Home > Western Springs National Bank and Trust > Assets and Liabilities
Western Springs National Bank and Trust, Assets and Liabilities
| 2011-03-31 | Rank | |
| # of Employees: | 34 | 4,003 |
| Assets and Liabilities | ||
| Total Assets: | $186,677,000 | 3,301 |
| Cash and due from depository institutions | $28,762,000 | 4,003 |
| Interest-bearing balances | $16,698,000 | 2,131 |
| Securities | $4,054,000 | 6,719 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $144,621,000 | 2,731 |
| Loan loss allowance | $6,875,000 | 1,180 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $1,393,000 | 4,808 |
| Other real estate owned | $5,891,000 | 4,003 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $1,956,000 | 5,098 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $186,677,000 | 3,301 |
| Total liabilities | $183,466,000 | 3,083 |
| Total deposits | $182,441,000 | 2,925 |
| Interest-bearing deposits | $170,010,000 | 2,686 |
| Deposits held in domestic offices | $182,441,000 | 2,923 |
| % insured | 98.21% | 680 |
| Federal funds purchased & repurchase agreements | $689,000 | 2,024 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $205,000 | 4,606 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $131,000 | 6,607 |
| Total equity capital | $3,211,000 | 7,103 |
| Total bank equity capital | $3,211,000 | 7,103 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $300,000 | 4,293 |
| Surplus | $2,300,000 | 5,042 |
| Undivided profits | $611,000 | 5,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $32,828,000 | 531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $628,000 | 4,256 |
| Earning assets | $165,373,000 | 3,369 |
| Long-term assets (5+ years) | $8,066,000 | 5,629 |
| Average Assets, year-to-date | $186,716,500 | 3,288 |
| Average Assets, quarterly | $186,716,500 | 3,288 |
| Volatile liabilities | $6,306,000 | 4,384 |
| Insider loans | $2,006,000 | 2,792 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $10,878,000 | 3,778 |
| Tier 1 (core) risk-based capital | $3,215,000 | 7,067 |
| Tier 2 risk-based capital | $1,957,000 | 2,542 |
| Total risk weighted assets | $151,725,000 | 2,779 |
| Total unused commitments | $10,878,000 | 3,779 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 35 | 3,960 |
| Assets and Liabilities | ||
| Total Assets: | $186,756,000 | 3,302 |
| Cash and due from depository institutions | $23,846,000 | 3,960 |
| Interest-bearing balances | $12,548,000 | 2,397 |
| Securities | $4,059,000 | 6,696 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $149,665,000 | 2,707 |
| Loan loss allowance | $6,595,000 | 1,219 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,425,000 | 4,828 |
| Other real estate owned | $5,891,000 | 3,960 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $1,870,000 | 5,311 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $186,756,000 | 3,302 |
| Total liabilities | $183,349,000 | 3,085 |
| Total deposits | $181,937,000 | 2,914 |
| Interest-bearing deposits | $168,757,000 | 2,699 |
| Deposits held in domestic offices | $181,937,000 | 2,911 |
| % insured | 97.81% | 769 |
| Federal funds purchased & repurchase agreements | $784,000 | 2,149 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $250,000 | 4,763 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $378,000 | 5,133 |
| Total equity capital | $3,407,000 | 7,109 |
| Total bank equity capital | $3,407,000 | 7,109 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $300,000 | 4,352 |
| Surplus | $2,300,000 | 5,091 |
| Undivided profits | $807,000 | 5,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $30,084,000 | 598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $572,000 | 4,616 |
| Earning assets | $166,272,000 | 3,377 |
| Long-term assets (5+ years) | $8,151,000 | 5,608 |
| Average Assets, year-to-date | $209,356,200 | 2,987 |
| Average Assets, quarterly | $191,578,000 | 3,232 |
| Volatile liabilities | $44,348,000 | 2,777 |
| Insider loans | $2,008,000 | 2,840 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $10,559,000 | 3,756 |
| Tier 1 (core) risk-based capital | $3,411,000 | 7,075 |
| Tier 2 risk-based capital | $2,025,000 | 2,489 |
| Total risk weighted assets | $157,456,000 | 2,739 |
| Total unused commitments | $10,559,000 | 3,757 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 36 | 3,946 |
| Assets and Liabilities | ||
| Total Assets: | $196,400,000 | 3,201 |
| Cash and due from depository institutions | $10,508,000 | 3,946 |
| Interest-bearing balances | $1,780,000 | 5,059 |
| Securities | $18,917,000 | 4,484 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $156,589,000 | 2,655 |
| Loan loss allowance | $6,500,000 | 1,254 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,438,000 | 4,877 |
| Other real estate owned | $7,341,000 | 3,946 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $1,607,000 | 5,738 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $196,400,000 | 3,201 |
| Total liabilities | $187,419,000 | 3,052 |
| Total deposits | $186,311,000 | 2,878 |
| Interest-bearing deposits | $175,361,000 | 2,637 |
| Deposits held in domestic offices | $186,311,000 | 2,875 |
| % insured | 98.86% | 310 |
| Federal funds purchased & repurchase agreements | $664,000 | 2,205 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $209,000 | 4,868 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $235,000 | 6,344 |
| Total equity capital | $8,981,000 | 5,534 |
| Total bank equity capital | $8,981,000 | 5,533 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $300,000 | 4,433 |
| Surplus | $2,300,000 | 5,137 |
| Undivided profits | $6,381,000 | 3,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $34,608,000 | 532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $775,000 | 3,998 |
| Earning assets | $177,286,000 | 3,227 |
| Long-term assets (5+ years) | $7,336,000 | 5,741 |
| Average Assets, year-to-date | $215,006,250 | 2,979 |
| Average Assets, quarterly | $204,114,500 | 3,115 |
| Volatile liabilities | $47,308,000 | 2,724 |
| Insider loans | $2,008,000 | 2,889 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $11,265,000 | 3,699 |
| Tier 1 (core) risk-based capital | $8,306,000 | 5,574 |
| Tier 2 risk-based capital | $2,124,000 | 2,446 |
| Total risk weighted assets | $165,554,000 | 2,650 |
| Total unused commitments | $11,265,000 | 3,702 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 37 | 3,913 |
| Assets and Liabilities | ||
| Total Assets: | $211,829,000 | 3,045 |
| Cash and due from depository institutions | $20,943,000 | 3,913 |
| Interest-bearing balances | $5,411,000 | 3,623 |
| Securities | $18,636,000 | 4,558 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $161,136,000 | 2,632 |
| Loan loss allowance | $6,500,000 | 1,270 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,479,000 | 4,859 |
| Other real estate owned | $7,826,000 | 3,913 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $1,809,000 | 5,518 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $211,829,000 | 3,045 |
| Total liabilities | $202,354,000 | 2,886 |
| Total deposits | $201,332,000 | 2,687 |
| Interest-bearing deposits | $188,985,000 | 2,463 |
| Deposits held in domestic offices | $201,332,000 | 2,685 |
| % insured | 98.04% | 582 |
| Federal funds purchased & repurchase agreements | $682,000 | 2,234 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $11,000 | 5,177 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $329,000 | 5,724 |
| Total equity capital | $9,475,000 | 5,387 |
| Total bank equity capital | $9,475,000 | 5,386 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $300,000 | 4,473 |
| Surplus | $2,300,000 | 5,160 |
| Undivided profits | $6,875,000 | 3,710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $32,627,000 | 558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $895,000 | 3,503 |
| Earning assets | $185,183,000 | 3,140 |
| Long-term assets (5+ years) | $8,002,000 | 5,633 |
| Average Assets, year-to-date | $221,208,330 | 2,921 |
| Average Assets, quarterly | $215,458,000 | 3,008 |
| Volatile liabilities | $53,027,000 | 2,492 |
| Insider loans | $1,977,000 | 2,985 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $11,105,000 | 3,774 |
| Tier 1 (core) risk-based capital | $9,113,000 | 5,355 |
| Tier 2 risk-based capital | $2,202,000 | 2,401 |
| Total risk weighted assets | $171,829,000 | 2,616 |
| Total unused commitments | $11,105,000 | 3,782 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 37 | 3,950 |
| Assets and Liabilities | ||
| Total Assets: | $219,087,000 | 3,010 |
| Cash and due from depository institutions | $24,499,000 | 3,950 |
| Interest-bearing balances | $9,390,000 | 2,748 |
| Securities | $18,282,000 | 4,636 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $165,905,000 | 2,619 |
| Loan loss allowance | $6,500,000 | 1,312 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,514,000 | 4,895 |
| Other real estate owned | $6,969,000 | 3,950 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $1,918,000 | 5,489 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $219,087,000 | 3,010 |
| Total liabilities | $209,489,000 | 2,847 |
| Total deposits | $208,744,000 | 2,638 |
| Interest-bearing deposits | $194,486,000 | 2,456 |
| Deposits held in domestic offices | $208,744,000 | 2,636 |
| % insured | 96.86% | 978 |
| Federal funds purchased & repurchase agreements | $432,000 | 2,332 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $25,000 | 5,251 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $288,000 | 5,943 |
| Total equity capital | $9,598,000 | 5,371 |
| Total bank equity capital | $9,598,000 | 5,370 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $300,000 | 4,542 |
| Surplus | $2,300,000 | 5,236 |
| Undivided profits | $6,998,000 | 3,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $30,232,000 | 642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $913,000 | 3,518 |
| Earning assets | $193,577,000 | 3,080 |
| Long-term assets (5+ years) | $8,165,000 | 5,670 |
| Average Assets, year-to-date | $225,898,000 | 2,922 |
| Average Assets, quarterly | $225,898,000 | 2,922 |
| Volatile liabilities | $55,272,000 | 2,504 |
| Insider loans | $1,897,000 | 3,093 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $12,251,000 | 3,701 |
| Tier 1 (core) risk-based capital | $9,623,000 | 5,238 |
| Tier 2 risk-based capital | $2,224,000 | 2,425 |
| Total risk weighted assets | $173,638,000 | 2,651 |
| Total unused commitments | $12,251,000 | 3,704 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 37 | 3,992 |
| Assets and Liabilities | ||
| Total Assets: | $232,709,000 | 2,863 |
| Cash and due from depository institutions | $32,377,000 | 3,992 |
| Interest-bearing balances | $15,395,000 | 1,710 |
| Securities | $14,369,000 | 5,117 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $175,267,000 | 2,534 |
| Loan loss allowance | $4,517,000 | 1,742 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,556,000 | 4,890 |
| Other real estate owned | $6,454,000 | 3,992 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $2,686,000 | 4,851 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $232,709,000 | 2,863 |
| Total liabilities | $217,017,000 | 2,753 |
| Total deposits | $214,968,000 | 2,557 |
| Interest-bearing deposits | $201,368,000 | 2,373 |
| Deposits held in domestic offices | $214,968,000 | 2,555 |
| % insured | 97.66% | 699 |
| Federal funds purchased & repurchase agreements | $565,000 | 2,423 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $18,000 | 5,356 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,466,000 | 2,701 |
| Total equity capital | $15,692,000 | 3,896 |
| Total bank equity capital | $15,692,000 | 3,896 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $300,000 | 4,593 |
| Surplus | $2,300,000 | 5,276 |
| Undivided profits | $13,092,000 | 2,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $26,812,000 | 696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,859,000 | 1,830 |
| Earning assets | $205,031,000 | 2,943 |
| Long-term assets (5+ years) | $11,625,000 | 5,151 |
| Average Assets, year-to-date | $230,761,200 | 2,815 |
| Average Assets, quarterly | $236,362,000 | 2,807 |
| Volatile liabilities | $58,042,000 | 2,398 |
| Insider loans | $1,818,000 | 3,233 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $12,429,000 | 3,691 |
| Tier 1 (core) risk-based capital | $15,610,000 | 3,776 |
| Tier 2 risk-based capital | $2,351,000 | 2,329 |
| Total risk weighted assets | $185,931,000 | 2,547 |
| Total unused commitments | $12,429,000 | 3,693 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 37 | 4,027 |
| Assets and Liabilities | ||
| Total Assets: | $240,015,000 | 2,780 |
| Cash and due from depository institutions | $35,863,000 | 4,027 |
| Interest-bearing balances | $25,749,000 | 1,004 |
| Securities | $14,417,000 | 5,133 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $179,282,000 | 2,522 |
| Loan loss allowance | $2,756,000 | 2,481 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,598,000 | 4,884 |
| Other real estate owned | $6,171,000 | 4,027 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $2,684,000 | 4,481 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $240,015,000 | 2,780 |
| Total liabilities | $222,637,000 | 2,682 |
| Total deposits | $206,885,000 | 2,626 |
| Interest-bearing deposits | $193,806,000 | 2,450 |
| Deposits held in domestic offices | $206,885,000 | 2,623 |
| % insured | 98.41% | 600 |
| Federal funds purchased & repurchase agreements | $457,000 | 2,547 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $13,618,000 | 2,459 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,677,000 | 2,685 |
| Total equity capital | $17,378,000 | 3,693 |
| Total bank equity capital | $17,378,000 | 3,692 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $300,000 | 4,654 |
| Surplus | $2,300,000 | 5,312 |
| Undivided profits | $14,778,000 | 2,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $14,729,000 | 1,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,831,000 | 2,001 |
| Earning assets | $219,448,000 | 2,792 |
| Long-term assets (5+ years) | $10,528,000 | 5,322 |
| Average Assets, year-to-date | $230,274,250 | 2,843 |
| Average Assets, quarterly | $235,721,000 | 2,814 |
| Volatile liabilities | $68,499,000 | 2,132 |
| Insider loans | $2,194,000 | 2,909 |
| FHLB advances | $13,600,000 | 2,347 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $13,444,000 | 3,646 |
| Tier 1 (core) risk-based capital | $17,277,000 | 3,549 |
| Tier 2 risk-based capital | $2,362,000 | 2,322 |
| Total risk weighted assets | $188,183,000 | 2,548 |
| Total unused commitments | $13,444,000 | 3,647 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 38 | 3,996 |
| Assets and Liabilities | ||
| Total Assets: | $231,427,000 | 2,874 |
| Cash and due from depository institutions | $35,624,000 | 3,996 |
| Interest-bearing balances | $28,014,000 | 788 |
| Securities | $6,291,000 | 6,540 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $180,519,000 | 2,546 |
| Loan loss allowance | $2,501,000 | 2,569 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,640,000 | 4,890 |
| Other real estate owned | $4,764,000 | 3,996 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $2,589,000 | 4,537 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $231,427,000 | 2,874 |
| Total liabilities | $213,555,000 | 2,802 |
| Total deposits | $197,602,000 | 2,732 |
| Interest-bearing deposits | $183,442,000 | 2,560 |
| Deposits held in domestic offices | $197,602,000 | 2,730 |
| % insured | 87.68% | 1,436 |
| Federal funds purchased & repurchase agreements | $692,000 | 2,488 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $13,665,000 | 2,539 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,596,000 | 2,804 |
| Total equity capital | $17,872,000 | 3,565 |
| Total bank equity capital | $17,872,000 | 3,565 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $300,000 | 4,713 |
| Surplus | $2,300,000 | 5,361 |
| Undivided profits | $15,272,000 | 2,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $10,455,000 | 1,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,716,000 | 2,051 |
| Earning assets | $214,824,000 | 2,831 |
| Long-term assets (5+ years) | $9,403,000 | 5,494 |
| Average Assets, year-to-date | $227,027,330 | 2,891 |
| Average Assets, quarterly | $227,753,500 | 2,900 |
| Volatile liabilities | $64,005,000 | 2,257 |
| Insider loans | $1,193,000 | 4,015 |
| FHLB advances | $13,600,000 | 2,423 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,868,000 | 3,412 |
| Tier 1 (core) risk-based capital | $17,735,000 | 3,483 |
| Tier 2 risk-based capital | $2,355,000 | 2,320 |
| Total risk weighted assets | $187,891,000 | 2,577 |
| Total unused commitments | $15,868,000 | 3,414 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 38 | 4,019 |
| Assets and Liabilities | ||
| Total Assets: | $224,080,000 | 2,964 |
| Cash and due from depository institutions | $21,847,000 | 4,019 |
| Interest-bearing balances | $16,609,000 | 1,097 |
| Securities | $8,192,000 | 6,228 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $186,598,000 | 2,488 |
| Loan loss allowance | $3,416,000 | 1,954 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,679,000 | 4,868 |
| Other real estate owned | $3,132,000 | 4,019 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,632,000 | 4,517 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $224,080,000 | 2,964 |
| Total liabilities | $204,471,000 | 2,928 |
| Total deposits | $188,347,000 | 2,879 |
| Interest-bearing deposits | $175,058,000 | 2,674 |
| Deposits held in domestic offices | $188,347,000 | 2,877 |
| % insured | 88.62% | 1,315 |
| Federal funds purchased & repurchase agreements | $785,000 | 2,447 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $13,671,000 | 2,576 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,668,000 | 2,640 |
| Total equity capital | $19,609,000 | 3,333 |
| Total bank equity capital | $19,609,000 | 3,332 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $300,000 | 4,740 |
| Surplus | $2,300,000 | 5,390 |
| Undivided profits | $17,009,000 | 1,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $10,136,000 | 1,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,817,000 | 1,935 |
| Earning assets | $211,399,000 | 2,890 |
| Long-term assets (5+ years) | $9,320,000 | 5,504 |
| Average Assets, year-to-date | $224,827,500 | 2,931 |
| Average Assets, quarterly | $224,827,500 | 2,931 |
| Volatile liabilities | $58,895,000 | 2,407 |
| Insider loans | $11,000 | 7,306 |
| FHLB advances | $13,600,000 | 2,468 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $16,226,000 | 3,481 |
| Tier 1 (core) risk-based capital | $19,449,000 | 3,240 |
| Tier 2 risk-based capital | $2,399,000 | 2,267 |
| Total risk weighted assets | $190,584,000 | 2,537 |
| Total unused commitments | $16,226,000 | 3,482 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 39 | 3,967 |
| Assets and Liabilities | ||
| Total Assets: | $225,575,000 | 2,929 |
| Cash and due from depository institutions | $12,824,000 | 3,967 |
| Interest-bearing balances | $323,000 | 4,701 |
| Securities | $16,260,000 | 4,928 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $188,951,000 | 2,471 |
| Loan loss allowance | $3,381,000 | 1,917 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,722,000 | 4,846 |
| Other real estate owned | $3,132,000 | 3,967 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,686,000 | 4,528 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $225,575,000 | 2,929 |
| Total liabilities | $205,633,000 | 2,888 |
| Total deposits | $189,511,000 | 2,784 |
| Interest-bearing deposits | $177,995,000 | 2,576 |
| Deposits held in domestic offices | $189,511,000 | 2,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $628,000 | 2,935 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $13,884,000 | 2,770 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,610,000 | 2,695 |
| Total equity capital | $19,942,000 | 3,264 |
| Total bank equity capital | $19,942,000 | 3,264 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $300,000 | 4,773 |
| Surplus | $2,300,000 | 5,396 |
| Undivided profits | $17,342,000 | 1,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,225,000 | 1,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,873,000 | 1,991 |
| Earning assets | $205,534,000 | 2,938 |
| Long-term assets (5+ years) | $8,828,000 | 5,548 |
| Average Assets, year-to-date | $228,061,800 | 2,794 |
| Average Assets, quarterly | $231,458,000 | 2,829 |
| Volatile liabilities | $45,479,000 | 2,951 |
| Insider loans | $11,000 | 7,376 |
| FHLB advances | $13,600,000 | 2,681 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $17,111,000 | 3,373 |
| Tier 1 (core) risk-based capital | $19,691,000 | 3,167 |
| Tier 2 risk-based capital | $2,448,000 | 2,193 |
| Total risk weighted assets | $194,615,000 | 2,497 |
| Total unused commitments | $17,111,000 | 3,375 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 40 | 3,928 |
| Assets and Liabilities | ||
| Total Assets: | $237,341,000 | 2,753 |
| Cash and due from depository institutions | $7,275,000 | 3,928 |
| Interest-bearing balances | $338,000 | 4,027 |
| Securities | $20,184,000 | 4,375 |
| Federal funds sold & reverse repurchase agreements | $14,300,000 | 837 |
| Net loans & leases | $189,605,000 | 2,463 |
| Loan loss allowance | $2,826,000 | 2,051 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,583,000 | 5,043 |
| Other real estate owned | $1,986,000 | 3,928 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,408,000 | 4,832 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $237,341,000 | 2,753 |
| Total liabilities | $217,350,000 | 2,711 |
| Total deposits | $201,341,000 | 2,601 |
| Interest-bearing deposits | $189,047,000 | 2,391 |
| Deposits held in domestic offices | $201,341,000 | 2,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $564,000 | 3,110 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $13,719,000 | 2,772 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,726,000 | 2,624 |
| Total equity capital | $19,991,000 | 3,267 |
| Total bank equity capital | $19,991,000 | 3,267 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $300,000 | 4,816 |
| Surplus | $2,300,000 | 5,425 |
| Undivided profits | $17,391,000 | 1,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,017,000 | 892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,581,000 | 2,532 |
| Earning assets | $224,427,000 | 2,664 |
| Long-term assets (5+ years) | $10,615,000 | 5,196 |
| Average Assets, year-to-date | $228,683,500 | 2,784 |
| Average Assets, quarterly | $237,633,000 | 2,737 |
| Volatile liabilities | $49,945,000 | 2,678 |
| Insider loans | $11,000 | 7,434 |
| FHLB advances | $13,600,000 | 2,670 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $19,471,000 | 3,279 |
| Tier 1 (core) risk-based capital | $19,778,000 | 3,210 |
| Tier 2 risk-based capital | $2,467,000 | 2,125 |
| Total risk weighted assets | $196,745,000 | 2,458 |
| Total unused commitments | $19,471,000 | 3,282 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 40 | 3,975 |
| Assets and Liabilities | ||
| Total Assets: | $237,925,000 | 2,748 |
| Cash and due from depository institutions | $10,571,000 | 3,975 |
| Interest-bearing balances | $36,000 | 5,855 |
| Securities | $12,178,000 | 5,553 |
| Federal funds sold & reverse repurchase agreements | $17,600,000 | 649 |
| Net loans & leases | $191,715,000 | 2,418 |
| Loan loss allowance | $2,730,000 | 2,052 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,595,000 | 5,053 |
| Other real estate owned | $1,986,000 | 3,975 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,280,000 | 4,918 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $237,925,000 | 2,748 |
| Total liabilities | $218,314,000 | 2,691 |
| Total deposits | $202,396,000 | 2,574 |
| Interest-bearing deposits | $189,300,000 | 2,393 |
| Deposits held in domestic offices | $202,396,000 | 2,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $733,000 | 3,075 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $13,775,000 | 2,659 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,410,000 | 3,022 |
| Total equity capital | $19,611,000 | 3,332 |
| Total bank equity capital | $19,611,000 | 3,332 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $300,000 | 4,856 |
| Surplus | $2,300,000 | 5,456 |
| Undivided profits | $17,011,000 | 1,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,962,000 | 863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,450,000 | 2,648 |
| Earning assets | $221,529,000 | 2,696 |
| Long-term assets (5+ years) | $12,606,000 | 4,873 |
| Average Assets, year-to-date | $225,797,670 | 2,820 |
| Average Assets, quarterly | $234,068,000 | 2,758 |
| Volatile liabilities | $62,258,000 | 2,237 |
| Insider loans | $11,000 | 7,490 |
| FHLB advances | $13,600,000 | 2,570 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $23,556,000 | 2,981 |
| Tier 1 (core) risk-based capital | $19,470,000 | 3,263 |
| Tier 2 risk-based capital | $2,498,000 | 2,064 |
| Total risk weighted assets | $199,373,000 | 2,422 |
| Total unused commitments | $23,556,000 | 2,982 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 41 | 3,915 |
| Assets and Liabilities | ||
| Total Assets: | $230,211,000 | 2,800 |
| Cash and due from depository institutions | $7,435,000 | 3,915 |
| Interest-bearing balances | $42,000 | 5,738 |
| Securities | $8,377,000 | 6,263 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 915 |
| Net loans & leases | $191,806,000 | 2,367 |
| Loan loss allowance | $2,307,000 | 2,307 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,610,000 | 5,046 |
| Other real estate owned | $335,000 | 3,915 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,648,000 | 4,469 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $230,211,000 | 2,800 |
| Total liabilities | $210,279,000 | 2,752 |
| Total deposits | $194,591,000 | 2,676 |
| Interest-bearing deposits | $180,304,000 | 2,519 |
| Deposits held in domestic offices | $194,591,000 | 2,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $676,000 | 2,736 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $13,809,000 | 2,484 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,203,000 | 3,607 |
| Total equity capital | $19,932,000 | 3,373 |
| Total bank equity capital | $19,932,000 | 3,373 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $300,000 | 4,875 |
| Surplus | $2,300,000 | 5,446 |
| Undivided profits | $17,332,000 | 2,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,820,000 | 757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,863,000 | 2,122 |
| Earning assets | $218,225,000 | 2,730 |
| Long-term assets (5+ years) | $15,097,000 | 4,415 |
| Average Assets, year-to-date | $219,734,000 | 2,886 |
| Average Assets, quarterly | $219,734,000 | 2,886 |
| Volatile liabilities | $58,398,000 | 2,301 |
| Insider loans | $11,000 | 7,519 |
| FHLB advances | $13,600,000 | 2,400 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $24,250,000 | 2,975 |
| Tier 1 (core) risk-based capital | $19,609,000 | 3,243 |
| Tier 2 risk-based capital | $2,307,000 | 2,158 |
| Total risk weighted assets | $198,377,000 | 2,395 |
| Total unused commitments | $24,250,000 | 2,980 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 43 | 3,769 |
| Assets and Liabilities | ||
| Total Assets: | $209,257,000 | 3,005 |
| Cash and due from depository institutions | $4,476,000 | 3,769 |
| Interest-bearing balances | $34,000 | 5,666 |
| Securities | $12,266,000 | 5,631 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $187,729,000 | 2,392 |
| Loan loss allowance | $2,313,000 | 2,252 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,635,000 | 5,024 |
| Other real estate owned | $335,000 | 3,769 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,816,000 | 4,387 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $209,257,000 | 3,005 |
| Total liabilities | $189,578,000 | 2,963 |
| Total deposits | $183,608,000 | 2,790 |
| Interest-bearing deposits | $167,793,000 | 2,648 |
| Deposits held in domestic offices | $183,608,000 | 2,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,024,000 | 1,756 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $271,000 | 5,277 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $675,000 | 4,930 |
| Total equity capital | $19,679,000 | 3,352 |
| Total bank equity capital | $19,679,000 | 3,352 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $300,000 | 4,904 |
| Surplus | $2,300,000 | 5,441 |
| Undivided profits | $17,079,000 | 2,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,054,000 | 446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,015,000 | 2,113 |
| Earning assets | $200,029,000 | 2,878 |
| Long-term assets (5+ years) | $3,781,000 | 6,316 |
| Average Assets, year-to-date | $209,753,200 | 2,901 |
| Average Assets, quarterly | $213,143,000 | 2,926 |
| Volatile liabilities | $45,074,000 | 2,843 |
| Insider loans | $11,000 | 7,546 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $23,666,000 | 3,048 |
| Tier 1 (core) risk-based capital | $19,451,000 | 3,240 |
| Tier 2 risk-based capital | $2,313,000 | 2,130 |
| Total risk weighted assets | $187,667,000 | 2,491 |
| Total unused commitments | $23,666,000 | 3,048 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 42 | 3,843 |
| Assets and Liabilities | ||
| Total Assets: | $217,029,000 | 2,866 |
| Cash and due from depository institutions | $3,910,000 | 3,843 |
| Interest-bearing balances | $34,000 | 5,579 |
| Securities | $12,126,000 | 5,705 |
| Federal funds sold & reverse repurchase agreements | $8,100,000 | 1,772 |
| Net loans & leases | $187,928,000 | 2,364 |
| Loan loss allowance | $2,418,000 | 2,123 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,651,000 | 4,988 |
| Other real estate owned | $452,000 | 3,843 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,862,000 | 4,415 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $217,029,000 | 2,866 |
| Total liabilities | $198,027,000 | 2,808 |
| Total deposits | $195,602,000 | 2,590 |
| Interest-bearing deposits | $182,259,000 | 2,437 |
| Deposits held in domestic offices | $195,602,000 | 2,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $584,000 | 2,995 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $227,000 | 5,327 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,614,000 | 2,945 |
| Total equity capital | $19,002,000 | 3,424 |
| Total bank equity capital | $19,002,000 | 3,424 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $300,000 | 4,908 |
| Surplus | $2,300,000 | 5,417 |
| Undivided profits | $16,402,000 | 2,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,083,000 | 591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,046,000 | 2,239 |
| Earning assets | $208,188,000 | 2,754 |
| Long-term assets (5+ years) | $4,051,000 | 6,181 |
| Average Assets, year-to-date | $209,877,250 | 2,907 |
| Average Assets, quarterly | $214,278,000 | 2,880 |
| Volatile liabilities | $45,301,000 | 2,783 |
| Insider loans | $11,000 | 7,569 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $22,850,000 | 3,151 |
| Tier 1 (core) risk-based capital | $18,900,000 | 3,330 |
| Tier 2 risk-based capital | $2,418,000 | 2,046 |
| Total risk weighted assets | $194,816,000 | 2,380 |
| Total unused commitments | $22,850,000 | 3,151 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 41 | 3,964 |
| Assets and Liabilities | ||
| Total Assets: | $211,527,000 | 2,944 |
| Cash and due from depository institutions | $8,246,000 | 3,964 |
| Interest-bearing balances | $29,000 | 5,751 |
| Securities | $11,978,000 | 5,730 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,048 |
| Net loans & leases | $185,167,000 | 2,388 |
| Loan loss allowance | $2,380,000 | 2,177 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,694,000 | 4,937 |
| Other real estate owned | $709,000 | 3,964 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,733,000 | 4,486 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $211,527,000 | 2,944 |
| Total liabilities | $193,056,000 | 2,901 |
| Total deposits | $191,123,000 | 2,686 |
| Interest-bearing deposits | $176,116,000 | 2,528 |
| Deposits held in domestic offices | $191,123,000 | 2,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $537,000 | 2,967 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $84,000 | 5,379 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,312,000 | 3,225 |
| Total equity capital | $18,471,000 | 3,461 |
| Total bank equity capital | $18,471,000 | 3,461 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $300,000 | 4,938 |
| Surplus | $2,300,000 | 5,426 |
| Undivided profits | $15,871,000 | 2,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,698,000 | 409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,900,000 | 2,220 |
| Earning assets | $198,174,000 | 2,864 |
| Long-term assets (5+ years) | $4,083,000 | 6,143 |
| Average Assets, year-to-date | $207,493,330 | 2,962 |
| Average Assets, quarterly | $209,660,500 | 2,956 |
| Volatile liabilities | $44,192,000 | 2,808 |
| Insider loans | $11,000 | 7,599 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $22,345,000 | 3,186 |
| Tier 1 (core) risk-based capital | $18,505,000 | 3,372 |
| Tier 2 risk-based capital | $2,380,000 | 2,089 |
| Total risk weighted assets | $195,474,000 | 2,369 |
| Total unused commitments | $22,345,000 | 3,186 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 42 | 3,850 |
| Assets and Liabilities | ||
| Total Assets: | $207,794,000 | 2,992 |
| Cash and due from depository institutions | $3,686,000 | 3,850 |
| Interest-bearing balances | $24,000 | 5,919 |
| Securities | $12,041,000 | 5,730 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,509 |
| Net loans & leases | $184,387,000 | 2,379 |
| Loan loss allowance | $2,335,000 | 2,204 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,728,000 | 4,854 |
| Other real estate owned | $712,000 | 3,850 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,440,000 | 4,650 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $207,794,000 | 2,992 |
| Total liabilities | $189,601,000 | 2,915 |
| Total deposits | $187,685,000 | 2,725 |
| Interest-bearing deposits | $173,417,000 | 2,565 |
| Deposits held in domestic offices | $187,685,000 | 2,722 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $663,000 | 2,617 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $128,000 | 5,292 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,125,000 | 3,642 |
| Total equity capital | $18,193,000 | 3,515 |
| Total bank equity capital | $18,193,000 | 3,515 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $300,000 | 4,948 |
| Surplus | $2,300,000 | 5,416 |
| Undivided profits | $15,593,000 | 2,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,016,000 | 703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,626,000 | 2,511 |
| Earning assets | $199,252,000 | 2,856 |
| Long-term assets (5+ years) | $4,184,000 | 6,090 |
| Average Assets, year-to-date | $205,476,500 | 3,003 |
| Average Assets, quarterly | $205,476,500 | 3,003 |
| Volatile liabilities | $42,366,000 | 2,836 |
| Insider loans | $11,000 | 7,614 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $22,973,000 | 3,098 |
| Tier 1 (core) risk-based capital | $18,196,000 | 3,400 |
| Tier 2 risk-based capital | $2,335,000 | 2,115 |
| Total risk weighted assets | $191,834,000 | 2,381 |
| Total unused commitments | $22,973,000 | 3,100 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 42 | 3,848 |
| Assets and Liabilities | ||
| Total Assets: | $203,159,000 | 3,040 |
| Cash and due from depository institutions | $4,461,000 | 3,848 |
| Interest-bearing balances | $18,000 | 6,045 |
| Securities | $12,012,000 | 5,784 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,497 |
| Net loans & leases | $178,417,000 | 2,424 |
| Loan loss allowance | $2,293,000 | 2,219 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,773,000 | 4,774 |
| Other real estate owned | $704,000 | 3,848 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,292,000 | 4,860 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $203,158,000 | 3,040 |
| Total liabilities | $185,046,000 | 2,983 |
| Total deposits | $182,879,000 | 2,779 |
| Interest-bearing deposits | $169,228,000 | 2,592 |
| Deposits held in domestic offices | $182,879,000 | 2,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $680,000 | 2,807 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $346,000 | 5,278 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,141,000 | 3,549 |
| Total equity capital | $18,112,000 | 3,458 |
| Total bank equity capital | $18,112,000 | 3,458 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $300,000 | 4,970 |
| Surplus | $2,300,000 | 5,406 |
| Undivided profits | $15,512,000 | 2,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,351,000 | 2,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,461,000 | 2,855 |
| Earning assets | $193,947,000 | 2,928 |
| Long-term assets (5+ years) | $5,562,000 | 5,651 |
| Average Assets, year-to-date | $195,555,800 | 3,003 |
| Average Assets, quarterly | $200,036,500 | 3,036 |
| Volatile liabilities | $39,210,000 | 3,152 |
| Insider loans | $11,000 | 7,626 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $20,017,000 | 3,322 |
| Tier 1 (core) risk-based capital | $18,126,000 | 3,348 |
| Tier 2 risk-based capital | $2,293,000 | 2,124 |
| Total risk weighted assets | $186,685,000 | 2,412 |
| Total unused commitments | $20,017,000 | 3,322 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 42 | 3,860 |
| Assets and Liabilities | ||
| Total Assets: | $196,914,000 | 3,071 |
| Cash and due from depository institutions | $4,178,000 | 3,860 |
| Interest-bearing balances | $13,000 | 6,227 |
| Securities | $13,991,000 | 5,478 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,211 |
| Net loans & leases | $168,721,000 | 2,531 |
| Loan loss allowance | $2,325,000 | 2,189 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,797,000 | 4,728 |
| Other real estate owned | $0 | 3,860 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,427,000 | 4,759 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $196,914,000 | 3,071 |
| Total liabilities | $179,351,000 | 3,032 |
| Total deposits | $177,406,000 | 2,804 |
| Interest-bearing deposits | $163,058,000 | 2,626 |
| Deposits held in domestic offices | $177,406,000 | 2,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $498,000 | 3,154 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $160,000 | 5,643 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,287,000 | 3,251 |
| Total equity capital | $17,563,000 | 3,528 |
| Total bank equity capital | $17,563,000 | 3,528 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $300,000 | 5,006 |
| Surplus | $2,300,000 | 5,405 |
| Undivided profits | $14,963,000 | 2,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,362,000 | 1,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,582,000 | 2,661 |
| Earning assets | $188,525,000 | 2,966 |
| Long-term assets (5+ years) | $13,775,000 | 4,056 |
| Average Assets, year-to-date | $193,655,000 | 3,036 |
| Average Assets, quarterly | $196,852,500 | 3,050 |
| Volatile liabilities | $37,459,000 | 3,240 |
| Insider loans | $11,000 | 7,702 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $26,510,000 | 2,841 |
| Tier 1 (core) risk-based capital | $17,582,000 | 3,428 |
| Tier 2 risk-based capital | $2,248,000 | 2,167 |
| Total risk weighted assets | $179,800,000 | 2,467 |
| Total unused commitments | $26,510,000 | 2,842 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 42 | 3,880 |
| Assets and Liabilities | ||
| Total Assets: | $196,791,000 | 3,063 |
| Cash and due from depository institutions | $6,836,000 | 3,880 |
| Interest-bearing balances | $7,000 | 6,457 |
| Securities | $13,973,000 | 5,482 |
| Federal funds sold & reverse repurchase agreements | $5,450,000 | 2,094 |
| Net loans & leases | $166,670,000 | 2,538 |
| Loan loss allowance | $2,281,000 | 2,203 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,701,000 | 4,832 |
| Other real estate owned | $0 | 3,880 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,161,000 | 4,966 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $196,791,000 | 3,063 |
| Total liabilities | $179,576,000 | 3,018 |
| Total deposits | $177,635,000 | 2,792 |
| Interest-bearing deposits | $162,727,000 | 2,613 |
| Deposits held in domestic offices | $177,635,000 | 2,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $900,000 | 3,012 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $27,000 | 5,741 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,014,000 | 3,512 |
| Total equity capital | $17,215,000 | 3,468 |
| Total bank equity capital | $17,215,000 | 3,468 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $300,000 | 5,008 |
| Surplus | $2,300,000 | 5,393 |
| Undivided profits | $14,615,000 | 2,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,750,000 | 715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,301,000 | 2,869 |
| Earning assets | $186,100,000 | 2,986 |
| Long-term assets (5+ years) | $13,730,000 | 4,020 |
| Average Assets, year-to-date | $192,568,670 | 3,067 |
| Average Assets, quarterly | $193,859,500 | 3,074 |
| Volatile liabilities | $34,861,000 | 3,349 |
| Insider loans | $11,000 | 7,737 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $26,299,000 | 2,860 |
| Tier 1 (core) risk-based capital | $17,299,000 | 3,419 |
| Tier 2 risk-based capital | $2,207,000 | 2,162 |
| Total risk weighted assets | $176,512,000 | 2,495 |
| Total unused commitments | $26,299,000 | 2,861 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 41 | 3,942 |
| Assets and Liabilities | ||
| Total Assets: | $190,928,000 | 3,105 |
| Cash and due from depository institutions | $4,535,000 | 3,942 |
| Interest-bearing balances | $7,000 | 6,479 |
| Securities | $10,045,000 | 6,266 |
| Federal funds sold & reverse repurchase agreements | $12,100,000 | 1,240 |
| Net loans & leases | $160,595,000 | 2,565 |
| Loan loss allowance | $2,237,000 | 2,199 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,733,000 | 4,730 |
| Other real estate owned | $0 | 3,942 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,920,000 | 5,168 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $190,928,000 | 3,105 |
| Total liabilities | $174,164,000 | 3,058 |
| Total deposits | $172,469,000 | 2,853 |
| Interest-bearing deposits | $158,422,000 | 2,654 |
| Deposits held in domestic offices | $172,469,000 | 2,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $756,000 | 2,767 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $102,000 | 5,548 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $837,000 | 3,963 |
| Total equity capital | $16,764,000 | 3,520 |
| Total bank equity capital | $16,764,000 | 3,520 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $300,000 | 5,005 |
| Surplus | $2,300,000 | 5,330 |
| Undivided profits | $14,164,000 | 2,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,306,000 | 1,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,153,000 | 3,022 |
| Earning assets | $182,747,000 | 3,004 |
| Long-term assets (5+ years) | $13,288,000 | 4,052 |
| Average Assets, year-to-date | $190,457,500 | 3,086 |
| Average Assets, quarterly | $190,457,500 | 3,086 |
| Volatile liabilities | $32,918,000 | 3,325 |
| Insider loans | $121,000 | 7,016 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $23,476,000 | 3,047 |
| Tier 1 (core) risk-based capital | $16,877,000 | 3,440 |
| Tier 2 risk-based capital | $2,108,000 | 2,214 |
| Total risk weighted assets | $168,537,000 | 2,533 |
| Total unused commitments | $23,476,000 | 3,047 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 42 | 3,855 |
| Assets and Liabilities | ||
| Total Assets: | $189,987,000 | 3,094 |
| Cash and due from depository institutions | $5,153,000 | 3,855 |
| Interest-bearing balances | $2,000 | 6,701 |
| Securities | $10,091,000 | 6,312 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,516 |
| Net loans & leases | $162,136,000 | 2,505 |
| Loan loss allowance | $2,197,000 | 2,198 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,721,000 | 4,728 |
| Other real estate owned | $0 | 3,855 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,886,000 | 5,203 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $189,987,000 | 3,094 |
| Total liabilities | $173,590,000 | 3,048 |
| Total deposits | $171,847,000 | 2,850 |
| Interest-bearing deposits | $155,437,000 | 2,676 |
| Deposits held in domestic offices | $171,847,000 | 2,845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $481,000 | 3,135 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $295,000 | 5,525 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $967,000 | 3,577 |
| Total equity capital | $16,397,000 | 3,552 |
| Total bank equity capital | $16,397,000 | 3,552 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $300,000 | 5,028 |
| Surplus | $2,300,000 | 5,315 |
| Undivided profits | $13,797,000 | 2,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,278,000 | 1,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,109,000 | 3,163 |
| Earning assets | $181,229,000 | 2,998 |
| Long-term assets (5+ years) | $13,596,000 | 4,025 |
| Average Assets, year-to-date | $183,230,400 | 3,065 |
| Average Assets, quarterly | $187,102,500 | 3,101 |
| Volatile liabilities | $30,911,000 | 3,405 |
| Insider loans | $121,000 | 7,030 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $25,775,000 | 2,798 |
| Tier 1 (core) risk-based capital | $16,518,000 | 3,459 |
| Tier 2 risk-based capital | $2,145,000 | 2,152 |
| Total risk weighted assets | $171,557,000 | 2,466 |
| Total unused commitments | $25,775,000 | 2,800 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 42 | 3,858 |
| Assets and Liabilities | ||
| Total Assets: | $184,218,000 | 3,123 |
| Cash and due from depository institutions | $4,054,000 | 3,858 |
| Interest-bearing balances | $2,000 | 6,738 |
| Securities | $10,161,000 | 6,287 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $166,669,000 | 2,429 |
| Loan loss allowance | $2,139,000 | 2,246 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,585,000 | 4,913 |
| Other real estate owned | $0 | 3,858 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,749,000 | 5,382 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $184,218,000 | 3,123 |
| Total liabilities | $168,606,000 | 3,070 |
| Total deposits | $164,840,000 | 2,889 |
| Interest-bearing deposits | $149,780,000 | 2,685 |
| Deposits held in domestic offices | $164,840,000 | 2,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,420,000 | 2,211 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $238,000 | 5,685 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,108,000 | 3,215 |
| Total equity capital | $15,612,000 | 3,655 |
| Total bank equity capital | $15,612,000 | 3,655 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $300,000 | 5,037 |
| Surplus | $2,300,000 | 5,279 |
| Undivided profits | $13,012,000 | 2,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,425,000 | 1,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,028,000 | 3,342 |
| Earning assets | $176,832,000 | 2,993 |
| Long-term assets (5+ years) | $13,614,000 | 4,056 |
| Average Assets, year-to-date | $181,541,250 | 3,071 |
| Average Assets, quarterly | $184,502,500 | 3,088 |
| Volatile liabilities | $30,892,000 | 3,321 |
| Insider loans | $121,000 | 7,043 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $25,984,000 | 2,767 |
| Tier 1 (core) risk-based capital | $15,716,000 | 3,558 |
| Tier 2 risk-based capital | $2,139,000 | 2,148 |
| Total risk weighted assets | $174,773,000 | 2,397 |
| Total unused commitments | $25,984,000 | 2,768 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 41 | 3,935 |
| Assets and Liabilities | ||
| Total Assets: | $184,787,000 | 3,063 |
| Cash and due from depository institutions | $8,367,000 | 3,935 |
| Interest-bearing balances | $2,000 | 6,722 |
| Securities | $10,249,000 | 6,319 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,237 |
| Net loans & leases | $158,316,000 | 2,487 |
| Loan loss allowance | $2,080,000 | 2,262 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,589,000 | 4,875 |
| Other real estate owned | $0 | 3,935 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,666,000 | 5,343 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $184,787,000 | 3,063 |
| Total liabilities | $169,566,000 | 3,003 |
| Total deposits | $167,959,000 | 2,785 |
| Interest-bearing deposits | $149,592,000 | 2,670 |
| Deposits held in domestic offices | $167,959,000 | 2,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $373,000 | 3,344 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $273,000 | 5,545 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $961,000 | 3,335 |
| Total equity capital | $15,221,000 | 3,680 |
| Total bank equity capital | $15,221,000 | 3,680 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $300,000 | 5,033 |
| Surplus | $2,300,000 | 5,259 |
| Undivided profits | $12,621,000 | 2,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,117,000 | 2,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $928,000 | 3,362 |
| Earning assets | $173,167,000 | 3,005 |
| Long-term assets (5+ years) | $11,395,000 | 4,449 |
| Average Assets, year-to-date | $180,649,000 | 3,058 |
| Average Assets, quarterly | $180,992,500 | 3,079 |
| Volatile liabilities | $26,669,000 | 3,574 |
| Insider loans | $96,000 | 7,237 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $28,139,000 | 2,558 |
| Tier 1 (core) risk-based capital | $15,288,000 | 3,568 |
| Tier 2 risk-based capital | $2,080,000 | 2,161 |
| Total risk weighted assets | $170,401,000 | 2,409 |
| Total unused commitments | $28,139,000 | 2,560 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 41 | 3,913 |
| Assets and Liabilities | ||
| Total Assets: | $177,198,000 | 3,150 |
| Cash and due from depository institutions | $5,900,000 | 3,913 |
| Interest-bearing balances | $2,000 | 6,746 |
| Securities | $11,260,000 | 6,192 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 1,873 |
| Net loans & leases | $150,404,000 | 2,548 |
| Loan loss allowance | $2,025,000 | 2,294 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,611,000 | 4,857 |
| Other real estate owned | $0 | 3,913 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,523,000 | 5,585 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $177,198,000 | 3,150 |
| Total liabilities | $161,640,000 | 3,114 |
| Total deposits | $159,979,000 | 2,894 |
| Interest-bearing deposits | $144,070,000 | 2,756 |
| Deposits held in domestic offices | $159,979,000 | 2,889 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $572,000 | 2,859 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $253,000 | 5,444 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $836,000 | 3,588 |
| Total equity capital | $15,558,000 | 3,543 |
| Total bank equity capital | $15,558,000 | 3,543 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $300,000 | 5,068 |
| Surplus | $2,300,000 | 5,271 |
| Undivided profits | $12,958,000 | 2,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,733,000 | 1,472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $832,000 | 3,596 |
| Earning assets | $168,166,000 | 3,064 |
| Long-term assets (5+ years) | $10,428,000 | 4,669 |
| Average Assets, year-to-date | $178,580,000 | 3,113 |
| Average Assets, quarterly | $178,580,000 | 3,113 |
| Volatile liabilities | $24,761,000 | 3,639 |
| Insider loans | $96,000 | 7,264 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $29,344,000 | 2,430 |
| Tier 1 (core) risk-based capital | $15,673,000 | 3,441 |
| Tier 2 risk-based capital | $2,025,000 | 2,200 |
| Total risk weighted assets | $163,558,000 | 2,456 |
| Total unused commitments | $29,344,000 | 2,435 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $179,962,000 | 3,111 |
| Cash and due from depository institutions | $11,701,000 | 4,006 |
| Interest-bearing balances | $2,000 | 6,756 |
| Securities | $11,358,000 | 6,215 |
| Federal funds sold & reverse repurchase agreements | $7,200,000 | 1,600 |
| Net loans & leases | $146,601,000 | 2,596 |
| Loan loss allowance | $1,964,000 | 2,348 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,588,000 | 4,887 |
| Other real estate owned | $0 | 4,006 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,514,000 | 5,540 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $179,962,000 | 3,111 |
| Total liabilities | $165,147,000 | 3,049 |
| Total deposits | $163,523,000 | 2,833 |
| Interest-bearing deposits | $146,059,000 | 2,707 |
| Deposits held in domestic offices | $163,523,000 | 2,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $423,000 | 3,122 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $377,000 | 5,405 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $824,000 | 3,548 |
| Total equity capital | $14,815,000 | 3,704 |
| Total bank equity capital | $14,815,000 | 3,704 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $300,000 | 5,084 |
| Surplus | $2,300,000 | 5,252 |
| Undivided profits | $12,215,000 | 2,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $710,000 | 3,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $853,000 | 3,508 |
| Earning assets | $165,161,000 | 3,099 |
| Long-term assets (5+ years) | $10,508,000 | 4,723 |
| Average Assets, year-to-date | $177,721,000 | 3,033 |
| Average Assets, quarterly | $178,638,000 | 3,103 |
| Volatile liabilities | $24,079,000 | 3,630 |
| Insider loans | $96,000 | 7,312 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $28,810,000 | 2,368 |
| Tier 1 (core) risk-based capital | $14,885,000 | 3,553 |
| Tier 2 risk-based capital | $1,964,000 | 2,246 |
| Total risk weighted assets | $159,893,000 | 2,488 |
| Total unused commitments | $28,810,000 | 2,369 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 40 | 3,992 |
| Assets and Liabilities | ||
| Total Assets: | $177,314,000 | 3,116 |
| Cash and due from depository institutions | $7,106,000 | 3,992 |
| Interest-bearing balances | $2,000 | 6,817 |
| Securities | $23,467,000 | 4,285 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,024 |
| Net loans & leases | $140,087,000 | 2,650 |
| Loan loss allowance | $1,863,000 | 2,441 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,583,000 | 2,824 |
| Other real estate owned | $0 | 3,992 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,571,000 | 5,443 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $177,314,000 | 3,116 |
| Total liabilities | $162,986,000 | 3,061 |
| Total deposits | $161,070,000 | 2,831 |
| Interest-bearing deposits | $144,185,000 | 2,715 |
| Deposits held in domestic offices | $161,070,000 | 2,825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $480,000 | 3,228 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $112,000 | 5,663 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,324,000 | 2,621 |
| Total equity capital | $14,328,000 | 3,804 |
| Total bank equity capital | $14,328,000 | 3,804 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $300,000 | 5,105 |
| Surplus | $2,300,000 | 5,234 |
| Undivided profits | $11,728,000 | 2,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $491,000 | 4,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $897,000 | 3,480 |
| Earning assets | $165,056,000 | 3,071 |
| Long-term assets (5+ years) | $9,620,000 | 4,991 |
| Average Assets, year-to-date | $177,160,750 | 3,036 |
| Average Assets, quarterly | $177,807,000 | 3,083 |
| Volatile liabilities | $23,605,000 | 3,684 |
| Insider loans | $261,000 | 6,420 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $23,331,000 | 2,704 |
| Tier 1 (core) risk-based capital | $14,351,000 | 3,652 |
| Tier 2 risk-based capital | $1,863,000 | 2,309 |
| Total risk weighted assets | $150,594,000 | 2,593 |
| Total unused commitments | $23,331,000 | 2,708 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 40 | 4,036 |
| Assets and Liabilities | ||
| Total Assets: | $178,300,000 | 3,085 |
| Cash and due from depository institutions | $4,762,000 | 4,036 |
| Interest-bearing balances | $2,000 | 6,858 |
| Securities | $28,509,000 | 3,794 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $138,590,000 | 2,634 |
| Loan loss allowance | $1,757,000 | 2,565 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,620,000 | 2,741 |
| Other real estate owned | $1,159,000 | 4,036 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,660,000 | 5,270 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $178,300,000 | 3,085 |
| Total liabilities | $164,409,000 | 3,006 |
| Total deposits | $161,539,000 | 2,798 |
| Interest-bearing deposits | $144,712,000 | 2,675 |
| Deposits held in domestic offices | $161,539,000 | 2,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,525,000 | 2,585 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $156,000 | 5,606 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,189,000 | 2,591 |
| Total equity capital | $13,891,000 | 3,779 |
| Total bank equity capital | $13,891,000 | 3,779 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $300,000 | 5,138 |
| Surplus | $2,300,000 | 5,237 |
| Undivided profits | $11,291,000 | 2,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,081,000 | 2,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $970,000 | 3,033 |
| Earning assets | $167,101,000 | 3,024 |
| Long-term assets (5+ years) | $10,911,000 | 4,874 |
| Average Assets, year-to-date | $177,109,670 | 3,052 |
| Average Assets, quarterly | $177,793,500 | 3,061 |
| Volatile liabilities | $24,400,000 | 3,498 |
| Insider loans | $956,000 | 4,169 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $24,217,000 | 2,635 |
| Tier 1 (core) risk-based capital | $13,963,000 | 3,698 |
| Tier 2 risk-based capital | $1,757,000 | 2,391 |
| Total risk weighted assets | $150,304,000 | 2,552 |
| Total unused commitments | $24,217,000 | 2,638 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 40 | 4,029 |
| Assets and Liabilities | ||
| Total Assets: | $177,287,000 | 3,069 |
| Cash and due from depository institutions | $3,711,000 | 4,029 |
| Interest-bearing balances | $2,000 | 6,868 |
| Securities | $28,905,000 | 3,769 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $139,229,000 | 2,560 |
| Loan loss allowance | $1,658,000 | 2,671 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,651,000 | 2,680 |
| Other real estate owned | $0 | 4,029 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,791,000 | 4,914 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $177,287,000 | 3,069 |
| Total liabilities | $161,127,000 | 3,033 |
| Total deposits | $158,438,000 | 2,830 |
| Interest-bearing deposits | $142,948,000 | 2,700 |
| Deposits held in domestic offices | $158,438,000 | 2,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,347,000 | 2,358 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $270,000 | 5,379 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,072,000 | 3,058 |
| Total equity capital | $16,160,000 | 3,369 |
| Total bank equity capital | $16,160,000 | 3,369 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $300,000 | 5,148 |
| Surplus | $2,300,000 | 5,229 |
| Undivided profits | $13,560,000 | 2,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,210,000 | 935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,144,000 | 2,515 |
| Earning assets | $168,136,000 | 2,993 |
| Long-term assets (5+ years) | $10,966,000 | 4,823 |
| Average Assets, year-to-date | $176,514,500 | 3,054 |
| Average Assets, quarterly | $176,514,500 | 3,054 |
| Volatile liabilities | $24,177,000 | 3,435 |
| Insider loans | $913,000 | 4,210 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $23,125,000 | 2,670 |
| Tier 1 (core) risk-based capital | $15,948,000 | 3,230 |
| Tier 2 risk-based capital | $1,658,000 | 2,485 |
| Total risk weighted assets | $151,081,000 | 2,473 |
| Total unused commitments | $23,125,000 | 2,678 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 41 | 3,960 |
| Assets and Liabilities | ||
| Total Assets: | $175,742,000 | 3,083 |
| Cash and due from depository institutions | $10,733,000 | 3,960 |
| Interest-bearing balances | $2,000 | 6,879 |
| Securities | $30,943,000 | 3,631 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $128,598,000 | 2,719 |
| Loan loss allowance | $1,554,000 | 2,806 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,687,000 | 2,651 |
| Other real estate owned | $0 | 3,960 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,781,000 | 4,978 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,742,000 | 3,083 |
| Total liabilities | $159,859,000 | 3,055 |
| Total deposits | $157,838,000 | 2,833 |
| Interest-bearing deposits | $143,100,000 | 2,666 |
| Deposits held in domestic offices | $157,838,000 | 2,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $650,000 | 2,908 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $312,000 | 5,348 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,059,000 | 2,968 |
| Total equity capital | $15,883,000 | 3,354 |
| Total bank equity capital | $15,883,000 | 3,354 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $300,000 | 5,188 |
| Surplus | $2,300,000 | 5,215 |
| Undivided profits | $13,283,000 | 2,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,926,000 | 1,585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,142,000 | 2,636 |
| Earning assets | $159,543,000 | 3,094 |
| Long-term assets (5+ years) | $11,493,000 | 4,742 |
| Average Assets, year-to-date | $173,230,400 | 3,034 |
| Average Assets, quarterly | $173,823,500 | 3,087 |
| Volatile liabilities | $22,639,000 | 3,588 |
| Insider loans | $970,000 | 4,100 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $22,205,000 | 2,650 |
| Tier 1 (core) risk-based capital | $15,743,000 | 3,230 |
| Tier 2 risk-based capital | $1,554,000 | 2,593 |
| Total risk weighted assets | $142,148,000 | 2,587 |
| Total unused commitments | $22,205,000 | 2,654 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 41 | 3,990 |
| Assets and Liabilities | ||
| Total Assets: | $171,905,000 | 3,129 |
| Cash and due from depository institutions | $2,448,000 | 3,990 |
| Interest-bearing balances | $2,000 | 6,934 |
| Securities | $35,421,000 | 3,216 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $130,627,000 | 2,658 |
| Loan loss allowance | $1,450,000 | 2,967 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,725,000 | 4,578 |
| Other real estate owned | $0 | 3,990 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,684,000 | 5,146 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,905,000 | 3,129 |
| Total liabilities | $156,611,000 | 3,088 |
| Total deposits | $154,570,000 | 2,873 |
| Interest-bearing deposits | $141,101,000 | 2,709 |
| Deposits held in domestic offices | $154,570,000 | 2,870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $756,000 | 2,715 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $148,000 | 5,467 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,137,000 | 2,970 |
| Total equity capital | $15,294,000 | 3,452 |
| Total bank equity capital | $15,294,000 | 3,452 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $300,000 | 5,220 |
| Surplus | $2,300,000 | 5,193 |
| Undivided profits | $12,694,000 | 2,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,515,000 | 2,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,097,000 | 2,884 |
| Earning assets | $166,050,000 | 2,995 |
| Long-term assets (5+ years) | $13,462,000 | 4,453 |
| Average Assets, year-to-date | $172,602,500 | 3,066 |
| Average Assets, quarterly | $174,050,500 | 3,090 |
| Volatile liabilities | $21,837,000 | 3,663 |
| Insider loans | $765,000 | 4,599 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $19,587,000 | 2,876 |
| Tier 1 (core) risk-based capital | $15,091,000 | 3,345 |
| Tier 2 risk-based capital | $1,450,000 | 2,729 |
| Total risk weighted assets | $140,143,000 | 2,603 |
| Total unused commitments | $19,587,000 | 2,878 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 40 | 4,085 |
| Assets and Liabilities | ||
| Total Assets: | $176,196,000 | 3,050 |
| Cash and due from depository institutions | $8,067,000 | 4,085 |
| Interest-bearing balances | $2,000 | 6,945 |
| Securities | $28,195,000 | 3,709 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 1,686 |
| Net loans & leases | $126,808,000 | 2,695 |
| Loan loss allowance | $1,370,000 | 3,070 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,763,000 | 4,503 |
| Other real estate owned | $289,000 | 4,085 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,574,000 | 5,199 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,196,000 | 3,050 |
| Total liabilities | $160,929,000 | 3,009 |
| Total deposits | $158,887,000 | 2,792 |
| Interest-bearing deposits | $143,754,000 | 2,638 |
| Deposits held in domestic offices | $158,887,000 | 2,789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $801,000 | 2,610 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $232,000 | 5,484 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,009,000 | 3,283 |
| Total equity capital | $15,267,000 | 3,475 |
| Total bank equity capital | $15,267,000 | 3,475 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $300,000 | 5,230 |
| Surplus | $2,300,000 | 5,171 |
| Undivided profits | $12,667,000 | 2,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,968,000 | 1,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $987,000 | 3,049 |
| Earning assets | $164,505,000 | 2,994 |
| Long-term assets (5+ years) | $13,793,000 | 4,263 |
| Average Assets, year-to-date | $172,835,000 | 3,065 |
| Average Assets, quarterly | $172,680,500 | 3,088 |
| Volatile liabilities | $20,926,000 | 3,718 |
| Insider loans | $813,000 | 4,460 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $20,503,000 | 2,748 |
| Tier 1 (core) risk-based capital | $14,837,000 | 3,356 |
| Tier 2 risk-based capital | $1,370,000 | 2,814 |
| Total risk weighted assets | $138,228,000 | 2,591 |
| Total unused commitments | $20,503,000 | 2,757 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 39 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $169,165,000 | 3,130 |
| Cash and due from depository institutions | $5,035,000 | 4,145 |
| Interest-bearing balances | $2,000 | 6,907 |
| Securities | $34,408,000 | 3,182 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,753 |
| Net loans & leases | $123,139,000 | 2,707 |
| Loan loss allowance | $1,340,000 | 3,078 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,802,000 | 4,403 |
| Other real estate owned | $495,000 | 4,145 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,686,000 | 4,991 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,165,000 | 3,130 |
| Total liabilities | $154,324,000 | 3,094 |
| Total deposits | $152,530,000 | 2,876 |
| Interest-bearing deposits | $140,926,000 | 2,689 |
| Deposits held in domestic offices | $152,530,000 | 2,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $790,000 | 2,474 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $181,000 | 5,359 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $823,000 | 3,804 |
| Total equity capital | $14,841,000 | 3,490 |
| Total bank equity capital | $14,841,000 | 3,490 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $300,000 | 5,247 |
| Surplus | $2,300,000 | 5,148 |
| Undivided profits | $12,241,000 | 2,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,658,000 | 1,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,109,000 | 2,765 |
| Earning assets | $160,149,000 | 3,042 |
| Long-term assets (5+ years) | $17,050,000 | 3,730 |
| Average Assets, year-to-date | $171,154,500 | 3,080 |
| Average Assets, quarterly | $171,154,500 | 3,080 |
| Volatile liabilities | $21,440,000 | 3,593 |
| Insider loans | $738,000 | 4,614 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $19,990,000 | 2,706 |
| Tier 1 (core) risk-based capital | $14,513,000 | 3,373 |
| Tier 2 risk-based capital | $1,340,000 | 2,810 |
| Total risk weighted assets | $132,932,000 | 2,651 |
| Total unused commitments | $19,990,000 | 2,718 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 39 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $173,144,000 | 3,027 |
| Cash and due from depository institutions | $5,397,000 | 4,137 |
| Interest-bearing balances | $2,000 | 6,909 |
| Securities | $29,530,000 | 3,557 |
| Federal funds sold & reverse repurchase agreements | $14,600,000 | 975 |
| Net loans & leases | $119,557,000 | 2,751 |
| Loan loss allowance | $1,316,000 | 3,050 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,839,000 | 4,323 |
| Other real estate owned | $628,000 | 4,137 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,593,000 | 5,163 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,144,000 | 3,027 |
| Total liabilities | $157,807,000 | 2,984 |
| Total deposits | $155,832,000 | 2,756 |
| Interest-bearing deposits | $141,366,000 | 2,635 |
| Deposits held in domestic offices | $155,832,000 | 2,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $651,000 | 2,688 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $430,000 | 5,309 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $894,000 | 3,660 |
| Total equity capital | $15,337,000 | 3,339 |
| Total bank equity capital | $15,337,000 | 3,339 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $300,000 | 5,258 |
| Surplus | $2,300,000 | 5,110 |
| Undivided profits | $12,737,000 | 2,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,958,000 | 1,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,020,000 | 3,152 |
| Earning assets | $163,689,000 | 2,912 |
| Long-term assets (5+ years) | $14,846,000 | 3,989 |
| Average Assets, year-to-date | $163,643,800 | 3,033 |
| Average Assets, quarterly | $171,259,000 | 3,035 |
| Volatile liabilities | $22,148,000 | 3,490 |
| Insider loans | $4,155,000 | 1,267 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $20,120,000 | 2,623 |
| Tier 1 (core) risk-based capital | $14,909,000 | 3,214 |
| Tier 2 risk-based capital | $1,316,000 | 2,816 |
| Total risk weighted assets | $132,331,000 | 2,631 |
| Total unused commitments | $20,120,000 | 2,628 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $157,002,000 | 3,143 |
| Cash and due from depository institutions | $2,048,000 | 4,049 |
| Interest-bearing balances | $1,000 | 6,949 |
| Securities | $23,313,000 | 4,065 |
| Federal funds sold & reverse repurchase agreements | $17,100,000 | 828 |
| Net loans & leases | $109,357,000 | 2,900 |
| Loan loss allowance | $1,140,000 | 3,248 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,715,000 | 4,481 |
| Other real estate owned | $1,933,000 | 4,049 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,536,000 | 5,299 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,002,000 | 3,143 |
| Total liabilities | $144,360,000 | 3,078 |
| Total deposits | $140,787,000 | 2,893 |
| Interest-bearing deposits | $127,427,000 | 2,754 |
| Deposits held in domestic offices | $140,787,000 | 2,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,747,000 | 1,968 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $42,000 | 5,528 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $784,000 | 4,120 |
| Total equity capital | $12,642,000 | 3,722 |
| Total bank equity capital | $12,642,000 | 3,722 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $300,000 | 5,377 |
| Surplus | $2,300,000 | 5,084 |
| Undivided profits | $10,042,000 | 2,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,440,000 | 2,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 1,077 |
| Income earned, not collected on loans | $985,000 | 3,511 |
| Earning assets | $149,771,000 | 3,029 |
| Long-term assets (5+ years) | $18,390,000 | 3,479 |
| Average Assets, year-to-date | $151,221,400 | 3,119 |
| Average Assets, quarterly | $156,733,000 | 3,129 |
| Volatile liabilities | $22,120,000 | 3,395 |
| Insider loans | $1,164,000 | 3,571 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $15,430,000 | 2,979 |
| Tier 1 (core) risk-based capital | $12,524,000 | 3,604 |
| Tier 2 risk-based capital | $1,140,000 | 3,022 |
| Total risk weighted assets | $121,622,000 | 2,728 |
| Total unused commitments | $15,430,000 | 2,987 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 38 | 4,255 |
| Assets and Liabilities | ||
| Total Assets: | $143,520,000 | 3,273 |
| Cash and due from depository institutions | $4,915,000 | 4,255 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $37,668,000 | 2,834 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,757 |
| Net loans & leases | $93,359,000 | 3,230 |
| Loan loss allowance | $993,000 | 3,514 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,825,000 | 4,283 |
| Other real estate owned | $1,789,000 | 4,255 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,464,000 | 4,939 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,520,000 | 3,273 |
| Total liabilities | $134,030,000 | 3,185 |
| Total deposits | $129,547,000 | 3,014 |
| Interest-bearing deposits | $115,428,000 | 2,922 |
| Deposits held in domestic offices | $129,547,000 | 3,010 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,656,000 | 1,822 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $109,000 | 5,446 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $718,000 | 4,599 |
| Total equity capital | $9,490,000 | 4,592 |
| Total bank equity capital | $9,490,000 | 4,592 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $300,000 | 5,544 |
| Surplus | $300,000 | 8,563 |
| Undivided profits | $8,890,000 | 2,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,155,000 | 2,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $561,000 | 262 |
| Income earned, not collected on loans | $736,000 | 3,695 |
| Earning assets | $133,527,000 | 3,247 |
| Long-term assets (5+ years) | $15,302,000 | 3,723 |
| Average Assets, year-to-date | $130,119,000 | 3,424 |
| Average Assets, quarterly | $136,776,000 | 3,367 |
| Volatile liabilities | $20,946,000 | 3,543 |
| Insider loans | $1,408,000 | 3,075 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $18,717,000 | 2,444 |
| Tier 1 (core) risk-based capital | $9,666,000 | 4,412 |
| Tier 2 risk-based capital | $993,000 | 3,309 |
| Total risk weighted assets | $105,507,600 | 2,954 |
| Total unused commitments | $18,717,000 | 2,448 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 36 | 4,563 |
| Assets and Liabilities | ||
| Total Assets: | $125,207,000 | 3,633 |
| Cash and due from depository institutions | $9,113,000 | 4,563 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $28,614,000 | 3,739 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 1,309 |
| Net loans & leases | $77,200,000 | 3,677 |
| Loan loss allowance | $786,000 | 4,161 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,920,000 | 4,125 |
| Other real estate owned | $0 | 4,563 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,060,000 | 5,990 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,207,000 | 3,633 |
| Total liabilities | $117,050,000 | 3,507 |
| Total deposits | $112,624,000 | 3,347 |
| Interest-bearing deposits | $99,259,000 | 3,285 |
| Deposits held in domestic offices | $112,624,000 | 3,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,525,000 | 1,985 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $224,000 | 5,303 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $677,000 | 4,371 |
| Total equity capital | $8,157,000 | 5,037 |
| Total bank equity capital | $8,157,000 | 5,037 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $300,000 | 5,720 |
| Surplus | $300,000 | 8,839 |
| Undivided profits | $7,557,000 | 3,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $628,000 | 3,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $540,000 | 4,282 |
| Earning assets | $113,114,000 | 3,662 |
| Long-term assets (5+ years) | $11,175,000 | 4,612 |
| Average Assets, year-to-date | $118,718,200 | 3,675 |
| Average Assets, quarterly | $119,271,000 | 3,747 |
| Volatile liabilities | $12,758,000 | 4,724 |
| Insider loans | $77,000 | 8,260 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $90,000 | 1,355 |
| Unused loan commitments | $13,203,000 | 3,117 |
| Tier 1 (core) risk-based capital | $8,781,000 | 4,740 |
| Tier 2 risk-based capital | $786,000 | 3,862 |
| Total risk weighted assets | $86,722,600 | 3,368 |
| Total unused commitments | $13,203,000 | 3,120 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 33 | 4,974 |
| Assets and Liabilities | ||
| Total Assets: | $122,195,000 | 3,650 |
| Cash and due from depository institutions | $5,139,000 | 4,974 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $34,602,000 | 3,206 |
| Federal funds sold & reverse repurchase agreements | $16,700,000 | 979 |
| Net loans & leases | $63,320,000 | 4,091 |
| Loan loss allowance | $628,000 | 4,842 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,455,000 | 4,862 |
| Other real estate owned | $0 | 4,974 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $979,000 | 5,972 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,195,000 | 3,650 |
| Total liabilities | $113,862,000 | 3,528 |
| Total deposits | $100,274,000 | 3,698 |
| Interest-bearing deposits | $88,429,000 | 3,601 |
| Deposits held in domestic offices | $100,274,000 | 3,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,910,000 | 924 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $34,000 | 5,005 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $644,000 | 4,885 |
| Total equity capital | $8,333,000 | 5,027 |
| Total bank equity capital | $8,333,000 | 5,027 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $300,000 | 5,797 |
| Surplus | $300,000 | 9,026 |
| Undivided profits | $7,733,000 | 3,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $620,000 | 3,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $386,000 | 5,638 |
| Earning assets | $114,622,000 | 3,597 |
| Long-term assets (5+ years) | $5,079,000 | 6,199 |
| Average Assets, year-to-date | $114,694,200 | 3,672 |
| Average Assets, quarterly | $116,177,000 | 3,749 |
| Volatile liabilities | $21,391,000 | 2,850 |
| Insider loans | $115,000 | 7,930 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $78,000 | 1,608 |
| Unused loan commitments | $12,566,000 | 3,137 |
| Tier 1 (core) risk-based capital | $8,066,000 | 4,984 |
| Tier 2 risk-based capital | $628,000 | 4,444 |
| Total risk weighted assets | $73,034,100 | 3,721 |
| Total unused commitments | $12,566,000 | 3,142 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $112,148,000 | 3,915 |
| Cash and due from depository institutions | $9,373,000 | 4,776 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $40,252,000 | 2,813 |
| Federal funds sold & reverse repurchase agreements | $9,800,000 | 1,391 |
| Net loans & leases | $50,838,000 | 4,911 |
| Loan loss allowance | $554,000 | 5,311 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $722,000 | 6,913 |
| Other real estate owned | $0 | 4,776 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,163,000 | 5,442 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,148,000 | 3,915 |
| Total liabilities | $104,110,000 | 3,774 |
| Total deposits | $95,317,000 | 3,877 |
| Interest-bearing deposits | $80,917,000 | 3,905 |
| Deposits held in domestic offices | $95,317,000 | 3,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,657,000 | 1,210 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $250,000 | 4,422 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $886,000 | 3,928 |
| Total equity capital | $8,038,000 | 5,178 |
| Total bank equity capital | $8,038,000 | 5,178 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $300,000 | 6,047 |
| Surplus | $300,000 | 9,398 |
| Undivided profits | $7,438,000 | 3,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 8,797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $313,000 | 6,668 |
| Earning assets | $100,890,000 | 3,994 |
| Long-term assets (5+ years) | $2,369,000 | 7,426 |
| Average Assets, year-to-date | $107,580,200 | 3,896 |
| Average Assets, quarterly | $108,857,500 | 3,962 |
| Volatile liabilities | $14,839,000 | 3,790 |
| Insider loans | $118,000 | 8,234 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,127,000 | 3,942 |
| Tier 1 (core) risk-based capital | $7,850,000 | 5,126 |
| Tier 2 risk-based capital | $554,000 | 4,806 |
| Total risk weighted assets | $58,473,500 | 4,465 |
| Total unused commitments | $8,127,000 | 3,943 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $108,631,000 | 4,090 |
| Cash and due from depository institutions | $7,214,000 | 5,523 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $42,298,000 | 2,847 |
| Federal funds sold & reverse repurchase agreements | $11,600,000 | 1,113 |
| Net loans & leases | $45,131,000 | 5,402 |
| Loan loss allowance | $424,000 | 6,561 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $758,000 | 6,885 |
| Other real estate owned | $294,000 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,336,000 | 5,059 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,631,000 | 4,090 |
| Total liabilities | $100,705,000 | 3,988 |
| Total deposits | $93,070,000 | 4,049 |
| Interest-bearing deposits | $78,281,000 | 4,155 |
| Deposits held in domestic offices | $93,070,000 | 4,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,275,000 | 1,430 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $125,000 | 4,748 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,235,000 | 2,988 |
| Total equity capital | $7,926,000 | 5,273 |
| Total bank equity capital | $7,926,000 | 5,273 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $300,000 | 6,402 |
| Surplus | $300,000 | 9,840 |
| Undivided profits | $7,326,000 | 3,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 9,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $296,000 | 6,955 |
| Earning assets | $99,029,000 | 4,136 |
| Long-term assets (5+ years) | $367,000 | 9,470 |
| Average Assets, year-to-date | $103,660,200 | 4,116 |
| Average Assets, quarterly | $105,053,500 | 4,182 |
| Volatile liabilities | $12,818,000 | 4,071 |
| Insider loans | $149,000 | 8,217 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,461,000 | 4,431 |
| Tier 1 (core) risk-based capital | $7,820,000 | 5,242 |
| Tier 2 risk-based capital | $424,000 | 5,903 |
| Total risk weighted assets | $54,850,700 | 4,739 |
| Total unused commitments | $6,461,000 | 4,445 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $102,686,000 | 4,323 |
| Cash and due from depository institutions | $6,295,000 | 5,163 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $52,185,000 | 2,405 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,492 |
| Net loans & leases | $35,726,000 | 6,287 |
| Loan loss allowance | $933,000 | 3,754 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $726,000 | 7,145 |
| Other real estate owned | $601,000 | 5,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,353,000 | 5,093 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,686,000 | 4,323 |
| Total liabilities | $94,706,000 | 4,217 |
| Total deposits | $90,655,000 | 4,177 |
| Interest-bearing deposits | $76,040,000 | 4,288 |
| Deposits held in domestic offices | $90,655,000 | 4,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,042,000 | 2,172 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $457,000 | 3,523 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,552,000 | 2,573 |
| Total equity capital | $7,980,000 | 5,259 |
| Total bank equity capital | $7,980,000 | 5,259 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $300,000 | 6,747 |
| Surplus | $300,000 | 10,245 |
| Undivided profits | $7,380,000 | 3,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $213,000 | 6,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $231,000 | 8,242 |
| Earning assets | $93,711,000 | 4,340 |
| Long-term assets (5+ years) | $668,000 | 9,438 |
| Average Assets, year-to-date | $95,486,400 | 4,433 |
| Average Assets, quarterly | $100,364,000 | 4,355 |
| Volatile liabilities | $8,821,000 | 4,952 |
| Insider loans | $88,000 | 9,332 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,216,000 | 5,426 |
| Tier 1 (core) risk-based capital | $7,448,000 | 5,464 |
| Tier 2 risk-based capital | $554,310 | 4,857 |
| Total risk weighted assets | $43,965,810 | 5,551 |
| Total unused commitments | $4,216,000 | 5,436 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $94,435,000 | 4,601 |
| Cash and due from depository institutions | $6,457,000 | 5,348 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $44,119,000 | 2,975 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,726 |
| Net loans & leases | $38,314,000 | 5,959 |
| Loan loss allowance | $875,000 | 4,042 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $732,000 | 7,231 |
| Other real estate owned | $1,676,000 | 5,348 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,137,000 | 6,146 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,435,000 | 4,601 |
| Total liabilities | $87,292,000 | 4,532 |
| Total deposits | $85,522,000 | 4,391 |
| Interest-bearing deposits | $72,205,000 | 4,439 |
| Deposits held in domestic offices | $85,522,000 | 4,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $488,000 | 3,782 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,282,000 | 2,512 |
| Total equity capital | $7,143,000 | 5,416 |
| Total bank equity capital | $7,143,000 | 5,416 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $300,000 | 7,125 |
| Surplus | $300,000 | 10,693 |
| Undivided profits | $6,543,000 | 3,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 8,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $266,000 | 7,165 |
| Earning assets | $84,433,000 | 4,699 |
| Long-term assets (5+ years) | $420,000 | 10,248 |
| Average Assets, year-to-date | $95,477,800 | 4,458 |
| Average Assets, quarterly | $94,031,000 | 4,577 |
| Volatile liabilities | $3,631,000 | 7,844 |
| Insider loans | $1,413,000 | 2,824 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,898,000 | 5,614 |
| Tier 1 (core) risk-based capital | $7,504,000 | 5,273 |
| Tier 2 risk-based capital | $589,580 | 4,609 |
| Total risk weighted assets | $46,881,280 | 5,208 |
| Total unused commitments | $3,898,000 | 5,620 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 36 | 5,574 |
| Assets and Liabilities | ||
| Total Assets: | $95,251,000 | 4,662 |
| Cash and due from depository institutions | $5,646,000 | 5,574 |
| Interest-bearing balances | $99,000 | 6,563 |
| Securities | $26,465,000 | 4,981 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,846 |
| Net loans & leases | $51,110,000 | 4,708 |
| Loan loss allowance | $866,000 | 4,200 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $798,000 | 7,028 |
| Other real estate owned | $2,727,000 | 5,574 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,005,000 | 6,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,251,000 | 4,662 |
| Total liabilities | $88,254,000 | 4,566 |
| Total deposits | $86,929,000 | 4,454 |
| Interest-bearing deposits | $75,015,000 | 4,459 |
| Deposits held in domestic offices | $86,929,000 | 4,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $250,000 | 3,889 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,075,000 | 2,968 |
| Total equity capital | $6,997,000 | 5,603 |
| Total bank equity capital | $6,997,000 | 5,603 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $300,000 | 7,497 |
| Surplus | $300,000 | 11,156 |
| Undivided profits | $6,397,000 | 3,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,334,000 | 2,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $336,000 | 5,488 |
| Earning assets | $85,174,000 | 4,790 |
| Long-term assets (5+ years) | $6,663,000 | 5,562 |
| Average Assets, year-to-date | $93,626,400 | 4,623 |
| Average Assets, quarterly | $93,730,500 | 4,689 |
| Volatile liabilities | $2,978,000 | 8,419 |
| Insider loans | $1,309,000 | 3,011 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,003,000 | 4,387 |
| Tier 1 (core) risk-based capital | $6,997,000 | 5,526 |
| Tier 2 risk-based capital | $770,680 | 3,641 |
| Total risk weighted assets | $61,558,980 | 4,083 |
| Total unused commitments | $6,003,000 | 4,412 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 42 | 4,959 |
| Assets and Liabilities | ||
| Total Assets: | $97,136,000 | 4,646 |
| Cash and due from depository institutions | $7,225,000 | 4,959 |
| Interest-bearing balances | $1,292,000 | 3,379 |
| Securities | $27,977,000 | 4,743 |
| Federal funds sold & reverse repurchase agreements | $4,070,000 | 3,930 |
| Net loans & leases | $54,106,000 | 4,524 |
| Loan loss allowance | $965,000 | 3,855 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $836,000 | 6,945 |
| Other real estate owned | $1,804,000 | 4,959 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,118,000 | 5,791 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,136,000 | 4,646 |
| Total liabilities | $90,287,000 | 4,578 |
| Total deposits | $89,229,000 | 4,461 |
| Interest-bearing deposits | $77,158,000 | 4,489 |
| Deposits held in domestic offices | $89,229,000 | 4,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $250,000 | 3,722 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $808,000 | 3,902 |
| Total equity capital | $6,849,000 | 5,478 |
| Total bank equity capital | $6,849,000 | 5,478 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $300,000 | 7,882 |
| Surplus | $300,000 | 11,544 |
| Undivided profits | $6,249,000 | 3,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,004,000 | 3,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $355,000 | 5,645 |
| Earning assets | $87,445,000 | 4,724 |
| Long-term assets (5+ years) | $9,675,000 | 4,436 |
| Average Assets, year-to-date | $97,038,000 | 4,550 |
| Average Assets, quarterly | $97,199,500 | 4,607 |
| Volatile liabilities | $4,312,000 | 7,136 |
| Insider loans | $491,000 | 1,871 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,619,000 | 4,293 |
| Tier 1 (core) risk-based capital | $6,849,000 | 5,418 |
| Tier 2 risk-based capital | $781,430 | 3,609 |
| Total risk weighted assets | $62,330,530 | 4,097 |
| Total unused commitments | $5,619,000 | 4,316 |
| Derivatives | $0 | 651 |