Home > Western State Bank > Assets and Liabilities
Western State Bank, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 20 | 6,180 |
| Assets and Liabilities | ||
| Total Assets: | $51,237,000 | 6,845 |
| Cash and due from depository institutions | $3,890,000 | 6,180 |
| Interest-bearing balances | $443,000 | 3,226 |
| Securities | $5,027,000 | 7,366 |
| Federal funds sold & reverse repurchase agreements | $8,175,000 | 1,542 |
| Net loans & leases | $25,624,000 | 7,160 |
| Loan loss allowance | $939,000 | 4,319 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,765,000 | 2,990 |
| Other real estate owned | $0 | 6,180 |
| Goodwill and other intangibles | $4,032,000 | 973 |
| All other assets | $724,000 | 7,335 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $51,237,000 | 6,845 |
| Total liabilities | $37,845,000 | 7,194 |
| Total deposits | $37,368,000 | 7,056 |
| Interest-bearing deposits | $24,721,000 | 7,499 |
| Deposits held in domestic offices | $37,368,000 | 7,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $477,000 | 5,391 |
| Total equity capital | $13,392,000 | 4,257 |
| Total bank equity capital | $13,392,000 | 4,257 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $13,375,000 | 292 |
| Surplus | $0 | 8,130 |
| Undivided profits | $17,000 | 7,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $179,000 | 8,013 |
| Earning assets | $39,269,000 | 7,233 |
| Long-term assets (5+ years) | $2,264,000 | 6,693 |
| Average Assets, year-to-date | $50,001,330 | 6,861 |
| Average Assets, quarterly | $49,503,500 | 6,898 |
| Volatile liabilities | $5,436,000 | 7,298 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $6,310,000 | 5,720 |
| Tier 1 (core) risk-based capital | $9,402,000 | 5,401 |
| Tier 2 risk-based capital | $459,000 | 6,040 |
| Total risk weighted assets | $36,185,000 | 6,612 |
| Total unused commitments | $6,310,000 | 5,721 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 24 | 5,652 |
| Assets and Liabilities | ||
| Total Assets: | $47,770,000 | 7,002 |
| Cash and due from depository institutions | $4,165,000 | 5,652 |
| Interest-bearing balances | $839,000 | 2,739 |
| Securities | $5,487,000 | 7,294 |
| Federal funds sold & reverse repurchase agreements | $13,220,000 | 1,133 |
| Net loans & leases | $22,821,000 | 7,314 |
| Loan loss allowance | $933,000 | 4,325 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,210,000 | 5,546 |
| Other real estate owned | $0 | 5,652 |
| Goodwill and other intangibles | $43,000 | 3,082 |
| All other assets | $824,000 | 7,045 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $47,770,000 | 7,002 |
| Total liabilities | $40,358,000 | 7,088 |
| Total deposits | $40,139,000 | 6,931 |
| Interest-bearing deposits | $27,378,000 | 7,344 |
| Deposits held in domestic offices | $40,139,000 | 6,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $219,000 | 6,998 |
| Total equity capital | $7,412,000 | 6,162 |
| Total bank equity capital | $7,412,000 | 6,162 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,859,000 | 355 |
| Surplus | $0 | 8,136 |
| Undivided profits | $-3,447,000 | 8,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $160,000 | 8,084 |
| Earning assets | $42,367,000 | 7,082 |
| Long-term assets (5+ years) | $1,449,000 | 7,067 |
| Average Assets, year-to-date | $49,383,500 | 6,923 |
| Average Assets, quarterly | $49,383,500 | 6,923 |
| Volatile liabilities | $5,320,000 | 7,229 |
| Insider loans | $115,000 | 7,060 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $4,761,000 | 6,206 |
| Tier 1 (core) risk-based capital | $7,413,000 | 6,144 |
| Tier 2 risk-based capital | $354,000 | 6,629 |
| Total risk weighted assets | $27,720,000 | 7,148 |
| Total unused commitments | $4,761,000 | 6,207 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 25 | 5,541 |
| Assets and Liabilities | ||
| Total Assets: | $50,997,000 | 6,907 |
| Cash and due from depository institutions | $4,455,000 | 5,541 |
| Interest-bearing balances | $839,000 | 2,828 |
| Securities | $5,809,000 | 7,270 |
| Federal funds sold & reverse repurchase agreements | $11,500,000 | 1,175 |
| Net loans & leases | $27,045,000 | 7,034 |
| Loan loss allowance | $928,000 | 4,317 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,234,000 | 5,501 |
| Other real estate owned | $0 | 5,541 |
| Goodwill and other intangibles | $47,000 | 3,064 |
| All other assets | $907,000 | 6,890 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $50,997,000 | 6,907 |
| Total liabilities | $43,569,000 | 6,967 |
| Total deposits | $43,257,000 | 6,816 |
| Interest-bearing deposits | $30,214,000 | 7,128 |
| Deposits held in domestic offices | $43,257,000 | 6,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $312,000 | 6,236 |
| Total equity capital | $7,428,000 | 6,126 |
| Total bank equity capital | $7,428,000 | 6,126 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $10,859,000 | 345 |
| Surplus | $0 | 8,157 |
| Undivided profits | $-3,431,000 | 8,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $185,000 | 7,972 |
| Earning assets | $45,193,000 | 6,969 |
| Long-term assets (5+ years) | $498,000 | 7,556 |
| Average Assets, year-to-date | $60,991,200 | 6,324 |
| Average Assets, quarterly | $53,376,000 | 6,753 |
| Volatile liabilities | $7,033,000 | 6,739 |
| Insider loans | $117,000 | 7,058 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $5,083,000 | 6,024 |
| Tier 1 (core) risk-based capital | $7,427,000 | 6,108 |
| Tier 2 risk-based capital | $411,000 | 6,289 |
| Total risk weighted assets | $32,322,000 | 6,851 |
| Total unused commitments | $5,083,000 | 6,025 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 23 | 5,811 |
| Assets and Liabilities | ||
| Total Assets: | $55,755,000 | 6,660 |
| Cash and due from depository institutions | $4,844,000 | 5,811 |
| Interest-bearing balances | $1,234,000 | 2,480 |
| Securities | $6,219,000 | 7,181 |
| Federal funds sold & reverse repurchase agreements | $11,350,000 | 1,159 |
| Net loans & leases | $31,215,000 | 6,765 |
| Loan loss allowance | $920,000 | 4,341 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,258,000 | 5,438 |
| Other real estate owned | $0 | 5,811 |
| Goodwill and other intangibles | $49,000 | 3,049 |
| All other assets | $820,000 | 7,097 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $55,755,000 | 6,660 |
| Total liabilities | $48,293,000 | 6,684 |
| Total deposits | $48,053,000 | 6,501 |
| Interest-bearing deposits | $34,570,000 | 6,860 |
| Deposits held in domestic offices | $48,053,000 | 6,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $240,000 | 6,887 |
| Total equity capital | $7,462,000 | 6,127 |
| Total bank equity capital | $7,462,000 | 6,127 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,859,000 | 330 |
| Surplus | $0 | 8,180 |
| Undivided profits | $-3,397,000 | 8,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $190,000 | 7,995 |
| Earning assets | $50,018,000 | 6,698 |
| Long-term assets (5+ years) | $532,000 | 7,582 |
| Average Assets, year-to-date | $63,489,750 | 6,240 |
| Average Assets, quarterly | $58,679,500 | 6,505 |
| Volatile liabilities | $7,666,000 | 6,587 |
| Insider loans | $119,000 | 7,058 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $5,322,000 | 5,873 |
| Tier 1 (core) risk-based capital | $7,460,000 | 6,074 |
| Tier 2 risk-based capital | $462,000 | 6,012 |
| Total risk weighted assets | $36,449,000 | 6,568 |
| Total unused commitments | $5,322,000 | 5,874 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 29 | 5,072 |
| Assets and Liabilities | ||
| Total Assets: | $61,604,000 | 6,369 |
| Cash and due from depository institutions | $9,487,000 | 5,072 |
| Interest-bearing balances | $4,502,000 | 1,154 |
| Securities | $6,749,000 | 7,120 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 1,800 |
| Net loans & leases | $36,910,000 | 6,342 |
| Loan loss allowance | $895,000 | 4,367 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,284,000 | 5,359 |
| Other real estate owned | $0 | 5,072 |
| Goodwill and other intangibles | $53,000 | 3,009 |
| All other assets | $1,021,000 | 6,495 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $61,604,000 | 6,369 |
| Total liabilities | $54,186,000 | 6,376 |
| Total deposits | $53,981,000 | 6,177 |
| Interest-bearing deposits | $39,386,000 | 6,535 |
| Deposits held in domestic offices | $53,981,000 | 6,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $205,000 | 6,994 |
| Total equity capital | $7,418,000 | 6,083 |
| Total bank equity capital | $7,418,000 | 6,083 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,859,000 | 311 |
| Surplus | $0 | 8,188 |
| Undivided profits | $-3,441,000 | 8,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $204,000 | 5,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $205,000 | 7,764 |
| Earning assets | $54,261,000 | 6,474 |
| Long-term assets (5+ years) | $1,313,000 | 7,224 |
| Average Assets, year-to-date | $66,068,000 | 6,118 |
| Average Assets, quarterly | $63,979,000 | 6,234 |
| Volatile liabilities | $8,858,000 | 6,213 |
| Insider loans | $121,000 | 7,065 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $2,951,000 | 6,874 |
| Tier 1 (core) risk-based capital | $7,415,000 | 6,008 |
| Tier 2 risk-based capital | $536,000 | 5,565 |
| Total risk weighted assets | $42,461,000 | 6,172 |
| Total unused commitments | $2,951,000 | 6,874 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 32 | 4,717 |
| Assets and Liabilities | ||
| Total Assets: | $66,354,000 | 6,170 |
| Cash and due from depository institutions | $9,140,000 | 4,717 |
| Interest-bearing balances | $5,790,000 | 961 |
| Securities | $7,204,000 | 7,059 |
| Federal funds sold & reverse repurchase agreements | $4,750,000 | 2,418 |
| Net loans & leases | $43,043,000 | 5,887 |
| Loan loss allowance | $845,000 | 4,553 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,299,000 | 5,345 |
| Other real estate owned | $0 | 4,717 |
| Goodwill and other intangibles | $67,000 | 2,952 |
| All other assets | $851,000 | 6,905 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $66,354,000 | 6,170 |
| Total liabilities | $58,990,000 | 6,174 |
| Total deposits | $58,731,000 | 5,949 |
| Interest-bearing deposits | $46,119,000 | 6,149 |
| Deposits held in domestic offices | $58,731,000 | 5,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $259,000 | 6,383 |
| Total equity capital | $7,364,000 | 6,049 |
| Total bank equity capital | $7,364,000 | 6,049 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,859,000 | 298 |
| Surplus | $0 | 8,248 |
| Undivided profits | $-3,495,000 | 8,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $231,000 | 7,506 |
| Earning assets | $60,787,000 | 6,179 |
| Long-term assets (5+ years) | $1,343,000 | 7,282 |
| Average Assets, year-to-date | $68,300,000 | 6,051 |
| Average Assets, quarterly | $68,300,000 | 6,051 |
| Volatile liabilities | $10,074,000 | 5,841 |
| Insider loans | $125,000 | 7,040 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $1,911,000 | 7,451 |
| Tier 1 (core) risk-based capital | $7,359,000 | 6,006 |
| Tier 2 risk-based capital | $605,000 | 5,227 |
| Total risk weighted assets | $48,172,000 | 5,786 |
| Total unused commitments | $1,911,000 | 7,454 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 33 | 4,620 |
| Assets and Liabilities | ||
| Total Assets: | $70,246,000 | 5,990 |
| Cash and due from depository institutions | $7,220,000 | 4,620 |
| Interest-bearing balances | $3,712,000 | 1,391 |
| Securities | $7,601,000 | 6,980 |
| Federal funds sold & reverse repurchase agreements | $12,400,000 | 954 |
| Net loans & leases | $40,805,000 | 6,073 |
| Loan loss allowance | $881,000 | 4,399 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,320,000 | 5,295 |
| Other real estate owned | $0 | 4,620 |
| Goodwill and other intangibles | $109,000 | 2,814 |
| All other assets | $791,000 | 7,023 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $70,246,000 | 5,990 |
| Total liabilities | $62,848,000 | 5,982 |
| Total deposits | $62,605,000 | 5,738 |
| Interest-bearing deposits | $50,048,000 | 5,896 |
| Deposits held in domestic offices | $62,605,000 | 5,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $243,000 | 6,460 |
| Total equity capital | $7,398,000 | 6,046 |
| Total bank equity capital | $7,398,000 | 6,046 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,859,000 | 289 |
| Surplus | $0 | 8,282 |
| Undivided profits | $-3,461,000 | 8,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 7,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $190,000 | 7,875 |
| Earning assets | $64,518,000 | 5,972 |
| Long-term assets (5+ years) | $1,375,000 | 7,326 |
| Average Assets, year-to-date | $72,354,800 | 5,777 |
| Average Assets, quarterly | $71,659,000 | 5,899 |
| Volatile liabilities | $10,354,000 | 5,752 |
| Insider loans | $125,000 | 7,096 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $4,323,000 | 6,183 |
| Tier 1 (core) risk-based capital | $7,391,000 | 5,945 |
| Tier 2 risk-based capital | $592,000 | 5,282 |
| Total risk weighted assets | $47,062,000 | 5,862 |
| Total unused commitments | $4,323,000 | 6,184 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 33 | 4,639 |
| Assets and Liabilities | ||
| Total Assets: | $73,072,000 | 5,840 |
| Cash and due from depository institutions | $4,218,000 | 4,639 |
| Interest-bearing balances | $640,000 | 3,270 |
| Securities | $6,603,000 | 7,287 |
| Federal funds sold & reverse repurchase agreements | $9,550,000 | 1,195 |
| Net loans & leases | $50,510,000 | 5,436 |
| Loan loss allowance | $860,000 | 4,464 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,309,000 | 5,285 |
| Other real estate owned | $0 | 4,639 |
| Goodwill and other intangibles | $93,000 | 2,825 |
| All other assets | $789,000 | 7,108 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $73,072,000 | 5,840 |
| Total liabilities | $65,720,000 | 5,804 |
| Total deposits | $65,508,000 | 5,551 |
| Interest-bearing deposits | $53,505,000 | 5,647 |
| Deposits held in domestic offices | $65,508,000 | 5,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $212,000 | 7,014 |
| Total equity capital | $7,352,000 | 6,076 |
| Total bank equity capital | $7,352,000 | 6,076 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $10,859,000 | 282 |
| Surplus | $0 | 8,313 |
| Undivided profits | $-3,507,000 | 8,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $198,000 | 7,915 |
| Earning assets | $67,303,000 | 5,810 |
| Long-term assets (5+ years) | $1,257,000 | 7,446 |
| Average Assets, year-to-date | $72,882,000 | 5,770 |
| Average Assets, quarterly | $72,817,000 | 5,813 |
| Volatile liabilities | $10,799,000 | 5,631 |
| Insider loans | $126,000 | 7,107 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $4,747,000 | 5,955 |
| Tier 1 (core) risk-based capital | $7,335,000 | 5,959 |
| Tier 2 risk-based capital | $695,000 | 4,803 |
| Total risk weighted assets | $55,379,000 | 5,364 |
| Total unused commitments | $4,747,000 | 5,961 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 35 | 4,482 |
| Assets and Liabilities | ||
| Total Assets: | $72,562,000 | 5,870 |
| Cash and due from depository institutions | $4,514,000 | 4,482 |
| Interest-bearing balances | $838,000 | 3,032 |
| Securities | $5,429,000 | 7,649 |
| Federal funds sold & reverse repurchase agreements | $15,250,000 | 691 |
| Net loans & leases | $45,275,000 | 5,724 |
| Loan loss allowance | $826,000 | 4,578 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,329,000 | 5,235 |
| Other real estate owned | $0 | 4,482 |
| Goodwill and other intangibles | $76,000 | 2,883 |
| All other assets | $689,000 | 7,375 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $72,562,000 | 5,870 |
| Total liabilities | $65,133,000 | 5,855 |
| Total deposits | $64,943,000 | 5,603 |
| Interest-bearing deposits | $52,778,000 | 5,730 |
| Deposits held in domestic offices | $64,943,000 | 5,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $190,000 | 6,936 |
| Total equity capital | $7,429,000 | 5,907 |
| Total bank equity capital | $7,429,000 | 5,907 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $10,859,000 | 280 |
| Surplus | $0 | 8,370 |
| Undivided profits | $-3,430,000 | 8,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $234,000 | 5,404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $234,000 | 570 |
| Income earned, not collected on loans | $186,000 | 7,984 |
| Earning assets | $66,792,000 | 5,826 |
| Long-term assets (5+ years) | $1,323,000 | 7,509 |
| Average Assets, year-to-date | $72,818,670 | 5,809 |
| Average Assets, quarterly | $72,411,500 | 5,857 |
| Volatile liabilities | $9,576,000 | 5,896 |
| Insider loans | $128,000 | 7,133 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $4,794,000 | 5,980 |
| Tier 1 (core) risk-based capital | $7,416,000 | 5,855 |
| Tier 2 risk-based capital | $639,000 | 5,017 |
| Total risk weighted assets | $50,881,000 | 5,601 |
| Total unused commitments | $4,794,000 | 5,984 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 34 | 4,566 |
| Assets and Liabilities | ||
| Total Assets: | $72,261,000 | 5,892 |
| Cash and due from depository institutions | $4,483,000 | 4,566 |
| Interest-bearing balances | $1,037,000 | 3,026 |
| Securities | $7,949,000 | 7,009 |
| Federal funds sold & reverse repurchase agreements | $7,600,000 | 1,957 |
| Net loans & leases | $50,090,000 | 5,413 |
| Loan loss allowance | $902,000 | 4,272 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,345,000 | 5,208 |
| Other real estate owned | $180,000 | 4,566 |
| Goodwill and other intangibles | $50,000 | 2,962 |
| All other assets | $564,000 | 7,682 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $72,261,000 | 5,892 |
| Total liabilities | $64,637,000 | 5,871 |
| Total deposits | $64,418,000 | 5,641 |
| Interest-bearing deposits | $52,273,000 | 5,796 |
| Deposits held in domestic offices | $64,418,000 | 5,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $219,000 | 6,868 |
| Total equity capital | $7,624,000 | 5,900 |
| Total bank equity capital | $7,624,000 | 5,900 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $10,859,000 | 272 |
| Surplus | $0 | 8,403 |
| Undivided profits | $-3,235,000 | 9,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,233,000 | 1,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $233,000 | 598 |
| Income earned, not collected on loans | $197,000 | 7,820 |
| Earning assets | $66,676,000 | 5,858 |
| Long-term assets (5+ years) | $1,834,000 | 7,308 |
| Average Assets, year-to-date | $72,947,000 | 5,825 |
| Average Assets, quarterly | $72,947,000 | 5,825 |
| Volatile liabilities | $9,907,000 | 5,714 |
| Insider loans | $130,000 | 7,117 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $6,793,000 | 5,231 |
| Tier 1 (core) risk-based capital | $7,606,000 | 5,691 |
| Tier 2 risk-based capital | $690,000 | 4,758 |
| Total risk weighted assets | $54,979,000 | 5,293 |
| Total unused commitments | $6,793,000 | 5,242 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 36 | 4,384 |
| Assets and Liabilities | ||
| Total Assets: | $73,633,000 | 5,822 |
| Cash and due from depository institutions | $5,239,000 | 4,384 |
| Interest-bearing balances | $1,037,000 | 2,888 |
| Securities | $7,218,000 | 7,266 |
| Federal funds sold & reverse repurchase agreements | $9,100,000 | 1,306 |
| Net loans & leases | $49,923,000 | 5,391 |
| Loan loss allowance | $842,000 | 4,452 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,339,000 | 5,226 |
| Other real estate owned | $180,000 | 4,384 |
| Goodwill and other intangibles | $47,000 | 2,973 |
| All other assets | $587,000 | 7,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,633,000 | 5,822 |
| Total liabilities | $65,996,000 | 5,805 |
| Total deposits | $65,712,000 | 5,558 |
| Interest-bearing deposits | $53,946,000 | 5,667 |
| Deposits held in domestic offices | $65,712,000 | 5,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $284,000 | 6,241 |
| Total equity capital | $7,637,000 | 5,817 |
| Total bank equity capital | $7,637,000 | 5,817 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $10,859,000 | 273 |
| Surplus | $0 | 8,463 |
| Undivided profits | $-3,222,000 | 9,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,242,000 | 1,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $233,000 | 558 |
| Income earned, not collected on loans | $205,000 | 7,864 |
| Earning assets | $67,278,000 | 5,807 |
| Long-term assets (5+ years) | $1,880,000 | 7,297 |
| Average Assets, year-to-date | $79,987,000 | 5,440 |
| Average Assets, quarterly | $75,613,000 | 5,707 |
| Volatile liabilities | $10,550,000 | 5,559 |
| Insider loans | $133,000 | 7,135 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $9,687,000 | 4,352 |
| Tier 1 (core) risk-based capital | $7,638,000 | 5,653 |
| Tier 2 risk-based capital | $690,000 | 4,765 |
| Total risk weighted assets | $55,034,000 | 5,288 |
| Total unused commitments | $9,687,000 | 4,354 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 36 | 4,409 |
| Assets and Liabilities | ||
| Total Assets: | $77,593,000 | 5,650 |
| Cash and due from depository institutions | $6,042,000 | 4,409 |
| Interest-bearing balances | $1,434,000 | 2,687 |
| Securities | $8,567,000 | 6,870 |
| Federal funds sold & reverse repurchase agreements | $8,350,000 | 1,700 |
| Net loans & leases | $51,807,000 | 5,296 |
| Loan loss allowance | $1,312,000 | 3,223 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,366,000 | 5,145 |
| Other real estate owned | $421,000 | 4,409 |
| Goodwill and other intangibles | $49,000 | 2,946 |
| All other assets | $991,000 | 6,591 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,593,000 | 5,650 |
| Total liabilities | $69,815,000 | 5,621 |
| Total deposits | $69,269,000 | 5,388 |
| Interest-bearing deposits | $57,848,000 | 5,431 |
| Deposits held in domestic offices | $69,269,000 | 5,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $546,000 | 4,788 |
| Total equity capital | $7,778,000 | 5,731 |
| Total bank equity capital | $7,778,000 | 5,731 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $10,859,000 | 275 |
| Surplus | $0 | 8,515 |
| Undivided profits | $-3,081,000 | 9,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,115,000 | 1,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $254,000 | 597 |
| Income earned, not collected on loans | $344,000 | 6,753 |
| Earning assets | $70,158,000 | 5,679 |
| Long-term assets (5+ years) | $1,021,000 | 7,727 |
| Average Assets, year-to-date | $81,575,500 | 5,401 |
| Average Assets, quarterly | $78,080,000 | 5,610 |
| Volatile liabilities | $11,759,000 | 5,278 |
| Insider loans | $134,000 | 7,199 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $9,171,000 | 4,474 |
| Tier 1 (core) risk-based capital | $7,782,000 | 5,579 |
| Tier 2 risk-based capital | $727,000 | 4,616 |
| Total risk weighted assets | $57,532,000 | 5,169 |
| Total unused commitments | $9,171,000 | 4,480 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 38 | 4,259 |
| Assets and Liabilities | ||
| Total Assets: | $78,567,000 | 5,600 |
| Cash and due from depository institutions | $6,361,000 | 4,259 |
| Interest-bearing balances | $1,533,000 | 2,773 |
| Securities | $12,810,000 | 5,901 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 2,874 |
| Net loans & leases | $51,594,000 | 5,267 |
| Loan loss allowance | $1,292,000 | 3,221 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,398,000 | 5,065 |
| Other real estate owned | $264,000 | 4,259 |
| Goodwill and other intangibles | $52,000 | 2,892 |
| All other assets | $888,000 | 6,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,567,000 | 5,600 |
| Total liabilities | $70,594,000 | 5,570 |
| Total deposits | $70,140,000 | 5,331 |
| Interest-bearing deposits | $59,314,000 | 5,352 |
| Deposits held in domestic offices | $70,140,000 | 5,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $454,000 | 5,345 |
| Total equity capital | $7,973,000 | 5,620 |
| Total bank equity capital | $7,973,000 | 5,620 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $10,859,000 | 268 |
| Surplus | $0 | 8,544 |
| Undivided profits | $-2,886,000 | 9,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $766,000 | 3,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $259,000 | 619 |
| Income earned, not collected on loans | $360,000 | 6,479 |
| Earning assets | $71,137,000 | 5,607 |
| Long-term assets (5+ years) | $2,751,000 | 6,966 |
| Average Assets, year-to-date | $82,903,000 | 5,352 |
| Average Assets, quarterly | $80,944,000 | 5,470 |
| Volatile liabilities | $13,576,000 | 4,848 |
| Insider loans | $136,000 | 7,220 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,626,000 | 4,828 |
| Tier 1 (core) risk-based capital | $7,882,000 | 5,457 |
| Tier 2 risk-based capital | $714,000 | 4,621 |
| Total risk weighted assets | $56,543,000 | 5,192 |
| Total unused commitments | $7,626,000 | 4,839 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 40 | 4,051 |
| Assets and Liabilities | ||
| Total Assets: | $83,321,000 | 5,340 |
| Cash and due from depository institutions | $5,881,000 | 4,051 |
| Interest-bearing balances | $1,436,000 | 2,848 |
| Securities | $12,670,000 | 5,942 |
| Federal funds sold & reverse repurchase agreements | $8,200,000 | 2,095 |
| Net loans & leases | $54,217,000 | 5,080 |
| Loan loss allowance | $1,835,000 | 2,355 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,436,000 | 4,977 |
| Other real estate owned | $264,000 | 4,051 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $653,000 | 7,525 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,321,000 | 5,340 |
| Total liabilities | $75,308,000 | 5,302 |
| Total deposits | $73,620,000 | 5,135 |
| Interest-bearing deposits | $63,634,000 | 5,073 |
| Deposits held in domestic offices | $73,620,000 | 5,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,300,000 | 4,592 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $388,000 | 5,852 |
| Total equity capital | $8,013,000 | 5,538 |
| Total bank equity capital | $8,013,000 | 5,538 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,859,000 | 265 |
| Surplus | $0 | 8,583 |
| Undivided profits | $-2,846,000 | 9,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,386,000 | 2,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $368,000 | 475 |
| Income earned, not collected on loans | $351,000 | 6,601 |
| Earning assets | $76,523,000 | 5,321 |
| Long-term assets (5+ years) | $2,101,000 | 7,203 |
| Average Assets, year-to-date | $85,071,000 | 5,236 |
| Average Assets, quarterly | $85,071,000 | 5,236 |
| Volatile liabilities | $16,267,000 | 4,327 |
| Insider loans | $136,000 | 7,250 |
| FHLB advances | $1,300,000 | 4,397 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $8,883,000 | 4,422 |
| Tier 1 (core) risk-based capital | $7,924,000 | 5,385 |
| Tier 2 risk-based capital | $749,000 | 4,467 |
| Total risk weighted assets | $58,800,000 | 5,011 |
| Total unused commitments | $8,883,000 | 4,436 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 38 | 4,206 |
| Assets and Liabilities | ||
| Total Assets: | $86,821,000 | 5,154 |
| Cash and due from depository institutions | $5,964,000 | 4,206 |
| Interest-bearing balances | $1,143,000 | 2,956 |
| Securities | $14,205,000 | 5,605 |
| Federal funds sold & reverse repurchase agreements | $9,200,000 | 1,575 |
| Net loans & leases | $55,097,000 | 5,017 |
| Loan loss allowance | $1,863,000 | 2,281 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,466,000 | 4,920 |
| Other real estate owned | $189,000 | 4,206 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $700,000 | 7,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,821,000 | 5,154 |
| Total liabilities | $78,709,000 | 5,104 |
| Total deposits | $75,742,000 | 4,967 |
| Interest-bearing deposits | $65,066,000 | 4,948 |
| Deposits held in domestic offices | $75,742,000 | 4,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,500,000 | 4,092 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $467,000 | 5,411 |
| Total equity capital | $8,112,000 | 5,452 |
| Total bank equity capital | $8,112,000 | 5,452 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $10,859,000 | 265 |
| Surplus | $0 | 8,619 |
| Undivided profits | $-2,747,000 | 9,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,445,000 | 2,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $506,000 | 366 |
| Income earned, not collected on loans | $384,000 | 6,486 |
| Earning assets | $79,645,000 | 5,139 |
| Long-term assets (5+ years) | $2,450,000 | 7,019 |
| Average Assets, year-to-date | $86,601,200 | 4,997 |
| Average Assets, quarterly | $87,546,000 | 5,081 |
| Volatile liabilities | $17,892,000 | 4,031 |
| Insider loans | $137,000 | 7,283 |
| FHLB advances | $2,500,000 | 3,881 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,868,000 | 4,584 |
| Tier 1 (core) risk-based capital | $8,020,000 | 5,288 |
| Tier 2 risk-based capital | $765,000 | 4,346 |
| Total risk weighted assets | $60,114,000 | 4,919 |
| Total unused commitments | $7,868,000 | 4,587 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 38 | 4,210 |
| Assets and Liabilities | ||
| Total Assets: | $88,134,000 | 4,982 |
| Cash and due from depository institutions | $4,502,000 | 4,210 |
| Interest-bearing balances | $1,622,000 | 2,498 |
| Securities | $13,697,000 | 5,645 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,757 |
| Net loans & leases | $58,608,000 | 4,741 |
| Loan loss allowance | $2,827,000 | 1,467 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,642,000 | 4,604 |
| Other real estate owned | $0 | 4,210 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,385,000 | 5,613 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,134,000 | 4,982 |
| Total liabilities | $82,241,000 | 4,851 |
| Total deposits | $79,094,000 | 4,712 |
| Interest-bearing deposits | $70,802,000 | 4,561 |
| Deposits held in domestic offices | $79,094,000 | 4,707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,500,000 | 3,878 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $647,000 | 4,661 |
| Total equity capital | $5,893,000 | 6,493 |
| Total bank equity capital | $5,893,000 | 6,493 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $8,475,000 | 361 |
| Surplus | $0 | 8,858 |
| Undivided profits | $-2,582,000 | 9,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $541,000 | 4,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $99,000 | 893 |
| Income earned, not collected on loans | $442,000 | 6,365 |
| Earning assets | $82,227,000 | 4,896 |
| Long-term assets (5+ years) | $6,114,000 | 5,794 |
| Average Assets, year-to-date | $84,532,400 | 4,946 |
| Average Assets, quarterly | $86,163,500 | 5,023 |
| Volatile liabilities | $25,616,000 | 3,080 |
| Insider loans | $2,734,000 | 1,804 |
| FHLB advances | $2,500,000 | 3,660 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,307,000 | 3,871 |
| Tier 1 (core) risk-based capital | $5,880,000 | 6,319 |
| Tier 2 risk-based capital | $822,000 | 3,922 |
| Total risk weighted assets | $63,743,000 | 4,648 |
| Total unused commitments | $10,307,000 | 3,882 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 40 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $88,100,000 | 4,880 |
| Cash and due from depository institutions | $4,332,000 | 4,097 |
| Interest-bearing balances | $1,292,000 | 2,119 |
| Securities | $16,093,000 | 5,353 |
| Federal funds sold & reverse repurchase agreements | $8,800,000 | 1,372 |
| Net loans & leases | $56,300,000 | 4,799 |
| Loan loss allowance | $893,000 | 3,813 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,823,000 | 4,286 |
| Other real estate owned | $0 | 4,097 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $752,000 | 7,020 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,100,000 | 4,880 |
| Total liabilities | $79,189,000 | 4,869 |
| Total deposits | $78,187,000 | 4,642 |
| Interest-bearing deposits | $67,742,000 | 4,598 |
| Deposits held in domestic offices | $78,187,000 | 4,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,002,000 | 3,589 |
| Total equity capital | $8,911,000 | 4,832 |
| Total bank equity capital | $8,911,000 | 4,832 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $8,475,000 | 373 |
| Surplus | $0 | 9,124 |
| Undivided profits | $436,000 | 8,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $955,000 | 2,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $338,000 | 394 |
| Income earned, not collected on loans | $382,000 | 6,076 |
| Earning assets | $82,485,000 | 4,797 |
| Long-term assets (5+ years) | $204,000 | 8,532 |
| Average Assets, year-to-date | $85,559,400 | 4,821 |
| Average Assets, quarterly | $88,333,500 | 4,824 |
| Volatile liabilities | $16,769,000 | 4,143 |
| Insider loans | $1,182,000 | 3,451 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $11,339,000 | 3,453 |
| Tier 1 (core) risk-based capital | $8,969,000 | 4,691 |
| Tier 2 risk-based capital | $781,340 | 3,974 |
| Total risk weighted assets | $62,395,140 | 4,562 |
| Total unused commitments | $11,339,000 | 3,453 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 44 | 3,871 |
| Assets and Liabilities | ||
| Total Assets: | $81,390,000 | 5,160 |
| Cash and due from depository institutions | $2,424,000 | 3,871 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $14,977,000 | 5,798 |
| Federal funds sold & reverse repurchase agreements | $6,325,000 | 1,515 |
| Net loans & leases | $54,412,000 | 4,837 |
| Loan loss allowance | $847,000 | 3,907 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,991,000 | 4,010 |
| Other real estate owned | $0 | 3,871 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,261,000 | 5,451 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,390,000 | 5,160 |
| Total liabilities | $73,321,000 | 5,148 |
| Total deposits | $72,418,000 | 4,909 |
| Interest-bearing deposits | $63,298,000 | 4,851 |
| Deposits held in domestic offices | $72,418,000 | 4,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $903,000 | 3,516 |
| Total equity capital | $8,069,000 | 5,080 |
| Total bank equity capital | $8,069,000 | 5,080 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $8,475,000 | 401 |
| Surplus | $0 | 9,427 |
| Undivided profits | $-406,000 | 9,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $669,000 | 3,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $173,000 | 646 |
| Income earned, not collected on loans | $333,000 | 6,080 |
| Earning assets | $75,714,000 | 5,096 |
| Long-term assets (5+ years) | $2,570,000 | 7,374 |
| Average Assets, year-to-date | $72,957,000 | 5,399 |
| Average Assets, quarterly | $79,574,500 | 5,196 |
| Volatile liabilities | $14,572,000 | 4,321 |
| Insider loans | $1,206,000 | 3,304 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $17,479,000 | 2,609 |
| Tier 1 (core) risk-based capital | $8,387,000 | 4,927 |
| Tier 2 risk-based capital | $751,840 | 4,008 |
| Total risk weighted assets | $60,051,740 | 4,625 |
| Total unused commitments | $17,479,000 | 2,612 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 47 | 3,686 |
| Assets and Liabilities | ||
| Total Assets: | $67,681,000 | 5,852 |
| Cash and due from depository institutions | $4,114,000 | 3,686 |
| Interest-bearing balances | $1,972,000 | 2,174 |
| Securities | $11,398,000 | 6,694 |
| Federal funds sold & reverse repurchase agreements | $10,445,000 | 1,654 |
| Net loans & leases | $38,631,000 | 5,813 |
| Loan loss allowance | $834,000 | 3,869 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,174,000 | 3,647 |
| Other real estate owned | $90,000 | 3,686 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $829,000 | 6,576 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,681,000 | 5,852 |
| Total liabilities | $59,473,000 | 5,895 |
| Total deposits | $58,725,000 | 5,698 |
| Interest-bearing deposits | $50,258,000 | 5,707 |
| Deposits held in domestic offices | $58,725,000 | 5,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $748,000 | 4,397 |
| Total equity capital | $8,208,000 | 5,091 |
| Total bank equity capital | $8,208,000 | 5,091 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $8,475,000 | 401 |
| Surplus | $0 | 9,669 |
| Undivided profits | $-267,000 | 9,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $955,000 | 2,473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $100,000 | 907 |
| Income earned, not collected on loans | $236,000 | 7,432 |
| Earning assets | $62,446,000 | 5,823 |
| Long-term assets (5+ years) | $4,062,000 | 6,654 |
| Average Assets, year-to-date | $63,509,000 | 5,876 |
| Average Assets, quarterly | $65,395,500 | 5,903 |
| Volatile liabilities | $9,905,000 | 5,009 |
| Insider loans | $1,825,000 | 2,276 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,579,000 | 5,063 |
| Tier 1 (core) risk-based capital | $8,217,000 | 4,906 |
| Tier 2 risk-based capital | $569,690 | 4,765 |
| Total risk weighted assets | $45,310,490 | 5,436 |
| Total unused commitments | $5,579,000 | 5,069 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 40 | 4,375 |
| Assets and Liabilities | ||
| Total Assets: | $62,335,000 | 6,201 |
| Cash and due from depository institutions | $2,757,000 | 4,375 |
| Interest-bearing balances | $495,000 | 3,168 |
| Securities | $11,975,000 | 6,816 |
| Federal funds sold & reverse repurchase agreements | $6,760,000 | 2,047 |
| Net loans & leases | $37,868,000 | 6,011 |
| Loan loss allowance | $624,000 | 4,907 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,943,000 | 3,926 |
| Other real estate owned | $65,000 | 4,375 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $967,000 | 6,158 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,335,000 | 6,201 |
| Total liabilities | $54,359,000 | 6,286 |
| Total deposits | $53,378,000 | 6,135 |
| Interest-bearing deposits | $44,914,000 | 6,197 |
| Deposits held in domestic offices | $53,378,000 | 6,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $981,000 | 3,631 |
| Total equity capital | $7,976,000 | 5,209 |
| Total bank equity capital | $7,976,000 | 5,209 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $8,475,000 | 417 |
| Surplus | $0 | 10,084 |
| Undivided profits | $-499,000 | 10,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 7,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $261,000 | 7,335 |
| Earning assets | $57,098,000 | 6,187 |
| Long-term assets (5+ years) | $3,013,000 | 7,027 |
| Average Assets, year-to-date | $55,274,200 | 6,498 |
| Average Assets, quarterly | $59,047,500 | 6,358 |
| Volatile liabilities | $6,185,000 | 6,506 |
| Insider loans | $2,453,000 | 1,718 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,105,000 | 4,698 |
| Tier 1 (core) risk-based capital | $7,968,000 | 5,078 |
| Tier 2 risk-based capital | $534,010 | 4,926 |
| Total risk weighted assets | $42,630,610 | 5,690 |
| Total unused commitments | $6,105,000 | 4,702 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 33 | 5,392 |
| Assets and Liabilities | ||
| Total Assets: | $50,722,000 | 7,199 |
| Cash and due from depository institutions | $2,090,000 | 5,392 |
| Interest-bearing balances | $198,000 | 4,048 |
| Securities | $7,170,000 | 8,908 |
| Federal funds sold & reverse repurchase agreements | $4,725,000 | 2,727 |
| Net loans & leases | $33,311,000 | 6,550 |
| Loan loss allowance | $609,000 | 5,158 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,816,000 | 4,067 |
| Other real estate owned | $1,040,000 | 5,392 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $570,000 | 8,399 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,722,000 | 7,199 |
| Total liabilities | $45,541,000 | 7,179 |
| Total deposits | $45,026,000 | 7,054 |
| Interest-bearing deposits | $37,389,000 | 7,165 |
| Deposits held in domestic offices | $45,026,000 | 7,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $515,000 | 5,844 |
| Total equity capital | $5,181,000 | 7,087 |
| Total bank equity capital | $5,181,000 | 7,087 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,967,000 | 639 |
| Surplus | $0 | 10,586 |
| Undivided profits | $-786,000 | 11,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,195,000 | 1,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $240,000 | 7,806 |
| Earning assets | $45,404,000 | 7,272 |
| Long-term assets (5+ years) | $950,000 | 8,828 |
| Average Assets, year-to-date | $49,658,200 | 7,098 |
| Average Assets, quarterly | $50,175,500 | 7,188 |
| Volatile liabilities | $5,250,000 | 6,947 |
| Insider loans | $2,277,000 | 1,869 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $261,000 | 1,180 |
| Unused loan commitments | $2,628,000 | 6,787 |
| Tier 1 (core) risk-based capital | $5,189,000 | 6,981 |
| Tier 2 risk-based capital | $466,630 | 5,538 |
| Total risk weighted assets | $37,188,230 | 6,290 |
| Total unused commitments | $2,628,000 | 6,801 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $48,138,000 | 7,566 |
| Cash and due from depository institutions | $2,814,000 | 5,163 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $6,714,000 | 9,495 |
| Federal funds sold & reverse repurchase agreements | $3,490,000 | 3,928 |
| Net loans & leases | $32,804,000 | 6,628 |
| Loan loss allowance | $631,000 | 5,095 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,915,000 | 3,854 |
| Other real estate owned | $0 | 5,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $401,000 | 9,880 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,138,000 | 7,566 |
| Total liabilities | $43,069,000 | 7,579 |
| Total deposits | $42,516,000 | 7,447 |
| Interest-bearing deposits | $34,852,000 | 7,639 |
| Deposits held in domestic offices | $42,516,000 | 7,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $553,000 | 5,816 |
| Total equity capital | $5,069,000 | 7,315 |
| Total bank equity capital | $5,069,000 | 7,315 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,967,000 | 640 |
| Surplus | $0 | 11,041 |
| Undivided profits | $-898,000 | 11,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $674,000 | 3,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $243,000 | 8,046 |
| Earning assets | $43,008,000 | 7,673 |
| Long-term assets (5+ years) | $1,505,000 | 8,407 |
| Average Assets, year-to-date | $47,229,200 | 7,462 |
| Average Assets, quarterly | $46,968,000 | 7,618 |
| Volatile liabilities | $4,231,000 | 7,486 |
| Insider loans | $1,727,000 | 2,463 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $252,000 | 1,235 |
| Unused loan commitments | $1,575,000 | 8,004 |
| Tier 1 (core) risk-based capital | $5,053,000 | 7,195 |
| Tier 2 risk-based capital | $430,490 | 5,883 |
| Total risk weighted assets | $34,238,990 | 6,637 |
| Total unused commitments | $1,575,000 | 8,017 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $46,121,000 | 7,864 |
| Cash and due from depository institutions | $3,556,000 | 5,348 |
| Interest-bearing balances | $397,000 | 3,614 |
| Securities | $4,188,000 | 11,189 |
| Federal funds sold & reverse repurchase agreements | $1,590,000 | 4,370 |
| Net loans & leases | $34,272,000 | 6,456 |
| Loan loss allowance | $597,000 | 5,438 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,997,000 | 3,659 |
| Other real estate owned | $208,000 | 5,348 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $310,000 | 11,070 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,121,000 | 7,864 |
| Total liabilities | $41,480,000 | 7,876 |
| Total deposits | $41,198,000 | 7,697 |
| Interest-bearing deposits | $34,144,000 | 7,831 |
| Deposits held in domestic offices | $41,198,000 | 7,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $282,000 | 7,583 |
| Total equity capital | $4,641,000 | 7,497 |
| Total bank equity capital | $4,641,000 | 7,497 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,967,000 | 625 |
| Surplus | $0 | 11,565 |
| Undivided profits | $-1,326,000 | 12,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $671,000 | 3,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $162,000 | 9,387 |
| Earning assets | $40,447,000 | 8,050 |
| Long-term assets (5+ years) | $3,931,000 | 6,674 |
| Average Assets, year-to-date | $46,548,800 | 7,705 |
| Average Assets, quarterly | $45,830,500 | 7,857 |
| Volatile liabilities | $3,487,000 | 7,981 |
| Insider loans | $1,793,000 | 2,293 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,763,000 | 6,604 |
| Tier 1 (core) risk-based capital | $4,668,000 | 7,557 |
| Tier 2 risk-based capital | $432,700 | 5,898 |
| Total risk weighted assets | $34,451,500 | 6,583 |
| Total unused commitments | $2,763,000 | 6,615 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 40 | 5,064 |
| Assets and Liabilities | ||
| Total Assets: | $47,741,000 | 7,954 |
| Cash and due from depository institutions | $4,232,000 | 5,064 |
| Interest-bearing balances | $1,093,000 | 3,254 |
| Securities | $4,618,000 | 11,463 |
| Federal funds sold & reverse repurchase agreements | $2,840,000 | 4,602 |
| Net loans & leases | $31,965,000 | 6,711 |
| Loan loss allowance | $609,000 | 5,525 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,044,000 | 3,556 |
| Other real estate owned | $1,648,000 | 5,064 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $394,000 | 10,368 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,741,000 | 7,954 |
| Total liabilities | $43,493,000 | 7,929 |
| Total deposits | $43,209,000 | 7,772 |
| Interest-bearing deposits | $34,797,000 | 8,082 |
| Deposits held in domestic offices | $43,209,000 | 7,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $284,000 | 7,802 |
| Total equity capital | $4,248,000 | 8,074 |
| Total bank equity capital | $4,248,000 | 8,074 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,967,000 | 609 |
| Surplus | $0 | 12,104 |
| Undivided profits | $-1,719,000 | 12,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $910,000 | 3,397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $157,000 | 9,274 |
| Earning assets | $40,516,000 | 8,304 |
| Long-term assets (5+ years) | $4,050,000 | 7,018 |
| Average Assets, year-to-date | $48,389,800 | 7,764 |
| Average Assets, quarterly | $47,888,500 | 7,900 |
| Volatile liabilities | $4,010,000 | 7,316 |
| Insider loans | $1,472,000 | 2,709 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,701,000 | 6,705 |
| Tier 1 (core) risk-based capital | $4,248,000 | 8,002 |
| Tier 2 risk-based capital | $450,050 | 5,733 |
| Total risk weighted assets | $35,845,350 | 6,396 |
| Total unused commitments | $2,701,000 | 6,727 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 45 | 4,684 |
| Assets and Liabilities | ||
| Total Assets: | $48,999,000 | 7,964 |
| Cash and due from depository institutions | $2,747,000 | 4,684 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $5,070,000 | 11,565 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 4,273 |
| Net loans & leases | $30,662,000 | 6,947 |
| Loan loss allowance | $692,000 | 5,052 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,161,000 | 3,351 |
| Other real estate owned | $3,807,000 | 4,684 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $852,000 | 7,065 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,999,000 | 7,964 |
| Total liabilities | $44,509,000 | 7,980 |
| Total deposits | $44,198,000 | 7,837 |
| Interest-bearing deposits | $37,359,000 | 7,958 |
| Deposits held in domestic offices | $44,198,000 | 7,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $311,000 | 8,048 |
| Total equity capital | $4,490,000 | 7,662 |
| Total bank equity capital | $4,490,000 | 7,662 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,373,000 | 679 |
| Surplus | $0 | 12,588 |
| Undivided profits | $-883,000 | 13,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,722,000 | 1,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $164,000 | 9,627 |
| Earning assets | $39,432,000 | 8,585 |
| Long-term assets (5+ years) | $1,929,000 | 9,036 |
| Average Assets, year-to-date | $53,730,000 | 7,345 |
| Average Assets, quarterly | $50,095,000 | 7,785 |
| Volatile liabilities | $5,606,000 | 6,117 |
| Insider loans | $388,000 | 2,340 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,428,000 | 8,267 |
| Tier 1 (core) risk-based capital | $4,490,000 | 7,605 |
| Tier 2 risk-based capital | $478,930 | 5,420 |
| Total risk weighted assets | $38,101,330 | 6,149 |
| Total unused commitments | $1,428,000 | 8,295 |
| Derivatives | $0 | 651 |