 14 |
| Net operating income | $121,883,290 | 116 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $581,860,000 | 84 |
| Total interest expense | $343,697,000 | 60 |
| Net interest income | $238,163,000 | 110 |
| Provision for loan and lease losses | $17,000,000 | 85 |
| Total noninterest income | $21,357,000 | 304 |
| Gross Fiduciary activities income | $1,007,000 | 335 |
| Service charges on deposit accounts | $6,224,000 | 212 |
| Trading account gains and fees | $5,181,000 | 41 |
| Additional Noninterest Income | $8,945,000 | 393 |
| Total noninterest expense | $75,164,000 | 224 |
| Salaries and employee benefits | $34,505,000 | 221 |
| Premises and equipment expense | $9,606,000 | 211 |
| Additional noninterest expense | $31,053,000 | 211 |
| Pre-tax net operating income | $167,356,000 | 105 |
| Securities gains (losses) | $410,000 | 302 |
| Applicable income taxes | $35,972,000 | 146 |
| Income before extraordinary items | $131,794,000 | 95 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $131,794,000 | 95 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,471,000 | 112 |
| Cash dividends | $50,536,000 | 101 |
| Sale, conversion, retirement of capital stock, net | $95,000,000 | 9 |
| Net operating income | $131,470,100 | 90 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $374,819,000 | 85 |
| Total interest expense | $216,460,000 | 61 |
| Net interest income | $158,359,000 | 110 |
| Provision for loan and lease losses | $11,000,000 | 83 |
| Total noninterest income | $22,254,000 | 237 |
| Gross Fiduciary activities income | $609,000 | 353 |
| Service charges on deposit accounts | $4,101,000 | 206 |
| Trading account gains and fees | $11,519,000 | 26 |
| Additional Noninterest Income | $6,025,000 | 382 |
| Total noninterest expense | $49,014,000 | 223 |
| Salaries and employee benefits | $22,363,000 | 222 |
| Premises and equipment expense | $6,110,000 | 220 |
| Additional noninterest expense | $20,541,000 | 210 |
| Pre-tax net operating income | $120,598,000 | 100 |
| Securities gains (losses) | $281,000 | 342 |
| Applicable income taxes | $23,963,000 | 147 |
| Income before extraordinary items | $96,916,000 | 89 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $96,916,000 | 89 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,624,000 | 107 |
| Cash dividends | $33,512,000 | 91 |
| Sale, conversion, retirement of capital stock, net | $95,000,000 | 7 |
| Net operating income | $96,691,200 | 85 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $178,778,000 | 87 |
| Total interest expense | $99,782,000 | 60 |
| Net interest income | $78,996,000 | 114 |
| Provision for loan and lease losses | $6,000,000 | 79 |
| Total noninterest income | $3,980,000 | 441 |
| Gross Fiduciary activities income | $289,000 | 361 |
| Service charges on deposit accounts | $1,960,000 | 207 |
| Trading account gains and fees | $-1,557,000 | 8,923 |
| Additional Noninterest Income | $3,288,000 | 350 |
| Total noninterest expense | $23,868,000 | 229 |
| Salaries and employee benefits | $10,667,000 | 232 |
| Premises and equipment expense | $3,794,000 | 192 |
| Additional noninterest expense | $9,407,000 | 221 |
| Pre-tax net operating income | $53,108,000 | 108 |
| Securities gains (losses) | $123,000 | 333 |
| Applicable income taxes | $8,518,000 | 175 |
| Income before extraordinary items | $44,713,000 | 99 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $44,713,000 | 99 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,135,000 | 115 |
| Cash dividends | $16,486,000 | 86 |
| Sale, conversion, retirement of capital stock, net | $95,000,000 | 6 |
| Net operating income | $44,609,680 | 95 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $596,320,000 | 91 |
| Total interest expense | $291,213,000 | 63 |
| Net interest income | $305,107,000 | 114 |
| Provision for loan and lease losses | $36,691,000 | 75 |
| Total noninterest income | $21,501,000 | 371 |
| Gross Fiduciary activities income | $1,170,000 | 347 |
| Service charges on deposit accounts | $7,826,000 | 225 |
| Trading account gains and fees | $200,000 | 95 |
| Additional Noninterest Income | $12,305,000 | 363 |
| Total noninterest expense | $97,325,000 | 225 |
| Salaries and employee benefits | $37,581,000 | 254 |
| Premises and equipment expense | $16,511,000 | 177 |
| Additional noninterest expense | $43,233,000 | 207 |
| Pre-tax net operating income | $192,592,000 | 107 |
| Securities gains (losses) | $1,819,000 | 193 |
| Applicable income taxes | $21,434,000 | 223 |
| Income before extraordinary items | $172,977,000 | 92 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $172,977,000 | 93 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,232,000 | 112 |
| Cash dividends | $50,660,000 | 122 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $171,358,090 | 88 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $430,586,000 | 95 |
| Total interest expense | $203,672,000 | 66 |
| Net interest income | $226,914,000 | 120 |
| Provision for loan and lease losses | $30,141,000 | 77 |
| Total noninterest income | $15,598,000 | 387 |
| Gross Fiduciary activities income | $711,000 | 390 |
| Service charges on deposit accounts | $5,864,000 | 233 |
| Trading account gains and fees | $134,000 | 97 |
| Additional Noninterest Income | $8,889,000 | 372 |
| Total noninterest expense | $72,007,000 | 228 |
| Salaries and employee benefits | $27,289,000 | 264 |
| Premises and equipment expense | $11,992,000 | 184 |
| Additional noninterest expense | $32,726,000 | 206 |
| Pre-tax net operating income | $140,364,000 | 113 |
| Securities gains (losses) | $654,000 | 358 |
| Applicable income taxes | $14,492,000 | 237 |
| Income before extraordinary items | $126,526,000 | 100 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $126,526,000 | 101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,160,000 | 114 |
| Cash dividends | $37,862,000 | 123 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $125,937,400 | 97 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $277,733,000 | 98 |
| Total interest expense | $129,321,000 | 71 |
| Net interest income | $148,412,000 | 122 |
| Provision for loan and lease losses | $19,762,000 | 77 |
| Total noninterest income | $9,902,000 | 395 |
| Gross Fiduciary activities income | $471,000 | 393 |
| Service charges on deposit accounts | $3,833,000 | 230 |
| Trading account gains and fees | $-138,000 | 9,053 |
| Additional Noninterest Income | $5,736,000 | 377 |
| Total noninterest expense | $47,181,000 | 226 |
| Salaries and employee benefits | $17,769,000 | 264 |
| Premises and equipment expense | $8,320,000 | 175 |
| Additional noninterest expense | $21,092,000 | 209 |
| Pre-tax net operating income | $91,371,000 | 119 |
| Securities gains (losses) | $59,000 | 1,356 |
| Applicable income taxes | $9,304,000 | 246 |
| Income before extraordinary items | $82,126,000 | 102 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $82,126,000 | 103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,962,000 | 121 |
| Cash dividends | $25,253,000 | 115 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $82,072,900 | 96 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $135,513,000 | 98 |
| Total interest expense | $63,032,000 | 70 |
| Net interest income | $72,481,000 | 120 |
| Provision for loan and lease losses | $8,941,000 | 84 |
| Total noninterest income | $5,036,000 | 382 |
| Gross Fiduciary activities income | $203,000 | 430 |
| Service charges on deposit accounts | $1,864,000 | 235 |
| Trading account gains and fees | $27,000 | 100 |
| Additional Noninterest Income | $2,942,000 | 366 |
| Total noninterest expense | $22,832,000 | 236 |
| Salaries and employee benefits | $8,941,000 | 269 |
| Premises and equipment expense | $3,981,000 | 184 |
| Additional noninterest expense | $9,910,000 | 210 |
| Pre-tax net operating income | $45,744,000 | 112 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $4,905,000 | 231 |
| Income before extraordinary items | $40,839,000 | 100 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $40,839,000 | 101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,889,000 | 130 |
| Cash dividends | $12,638,000 | 105 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $40,839,000 | 95 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $465,926,000 | 113 |
| Total interest expense | $221,926,000 | 84 |
| Net interest income | $244,000,000 | 133 |
| Provision for loan and lease losses | $27,048,000 | 117 |
| Total noninterest income | $22,726,000 | 370 |
| Gross Fiduciary activities income | $933,000 | 394 |
| Service charges on deposit accounts | $6,866,000 | 256 |
| Trading account gains and fees | $524,000 | 94 |
| Additional Noninterest Income | $14,403,000 | 351 |
| Total noninterest expense | $82,623,000 | 253 |
| Salaries and employee benefits | $32,930,000 | 285 |
| Premises and equipment expense | $14,400,000 | 196 |
| Additional noninterest expense | $35,293,000 | 239 |
| Pre-tax net operating income | $157,055,000 | 118 |
| Securities gains (losses) | $-23,372,000 | 9,179 |
| Applicable income taxes | $20,041,000 | 230 |
| Income before extraordinary items | $113,642,000 | 121 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $113,642,000 | 122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,555,000 | 162 |
| Cash dividends | $26,925,000 | 185 |
| Sale, conversion, retirement of capital stock, net | $166,113,000 | 14 |
| Net operating income | $133,508,200 | 103 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $332,953,000 | 118 |
| Total interest expense | $161,751,000 | 85 |
| Net interest income | $171,202,000 | 141 |
| Provision for loan and lease losses | $20,718,000 | 125 |
| Total noninterest income | $17,121,000 | 383 |
| Gross Fiduciary activities income | $590,000 | 443 |
| Service charges on deposit accounts | $5,138,000 | 272 |
| Trading account gains and fees | $613,000 | 86 |
| Additional Noninterest Income | $10,780,000 | 372 |
| Total noninterest expense | $59,322,000 | 265 |
| Salaries and employee benefits | $24,147,000 | 293 |
| Premises and equipment expense | $10,597,000 | 203 |
| Additional noninterest expense | $24,578,000 | 250 |
| Pre-tax net operating income | $108,283,000 | 121 |
| Securities gains (losses) | $-22,795,000 | 9,236 |
| Applicable income taxes | $10,211,000 | 312 |
| Income before extraordinary items | $75,277,000 | 131 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $75,277,000 | 131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,691,000 | 173 |
| Cash dividends | $19,216,000 | 206 |
| Sale, conversion, retirement of capital stock, net | $166,114,000 | 11 |
| Net operating income | $95,336,600 | 110 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $215,313,000 | 123 |
| Total interest expense | $108,501,000 | 89 |
| Net interest income | $106,812,000 | 141 |
| Provision for loan and lease losses | $12,825,000 | 128 |
| Total noninterest income | $12,719,000 | 359 |
| Gross Fiduciary activities income | $338,000 | 478 |
| Service charges on deposit accounts | $3,395,000 | 271 |
| Trading account gains and fees | $1,447,000 | 64 |
| Additional Noninterest Income | $7,539,000 | 358 |
| Total noninterest expense | $37,964,000 | 272 |
| Salaries and employee benefits | $16,096,000 | 296 |
| Premises and equipment expense | $6,624,000 | 213 |
| Additional noninterest expense | $15,244,000 | 260 |
| Pre-tax net operating income | $68,742,000 | 130 |
| Securities gains (losses) | $-22,795,000 | 9,268 |
| Applicable income taxes | $5,282,000 | 380 |
| Income before extraordinary items | $40,665,000 | 148 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $40,665,000 | 148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,849,000 | 193 |
| Cash dividends | $17,488,000 | 145 |
| Sale, conversion, retirement of capital stock, net | $57,467,000 | 13 |
| Net operating income | $60,952,550 | 109 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $103,843,000 | 126 |
| Total interest expense | $53,990,000 | 91 |
| Net interest income | $49,853,000 | 151 |
| Provision for loan and lease losses | $6,229,000 | 132 |
| Total noninterest income | $6,580,000 | 356 |
| Gross Fiduciary activities income | $149,000 | 525 |
| Service charges on deposit accounts | $743,000 | 568 |
| Trading account gains and fees | $709,000 | 61 |
| Additional Noninterest Income | $4,979,000 | 315 |
| Total noninterest expense | $18,665,000 | 273 |
| Salaries and employee benefits | $8,134,000 | 300 |
| Premises and equipment expense | $3,533,000 | 205 |
| Additional noninterest expense | $6,998,000 | 264 |
| Pre-tax net operating income | $31,539,000 | 137 |
| Securities gains (losses) | $-15,701,000 | 9,313 |
| Applicable income taxes | $877,000 | 890 |
| Income before extraordinary items | $14,961,000 | 177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,961,000 | 177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,889,000 | 225 |
| Cash dividends | $8,394,000 | 144 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $29,719,940 | 117 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $388,208,000 | 138 |
| Total interest expense | $218,809,000 | 102 |
| Net interest income | $169,399,000 | 175 |
| Provision for loan and lease losses | $15,083,000 | 194 |
| Total noninterest income | $18,483,000 | 418 |
| Gross Fiduciary activities income | $604,000 | 513 |
| Service charges on deposit accounts | $3,126,000 | 524 |
| Trading account gains and fees | $588,000 | 81 |
| Additional Noninterest Income | $14,165,000 | 353 |
| Total noninterest expense | $73,327,000 | 272 |
| Salaries and employee benefits | $28,284,000 | 321 |
| Premises and equipment expense | $14,481,000 | 195 |
| Additional noninterest expense | $30,562,000 | 267 |
| Pre-tax net operating income | $99,472,000 | 152 |
| Securities gains (losses) | $1,510,000 | 329 |
| Applicable income taxes | $15,636,000 | 267 |
| Income before extraordinary items | $85,346,000 | 150 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $85,346,000 | 150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,333,000 | 281 |
| Cash dividends | $27,820,000 | 202 |
| Sale, conversion, retirement of capital stock, net | $139,339,000 | 7 |
| Net operating income | $84,062,500 | 140 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $344,995,000 | 159 |
| Total interest expense | $217,973,000 | 132 |
| Net interest income | $127,022,000 | 204 |
| Provision for loan and lease losses | $12,278,000 | 212 |
| Total noninterest income | $15,358,000 | 455 |
| Gross Fiduciary activities income | $256,000 | 768 |
| Service charges on deposit accounts | $4,314,000 | 354 |
| Trading account gains and fees | $-633,000 | 9,586 |
| Additional Noninterest Income | $11,421,000 | 392 |
| Total noninterest expense | $60,104,000 | 315 |
| Salaries and employee benefits | $23,148,000 | 343 |
| Premises and equipment expense | $13,046,000 | 201 |
| Additional noninterest expense | $23,910,000 | 313 |
| Pre-tax net operating income | $69,998,000 | 180 |
| Securities gains (losses) | $-24,000 | 9,389 |
| Applicable income taxes | $8,234,000 | 380 |
| Income before extraordinary items | $61,740,000 | 167 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $61,740,000 | 167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,734,000 | 279 |
| Cash dividends | $22,139,000 | 220 |
| Sale, conversion, retirement of capital stock, net | $81,341,000 | 13 |
| Net operating income | $61,761,120 | 160 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $290,587,000 | 198 |
| Total interest expense | $192,136,000 | 175 |
| Net interest income | $98,451,000 | 231 |
| Provision for loan and lease losses | $8,700,000 | 222 |
| Total noninterest income | $12,972,000 | 500 |
| Gross Fiduciary activities income | $9,000 | 1,228 |
| Service charges on deposit accounts | $5,586,000 | 266 |
| Trading account gains and fees | $-193,000 | 4,519 |
| Additional Noninterest Income | $7,570,000 | 494 |
| Total noninterest expense | $51,942,000 | 337 |
| Salaries and employee benefits | $20,545,000 | 364 |
| Premises and equipment expense | $13,163,000 | 199 |
| Additional noninterest expense | $18,234,000 | 376 |
| Pre-tax net operating income | $50,781,000 | 231 |
| Securities gains (losses) | $-379,000 | 9,676 |
| Applicable income taxes | $5,814,000 | 496 |
| Income before extraordinary items | $44,588,000 | 183 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $44,588,000 | 182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,750,000 | 327 |
| Cash dividends | $18,887,000 | 251 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $44,921,520 | 187 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $232,987,000 | 209 |
| Total interest expense | $130,806,000 | 190 |
| Net interest income | $102,181,000 | 223 |
| Provision for loan and lease losses | $14,000,000 | 166 |
| Total noninterest income | $11,206,000 | 579 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,964,000 | 295 |
| Trading account gains and fees | $227,000 | 104 |
| Additional Noninterest Income | $6,015,000 | 588 |
| Total noninterest expense | $52,923,000 | 350 |
| Salaries and employee benefits | $22,380,000 | 349 |
| Premises and equipment expense | $11,534,000 | 226 |
| Additional noninterest expense | $19,009,000 | 374 |
| Pre-tax net operating income | $46,464,000 | 263 |
| Securities gains (losses) | $140,000 | 632 |
| Applicable income taxes | $9,480,000 | 381 |
| Income before extraordinary items | $37,124,000 | 235 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $37,124,000 | 236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,822,000 | 249 |
| Cash dividends | $13,552,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $47,052,000 | 15 |
| Net operating income | $37,012,000 | 231 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $158,134,000 | 268 |
| Total interest expense | $84,308,000 | 252 |
| Net interest income | $73,826,000 | 282 |
| Provision for loan and lease losses | $6,000,000 | 276 |
| Total noninterest income | $10,291,000 | 593 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $4,767,000 | 281 |
| Trading account gains and fees | $931,000 | 97 |
| Additional Noninterest Income | $4,593,000 | 693 |
| Total noninterest expense | $41,976,000 | 412 |
| Salaries and employee benefits | $18,144,000 | 413 |
| Premises and equipment expense | $10,009,000 | 245 |
| Additional noninterest expense | $13,823,000 | 463 |
| Pre-tax net operating income | $36,141,000 | 281 |
| Securities gains (losses) | $-555,000 | 10,443 |
| Applicable income taxes | $6,892,000 | 441 |
| Income before extraordinary items | $28,694,000 | 257 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $28,694,000 | 258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,401,000 | 351 |
| Cash dividends | $3,617,000 | 842 |
| Sale, conversion, retirement of capital stock, net | $26,942,000 | 37 |
| Net operating income | $29,143,550 | 248 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $114,020,000 | 363 |
| Total interest expense | $57,199,000 | 356 |
| Net interest income | $56,821,000 | 373 |
| Provision for loan and lease losses | $2,700,000 | 464 |
| Total noninterest income | $9,832,000 | 581 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $4,269,000 | 320 |
| Trading account gains and fees | $170,000 | 145 |
| Additional Noninterest Income | $5,393,000 | 589 |
| Total noninterest expense | $35,430,000 | 445 |
| Salaries and employee benefits | $14,160,000 | 487 |
| Premises and equipment expense | $7,790,000 | 302 |
| Additional noninterest expense | $13,480,000 | 460 |
| Pre-tax net operating income | $28,523,000 | 346 |
| Securities gains (losses) | $74,000 | 1,122 |
| Applicable income taxes | $5,693,000 | 563 |
| Income before extraordinary items | $22,904,000 | 301 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $22,904,000 | 301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,526,000 | 597 |
| Cash dividends | $3,804,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $22,844,800 | 290 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $93,769,000 | 459 |
| Total interest expense | $45,805,000 | 455 |
| Net interest income | $47,964,000 | 445 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $6,767,000 | 763 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $3,627,000 | 410 |
| Trading account gains and fees | $-7,000 | 4,645 |
| Additional Noninterest Income | $3,147,000 | 857 |
| Total noninterest expense | $32,899,000 | 519 |
| Salaries and employee benefits | $12,046,000 | 583 |
| Premises and equipment expense | $5,854,000 | 417 |
| Additional noninterest expense | $14,999,000 | 494 |
| Pre-tax net operating income | $21,832,000 | 439 |
| Securities gains (losses) | $66,000 | 1,174 |
| Applicable income taxes | $4,850,000 | 607 |
| Income before extraordinary items | $17,048,000 | 384 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $17,048,000 | 384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,617,000 | 653 |
| Cash dividends | $3,122,000 | 924 |
| Sale, conversion, retirement of capital stock, net | $1,538,000 | 331 |
| Net operating income | $16,996,520 | 379 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $74,618,000 | 569 |
| Total interest expense | $35,528,000 | 572 |
| Net interest income | $39,090,000 | 541 |
| Provision for loan and lease losses | $3,000,000 | 449 |
| Total noninterest income | $5,822,000 | 864 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $2,942,000 | 502 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,880,000 | 910 |
| Total noninterest expense | $26,254,000 | 639 |
| Salaries and employee benefits | $10,234,000 | 683 |
| Premises and equipment expense | $4,868,000 | 495 |
| Additional noninterest expense | $11,152,000 | 628 |
| Pre-tax net operating income | $15,658,000 | 568 |
| Securities gains (losses) | $-410,000 | 11,787 |
| Applicable income taxes | $3,219,000 | 868 |
| Income before extraordinary items | $12,029,000 | 521 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $12,029,000 | 521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,108 |
| Cash dividends | $1,206,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $358,000 | 416 |
| Net operating income | $12,352,900 | 507 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $55,905,000 | 640 |
| Total interest expense | $24,296,000 | 611 |
| Net interest income | $31,609,000 | 643 |
| Provision for loan and lease losses | $1,210,000 | 814 |
| Total noninterest income | $4,954,000 | 932 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,395,000 | 577 |
| Trading account gains and fees | $-149,000 | 4,887 |
| Additional Noninterest Income | $2,708,000 | 943 |
| Total noninterest expense | $20,281,000 | 801 |
| Salaries and employee benefits | $7,986,000 | 861 |
| Premises and equipment expense | $3,789,000 | 612 |
| Additional noninterest expense | $8,506,000 | 789 |
| Pre-tax net operating income | $15,072,000 | 573 |
| Securities gains (losses) | $-1,892,000 | 12,476 |
| Applicable income taxes | $2,549,000 | 995 |
| Income before extraordinary items | $10,631,000 | 529 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $10,631,000 | 528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-547,000 | 12,542 |
| Cash dividends | $1,151,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $-3,154,000 | 12,590 |
| Net operating income | $12,163,520 | 487 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $46,925,000 | 732 |
| Total interest expense | $22,761,000 | 641 |
| Net interest income | $24,164,000 | 787 |
| Provision for loan and lease losses | $5,530,000 | 411 |
| Total noninterest income | $4,510,000 | 1,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $81,000 | 284 |
| Additional Noninterest Income | $4,429,000 | 745 |
| Total noninterest expense | $18,099,000 | 912 |
| Salaries and employee benefits | $7,793,000 | 876 |
| Premises and equipment expense | $3,485,000 | 674 |
| Additional noninterest expense | $6,821,000 | 994 |
| Pre-tax net operating income | $5,045,000 | 1,392 |
| Securities gains (losses) | $1,006,000 | 543 |
| Applicable income taxes | $1,697,000 | 1,398 |
| Income before extraordinary items | $4,354,000 | 1,178 |
| Extraordinary gains, net | $3,612,000 | 89 |
| Net income | $7,966,000 | 679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,200,000 | 694 |
| Cash dividends | $1,202,000 | 1,510 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 831 |
| Net operating income | $3,629,680 | 1,318 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $46,247,000 | 839 |
| Total interest expense | $25,306,000 | 742 |
| Net interest income | $20,941,000 | 903 |
| Provision for loan and lease losses | $3,375,000 | 769 |
| Total noninterest income | $3,252,000 | 1,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $268,000 | 206 |
| Additional Noninterest Income | $2,984,000 | 960 |
| Total noninterest expense | $18,325,000 | 910 |
| Salaries and employee benefits | $8,012,000 | 844 |
| Premises and equipment expense | $3,770,000 | 658 |
| Additional noninterest expense | $6,543,000 | 1,062 |
| Pre-tax net operating income | $2,495,000 | 2,495 |
| Securities gains (losses) | $3,144,000 | 293 |
| Applicable income taxes | $1,830,000 | 1,212 |
| Income before extraordinary items | $3,809,000 | 1,227 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,809,000 | 1,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,278,000 | 885 |
| Cash dividends | $1,186,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $1,495,000 | 358 |
| Net operating income | $1,671,080 | 2,546 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.