Home > Westernbank Puerto Rico > Assets and Liabilities

Westernbank Puerto Rico, Assets and Liabilities

2010-03-31		Rank
# of Employees:	1,452	106
Assets and Liabilities
Total Assets:	$10,797,345,000	99
Cash and due from depository institutions	$368,094,000	106
Interest-bearing balances	$311,853,000	143
Securities	$1,879,542,000	96
Federal funds sold & reverse repurchase agreements	$0	4,804
Net loans & leases	$8,122,114,000	81
Loan loss allowance	$280,564,000	64
Trading account assets	$12,120,000	92
Bank premises and fixed assets	$128,349,000	78
Other real estate owned	$84,255,000	106
Goodwill and other intangibles	$3,554,000	936
All other assets	$199,317,000	175
Life insurance assets	$0	3,823
Total liabilities and capital	$10,797,345,000	99
Total liabilities	$10,420,723,000	91
Total deposits	$8,420,357,000	89
Interest-bearing deposits	$8,022,685,000	79
Deposits held in domestic offices	$8,420,357,000	87
% insured	97.90%	633
Federal funds purchased & repurchase agreements	$1,352,330,000	50
Trading liabilities	$5,880,000	64
Other borrowed funds	$562,000,000	128
Subordinated debt	$0	248
All other liabilities	$80,156,000	147
Total equity capital	$376,622,000	220
Total bank equity capital	$376,622,000	220
Perpetual preferred stock	$0	220
Common stock	$235,815,000	21
Surplus	$683,513,000	116
Undivided profits	$-542,706,000	7,924
Noncontrolling interests in consolidated subsidiaries	$0	204
Memoranda
Noncurrent loans and leases	$1,556,219,000	32
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,219
Income earned, not collected on loans	$37,523,000	102
Earning assets	$10,313,509,000	91
Long-term assets (5+ years)	$3,640,317,000	53
Average Assets, year-to-date	$11,131,564,500	97
Average Assets, quarterly	$11,131,564,500	97
Volatile liabilities	$1,839,342,000	114
Insider loans	$6,748,000	1,113
FHLB advances	$562,000,000	89
Loans and leases held for sale	$69,905,000	69
Unused loan commitments	$268,849,000	356
Tier 1 (core) risk-based capital	$375,944,000	199
Tier 2 risk-based capital	$103,785,000	99
Total risk weighted assets	$8,126,052,000	86
Total unused commitments	$268,849,000	356
Derivatives	$619,407,000	88
2009-12-31		Rank
# of Employees:	1,452	106
Assets and Liabilities
Total Assets:	$11,465,784,000	91
Cash and due from depository institutions	$468,989,000	106
Interest-bearing balances	$6,803,000	2,860
Securities	$2,296,037,000	84
Federal funds sold & reverse repurchase agreements	$0	4,737
Net loans & leases	$8,272,477,000	82
Loan loss allowance	$415,070,000	49
Trading account assets	$13,370,000	85
Bank premises and fixed assets	$128,563,000	77
Other real estate owned	$83,578,000	106
Goodwill and other intangibles	$3,513,000	937
All other assets	$199,257,000	177
Life insurance assets	$0	3,837
Total liabilities and capital	$11,465,784,000	91
Total liabilities	$11,015,862,000	85
Total deposits	$8,618,400,000	92
Interest-bearing deposits	$8,233,848,000	75
Deposits held in domestic offices	$8,618,400,000	88
% insured	95.83%	1,366
Federal funds purchased & repurchase agreements	$1,744,295,000	43
Trading liabilities	$7,070,000	60
Other borrowed funds	$552,000,000	134
Subordinated debt	$0	258
All other liabilities	$94,097,000	136
Total equity capital	$449,922,000	200
Total bank equity capital	$449,922,000	198
Perpetual preferred stock	$0	219
Common stock	$235,815,000	21
Surplus	$683,513,000	114
Undivided profits	$-469,406,000	8,001
Noncontrolling interests in consolidated subsidiaries	$0	209
Memoranda
Noncurrent loans and leases	$1,444,560,000	33
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,191
Income earned, not collected on loans	$39,790,000	99
Earning assets	$10,575,317,000	88
Long-term assets (5+ years)	$3,804,123,000	57
Average Assets, year-to-date	$13,914,168,000	78
Average Assets, quarterly	$12,476,420,500	85
Volatile liabilities	$2,209,400,000	103
Insider loans	$1,963,000	3,093
FHLB advances	$552,000,000	98
Loans and leases held for sale	$61,084,000	83
Unused loan commitments	$357,468,000	291
Tier 1 (core) risk-based capital	$465,251,000	169
Tier 2 risk-based capital	$108,735,000	94
Total risk weighted assets	$8,392,450,000	86
Total unused commitments	$357,468,000	291
Derivatives	$643,552,000	86
2009-09-30		Rank
# of Employees:	1,435	111
Assets and Liabilities
Total Assets:	$13,487,057,000	82
Cash and due from depository institutions	$468,214,000	111
Interest-bearing balances	$8,732,000	2,231
Securities	$3,108,302,000	70
Federal funds sold & reverse repurchase agreements	$49,008,000	170
Net loans & leases	$8,529,565,000	84
Loan loss allowance	$225,502,000	73
Trading account assets	$12,962,000	95
Bank premises and fixed assets	$128,356,000	81
Other real estate owned	$119,308,000	111
Goodwill and other intangibles	$3,437,000	1,001
All other assets	$1,067,905,000	57
Life insurance assets	$0	3,862
Total liabilities and capital	$13,487,057,000	82
Total liabilities	$12,507,441,000	80
Total deposits	$9,343,339,000	79
Interest-bearing deposits	$8,959,810,000	66
Deposits held in domestic offices	$9,343,339,000	76
% insured	96.06%	1,443
Federal funds purchased & repurchase agreements	$2,657,725,000	33
Trading liabilities	$8,081,000	62
Other borrowed funds	$395,500,000	175
Subordinated debt	$0	269
All other liabilities	$102,796,000	139
Total equity capital	$979,616,000	122
Total bank equity capital	$979,616,000	121
Perpetual preferred stock	$0	212
Common stock	$235,815,000	21
Surplus	$683,513,000	121
Undivided profits	$60,288,000	541
Noncontrolling interests in consolidated subsidiaries	$0	214
Memoranda
Noncurrent loans and leases	$1,481,213,000	31
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,174
Income earned, not collected on loans	$42,785,000	98
Earning assets	$11,695,607,000	87
Long-term assets (5+ years)	$4,862,469,000	48
Average Assets, year-to-date	$14,526,264,000	79
Average Assets, quarterly	$13,912,967,500	80
Volatile liabilities	$3,104,251,000	87
Insider loans	$1,738,000	3,312
FHLB advances	$395,500,000	137
Loans and leases held for sale	$46,681,000	91
Unused loan commitments	$347,738,000	317
Tier 1 (core) risk-based capital	$880,321,000	110
Tier 2 risk-based capital	$111,922,000	99
Total risk weighted assets	$8,840,146,000	86
Total unused commitments	$347,738,000	318
Derivatives	$706,406,000	80
2009-06-30		Rank
# of Employees:	1,448	115
Assets and Liabilities
Total Assets:	$14,338,878,000	84
Cash and due from depository institutions	$645,193,000	115
Interest-bearing balances	$10,444,000	1,774
Securities	$4,371,882,000	57
Federal funds sold & reverse repurchase agreements	$0	5,176
Net loans & leases	$8,630,041,000	89
Loan loss allowance	$240,832,000	70
Trading account assets	$11,355,000	104
Bank premises and fixed assets	$126,964,000	86
Other real estate owned	$103,185,000	115
Goodwill and other intangibles	$3,334,000	1,031
All other assets	$446,924,000	105
Life insurance assets	$0	3,901
Total liabilities and capital	$14,338,878,000	84
Total liabilities	$13,406,673,000	83
Total deposits	$10,150,581,000	73
Interest-bearing deposits	$9,763,963,000	68
Deposits held in domestic offices	$10,150,581,000	71
% insured	94.57%	290
Federal funds purchased & repurchase agreements	$2,673,262,000	31
Trading liabilities	$8,671,000	61
Other borrowed funds	$126,642,000	454
Subordinated debt	$0	276
All other liabilities	$447,517,000	61
Total equity capital	$932,205,000	129
Total bank equity capital	$932,205,000	128
Perpetual preferred stock	$0	213
Common stock	$235,520,000	22
Surplus	$672,150,000	125
Undivided profits	$24,535,000	1,373
Noncontrolling interests in consolidated subsidiaries	$0	219
Memoranda
Noncurrent loans and leases	$1,556,698,000	26
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,161
Income earned, not collected on loans	$47,602,000	95
Earning assets	$13,012,367,000	83
Long-term assets (5+ years)	$6,008,516,000	44
Average Assets, year-to-date	$14,872,666,330	81
Average Assets, quarterly	$14,698,114,500	82
Volatile liabilities	$3,201,992,000	89
Insider loans	$1,783,000	3,313
FHLB advances	$92,000,000	521
Loans and leases held for sale	$39,562,000	139
Unused loan commitments	$386,979,000	309
Tier 1 (core) risk-based capital	$841,666,000	114
Tier 2 risk-based capital	$114,180,000	99
Total risk weighted assets	$9,007,778,000	93
Total unused commitments	$386,979,000	309
Derivatives	$707,985,000	89
2009-03-31		Rank
# of Employees:	1,444	116
Assets and Liabilities
Total Assets:	$15,057,351,000	82
Cash and due from depository institutions	$1,246,838,000	116
Interest-bearing balances	$17,273,000	1,058
Securities	$4,465,185,000	53
Federal funds sold & reverse repurchase agreements	$0	5,546
Net loans & leases	$8,661,640,000	91
Loan loss allowance	$271,300,000	64
Trading account assets	$15,562,000	106
Bank premises and fixed assets	$121,067,000	88
Other real estate owned	$104,015,000	116
Goodwill and other intangibles	$3,319,000	1,048
All other assets	$439,725,000	107
Life insurance assets	$0	3,932
Total liabilities and capital	$15,057,351,000	82
Total liabilities	$14,091,486,000	82
Total deposits	$10,571,903,000	72
Interest-bearing deposits	$10,179,676,000	66
Deposits held in domestic offices	$10,571,903,000	69
% insured	95.16%	274
Federal funds purchased & repurchase agreements	$2,871,716,000	36
Trading liabilities	$10,316,000	59
Other borrowed funds	$76,781,000	745
Subordinated debt	$0	271
All other liabilities	$560,770,000	55
Total equity capital	$965,865,000	123
Total bank equity capital	$965,865,000	123
Perpetual preferred stock	$0	193
Common stock	$235,520,000	21
Surplus	$672,150,000	121
Undivided profits	$58,195,000	568
Noncontrolling interests in consolidated subsidiaries	$0	220
Memoranda
Noncurrent loans and leases	$1,515,247,000	24
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,134
Income earned, not collected on loans	$50,915,000	90
Earning assets	$13,144,098,000	80
Long-term assets (5+ years)	$6,057,851,000	44
Average Assets, year-to-date	$15,139,560,500	82
Average Assets, quarterly	$15,139,560,500	82
Volatile liabilities	$3,353,908,000	90
Insider loans	$2,594,000	2,663
FHLB advances	$42,000,000	1,117
Loans and leases held for sale	$23,064,000	183
Unused loan commitments	$532,193,000	263
Tier 1 (core) risk-based capital	$841,183,000	114
Tier 2 risk-based capital	$115,770,000	103
Total risk weighted assets	$9,106,034,000	97
Total unused commitments	$532,193,000	264
Derivatives	$587,616,000	106
2008-12-31		Rank
# of Employees:	1,445	114
Assets and Liabilities
Total Assets:	$15,221,770,000	80
Cash and due from depository institutions	$1,156,766,000	114
Interest-bearing balances	$16,207,000	716
Securities	$4,655,388,000	45
Federal funds sold & reverse repurchase agreements	$0	5,377
Net loans & leases	$8,686,588,000	95
Loan loss allowance	$282,089,000	59
Trading account assets	$18,371,000	103
Bank premises and fixed assets	$120,279,000	89
Other real estate owned	$104,032,000	114
Goodwill and other intangibles	$3,270,000	1,078
All other assets	$477,076,000	98
Life insurance assets	$0	3,960
Total liabilities and capital	$15,221,770,000	80
Total liabilities	$14,322,328,000	81
Total deposits	$10,904,823,000	70
Interest-bearing deposits	$10,542,337,000	66
Deposits held in domestic offices	$10,904,823,000	69
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$3,160,000,000	33
Trading liabilities	$11,253,000	58
Other borrowed funds	$76,932,000	811
Subordinated debt	$0	278
All other liabilities	$169,320,000	110
Total equity capital	$899,442,000	125
Total bank equity capital	$899,442,000	125
Perpetual preferred stock	$0	141
Common stock	$235,520,000	21
Surplus	$672,150,000	117
Undivided profits	$-8,228,000	8,067
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,573,202,000	21
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$56,191,000	87
Earning assets	$13,358,183,000	79
Long-term assets (5+ years)	$5,800,982,000	43
Average Assets, year-to-date	$16,454,993,800	74
Average Assets, quarterly	$15,775,464,000	79
Volatile liabilities	$3,620,374,000	87
Insider loans	$971,000	4,481
FHLB advances	$42,000,000	1,244
Loans and leases held for sale	$18,871,000	157
Unused loan commitments	$624,646,000	250
Tier 1 (core) risk-based capital	$815,344,000	114
Tier 2 risk-based capital	$117,697,000	109
Total risk weighted assets	$9,251,376,000	97
Total unused commitments	$624,646,000	250
Derivatives	$692,787,000	90
2008-09-30		Rank
# of Employees:	1,479	113
Assets and Liabilities
Total Assets:	$16,329,158,000	77
Cash and due from depository institutions	$239,236,000	113
Interest-bearing balances	$170,973,000	59
Securities	$5,853,214,000	39
Federal funds sold & reverse repurchase agreements	$619,700,000	44
Net loans & leases	$8,871,854,000	95
Loan loss allowance	$329,362,000	54
Trading account assets	$15,337,000	107
Bank premises and fixed assets	$119,304,000	93
Other real estate owned	$104,909,000	113
Goodwill and other intangibles	$3,286,000	1,122
All other assets	$502,318,000	93
Life insurance assets	$0	3,984
Total liabilities and capital	$16,329,158,000	77
Total liabilities	$15,468,646,000	74
Total deposits	$10,928,822,000	72
Interest-bearing deposits	$10,525,415,000	66
Deposits held in domestic offices	$10,928,822,000	67
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$4,279,300,000	26
Trading liabilities	$7,589,000	59
Other borrowed funds	$77,073,000	822
Subordinated debt	$0	276
All other liabilities	$175,862,000	111
Total equity capital	$860,512,000	137
Total bank equity capital	$860,512,000	137
Perpetual preferred stock	$0	110
Common stock	$235,520,000	19
Surplus	$672,150,000	110
Undivided profits	$-47,158,000	8,349
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,624,932,000	16
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,110
Income earned, not collected on loans	$67,784,000	76
Earning assets	$15,515,741,000	73
Long-term assets (5+ years)	$5,494,010,000	48
Average Assets, year-to-date	$16,763,299,750	74
Average Assets, quarterly	$16,658,711,500	74
Volatile liabilities	$4,736,484,000	75
Insider loans	$1,005,000	4,422
FHLB advances	$42,000,000	1,268
Loans and leases held for sale	$11,755,000	190
Unused loan commitments	$717,986,000	236
Tier 1 (core) risk-based capital	$869,812,000	113
Tier 2 risk-based capital	$126,661,000	100
Total risk weighted assets	$9,930,168,000	90
Total unused commitments	$717,986,000	236
Derivatives	$757,198,000	88
2008-06-30		Rank
# of Employees:	1,584	108
Assets and Liabilities
Total Assets:	$16,988,265,000	76
Cash and due from depository institutions	$179,935,000	108
Interest-bearing balances	$38,217,000	147
Securities	$6,574,433,000	43
Federal funds sold & reverse repurchase agreements	$626,762,000	51
Net loans & leases	$8,994,518,000	91
Loan loss allowance	$327,902,000	49
Trading account assets	$17,134,000	109
Bank premises and fixed assets	$117,078,000	95
Other real estate owned	$98,931,000	108
Goodwill and other intangibles	$3,116,000	1,170
All other assets	$376,358,000	114
Life insurance assets	$0	4,015
Total liabilities and capital	$16,988,265,000	76
Total liabilities	$16,099,697,000	74
Total deposits	$10,699,000,000	75
Interest-bearing deposits	$10,261,552,000	68
Deposits held in domestic offices	$10,699,000,000	71
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$5,126,118,000	24
Trading liabilities	$7,739,000	61
Other borrowed funds	$77,203,000	805
Subordinated debt	$0	257
All other liabilities	$189,637,000	103
Total equity capital	$888,568,000	136
Total bank equity capital	$888,568,000	136
Perpetual preferred stock	$0	107
Common stock	$235,520,000	18
Surplus	$672,150,000	113
Undivided profits	$-19,102,000	8,400
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,694,102,000	15
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,082
Income earned, not collected on loans	$67,458,000	84
Earning assets	$16,233,930,000	74
Long-term assets (5+ years)	$5,675,330,000	46
Average Assets, year-to-date	$16,908,013,670	76
Average Assets, quarterly	$16,429,624,000	78
Volatile liabilities	$5,582,864,000	73
Insider loans	$2,918,000	2,458
FHLB advances	$42,000,000	1,248
Loans and leases held for sale	$18,201,000	160
Unused loan commitments	$716,619,000	249
Tier 1 (core) risk-based capital	$886,427,000	115
Tier 2 risk-based capital	$127,831,000	103
Total risk weighted assets	$10,038,665,000	91
Total unused commitments	$716,619,000	249
Derivatives	$778,558,000	87
2008-03-31		Rank
# of Employees:	1,584	110
Assets and Liabilities
Total Assets:	$15,870,983,000	82
Cash and due from depository institutions	$217,169,000	110
Interest-bearing balances	$122,943,000	69
Securities	$5,342,211,000	46
Federal funds sold & reverse repurchase agreements	$661,292,000	52
Net loans & leases	$9,067,410,000	91
Loan loss allowance	$338,968,000	46
Trading account assets	$31,902,000	94
Bank premises and fixed assets	$129,571,000	88
Other real estate owned	$99,079,000	110
Goodwill and other intangibles	$3,094,000	1,185
All other assets	$319,255,000	124
Life insurance assets	$0	4,038
Total liabilities and capital	$15,870,983,000	82
Total liabilities	$14,877,157,000	81
Total deposits	$10,201,580,000	77
Interest-bearing deposits	$9,750,485,000	72
Deposits held in domestic offices	$10,201,580,000	73
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$4,357,118,000	27
Trading liabilities	$10,926,000	61
Other borrowed funds	$115,331,000	527
Subordinated debt	$0	251
All other liabilities	$192,202,000	103
Total equity capital	$993,826,000	122
Total bank equity capital	$993,826,000	122
Perpetual preferred stock	$0	108
Common stock	$235,020,000	18
Surplus	$669,707,000	107
Undivided profits	$89,099,000	399
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,709,166,000	14
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,070
Income earned, not collected on loans	$61,003,000	91
Earning assets	$15,193,856,000	78
Long-term assets (5+ years)	$3,235,454,000	66
Average Assets, year-to-date	$16,867,888,000	75
Average Assets, quarterly	$16,867,888,000	75
Volatile liabilities	$4,873,789,000	79
Insider loans	$2,918,000	2,420
FHLB advances	$80,000,000	669
Loans and leases held for sale	$8,924,000	281
Unused loan commitments	$774,497,000	234
Tier 1 (core) risk-based capital	$894,135,000	114
Tier 2 risk-based capital	$133,913,000	93
Total risk weighted assets	$10,508,005,000	86
Total unused commitments	$774,497,000	234
Derivatives	$980,159,000	82
2007-12-31		Rank
# of Employees:	1,595	111
Assets and Liabilities
Total Assets:	$17,864,793,000	73
Cash and due from depository institutions	$209,354,000	111
Interest-bearing balances	$58,975,000	104
Securities	$7,019,817,000	39
Federal funds sold & reverse repurchase agreements	$883,000,000	44
Net loans & leases	$9,216,411,000	89
Loan loss allowance	$338,720,000	43
Trading account assets	$29,492,000	94
Bank premises and fixed assets	$129,145,000	90
Other real estate owned	$10,970,000	111
Goodwill and other intangibles	$3,033,000	1,188
All other assets	$363,571,000	112
Life insurance assets	$0	4,052
Total liabilities and capital	$17,864,793,000	73
Total liabilities	$16,888,377,000	70
Total deposits	$10,376,425,000	74
Interest-bearing deposits	$9,908,655,000	71
Deposits held in domestic offices	$10,376,425,000	70
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,101,693,000	19
Trading liabilities	$7,743,000	57
Other borrowed funds	$137,465,000	436
Subordinated debt	$0	248
All other liabilities	$265,051,000	86
Total equity capital	$976,416,000	126
Total bank equity capital	$976,416,000	126
Perpetual preferred stock	$0	111
Common stock	$235,020,000	18
Surplus	$669,723,000	110
Undivided profits	$71,673,000	513
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,776,051,000	11
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,085
Income earned, not collected on loans	$105,116,000	65
Earning assets	$17,178,203,000	71
Long-term assets (5+ years)	$3,058,612,000	66
Average Assets, year-to-date	$17,591,114,400	70
Average Assets, quarterly	$17,913,902,500	71
Volatile liabilities	$6,701,719,000	69
Insider loans	$2,842,000	2,439
FHLB advances	$102,000,000	500
Loans and leases held for sale	$6,500,000	310
Unused loan commitments	$993,661,000	198
Tier 1 (core) risk-based capital	$864,605,000	117
Tier 2 risk-based capital	$144,215,000	93
Total risk weighted assets	$11,356,295,000	81
Total unused commitments	$993,661,000	198
Derivatives	$1,154,901,000	76
2007-09-30		Rank
# of Employees:	1,554	114
Assets and Liabilities
Total Assets:	$17,963,012,000	71
Cash and due from depository institutions	$178,900,000	114
Interest-bearing balances	$87,996,000	84
Securities	$7,336,160,000	37
Federal funds sold & reverse repurchase agreements	$799,300,000	44
Net loans & leases	$9,177,508,000	87
Loan loss allowance	$219,231,000	47
Trading account assets	$25,247,000	95
Bank premises and fixed assets	$128,377,000	91
Other real estate owned	$9,374,000	114
Goodwill and other intangibles	$3,046,000	1,173
All other assets	$305,100,000	122
Life insurance assets	$0	4,026
Total liabilities and capital	$17,963,012,000	71
Total liabilities	$16,959,187,000	69
Total deposits	$10,222,370,000	77
Interest-bearing deposits	$9,813,498,000	73
Deposits held in domestic offices	$10,222,370,000	72
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,329,473,000	22
Trading liabilities	$5,061,000	62
Other borrowed funds	$137,596,000	410
Subordinated debt	$0	244
All other liabilities	$264,687,000	89
Total equity capital	$1,003,825,000	123
Total bank equity capital	$1,003,825,000	123
Perpetual preferred stock	$0	113
Common stock	$233,700,000	18
Surplus	$611,043,000	113
Undivided profits	$159,082,000	245
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$758,590,000	17
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,109
Income earned, not collected on loans	$115,801,000	61
Earning assets	$17,400,964,000	71
Long-term assets (5+ years)	$3,174,166,000	65
Average Assets, year-to-date	$17,522,694,750	70
Average Assets, quarterly	$17,857,908,000	70
Volatile liabilities	$6,936,219,000	62
Insider loans	$2,488,000	2,626
FHLB advances	$102,000,000	456
Loans and leases held for sale	$3,398,000	447
Unused loan commitments	$1,010,336,000	200
Tier 1 (core) risk-based capital	$1,006,680,000	100
Tier 2 risk-based capital	$143,058,000	89
Total risk weighted assets	$11,390,849,000	77
Total unused commitments	$1,010,336,000	200
Derivatives	$1,044,875,000	79
2007-06-30		Rank
# of Employees:	1,513	126
Assets and Liabilities
Total Assets:	$17,752,804,000	70
Cash and due from depository institutions	$125,576,000	126
Interest-bearing balances	$34,803,000	182
Securities	$7,532,383,000	37
Federal funds sold & reverse repurchase agreements	$689,950,000	56
Net loans & leases	$8,965,544,000	92
Loan loss allowance	$283,842,000	40
Trading account assets	$18,451,000	113
Bank premises and fixed assets	$126,637,000	94
Other real estate owned	$8,465,000	126
Goodwill and other intangibles	$3,040,000	1,173
All other assets	$282,758,000	136
Life insurance assets	$0	4,058
Total liabilities and capital	$17,752,804,000	70
Total liabilities	$16,738,577,000	69
Total deposits	$9,836,065,000	86
Interest-bearing deposits	$9,426,497,000	79
Deposits held in domestic offices	$9,836,065,000	83
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,494,478,000	18
Trading liabilities	$3,073,000	69
Other borrowed funds	$171,747,000	327
Subordinated debt	$0	258
All other liabilities	$233,214,000	90
Total equity capital	$1,014,227,000	123
Total bank equity capital	$1,014,227,000	123
Perpetual preferred stock	$0	111
Common stock	$233,700,000	18
Surplus	$611,043,000	112
Undivided profits	$169,484,000	228
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$702,044,000	17
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,127
Income earned, not collected on loans	$118,113,000	59
Earning assets	$17,222,680,000	70
Long-term assets (5+ years)	$3,213,234,000	72
Average Assets, year-to-date	$17,375,922,330	69
Average Assets, quarterly	$17,564,145,500	69
Volatile liabilities	$7,126,691,000	61
Insider loans	$669,000	5,004
FHLB advances	$102,000,000	423
Loans and leases held for sale	$5,490,000	383
Unused loan commitments	$1,048,758,000	204
Tier 1 (core) risk-based capital	$1,014,202,000	96
Tier 2 risk-based capital	$142,390,000	89
Total risk weighted assets	$11,249,732,000	81
Total unused commitments	$1,048,758,000	204
Derivatives	$781,396,000	97
2007-03-31		Rank
# of Employees:	1,475	129
Assets and Liabilities
Total Assets:	$17,375,487,000	70
Cash and due from depository institutions	$117,091,000	129
Interest-bearing balances	$12,962,000	500
Securities	$7,235,818,000	35
Federal funds sold & reverse repurchase agreements	$793,302,000	45
Net loans & leases	$8,828,028,000	93
Loan loss allowance	$230,702,000	45
Trading account assets	$19,871,000	123
Bank premises and fixed assets	$125,396,000	91
Other real estate owned	$6,223,000	129
Goodwill and other intangibles	$3,025,000	1,165
All other assets	$246,733,000	140
Life insurance assets	$0	4,074
Total liabilities and capital	$17,375,487,000	70
Total liabilities	$16,320,612,000	68
Total deposits	$9,854,986,000	86
Interest-bearing deposits	$9,464,093,000	79
Deposits held in domestic offices	$9,854,986,000	83
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,052,049,000	18
Trading liabilities	$1,600,000	75
Other borrowed funds	$170,336,000	324
Subordinated debt	$0	262
All other liabilities	$241,641,000	88
Total equity capital	$1,054,875,000	114
Total bank equity capital	$1,054,875,000	114
Perpetual preferred stock	$0	113
Common stock	$233,700,000	17
Surplus	$611,043,000	109
Undivided profits	$210,132,000	188
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$309,341,000	28
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,132
Income earned, not collected on loans	$113,648,000	58
Earning assets	$16,870,110,000	69
Long-term assets (5+ years)	$2,713,481,000	79
Average Assets, year-to-date	$17,187,481,500	70
Average Assets, quarterly	$17,187,481,500	70
Volatile liabilities	$6,653,216,000	56
Insider loans	$715,000	4,893
FHLB advances	$102,000,000	410
Loans and leases held for sale	$4,135,000	443
Unused loan commitments	$931,338,000	214
Tier 1 (core) risk-based capital	$1,051,576,000	90
Tier 2 risk-based capital	$139,030,000	89
Total risk weighted assets	$11,030,764,000	82
Total unused commitments	$931,338,000	214
Derivatives	$764,577,000	97
2006-12-31		Rank
# of Employees:	1,433	129
Assets and Liabilities
Total Assets:	$16,999,476,000	71
Cash and due from depository institutions	$125,649,000	129
Interest-bearing balances	$23,424,000	256
Securities	$6,970,155,000	34
Federal funds sold & reverse repurchase agreements	$935,473,000	39
Net loans & leases	$8,565,557,000	91
Loan loss allowance	$202,179,000	48
Trading account assets	$18,655,000	68
Bank premises and fixed assets	$124,174,000	91
Other real estate owned	$5,916,000	129
Goodwill and other intangibles	$3,026,000	1,148
All other assets	$250,871,000	143
Life insurance assets	$0	4,082
Total liabilities and capital	$16,999,476,000	71
Total liabilities	$15,929,206,000	68
Total deposits	$9,238,856,000	90
Interest-bearing deposits	$8,795,773,000	82
Deposits held in domestic offices	$9,238,856,000	85
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,320,481,000	17
Trading liabilities	$1,573,000	64
Other borrowed funds	$162,968,000	352
Subordinated debt	$0	264
All other liabilities	$205,328,000	100
Total equity capital	$1,070,270,000	110
Total bank equity capital	$1,070,270,000	110
Perpetual preferred stock	$0	112
Common stock	$233,700,000	16
Surplus	$611,027,000	105
Undivided profits	$225,543,000	174
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$274,511,000	32
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,087
Income earned, not collected on loans	$120,039,000	59
Earning assets	$16,494,609,000	69
Long-term assets (5+ years)	$2,740,398,000	75
Average Assets, year-to-date	$16,570,372,200	73
Average Assets, quarterly	$16,841,455,000	71
Volatile liabilities	$6,886,276,000	64
Insider loans	$713,000	4,885
FHLB advances	$127,000,000	364
Loans and leases held for sale	$11,379,000	241
Unused loan commitments	$999,183,000	203
Tier 1 (core) risk-based capital	$1,066,960,000	89
Tier 2 risk-based capital	$134,762,000	88
Total risk weighted assets	$10,713,418,000	82
Total unused commitments	$999,183,000	203
Derivatives	$766,329,000	98
2006-09-30		Rank
# of Employees:	1,433	132
Assets and Liabilities
Total Assets:	$16,683,434,000	77
Cash and due from depository institutions	$107,507,000	132
Interest-bearing balances	$18,493,000	302
Securities	$6,974,245,000	41
Federal funds sold & reverse repurchase agreements	$826,716,000	44
Net loans & leases	$8,377,834,000	95
Loan loss allowance	$190,555,000	52
Trading account assets	$14,518,000	75
Bank premises and fixed assets	$122,155,000	92
Other real estate owned	$5,433,000	132
Goodwill and other intangibles	$3,033,000	1,142
All other assets	$251,993,000	152
Life insurance assets	$0	4,052
Total liabilities and capital	$16,683,434,000	77
Total liabilities	$15,607,465,000	71
Total deposits	$8,931,095,000	90
Interest-bearing deposits	$8,534,705,000	84
Deposits held in domestic offices	$8,931,095,000	88
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,315,566,000	19
Trading liabilities	$1,616,000	65
Other borrowed funds	$173,090,000	345
Subordinated debt	$0	269
All other liabilities	$186,098,000	114
Total equity capital	$1,075,969,000	106
Total bank equity capital	$1,075,969,000	106
Perpetual preferred stock	$0	118
Common stock	$233,700,000	16
Surplus	$611,027,000	109
Undivided profits	$231,242,000	183
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$229,079,000	39
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,131
Income earned, not collected on loans	$110,584,000	65
Earning assets	$16,197,288,000	73
Long-term assets (5+ years)	$2,750,968,000	75
Average Assets, year-to-date	$16,463,096,250	76
Average Assets, quarterly	$16,608,093,500	77
Volatile liabilities	$13,366,382,000	44
Insider loans	$715,000	4,858
FHLB advances	$137,000,000	359
Loans and leases held for sale	$7,298,000	304
Unused loan commitments	$1,008,925,000	212
Tier 1 (core) risk-based capital	$1,072,558,000	93
Tier 2 risk-based capital	$132,609,000	95
Total risk weighted assets	$10,550,740,000	86
Total unused commitments	$1,008,925,000	212
Derivatives	$768,180,000	97
2006-06-30		Rank
# of Employees:	1,411	139
Assets and Liabilities
Total Assets:	$16,532,753,000	79
Cash and due from depository institutions	$157,324,000	139
Interest-bearing balances	$42,477,000	121
Securities	$6,945,238,000	40
Federal funds sold & reverse repurchase agreements	$916,847,000	42
Net loans & leases	$8,126,807,000	102
Loan loss allowance	$157,546,000	57
Trading account assets	$8,619,000	88
Bank premises and fixed assets	$120,282,000	93
Other real estate owned	$4,725,000	139
Goodwill and other intangibles	$3,045,000	1,121
All other assets	$249,866,000	158
Life insurance assets	$0	4,035
Total liabilities and capital	$16,532,753,000	79
Total liabilities	$15,439,356,000	76
Total deposits	$8,761,294,000	92
Interest-bearing deposits	$8,368,311,000	87
Deposits held in domestic offices	$8,761,294,000	89
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,313,993,000	15
Trading liabilities	$2,676,000	60
Other borrowed funds	$193,201,000	337
Subordinated debt	$0	265
All other liabilities	$168,192,000	123
Total equity capital	$1,093,397,000	108
Total bank equity capital	$1,093,397,000	108
Perpetual preferred stock	$0	119
Common stock	$233,700,000	16
Surplus	$611,027,000	110
Undivided profits	$248,670,000	164
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$207,489,000	39
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,150
Income earned, not collected on loans	$111,305,000	64
Earning assets	$16,032,977,000	74
Long-term assets (5+ years)	$2,617,030,000	79
Average Assets, year-to-date	$16,389,650,330	78
Average Assets, quarterly	$16,564,859,500	78
Volatile liabilities	$13,160,739,000	44
Insider loans	$705,000	4,891
FHLB advances	$157,000,000	329
Loans and leases held for sale	$2,320,000	631
Unused loan commitments	$915,855,000	223
Tier 1 (core) risk-based capital	$1,090,142,000	94
Tier 2 risk-based capital	$128,181,000	100
Total risk weighted assets	$10,225,139,000	90
Total unused commitments	$915,855,000	224
Derivatives	$771,841,000	99
2006-03-31		Rank
# of Employees:	1,356	141
Assets and Liabilities
Total Assets:	$16,596,966,000	78
Cash and due from depository institutions	$151,355,000	141
Interest-bearing balances	$74,141,000	82
Securities	$7,345,881,000	37
Federal funds sold & reverse repurchase agreements	$762,715,000	45
Net loans & leases	$7,971,624,000	102
Loan loss allowance	$145,894,000	59
Trading account assets	$11,443,000	87
Bank premises and fixed assets	$118,940,000	93
Other real estate owned	$4,003,000	141
Goodwill and other intangibles	$3,062,000	1,093
All other assets	$227,943,000	162
Life insurance assets	$0	4,002
Total liabilities and capital	$16,596,966,000	78
Total liabilities	$15,503,705,000	76
Total deposits	$8,866,093,000	90
Interest-bearing deposits	$8,497,018,000	84
Deposits held in domestic offices	$8,866,093,000	85
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,245,713,000	18
Trading liabilities	$2,100,000	57
Other borrowed funds	$198,310,000	313
Subordinated debt	$0	259
All other liabilities	$191,489,000	109
Total equity capital	$1,093,261,000	105
Total bank equity capital	$1,093,261,000	105
Perpetual preferred stock	$0	120
Common stock	$233,700,000	16
Surplus	$611,027,000	105
Undivided profits	$248,534,000	163
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$149,967,000	50
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,164
Income earned, not collected on loans	$101,033,000	66
Earning assets	$16,155,974,000	76
Long-term assets (5+ years)	$1,759,529,000	109
Average Assets, year-to-date	$16,318,099,000	78
Average Assets, quarterly	$16,318,099,000	78
Volatile liabilities	$13,221,169,000	39
Insider loans	$882,000	4,439
FHLB advances	$162,000,000	310
Loans and leases held for sale	$1,687,000	659
Unused loan commitments	$1,009,754,000	204
Tier 1 (core) risk-based capital	$1,090,199,000	94
Tier 2 risk-based capital	$126,196,000	99
Total risk weighted assets	$10,075,958,000	89
Total unused commitments	$1,009,754,000	205
Derivatives	$836,229,000	93
2005-12-31		Rank
# of Employees:	1,379	140
Assets and Liabilities
Total Assets:	$16,039,232,000	81
Cash and due from depository institutions	$154,428,000	140
Interest-bearing balances	$60,534,000	88
Securities	$7,018,740,000	39
Federal funds sold & reverse repurchase agreements	$735,538,000	37
Net loans & leases	$7,766,730,000	101
Loan loss allowance	$141,412,000	64
Trading account assets	$9,967,000	82
Bank premises and fixed assets	$117,609,000	93
Other real estate owned	$4,137,000	140
Goodwill and other intangibles	$3,070,000	1,074
All other assets	$229,013,000	166
Life insurance assets	$0	351
Total liabilities and capital	$16,039,232,000	81
Total liabilities	$14,960,149,000	78
Total deposits	$8,325,618,000	97
Interest-bearing deposits	$7,939,920,000	85
Deposits held in domestic offices	$8,325,618,000	93
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,260,029,000	17
Trading liabilities	$345,000	66
Other borrowed funds	$208,432,000	312
Subordinated debt	$0	258
All other liabilities	$165,725,000	121
Total equity capital	$1,079,083,000	101
Total bank equity capital	$1,079,083,000	101
Perpetual preferred stock	$0	122
Common stock	$233,700,000	16
Surplus	$611,027,000	102
Undivided profits	$234,356,000	168
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$148,148,000	49
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,175
Income earned, not collected on loans	$104,919,000	68
Earning assets	$15,591,509,000	78
Long-term assets (5+ years)	$1,793,360,000	106
Average Assets, year-to-date	$15,204,726,200	79
Average Assets, quarterly	$15,842,996,000	80
Volatile liabilities	$12,716,396,000	39
Insider loans	$831,000	4,555
FHLB advances	$172,000,000	309
Loans and leases held for sale	$1,539,000	695
Unused loan commitments	$965,992,000	209
Tier 1 (core) risk-based capital	$1,076,019,000	95
Tier 2 risk-based capital	$121,969,000	100
Total risk weighted assets	$9,738,106,000	89
Total unused commitments	$965,992,000	209
Derivatives	$875,385,000	89
2005-09-30		Rank
# of Employees:	1,350	141
Assets and Liabilities
Total Assets:	$15,646,760,000	80
Cash and due from depository institutions	$195,815,000	141
Interest-bearing balances	$103,628,000	71
Securities	$6,932,224,000	40
Federal funds sold & reverse repurchase agreements	$792,741,000	39
Net loans & leases	$7,393,038,000	103
Loan loss allowance	$86,596,000	96
Trading account assets	$10,282,000	79
Bank premises and fixed assets	$114,654,000	92
Other real estate owned	$4,096,000	141
Goodwill and other intangibles	$3,140,000	1,029
All other assets	$200,770,000	171
Life insurance assets	$0	341
Total liabilities and capital	$15,646,760,000	80
Total liabilities	$14,531,105,000	77
Total deposits	$7,850,500,000	97
Interest-bearing deposits	$7,439,714,000	90
Deposits held in domestic offices	$7,850,500,000	93
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,316,767,000	17
Trading liabilities	$305,000	55
Other borrowed funds	$208,544,000	311
Subordinated debt	$0	251
All other liabilities	$154,989,000	122
Total equity capital	$1,115,655,000	99
Total bank equity capital	$1,115,655,000	99
Perpetual preferred stock	$0	120
Common stock	$233,700,000	16
Surplus	$611,027,000	100
Undivided profits	$270,928,000	155
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$51,810,000	93
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,225
Income earned, not collected on loans	$96,031,000	67
Earning assets	$15,231,913,000	78
Long-term assets (5+ years)	$1,913,972,000	100
Average Assets, year-to-date	$14,996,099,750	79
Average Assets, quarterly	$15,419,283,000	79
Volatile liabilities	$12,251,962,000	45
Insider loans	$863,000	4,458
FHLB advances	$172,000,000	304
Loans and leases held for sale	$1,483,000	795
Unused loan commitments	$996,122,000	205
Tier 1 (core) risk-based capital	$1,112,530,000	96
Tier 2 risk-based capital	$86,596,000	117
Total risk weighted assets	$9,285,988,000	92
Total unused commitments	$996,122,000	206
Derivatives	$875,209,000	88
2005-06-30		Rank
# of Employees:	1,293	147
Assets and Liabilities
Total Assets:	$15,191,806,000	80
Cash and due from depository institutions	$160,309,000	147
Interest-bearing balances	$57,445,000	93
Securities	$6,851,552,000	44
Federal funds sold & reverse repurchase agreements	$752,580,000	31
Net loans & leases	$7,092,382,000	101
Loan loss allowance	$84,442,000	96
Trading account assets	$11,835,000	80
Bank premises and fixed assets	$111,788,000	94
Other real estate owned	$3,134,000	147
Goodwill and other intangibles	$3,187,000	1,011
All other assets	$205,038,000	170
Life insurance assets	$0	339
Total liabilities and capital	$15,191,806,000	80
Total liabilities	$14,094,027,000	77
Total deposits	$7,481,397,000	97
Interest-bearing deposits	$7,067,585,000	91
Deposits held in domestic offices	$7,481,397,000	95
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,289,406,000	18
Trading liabilities	$83,000	61
Other borrowed funds	$208,645,000	313
Subordinated debt	$0	251
All other liabilities	$114,496,000	145
Total equity capital	$1,097,779,000	99
Total bank equity capital	$1,097,779,000	99
Perpetual preferred stock	$0	118
Common stock	$233,700,000	16
Surplus	$611,027,000	100
Undivided profits	$253,052,000	165
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$42,093,000	98
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,247
Income earned, not collected on loans	$98,483,000	58
Earning assets	$14,753,959,000	77
Long-term assets (5+ years)	$2,153,469,000	91
Average Assets, year-to-date	$14,779,213,000	80
Average Assets, quarterly	$15,068,740,500	79
Volatile liabilities	$11,865,072,000	44
Insider loans	$80,000	7,363
FHLB advances	$172,000,000	313
Loans and leases held for sale	$1,637,000	790
Unused loan commitments	$845,313,000	224
Tier 1 (core) risk-based capital	$1,094,628,000	94
Tier 2 risk-based capital	$84,442,000	114
Total risk weighted assets	$8,967,852,000	91
Total unused commitments	$845,313,000	225
Derivatives	$874,271,000	87
2005-03-31		Rank
# of Employees:	1,275	147
Assets and Liabilities
Total Assets:	$14,945,675,000	81
Cash and due from depository institutions	$161,466,000	147
Interest-bearing balances	$63,157,000	87
Securities	$6,897,637,000	44
Federal funds sold & reverse repurchase agreements	$949,711,000	31
Net loans & leases	$6,612,727,000	108
Loan loss allowance	$82,932,000	99
Trading account assets	$5,015,000	98
Bank premises and fixed assets	$110,122,000	98
Other real estate owned	$3,849,000	147
Goodwill and other intangibles	$3,249,000	993
All other assets	$201,899,000	169
Life insurance assets	$0	333
Total liabilities and capital	$14,945,675,000	81
Total liabilities	$13,883,241,000	79
Total deposits	$7,056,173,000	102
Interest-bearing deposits	$6,704,497,000	94
Deposits held in domestic offices	$7,056,173,000	100
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,476,172,000	17
Trading liabilities	$422,000	55
Other borrowed funds	$243,744,000	272
Subordinated debt	$0	265
All other liabilities	$106,730,000	159
Total equity capital	$1,062,434,000	102
Total bank equity capital	$1,062,434,000	102
Perpetual preferred stock	$0	120
Common stock	$233,700,000	14
Surplus	$611,027,000	100
Undivided profits	$217,707,000	171
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$33,929,000	112
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,234
Income earned, not collected on loans	$89,837,000	64
Earning assets	$14,523,232,000	79
Long-term assets (5+ years)	$2,337,970,000	91
Average Assets, year-to-date	$14,572,916,500	82
Average Assets, quarterly	$14,572,916,500	82
Volatile liabilities	$11,677,970,000	43
Insider loans	$836,000	4,487
FHLB advances	$207,000,000	260
Loans and leases held for sale	$899,000	947
Unused loan commitments	$938,833,000	203
Tier 1 (core) risk-based capital	$1,059,390,000	95
Tier 2 risk-based capital	$82,931,000	115
Total risk weighted assets	$8,398,258,000	96
Total unused commitments	$938,833,000	204
Derivatives	$867,606,000	88
2004-12-31		Rank
# of Employees:	1,252	155
Assets and Liabilities
Total Assets:	$14,200,158,000	85
Cash and due from depository institutions	$126,254,000	155
Interest-bearing balances	$51,921,000	112
Securities	$6,923,690,000	42
Federal funds sold & reverse repurchase agreements	$888,303,000	39
Net loans & leases	$5,942,896,000	120
Loan loss allowance	$80,066,000	108
Trading account assets	$7,792,000	88
Bank premises and fixed assets	$110,046,000	102
Other real estate owned	$3,811,000	155
Goodwill and other intangibles	$3,302,000	972
All other assets	$194,064,000	169
Life insurance assets	$0	334
Total liabilities and capital	$14,200,158,000	85
Total liabilities	$13,256,838,000	84
Total deposits	$6,216,102,000	112
Interest-bearing deposits	$5,873,318,000	105
Deposits held in domestic offices	$6,216,102,000	111
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,683,525,000	18
Trading liabilities	$254,000	59
Other borrowed funds	$247,858,000	277
Subordinated debt	$0	272
All other liabilities	$109,099,000	158
Total equity capital	$943,320,000	118
Total bank equity capital	$943,320,000	118
Perpetual preferred stock	$0	118
Common stock	$13,490,000	219
Surplus	$518,117,000	118
Undivided profits	$411,713,000	114
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$34,759,000	120
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,187
Income earned, not collected on loans	$88,209,000	63
Earning assets	$13,806,810,000	82
Long-term assets (5+ years)	$3,505,839,000	68
Average Assets, year-to-date	$12,882,076,400	94
Average Assets, quarterly	$13,836,158,500	88
Volatile liabilities	$11,081,531,000	46
Insider loans	$950,000	4,239
FHLB advances	$211,000,000	260
Loans and leases held for sale	$1,633,000	689
Unused loan commitments	$789,713,000	223
Tier 1 (core) risk-based capital	$940,230,000	105
Tier 2 risk-based capital	$80,066,000	121
Total risk weighted assets	$7,349,959,000	111
Total unused commitments	$789,713,000	224
Derivatives	$1,614,796,000	70
2004-09-30		Rank
# of Employees:	1,222	163
Assets and Liabilities
Total Assets:	$13,472,159,000	92
Cash and due from depository institutions	$140,987,000	163
Interest-bearing balances	$54,187,000	99
Securities	$6,619,734,000	46
Federal funds sold & reverse repurchase agreements	$680,078,000	54
Net loans & leases	$5,718,685,000	122
Loan loss allowance	$76,588,000	120
Trading account assets	$5,287,000	89
Bank premises and fixed assets	$108,335,000	104
Other real estate owned	$4,444,000	163
Goodwill and other intangibles	$2,603,000	1,066
All other assets	$192,006,000	179
Life insurance assets	$0	330
Total liabilities and capital	$13,472,159,000	92
Total liabilities	$12,562,551,000	89
Total deposits	$6,216,432,000	112
Interest-bearing deposits	$5,885,430,000	103
Deposits held in domestic offices	$6,216,432,000	112
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$6,011,736,000	21
Trading liabilities	$183,000	59
Other borrowed funds	$247,960,000	285
Subordinated debt	$0	276
All other liabilities	$86,240,000	178
Total equity capital	$909,608,000	126
Total bank equity capital	$909,608,000	126
Perpetual preferred stock	$0	124
Common stock	$13,490,000	214
Surplus	$518,117,000	118
Undivided profits	$378,001,000	116
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$40,466,000	115
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,251
Income earned, not collected on loans	$78,397,000	72
Earning assets	$13,072,684,000	87
Long-term assets (5+ years)	$3,824,037,000	66
Average Assets, year-to-date	$12,552,556,000	97
Average Assets, quarterly	$13,276,275,000	90
Volatile liabilities	$10,441,557,000	49
Insider loans	$805,000	4,509
FHLB advances	$211,000,000	256
Loans and leases held for sale	$1,714,000	664
Unused loan commitments	$786,155,000	222
Tier 1 (core) risk-based capital	$907,276,000	112
Tier 2 risk-based capital	$76,588,000	127
Total risk weighted assets	$7,038,110,000	112
Total unused commitments	$786,155,000	223
Derivatives	$1,068,273,000	86
2004-06-30		Rank
# of Employees:	1,197	162
Assets and Liabilities
Total Assets:	$13,080,391,000	91
Cash and due from depository institutions	$148,711,000	162
Interest-bearing balances	$73,431,000	78
Securities	$6,638,311,000	48
Federal funds sold & reverse repurchase agreements	$587,525,000	54
Net loans & leases	$5,398,920,000	121
Loan loss allowance	$72,407,000	124
Trading account assets	$4,220,000	93
Bank premises and fixed assets	$107,084,000	105
Other real estate owned	$3,976,000	162
Goodwill and other intangibles	$2,689,000	1,035
All other assets	$188,955,000	175
Life insurance assets	$0	323
Total liabilities and capital	$13,080,391,000	91
Total liabilities	$12,203,124,000	89
Total deposits	$6,069,153,000	112
Interest-bearing deposits	$5,698,708,000	104
Deposits held in domestic offices	$6,069,153,000	111
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$5,843,318,000	20
Trading liabilities	$315,000	61
Other borrowed funds	$213,053,000	315
Subordinated debt	$0	288
All other liabilities	$77,285,000	180
Total equity capital	$877,267,000	119
Total bank equity capital	$877,267,000	119
Perpetual preferred stock	$0	126
Common stock	$13,490,000	214
Surplus	$518,117,000	110
Undivided profits	$345,660,000	122
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$37,128,000	127
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,328
Income earned, not collected on loans	$84,177,000	66
Earning assets	$12,700,769,000	89
Long-term assets (5+ years)	$6,021,917,000	52
Average Assets, year-to-date	$12,246,021,670	95
Average Assets, quarterly	$12,611,053,500	95
Volatile liabilities	$10,131,031,000	51
Insider loans	$892,000	4,321
FHLB advances	$176,000,000	302
Loans and leases held for sale	$656,000	1,079
Unused loan commitments	$707,401,000	233
Tier 1 (core) risk-based capital	$875,399,000	110
Tier 2 risk-based capital	$72,407,000	129
Total risk weighted assets	$7,043,497,000	109
Total unused commitments	$707,401,000	234
Derivatives	$967,704,000	87
2004-03-31		Rank
# of Employees:	1,133	169
Assets and Liabilities
Total Assets:	$12,141,716,000	97
Cash and due from depository institutions	$130,011,000	169
Interest-bearing balances	$44,417,000	140
Securities	$5,974,196,000	52
Federal funds sold & reverse repurchase agreements	$799,320,000	46
Net loans & leases	$4,957,315,000	127
Loan loss allowance	$66,659,000	127
Trading account assets	$1,813,000	106
Bank premises and fixed assets	$105,086,000	105
Other real estate owned	$3,951,000	169
Goodwill and other intangibles	$2,742,000	1,003
All other assets	$167,282,000	180
Life insurance assets	$0	322
Total liabilities and capital	$12,141,716,000	97
Total liabilities	$11,292,533,000	95
Total deposits	$5,703,466,000	118
Interest-bearing deposits	$5,370,919,000	109
Deposits held in domestic offices	$5,703,466,000	117
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$5,321,148,000	24
Trading liabilities	$0	70
Other borrowed funds	$173,144,000	346
Subordinated debt	$0	287
All other liabilities	$94,775,000	176
Total equity capital	$849,183,000	122
Total bank equity capital	$849,183,000	122
Perpetual preferred stock	$0	129
Common stock	$13,490,000	211
Surplus	$518,117,000	104
Undivided profits	$317,576,000	137
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$34,603,000	135
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,356
Income earned, not collected on loans	$21,464,000	169
Earning assets	$11,775,248,000	92
Long-term assets (5+ years)	$5,218,669,000	49
Average Assets, year-to-date	$11,828,837,000	98
Average Assets, quarterly	$11,828,837,000	98
Volatile liabilities	$9,320,391,000	50
Insider loans	$810,000	4,479
FHLB advances	$136,000,000	360
Loans and leases held for sale	$3,405,000	510
Unused loan commitments	$527,533,000	264
Tier 1 (core) risk-based capital	$846,674,000	114
Tier 2 risk-based capital	$66,659,000	133
Total risk weighted assets	$6,232,047,000	118
Total unused commitments	$527,533,000	266
Derivatives	$966,486,000	86
2003-12-31		Rank
# of Employees:	1,114	175
Assets and Liabilities
Total Assets:	$11,515,958,000	99
Cash and due from depository institutions	$130,281,000	175
Interest-bearing balances	$38,062,000	158
Securities	$5,773,221,000	51
Federal funds sold & reverse repurchase agreements	$649,852,000	50
Net loans & leases	$4,685,674,000	133
Loan loss allowance	$61,607,000	136
Trading account assets	$2,821,000	109
Bank premises and fixed assets	$103,368,000	106
Other real estate owned	$4,082,000	175
Goodwill and other intangibles	$2,822,000	986
All other assets	$163,837,000	185
Life insurance assets	$0	1
Total liabilities and capital	$11,515,958,000	99
Total liabilities	$10,695,676,000	97
Total deposits	$5,376,526,000	124
Interest-bearing deposits	$5,104,236,000	114
Deposits held in domestic offices	$5,376,526,000	123
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$5,046,045,000	25
Trading liabilities	$0	72
Other borrowed funds	$183,336,000	348
Subordinated debt	$0	293
All other liabilities	$89,769,000	174
Total equity capital	$820,282,000	121
Total bank equity capital	$820,282,000	121
Perpetual preferred stock	$0	131
Common stock	$13,490,000	212
Surplus	$518,117,000	104
Undivided profits	$288,675,000	139
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$32,097,000	155
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,287
Income earned, not collected on loans	$20,298,000	171
Earning assets	$11,146,809,000	94
Long-term assets (5+ years)	$5,734,415,000	49
Average Assets, year-to-date	$9,756,589,800	111
Average Assets, quarterly	$11,161,251,500	102
Volatile liabilities	$8,857,660,000	49
Insider loans	$830,000	4,453
FHLB advances	$146,000,000	342
Loans and leases held for sale	$2,555,000	566
Unused loan commitments	$468,626,000	285
Tier 1 (core) risk-based capital	$818,393,000	114
Tier 2 risk-based capital	$61,607,000	141
Total risk weighted assets	$5,774,729,000	124
Total unused commitments	$468,626,000	286
Derivatives	$812,483,000	87
2003-09-30		Rank
# of Employees:	1,096	183
Assets and Liabilities
Total Assets:	$10,806,545,000	103
Cash and due from depository institutions	$149,792,000	183
Interest-bearing balances	$61,517,000	122
Securities	$5,377,205,000	51
Federal funds sold & reverse repurchase agreements	$463,279,000	77
Net loans & leases	$4,539,583,000	132
Loan loss allowance	$59,141,000	143
Trading account assets	$2,633,000	110
Bank premises and fixed assets	$102,299,000	102
Other real estate owned	$4,508,000	183
Goodwill and other intangibles	$2,924,000	961
All other assets	$164,322,000	191
Life insurance assets	$0	1
Total liabilities and capital	$10,806,545,000	103
Total liabilities	$10,017,550,000	103
Total deposits	$4,989,510,000	125
Interest-bearing deposits	$4,697,235,000	119
Deposits held in domestic offices	$4,989,510,000	124
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$4,755,538,000	26
Trading liabilities	$4,803,000	45
Other borrowed funds	$183,336,000	333
Subordinated debt	$0	293
All other liabilities	$84,363,000	188
Total equity capital	$788,995,000	126
Total bank equity capital	$788,995,000	126
Perpetual preferred stock	$0	137
Common stock	$13,490,000	210
Surplus	$518,117,000	101
Undivided profits	$257,388,000	155
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$36,261,000	152
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,354
Income earned, not collected on loans	$20,943,000	176
Earning assets	$10,444,217,000	99
Long-term assets (5+ years)	$5,285,787,000	51
Average Assets, year-to-date	$9,316,747,750	119
Average Assets, quarterly	$10,123,074,000	110
Volatile liabilities	$8,192,810,000	52
Insider loans	$695,000	4,777
FHLB advances	$146,000,000	333
Loans and leases held for sale	$5,705,000	481
Unused loan commitments	$407,536,000	315
Tier 1 (core) risk-based capital	$787,636,000	116
Tier 2 risk-based capital	$59,141,000	145
Total risk weighted assets	$5,798,606,000	122
Total unused commitments	$407,536,000	316
Derivatives	$701,997,000	94
2003-06-30		Rank
# of Employees:	1,089	181
Assets and Liabilities
Total Assets:	$9,439,603,000	119
Cash and due from depository institutions	$96,665,000	181
Interest-bearing balances	$19,530,000	433
Securities	$4,256,339,000	60
Federal funds sold & reverse repurchase agreements	$520,204,000	66
Net loans & leases	$4,260,522,000	142
Loan loss allowance	$55,090,000	147
Trading account assets	$0	170
Bank premises and fixed assets	$96,460,000	106
Other real estate owned	$4,554,000	181
Goodwill and other intangibles	$2,978,000	924
All other assets	$201,881,000	161
Life insurance assets	$0	1
Total liabilities and capital	$9,439,603,000	119
Total liabilities	$8,791,548,000	113
Total deposits	$4,869,034,000	128
Interest-bearing deposits	$4,657,025,000	119
Deposits held in domestic offices	$4,869,034,000	128
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$3,694,876,000	33
Trading liabilities	$5,233,000	49
Other borrowed funds	$120,000,000	461
Subordinated debt	$0	266
All other liabilities	$102,405,000	180
Total equity capital	$648,055,000	144
Total bank equity capital	$648,055,000	144
Perpetual preferred stock	$0	140
Common stock	$11,105,000	260
Surplus	$411,856,000	120
Undivided profits	$225,094,000	171
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$34,395,000	158
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,408
Income earned, not collected on loans	$21,522,000	170
Earning assets	$9,056,595,000	112
Long-term assets (5+ years)	$4,367,688,000	57
Average Assets, year-to-date	$8,820,148,670	123
Average Assets, quarterly	$9,136,436,500	120
Volatile liabilities	$7,091,532,000	55
Insider loans	$770,000	4,574
FHLB advances	$120,000,000	393
Loans and leases held for sale	$4,515,000	751
Unused loan commitments	$418,421,000	313
Tier 1 (core) risk-based capital	$646,050,000	135
Tier 2 risk-based capital	$55,090,000	152
Total risk weighted assets	$5,159,466,000	131
Total unused commitments	$418,421,000	314
Derivatives	$744,129,000	100
2003-03-31		Rank
# of Employees:	1,072	183
Assets and Liabilities
Total Assets:	$8,833,270,000	126
Cash and due from depository institutions	$102,028,000	183
Interest-bearing balances	$22,946,000	347
Securities	$4,142,490,000	63
Federal funds sold & reverse repurchase agreements	$367,727,000	83
Net loans & leases	$3,976,828,000	146
Loan loss allowance	$51,454,000	157
Trading account assets	$0	169
Bank premises and fixed assets	$95,593,000	105
Other real estate owned	$3,490,000	183
Goodwill and other intangibles	$2,961,000	913
All other assets	$142,153,000	209
Life insurance assets	$0	1
Total liabilities and capital	$8,833,270,000	126
Total liabilities	$8,259,974,000	121
Total deposits	$4,522,549,000	135
Interest-bearing deposits	$4,250,436,000	131
Deposits held in domestic offices	$4,522,549,000	135
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$3,499,933,000	35
Trading liabilities	$5,630,000	48
Other borrowed funds	$120,000,000	448
Subordinated debt	$0	265
All other liabilities	$111,862,000	176
Total equity capital	$573,296,000	153
Total bank equity capital	$573,296,000	153
Perpetual preferred stock	$0	141
Common stock	$9,840,000	317
Surplus	$355,654,000	136
Undivided profits	$207,802,000	177
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$29,568,000	182
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,422
Income earned, not collected on loans	$45,915,000	99
Earning assets	$8,509,991,000	119
Long-term assets (5+ years)	$3,012,712,000	73
Average Assets, year-to-date	$8,510,421,500	128
Average Assets, quarterly	$8,510,421,500	128
Volatile liabilities	$6,593,943,000	57
Insider loans	$575,000	5,129
FHLB advances	$120,000,000	376
Loans and leases held for sale	$4,423,000	671
Unused loan commitments	$346,625,000	349
Tier 1 (core) risk-based capital	$574,655,000	143
Tier 2 risk-based capital	$51,454,000	156
Total risk weighted assets	$4,800,556,000	131
Total unused commitments	$346,625,000	350
Derivatives	$636,271,000	104
2002-12-31		Rank
# of Employees:	1,031	190
Assets and Liabilities
Total Assets:	$8,187,573,000	129
Cash and due from depository institutions	$91,114,000	190
Interest-bearing balances	$17,654,000	426
Securities	$3,647,736,000	68
Federal funds sold & reverse repurchase agreements	$458,147,000	68
Net loans & leases	$3,761,803,000	146
Loan loss allowance	$47,114,000	169
Trading account assets	$0	170
Bank premises and fixed assets	$96,208,000	105
Other real estate owned	$3,679,000	190
Goodwill and other intangibles	$1,926,000	1,149
All other assets	$126,960,000	216
Life insurance assets	$0	1
Total liabilities and capital	$8,187,573,000	129
Total liabilities	$7,620,288,000	126
Total deposits	$4,285,629,000	141
Interest-bearing deposits	$4,087,930,000	133
Deposits held in domestic offices	$4,285,629,000	140
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$3,097,341,000	33
Trading liabilities	$5,933,000	50
Other borrowed funds	$120,000,000	446
Subordinated debt	$0	258
All other liabilities	$111,385,000	158
Total equity capital	$567,285,000	148
Total bank equity capital	$567,285,000	148
Perpetual preferred stock	$0	142
Common stock	$9,840,000	313
Surplus	$355,654,000	131
Undivided profits	$201,791,000	181
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$20,345,000	232
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,384
Income earned, not collected on loans	$47,067,000	101
Earning assets	$7,885,340,000	121
Long-term assets (5+ years)	$1,393,364,000	119
Average Assets, year-to-date	$7,135,840,600	136
Average Assets, quarterly	$8,045,031,500	128
Volatile liabilities	$5,989,515,000	61
Insider loans	$571,000	5,165
FHLB advances	$120,000,000	372
Loans and leases held for sale	$7,446,000	549
Unused loan commitments	$347,743,000	344
Tier 1 (core) risk-based capital	$566,460,000	140
Tier 2 risk-based capital	$47,114,000	164
Total risk weighted assets	$4,553,219,000	137
Total unused commitments	$347,743,000	345
Derivatives	$631,430,000	100
2001-12-31		Rank
# of Employees:	814	220
Assets and Liabilities
Total Assets:	$5,887,478,000	158
Cash and due from depository institutions	$86,616,000	220
Interest-bearing balances	$28,244,000	238
Securities	$2,651,456,000	81
Federal funds sold & reverse repurchase agreements	$156,133,000	133
Net loans & leases	$2,843,657,000	173
Loan loss allowance	$38,364,000	189
Trading account assets	$4,609,000	102
Bank premises and fixed assets	$40,670,000	211
Other real estate owned	$3,013,000	220
Goodwill and other intangibles	$2,091,000	1,023
All other assets	$99,233,000	242
Life insurance assets	$0	1
Total liabilities and capital	$5,887,478,000	158
Total liabilities	$5,516,456,000	156
Total deposits	$3,214,439,000	169
Interest-bearing deposits	$3,077,457,000	157
Deposits held in domestic offices	$3,214,439,000	166
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$2,059,646,000	50
Trading liabilities	$3,838,000	49
Other borrowed funds	$163,000,000	349
Subordinated debt	$0	241
All other liabilities	$75,533,000	192
Total equity capital	$371,022,000	197
Total bank equity capital	$371,022,000	197
Perpetual preferred stock	$0	158
Common stock	$6,785,000	486
Surplus	$219,371,000	170
Undivided profits	$144,866,000	216
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$15,589,000	274
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,476
Income earned, not collected on loans	$14,834,000	244
Earning assets	$5,684,099,000	151
Long-term assets (5+ years)	$1,271,361,000	132
Average Assets, year-to-date	$5,004,118,600	167
Average Assets, quarterly	$5,507,695,500	162
Volatile liabilities	$4,086,858,000	83
Insider loans	$708,000	4,672
FHLB advances	$120,000,000	348
Loans and leases held for sale	$5,253,000	568
Unused loan commitments	$293,002,000	367
Tier 1 (core) risk-based capital	$369,429,000	180
Tier 2 risk-based capital	$38,364,000	187
Total risk weighted assets	$3,353,786,000	168
Total unused commitments	$293,002,000	369
Derivatives	$775,904,000	90
2000-12-31		Rank
# of Employees:	749	237
Assets and Liabilities
Total Assets:	$4,260,857,000	195
Cash and due from depository institutions	$55,851,000	237
Interest-bearing balances	$14,371,000	293
Securities	$1,714,293,000	113
Federal funds sold & reverse repurchase agreements	$169,309,000	113
Net loans & leases	$2,208,299,000	209
Loan loss allowance	$28,928,000	218
Trading account assets	$2,161,000	102
Bank premises and fixed assets	$41,738,000	195
Other real estate owned	$2,454,000	237
Goodwill and other intangibles	$2,148,000	1,003
All other assets	$64,604,000	284
Life insurance assets	$0	1
Total liabilities and capital	$4,260,857,000	195
Total liabilities	$4,010,239,000	191
Total deposits	$2,610,362,000	189
Interest-bearing deposits	$2,485,447,000	179
Deposits held in domestic offices	$2,610,362,000	185
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,179,073,000	80
Trading liabilities	$0	77
Other borrowed funds	$168,000,000	337
Subordinated debt	$0	239
All other liabilities	$52,804,000	228
Total equity capital	$250,618,000	254
Total bank equity capital	$250,618,000	254
Perpetual preferred stock	$0	178
Common stock	$5,000,000	696
Surplus	$139,816,000	221
Undivided profits	$105,802,000	255
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$10,824,000	316
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,385
Income earned, not collected on loans	$15,166,000	228
Earning assets	$4,108,433,000	184
Long-term assets (5+ years)	$2,817,779,000	77
Average Assets, year-to-date	$3,737,364,600	201
Average Assets, quarterly	$4,150,052,500	195
Volatile liabilities	$2,827,634,000	115
Insider loans	$614,000	4,972
FHLB advances	$0	771
Loans and leases held for sale	$4,640,000	356
Unused loan commitments	$234,272,000	409
Tier 1 (core) risk-based capital	$250,307,500	236
Tier 2 risk-based capital	$28,928,000	219
Total risk weighted assets	$2,380,110,600	214
Total unused commitments	$234,272,000	410
Derivatives	$934,979,000	91
1999-12-31		Rank
# of Employees:	800	233
Assets and Liabilities
Total Assets:	$3,374,588,000	217
Cash and due from depository institutions	$61,945,000	233
Interest-bearing balances	$9,271,000	431
Securities	$1,209,517,000	157
Federal funds sold & reverse repurchase agreements	$137,055,000	128
Net loans & leases	$1,871,742,000	230
Loan loss allowance	$23,978,000	253
Trading account assets	$1,289,000	115
Bank premises and fixed assets	$38,431,000	204
Other real estate owned	$2,233,000	233
Goodwill and other intangibles	$2,105,000	1,051
All other assets	$50,271,000	325
Life insurance assets	$0	1
Total liabilities and capital	$3,374,588,000	217
Total liabilities	$3,150,768,000	216
Total deposits	$2,232,475,000	204
Interest-bearing deposits	$2,124,189,000	198
Deposits held in domestic offices	$2,232,475,000	201
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$729,967,000	113
Trading liabilities	$0	65
Other borrowed funds	$149,000,000	387
Subordinated debt	$0	242
All other liabilities	$39,326,000	268
Total equity capital	$223,820,000	255
Total bank equity capital	$223,820,000	255
Perpetual preferred stock	$0	193
Common stock	$5,000,000	713
Surplus	$139,816,000	208
Undivided profits	$79,004,000	320
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,020,000	406
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,502
Income earned, not collected on loans	$11,854,000	237
Earning assets	$3,228,874,000	211
Long-term assets (5+ years)	$2,118,159,000	96
Average Assets, year-to-date	$3,027,722,000	225
Average Assets, quarterly	$3,341,265,500	217
Volatile liabilities	$2,042,249,000	139
Insider loans	$669,000	4,681
FHLB advances	$0	802
Loans and leases held for sale	$2,074,000	496
Unused loan commitments	$257,484,000	394
Tier 1 (core) risk-based capital	$224,554,100	248
Tier 2 risk-based capital	$23,451,550	253
Total risk weighted assets	$1,875,597,850	248
Total unused commitments	$257,484,000	395
Derivatives	$509,479,000	119
1998-12-31		Rank
# of Employees:	813	225
Assets and Liabilities
Total Assets:	$2,481,231,000	257
Cash and due from depository institutions	$55,772,000	225
Interest-bearing balances	$7,787,000	811
Securities	$1,163,573,000	146
Federal funds sold & reverse repurchase agreements	$91,211,000	201
Net loans & leases	$1,090,603,000	330
Loan loss allowance	$15,800,000	343
Trading account assets	$5,090,000	107
Bank premises and fixed assets	$33,010,000	231
Other real estate owned	$3,271,000	225
Goodwill and other intangibles	$1,943,000	1,051
All other assets	$36,758,000	369
Life insurance assets	$0	1
Total liabilities and capital	$2,481,231,000	257
Total liabilities	$2,326,949,000	250
Total deposits	$1,682,473,000	254
Interest-bearing deposits	$1,581,826,000	239
Deposits held in domestic offices	$1,682,473,000	249
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$506,325,000	125
Trading liabilities	$0	69
Other borrowed funds	$115,000,000	369
Subordinated debt	$0	255
All other liabilities	$23,151,000	373
Total equity capital	$154,282,000	341
Total bank equity capital	$154,282,000	341
Perpetual preferred stock	$30,342,000	18
Common stock	$42,080,000	96
Surplus	$25,343,000	726
Undivided profits	$56,517,000	454
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,782,000	401
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,642
Income earned, not collected on loans	$9,512,000	272
Earning assets	$2,358,264,000	247
Long-term assets (5+ years)	$1,569,821,000	107
Average Assets, year-to-date	$2,022,656,000	283
Average Assets, quarterly	$2,360,082,500	263
Volatile liabilities	$1,228,186,000	163
Insider loans	$1,010,000	3,522
FHLB advances	$0	740
Loans and leases held for sale	$7,374,000	408
Unused loan commitments	$119,414,000	609
Tier 1 (core) risk-based capital	$149,920,800	325
Tier 2 risk-based capital	$15,800,000	331
Total risk weighted assets	$1,414,246,500	286
Total unused commitments	$119,414,000	612
Derivatives	$289,293,000	149
1997-12-31		Rank
# of Employees:	700	265
Assets and Liabilities
Total Assets:	$1,555,809,000	360
Cash and due from depository institutions	$39,748,000	265
Interest-bearing balances	$5,338,000	841
Securities	$743,191,000	200
Federal funds sold & reverse repurchase agreements	$42,982,000	331
Net loans & leases	$671,418,000	498
Loan loss allowance	$13,201,000	388
Trading account assets	$5,348,000	114
Bank premises and fixed assets	$26,086,000	285
Other real estate owned	$2,396,000	265
Goodwill and other intangibles	$1,949,000	1,006
All other assets	$22,691,000	470
Life insurance assets	$0	1
Total liabilities and capital	$1,555,809,000	360
Total liabilities	$1,453,574,000	355
Total deposits	$1,040,690,000	381
Interest-bearing deposits	$980,373,000	359
Deposits held in domestic offices	$1,040,690,000	375
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$281,750,000	182
Trading liabilities	$0	80
Other borrowed funds	$112,000,000	362
Subordinated debt	$0	260
All other liabilities	$19,134,000	419
Total equity capital	$102,235,000	484
Total bank equity capital	$102,235,000	484
Perpetual preferred stock	$0	223
Common stock	$24,296,000	162
Surplus	$46,532,000	464
Undivided profits	$31,407,000	823
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,605,000	430
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$9,000	1,608
Income earned, not collected on loans	$5,056,000	467
Earning assets	$1,468,277,000	350
Long-term assets (5+ years)	$854,134,000	138
Average Assets, year-to-date	$1,421,423,000	382
Average Assets, quarterly	$1,527,570,500	364
Volatile liabilities	$585,306,000	269
Insider loans	$820,000	4,064
FHLB advances	$0	780
Loans and leases held for sale	$4,980,000	357
Unused loan commitments	$136,284,000	521
Tier 1 (core) risk-based capital	$99,251,500	457
Tier 2 risk-based capital	$10,792,420	401
Total risk weighted assets	$860,985,220	415
Total unused commitments	$136,284,000	523
Derivatives	$105,937,000	202
1996-12-31		Rank
# of Employees:	555	352
Assets and Liabilities
Total Assets:	$1,284,697,000	460
Cash and due from depository institutions	$32,517,000	352
Interest-bearing balances	$5,101,000	749
Securities	$557,058,000	276
Federal funds sold & reverse repurchase agreements	$59,928,000	271
Net loans & leases	$601,300,000	586
Loan loss allowance	$12,027,000	458
Trading account assets	$2,458,000	146
Bank premises and fixed assets	$12,156,000	622
Other real estate owned	$2,822,000	352
Goodwill and other intangibles	$1,630,000	1,033
All other assets	$14,828,000	673
Life insurance assets	$0	1
Total liabilities and capital	$1,284,697,000	460
Total liabilities	$1,201,562,000	451
Total deposits	$906,347,000	476
Interest-bearing deposits	$850,289,000	438
Deposits held in domestic offices	$906,347,000	470
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$188,192,000	264
Trading liabilities	$0	97
Other borrowed funds	$94,000,000	409
Subordinated debt	$0	298
All other liabilities	$13,023,000	533
Total equity capital	$83,135,000	596
Total bank equity capital	$83,135,000	596
Perpetual preferred stock	$0	250
Common stock	$10,771,000	345
Surplus	$7,278,000	2,122
Undivided profits	$65,086,000	405
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,291,000	585
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$736,000	187
Income earned, not collected on loans	$3,587,000	639
Earning assets	$1,225,845,000	443
Long-term assets (5+ years)	$516,127,000	201
Average Assets, year-to-date	$1,151,453,000	484
Average Assets, quarterly	$1,246,915,500	457
Volatile liabilities	$427,894,000	337
Insider loans	$1,133,000	3,308
FHLB advances	$0	882
Loans and leases held for sale	$10,750,000	202
Unused loan commitments	$112,306,000	614
Tier 1 (core) risk-based capital	$80,857,000	570
Tier 2 risk-based capital	$9,285,520	480
Total risk weighted assets	$740,100,220	486
Total unused commitments	$112,306,000	618
Derivatives	$76,000,000	269
1995-12-31		Rank
# of Employees:	498	421
Assets and Liabilities
Total Assets:	$1,039,449,000	568
Cash and due from depository institutions	$67,296,000	421
Interest-bearing balances	$39,016,000	128
Securities	$434,063,000	359
Federal funds sold & reverse repurchase agreements	$45,457,000	357
Net loans & leases	$465,448,000	716
Loan loss allowance	$13,644,000	437
Trading account assets	$0	261
Bank premises and fixed assets	$8,679,000	874
Other real estate owned	$2,627,000	421
Goodwill and other intangibles	$1,793,000	910
All other assets	$14,086,000	725
Life insurance assets	$0	1
Total liabilities and capital	$1,039,449,000	568
Total liabilities	$971,792,000	554
Total deposits	$735,319,000	592
Interest-bearing deposits	$680,526,000	560
Deposits held in domestic offices	$735,319,000	584
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$74,900,000	445
Trading liabilities	$0	110
Other borrowed funds	$151,425,000	305
Subordinated debt	$0	337
All other liabilities	$10,148,000	661
Total equity capital	$67,657,000	739
Total bank equity capital	$67,657,000	739
Perpetual preferred stock	$0	288
Common stock	$5,084,000	744
Surplus	$2,970,000	4,282
Undivided profits	$59,603,000	448
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,172,000	883
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$736,000	180
Income earned, not collected on loans	$2,744,000	842
Earning assets	$983,984,000	556
Long-term assets (5+ years)	$419,019,000	242
Average Assets, year-to-date	$935,143,200	593
Average Assets, quarterly	$998,862,500	576
Volatile liabilities	$248,996,000	480
Insider loans	$1,019,000	3,700
FHLB advances	$0	855
Loans and leases held for sale	$3,861,000	416
Unused loan commitments	$51,043,000	1,014
Tier 1 (core) risk-based capital	$63,575,000	738
Tier 2 risk-based capital	$7,437,730	569
Total risk weighted assets	$588,812,030	608
Total unused commitments	$51,043,000	1,021
Derivatives	$25,000,000	422
1994-12-31		Rank
# of Employees:	441	478
Assets and Liabilities
Total Assets:	$861,292,000	629
Cash and due from depository institutions	$43,224,000	478
Interest-bearing balances	$13,659,000	296
Securities	$298,371,000	508
Federal funds sold & reverse repurchase agreements	$62,163,000	246
Net loans & leases	$432,789,000	738
Loan loss allowance	$10,783,000	529
Trading account assets	$0	286
Bank premises and fixed assets	$8,640,000	845
Other real estate owned	$3,118,000	478
Goodwill and other intangibles	$2,294,000	730
All other assets	$10,693,000	938
Life insurance assets	$0	1
Total liabilities and capital	$861,292,000	629
Total liabilities	$804,802,000	624
Total deposits	$675,049,000	621
Interest-bearing deposits	$623,188,000	583
Deposits held in domestic offices	$675,049,000	610
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$49,873,000	560
Trading liabilities	$0	87
Other borrowed funds	$72,904,000	449
Subordinated debt	$0	372
All other liabilities	$6,976,000	733
Total equity capital	$56,490,000	793
Total bank equity capital	$56,490,000	793
Perpetual preferred stock	$0	310
Common stock	$1,405,000	2,899
Surplus	$6,290,000	2,291
Undivided profits	$48,795,000	481
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,998,000	1,546
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$43,000	1,131
Income earned, not collected on loans	$2,066,000	950
Earning assets	$806,982,000	617
Long-term assets (5+ years)	$212,778,000	371
Average Assets, year-to-date	$730,283,600	705
Average Assets, quarterly	$843,358,500	636
Volatile liabilities	$138,388,000	672
Insider loans	$2,569,000	1,640
FHLB advances	$0	993
Loans and leases held for sale	$3,578,000	323
Unused loan commitments	$38,717,000	1,184
Tier 1 (core) risk-based capital	$54,196,000	812
Tier 2 risk-based capital	$5,942,100	656
Total risk weighted assets	$470,526,800	689
Total unused commitments	$38,717,000	1,191
Derivatives	$25,000,000	430
1993-12-31		Rank
# of Employees:	366	588
Assets and Liabilities
Total Assets:	$698,814,000	749
Cash and due from depository institutions	$21,207,000	588
Interest-bearing balances	$8,819,000	703
Securities	$188,624,000	754
Federal funds sold & reverse repurchase agreements	$0	10,345
Net loans & leases	$296,642,000	970
Loan loss allowance	$9,066,000	637
Trading account assets	$171,791,000	30
Bank premises and fixed assets	$5,760,000	1,266
Other real estate owned	$-66,000	588
Goodwill and other intangibles	$0	3,091
All other assets	$14,856,000	714
Life insurance assets	$0	1
Total liabilities and capital	$698,814,000	749
Total liabilities	$648,650,000	744
Total deposits	$455,944,000	879
Interest-bearing deposits	$431,332,000	828
Deposits held in domestic offices	$455,944,000	867
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$111,824,000	323
Trading liabilities	$0	1
Other borrowed funds	$72,984,000	393
Subordinated debt	$0	413
All other liabilities	$7,898,000	714
Total equity capital	$50,164,000	841
Total bank equity capital	$50,164,000	841
Perpetual preferred stock	$0	343
Common stock	$1,510,000	2,695
Surplus	$9,340,000	1,539
Undivided profits	$39,314,000	584
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,588,000	1,578
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,950
Income earned, not collected on loans	$1,464,000	1,159
Earning assets	$665,876,000	719
Long-term assets (5+ years)	$0	11,403
Average Assets, year-to-date	$655,461,200	772
Average Assets, quarterly	$696,255,000	742
Volatile liabilities	$268,610,000	418
Insider loans	$1,364,000	2,890
FHLB advances	$0	821
Loans and leases held for sale	$0	1,681
Unused loan commitments	$36,048,000	1,257
Tier 1 (core) risk-based capital	$46,716,000	867
Tier 2 risk-based capital	$4,376,000	809
Total risk weighted assets	$346,112,000	858
Total unused commitments	$36,048,000	1,275
Derivatives	$0	714
1992-12-31		Rank
# of Employees:	362	609
Assets and Liabilities
Total Assets:	$579,792,000	898
Cash and due from depository institutions	$35,370,000	609
Interest-bearing balances	$13,534,000	575
Securities	$287,386,000	522
Federal funds sold & reverse repurchase agreements	$0	11,296
Net loans & leases	$235,936,000	1,214
Loan loss allowance	$5,695,000	908
Trading account assets	$0	344
Bank premises and fixed assets	$5,566,000	1,303
Other real estate owned	$-115,000	609
Goodwill and other intangibles	$0	3,106
All other assets	$15,649,000	728
Life insurance assets	$0	1
Total liabilities and capital	$579,792,000	898
Total liabilities	$536,533,000	895
Total deposits	$445,845,000	951
Interest-bearing deposits	$428,475,000	889
Deposits held in domestic offices	$445,845,000	941
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$18,660,000	727
Trading liabilities	$0	1
Other borrowed funds	$61,645,000	387
Subordinated debt	$0	482
All other liabilities	$10,383,000	608
Total equity capital	$43,259,000	917
Total bank equity capital	$43,259,000	917
Perpetual preferred stock	$0	346
Common stock	$1,483,000	2,994
Surplus	$9,226,000	1,503
Undivided profits	$32,550,000	650
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,759,000	1,416
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1
Income earned, not collected on loans	$1,126,000	1,724
Earning assets	$536,856,000	886
Long-term assets (5+ years)	$0	11,806
Average Assets, year-to-date	$584,521,800	878
Average Assets, quarterly	$603,910,000	867
Volatile liabilities	$177,615,000	524
Insider loans	$0	9,493
FHLB advances	$0	832
Loans and leases held for sale	$0	1,207
Unused loan commitments	$22,068,000	1,715
Tier 1 (core) risk-based capital	$43,259,000	892
Tier 2 risk-based capital	$3,589,000	967
Total risk weighted assets	$286,379,000	1,036
Total unused commitments	$22,068,000	1,732
Derivatives	$0	651