Home > Westernbank Puerto Rico > Net charge- offs to loans
Westernbank Puerto Rico, Net charge- offs to loans
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 10.4156% | 49 |
| Percentage Net Loans Charged-off: Total real estate loans | 11.2762% | 35 |
| Percentage Net Loans Charged-off:Construction & development | 44.8083% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.7989% | 100 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1315% | 2,504 |
| Percentage Net Loans Charged-off: Home equity loans | 7.1701% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1108% | 2,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4821% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8666% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7657% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8685% | 581 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5222% | 1,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1775% | 1,700 |
| Percentage Net Loans Charged-off:Construction & development | 5.2953% | 1,171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3746% | 2,000 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1238% | 3,738 |
| Percentage Net Loans Charged-off: Home equity loans | 13.5402% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0787% | 3,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3181% | 908 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0720% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4500% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8611% | 1,043 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3350% | 1,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9185% | 1,674 |
| Percentage Net Loans Charged-off:Construction & development | 4.0955% | 1,154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2860% | 1,724 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0794% | 3,646 |
| Percentage Net Loans Charged-off: Home equity loans | 9.9178% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0450% | 3,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8735% | 620 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1176% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6324% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6169% | 1,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3724% | 1,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0025% | 1,373 |
| Percentage Net Loans Charged-off:Construction & development | 4.5981% | 880 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2807% | 1,361 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0516% | 3,367 |
| Percentage Net Loans Charged-off: Home equity loans | 13.7379% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 3,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0390% | 719 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7432% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0383% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6885% | 868 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8779% | 1,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7293% | 1,291 |
| Percentage Net Loans Charged-off:Construction & development | 3.7593% | 686 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0615% | 1,206 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1054% | 2,202 |
| Percentage Net Loans Charged-off: Home equity loans | 24.0569% | 26 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0144% | 2,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8693% | 1,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1712% | 271 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0793% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5164% | 761 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3361% | 881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5235% | 1,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.8970% | 1,644 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5377% | 826 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0667% | 3,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6281% | 615 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0641% | 3,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6448% | 167 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7732% | 288 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9286% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1156% | 1,501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7689% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1391% | 2,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0048% | 2,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1990% | 959 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0466% | 2,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8237% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 2,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7356% | 222 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4651% | 266 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5748% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0410% | 1,493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8511% | 821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0860% | 2,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0116% | 1,665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1073% | 915 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0800% | 2,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9540% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0757% | 1,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8575% | 153 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5644% | 246 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2760% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0519% | 1,271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6206% | 855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1362% | 1,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0221% | 1,077 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1964% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 7,684 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0330% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 7,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6387% | 271 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6983% | 239 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7823% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0669% | 945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5319% | 275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 3,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0763% | 2,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0768% | 1,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.6147% | 52 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0697% | 176 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9442% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1135% | 1,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6456% | 189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 3,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 2,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0282% | 2,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.1758% | 58 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1570% | 153 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6297% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5811% | 596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 2,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 1,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2980% | 293 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6998% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4798% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2674% | 1,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8568% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5226% | 235 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3757% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3615% | 1,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1976% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0165% | 726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2794% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 2,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 2,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7564% | 1,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7719% | 330 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2968% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2271% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 7,891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 7,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8866% | 869 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4374% | 373 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1289% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2269% | 1,366 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0169% | 8,014 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 7,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9736% | 782 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3045% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0653% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1559% | 1,569 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 7,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0334% | 8,162 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0334% | 8,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5809% | 792 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9495% | 612 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8332% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2644% | 1,792 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 8,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 7,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7878% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4068% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6640% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2040% | 1,932 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0159% | 8,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 8,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3125% | 1,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2235% | 273 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3091% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1998% | 1,825 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 7,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 7,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 7,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2643% | 1,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1098% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2776% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1972% | 1,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 1,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0226% | 1,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0226% | 1,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2418% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8846% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6847% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3369% | 1,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 3,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 3,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 2,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4901% | 2,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9512% | 231 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5682% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3843% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 3,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 2,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 2,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7301% | 1,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0586% | 221 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6710% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3528% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 7,943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 7,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3143% | 1,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0417% | 244 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6545% | 520 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3184% | 1,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 1,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 1,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 1,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0087% | 2,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6213% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7037% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2920% | 2,546 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 8,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 8,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 8,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1632% | 3,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5437% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0855% | 580 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2767% | 2,300 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 8,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0226% | 8,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0226% | 8,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1746% | 3,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3725% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1233% | 574 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2394% | 2,445 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 8,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 8,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 8,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1399% | 2,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0287% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0777% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1928% | 2,401 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 8,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 8,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 8,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0625% | 2,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6229% | 1,176 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3583% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1924% | 3,756 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 8,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 8,586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 8,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6478% | 2,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0701% | 2,199 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9060% | 983 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2252% | 3,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 3,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0051% | 3,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 2,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2849% | 1,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0462% | 2,126 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4217% | 1,098 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1840% | 3,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1500% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7864% | 205 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3630% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3551% | 1,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1259% | 214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3551% | 75 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0951% | 795 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7857% | 215 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0022% | 549 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5452% | 138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3763% | 1,988 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0306% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0345% | 1,398 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0345% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1704% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0690% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7459% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4386% | 57 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2407% | 3,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1370% | 1,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1462% | 1,448 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1462% | 1,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1157% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7062% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4461% | 780 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2951% | 3,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2305% | 230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2413% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2413% | 158 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0507% | 1,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3923% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7125% | 943 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0302% | 7,631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1728% | 1,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1839% | 1,525 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1839% | 1,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5189% | 298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1343% | 1,189 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9293% | 841 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 164.4737% | 1 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1462% | 11,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3434% | 276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5580% | 98 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5580% | 100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.0061% | 1,378 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3034% | 1,466 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5598% | 861 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.1942% | 14 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7911% | 1,692 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.8343% | 43 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5557% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0841% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9658% | 2,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 1,117 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 1,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6366% | 66 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3416% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3140% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |